As you add more stocks to a portfolio

A. specific risk is increasingly diversified away

B, specific risk at first falls, then rises.

C. market risk is increasingly diversified away.

D. market risk declines but specific risk rises

Answers

Answer 1

A) A portfolio's exposure to a certain risk is progressively diversified away as you buy more stocks.

What Should a Portfolio's Optimal Number of Stocks Be?

There is no one proper answer to this topic, despite the appearance that many sources have an opinion on the "appropriate" quantity of companies to purchase in a portfolio.

The ideal amount of stocks to own in your portfolio relies on a variety of variables, including your nation of residence and investment, your time horizon for investing, the state of the market, and how frequently you read the news about the market and your holdings.

The more stocks you have in your portfolio, the less exposed you are to unsystematic risk. A portfolio with 10 or more stocks—especially one with stocks from different sectors or industries—is substantially less risky than one with just two stocks.

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Related Questions

To maximize profit, the perfectly competitive firm charges a price equal to __________ while the monopolist charges a price __________.

Answers

To maximize profit, the perfectly competitive firm charges a price equal to the marginal cost while the monopolist charges a price greater than the marginal cost.

The monopolist will select the profit-maximizing level of output where MR = MC, and then charge the price for that quantity of output as determined by the market demand curve. If that price is above average cost, the monopolist earns positive profits.

In a monopolistically competitive market, the rule for maximizing profit is to set MR = MC and the price is higher than marginal revenue, not equal to it because the demand curve is downward sloping.

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Gor receives his financial aid award letter and notices federal work-study in the amount of $2000. what does this mean?

Answers

Gor receives his financial aid award letter and notices federal work-study in the amount of $2000. This mean, he is eligible to take a paid work-study job while he attends college, with the expectation that he will use his earnings toward college-related costs.

Financial aid is money to help pay for university or career college. presents, work-take a look at, loans and scholarships help make university or career school less expensive. An expansion of economic useful resource resources are available that will help you pay for college or career college. offers.

The most amount of cash you could get from a Pell supply is $6,495 (2021-22). The quantity granted depends on your expected circle of relatives' Contributions (EFC), price of attendance, your fame as a complete-time or component-time student, and your plans to wait for college for a full educational 12 months or much less.

Our popular eligibility necessities encompass that you have financial needs, are a U.S. citizen or eligible noncitizen, and are enrolled in an eligible degree or certificate software at your college or career faculty. There are more eligibility requirements you need to meet to qualify for federal financial aid.

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A new casino wants to hire about 1,000 employees for its new resort. Applicants are asked to complete an online questionnaire that will later be analyzed using computer software. Only those applicants who have previously worked in hotels and casinos will be considered eligible for the next step in the hiring process. This best exemplifies _____.

Answers

When only those applicants who have previously worked in hotels and casinos will be considered eligible for the next step in the hiring process. This best exemplifies a "pre-employment screening process".

What is a pre-employment screening process?

Pre-employment screening has several names, including: Background investigations, background screening, and criminal investigations

Some characteristics of pre-employment screening process are-

Pre-employment screening entails gathering all the data necessary to make a wise hiring decision. This entails locating applicants who satisfy established job requirements and confirming the data they supply. Pre-employment screening procedure includes reviewing applications and deciding whether to hire someone.Various components, such as job screening questions included in the employment application, may be part of the screening process. Employing tests that are cognitive, behavioral, or skills-based, conduct pre-employment testing. including phone screenings, video interviews, and in-person meetings with candidates.Pre-employment investigations can differ depending on the applicant, the position, etc. However, it typically takes three to four weeks.

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A ________ is a seller's or lessor's express or implied assurance to a buyer or lessee that the goods sold or leased meet certain quality standards

Answers

A warranty is a seller's or lessor's express or implied assurance to a buyer or lessee that the goods sold or leased meet certain quality standards.

A warranty is the written assurance of a product's or service's quality as given to a consumer by the manufacturer or service provider. Insofar as the warranty's provisions stipulate, warranties offer clients legally-guaranteed service replacement or issue correction for the period of the warranty.

A warranty is a promise made by a manufacturer or seller that they will fix or replace any defective goods.

A product is guaranteed to be suitable for its intended use and to live up to the buyer's expectations by an implied warranty. They may be expressed orally or in writing.

