A firm projects net income to be $500,000, intends to pay out $125,000 in dividends, and had $2 million of equity at the beginning of the year. The firm's sustainable growth rate is:

Answers

Answer 1

The firm's sustainable growth rate is  18.75%

What is sustainable growth rate of a firm?The sustainable growth rate (SGR) is the maximum rate of growth that a company or social enterprise can sustain without having to finance growth with additional equity or debt. In other words, it is the rate at which the company can grow while using its own internal revenue without borrowing from outside sources.The SGR formula is most commonly used in various valuation models, such as the dividend discount model (DDM), discounted cash flow model, etc.

Calculation of SGR :-

1) Calculate the retention ratio

retention ratio = 1 - dividends paid / net income

2) Calculate the return on equity (ROE)

ROE = net income / shareholders' equity

3) Calculate the sustainable growth rate (SGR)

SGR = retention ratio × ROE

Hence, by using the above formula the sustainable growth rate  of the firm is 18.75%

To know more about sustainable growth rate, click the given links.

https://brainly.com/question/22784070

https://brainly.com/question/14635121

#SPJ4

Correct Question - A firm projects net income to be $500,000, intends to pay out $125,000 in dividends, and had $2 million of equity at the beginning of the year. The firm's sustainable growth rate is:

a. 5%

b. 18.75%

c. 6.25%

d. 4.69%


Related Questions

Arvid told his subordinate, "Moe, you’re level-headed and experienced. That’s why I’ve nominated you to represent our division on a cross-divisional task force that will study our firm’s compensation policy and make recommendations to executive management. This temporary, part-time team is expected to deliver its findings within six months. It is in addition to your regular ‘day job. ’" Moe will be working in a(n)Multiple Choicework team.management team.parallel team.focus group.interest group

Answers

Moe has been nominated by Arvid to represent their division on a cross-divisional task force. Moe will be working in a parallel team. The correct option is C.

A parallel team is a temporary team composed of individuals from different departments or units within an organization who come together to work on a specific project or task. In this case, Moe has been nominated by Arvid to represent their division on a cross-divisional task force that will study their firm's compensation policy and make recommendations to executive management.

This team is expected to deliver its findings within six months and is in addition to Moe's regular 'day job'. As a member of the parallel team, Moe will have to work collaboratively with individuals from other divisions to achieve the team's goals. Parallel teams are an effective way of leveraging the knowledge and skills of individuals from different areas of an organization to achieve a common objective. The correct option is C

To know more about parallel team, refer here:

https://brainly.com/question/13534711#

#SPJ11

Complete question:

Arvid told his subordinate, "Moe, you’re level-headed and experienced. That’s why I’ve nominated you to represent our division on a cross-divisional task force that will study our firm’s compensation policy and make recommendations to executive management. This temporary, part-time team is expected to deliver its findings within six months. It is in addition to your regular ‘day job. ’" Moe will be working in a(n)Multiple Choice

a. work team.

b. management team

c. parallel team.

d. focus group.

e. interest group

T/F The supply chain is limited to getting finished products to stores.

Answers

False, The supply chain is not limited to getting finished products to stores.

While the distribution of finished products to stores is an essential aspect of the supply chain, it is just one part of a broader network of activities involved in the movement and transformation of goods and services.

The supply chain encompasses all the processes, activities, and entities involved in the sourcing, production, distribution, and delivery of products or services to the end customer.

It includes raw material suppliers, manufacturers, wholesalers, distributors, retailers, transportation providers, and various intermediaries.

The supply chain management involves coordinating and managing these activities to ensure the efficient and effective flow of goods, information, and finances throughout the entire supply chain.

It involves strategic decision-making, coordination of logistics, inventory management, demand forecasting, supplier relationship management, and customer service.

Therefore, the supply chain goes beyond the final delivery of products to stores. It involves the entire lifecycle of a product, from its inception and sourcing of raw materials to manufacturing, transportation, warehousing, and ultimately reaching the end customer.

To know more about product click here

brainly.com/question/28985255

#SPJ11

A bank's reserve ratio is 8 percent and the bank has $1,000 in deposits. Its reserves amount to
Group of answer choices
$80
$920
$8
$92

Answers

The bank must hold $80 in reserve, and it can use the remaining $920  to make loans or invest in other assets. Option A.

The reserve ratio is the percentage of a bank's deposits that it is required to hold in reserve, either as cash in its vaults or as deposits at the central bank. In this scenario, the bank's reserve ratio is 8 percent, which means that the bank is required to hold 8 percent of its deposits in reserve

To calculate the amount of reserves that the bank is required to hold, we need to multiply its deposits by the reserve ratio. Therefore, the amount of reserves that the bank is required to hold is:

Reserves = Deposits x Reserve Ratio

Reserves = $1,000 x 0.08

Reserves = $80

Therefore, the correct answer is $80. The bank must hold $80 in reserve, and it can use the remaining $920 ($1,000 - $80) to make loans or invest in other assets.

So, option A is correct.

For more such questions on assets visit:

https://brainly.com/question/29482245

#SPJ11

A ledger
a) includes all company accounts and their related balances
b) can replace the financial statements
c) is the same as a chart of accounts
d) is known as a worksheet

Answers

The correct option is  option A. A ledger includes all company accounts and their related balances.

What is the purpose of a ledger?

A ledger is a fundamental accounting tool that contains a comprehensive record of all company accounts and their respective balances. It serves as a central repository for tracking financial transactions and maintaining accurate financial records. Each account within the ledger represents a specific category, such as assets, liabilities, equity, revenues, or expenses.

