A _____________ is a fee levied by your lender that represents pre-paid interest on your mortgage loan.

$500 Balance Assist - Bank of America customers can now borrow up to $500 (in increments of $100) for a $5 flat fee, regardless of the amount advanced to their account, thanks to this new short-term, low-cost loan.

Collateral Promise to Pay Another's Debt - In order to be enforceable, debt surety or guarantee arrangements must be in writing. These documents serve as evidence of a pledge to pay back a loan.

Learn more about bank of America and loan money here:

https://brainly.com/question/27282615

#SPJ4

Asa believes his organization is taking data collected from customers for technical support and using it for marketing without their permission. In this situation, the principle that is likely to be violated will be that of purpose limitation.

It is a constitutional principle of protection of the data of individuals and companies, expressed in article 5, paragraph b, related to the protection of personal data. The legislation refers to the use of data for purposes other than those for which they were initially intended.

Related content can be a serious breach for companies, as data security is an increasingly relevant topic these days.

Therefore, it is essential that companies use the data of potential consumers only when this use is carried out following the principles provided for by law, in an ethical and safe way.

Find out more about privacy data here:

https://brainly.com/question/13123269

#SPJ1

The after-tax cost of debt for a firm with a pre-tax cost of debt is equal to 10% and a tax rate of 40% is 6%.

The effective interest rate that a business pays on its debts, such as bonds and loans, is known as the cost of debt. The cost of debt may be expressed as either the before-tax cost of debt, which is the amount owed by the business before taxes, or the after-tax cost of debt. The fact that interest expenses are tax deductible accounts for the majority of the difference between the cost of debt before and after taxes.

How is the after-tax cost of debt determined?

The initial cost of debt is the first cost of debt with the impact of the additional income tax rate taken into account. It is calculated by deducting the company's incremental tax rate from 100% and multiplying the result by the debt's interest rate. The equation is:

Debt service costs before taxes (100 percent - incremental tax rate)

= Debt's after-tax cost

Calculation:

10% * (100% - 40%)

= 6%

Therefore, the after-tax cost of debt for a firm with a pre-tax cost of debt is equal to 10% and a tax rate of 40% is 6%.

Learn more about debt with the help of the given link:

brainly.com/question/25699457

#SPJ4

Betsy should employ content analysis type of archival research approach in this scenario.

The existence of particular words, topics, or concepts in a given set of qualitative data can be found by using the research tool of content analysis. The presence, significance, and connections of such specific words, themes, or concepts can be quantified and examined using content analysis. To check for bias or partiality, for instance, academics can assess the language used in a news piece. The meanings included in the texts, as well as their authors, readers, and even the culture and time period in which they were written, can all be inferred by researchers. Almost any instance of communicative language can be used as a source of data, including interviews, open-ended inquiries, field study notes, dialogues, and open-ended questions. For the sake of analysis, a single study may examine numerous textual genres.

Learn more about content analysis here:

https://brainly.com/question/13248426

#SPJ4

The type of form employers use to calculate the amount of federal income tax to be withheld from our paycheck is "Form W-4".

As the employer, Form W-4 informs you of the employee's filing status, numerous job adjustments, credits, other income, deductions, and any additional amounts to be deducted from each paycheck in order to determine how much federal income tax should be withheld from the employee's salary.

Some characteristics of form W-4 are-

To know more about the W-4 form, here

https://brainly.com/question/15507745

#SPJ4

If labor in Mexico is less productive than labor in the united states in all areas of production then both Mexico and us still can benefit from trade.

Labor is the amount of physical, mental and social effort spent to produce goods and services in the economy. We provide the know-how, human resources, and services necessary to turn raw materials into finished products and services.

A business that requires more people and fewer machines is known as a labor-intensive business. The beauty, home construction, education and fashion industries are examples of labor-intensive industries.

Learn more about labor here:https://brainly.com/question/453055

#SPJ4

The company's payment = $1640,

Carol's total cost = $410.

Step-by-step

Given:

Bill amount = $2300

Amount of deductible = $250

Remaining amount is given by:

                                           =$2300-$250

                                          =$2050

Since Carol's insurance company provided paid 80% of the bill less the deductible.

So, the Company's Payment is given by:

Company Pays 80% which translates to 0.8

       Company Payment   = 0.8*2050

       Company Payment  = $1640

Carol's total cost after the payment of company is given by

                      Carol pays  = $2050 - $1640

                      Carol pays = $410

Hence, the company's payment was $1640, Carol's total cost was $410.