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If the seller in a residential transaction submits an amended disclosure to the buyer, the buyer has _____ to terminate the contract with return of the buyer’s earnest money.

Answers

Answer:

has the right

Explanation:

it's an agreement, that if the Seller terminates his/her contract if the party's attorney disapproves ... If the contract is terminated, the earnest money deposit shall be returned to the Buyer

If the cpi was 240 in year 1 and 245.1 in year 2, what is the inflation rate between year 1 and year 2?

Answers

The inflation rate between years 1 and 2 is 2.13%

What is CPI?

CPI means consumer price index, the consumer price index measures the change in prices of a basket of  goods and services from one period to another, like the change in prices or inflation rate  from one year to another year.

The inflation rate can be expressed in the current year CPI divided by the prior year CPI as shown by the CPI formula shown below:

inflation rate=(CPI year 2/CPI year 1)-1

CPI year 2=245.1

CPI year 1=240

inflation rate=(245.1/240)-1

inflation rate=2.13%

The implication of the above computation is that the inflation rate between year 1 and year 2 is approximately 2.13% when  rounded to 2 decimal places.

In other words, the prices of goods and services has increase by 2.13% on the average between the two years

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The presence of Coca-Cola drinks in restaurants world wide is an example of Group of answer choices popularity invention diffusion innovation

Answers

The presence of Coca-Cola drinks in restaurants worldwide is an example of option(c)i.e, diffusion.

What is diffusion?

Diffusion is the process through which innovations spread from their initial implementation to various consumers, countries, regions, industries, markets, and businesses through the market or non-market channels. An innovation has no economic impact if it is not diffused.

The cognitive processes involved in straightforward two-choice decisions are modeled by the diffusion model. It distinguishes the standard of the evidence used in the decision-making process from the decision-making criteria and from other, nondecision-making processes like stimulus processing and reaction execution.

The four elements of diffusion, are:

(1) Innovation,

(2) Channels of Communication,

(3) Social System,

(4) Time.

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The next dividend payment by Im, Incorporated, will be $1.87 per share. The dividends are anticipated to maintain a growth rate of 4.3 percent forever. If the stock currently sells for $37 per share, what is the required return

Answers

The answer is 9.35%.

The required rate of return (RRR) is the minimal return an investor would accept for owning a company's shares in exchange for a certain amount of risk. In corporate finance, the RRR is used to assess the profitability of proposed investment projects.

The RRR is a subjective minimal rate of return; this implies that a retiree will have a lower risk tolerance and hence accept a lesser return than a fresh college graduate with a larger stomach for risk.

Required return=(D1/Current price)+Growth rate

                        =(1.87/37)+0.043

                        =0.0505405405+0.043

                        =9.35% (Approx)

Hence, the required rate of return is 9.35%.

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Online content that has been created and posted by unpaid contributors such as customers or fans of a product or service is referred to as:.

Answers

User-generated content, or UGC for short, is any content that has been created, published and/or submitted by users of a brand. In many cases, it's the most effective content for brands. Often, contributors are unpaid fans who promote a brand instead of the brand promoting itself

What is User-generated content?

User-generated content, also known as user-created content, is any type of content produced by users on online platforms such as social media, discussion forums, and wikis, such as photographs, videos, text, and audio. User-generated content (UGC) is unique, brand-specific content developed by customers and disseminated on social media or other platforms. Images, movies, reviews, testimonials, and even podcasts are examples of UGC.

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As a tax rate grows larger and larger, eventually Select one: a. deadweight loss can outweigh tax revenue. b. supply can outweigh demand. c. tax revenue can outweigh willingness to sell. d. demand can outweigh supply.

Answers

As a tax rate grows larger and larger deadweight loss can outweigh tax revenue.

What is the impact of a large tax rate?

The impact of a high tax rate can be examined by examining the Laffer curve. The Laffer Curve is a supply side economic theory that depicts the relationship between tax rates and tax revenue. According to the Laffer curve, after a point is reached, higher tax rates results in lower tax revenues.

This is because after tax rate exceed a certain point, workers would be discouraged from working and would stop earning an income due to the high tax that workers would pay. This would reduce the source of tax revenue.

