a mortgage allows the borrower to initially make small payments on the mortgage. the payments then increase over the first 5 to 10 years and then level off. a. graduated-payment mortgage b. growing-equity mortgage c. second mortgage d. shared-appreciation mortgage

Answers

Answer 1

The mortgage that allows the borrower to initially make small payments on the mortgage, the payments then increase and then level off is called a graduated-payment mortgage. Option (a) is correct answer.

A graduated-payment mortgage is a type of mortgage that has lower initial payments and then gradually increases over a specified period. The payments are typically lower at the beginning of the loan term, which then increases over the first 5 to 10 years, and then stabilizes after a certain period.

The graduated-payment mortgage is an alternative to traditional fixed-rate mortgages, with which the borrower pays a fixed interest rate and monthly payments for the entire loan term.

Graduated-payment mortgages are generally geared toward people who expect their income to grow substantially over time, making higher mortgage payments more feasible.

The graduated-payment mortgage is used to encourage young families who are starting on their career path by allowing them to make low initial payments. Therefore option (A) is correct answer.

Learn more about graduated payment mortgage https://brainly.com/question/985045

#SPJ11


Related Questions

the purchase of merchandise on account is recorded with a debit to ______ and a credit to ______.

Answers

A debit to "Inventory" or "Merchandise Inventory" and a credit to "Accounts Payable" is used to track the purchase of goods on account.

When a business buys items from a vendor or supplier on account, it signifies that it will pay for those things at a later time. The transaction is entered into the company's accounting system using the double-entry approach, which calls for at least one debit and one credit entry for each transaction. Because the business is collecting inventory that it will sell to clients, the purchase of goods on the account is in this instance recorded as a debit to the "Inventory" or "Merchandise Inventory" account. Because the business must eventually pay for the goods, a credit entry is issued to the "Accounts Payable" account.

learn more about  Merchandise here:

https://brainly.com/question/16817700

#SPJ4

in 2017, the united states exported approximately $500 million of beef to mexico, and mexico exported approximately $500 million of beef to the united states. which of the following best explains this international supply chain?

Answers

If 2017, the United States exported approximately $500 million of beef to Mexico, and Mexico exported approximately $500 million of beef to the United States, the international supply chain that best explains this is United States and Mexican producers rely on each other’s market to sell certain beef products. Therefore, the correct option is C.

An International Supply Chain (ISC) is a supply chain that crosses national borders and incorporates suppliers and manufacturers from various countries. ISC is a complex, multidisciplinary concept that involves many components like legal, social, economic, and environmental factors. International supply chain management refers to the logistics, distribution, and procurement processes that enable goods and services to move from supplier to customer on a global scale.

The United States and Mexican producers rely on each other's market to sell certain beef products is the best explanation for the international supply chain that exists between these two nations. It means that both nations are selling and buying beef products from each other.

The given question falls under the category of international business, which deals with trade among various countries. In international trade, countries import and export goods and services to fill the gap between their supply and demand of goods and services. Therefore, the correct answer is option C.

Note: The question is incomplete. The complete question probably is: In 2017, the United States exported approximately $500 million of beef to Mexico, and Mexico exported approximately $500 million of beef to the United States. Which of the following best explains this international supply chain? A) United States consumers prefer to purchase specialty products made from beef raised in Mexico. B) Mexico depends on beef imports because domestic beef production is too low. C) United States and Mexican producers rely on each other’s market to sell certain beef products. D) The United States and Mexico have an agreement to evenly exchange beef products.

Learn more about Supply chain:

https://brainly.com/question/17517887

#SPJ11

Suppose that the supply schedule of Maine lobsters is as follows: Price of lobster (per pound) $25 Quantity of lobster supplied (pounds) 800 20 700 15 600 10 500 5 400 Suppose that Maine lobsters can be sold only in the United States. The U.S. demand schedule for Maine lobsters is as follows: Price of lobster (per pound) $25 Quantity of lobster demanded (pounds) 200 20 400 600 15 10 800 5 1,000 a. Draw the demand curve and the supply curve for Maine lobsters. What are the equilibrium price and quantity of lobsters? Now suppose that Maine lobsters can be sold in France. The French demand schedule for Maine lobsters is as follows: Price of lobster (per pound) $25 Quantity of lobster demanded (pounds) 100 20 300 15 500 700 10 5 900 b. What is the demand schedule for Maine lobsters now that French consumers can also buy them? Draw a supply and demand diagram that illustrates the new equilibrium price and quantity of lobsters. What will happen to the price at which fishermen can sell lobster? What will happen to the price paid by U.S. consumers? What will happen to the quantity consumed by U.S. consumers?

Answers

a.
To draw the demand and supply curve, we need to plot the points provided in the respective tables.

Demand curve:

Price (per pound) Quantity demanded (pounds)
25 200
20 400
15 600
10 800
5 1,000
Supply curve:

Price (per pound) Quantity supplied (pounds)
25 800
20 700
15 600
10 500
5 400
The equilibrium price and quantity can be found where the supply and demand curves intersect. From the graph, we can see that the equilibrium price is $15 per pound and the equilibrium quantity is 600 pounds of lobster.

b.
The new demand schedule for Maine lobsters when French consumers can buy them is:

Price (per pound) Quantity demanded (pounds)
25 300
20 500
15 700
10 900
5 1,100
To find the new equilibrium price and quantity, we need to plot the new demand curve along with the existing supply curve.