The ledger provides a detailed account of every financial activity, including debits and credits, for each account. It enables businesses to monitor their financial health, track income and expenses, analyze trends, and prepare accurate financial statements.

However, it is important to note that while the ledger is a crucial component in the accounting process, it does not replace the financial statements themselves.

so,The correct option is  option A

Learn more about:ledger

brainly.com/question/14853484

#SPJ11

business impact analysis is a preparatory activity common to both cp and risk management. true or false

Answers

An office holder who represents the will of those who elected him/her and acts in the constituents' expressed interests is known as a representative or representative democracy.

Explanation: In a representative democracy, elected office holders are chosen by the people to represent their interests and make decisions on their behalf. These representatives are expected to listen to their constituents, understand their concerns, and advocate for policies and actions that align with the expressed interests of the people who elected them. They are responsible for voicing the concerns and preferences of their constituents, and their actions and decisions should reflect the will of the majority. This system allows for the democratic participation of citizens by electing individuals who can represent their views and work towards achieving their desired outcomes.

User

business impact analysis is a preparatory activity common to both cp and risk management. true or false. GENERATE THE ANSWER IN 100 WORDS IT WILL BE DIVIDED INTO TWO PARAGRAPHS THE FIRST PARA WILL BE THE SUMMARY OF THE ANSWER in 2 lines, AND SECOND PARA WILL BE THE EXPLANATION OF THE ANSWER

ChatGPT

2 / 2

True, business impact analysis is a preparatory activity common to both business continuity planning (BCP) and risk management.

Business impact analysis (BIA) is a crucial step in both business continuity planning and risk management. BIA involves identifying and assessing the potential impacts of various risks and disruptions on the organization's operations, processes, and resources. By conducting a BIA, businesses can gain a comprehensive understanding of the potential consequences of different risks and prioritize their mitigation efforts accordingly.

This analysis helps in developing strategies to manage risks effectively, enhance resilience, and ensure the continuity of critical operations. Therefore, business impact analysis serves as a preparatory activity that is commonly undertaken in both business continuity planning and risk management processes.

Learn more about Business impact analysis (BIA) here:

https://brainly.com/question/31643766

#SPJ11

Todd owns a truck that he values at $2,000. Susan, who does a lot of hauling, values the truck at $6,000. If these two are allowed to negotiate, which of the following will most likely occur? a. Todd will sell the truck for $1,500. b. Susan will buy the truck for $7,000. c. The truck will be sold at a price greater than $2,000 but less than $6,000, and both parties will benefit. d. Susan will benefit more than Todd if the truck is sold.

Answers

Based on the information provided, it is most likely that the truck will be sold at a price greater than $2,000 but less than $6,000, and both parties will benefit.  Therefore, the correct option is C.

This is because Todd values the truck at $2,000 while Susan values it at $6,000, indicating that there is a significant difference in their perceptions of the truck's worth. If they negotiate, they may be able to reach a compromise that is mutually beneficial, with Todd getting more than his original valuation and Susan paying less than hers.

Option a, Todd selling the truck for $1,500, is unlikely because it is lower than his own valuation of the truck. It is also unlikely that Susan would buy the truck for $7,000 (option b) since it is significantly higher than her own valuation. Therefore, it is most likely that they will come to a price that falls somewhere in between their respective valuations.

Option d, Susan benefiting more than Todd, is not necessarily true as it depends on the final negotiated price. If they reach a price that is closer to Todd's valuation, he may benefit more. On the other hand, if they reach a price closer to Susan's valuation, she may benefit more. Overall, the most likely scenario is that they will reach a mutually beneficial agreement that is somewhere in the middle of their respective valuations. Hence, the correct answer is option C.

Learn more about Price:

https://brainly.com/question/19104371

#SPJ11

for southwest airlines, which of the following acted as a barrier to entry for other competitors?

Answers

Southwest Airlines' barriers to entry included an extensive route network, established market presence, and cost advantage through efficient operations and high aircraft utilization.

Southwest Airlines' extensive route network and established presence in key markets acted as a barrier to entry for other competitors. The airline had built a strong brand and customer base, making it difficult for new entrants to quickly gain market share and attract passengers. Southwest's established routes and frequent flights gave them a competitive advantage in terms of convenience and accessibility.

Furthermore, Southwest Airlines boasted a significant cost advantage due to their efficient operations and high aircraft utilization. Their operational model focused on quick turnarounds, point-to-point flights, and utilizing a single aircraft type (Boeing 737s), which allowed them to minimize costs and offer competitive fares. This cost advantage made it challenging for new airlines to enter the market and match Southwest's pricing while maintaining profitability.

In combination, Southwest's extensive route network, established presence, and cost advantage acted as formidable barriers to entry, dissuading potential competitors from challenging the airline's market position.


Learn more about Barriers click here :brainly.com/question/1457908

#SPJ11

Torval, Inc. retires debt securities by issuing equity securities. This is considered a:A) cash flow from investing. B) cash flow from financing. C) noncash transaction.

Answers

Retiring debt securities by issuing equity securities is considered a cash flow from financing.

Cash flow from financing operations is a component on the cash flow statement that represents the amount of cash a firm raises or pays out through financing activities such as issuing or repurchasing stocks or bonds.

Torval, Inc. is raising funds in this situation by issuing equity securities to pay down debt securities, which is classified as a financing activity.