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Intel microchips are an input in the production of a computer. When the demand for the computer declines:

Answers

Intel microchips are an input in the production of a computer. When the demand for the computer declines the demand for Intel microchips decreases.

Intel Corporation, typically referred to as Intel, is an American multinational organization and era corporation established in Santa Clara, California. it is the world's largest semiconductor chip producer by using sales and is one of the builders of the x86 collection of instruction sets, the practice sets located in maximum non-public computers (computers).

Incorporated in Delaware, Intel ranked No. 45 in the 2020 Fortune 500 listing of the most important united states groups with the aid of total revenue for almost a decade, from 2007 to 2016 monetary years.

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Mark recently started a small consulting firm. He is drafting a detailed written statement that describes the nature of the business, the target market, the advantages the business will have over competition, and the resources and qualifications of the owner(s). Mark is writing a(n)

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Mark recently started a small consulting firm. He is drafting a detailed written statement that describes the nature of the business, the target market, the advantages the business will have over competition, and the resources and qualifications of the owner(s). Mark is writing a business plan.

A business plan is a written document that describes in great depth the goals and objectives of a company. A business plan outlines a documented strategy for the company's operations, finances, and marketing. Business plans are used by both new and established businesses.

A business plan is a formal written document that outlines the objectives of the company, how they will be reached, and when they will be accomplished.

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Mark is writing a business plan.

What is Business Plan?

A business plan is a written document that describes in great depth the goals and objectives of a company. A business plan outlines a documented strategy for the company's operations, finances, and marketing. Business plans are used by both new and established businesses.

A business plan is a crucial document intended for both internal and external audiences of a company. For instance, before a business has built a solid track record, a business plan is utilized to entice investment. Securing financing from financial entities might also be beneficial.

KEY LESSONSA business plan is a document that outlines a company's primary business operations and how it intends to accomplish its objectives.Business plans are used by startup enterprises to gain traction and draw in outside investors.An executive team can utilize a business plan as an internal roadmap to maintain focus on and progress toward short- and long-term goals.Businesses may write a typical business plan that is longer or a lean startup plan that is shorter.An executive summary, sections on products and services, marketing strategy and analysis, financial planning, and a budget should all be included in good business plans.

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When the economy was expanding in early 2007, fewer than _______ percent of the unemployed had been jobless for more than 6 months.

Answers

When economy was expanding in early 2007, fewer than 20 percent of the unemployed had been jobless for more than 6 months. Because it shows whether or not employees can find gainful employment and contribute to the economy's productive output, unemployment is a crucial economic statistic.

More unemployed workers equate to lower overall economy output. People who quit the labor for reasons including retirement, higher education, and disability are not included in the definition of unemployed. When someone actively seeks job but is unable to do so, this is referred to as being unemployed. One important indicator of the state of economy is unemployment.

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____ is used to plan, schedule, track, and analyze the tasks involved in a project, such as the construction of a building or the schedule for preparing a large advertising campaign for a client.

Answers

The tasks involved in a project, such as the construction of a building or the timeline for creating a significant advertising campaign for a client, are planned, scheduled, tracked, and analyzed using project management software.

Why would you use project management software?

Software for project management is made to assist both enterprises and people in keeping track of their projects, tasks, and timetables. It's a terrific method to keep your staff on task and stay organized.

Why do you need project management software?

Software for project management is used to organize, plan, and allocate resources. It facilitates teamwork and allows for the tracking of project progress while specifying tasks and responsibilities.

Which project management tool is the best?

The Top 7 Software Tools for Project Management in 2022

Trello is the best for getting started.Wrike is the best for rapid setup.Basecamp is the best for collaboration.cheapest: Zoho Projects.LiquidPlanner has the best features.Microsoft Project is the best for large projects.Teamwork Projects are the best for Powerful Simplicity.

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The exchange rate is the price of one country’s currency compared to another country’s currency. True or false?.

Answers

Answer:

True

Explanation:

Exchange rates vary through out different currencies ,controlled by different states .

The US dollar is the universal factor across all global currencies .Some may be higher while others may be lower but the USD is like the  unit of comparison .