New demand and supply curve:

Price (per pound) Quantity demanded (pounds) Quantity supplied (pounds)
25 300 800
20 500 700
15 700 600
10 900 500
5 1,100 400
The new equilibrium price and quantity can be found where the new demand and supply curves intersect. From the graph, we can see that the new equilibrium price is $20 per pound and the new equilibrium quantity is 500 pounds of lobster.

The price at which fishermen can sell lobster will increase from $15 to $20 per pound. The price paid by U.S. consumers will also increase from $15 to $20 per pound. The quantity consumed by U.S. consumers will decrease from 600 pounds to 500 pounds.

Assume a par value of $1,000. Caspian Sea plans to issue a 19.00 year, annual pay bond that has a coupon rate of 8.14%. If the yield to maturity for the bond is 7.77%, what will the price of the bond be?

Answers

The price of the bond will be $1074.17.

How to find The price of the bond

Par value = $1,000

Coupon rate = 8.14%

Time to maturity = 19 Years

Yield to maturity = 7.77%

The present value of bond can be calculated as:

PV = (C / r) × (1 – 1 / (1 + r)ⁿ) + F / (1 + r)ⁿ

Where,

PV = Present value of bond

C = Coupon rate × Par value / Frequency

r = Yield to maturity / Frequency

n = Time to maturity * Frequency

F = Par value of bond

At a frequency of 1, the present value of bond can be calculated as:

PV = (81.40 / 1.0777) × (1 – 1 / 1.0777¹⁹) + 1000 / 1.0777¹⁹

PV = $954.90 + $119.27

PV = $1,074.17

Learn more about bond price at

https://brainly.com/question/29106711

#SPJ11

fit for life foods reports the following income statement accounts for the year ended december 31 gain on sale of equipment 6320depreciation expense office copier 480office supplies expense760sales discounts15 700insurance expense1 370sales returns and allowances3 900sales217 000tv advertising expense2 200office salaries expense31 300interest revenue600rent expense selling space10 300cost of goods sold89 000sales salaries expense23 100sales commission expense13 000prepare a multiple step income statement

Answers

The Income Statement of Fit for Life Foods for the year ended December 31  is $22570.

The Income Statement of Fit for Life Foods for the year ended December 31 will be given as follows:

Sales 217000

Less: Sales returns and allowances 3900

Sales discounts 15700

Net Sales 199400

Cost of goods sold 89000

Gross Profit 110400

Operating Expenses: Office salaries expense 31300

Sales salaries expense 23100

Sales commission expense 13000

Rent expense selling space 10300

Depreciation expense office copier 480

TV Advertising expense 2200

Office Supplies expense 760

Insurance expense 1370

Total Operating Expenses 81110

Income from Operations 29300

Other Revenues and Gains:

Gain on sale of equipment  6320

Interest revenue 600

Total Other Revenues and Gains 6920

Other Expenses and Losses:

None Income before Income Tax 36220

Income Tax expense(-)13650

Net Income22570

Therefore, the multiple-step income statement of Fit for Life Foods for the year ended December 31, XXXX is prepared as above.

For more about income statement:

https://brainly.com/question/28035395

#SPJ11

In addition to price-weighted and value-weighted indexes, an equally weighted index is one in which the index value is computed from the average rate of return of the stocks comprising the index. Equally weighted indexes are frequently used by financial researchers to measure portfolio performance.The following three defense stocks are to be combined into a stock index in January 2013 (perhaps a portfolio manager believes these stocks are an appropriate benchmark for his or her performance):PriceShares(millions) 1/1/13 1/1/14 1/1/15Douglas McDonnell 180 $ 60 $ 64 $ 77Dynamics General 325 68 64 78International Rockwell 370 97 86 100a. Compute the rate of return on an equally weighted index of the three defense stocks for the year ending December 31, 2013. (Negative values should be indicated by a minus sign. Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places. Omit the "%" sign in your response.)Index return %b. If the index value is set to 100 on January 1, 2013, what will the index value be on January 1, 2014? (Do not round intermediate calculations. Round your answer to 2 decimal places.)Index value c. What is the rate of return on the index for 2014? (Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places. Omit the "%" sign in your response.)Index return %

Answers

To calculate the rate of return on an equally weighted index of the three defense stocks for the year ending December 31, 2013, we need to determine the total return for each stock, then calculate the average return of the three stocks. The rate of return on the equally weighted index of the three defense stocks for the year ending December 31, 2013 is 14.21%.

The total return of a stock is calculated by subtracting the stock's starting price on January 1, 2013 from its ending price on December 31, 2013, and dividing the result by the stock's starting price on January 1, 2013.
Douglas McDonnell: ((77-60)/60) = 28.33%
Dynamics General: ((78-68)/68) = 15.29%
International Rockwell: ((100-97)/97) = 3.09%
The average return of the three stocks is calculated by adding the three returns together and dividing by three.
Average return = (28.33% + 15.29% + 3.09%) / 3 = 14.21%
b. If the index value is set to 100 on January 1, 2013, the index value on January 1, 2014 can be calculated using the average return. The formula for calculating the index value is the initial index value (100) multiplied by one plus the average return.
Index value = 100 * (1 + 0.1421) = 114.21
Therefore, the index value on January 1, 2014 will be 114.21.
c. To calculate the rate of return on the index for 2014, we need to calculate the total return for the index and then calculate the rate of return. The total return is calculated by subtracting the index's starting value on January 1, 2014 from its ending value on December 31, 2014, and dividing the result by the index's starting value on January 1, 2014.
Total return = (Index value on December 31, 2014 - Index value on January 1, 2014) / Index value on January 1, 2014
Total return = (X - 114.21) / 114.21 .