Learn more about Insurance on:

brainly.com/question/25855858

#SPJ4

The time required to transmit the frame and receive the acknowledgment DIFS + 3SIFS +820μsec

Know more about Bytes numerical https://brainly.com/question/15166519

#SPJ4

I hope you are trying to ask the question below:

Question:

Suppose an 802.11 b station is configured to always reserve the channel with the RTS/CTS sequence.

Suppose this station suddenly wants to transmit 1,000 bytes of data, and all other stations are idle at this time.

As a function of SIFS and DIFS, and ignoring propagation delay and assuming no bit errors, calculate the time required to transmit the frame and receive the acknowledgment.

A change in the demand for Godfather's Pizza would not be caused by a change in the Buyers Income.

A good for which demand will decrease when buyers' incomes increase. goods that can replace each other; when the price of a good increase, the demand for its substitute will increase. goods that tend to be consumed together; when the price of a good increases the demand for its complement will decrease.

According to reports, Pillsbury purchased The Godfathers Pizza largely by accident. Godfathers were part of Diversifoods Inc., a conglomerate that includes over 300 Burger King franchises. Pillsbury wanted Burger King, and then came The Godfather's chain of over 800 pizzerias.

Learn more about Godfather's Pizza at

https://brainly.com/question/14337056

#SPJ4

This is true. This is a site that one has to visits when they need help on issues that have to do with employment.

This is is the name that is used to refer to a social media site that is used to connect the people that are actively seeking for employments and the people that are able to provide the links to such opportunities. These would be the providers or employers of labor.

The use of this site is very beneficial to its used because it brings communication closer and people are able to showcase their skills and what they can offer in the market.

Read more on social media here: https://brainly.com/question/13909780

#SPJ1

To qualify as a pass-through entity for U.S. corporate income tax, a REIT must be all of the following EXCEPT : ​Jointly owned by less than 100 persons.

A real estate investment trust (REIT) is a company that owns, operates, or finances income-generating real estate.

Modeled after mutual funds, REITs pool the capital of numerous investors. This makes it possible for individual investors to earn dividends from real estate investments—without having to buy, manage, or finance any properties themselves.

To qualify as a REIT, a company must comply with certain provisions in the Internal Revenue Code (IRC). These requirements include to primarily own income-generating real estate for the long term and distribute income to shareholders.

Specifically, a company must meet the following requirements to qualify as a REIT:

Therefore, we can conclude that the correct option is D.

Your question is incomplete, but most probably your full question was:

To qualify as a pass-through entity for U.S. corporate income tax, a REIT must be all of the following EXCEPT

a.​structured as a corporation, trust, or association.

b.​have transferable shares or certificates of interest.

c.​managed by a board of directors or trustees.

d.​jointly owned by less than 100 persons.

Learn more about REIT on:

brainly.com/question/20366600

#SPJ4

When a company services the broad market and has a low degree of product differentiation, it is most likely pursuing a cost-leadership strategy.

Cost leadership is a term used when a company projects itself as the cheapest manufacturer or provider of a particular product or commodity in a competition. It is difficult to deploy the strategy because the management must constantly work on reducing cost at every level to remain competitive.

Cost leadership is a part of marketing strategy. Although, it is highly effective in gaining market share as well as drawing the customers' attention, it is difficult to deploy. The management team of the company has to constantly work towards reducing the cost of not just one product, but the entire range of products in the company's portfolio.

Cost leadership is a business-level strategy employed by companies who wish to gain a competitive advantage by being the lowest-cost producer of a service, production process, or commodity.

Therefore, we can conclude that the correct option is it is most likely pursuing a cost-leadership strategy.

Learn more about Cost Leadership Strategy on:

brainly.com/question/14395542

#SPJ4

The correct answer is: Customer Match relies on your own data instead of a remarketing tag.

INTERPRETATION

If an advertiser doesn’t want to add remarketing tags to a website then Customer Match would be a good fit for them because Customer Match creates a similar audience for you by using the data from your ad accounts and campaigns. This makes the Customer Match data reliable because it uses your own data instead of a remarketing tag.

The Customer Match audience is created from the interests and behavior of the audience similar to your previous website visitors.