It is regulated by the federal reserve and is usually backed by credit .Money has taken dramatic twists , when it comes to backing as it has been backed by gold and oil before hence shifting from time to time .So the US discovered to gap which was filled by credit systems that oversee the flow of bills in relations to credit .

s the management process of evaluating the results of business operations against the plan and making adjustments to keep the company pressing toward its goals.

Answers

Controlling is the the management process of evaluating the results of business operations against the plan and making adjustments to keep the company pressing toward its goals.

What does control mean in business?

This is the term that is used to refer to all of the activities that would make the company achieve its goals.

It helps to ensure that the business stays on the path of growth and achievement.

The process of control has to do with the following

Setting of goalsMeasuring performanceComparing performanceTaking corrective actionsSetting future standards

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On a balance sheet, the value of the assets must be ______ the amount of the claims against those assets.

Answers

On a balance sheet, the value of the assets must be equal to the amount of the claims against those assets.

What Is a Balance Sheet?

The balance sheet refers to a financial statement that reports a company's assets, liabilities, and shareholder equity at a specific point in time. Balance sheets provide the basis for computing rates of return for investors and evaluating a company's capital structure.

What Is an Asset?

An asset is a resource with economic value that an individual, corporation, or country owns or controls with the expectation that it will provide a future benefit.

Assets are reported on a company's balance sheet. They're classified as current, fixed, financial, and intangible. They are bought or created to increase a firm's value or benefit the firm's operations.

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Q-mart failed to include inventory that was kept in a separate warehouse in its end-of-the-period inventory count. Explain how this error will affect this year's balance sheet. (Check all that apply.)

Answers

Total assets and Total equity will be this year's understated.

In accounting, an understatement occurs when liabilities are devalued to less than their true cost or when firm assets are valued below their fair market worth. Either option leads to an erroneous assessment of a company's financial situation.On the other hand, understated inventory raises the cost of products sold. Lower inventory volume in the accounting records reduces the closing stock and effectively increases the COGS. A lower amount of inventory is on hand than what is really in stock, according to an understated inventory.

What happens if equity is overstated?If the company overstates the value of its assets, it's going to show up on the other side of the equation as an increase in owner's equity. It won't have any effect on liabilities.

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Question Content Area One potential advantage of a corporation issuing bonds rather than additional common stock is a.the interest expense reduces taxable income and, thus, income tax expense b.the interest on bonds must be paid when due c.a higher earnings per share is guaranteed for existing common shareholders d.the corporation must pay the bonds at maturity

Answers

An advantage of issuing bonds instead of additional common stock is a.the interest expense reduces taxable income and, thus, income tax expense

What is an advantage of issuing bonds?

When bonds are issued, this means that the company would have to pay interest payments on these bonds.

The interest payments are tax-deductible which means that they will come out of pretax income and will therefore reduce the tax amount paid by the company.

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Explain why a relative price is an opportunity cost. The money price of a pound of bananas is $0. 90 and the money price of a tube of toothpaste is $2. 25

Answers

The opportunity cost is stated in relative pricing, that is, the price of one option in comparison to another.

When there are numerous vendors in a market but no one is significant enough to control the price of a product. Because both items must be produced, the relative price must match the opportunity cost. If the opportunity cost of one good is lower in the home country than so will be the relative price.

As bananas cost $0.90 per kg, so, if  a toothpaste is  for $2.25, we are forgoing 2.25 kgs banana (2.25/0.9). Thus, the opportunity cost is 2.5 kg bananas which is equal to the relative price of bananas.

Therefore, relative price is an opportunity cost.

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Suppose the exchange rate is 10 pesos per dollar and you use $1000 to purchase a one-year mexican bond that pays 10% interest. Next year, the exchange rate is 11 pesos per dollar. Assuming you convert your funds back to u. S. Dollars, how much money will you have in one year?.

Answers

The amount of money I would have in US dollars would be $1,000

How much would I have in US dollars?

The first step is to convert dollars to pesos:

$1000 x 10 = 10,000 pesos

The second step is to determine the value of the investment in a year's time: (1.10) x 10,000 = 11,000 pesos

Now, convert pesos to dollars : 11,000 / 11 = $1,000

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All of the following are pathways relating to the Transportation, Distribution, and Logistics Career Cluster except:

Answers

The following are pathways relating to the Transportation, Distribution, and Logistics Career Cluster except B. Merchandising.