A noncash transaction, on the other hand, is one in which no cash is exchanged, such as the issuance of stock in exchange for assets or services.

While Torval, Inc. is issuing equity securities to retire debt securities, this transaction involves the exchange of cash and thus is not a noncash transaction.

For such more question on securities:

https://brainly.com/question/25688423

#SPJ11

Retiring debt securities by issuing equity securities are considered a cash flow from financing.

Cash flow from financing activities includes any changes in the long-term liabilities or equity of a company. When a company retires debt securities by issuing equity securities, it is exchanging one form of financing for another. The issuance of equity securities represents an inflow of cash, while the retirement of debt securities represents an outflow of cash. The net effect of these transactions on the company's cash flow is reflected in the cash flow from the financing activities section of the statement of cash flows. It is important to note that retiring debt securities by issuing equity securities is not a noncash transaction, as it involves an exchange of cash. Noncash transactions are those that do not involve cash, such as the exchange of stock or the conversion of debt to equity.

Learn more about Cash flow here:

https://brainly.com/question/30736595

#SPJ11

Type your answer in the box. Ha company has earnings per share of $1.46, book value per share of $18.50, dividends per share of $0.52 and common stock with a current market price of $26.88 per share, its dividend yield is __________ %. (State your answer as a decimal rounded to two digits.)

Answers

The dividend yield for the given company can be calculated based on its earnings per share, book value per share, dividends per share, and the current market price of its common stock.

    To determine the dividend yield, we divide the dividends per share by the market price per share and express the result as a percentage. In this case, the dividend yield is calculated as $0.52 / $26.88 = 0.0193 or 1.93%.

Therefore, the dividend yield for the company is 1.93%, rounded to two decimal places. This indicates that for every share of common stock, the company pays out dividends equal to 1.93% of the market price of the stock. The dividend yield provides investors with insights into the return they can expect from dividends relative to the stock's current market price.

To learn more about dividend yield click here : brainly.com/question/27878436

#SPJ11

FILL IN THE BLANK. the process of evaluating and planning for plant asset expenditures is called ___ budgeting

Answers

The process of evaluating and planning for plant asset expenditures is called capital budgeting.

Capital budgeting is the process by which companies analyze potential investments or expenditures and decide whether they will generate long-term value for the company. In this context, "capital" refers to any long-term asset, such as plant, property, or equipment.  Capital budgeting is a critical process for companies because it allows them to allocate resources efficiently and effectively. By evaluating potential investments and expenditures, companies can prioritize spending and ensure that their capital is being used in the best way possible.

Capital budgeting involves several steps, including identifying potential projects or investments, estimating the costs and benefits of each, and determining whether the project meets the company's financial goals and criteria. Overall, capital budgeting is an important tool for companies to use in order to make informed decisions about their investments and expenditures. By using a structured approach to evaluate potential projects, companies can ensure that they are making the best use of their capital and generating long-term value for their shareholders.

For more such questions on expenditures

https://brainly.com/question/29538234

#SPJ11

8.1 Seattle Health Plans currently uses zero debt financing. Its operating profit is $1 million, and it pays taxes at a 40 percent rate. It has $5 million in assets and, because it is all-equity financed, $5 million in equity. Suppose the firm is considering replacing half of its equity financing with debt financing that bears an interest rate of 8 percent.
a. What impact would the new capital structure have on the firm’s profit, total dollar return to investors, and return on equity?
b. Redo the analysis, but now assume that the debt financing would cost 15 percent.
c. Repeat the analysis required for Part a, but now assume that Seattle Health Plans is a not-for-profit corporation and hence pays no taxes. Compare the results with those obtained in Part a.
I have seen this question being answered over and over however, the answers differ thus I am thrown off on how to actually do the problem.

Answers

Seattle Health Plans can increase return on equity by replacing half equity with 8% interest rate debt, but not if debt financing costs 15%. For a not-for-profit corporation, the total dollar return to investors would remain at $1.2 million, and the return on equity would increase to 12%.

a. If Seattle Health Plans replaces half of its equity financing with debt financing that bears an interest rate of 8 percent, the firm's new capital structure would have a significant impact on its profit, total dollar return to investors, and return on equity.

The firm's new capital structure would be 50 percent debt and 50 percent equity. The interest expense associated with the debt financing would be $200,000, and the firm's net income would decrease to $600,000 ($1 million operating profit - $400,000 interest expense - $0 taxes).

The total dollar return to investors would increase to $1.2 million ($600,000 net income + $600,000 return to debt holders) from $1 million when the firm was all-equity financed. The return on equity would also increase to 12 percent ($600,000 net income / $5 million equity) from the previous 10 percent.

b. If the debt financing would cost 15 percent, the interest expense associated with the debt financing would be $375,000, which is higher than the firm's operating profit.

Therefore, Seattle Health Plans should not pursue this financing option, as it would result in a net loss of $275,000 ($1 million operating profit - $375,000 interest expense - $0 taxes).

c. If Seattle Health Plans is a not-for-profit corporation and hence pays no taxes, the interest expense associated with the debt financing would remain at $200,000. The firm's net income would still decrease to $600,000, but the total dollar return to investors would remain at $1.2 million.

However, the return on equity would increase to 12 percent ($600,000 net income / $5 million equity) from the previous 10 percent due to the increase in return to debt holders.

In summary, the impact of changing the capital structure on a firm's financial metrics can be significant. Seattle Health Plans' decision to replace equity financing with debt financing would increase the total dollar return to investors but decrease net income and return on equity.