Therefore, we can conclude that the correct option is D. If an advertiser doesn’t want to add remarketing tags to a website then Customer Match would be a good fit for them because Customer Match relies on your own data instead of a remarketing tag.

Your question is incomplete, but most probably your full question was:

If an advertiser doesn't want to add remarketing tags to a website, why would Customer Match be a good fit for them?

a. Customer Match allows you to reach people who have been to your website

b. Customer Match allows you to reach people who haven’t been to your website yet

c. It wouldn’t be a good fit. You have to tag your website to use Customer Match

d. Customer Match relies on your own data instead of a remarketing tag

Learn more about Remarketing  on:

brainly.com/question/27692394

#SPJ4

The equivalent units for conversion​ costs are 3200 * 50% = 1600.

Work-in-progress (WIP) is a production and supply-chain management word used to describe products that are partially done but need to be finished. Raw materials, labor, and overhead expenses expended on goods that are in various phases of manufacturing are referred to as WIP.

WIP is a part of the balance sheet's inventory asset account. Following that, these expenses are charged to the finished goods account and ultimately to the cost of sales.

Is a Work-in-Progress an Inventory Type?

When raw materials and human labor are combined, an item of inventory is classified as a "work in progress." When the product is finished, its status changes from WIP to finished product. When a product is sold, its balance sheet representation changes from inventor to cost of goods sold (COGS).

Learn more about  WIP​ inventory with the help of the given link:

brainly.com/question/14818297

#SPJ4

The annual increase to Company F's net income is $18,000.

Solution-

When Company F refinances a 10% bond to 7% it realizes an annual interest savings of :

                         =3% x $1,000,000 = $30,000.

Company F will be required to pay additional taxes on this savings, so the after-tax impact to net income = $30,000 x (1 - tax rate)

                               net income = $30,000 x 60% = $18,000.

The current yield is not relevant to this question.

Net income is the profit after all of a company's expenses have been subtracted from revenues. It represents the earnings available to shareholders after all obligations (e.g. debt, payable to vendors, etc.) have been paid. EBITDA is a widely used proxy for operating cash flow as it reflects the company's total cash operating costs for producing its products and services. Gross Profit is defined as sales less cost of goods sold (COGS). Sales is the first line item on an income statement.

Hence, The annual increase to Company F's net income is $18,000.

Learn more about Net Income on:

brainly.com/question/11110287

#SPJ4

With perfectly inelastic demand the price changes, but the amount purchased remains the same. Prices or quantities are fixed and are unaffected by the other variable when demand is perfectly inelastic. When a price change results in an exact proportional change in the quantity required, this is known as unitary demand.

When a buyer's desire for a product does not fluctuate as much as a product's price change, this is known as inelastic demand. Demand is said to be inelastic when the price rises by 20% while the fall in demand is just 1%.This problem frequently arises with common household goods and services.

People will continue to buy roughly the same amount of goods or services after a price increase since their needs remain the same. Similar circumstances apply when prices are reduced; demand won't rise significantly.

To learn more about perfectly inelastic, click here

https://brainly.com/question/13749780

#SPJ4

The Deflection due to Triangular load is 11q₀L⁴/120EI.

Deflection due to reaction (R)(σ₂) =

RL³/3EI

σ₁ = σ₂⇒ 11q₀L⁴/120EI

= RL/3EI= R

= 11q₀L/40

Know more about Deflection in a beam with the help of the given link:

https://brainly.com/question/24230357

#SPJ4

Johnson should recognize a revenue of $104,300

What is revenue?

Revenue means the amount generated from the normal operations of the business through sale of goods or rendering services.

In the case, Johnson incurs an extra cost for the product purchased from Robbins, which means that such extra cost implies losses which should be deducted from Johnson's overall revenue.

In this case, the amount paid by Johnson to Robbins for the purchases is more than the fair value(the reasonable market price), hence, the excess of the amount paid over fair value should be deducted from the sales revenue of $107,000.

revenue=$107,000-($11,400-$8,700)

revenue=$107,000-$2,700

revenue=$104,300

Find out more about revenue on:https://brainly.com/question/15049069

#SPJ1

Having the capacity for self-motivation is a crucial talent.

Self-motivation is what propels people to persist in the face of obstacles, seize chances, and demonstrate dedication to their goals. More information on this crucial component of emotional intelligence is provided on this page.

