TV advertising for soft drinks falls into the category of consumer advertising. Consumer advertising is aimed at people buying products for themselves or others.
What is the importance of consumer advertising?Consumer advertising promote activities, products or services and encourage people to purchase. Example: Laundry detergents are primarily marketed through consumer advertising to drive brand loyalty and pre-market products.
What is Online Advertising?Online advertising, also known as online marketing, Internet advertising, digital advertising, or web advertising, is a form of marketing and advertising that uses the Internet to promote products and services and target audiences and users of the platform.
What are types of advertising?Social media promotion. Paid search engine advertising. print advertising. broadcast advertising. outdoor advertising. mobile advertising. Direct mail promotion.
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At an activity level of 9,500 machine-hours in a month, Falks Corporation’s total variable production engineering cost is $779,950 and its total fixed production engineering cost is $200,970. What would be the total production engineering cost per machine-hour, both fixed and variable, at an activity level of 9,900 machine-hours in a month? Assume that this level of activity is within the relevant range
The total manufacturing cost per machine hour would be $98.42 .At an activity level of 9,900 machine hours per month, total manufacturing engineering costs per machine hour, both fixed and variable, would be calculated by adding total variable and total fixed manufacturing engineering costs and dividing by total machine hours. .
In this case, the total cost would be $980,920 ($779,950 + 200,970) and the total machine hours would be 9,900. Thus, the total manufacturing cost per machine hour would be $98.42 ($980,920/9,900). These costs would remain fixed regardless of the level of activity because fixed costs are not affected by changes in the level of activity. Variable costs, on the other hand, will vary according to the level of activity and must be taken into account when calculating total costs.
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Which of the following are key tasks in the strategy-making, strategy-executing process? O Developing a proven business model, deciding on the company's strategic intent, creating a balanced Scorecard, and crafting a strategy O Setting objectives, choosing what business approaches and operating practices to employ, selecting a business model, identifying the three best strategy alternatives, and monitoring developments and initiating corrective adjustments O Setting objectives, identifying the best strategy alternatives, choosing the very best of the strategy alternatives, implementing and executing the chosen strategy, and deciding what portion of the company's resources to employ in the pursuit of sustainable competitive advantage O Deciding on the company's strategic intent, creating a balanced Scorecard for monitoring performance, crafting a strategy, and choosing what business approaches and operating practices to employ O Developing a strategic vision, mission, and core values; setting objectives; and crafting a strategy to achieve the objectives and move the company along the path to accomplishing the mission and vision hinhibited and constitutes copyright violation
The primary activity in the process of developing and implementing a strategy is Creating a strategic vision, purpose, and core values is prohibited and constitutes a copyright violation, as is defining goals and developing a plan of action to reach the goals and advance the organisation toward fulfilling the mission and vision.
An organisation determines its strategy through the strategy-making process, which also makes sure that the established strategy becomes a reality rather than merely an idealistic wish list. It entails formulating a strategy as well as preparing for its implementation and making adjustments in response to unforeseen circumstances. Clearly, the process of developing a plan is essential to corporate success.
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Music Masters, Inc., enters into a contract to pay Nagi for a dozen original songs. Nagi transfers the right to payment under the contract to Omni Artists. After the transfer, Nagi's contract right to the payment is
Nagi’s contract right to the payment is extinguished.
The simplest definition of a contract is a legally binding commitment. This pledge might be to refrain or carry out a specific action. A contract is created by at least two parties who must concur on its terms. If either side violates their promise, the other party may take legal action. The law of contracts considers a number of factors, such as whether a contract genuinely exists, what it means, whether it was broken, and how much money the party who was wronged is entitled to. A contract's main purpose is to formalise new relationships and specify the legal responsibilities each party has to the other. Today, most contracts are negotiated by businesses rather than by people. even if occasionally businesses routinely enter into contracts with partners, clients, and suppliers, much like individuals would when selling a home or accepting a job offer. Every corporate relationship is, in fact, backed by legal contracts.