Merchandisers are answerable for the whole lot that happens to a product from the moment its miles are added to the shop to the instant a shopper picks it up off the shelf. They screen product look and deliver in diverse stores at some point in their precise geographic area.

Vending is any exercise that contributes to the sale of products to a retail consumer. At a retail in-store stage, merchandising refers to showing products that are on the market in a creative way that entices customers to buy extra items or merchandise.

Merchandise is the term used for any product that you can sell or buy. Any top on the market is merchandise, some examples encompass groceries in a grocery store, clothes in a retail shop, electronics on an internet site, or uncooked substances in a production warehouse.

The question is incomplete. Please read below to find the missing content.

All of the following are pathways relating to the Transportation, Distribution, and Logistics Career Cluster except:

A. Facility and Mobile Equipment Maintenance.

B. Merchandising.

C. Planning, Management, and Regulation.

D. Sales and Service.

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The following are the current month's balances for selected accounts of Accounts Payable $9,000 Revenue $8,000 Cash 7,650 Expenses 1,100 Furniture 11,000 Accounts Receivable 12,000 Common Stock 10,250 Notes Payable 4,500 What is the net income for

Answers

Option A. $6900 net income.

Net income for the current month=Revenue-Expenses

which is equal to

=(8000-1100)

which is equal to

=$6900.

Net income is the amount after an individual or company has deducted expenses, allowances, and taxes. In commerce, net income is left to the business after all costs, including salaries and wages, the cost of goods or raw materials, and taxes.

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Marketing researchers should assess the costs and benefits of conducting research as they define objectives and research needs. what are key benefits and costs?

Answers

When marketing researchers weigh the costs and benefits of conducting research as they define research objectives and needs, there are many benefits to the organization, such as reduced costs and better tracking of the effectiveness of a marketing strategy.

What is a research objective?

It corresponds to the definition of the purposes identified for carrying out a marketing research, that is, the expected results, such as the identification of the company's target audience, the perception of the brand, the desires and needs of the target audience.

Therefore, marketing research allied to cost control and greater management, are effective instruments in carrying out segmented marketing and aligned with consumer needs, trends and desires, increasing positioning and competitiveness in the market.

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What is the most accurate information her coach can offer to help encourage evie to add an anerobic workout to her fitness plan?

Answers

Anaerobic exercise includes high-intensity interval training (HIIT), weightlifting, circuit training, Pilates, yoga, and other strength training. This type of exercise offers many health benefits.

Anaerobic exercise, sometimes called interval training or high-intensity interval training, is done for short periods of time. These exercises include weights, jumping jacks, and sprints. These exercises are great for burning a lot of calories in a short amount of time.

Anaerobic exercise involves a rapid burst of energy and is performed with maximum effort in a short period of time. Examples include jumping, sprinting, and lifting heavy objects.

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What two activities are included in the preapproach stage of the personal selling process?

Answers

Two activities that are included in the approach stage of the personal selling process are -

gathering information about potential customers.deciding on the best method for an initial meeting.

The following is included in the approach stage of the personal selling process initial meeting to get the prospect's attention, which is the basis of the sales presentation. Orders are sales representatives who process recurring or back-ordered orders for products that the company has already sold.

Prepaid tasks include product training and prospect identification. Approach customers, identify customer needs, present products or services, answer questions or objections, close sales, and follow up after sales.

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______ provide for an orderly repayment of a bond issue, reduce the risk that the bond will not be repaid, and help to support the market price of the bond.

Answers

Sinking funds provide for an orderly repayment of a bond issue, reduce the risk that the bond will not be repaid, and help to support the market price of the bond.

A sinking fund is a collection of funds that have been put up or saved to pay off bonds or debts. A corporation that issues debt will eventually have to pay that debt back, and the sinking fund lessens the burden of a significant outlay of revenue.

An economic entity creates a sinking fund by gradually withholding income in order to pay for long-term debt repayment or upcoming capital expenses.

Don't be misled by the phrase "sinking," which seems to be a bad thing. The word "sinking fund" is used in more conventional contexts to describe funds placed aside to pay off long-term debt, such as a bond. The phrase "sinking" probably alludes to the amount of debt that is still owed as time goes on.