The administration and coordination of tasks to accomplish a goal is management. Setting the organization's strategy and organizing staff efforts to achieve these goals through the application of resources available are examples of such administration activities.

The handling, directing, or controlling of anything. Executive aptitude; management talent; excellent management. The person or people in charge of managing and directing a company, institution, etc. There is new management at the store.

Learn more about management  here

https://brainly.com/question/25453419

#SPJ4

A process of accepting or denying credit based on the lender's discretion rather than on a specific credit score model is known as subjective credit analysis

Using past interactions with applicants who are similar to the borrower, judgment is used in the credit analysis to assess the borrower's application and determine credit approval. This method for determining approvals does not use any algorithms or empirical methods. Credit policy decisions are made more on the basis of numerical analyses or on subjective judgment. Smaller banks are the main users of subjective credit analysis. Smaller banks use judgmental credit analysis because it is more cost-effective for them to do so than it is for larger banks to develop credit scoring systems or hire a third party to establish credit scores. Large banks frequently have more automated credit processes because of the volume of applications they receive.  The judgmental credit analysis is distinct in its methodology and is founded on conventional credit analysis standards, including payment history, bank references, age, and other factors. The credit issuer employs an overall credit score that is calculated by scoring and weighting certain factors.

The majority of people are more familiar with the idea of a credit score and most frequently link it with the FICO or the Fair Isaac Corporation, which developed the most widely used credit score model, even though judgmental credit analysis works well for smaller banks. Larger banks and lenders use a credit score methodology that gauges a consumer's creditworthiness using a statistical number. Lenders then use credit ratings to determine the likelihood that a borrower would pay back their loans.

Learn more about subjective judgment here

https://brainly.com/question/26948891

#SPJ4

Nontraditional products always positively impact the housing market.

First, they are such  flexible that they  allow the lender to make adjustments on the loans which would ensure that the borrower makes the repayment even after  they defer at one point of time.

This means that they are not subjected to any  amortization and their value do not deterioate.

Non-traditional goods means goods which do not include crepe rubber, scrap rubber, sheet rubber, latex or fresh coconuts, or agricultural, horticultural or dairy produce.  These non traditional goods includes goods  other than black tea not in packet or package form and each packet or package must not  weigh  more than one kilogram and  always includes organic tea in bulk.

To know more about non traditional goods here:

https://brainly.com/question/26862441

#SPJ4

Direct labor budgeted cost = $848,415

How to reach the solution?

Giving the following information:

The budgeted production is for 34,700

comforters this year.

Each comforter requires 1.5 hours to cut

and sew the material.

The cost of cutting and sewing labor is

$16.30 per hour.

To calculate the direct labor budget, we

need to determine the total amount of

direct labor hours and then multiplying it

to the direct labor hour cost.

The total amount of hours

= 34,700 × 1.5

= 52,050 hours

Direct labor budgeted cost

= 52050 × 16.30

= $848,415

Learn more about budgeted cost here:

https://brainly.com/question/26529953

#SPJ4

The model of organizational change that helps change agents diagnose the forces that drive and restrain proposed change is Lewin's force field analysis model.

Force field analysis provides a framework for examining the factors that influence situations that are social in nature. Deal with forces that propel movement toward a goal or block movement toward a goal.

Lewin's force field analysis is used to distinguish which factors within a situation or organization move a person toward or away from the desired state and which factors are counteracting the driving force. You can analyze these and make decisions that are more amenable to change.

Learn more about Lewin's force field analysis model here:https://brainly.com/question/13171424

#SPJ4

Economic resources that are owned or controlled by a company is asset. Economic resources are elements that are utilized to create goods or services for use or consumption. The Economic resources are sometimes referred to as production inputs. Money is just one form of the economic resource; there are others as well.

Some the economists use production components of land,  capital, and entrepreneurship define economic resources. The six elements are also included in  concept in other economic theories they are land,  capital, information, corporate reputation, and ownership risk. Although all company need economic resources, how they employ those resources varies.