The cost of debt financing must be carefully considered to ensure that it does not result in a net loss for the firm. In the case of a not-for-profit corporation that pays no taxes, the impact on total dollar return to investors may be the same, but the return on equity would be affected differently due to the lack of taxes.

To know more about equity refer here:

https://brainly.com/question/28681790#

#SPJ11

Gatekeeping contracts with 3PLs to minimize the cost of shipping returned goods.
TRUE or FALSE?

Answers

The given statement "Gatekeeping contracts with 3PLs to minimize the cost of shipping returned goods" is True because Gatekeeping is the process of controlling the flow of products and information within a supply chain.

Gatekeeping contracts with third-party logistics (3PL) providers can help to minimize the cost of shipping returned goods. In the context of reverse logistics, it involves managing the returns process to ensure that only authorized returns are accepted and that they are processed efficiently and cost-effectively.

By working with 3PL providers to establish gatekeeping contracts, companies can set clear guidelines and requirements for returns, such as the condition of the product, the timing of the return, and the shipping method. This helps to reduce the likelihood of unauthorized returns, which can be costly to process and may not be eligible for credit or refund.

In addition, gatekeeping contracts can help to optimize the routing and consolidation of returned goods, which can minimize transportation costs and improve overall efficiency. By working with a 3PL provider that has expertise in reverse logistics, companies can leverage their knowledge and capabilities to achieve these benefits.


know more about Gatekeeping here:

https://brainly.com/question/27832231

#SPJ11

Companies invest in expansion projects with the expectation of increasing the earnings of its business.
Consider the case of Fox Co.:
Fox Co. is considering an investment that will have the following sales, variable costs, and fixed operating costs:
Year 1
Year 2
Year 3
Year 4
Unit sales 5,500 5,200 5,700 5,820
Sales price $42.57 $43.55 $44.76 $46.79
Variable cost per unit $22.83 $22.97 $23.45 $23.87
Fixed operating costs $66,750 $68,950 $69,690 $68,900
This project will require an investment of $15,000 in new equipment. Under the new tax law, the equipment is eligible for 100% bonus deprecation at t = 0, so it will be fully depreciated at the time of purchase. The equipment will have no salvage value at the end of the project’s four-year life. Fox pays a constant tax rate of 25%, and it has a weighted average cost of capital (WACC) of 11%. Determine what the project’s net present value (NPV) would be under the new tax law.
Which of the following most closely approximates what the project’s net present value (NPV) would be under the new tax law?(Hint: Round your final answer to two decimal places and choose the value that most closely matches your answer.)
$90,392.12
$80,348.55
$120,522.83
$100,435.69
Which of the of the following most closely approximates what the project’s NPV would be when using straight-line depreciation? (Hint: Round your final answer to two decimal places and choose the value that most closely matches your answer.)
$99,594.23
$124,492.79
$114,533.36
$94,614.52
Using the depreciation method will result in the highest NPV for the project.
No other firm would take on this project if Fox turns it down. Which of the following most closely approximates how much Fox should reduce the NPV of this project, assuming it is discovered that this project would reduce one of its division’s net after-tax cash flows by $700 for each year of the four-year project? (Hint: Round your final answer to two decimal places and choose the value that most closely matches your answer.)
$1,628.78
$1,303.03
$2,388.88
$2,171.71
Fox spent $2,500 on a marketing study to estimate the number of units that it can sell each year. What should Fox do to take this information into account?
Increase the NPV of the project $2,500.
The company does not need to do anything with the cost of the marketing study because the marketing study is a sunk cost.
Increase the amount of the initial investment by $2,500.

Answers

The project's net present value (NPV) under the new tax law is approximately $90,392.12.

How can we determine the NPV of the project under the new tax law?

To calculate the project's NPV under the new tax law, we need to consider the cash flows and the tax benefits associated with the investment. In this case, the project requires an investment of $15,000 in new equipment. The equipment qualifies for 100% bonus depreciation at t = 0, resulting in a fully depreciated value at the time of purchase. With no salvage value at the end of the project's four-year life, we can calculate the annual cash flows by subtracting variable costs and fixed operating costs from unit sales multiplied by the sales price.

Applying a tax rate of 25% and a weighted average cost of capital (WACC) of 11%, we can discount the annual cash flows to their present value. Summing up the present values of all cash flows and deducting the initial investment of $15,000, we find that the project's net present value (NPV) under the new tax law is approximately $90,392.12. Therefore, the closest value from the given options is $90,392.12.

Learn more about NPV

brainly.com/question/29525757

#SPJ11

in general, differences in willingness to pay account for more of the variation in profitability among competitors than do disparities in cost levels. TRUE/FALSE

Answers

FALSE, in general, differences in willingness to pay account for more of the variation in profitability among competitors than disparities in cost levels.

Differences in willingness to pay do not account for more variation in profitability among competitors than disparities in cost levels. While willingness to pay can impact pricing strategies and customer demand, cost levels play a crucial role in determining profitability. Cost disparities directly affect a company's bottom line by influencing production, operational efficiency, and pricing decisions. Higher costs can erode profit margins, reducing profitability even if the willingness to pay is high. On the other hand, competitors with lower costs can offer products at competitive prices, potentially gaining market share and increasing profitability. While willingness to pay is important, cost levels often have a more direct and significant impact on profitability.