For more questions on rate of return

https://brainly.com/question/15184667

#SPJ11

of all the factors that investors consider, the is/are paramount. a. firm's target market b. firm's competitive advantage c. entrepreneur's educational achievements d. quality of the management team

Answers

Of all the factors that investors consider, the quality of the management team is/are paramount. Therefore, option D is the correct answer.

The management team of a company is responsible for making strategic decisions that affect the company's success. As a result, investors place a high value on the quality of the management team. This is because the team has a significant impact on the firm's future direction and success. The team's competence, expertise, and experience are all factors that investors consider when evaluating the quality of the management team. As a result, investors will conduct a thorough investigation into the company's management team before making an investment decision.

In addition to the management team, other factors that investors consider include the firm's target market, competitive advantage, financial performance, and growth potential, among others. Nonetheless, investors consider the quality of the management team to be the most important factor.

Learn more about investor at https://brainly.com/question/30130634

#SPJ11

which of the industries below is likely most at risk for differences arising from geographic distance? group of answer choicesA) different ethnicities
B) differences in quality of natural resources
C) weak transportation links
D) differences in consumer incomes

Answers

The industry that is most likely to face differences arising from a geographic distance is the one that has weak transportation links. This is because transportation links are important in ensuring that goods are transported from one point to another despite the distance. Thus, the correct answer is option C.

Transportation is the movement of goods from one place to another. It is essential for business owners to deliver their products or services to their target market. The movement of goods is one of the most critical aspects of the economy. Transportation plays a critical role in the smooth running of the economy and in ensuring that there is a consistent supply of goods and services.

Poor transportation links affect businesses in many ways. One of the significant problems that businesses face when there are weak transportation links is the inability to distribute goods efficiently. This leads to delayed deliveries, which may result in financial losses for the business. As a result, businesses should invest in transportation systems that are efficient and reliable. In summary, the industry most likely to face differences arising from a geographic distance is the one that has weak transportation links.

Learn more about transportation at https://brainly.com/question/27667264

#SPJ11

The spreadsheet NPV function actually calculates present value, not _________ present value, as the name suggests.

Answers

The spreadsheet NPV function actually calculates present value, not net present value, as the name suggests.

What is NPV Function in Microsoft Excel?

The NPV function in Microsoft Excel calculates the net present value of an investment by discounting a series of future cash flows to their present value, and subtracting the initial investment.

It takes into account the time value of money, allowing users to make better investment decisions. The function takes a range of cash flows and a discount rate as inputs and returns the net present value of the investment.

To calculate the net present value using the NPV function, the initial investment or cash outflow needs to be included as the first value in the range of cash flows.

Learn more about NPV function:
https://brainly.com/question/27986155
#SPJ1

Don, a motorcycle retailer, had an adult daughter, Polly, who needed a motorcycle for transportation but had only $3,000 with which to buy one. Don wrote to her, "Give me your $3,000 and I'll give you the motorcycle on our lot that we have been using as a demonstrator." Polly thanked her father and paid him the $3,000. As both Don and Polly knew, the demonstrator was reasonably worth $10,000. After Polly had paid the $3,000, but before the motorcycle had been delivered to her, one of Don's sales staff sold and delivered the same motorcycle to a customer for $10,000. Neither the salesperson nor the customer was aware of the transaction between Don and Polly. Does Polly, after rejecting a tendered return of the $3,000 by Don, have an action against him for breach of contract?a. Yes, because Don's promise was supported by the moral obligation a father owes his child as to the necessities of modern life.
b. Yes, because Don's promise was supported by bargained-for consideration.
c. No, because the payment of $3,000 was inadequate consideration to support Don's promise.
d. No, because Don tried to return Polly's money.

Answers

Based on the given scenario,  Polly after rejecting a tendered return of the $3,000 by Don have an action against him for breach of contract is correct because Don's promise was supported by bargained-for consideration. Therefore, the correct option is B.

Consideration, a main element of a contract, refers to a promise, performance, or forbearance bargained by a promisor in exchange for their promise. In the provide case, Polly and Don had a legally binding agreement, where she gave him the $3,000 in exchange for the motorcycle.

This is a bargained-for consideration, meaning the agreement is legally enforceable. Don was in breach of contract when he sold the same motorcycle to another customer for $10,000. Polly has the right to take legal action against him for breach of contract. Hence, the correct option is B.

Learn more about Consideration:

https://brainly.com/question/27027695

#SPJ11

What other images are used on this site, and how do they relate to what the company is selling?

Answers

Any website's content strategy is incomplete without images. The greatest pictures are displayed well above fold and serve as both decorative elements and educational tools.

Why are pictures crucial for businesses?

The most effective strategies for improving the performance of your content is visual and video material. When content is accompanied by an image, viewers are 80% as inclined to interact with it and 64% more inclined to remember what you read or heard. There you have it, then. To advertise your business, you must use photos. This image might show someone is using your product or show the results of your service. This product graphic makes it easier for potential buyers to understand how your good or service can help them.

