Option A is the correct answer as it lists all four pieces of information for each payment period. An amortization schedule is a table that shows the breakdown of each loan payment made over the life of a loan.
The schedule includes information such as the loan payment, principal paid, remaining balance, and interest paid or remaining interest owing.
The loan payment is the total amount due for each period, while the principal paid is the portion of that payment that goes towards reducing the outstanding balance of the loan.
The remaining balance is the amount still owed on the loan after each payment, and the remaining interest owing is the interest that still needs to be paid on the remaining balance.
The purpose of an amortization schedule is to help borrowers understand how their payments are applied to their loan and how much interest they will pay over time. It can also be used to compare different loan options and determine the best repayment strategy.
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The holder of a life estate may not _____ the property.
The holder of life estate may not sell property.The life tenant cannot sell or transfer the property.If any party wants to sell their property then both the life tenant and remainder-man must agree on it.
A life estate is usually formed through a deed not created in a trust / will. A life tenant must maintained and pay costs on the property invalids tax and maintenance ,also protect real proper from creditor.
For example- If a husband will leave a home to his wife for lifelong and to his child upon her death,then an owner can execute a deed transferring the property to 3rd party and retained a life estate on that deed.
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The holder of a life estate may not will the property. A form of joint property ownership is a life estate. Owners of a life estate are permitted to use property forever. Life estate procedure is typically used to speed up inheritance while avoiding probate.
All of an owner's rights and obligations, with exception of the ability to sell or mortgage the property, remain with the life tenant. Life estates are most frequently created by homeowners in the U.S. to guarantee that next generation inherits the family home in the future while avoiding probate, legal procedure for establishing a will.
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The _____________________ model produces for maximum profits where mr = mc and charges a higher price and produces less than the lowest cost output per unit (atc).
The profit-maximizing firm model produces for maximum profits where mr = mc and charges a higher price and produces less than the lowest cost output per unit (atc). Profit maximization is the process by which businesses ensure that the best output and price levels are achieved in order to maximize their returns.
The firm adjusts influential factors such as sale price, production cost, and output levels to achieve its profit goals. The production quantity where marginal revenue equals marginal cost is where the monopoly can make the most money: MR = MC.
If the monopoly produces fewer units, MR > MC at those levels of output, and the firm can increase profits by increasing output. Find cheaper raw materials than those currently in use as an example of profit maximization. Find a supplier who provides better prices on inventory purchases.
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This genre of theatre grew out of existentialism as a philosophical viewpoint. It begins with the assumption that the world is irrational. Such writers as Samuel Beckett and Eugene Ionesco show the irrationality of the human experience without suggesting remedies.
Tenet of Existentialism is to believe that there is little meaning to existence God does not exist humanity is therefore alone in an irrational universe only significant action an individual can take is to accept responsibility for his or her own deeds.
Who was Samuel Beckett?The most well-known absurdist playwrights primarily focus on the futility of human action, the monotony of routine, and the difficulty of humans to communicate. Irish, born on Good Friday and Friday the 13th, and author of Waiting for Godot.Who was Eugene Lonesco?one of the most prolific absurdist playwrights, born in Romania but raised in Paris, who frequently turned his characters into caricatures, drove dramatic action to the absurd, and worried about the futility of communication.What is Existentialism?Existentialism is a school of philosophical thought that focuses on the individual experience of thinking, feeling, and acting while exploring the issue of human existence. An existentialist's starting point, for instance, has been referred to as "the existential angst," which is a feeling of dread, disorientation, perplexity, or anxiety in the face of what seems to be an absurd or pointless reality. The meaning, purpose, and value of human existence are topics that existentialist thinkers commonly investigate. Existentialism is linked with a number of 19th and 20th century European thinkers who, despite frequently having quite different philosophical perspectives, placed a strong emphasis on the human condition.Know more about Samuel Beckett and Eugene Lonesco with the help of the given link:
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Fiscal policy affects the economy:_____.
a. in both the short and long run.
b. only in the long run.
c. in neither the short nor the long run.
d. only in the short run.
Answer: in the both the long run and short
Explanation:
which of the following is an exception to the statue of frauds such that no writing is required where a gurantor makes a collateral promise for the main purpose of obtaining some personal economic advantage
The leading object rule is an exception to the statute of frauds such that no writing is required where a guarantor makes a collateral promise for the main purpose of obtaining some personal economic advantage.