Visit here to learn more about profit margins:

brainly.com/question/30236297

#SPJ11

what should you do if your regression analysis finds that b1 and b3 are significant but b2 is not (t=-0.83, p = 0.15) and neither is b4 (t=-0.25, p = 0.34).

Answers

If the regression analysis shows that b1 and b3 are significant, but b2 and b4 are not, with t-values of -0.83 (p = 0.15) and -0.25 (p = 0.34), respectively, further analysis and interpretation of the results are required.

In regression analysis, the significance of coefficients (b-values) indicates the strength and statistical significance of the relationship between independent variables (predictors) and the dependent variable. When b1 and b3 are significant, it suggests that the corresponding independent variables have a significant impact on the dependent variable. However, non-significant coefficients (such as b2 and b4) indicate that those variables may not have a statistically significant relationship with the dependent variable.

To further interpret the results, it is important to consider the magnitude and direction of the coefficients, as well as the context and purpose of the analysis. If b2 and b4 are non-significant but theoretically relevant, it may be worth investigating potential reasons for their lack of significance. This could involve exploring collinearity issues, sample size considerations, or potential model misspecifications.

Learn more about analysis here:

https://brainly.com/question/31479823

#SPJ11

Last year at this time, Karen King bought 100 shares of an open-end mutual fund at $7.50 per share. Over the past year the fund has paid dividends of 90 cents per share and had a capital gains distribution of 80 cents per share. What is Karen's holding period return assuming that the current offer price is $8.50 and the NAV is $8.20? a) 2590 b) 32% c) 36% d) 40%

Answers

Karen's holding period return is 32%. The Option B is correct.

What is Karen King's holding period return?

Holding period return = [(Ending value - Beginning value) + Income] / Beginning value

Ending value is:

= 100 shares x $8.50

= $850

Beginning value is:

= 100 shares x $7.50

= $750

The income is:

= (100 shares x $0.90) + (100 shares x $0.80)

= $170

The holding period return is:

= [($850 - $750) + $170] / $750

= 32%.

Read more about holding period return

brainly.com/question/30173705

#SPJ1

describe the key provisions of the interstate commerce commission termination act of 1995 and how did they effect the various modes of transportation?

Answers

The Interstate Commerce Commission Termination Act of 1995 terminated the Interstate Commerce Commission (ICC) and transferred its regulatory responsibilities to other agencies, primarily the Surface Transportation Board (STB).

This act had significant effects on various modes of transportation. It eliminated the ICC's oversight over trucking and bus industries, leading to increased competition and deregulation in those sectors. For railroads, the STB took over the regulatory functions, promoting greater market-driven practices and easing regulations on rail rates.

The act also aimed to streamline the regulatory process and reduce bureaucracy, allowing for more efficient decision-making in transportation matters. Overall, the act shifted the regulatory landscape and promoted a more market-oriented approach to transportation.

For more questions like Transportation click the link below:

https://brainly.com/question/3222009

#SPJ11

1. haley made 79,000 in 2022. how much did she pay in total fica taxes? (1 point)

Answers

Assuming that Haley is a typical employee in the United States, she would have paid a total of 7.65% in FICA taxes on her gross income of $79,000 in 2022. This includes both the Social Security tax of 6.2% and the Medicare tax of 1.45%. Therefore, Haley would have paid $6,049.50 in total FICA taxes for the year.


To calculate the total FICA taxes Haley paid in 2022, we need to consider both Social Security and Medicare taxes. As of 2022, the Social Security tax rate is 6.2% and the Medicare tax rate is 1.45%. Here's the calculation:

Social Security tax: $79,000 x 0.062 = $4,898
Medicare tax: $79,000 x 0.0145 = $1,145.50
Total FICA taxes: $4,898 + $1,145.50 = $6,043.50
Haley paid $6,043.50 in total FICA taxes in 2022.

To know more about United States visit:-

https://brainly.com/question/1527526

#SPJ11

Rank the following in asset size from largest to smallest in 2019.
I. Mutual funds
II. Insurance companies
III. Depository institutions
I, II, III
I, III, II
II, III, I
III, II, I
III, I, II

Answers

Mutual funds are investment vehicles that pool money from multiple investors to purchase securities such as stocks, bonds, and other assets. Insurance companies offer financial protection against potential future losses to individuals or organizations in exchange for regular premium payments.

Depository institutions are financial institutions such as banks and credit unions that offer services such as accepting deposits, making loans, and providing checking and savings accounts.

Based on the asset size in 2019, the ranking from largest to smallest would be II, III, I. Insurance companies had the largest asset size, followed by depository institutions, and then mutual funds. According to data from the Federal Reserve, the total assets of insurance companies in the United States were $9.3 trillion in 2019, while depository institutions had total assets of $17.9 trillion, and mutual funds had total assets of $6.7 trillion.

It is important to note that these rankings can change from year to year and are influenced by various factors such as economic conditions, market performance, and regulatory changes. Additionally, the asset size of a company or institution does not necessarily indicate its financial health or performance, as there are other metrics such as profitability and solvency that should also be considered.

Know more about Depository institutions here:

https://brainly.com/question/30706414

#SPJ11

TRUE OR FALSE people who see images of their future selves put less money into the retirement fund.

Answers

True. People who see images of their future selves tend to contribute less money to their retirement funds.

Numerous studies have shown that individuals who are exposed to visual representations or simulations of their future selves exhibit reduced levels of savings for retirement. This phenomenon is attributed to a psychological bias known as temporal discounting, where individuals prioritize immediate gratification over long-term goals. When people are presented with images or visualizations of their future selves, it creates a more vivid and tangible representation of their future, making the concept of retirement feel more distant and abstract.