To know more about strategy visit:

https://brainly.com/question/15860574

#SPJ1

Determine which one of the three portfolios dominates another. Name the dominated portfolio and the portfolio that dominates it. Portfolio Green has an expected return of 23 percent and risk of 30 percent. The expected return and risk of portfolio Red are 22 percent and 24 percent, and for the Orange portfolio are 22 percent and 23 percent. Portfolio Red dominates portfolio Orange. Portfolio Orange dominates portfolio Red. Portfolio Green dominates portfolio Red. Portfolio Green dominates portfolio Orange.

Answers

The dominated portfolio is portfolio red and the portfolio that dominates it is portfolio orange. Portfolio orange dominates portfolio red. Hence option b is the right choice.

A dominated portfolio is defined as a portfolio when there is at least one portfolio that provides a higher return with a lower standard deviation. The expected return is defined as the average return that a portfolio generates over a specific time period.

Portfolio Green has an expected return of 23 percent and a risk of 30 percent. The expected return and risk of portfolio Red are 22 percent and 24 percent, and for Orange, the portfolio is 22 percent and 23 percent

A portfolio is dominated if it can be replaced with another portfolio that has a higher expected return and lower risk. Portfolio green has higher expected risk and return when compared with both portfolios red and orange. But when a comparison is made between portfolio red and orange, the risk of portfolio orange is less than portfolio red with the same returns. Hence portfolio orange dominates portfolio red.

Learn more about dominated portfolio at:

https://brainly.com/question/13924933

#SPJ11

Specter Consulting purchased $9,100 of supplies and paid cash immediately. Which of the following general journal entries will Specter Consulting make to record this transaction? Assume the company's policy is to initially record prepaid and unearned items in balance sheet accounts Multiple Choice Accounts Payable Supplies 9,100 9,100 Cash Supplies 9,100 9,100 Supplies Cash 9,100 9,100 Supplies Accounts Payable 9,100 9,100

Answers

The correct general journal entry to record the transaction would be "Supplies 9,100, Cash 9,100". This records the company's purchase of $9,100 of supplies, paid in cash.

A general journal is a record-keeping book or electronic document that is used to record all the financial transactions of a business in chronological order. The general journal is a primary accounting record that is used to track all of the business's financial transactions, such as purchases, sales, payments, and receipts.

In the general journal, each transaction is recorded using a journal entry that includes the date of the transaction, a description of the transaction, and the amount of money involved. The journal entry also includes accounts that are debited and credited for each transaction, and these entries are used to post transactions to the company's general ledger.

Learn more about General Journal: brainly.com/question/5374416

#SPJ11

Kevin purchasing concert tickets with his debit card is an example of the _____ function of money.
A) medium of exchange
B) unit of account
C) store of value
D) specialization

Answers

Kevin purchasing concert tickets with his debit card is an example of the A) medium of exchange function of money.

Money is a A) medium of exchange that is widely accepted in daily transactions. The primary function of money is to serve as a medium of exchange in daily transactions. It is one of the most critical aspects of money. Any commodity, such as gold or silver, may be used as a medium of exchange as long as it is widely recognized as such.

Kevin, who bought concert tickets using his debit card, is an example of the medium of exchange function of money. Because the concert tickets had a specific value assigned to them, Kevin paid the price and acquired the tickets without the need for a barter transaction.The Unit of account is another function of money.

It indicates the price of goods and services in the economy, making transactions easier to comprehend. When an economy has a single currency, it simplifies the process of evaluating costs, wages, and salaries, and it allows for quick price comparisons.

If the unit of account function is not fulfilled, it will make trading difficult as people would have to identify the relative worth of each commodity.Store of value is another function of money. This function aids in the accumulation of wealth. It helps individuals to save money that can be used in the future.

The value of money can decrease as a result of inflation, and as a result, people may seek other means of preserving their wealth. Specialization is not a function of money. It is an aspect of production, in which individuals or organizations focus on creating or supplying one or a few goods or services. They might then exchange these goods or services for other goods or services. In a trade exchange, money can be utilized as a medium of exchange.

For more questions on "Money" :

https://brainly.com/question/29498634

#SPJ11

software helps organizations manage portfolios of projects and the dependencies among them. question content area bottom part 1 a. npv estimating b. project management c. capital budgeting d. forecasting e. project portfolio management

Answers

The software that helps organizations manage portfolios of projects and dependencies among them is Project Portfolio Management (PPM). Hence the correct option is e. Project Portfolio Management.

Project Portfolio Management (PPM) is a collection of processes that assist organizations in selecting the best projects and ensuring that they align with their strategic objectives. It involves analyzing each project's potential value, prioritizing and selecting projects, and assigning resources based on the organization's goals.

The project portfolio management process includes the following steps:

Identification and evaluation of project proposals;

Selecting and prioritizing projects for implementation;

Planning, managing and monitoring project execution;

Evaluation of the portfolio and closing of the project.

To manage portfolios of projects and dependencies among them, organizations use Project Portfolio Management (PPM) software. The correct option is e. Project Portfolio Management.

For more about organizations:

https://brainly.com/question/16296324

#SPJ11

the form of economic system that emerged with the industrialization of society has been referred to as the a. nuclear family economy b. family-based economy c. consumer-based economy d. family-wage economy

Answers

The form of economic system that emerged with the industrialization of society has been referred to as the family-wage economy. Therefore, alternative d is correct.

What is an economic system?

An economic system is defined as the way a society utilizes its resources to meet the needs of its members. The production, allocation, and consumption of goods and services are all part of an economic system.