Music Masters Inc. enters into a contract to pay Nagi for a dozen original songs. Nagi transfers the right to payment under the contract to Omni Artists. After the transfer, Nagi’s contract right to the payment is
A. unaffected.B. extinguished.C. conditional.D. secondary.
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Jordan went to the store to buy a bicycle that was advertised for $50. When he arrived, he learned that the model he wanted was sold out, but there was another bicycle available that cost 15% more. How much did the available bicycle cost before taxes
$57.50 did the available bicycle cost before taxes at advertised cost of $50 in the store.
given data,
original cost of bicycle = $50
The bicycle price will be calculated as,
Price = 50 x 1.15
Price = $57.5
A government agency, whether local, regional, or federal, imposes taxes as forced payments on people or businesses. Public works and services like roads and schools, as well as programmes like Social Security and Medicare, are funded by tax income.
A tax demands that a portion of the taxpayer's income or funds be withheld and given to the government. Tax evasion, or the willful refusal to pay one's full tax obligations, is against the law and is punished by fines and imprisonment. Payment of taxes at rates set by the government is required. The definition of a percentage is how it compares a number to 100. The symbol% is used to indicate it. Out of 100 is how the proportion is expressed. Imagine dividing any measurement or item into 100 equal parts.
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Which expense is a variable cost?
A) hourly wages for a production employee
B) insurance payment
C) monthly rent on a store
D) purchase of a new copy machine
Hourly wages for a production employee. Variable costs are costs that fluctuate with the level of production or sales and can include expenses such as raw materials, packaging, and wages for production employees.
What is Variable costs?Variable costs are costs that change in relation to the amount of goods or services produced. These costs are typically directly related to production and can include the cost of materials, labor, and other related expenses. Variable costs differ from fixed costs, which remain constant regardless of production levels. Variable costs are important to consider when setting a price for a product, as they should be taken into consideration to ensure that the product is profitable. By understanding variable costs, businesses can adjust production levels to ensure that they remain profitable.
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Answer:
A- Hourly wages for a production employee
Explanation:
Correct anser on my test. Hope this was helpful
Jessica puts some effort into comparing the various cell phone brands by researching online. For Jessica, the cell phone is considered a(n) ___________ offering.
Jessica takes the time to compare the various cell phone brands through online research. For Jessica, the phone qualifies as an online service.
Why Researching online is important?The process of conducting online research entails gathering data from the internet. With the development of the internet, the outdated pen-and-paper research techniques have been supplanted with online research techniques.
People use internet research to learn more about many topics, such as searching for products or conducting studies to further various fields. In today's society, doing research is essential for everything. It serves as a tool for knowledge development for everyone and makes learning easier for both novice and experienced learners. Data collecting is a step in the methodical inquiry process known as research.
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What are the main goals of economic growth?
The main goals of economic growth are to increase the production of goods and services, reduce unemployment, and improve the standard of living.
Economic growth can be achieved by increasing the productivity of labor, capital, and resources. This can be done by developing new technologies, investing in physical capital, such as factories and machinery, and providing resources, such as education and training, for workers.
Additionally, economic growth can be achieved by increasing the population size and workforce, which can lead to increased demand for goods and services.
Reducing unemployment can also help to stimulate economic growth, as it increases the purchasing power of consumers and businesses. Finally, economic growth can lead to an increase in the standard of living by providing higher wages, better working conditions, and improved access to goods and services.
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The main goals of economic growth is to increase the production of goods and services, create new jobs, raise living standards and reduce poverty.
Economic growth is a key economic indicator of a country's economic health, and it is one of the main goals of economic policy.
Economic growth is measured by analyzing changes in a country's gross domestic product (GDP), which is the total value of all goods and services produced in a given year.
Factors such as advances in technology, population growth, improved infrastructure and increased productivity can all contribute to economic growth. Governments can also use fiscal policies such as taxation and government spending to promote economic growth.
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trade-offs arising from limited resources give rise to ______.
Opportunity costs result from trade-offs caused by restricted resources.