The leading object rule presents that oral contracts by means of 1/3 events making sure some other's debt aren't inside the Statute of Frauds if the guarantor's important motive is to gain his or her own enterprise or pecuniary hobby.
A leading item is an object that appears at the starting of a statistics expression. The IBM InfoSphere grasp statistics control Collaboration Server Collaborative version records version defines two leading items: object and category.
An approach to statutory creation wherein a selected provision is. interpreted according with the purpose of the statute. Historically, it turned into applied. Simplest wherein a literal method produced an ambiguity or inconsistency.
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Workers with occupational exposure to human blood, body fluids, and OPIM need training. Which of the following statements is correct regarding training for workers
The training for workers with occupational exposure is: OSHA Bloodborne Pathogens Standard training is important before the initiation of work that involve exposure and yearly within 365 days of the previous training.
What is occupational exposure?Occupational exposure can be defined as the process of exposing oneself to substance that are harmful or pathogen at a workplace or work environment.
Hence, Occupational exposures can happen when a person mistakenly cut him/herself with a sharp object that has been infected or contaminated.
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Spending plans are divided into three categories with roughly ______% of the after tax budget going to the category of needs and _____________ % of the after tax budget going to wants, with the rest going to esi.
Spending plans are divided into three categories with roughly 50% of the after tax budget going to the category of needs and 30% of the after tax budget going to wants, with the rest going to esi.
What is spending plans?Spending plans can be defined as the process of planning how to spend your money by sharing your income based on want your need and what you want which will inturn can enable you to effectively manage your money as well as the way you spend.
Hence, Spending plans are divided into three categories with roughly 50% of the after tax budget going to the category of needs and 30% of the after tax budget going to wants, with the rest going to esi.
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An employee, rightly or wrongly, perceives the boss doesn't like him. As a result, he expects to get a poor appraisal, regardless of the level of effort he puts in. Under such circumstances, according to the expectancy theory, the employee is likely to see the ________ relationship as weak and demotivating.
According to the expectancy theory, the employee is likely to see the "effort-performance" relationship as weak and demotivating.
What is expectancy theory?According to expectancy theory, people are more motivated to work hard if they believe their efforts will be noticed and rewarded.
The importance of expectancy theory are-
When applied correctly, expectation theory can aid managers in understanding why people choose between various behavioural options. Managers should implement mechanisms that closely link rewards to performance to improve the relationship between effort and results.It is based on an individual's self-interest, who desires to maximize enjoyment and reduce dissatisfaction. This philosophy places a strong emphasis on perception and expectations, saying that reality is irrelevant. It places a focus on benefits or payoffs.According to the Expectancy Value Theory (Vroom, 1964), two things affect why a person chooses to engage in a particular activity or action:
Expectancy is the likelihood that a desired (instrumental) outcome will be attained as a result of the behaviour or activity. Value is the degree to which the individual appreciates the intended outcome.To know more about the Expectancy Value Theory, here
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Which of the following is intended to pay for medical costs, funeral expenses, lost wages, punitive damages, car rentals, repairs, and compensation for pain and suffering for people in the other car involved in an accident
Liability is what is intended to pay for medical costs, funeral expenses, lost wages, punitive damages, car rentals, repairs, and compensation for pain and suffering for people in the other car involved in an accident.
What is liability?This is the term that is used to refer to the fact that a person is responsible for certain payments.
A person is liable when there actions may have led to an adverse effect to someone else. In this case they have to take care of the expenses for the party involved.
An example is an accident that may have occured due to the carelessness of a driver. The driver is going to be liable for the costs and the treatment of the people involved.
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If you, as an individual, conclude that doubling your pay check is a good thing for you, then it must be a good thing for the entire society.\
The statement is false. The doubling of a paycheque is not a good thing for the entire society.
Your pay cheque is a piece of paper that your organization gives you as your wages or revenue, and which you may then cash at a bank. you may also use a pay cheque as a manner of regarding your wages or salary. they have got labored for about weeks without a paycheck. COBUILD Advanced English Dictionary.
The first data of the time period paycheque come from the early 1900s. It combines the phrases pay, which can mean “the money a worker gets in change for paintings,” and test, a report that directs a bank to present someone the quantity of cash detailed.
A paycheque, also spelled pay check or pay cheque, is historically a paper file issued via an organization to pay an employee for offerings rendered.
Your question is incomplete. Please find the complete question below.