The industrial revolution altered the economy in many ways. A new economic system emerged, known as the family-wage economy. It's worth noting that this economy's development was directly linked to industrialization, which occurred in the early to mid-19th century.

In conclusión, alternative d is correct.

See more about economic system at https://brainly.com/question/26360576.

#SPJ11

A practitioner has examined a client's compliance with debt covenants associated with a bank loan and is ready to issue a report. Which of the following standards apply to the report?
Compliance attestation standards

Answers

Compliance attestation standards apply to the report when a practitioner has examined a client's compliance with debt covenants associated with a bank loan.

Compliance attestation standards is a set of standards that requires an independent auditor to attest to the fairness and integrity of an entity's financial and accounting records. Compliance attestation is a process in which an independent auditor attests to an entity's compliance with relevant laws, regulations, and rules. The attestation process may include an examination of financial records, as well as interviews with management and staff.

A practitioner has examined a client's compliance with debt covenants associated with a bank loan and is ready to issue a report. The report should conform to the compliance attestation standards, which include a set of criteria for the attestation process. Compliance attestation standards, which are established by the American Institute of Certified Public Accountants (AICPA), govern the attestation process and help ensure that auditors follow standard procedures and best practices.

Compliance attestation standards are used in the following types of audits: financial statement audits, service organization control (SOC) audits, and other specialized audits.

For more about practitioner:

https://brainly.com/question/14893245

#SPJ11

a stock just paid an annual dividend of $6. the dividend is expected to grow by 5% per year for the next 4 years. in 4 years, the p/e ratio is expected to be 12 and the payout ratio to be 60%. the required rate of return is 8%. attempt 1/3 for 5.5 pts. part 1 what is the value of the stock?

Answers

Answer:Part 1: Calculation of the value of the stockThe annual dividend payment made by the company is given as $6. The dividend payment is expected to grow at the rate of 5% per annum for the next four years. The required rate of return is 8%. In four years, the P/E ratio is expected to be 12 and the payout ratio is expected to be 60%.The dividend payment of a company grows at a constant rate for a finite period of time. Thus, the Gordon Growth model is used to calculate the value of the stock. The Gordon Growth model is given by,Stock price = Dividend payment next year/(Required rate of return – Dividend growth rate)After 1 year,Dividend payment = $6 × (1 + 5%) = $6.3Growth rate = 5%Required rate of return = 8%Stock price = $6.3/(8% – 5%) = $210After 2 years,Dividend payment = $6.3 × (1 + 5%) = $6.615Growth rate = 5%Required rate of return = 8%Stock price = $6.615/(8% – 5%) = $221.87After 3 years,Dividend payment = $6.615 × (1 + 5%) = $6.946Growth rate = 5%Required rate of return = 8%Stock price = $6.946/(8% – 5%) = $231.54After 4 years,Dividend payment = $6.946 × (1 + 5%) = $7.293Growth rate = 5%Required rate of return = 8%Stock price = $7.293/(8% – 5%) = $243.10Thus, the value of the stock is $243.10.

In preparing a company's statement of cash flows for the most recent year, the following information is available:Loss on the sale of equipment $14,000Purchase of equipment $225,000Proceeds from the sale of equipment $106,000Repayment of outstanding bonds $87,000Purchase of treasury stock $25,000Issuance of common stock $96,000Purchase of land $115,000Increase in accounts receivable during the year $33,000Decrease in accounts payable during the year $75,000Payment of cash dividends $35,000Net cash flows from investing activities for the year were:a) $234,000$234,000 of net cash used.b) $120,000$120,000 of net cash provided.c) $340,000$340,000 of net cash used.d) $259,000$259,000 of net cash used.e) $280,000$280,000 of net cash provided.

Answers

The correct answer is d) $259,000 of net cash used.

The cash flows from investing activities for the year were: Loss on the sale of equipment ($14,000); Purchase of equipment ($225,000); Proceeds from the sale of equipment ($106,000); Repayment of outstanding bonds ($87,000); Purchase of treasury stock ($25,000); Issuance of common stock ($96,000); Purchase of land ($115,000).

The net cash flow from investing activities for the year is calculated by subtracting the total cash outflows from the total cash inflows, which is ($14,000 + $225,000 + $25,000 + $115,000) - ($106,000 + $87,000 + $96,000) = $259,000. Therefore, the net cash used from investing activities for the year is $259,000.

You can read more about bonds at https://brainly.com/question/25965295

#SPJ11

which of the following companies is credited with being the first franchisor in the united states? a. mcdonald's b. nathans's famous inc. c. singer sewing machine d. h

Answers

The company credited with being the first franchisor in the United States is C) Singer Sewing Machine.

What is a franchise?

A franchise is a sort of permit that allows a person or company to operate under the brand name of another business. It enables a business to expand quickly without needing to spend money on advertising or other marketing efforts to establish their brand.

Typically, the company that owns the franchise provides training, marketing support, and other resources to assist the franchisee in operating their business effectively.

In the US, Singer Sewing Machine is credited with being the first franchisor.

Singer allowed independent sewing machine dealers to sell their sewing machines as a way to expand their distribution network in the late 19th century. Thus, it became one of the earliest and most successful franchisors in the United States of America.

Therefore, the correct answer is c. Singer Sewing Machine.