In microeconomic theory, the opportunity cost is the value or advantage forfeited by choosing one activity over another. More specifically, it implies that once you select one activity, you are unable to select a different one. The best activity is the one that offers the maximum return relative to all other activities once opportunity costs are taken into account. For example, you are not allowed to hire out an automobile that you only use for personal transportation; nevertheless, if you do, you are not allowed to use it for personal transportation either. If hiring a car is more expensive than the cost of alternative transportation,
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Other things the same, if the U.S. real exchange rate appreciates, U.S. net exports
a. increase and U.S. net capital outflow decreases.
b. decrease and U.S. net capital outflow increases.
c. and U.S. net capital outflow both increase.
d. and U.S. net capital outflow both decrease.
Other things the same, if the U.S. real exchange rate appreciates, U.S. net exports increase and U.S. net capital outflow decreases.
What occurs when the real exchange rate rises?An increase in the real exchange rate is a true appreciation. The same amount of local commodities can be exchanged for more international goods with genuine appreciation. When the real exchange rate is high, net exports fall but imports rise because a real depreciation is a reduction in the real e. On the other hand, when the actual exchange rate is low, net exports climb as exports do. The effects of changes in the real exchange rate are better illustrated by this connection.
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What are the five examples of trends?
Here are five examples of trends:
Fashion trendsTechnology trendsHealth and wellness trendsCultural trendsSocial trendsWhat is the importance of trends and fads?Fads can be used to create interesting social media campaigns and short-term ad campaigns, whereas trends can be used to inform an important role in the long marketing strategy and product development efforts.
Here are five examples of trends:
Fashion trends - popular styles of clothing, footwear, accessories, and hairstyles that are popular at a particular timeTechnology trends - advances and innovations in technology that are gaining popularity and changing the way people live and work, such as the rise of smartphones and artificial intelligenceHealth and wellness trends - practices and habits that promote physical and mental well-being, such as yoga, meditation, and clean eatingCultural trends - changes in popular culture, entertainment, and media that reflect evolving values, tastes, and preferencesSocial trends - changes in social behaviors and attitudes, such as the rise of social media and online communication, or the increasing popularity of social activism and advocacy.Learn more about trends here:
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Chang, Inc. S balance sheet shows a stockholders' equity book value (total common equity) of $751 comma 200. The firm's earnings per share is $2. 96, resulting in a price/earnings ratio of 12. 82X. There are 51,000 shares of common stock outstanding. What is the price/book ratio? What does this indicate about how shareholders view Chang, Inc?
A corporation shareholder can possess as few as one share of stock, and they can be any individual, business, or institution.
What is the meaning of shareholders?A shareholder is an individual or organization that has made a financial commitment to a firm in exchange for a "share" of ownership. Common or preferred shares that the corporation has issued and that the shareholder holds (or owns) serve as a representation of such ownership.
The phrase "shareholder equity" (SE) refers to a company's net value or the total sum of money that would be given back to its shareholders in the event of a company's liquidation after all obligations have been settled. SE is therefore the owners' remaining claim to the assets after all debts have been paid.
The ability of a company's board of directors and senior management to make strategic decisions, including the capacity to make sensible investments and produce a healthy return on invested capital, is essential to the company's ability to maximize shareholder value.
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What must a real estate brokerage understand when approached by a stockholder of a company gone bankrupt who wants to attach property owned by the now-defunct corporation?
There is no direct ownership of the firm's assets, and the stockholder's interest in the company is only as valuable as their investment.
Real estate brokerage: What is it?Some people might make agent claims. Others may refer to themselves as "realtors." These jobs range in type.
Employing real estate agents is a requirement for real estate brokers. They can't complete their tasks on their own. Additionally, a real estate license must be attained and approved by the state's standards. In some states, an agent is only permitted to be connected to one brokerage.
Brokers can choose between working for themselves, starting their own brokerage, and employing real estate agents. Additionally, they might collaborate with several brokerage firms. The nature of their business and job, however, may make the state standards more strict. First, they must succeed on the brokerage exam.
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Four of the following are ecological and economic services provided by inland wetlands; one is not. Choose the one that is not.