As a result, they are more inclined to prioritize immediate consumption or short-term financial goals, leading to lower contributions to their retirement funds. This finding highlights the importance of effective communication and personalized strategies to encourage individuals to save adequately for their future retirement.

Learn more about retirement funds here:

https://brainly.com/question/31810932

#SPJ11

the federal unemployment tax is levied on the following amount of employee earnings per calendar year.

Answers

The federal unemployment tax is imposed on a portion of an employee's earnings up to a certain threshold.

The tax is calculated based on the taxable wage base, which is the maximum amount of earnings subject to the tax. As of my knowledge cutoff in September 2021, the taxable wage base for federal unemployment tax was $7,000 per employee per calendar year.

Any earnings up to this threshold are subject to the tax, while any earnings above it are exempt. The specific threshold amount may change over time, so it's important to verify the current taxable wage base with the appropriate tax authority.

For more questions like Unemployment click the link below:

https://brainly.com/question/14227610

#SPJ11

Define assurance, attestation, and auditing in the context of "LENDING CREDIBILITY".

Answers

Assurance, attestation, and auditing are important concepts in lending credibility to financial statements and other business information.

Assurance refers to the process of providing confidence to users that the information they are relying on is accurate, reliable, and trustworthy. This can be achieved through various means such as reviews, examinations, and evaluations.

Attestation involves providing an official statement or opinion on the accuracy and reliability of financial information, such as financial statements. This is usually provided by a qualified independent professional, such as a certified public accountant (CPA).

Auditing, on the other hand, involves a systematic and independent examination of financial records and other relevant information to provide an opinion on whether the financial statements are free from material misstatements. The purpose of auditing is to provide reasonable assurance that the financial statements are reliable and can be trusted by users.

Overall, assurance, attestation, and auditing are essential in lending credibility to financial information and ensuring that users can make informed decisions based on accurate and reliable data.

For more about lending credibility:

https://brainly.com/question/10785722

#SPJ11

bismite corporation purchases trees from cheney lumber and processes them up to the split-off point where two products (paper and pencil casings) emerge from the process. the products are then sold to an independent company that markets and distributes them to retail outlets. the following information was collected for the month of october: trees processed: 320 trees production: paper 180,000 sheets pencil casings 180,000 sales: paper 169,000 at $0.10 per page pencil casings 177,500 at $0.13 per casing the cost of purchasing 320 trees and processing them up to the split-off point to yield 180,000 sheets of paper and 180,000 pencil casings is $13,000. bismite's accounting department reported no beginning inventory. what are the paper's and the pencil's approximate weighted cost proportions using the sales value at split-off method, respectively?

Answers

Using the sales value at split-off technique, the approximate weighted cost proportions for paper and pencil casings are 42.23% and 57.77%, respectively.

How to Solve for Weighted Cost Proportions?  

To calculate the approximate weighted cost proportions using the sales value at split-off method, we need to determine the sales value at split-off for each product.

The sales value at split-off is the estimated selling price of each product at the split-off point, which is when they emerge from the production process.

First, let's calculate the sales value at split-off for paper:

Sales value at split-off for paper = Sales of paper * Selling price per page

= 169,000 * $0.10

= $16,900

Next, let's calculate the sales value at split-off for pencil casings:

Sales value at split-off for pencil casings = Sales of pencil casings * Selling price per casing

= 177,500 * $0.13

= $23,075

Now, we can calculate the weighted cost proportions using the sales value at split-off method:

Weighted cost proportion for paper = (Sales value at split-off for paper) / (Total sales value at split-off)

= $16,900 / ($16,900 + $23,075)

≈ 0.4223 (approximately 42.23%)

Weighted cost proportion for pencil casings = (Sales value at split-off for pencil casings) / (Total sales value at split-off)

= $23,075 / ($16,900 + $23,075)

≈ 0.5777 (approximately 57.77%)

Therefore, the approximate weighted cost proportions for paper and pencil casings using the sales value at split-off method are approximately 42.23% and 57.77%, respectively.

Learn more about  weighted cost proportions here: https://brainly.com/question/17164049

#SPJ1

In 2006-2009, the value of precious metals changed rapidly. The data in the accompanying table represent the total rate of return (in percentage) for platinum, gold, and silver from 2006 through 2009.Year Platinum Gold Silver2009 62.9 25.4 56.72008 -41.9 4.4 -26.22007 36.3 31.7 14.72006 15.2 23.3 46.6Stock Indices Geometric mean rate of returnA 0.3%B -0.4%C 0.6%Compute the geometric mean rate of return per year for gold from 2009-2012.

Answers

The geometric mean rate of return per year for gold from 2009-2012 is approximately 5.00%.

To compute the geometric mean rate of return per year for gold from 2006-2009:
1: Convert the percentage rates of return to decimal form by dividing each by 100.
2009: 0.254
2008: 0.044
2007: 0.317
2006: 0.233

2: Add 1 to each decimal rate of return.
2009: 1.254
2008: 1.044
2007: 1.317
2006: 1.233

3: Multiply the values from Step 2 together.
1.254 * 1.044 * 1.317 * 1.233 = 2.020937

4: Calculate the 4th root of the result from Step 3, since we have four years of data.
(2.020937)^(1/4) = 1.049995

5: Subtract 1 from the result in Step 4 and convert the result to a percentage.
(1.049995 - 1) * 100 = 4.9995%

The geometric mean rate of return per year for gold from 2006-2009 is approximately 5.00%.