Learn more about franchise at

https://brainly.com/question/29376853

#SPJ11

why does money have a time value? provide at least one real-life scenario in which you can apply the concept of the time value of money! in your example - provide all the information needed for a classmate to solve it! do not solve it yourself. instead, try to solve a classmate's posted example!

Answers

Answer: Money has a time value because of the opportunity cost of using it today rather than in the future. The time value of money is the concept that money available at the present time is worth more than the same amount in the future due to its potential earning capacity.

Explanation: One real-life scenario in which you can apply the concept of the time value of money is when deciding whether to invest in a retirement account or pay off a high-interest debt. For example, suppose your classmate has a credit card debt of $5,000 at an interest rate of 20% per year. They are deciding whether to use their extra money to pay off the debt or invest it in a retirement account with an expected return of 8% per year. They have 5 years until retirement.

To solve this problem, your classmate needs to compare the future value of the debt if they continue to make minimum payments versus the future value of the retirement account if they invest the money today. They can use a financial calculator or spreadsheet to calculate the future value of each option and compare them to determine which one is more advantageous.

To calculate the future value of the debt, your classmate needs to know the current balance ($5,000), the interest rate (20% per year), and the number of years until they pay it off. To calculate the future value of the retirement account, they need to know the current investment amount, the expected rate of return, and the number of years until retirement.

Based on the future value calculations, your classmate can decide whether it is more beneficial to pay off the debt or invest the money in a retirement account. By considering the time value of money, they can make a more informed decision that aligns with their long-term financial goals.

Learn more about future value here:

https://brainly.com/question/24703884

#SPJ11

Suppose a company is choosing between two projects. The first project has an internal rate of return (IRR) of 9%, while the second project has an internal rate of return of 8%. The CEO believes that the first project will create additional shareholder value and should therefore be implemented. Do you agree with the CEO?

Answers

Yes, I agree with the CEO that the first project should be implemented due to its higher internal rate of return (IRR).

The IRR is a measure of a project's profitability and indicates the return on investment in the project compared to other investments with the same risk level. A higher IRR means that the project is generating a greater return for investors. In this case, the first project has an IRR of 9%, while the second project has an IRR of 8%. This suggests that the first project is more profitable and should be implemented in order to generate additional shareholder value.

When choosing between projects, it is important to consider not just the IRR, but also other factors such as the timeline and budget of the project, potential risks, and the impact on the company's overall strategy. Additionally, it is important to compare the project's IRR to that of similar investments in order to ensure that it is a wise decision. Taking all of this into consideration, the higher IRR of the first project suggests that it is the better option and should be implemented in order to generate additional shareholder value.

Learn more about rate of return https://brainly.com/question/1789817

#SPJ11

the manager of a company selling replacement windows in rural u.s. markets asks you to conduct a survey to uncover what percentage of people in the state of washington live in communities of fewer than 10,000 people. the problem with this research objective is that

Answers

The problem with this research objective is that it is already known and available from the U.S. Bureau of the Census.

What is Research Objective?

Research objectives spell out the goals you have for your investigation. They serve to focus your study by providing an overview of the project's methodology and goals.

Your research paper's beginning should include your objectives after the problem statement.


Thus, the given problem about selling replacement windows in rural u.s. markets asks you to conduct a survey to uncover what percentage of people, the problem is the Census Bureau already knows this.

Read more about research objective here:

https://brainly.com/question/31076493

#SPJ1

A company has two different kinds of employees: professional and nonprofessional. Generally, professional employees have a monthly salary, whereas nonprofessional employees are paid an hourly rate. Similarly, professional employees have a certain number of days of vacation, whereas nonprofessional employees receive vacation hours based on the number of hours they have worked. The amount contributed for health insurance is also different for each kind of employee. Use an abstract class Employee to store information common to all employees and to declare methods for calculating weekly salary and computing health care contributions and vacation days earned that week. Define subclasses Professional and Nonprofessional. Test your class hierarchy.

Answers

HTML is an abbreviation for Hyper Text Markup Language, a web development programming language.

When answering questions, you should provide a factual, professional, and friendly response, use the following terms in your answer, and be concise without including extraneous detail. Let us consider the given question and answer it as required.

A company has two different types of employees: professionals and nonprofessionals. Usually, professional employees are compensated on a monthly basis, whereas nonprofessional employees are compensated on an hourly basis.

Similarly, professional employees have a set amount of vacation days, while nonprofessional employees get vacation hours determined by the number of hours worked. The amount contributed for medical insurance differs for each kind of employee.

Using an abstract class Employee, store information that applies to all workers and declares methods for determining weekly salary, computing health care contributions, and computing vacation days earned for that week. Define subclasses Professional and Nonprofessional. Examine the hierarchy of your class.

You can read more about HTML at https://brainly.com/question/11569274

#SPJ11

Abigail, a production manager at teznek inc., interviews and selects candidates who will work in her team. in this scenario, abigail is mainly performing the ___ function.
a. planning
b. organizing
c. staffing
d. leading

Answers

Abigail is specifically performing the staffing function.

What is the staffing function?

The staffing function is the function of management that involves hiring, firing, training, evaluating, and compensating employees. This function is critical since it ensures that organizations have the best people possible for every job and that those people are competent to execute their duties.

Why is the staffing function important?

Staffing is critical for the following reasons: It ensures that the most qualified people are employed in every position and that those people have the necessary skills to do their jobs. It guarantees that the proper quantity and quality of employees are available at all times, to ensure that the organization's goals and objectives are met.