Providing fish and wildlife habitats, maintaining surface water flow during dry spells are only a few of these services or activities.
What do you meant by ecological and economic services?The construction of dams and water-diversion systems obstructs fish migration pathways and alters habitats.Habitats are reduced in size and deteriorate due to human water withdrawal.Urban and agricultural runoff both degrade water quality.In order to make way for development, marshes must be drained.Many maritime habitats offer well-known services like leisure, tourism, and water transportation. Unique estuarine, coastal, and marine ecosystems are valuable for scientific research as well as teaching and serve as significant genetic resource repositories. Four main kinds of ecosystem services—provisioning, regulating, cultural, and sustaining services—were defined by the Millennium Ecosystem Assessment (MA), a significant UN-sponsored project to examine the effects of human activity on ecosystems and human well-being.
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Quality is mostly the business of the quality control staff, not ordinary employees. True/False
Most of the time, quality is the responsibility of the quality control staff, not regular employees. The given statement is False.
What do you mean by quality control staff?
Quality Control staff are the personnel responsible for checking and verifying the quality of goods and services. They inspect and test the products, materials and services to make sure that they meet the quality standards and specifications set by the company. Quality control staff check products at every stage of the production process to ensure that they are up to the company's standards before they are shipped or sold. They also evaluate customer feedback and complaints to identify areas where quality standards may not be met. Quality control staff are important to the success of a business as they help to ensure that customers are satisfied with the quality of the products and services they receive.
So, The required answer is False.
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other things the same, an increase in the price level makes the dollars people hold worth ____
Learn concepts like "Other things the same," "increase in the price level makes," and other related terms by studying with Quizlet and memorising flashcards.
What is another word increase?
Increase has a number of popular synonyms, including augment, enlarge, and multiply. While all of these verbs indicate "to make or become greater," "increasing" denotes progressive expansion in size, amount, or intensity when used in the passive. When employed in the active, however, it could also suggest simple addition rather than progressive growth. Increase means to grow or increase in size, quantity, or any other way, like in Our revenue will rise as demand rises. /nkris/ B1. to (make something) increase in size or quantity.
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A developer is hard at work on a project that would store hundreds of millions of product reviews in an Amazon DynamoDB database. The records include the following data elements shown in the table :
Name : reviewID ; starRating ; comment ; productID
Type : Number ; Number ; String ; Number
Description : 16 Digit UUID ; Integer 1-5 of user rating ; Product ID Being Reviewed
Which field, when used as the partition key, would result in the MOST consistent performance using DynamoDB?
A. starRating
B. reviewID
C. comment
D. productID
The most consistent performance using DynamoDB is review ID.
The partition key value is used by DynamoDB as an input to an internal hash function.The hash function's output determines the partition (physical storage internal to DynamoDB) in which the item will be stored. DynamoDB does an all-partition scan when the user queries or scans a table or secondary index.
In the given case, When used as a partition key in DynamoDB in the example, review ID would produce the MOST consistent performance. When review ID is used as the partition key, the data will be distributed evenly over all the partitions and will be unique for each review. By doing this, DynamoDB will be able to fetch the records quickly and consistently.
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For which contract type is cost overrun from the agreed upon set budgeted cost paid by buyer ONLY?
Reimbursable costs (or Cost Plus) Cost reimbursable (CR) contracts include a compensation or incentive for meeting or surpassing project goals together with payment based on the sellers' actual expenses. The customer is therefore exposed to the greatest cost risk.
Which of the following contract types has the highest risk of cost overruns?Due of the uncertainty surrounding the final expenses, cost-reimbursable contracts have the highest risk of cost overrun and non-performance.
In what kind of contract is the contractor put at risk for cost overruns?The MGP contract combines elements of cost-plus and fixed-fee contracts. In this case, a price cap with a cost-plus structure is applied. Unlike fixed price and cost-plus contracts, which typically transfer the risk of cost overruns to the owner and contractor, this arrangement divides the risk equally.
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How does an increase in taxes affect the economy?