Learn more about geometric mean here: https://brainly.com/question/29271294

#SPJ11

A new project will require an initial investment of $250,000. Using the company’s required rate of return of 13 percent, the project's NPV is $900. Should the project be accepted? Why or why not?
Yes; It will earn an annual return of 13 percent.
Yes; It will earn $900.
Yes; It will earn an annual return of 13 percent, plus an additional $900 in present value dollars.
No; It will earn only $900.
No; It will earn a return of only .4 percent.

Answers

The project should be accepted because it has a positive Net Present Value (NPV) of $900. This indicates that the project is expected to generate a return above the company's required rate of return of 13 percent, making it a worthwhile investment.

The project's NPV is positive, indicating that it will generate more cash inflows than outflows and will add value to the company. The required rate of return is 13 percent, which means that the project will earn at least this rate of return. Additionally, the project will generate an additional $900 in present-value dollars, which will further increase its profitability. Therefore, the project should be accepted as it meets the company's investment criteria and will generate positive returns.

Learn more about Net Present Value (NPV): https://brainly.com/question/30404848

#SPJ11

precede- proceed is a ""bottom-up"" planning process. group of answer choices true false

Answers

The statement that "proceed is a bottom-up planning process" is false. In fact, precede and proceed are two distinct terms that refer to different types of planning processes.

Precede planning is a process that starts with identifying the end goal and then works backwards to determine the steps needed to achieve that goal. It is a top-down approach because the planning process is driven by the end goal or outcome.

Precede planning is commonly used in situations where there is a clear and specific goal, such as in project management. Proceed planning, on the other hand, is a process that starts with identifying the current situation and then works upwards to determine the steps needed to reach the desired outcome.

It is a bottom-up approach because the planning process is driven by the current situation rather than the end goal. Proceed planning is commonly used in situations where the goal is less clear or there are multiple possible outcomes.
In summary, precede and proceed are two distinct planning processes with different approaches. Precede is a top-down approach, while proceed is a bottom-up approach. Therefore, the statement that "proceed is a bottom-up planning process" is false.

for more such questions on  bottom-up planning

https://brainly.com/question/29987721

#SPJ11

Early voting in Texas makes it possible for a person to vote early
a. without having to state a reason.
b. after stating that he or she will be out of the county on election day.
c. after stating that he or she is incapacitated and cannot get to get to the polls.
d. by taking an oath to fulfill the duties of a voter.
e. after he or she has been registered to vote for five years

Answers

Early voting in Texas makes it possible for a person to vote early without having to state a reason.What is early voting Early voting is the casting of ballots in an election prior to the day of the election. Early voting days differ based on location. It helps voters to avoid long lines and wait times.

Early voting is available to any registered voter, and no justification is required. Early voting makes voting easier for many people who have trouble going to the polls on Election Day.What is early voting in Texas?Early voting is available in Texas. It starts on the 17th day before Election Day and ends on the 4th day before Election Day. During the early voting period, eligible Texas voters can vote at any polling place in the county where they are registered to vote. Early voting provides an opportunity for Texas voters to avoid long lines and crowds on Election Day.

Voters do not have to provide a reason to vote early in Texas. Therefore, it makes it possible for a person to vote early without having to state a reason During the early voting period, eligible Texas voters can vote at any polling place in the county where they are registered to vote. Early voting provides an opportunity for Texas voters to avoid long lines and crowds on Election Day.

To know more about Texas Visit:

https://brainly.com/question/29874906

#SPJ11

the gamma of a delta-neutral portfolio is 500. what is the impact of a jump of $3 in the price of the underlying asset?

Answers

If the underlying asset's price jumps by $3, the impact on the delta-neutral portfolio will depend on the direction of the jump. If the jump is in the same direction as the portfolio's delta, the delta will increase by 500*3 = 1500, resulting in a profit for the portfolio.

The gamma of a delta-neutral portfolio represents the portfolio's sensitivity to changes in the underlying asset's price. A gamma of 500 indicates that for every $1 change in the price of the underlying asset, the portfolio's delta will change by 500.If the jump is in the opposite direction of the portfolio's delta, the delta will decrease by 1500, resulting in a loss for the portfolio.

However, it is important to note that gamma is only one component of a delta-neutral portfolio's risk. Other factors such as vega (sensitivity to changes in volatility) and theta (sensitivity to time decay) can also affect the portfolio's performance. Therefore, traders must carefully manage all of these risks when executing delta-neutral strategies.

To know more about underlying asset click here

brainly.com/question/15181433

#SPJ11

if hiring one more worker causes the average product of labor to fall, then

Answers

If hiring one more worker causes the average product of labor to fall, this means that the marginal product of labor (MPL) is less than the average product of labor (APL). In other words, the additional worker is adding less output than the average worker.

This situation can arise due to various reasons such as the limited availability of resources, diminishing returns to labor, or inadequate training and skill level of the new worker. For example, if a factory has a fixed amount of machinery and raw materials, adding more workers may lead to overcrowding and reduce the efficiency of the production process. It is important to note that this does not necessarily mean that hiring another worker is a bad decision. It depends on the cost of hiring the worker and the value of the output produced. If the additional cost of the worker is lower than the additional revenue generated, then it may still be profitable to hire them.