If you, as an individual, conclude that paying no taxes is a good thing for you, then it must be a good thing for the entire society.
- True
- False
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You are president of a manufacturer of small electronic appliances. you want to reduce your break-even quantity. other things equal, you can do this by:______.
You are president of a manufacturer of small electronic appliances and you want to reduce your break-even quantity. other things equal, you can do this by increasing the amount of money spent and reducing the expenses per unit.
What is break-even quantity?Break-even quantity is that quantity of good that needs to be sold to get an amount of money that can help offset all other expenses.
The company need to sell the goods in other to get Profit and if they cannot meet up with the expenses they may run at loss.
To do this other expenses can be reduce to help purchase the immediate materials or resources.
Therefore, are president of a manufacturer of small electronic appliances you can reduce your break-even quantity increasing the amount of money spent and reducing the expenses per unit.
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Ben, a production plant manager, reports to dan, a regional manager. ben and dan are ________.
A) top managersB) middle managersC) supervisorsD) first-line managers
Ben and Dan are middle managers. In a hierarchical organization, middle management is the intermediate management level that reports to executive management and is in charge of "team leading" and/or "specialized" line managers.
Middle management is indirectly responsible for the performance and output of junior staff members. Middle management is considered a senior (or semi-executive) role in comparison to line management because they have the authority to speak and act on behalf of the organization to line managers, junior employees, and customers.
An organization's lower (junior) levels and senior management are connected by a middle manager. Middle managers have the chance to share insightful information and recommendations from within an organization because of their engagement in the day-to-day operations of a corporation.
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Competition, channel members, costs, customers, and company objectives are the five critical components of blank?
Competition, channel members, costs, customers, and company objectives are the five critical components of blank pricing. Pricing is the process of determining the value that a manufacturer will receive in exchange for their goods and services. The producer uses a pricing strategy to make the cost of its products suitable for both the manufacturer and the consumer.
Pricing is determined by the company's average prices as well as the buyer's estimation of an item's value in relation to that of competitors' goods. Every entrepreneur starts a company with the goal of making a profit. The price strategy used by a company can help it achieve this goal.
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The elements of consideration, in a bilateral contract for a sale of goods, are the sale and the goods.
a. false
b. true
The elements of consideration, in a bilateral contract for a sale of goods, are the sale and the goods.
This statement is false.
A bilateral contract is the agreement between two parties in which each side pf the parties or contract agrees to fulfill their side of the bargain. Generally, bilateral contracts involves an equal and same obligation as well as consideration from the offeror and the offeree, although this case need not to be always necessary.
In the more complex situations, such as multinational trade negotiations, a bilateral contract can be called "side deal." IT means that both parties means the offeror and offeree are involved in the general negotiations but may also see the need for a separate contract relevant only to their shared interests.
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Education for girls is a good investment in low-income countries because __________________.
Education for girls is a good investment in low-income countries because better educated women are more likely to have healthier and better-educated children and this will promote economic growth.
Investing in girls education is a good investment in low-income countries because it will provide a boost to a country's economic growth and progress, and will act as a catalyst for gender equality on multiple levels.
Provided with an education, girls are more likely to earn a higher income later in life, increasing their family's overall quality of life.
Hence, girls education also increases the income of girls and leads to growth in GDP.
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Strategic planning starts with a _____ that reflects a firm’s vision, purpose, and values.
Strategic planning starts with a mission statement that reflects a firm’s vision, purpose, and values.
Strategic Planning Process: Strategic planning is the process of identifying long-term organizational goals, strategies, and resources, focusing on the horizon more than three years away.
Most large companies rely on one person to evaluate system requirements rather than relying on a system review committee. When assessing the feasibility of a schedule, systems analysts need to consider the trade-off between time and cost.
CRM (Customer Relationship Management) components can provide automated responses to sales inquiries, online order processing, and inventory tracking values.
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When airlines charge higher prices for seats in the Economy section Exit rows that have more leg room, they are using which pricing strategy?
When airlines charge higher prices for seats in the Economy section Exit rows that have more leg room, they are using demand oriented pricing strategy.
What is demand oriented pricing strategy?This is a strategy, used by a seller inorder to set the price of a product at a limit within the buying capacity of the targeted consumers.
It is to be noted that demand-oriented attempts to set price at level that intended buyers are willing to pay.