The vast majority of them also imply that raising taxes may raise government revenue, but typically at the expense of economic expansion and taxpayer mobility.
On the other side, tax cuts frequently cause brief declines in revenue while brand recognition and reputation economic growth. Tax compliance refers to both governmental activities and individual behaviour in order to guarantee that taxpayers are paying the appropriate amount of tax at the appropriate time and receiving the appropriate tax allowances and tax reliefs. A tax is a mandatory financial charge or other sort of levy placed on a taxpayer (an individual or legal entity) by an administrative body to pay for various public expenditures and government spending. Around 3000–2800 BC, the first documented taxation was imposed in ancient Egypt. Non-compliance with the law includes failing to pay on time as well as evading or fighting taxation. Taxes can be direct or indirect and can be paid in money or in the equivalent in work. Most nations have a tax system in place to finance public, socially shared, or agreed-upon national demands as well as governmental duties. Most taxes on personal annual income are flat percentage rates of taxation, however certain scale taxes are progressive based on brackets of annual income levels. Taxes are imposed on both personal and business income in the majority of nations. Wealth taxes, inheritance taxes, estate taxes, gift taxes, property taxes, sales taxes, usage taxes, payroll taxes, fees, and/or tariffs are frequently imposed by countries or subunits.
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Which of the following explains why the rate of change of the consumer price index (CPI) tends to overstate the actual inflation rate? A) Consumers will require more income to buy goods whose prices have increased. B) Nominal wages do not always increase by as much as prices do. (c) When real wages increase, consumers can afford higher-priced goods. D) Consumers tend to substitute lower-priced goods that may not be represented in the basket of goods. The basket of goods in the base year is frequently updated with new products
The tool used to measure inflation is the consumer price index (CPI). It is used to calculate the typical difference in costs of household consumption items between two specified periods.
What is meant by consumer price index?The method for measuring inflation is the consumer price index (CPI). It is employed to calculate the typical change in prices of household consumption items between two specified periods. Assuming constant quality, it is a composite measurement of product price trend tendencies.
Since the primary CPI uses the same basket of products month after month (although prices are adjusted every two years), it can overestimate inflation since it ignores the replacement of one similar thing for another.
A market basket of consumer goods and services is used to create the Consumer Price Index (CPI), which tracks the average change in prices paid by urban consumers over time.
Therefore, the correct answer is option d) Consumers tend to substitute lower-priced goods that may not be represented in the basket of goods.
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The consumer price index, or CPI, is the instrument used to measure inflation. option d is the correct . Customers frequently substitute lower-priced goods that may not be included in the shopping cart.
What does the term "consumer price index" mean?The consumer price index, or CPI, is used to measure inflation. It is used to calculate the typical price change of household goods over two specific time periods. It is a composite measurement of product price trend tendencies, assuming constant quality.
Although prices are adjusted every two years, the primary CPI uses the same basket of products month after month and can overestimate inflation because it ignores the substitution of one similar item for another. The Consumer Price Index (CPI), which tracks the average change in prices paid by urban consumers over time, is created by using a market basket of consumer goods and services.
As a result, option d is the correct response. Customers frequently substitute lower-priced goods that may not be included in the shopping cart.
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Which of the following is NOT an example of technology's impact on the financial services industry? A. RFID B. debit cards C. electronic funds transfer D. Internet stock trading
RFID is not an example of technology's impact on the financial services industry.
Option A is correct.
What role does the financial services industry play?Simply put, the financial sector sits between depositors and borrowers. It receives money from savers (such as through deposits) and lends it to households, businesses, governments, or anyone else who wants to borrow it.
What is RFID used for?Radio frequency identification (RFID) is a technology that uses radio waves to passively identify tagged objects. It is used in a variety of commercial and industrial applications, from tracking items along the chain of supply to tracking items on loan from libraries.
How does RFID work inside the card?RFID credit cards are equipped with radio frequency identification technology. This allows credit cards to communicate with payment terminals using radio frequencies instead of magnetic stripes. With RFID technology, you can simply swipe your credit card over a card reader or ATM.