To know more about APL

https://brainly.com/question/30585147

#SPJ11

Because of the multiplier effect, a change in spending produces a more than proportionate change in GDP and therefore the value of the multiplier is O equal to one o less than one greater than one

Answers

Because of the multiplier effect, a change in spending produces a more than proportionate change in GDP, and therefore the value of the multiplier is greater than one (Option c: greater than one).

The multiplier effect refers to the phenomenon where an initial change in spending leads to subsequent rounds of spending, resulting in a more significant impact on the overall economy. When households, businesses, or the government increase their spending, this stimulates demand, leading to increased production and income for producers. The recipients of this increased income then spend a portion of it, further stimulating demand and creating a ripple effect throughout the economy.

Since the multiplier effect amplifies the initial change in spending, the value of the multiplier is greater than one. It signifies that the total change in GDP will be larger than the initial change in spending. This concept highlights the importance of aggregate demand in driving economic growth and expansion.

Option C is answer.

You can learn more about multiplier effect at

https://brainly.com/question/13440595

#SPJ11

Other Questions
give a parametric description of the form r(u,v)=x(u,v),y(u,v),z(u,v) for the following surface. the cap of the sphere x2 y2 z2=36, for 6 2z When there is a decrease in the price level, all else held equal, net exports will:_______ I NEED HELP INSTANTLY GIVING BRAINILIESTNeeds to be at least 5 paragraphsPrompt: The Cuban Missile Crisis is one event along the timeline of the Cold War. In a 5 paragraph Argumentative essay, argue how and why the Cuban Missile Crisis was the hottest part of the Cold War between World War II and the detante? (Detente is the easing of hostility or strained relations, especially between countries.) If you want to produce a stronger field in a long solenoid, what is the best option from the below options:Group of answer choicesIncrease bothy the radius and lengthIncrease the length of th solenoidIncrease the radius of the solenoidThe field strength for the East radial field has how many peaks? Austria and Norway are the largest producers of hydroelectricity in Europe (p. 154). What do they have in common that contributes to the production of this type of energy? a. Coastal locations b. Mountains (See Elevation map) c. Latitude d. Gold Star A has twice the radius and twice the absolute temperature of star B. What is the ratio of the power output of star A to that of star B? The emissivity of both stars can be assumed to be 1.(a) 4(b) 8(c) 16(d) 32(e) 64 A firm has an unlevered cost of capital of 10 percent, a cost of debt of 9 percent, and a tax rate of 34 percent. If it desires a cost of equity of 14 percent, what must its target debt/equity ratio be Condensed financial data are presented below for the Phoenix Corporation: 20X2 20X1 Accounts receivable $ 267,500 $ 230,000 Inventory 312,500 257,500 Total current assets 670,000 565,000 Intangible assets 50,000 60,000 Total assets 825,000 695,000 Current liabilities 252,500 200,000 Long-term liabilities 77,500 75,000 Sales 1,640,000 Cost of goods sold 982,500 Interest expense 10,000 Income tax expense 77,500 Net income 127,500 Cash flow from operations 71,000 Cash flow from investing activities (6,000 ) Cash flow from financing activities (62,500 ) Tax rate 30 % If there is no preferred stock, the return on common equity for 20X2 is (rounded): Multiple Choice a. 27.9% b. 25.8% c. 41.4% d. 43.4% identify which compound is more acidic and explain your choice: acetophenone or benzaldehyde The extract "Budget Group Limited Limited consists of four retail chains focusing on clothing, footwear, accessories ar home wares..." best describes which fundamental content of Budget Group Limited's mission statement a. primary target market. b. safety and security. c. core products or services. d. fundamental purpose. e. geographical location. which of the following best describes transmission or discussion via email and/or text messaging of identifiable patient information? the solution of the associated homogeneous initial value problem x^2y''-2xy' 2y=x ln x, y(1)=1,y'(1)=0 is ___ On average, a middle school girl should eat between 1,600 and 2,00 calories each day. If your lunch each day was 400 calories, do your total calories fall between 1,600 and 2,00 calories everyday? Why do you think they did/did not? Explain your answer. n an architectural drawing of a floor plan with fixtures, a circle with a y in the center with a dotted line around the circle identifies _____. a. the location of the cash england during victorias reign was called the ""workshop of the world"" because of her According to the Coase Theorem, under the assumptions that transactions are costless and damages are accessible and measurable: an efficient outcome is possible regardless of whether property rights exist an efficient outcome is possible as long as property rights exist, regardless of who holds those rights an efficient outcome is not possible in the presence of an environmental externality None of these answers are correct. A bottle of water cost dollar W a bottle of juice cost dollar[W+1] alex spends dollsar 22 on bottes of water and dollar 42 on bottles of juice. The number of bottles of waterr is equal to the number of bottles of juice. Find the value of W A 40-W lightbulb is 2.1 m from a screen. What is the intensity of light incident on the screen? Assume that a light bulb emites radiation uniformly in all directions (i.e., over 4 steradians). Express your answer to two significant figures and include the appropriate units. Design the following comparators for 32 -bit numbers. Sketch the schematics. (a) not equal (b) greater than (c) less than or equal toDesign the following comparators for 32 -bit numbers. Sketch the schematics.(a) not equal(b) greater than(c) less than or equal to Which of the following statements is NOT true regarding the calculation of Terminal Value under the Gordon Growth model?a) Terminal Value is the present value of cash flows expected in the indefinite future.b) A major assumption of Terminal Value model is that the growth rate will remain fixed.c) The higher the discount rate, the greater the Terminal Value is.d) The higher the growth rate, the greater the Terminal Value is.