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all plans must cover at least the standard part d coverage or its actual equivalent which of the following
Payment of an annual deductible, 25% cost sharing up to the coverage gap, a share of the cost of both generic and name-brand pharmaceuticals during the gap and co-pays or coinsurance after the coverage gap are all necessary for Part D coverage.
What does standard Part D coverage include?Every plan must provide the actuarial equivalent of the minimum Part D coverage. When the beneficiary reaches the catastrophic coverage threshold, they are required to pay either co-pays for generic and brand-name medications or coinsurance of 5%, whichever is higher, as part of the standard Part D coverage.
Payment of an annual deductible, 25% cost sharing up to the coverage gap, a share of the cost of both generic and name-brand pharmaceuticals during the gap. and co-pays or coinsurance after the coverage gap are all necessary for Part D coverage.
Carline can continue receiving Original Medicare while simultaneously signing up for a Medicare prescription drug plan through a private business that has an agreement with the government to exclusively offer such medication coverage to qualified Medicare beneficiaries. All plans must offer the actuarially equivalent of the minimum required Part D coverage.The basic benefit comprises a yearly deductible and a coverage gap, formerly known as the "Donut Hole". Sponsors may also provide plans that are different from the standard benefit but actuarially similar to it.Learn more about Part D coverage here:
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Jeanne wants to purchase a life insurance policy with guaranteed premiums. What kind of policy would she want to purchase
If Jeanne wants to purchase a life insurance policy with guaranteed premiums, the kind of policy she would purchase is b. Nonparticipating policy.
What is a nonparticipating policy?A non-participating policy is an insurance policy in which the policyholder does not receive dividends from the life insurance plan if the insurance company achieves a surplus or profit in a period.
Another attribute of a nonparticipating policy is that premiums are less than other policies and remain fixed from period to period.
Thus, if Jeanne wants to purchase a life insurance policy with guaranteed premiums, the kind of policy she would purchase is b. Nonparticipating policy.
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Question Completion with Answer Options:a. Dividend policy
b. Nonparticipating policy
c. Mutual policy
d. Participating policy
e. Stock policy
The financial plan part of a business plan should show how you plan to fund the business at various stages of the company's?
A financial plan is nothing more than a summary of your company's present financial situation and growth expectations. Consider any records that show your current financial status as a snapshot of the state of your company, and the projections as your hopes for the future. The financial plan is a snapshot of your company's current status,
As was previously stated. Your short- and long-term financial goals are informed by the predictions, which can serve as a springboard for establishing a plan of action. It aids you in establishing reasonable goals for the achievement of your company as a business owner.
Simply said, if you are well-versed in your finances, you are less likely to be taken aback by your current financial situation and better equipped to handle a crisis or rapid growth.
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Who uses accounting information?
a. institutional investors
b. private investors
c. managers debentures
d. creditors
Creditors use accounting information.
A creditor or lender uses accounting information to determine a borrower's ability to repay a loan, the number of the borrower's assets and liabilities, proof of income, economic status, etc. before the borrower lends money to an economic entity.
Accounting plays an important role in running a business, tracking income and expenses, ensuring regulatory compliance, and providing quantitative financial information that can be used to make business decisions for investors, management, and government. To provide.
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If demand increases, ceteris paribus, market price will be ______ at the new equilibrium point.
By examining the signs of the eigenvalues of the linearization of the equilibria's equations, equilibria can be categorized. In other words, the equilibria may be classified by evaluating the Jacobian matrix at each of the system's equilibrium points and then determining the resulting eigenvalues.
Then, by locating the eigenvector(s) associated with each eigenvalue, the behaviour of the system in the vicinity of each equilibrium point can be qualitatively (or even statistically, in some cases) identified. If none of the eigenvalues at an equilibrium point have zero real component, the equilibrium is hyperbolic.
The point is stable if all of the eigenvalues have negative real portions. The point is unstable if at least one has a positive real part.
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What office coordinates a variety of social, curricular, and special-interest clubs and organizations you can join?
Office of Student Activities coordinates a variety of social, curricular, and special-interest clubs and organizations you can join.
Divide the total number of grade points earned for the course by the total number of credit points required to prepare students for employment.
Associate of Applied Science (AAS) and Associate of Applied Arts (AAA) degrees are designed to prepare individuals to find employment or improve their employment status in career or technical positions. I'm doing it.