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An optimal capital structure will ______. Multiple select question. maximize the value of the firm minimize the cost of capital maximize the earnings per share maximize the value of assets
An optimal capital structure will increases a company's market value while lowering its capital costs .
Having said that, the term "optimal capital structure" refers to the ratio of debt to equity that maximizes market value while minimizing a company's cost of capital, more precisely, its weighted average cost of capital (WACC) (i.e. shareholder wealth).
The best capital structure for a business is one that balances the ideal debt-to-equity ratio with the lowest possible cost of capital for the organization. Managers choose internal financing over outside sources. If outside financing is required, start with the safest securities.
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Queequeg throws a handful of small bones to see into the future when he sees his own death, what three things does he do
After becoming ill while scrubbing the Pequod's hull, Queequeg is on the verge of death. He tells Ishmael to have a carpenter build a coffin for him.
Queequeg is the first main character that the narrator, Ishmael, meets. He is the son of a South Sea chieftain who left home to travel the world. One such item is Queequeg's coffin, which ends up symbolizing life emerging from death. It was ironic, as Ahab once remarked, to witness something that had been created for death being transformed into a means of supporting life. Queequeg becomes gravely ill and, believing he is going to pass away, orders the construction of a coffin. Eventually, after Queequeg has recovered, he advises that his coffin be transformed into a lifebuoy to replace one that the ship lost.
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After adjusting for inflation, over time the prices of most natural resources have been a. rising, meaning that their supplies are dwindling more rapidly than our ability to conserve them is growing. b. rising, meaning that our ability to conserve them is growing more rapidly than their supplies are dwindling. c. steady or falling, meaning that their supplies are dwindling more rapidly than our ability to conserve them is growing. d. steady or falling, meaning that our ability to conserve them is growing more rapidly than their supplies are dwindling.
After adjusting for inflation, over time the prices of most natural resources have been steady or falling, meaning that our ability to conserve them is growing more rapidly than their supplies are dwindling. Therefore, the option D holds true.
The rate of inflation can be subjected to constant changes during a period of time. When the inflation is steady, the supplies are assumed to be conserved more and more, and the conditions are not much changed when there is a change in the inflation rates while they are falling.
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Can you guys help me with this ethical case? I know how to do these generally but this one specifically confuses me. I need to know the following: The ethical issue, who the primary and secondary stakeholders are, the different courses of action and their impacts as well as what the best solution would be. Thanks :)
A combination of personal, moral, legal, and social norms of what is proper determine the ethics, which are a set of principles for thinking and acting.
Ethical Issues: What Do They Mean?When a particular action, course of action, or judgment runs afoul of a society's moral standards, an ethical problem arises. Since any of their actions could be questioned in terms of their ethicality, both individuals and corporations can be implicated in these disputes.
The three different categories of ethical problems are what?Utilitarian, Deontological, and Virtue concerns are the three primary subcategories of ethical problems. While deontological ethics emphasize the act itself, utilitarian ethics place more emphasis on the results of a choice. The character of the person acting is a key component of virtue ethics.
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Nori files a suit against Mica to enforce an oral contract for the sale of lakeshore property that would otherwise be unenforceable under the Statute of Frauds. The court could enforce the deal if:
Nori foreseeably and justifiably relied on Mica's promised to her detriment
Mica denies the existence of any contract
neither party has begun to perform
the deal does not involve customized goods
The court could enforce such a contract if a) Nori foreseeably and justifiably relied on Mica's promise to her detriment.
The promisor may be restrained from contesting the existence and legality of the contract if the promisee properly depends on the promise on which the promisor made the promise, to the prejudice of the promisee.
A substantive rule of contract law that states that if the evidence conflicts with or modifies the terms of a written contract, the court will not allow evidence of the parties' prior conversations, oral or written agreements, or contemporaneous oral agreements.
A verbal agreement is enforceable under the Uniform Commercial Code to the degree that either the buyer or the seller has accepted delivery of the items covered by the agreement.