To learn more about Economic resources, click here.

https://brainly.com/question/21491680

#SPJ1

The value of the second​ $1,000 payment is worth $ 952.38

The net present value is given by the expression as shown below:

         [tex]NPV = \frac{future value }{(1 + r)^{n} }[/tex]

Plugging the values in the above expression,          

Future value =$1,000

                    r=0.05

                    n=1

            [tex]NPV = \frac{1000}{(1 + 0.5)^{1} }[/tex]

           [tex]NPV = 952.38[/tex]

The value of the second​ $1,000 payment is worth $ 952.38

Net present value (NPV) is the difference between the present value of cash inflows and the present value of cash outflows over a period of time. NPV is used in capital budgeting and investment planning to analyze the profitability of a projected investment or project. NPV is the result of calculations used to find today’s value of a future stream of payments.

Net Present Value (NPV) Formula:

[tex]NPV = \frac{R_{t} }{(1 + r)^{t} }[/tex]

where:

[tex]R_{t}[/tex] =Net cash inflow-outflows during a single period

i =Discount rate or return that could be earned in alternative investments.

t=Number of timer periods

Learn  more about NPV on:

brainly.com/question/13228231

#SPJ4

The economic development approach to the natural world suggests that sustainable business and sustainable economic development seek to create new ways of doing business in which business success is measured in terms of economic, ethical, and environmental sustainability: FALSE

Therefore, the given statement "the economic development approach to the natural world suggests that sustainable business and sustainable economic development seek to create new ways of doing business in which business success is measured in terms of economic, ethical, and environmental sustainability" is completely FALSE.

Know more about the economic development approach here:

https://brainly.com/question/13859230

#SPJ4

Complete question:

The economic development approach to the natural world suggests that sustainable business and sustainable economic development seek to create new ways of doing business in which business success is measured in terms of economic, ethical, and environmental sustainability.

TRUE or FALSE.

Suppose the rivals of an oligopolistic firm match either a price increase or decrease. If this occurs, then the firm's demand curve will look straight.

An oligopoly refers to a marketplace shape that includes a small extensive variety of agencies, who collectively have a sizeable effect over a tremendous industry or marketplace. while the company holds a splendid deal of marketplace power, no person enterprise inside the group has sufficient sway to undermine the others or thieve market percentage.

Oligopoly traits include immoderate limitations to new get right of entry, charge-setting potential, the interdependence of corporations, maximized sales, product differentiation, and non-price competition.

As an alternative, they are oligopolies. Oligopoly arises while a small number of big companies have all or most of the sales in an agency. Examples of oligopoly abound and encompass the auto organization, cable tv, and business air excursion. Oligopolistic corporations are like cats in a bag.

Learn more about oligopoly here https://brainly.com/question/3005866

#SPJ1

The Budget Gross Profit for the Month of May is $199,200 calculated as follows:

Gross profit is the profit that a company have earned from the customers after deducting its cost of goods sold. The other expenses are then deducted from this gross profit and then the net profit is calculated.

Sales $360,000

Less: Provision for Bad debts $10,800  (360,000 * 3%)

Net Sales $349,200

Less: Cost of Goods Sold $96,000  (84000+12000)

Less: Administrative expenses $48,000

Less: Depreciation $6,000

Gross Profit $199,200

The Sales is reduced by the allowance for bad debts, the net sales are arrived. However these net sales are then deducted from the relevant expenses such as cost of goods sold, administrative expenses and the depreciation.

Cost of Goods sold are calculated by adding the increase in inventory in the opening inventory.

Learn more about Gross Profit at https://brainly.com/question/27219285

#SPJ1

A 12-month budget that is continuously planning  by adding an additional month at the end of each month is called a perpetual budget. A perpetual budget is one that is continually extended once the current reporting period is over. This usually means that a budget for the next 12 months is in place, though the budget could be for a shorter or longer period.

The goal of using a perpetual budget is to provide a business with a fixed planning horizon over which the management team is constantly making plans to implement changes to the organization example monthly expenses etc.

To learn more about perpetual budget, click here.

https://brainly.com/question/24297585

#SPJ1

A reason why marketing intermediaries such as transport companies and wholesalers have survived is that they :Add enough value to products to outweigh the added costs.

Marketing intermediaries can be defined as the people that acts as a link between a manufacturer and consumer.

This Marketing Intermediaries perform important functions as they assist companies or organization to market and sell their product and to as well distribute products from the manufacturer to  end user.

Therefore a reason why marketing intermediaries such as transport companies and wholesalers have survived is that they :Add enough value to products to outweigh the added costs.

Learn more about  Marketing intermediaries here:https://brainly.com/question/25339343

#SPJ1