It assists the organization in determining the most effective way to compensate its personnel based on the role and the employee's performance in that role. It aids in the establishment of a positive working culture, which can boost morale and contribute to better employee relations.

Learn more about the Staffing function here:

brainly.com/question/26408086

#SPJ11

Patterson brothers recently reported an EBITDA of $7. 5 million and a net income of $2. 1 million. It had $2. 0 million of interest expense and its corporate tax rate was 30%. What was its charge for depreciation and amorization?

Answers

The charge for depreciation and amortization is $1.9 million. if the corporate tax rate was 30% for $2. 0 million of interest expense.

The given data is as follows:

EBITDA report = $7. 5 million

Net income = $2. 1 million.

corporate tax rate = 30%.

interest expense  = $2 million

EBITDA allows investors to consider organizational profit after costs in light of options made about financing, tax planning, and discretionary devaluation programs.

The charge for depreciation and amortization is calculated by subtracting EBITDA from Less Interest expense and the product of the corporate tax rate. Mathematically,

The charge for depreciation = ( EBITDA - interest expense ) x corporate tax rate

The charge for depreciation = ( $7. 5 million - 2 million ) x 30%

The charge for depreciation = $1.9 million.

Therefore we can conclude that the charge for depreciation and amortization is $1.9 million.

To learn more about depreciation

https://brainly.com/question/13910401

#SPJ4

the stack stores activation records (i.e., stack frames). an activation record is pushed to the stack when a function is invoked. when the function returns, its activation record is popped from the stack. which of the following statements best describes how the stack maintains its collection of activation records? A. once an activation record is pushed to the stack, it is never removed. B. the first activation record pushed is the first activation record popped. C. the first activation record pushed is the last activation record popped. D. the stack does not maintain activation records.

Answers

The correct answer is C. The first activation record pushed to the stack is the last activation record popped. This is because the stack is a Last In, First Out (LIFO) data structure.

When a function is invoked, its activation record is pushed to the stack, and when the function returns, its activation record is popped from the stack. The stack does maintain a collection of activation records, which are pushed and popped in accordance with the LIFO structure.

This means that the first activation record pushed to the stack is the last activation record popped from the stack. This ensures that the order of the activation records is maintained, and that any data associated with the activation record is available until the function returns.

To illustrate, let's consider the example of a function A which calls function B. When function A is invoked, its activation record is pushed to the stack, followed by the activation record of function B when it is invoked. When function B returns, its activation record is popped off the stack, followed by the activation record of function A when it returns.

In this way, the stack maintains its collection of activation records, and the first activation record pushed is the last activation record popped.

For more questions on data structure.

https://brainly.com/question/15062652

#SPJ11

your company, kick that ball sports, has appointed you as a project manager for its new soccer product line introduction. the product line involves three new products, two of which will be introduced together and a third one that will follow within two years. you are ready to create the wbs. all of the following are true except for which one?

Answers

The statement which is not true regarding the creation of the WBS for Kick That Ball Sports' new Cricket product line introduction is that rolling wave refers to how all levels of the WBS collectively roll up to reflect the work of the project and only the work of the project. Therefore, the correct option is C.

In the given case, as you are ready to create the WBS, all options but one is true.

The WBS may be structured using each product as a level-one entry. This is true because the WBS (Work Breakdown Structure) is a hierarchical decomposition of the total scope of work to be carried out by the project team to accomplish the project objectives and create the required deliverables.The WBS should be elaborated to a level where costs and schedule are easily estimated. This is known as the work package level. This is also true because work packages are created when the WBS has been elaborated to a level where costs and schedule can be easily estimated.Each level of the WBS represents verifiable products or results. This is also true because each level of the WBS represents a more detailed decomposition of the previous level's deliverables.Rolling wave planning is a technique that uses progressive elaboration to break down the project scope and deliverables into smaller, more manageable pieces. This technique is used to reflect the work of the project as well as the work of the project's product. Therefore, option C is not true because it states that rolling wave planning only reflects the work of the project and not the work of the project's product.

Hence option C is not true in reference to creation of the WBS.

Note: The question is incomplete. The complete question probably is: Your company, Kick That Ball Sports, has appointed you as project manager for its new Cricket product line introduction. This is a national effort, and all the retail stores across the country need to have the new products on the shelves before the media advertising blitz begins. The product line involves three new products, two of which will be introduced together and a third one that will follow within two years. You are ready to create the WBS. All of the following are true except for which one? A. The WBS may be structured using each product as a level-one entry. B. The WBS should be elaborated to a level where costs and schedule are easily estimated. This is known as the work package level. C. Rolling wave refers to how all levels of the WBS collectively roll up to reflect the work of the project and only the work of the project. D. Each level of the WBS represents verifiable products or results.

Learn more about WBS:

https://brainly.com/question/3757134

#SPJ11

Which of these is (are) most likely to increase productivity? A) higher corporate tax rates. B) increase in pop. C) investments in research and development.

Answers

Investments in research and development are the most likely to increase productivity. Option C is correct.

What is productivity?

Productivity is the amount of production that can be generated from a certain amount of inputs. It is an assessment of efficiency in which a company transforms inputs into outputs.

What are Investments in research and development?

The money put into research and development (R&D) to enhance the goods and services a company provides is referred to as investments in research and development. R&D initiatives may lead to the creation of new goods or procedures that can make a company more profitable by allowing it to gain a larger market share, for example.