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A company would consider all of the following in computing the IRR of an investment, except
A) predicted cash inflows over the life of the project.
B) the cost of the project.
C) depreciation expense on the assets of the project.
D) present value factors.
A Company would consider all of the following in computing the IRR of an investment, except depreciation expense on the assets of the project.
What is the Depreciation Expense?The economic value of an asset decreases over a period of time due to its usage wear and tear happens, which leads to decrease in an asset's value and this decrease is measured as depreciation.
Depreciation expense is considered as an expense for accounting purposes, as it is also known as the cost of doing business. It is marked as an expense on the income statement made at the end of a financial year.
Depreciation expense or decrease in asset's value can be due to multiple reasons such as unfavorable market conditions, machinery wear and tear, upgradation of the equipment in the machinery.
Opposite of depreciation is known as appreciation where the value of an asset increases over a period of time.
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A person who demonstrates accountability is someone who will take a(n) ______ perspective of the groups affected by his or her business. Multiple choice question. mercantile ambivalent stakeholder paternalistic
All social groups impacted by an individual's business are included in a stakeholder perspective that is based on a feeling of accountability. Nevertheless, building a monopoly or preventing staff members .
Why might businesspeople keep quiet while unethical behavior is taking place at their place of employment quizlet?Why might businesspeople keep quiet when they observe unethical behavior occurring in their company. They believe the behaviors to be typical. They think they ought to keep helping the company.
Which of the following characteristics does Mcq not think makes for a successful entrepreneur?An entrepreneurial frequently has significant product knowledge and a thorough understanding of the commercial environment. Customer feedback determines whether a service or a product is accepted, and the requirement for speedy response is not often a characteristic of an entrepreneurial.
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What are 3 characteristics of an effective budget?
Budgets should account for your discretionary spending on individual financial goals in addition to outlining how much wealth you have coming into it and going out each month.
Budget - what is it?Estimating the total revenue and expenditures for the upcoming fiscal year is a necessary step in the budget-making process. This figure may then be divided into a number of divisions, such as quarters and months, for continuing evaluation.
What do budget categories entail?Each budget is created in accordance with the organization's present financial situation. Here are a few illustrations of fundamental budgets: This budget also goes by the moniker red flag budget. The company has created a basic budget.
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What may be a concern if you have an adjustable rate mortgage ?
Adjustable rate mortgage is subject to change, depending on the market. As a result, you stand to gain from declining rates while simultaneously running the risk of losing when rates rise.
What is an adjustable-rate mortgage?A mortgage loan with an interest rate that is periodically altered based on an index that reflects the cost to the lender of borrowing on the credit markets is known as adjustable rate mortgage. It is also known as variable-rate mortgage, or tracker mortgage. Borrowers who use adjustable rate mortgage run the danger of having to make larger monthly payments once the introductory period is over. The interest rate will then fluctuate at predetermined intervals, typically every year or every six months.The base rate or standard variable rate set by the lender may be used for the loan. Based on market rates at that time, the new rate may be greater than the initial rate.Some pros and cons of adjustable rate mortgage are listed below:-PROS:-
One advantage is that they frequently have cheaper interest rates than fixed-rate mortgages.
A lower rate may allow you to pay more principal each month.
Rates could decrease later
CONS:-
Over time, rates may increase.
Some caps may result in negative amortization.
Your recurring payment may change.
When rates change, you have no idea how your finances will fare.
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Staying up to date with the customers' changing tastes and demand patterns describes which lean operation competitive advantage?
Staying up to date with the customers' changing tastes and demand patterns describes the customer rules lean operation competitive advantage.
The concept of competitive advantage refers to the development of a system with a distinct edge over rivals. The goal is to efficiently and sustainably create value for the consumer.
Although there may be pure versions of these tactics, operations managers are more likely to be asked to use a blend of them. Cost leadership, differentiation, defensive tactics, and strategic alliances are the four main ways to acquire a competitive edge.
The ability and effectiveness of a company to sell and deliver goods and services in a certain market, in comparison to the performance and ability of other enterprises, is how we define competitiveness.
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