Students with 15 credit hours in special-interest clubs should therefore plan to study 30-45 hours each week outside the classroom. Web classes are calculated similarly. A 3-credit class requires an additional 2 hours of fieldwork for each credit. This equates to 5-9 hours of work per week in class.
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Ecological balance is the goal that assumes the global economy can achieve balanced economic conditions ___________________ .
Ecological balance is the goal that assumes the global economy can achieve balanced economic conditions and sustainable, living, plane balanced.
When an economy is in full employment and full production, one product can be produced more only if some other products are produced less. The point at the forefront of the productivity curve is that it is achievable and the economy is efficient.
An economic system is a means by which a society or government organizes and distributes the resources, services, and commodities available in a geographic region or country. The ecological balance system regulates factors of production such as land, capital, labor, and physical resources.
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Alternative dispute resolution (ADR) refers to _______ methods by which disputes are resolved outside of the court system.
Benton corporation acquired real estate that contained land, building and equipment. the property cost benton $825,000. benton paid $175,000 in cash and issued a note payable for the remainder of the cost. an appraisal of the property reported the following values: land, $85,000; building, $625,000; and equipment, $250,000. what value will be recorded for the building
$537109 will be recorded value0 for the building.
What does it take to acquire a company?
A company makes an acquisition when it buys the majority or all of the shares of another company in order to take over that business. The acquirer can make choices regarding newly acquired assets without the consent of the target company's other shareholders if they buy more than 50% of the target company's stock and other assets.
What is the journal entry for acquisition?
The company can make the journal entry for the goodwill on acquisition by debiting the assets at the fair value and the goodwill account and crediting the liabilities at the fair value and the cash account.
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Suppose the consumer confidence index increases from 103 to 146. How does this change effect the AD/AS model
The AS curve shifts to the left.
The Consumer Confidence Index is an economic indicator published by various organizations in several countries. Simply put, rising consumer confidence is an indication of the economic growth that consumers are spending and an increase in consumption.
When the latest index exceeds 100, consumers will be more confident than in 1985. Below 100, consumers are less confident than they were then.
Consumer confidence is an economic indicator. It measures how confident consumers are about the general state of the economy. It also measures how confident people are about income stability. Their self-confidence influences not only their financial decisions but their spending activities.
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cold cereal is a substitute for oatmeal. Raisins are a complement for oatmeal. Which of the following increases the demand for oatmeal
An increase in price of cold cereal will increase the demand for oatmeal.
What is Demand?Demand in economics refers to a consumer's readiness to pay a particular price for goods and services as well as their desire to buy them. Demand for a good or service typically declines when its price goes up. The amount needed will rise when a product's price drops, in a similar manner. Consumers and businesses are quite familiar with the idea of demand because it makes sense and happens organically throughout the course of almost any day.For instance, when a product's pricing is low, shoppers who are keeping an eye on it will buy more of it. When costs increase, such as during a change in season, consumers may buy less or even nothing at all.
Therefore,
An increase in price of cold cereal will increase the demand for oatmeal.
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In __________ pricing, the price of goods and services is limited to levels that tend to discourage new entry to markets. Multiple Choice per se variable exemption congestion limit
In Limiting pricing, the price of goods and services is limited to levels that tend to discourage new entry into markets.
What is LImiting Pricing?A monopolist may utilize limiting pricing to deter entrants. If a monopolist sets a profit-maximizing price (MR=MC), the level of supernormal profit is so high that it attracts new enterprises into the market. Limiting pricing entails lowering the price enough to discourage entry. It results in lower short-term profit, but it allows the corporation to maintain its dominant position and long-term profitability.As a result, rather than encouraging new firms to participate, the monopolist may decide to establish a price that is lower than the profit-maximizing level, but yet high enough to allow it to make more profits than in a competitive market.To learn more about Limiting Pricing refer to:
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The organizational unit that is responsible for the sale and distribution of goods and services is the: group of answer choices plant company code sales organization distribution channel
The organizational unit that is responsible for the sale and distribution of goods and services is the sales organization.
A sales organization is that organization which is responsible for the sale and distribution of goods and services.
It represents the selling unit as a legal entity. sales organization is responsible for product guarantees and other rights to recourse.
The sales organization is a mechanism to realize objectives of the complete organization. Since the market conditions change, the sales organization also keeps on changing. It always accommodates the necessary environmental changes. This ensures survival as well as growth of the sales organizational unit as well as the complete organization.
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