Investments in research and development can help a company improve its production process by increasing efficiency, reducing costs, and enhancing product quality. As a result, it can assist to increase productivity.

Option C, investments in research and development, is most likely to increase productivity.

Learn more about research and development (R&D) at https://brainly.com/question/29782299

#SPJ11

On January 15th, Linus transfers property to a trust over which he retains a right to revoke one-fourth of the trust. The trust is to pay Patti 5% of the trust assets valued annually for her life with the remainder to be paid to a qualified charity. On September 1st, Linus dies and the trust becomes irrevocable. Which of the following statements is/are correct? 1. The trust is created January 15th. 2. The trust is created when it becomes irrevocable at September 1st. 3. Linus receives a charitable deduction equal to the present value of 25% of the remainder interest. 4. Linus receives a charitable deduction equal to the present value of 75% of the remainder interest 3 and 4 3 only O1 only. 1 and 2

Answers

The answer is 1 and 2. Trust property means property entrusted between the trustee and the trustee of the designated beneficiary.

Trust property can include all types of assets such as cash, stocks, real estate, life insurance policies, etc. 

The trust was created on January 15th when it was transferred to the trust. The trust became irrevocable on September 1st when Linus died. However, Linus does not receive a charitable deduction in this case since he still retains a right to revoke one-fourth of the trust. Therefore the answer is 1 and 2.

Learn more about reason someone use a trust: brainly.com/question/3913890

#SPJ11

Other Questions
Describe Woodrow Wilson's attempt to keep the United States out of World War I by discussing the ways that President Wilson own actions undercut his desire to keep the country at peace? Which category of the cost of downtime includes equipment rental, overtime costs, and travel expenses?1. Fiscal responsibility2. Damaged reputation3. Other expenses4. Regeneration quadrant Write an essay entitled" importance and needs of population management in forming civilized society" distension of the superficial veins caused by weakened valves is termed? which of the following statements accurately compares the atp synthase enzymes of chloroplasts and mitochondria? Sam, whose mass is 78 kg , takes off across level snow on his jet-powered skis. The skis have a thrust of 220 N and a coefficient of kinetic friction on snow of 0.1. Unfortunately, the skis run out of fuel after only 14 s. Express your answer with the appropriate units.A. What is Sam's top speed?B. How far has Sam traveled when he finally coasts to a stop? an insulin pen differs from an insulin pump because? Full range of nursing care for physical and behavioral problems in hospital? A rather unbalanced goat jumps off a the air. Evan is dressed in his parachuting outfit, 2.0-m high. How much gravitational potential cliff. The goat has a mass of 50kg and the which brings his mass to a total of 90.0 kg. The energy does the girl gain? cliff is 450 m high. What is the kinetic aircraft takes the group to a height of 5000.00 m m= 36 kg before the jump. How much GPE does Evan gain Given: h: 2.0m Asked 5P6 energy of the goat just before it hits the ground? Realizing the importance of being fit and healthy our school recently organized a yoga workshop for the students of 10th standard as rhe editor of the school magazine write a detailed report on the workshop Below are listed reasons why regions have either higher or lower elevations. Choose all the possible causes of higher elevations.A. More dense materials are present in the crustB. Warmer rocks are in the subsurface.C. Less dense materials are present in the crust.D. Region has thick crust.E. Cooler rocks are inthe subsurfaceF. Region has thin crust. . stan kaiser is confused about the source documents used in assigning materials and labor costs. identify the documents and give the entry for each document. The function h is defined by the following rule.h(x) = 4x-2Complete the function table.-30245Xh(x)000 assume that the canadian economy is currentyly in a short run equilibrium and the natural rate of unemployment is below the actual unemployment rate What did the Treaty of Versailles do?How was it a cause of WWII?What battle in the Pacific was vital to a US ending WWII?What is island hopping?What was the Manhattan project?Was the US right or wrong for starting the project?Was the US justified in dropping the bombs? a. Functional Group:b. Longest Chain:c. Branched Group Type and Location:d. Full Name of Compound: Elaine is writing a paper about reactions to the tragedy that occurred at the Twin Towers on September 11, 2001. She interviews ten of her classmates and asks them to remember that day. She is surprised to learn that nearly all of the students she interviewed offer very detailed, vivid accounts of where they were and what they were doing when they first learned of the terrorist attacks. Elaine has discovered that most of her classmates have _________ of September 11, 2001. A. a repressed memory B. a flashbulb memory C. implicit but not explicit memory D. extrasensory perception E. explicit memory Satire is writing that uses humor, irony, or exaggeration to ridicule or point out human insecurities or shortcomings. Prompt: In The Happy Man, by Naguib Mahfouz, the author repeats the word happy numerous times within the story. Explain why the author is using repetition and what message he is sending to the audience about the state of society and "being happy". Be sure to use the R.A.C.E. Method to answer in one full paragraph. What is the meaning of "anxiously queried their diplomatic posts respecting German-Russian negotiations"? A rectangular plate of sides a and b is subjected to a force that is perpendicular to the plate. The plate is located on the xy-plane as shown. The pressure, p, at point (x, y) on the plate is proportional to the square of the distance of that point from the origin. (a) Find a formula for the pressure at point (x, y). Use k as the constant of proportionality. Use a lower case k. P(x,y) = (b) If pressure is force per unit area, set up the integral needed to find the total force on the plate. (c) Evaluate the integral in part (b). Your answer will be in terms of a, b, and k. Use all lower case letters.