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Refer to the short-run data in the accompanying graph. The profit-maximizing output for this firm is

Answers

Based on the short-run data shown in the graph, the profit-maximizing output for the firm is 320 units.

What output level maximizes profits?

In order to maximize profits, look for the level where Total cost is at its lowest.

This is the same point where MR = MC and on the graph, we see that the lowest total cost occurs at an output level of 320 units.

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1) Define JTA


please help

Answers

Answer:

The Full form of JTA is Job Task Analysis.

Explanation:

JTA) allows applications to perform distributed transactions, that is, transactions that access and update data on two or more networked computer resources.


Hope it helps! ◕ ‿ ◕

Sorry if it’s wrong! :(

Answer:

The Full form of JTA is Job Task Analysis.Explanation:JTA) allows applications to perform distributed transactions, that is, transactions that access and update data on two or more networked computer resources.Hope it helps! ◕ ‿ ◕Sorry if it’s wrong! :(

Explanation:

Raymond Ozzie, the software designer who developed Lotus Notes, was able to dictate the terms under which IBM acquired Lotus. This illustrates that he had ________ bargaining power based on the ________ cost required by the firm to replace him.

Answers

Raymond Ozzie, the software designer who developed Lotus Notes, was able to dictate the terms under which IBM acquired Lotus. This illustrates that he had high bargaining power based on the high cost required by the firm to replace him.

Software designers are responsible for solving problems and planning software solutions. After determining the purpose and specifications of the software, the software developer designs or hires a designer to create a blueprint for the solution.

Software design is all around a great career choice. It is a high-paying and growing sector, jobs are plentiful, and workers appreciate job satisfaction.

Software designers should have problem-solving skills, knowledge of various programming languages, good organizational skills, and more. Software designers need to learn and explore a variety of prototyping tools, programming skills, inspiration, good design skills, and more.

The question is incomplete. Please read below to find the missing content.

Question: Raymond Ozzie, the software designer who was critical in the development of Lotus Notes, was able to dictate the terms under which IBM acquired Lotus. This illustrates that he had ______ bargaining power based on the ________ cost required by the firm to replace him.

low; low

low; high

high; low

high; high

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Issuance of bonds at the prevailing interest rate.B. Uneconomic long-term commitments.C. Arrearages in dividends.D. An uninsured or underinsured catastrophe. .Out of the following, the best way to do the experiment on finding the focal length of a concave mirror by obtaining the image of a distant object, is toa) hold the mirror in hand and keep the screen in a stand kept behind the mirror. b) hold the mirror in a stand and hold the screen in hand, with the screen in front of the mirror.c) keep both the mirror and the screen in suitable stands with the screen put in front of the mirror.d) keep both the mirror and the screen in suitable stands with the screen put behind the mirror. Two shafts in torsion will have equal strength if Only torque transmitting capacity of the shaft is same Only material of the shaft is same Only diameter of the shafts is same Only angle of twist of the shaft is same "whenever we view anything visual in the screen world, its surround by frame lines." these frame lines create the "window" within which a picture will exist. this window is called the: An individual who experiences powerful feelings of both joy and sadness would score high on what personality dimension?a. Neuroticismb. Affect Variabilityc. Affect Intensityd. Affect Instability which form of business ownership is the single best form in which to organize a small business? Hello! Find Domain and range, thank you :-) PLEASE HELP ME OUTT! Preble Company manufactures one product. Its variable manufacturing overhead is applied to production based on direct labor-hours and its standard cost card per unit is as follows:Direct materials: 5 pounds at $9 per pound$45Direct labor: 3 hours at $14 per hour42Variable overhead: 3 hours at $8 per hour24Total standard cost per unit$111The planning budget for March was based on producing and selling 28,000 units. However, during March the company actually produced and sold 34,000 units and incurred the following costs:a.Purchased 180,000 pounds of raw materials at a cost of $8.50 per pound. All of this material was used in production.b.Direct laborers worked 69,000 hours at a rate of $15 per hour.c.Total variable manufacturing overhead for the month was $565,200. Cultures are not dynamic and rarely respond to changes in both the social and physical environments in which they are embedded.TrueFalse During a typical launch, a space shuttle goes from a vertical speed of 5.75 m/s at t =1.20 s to a vertical speed of 6.90 m/s at t = 1.60 s. Determine the acceleration during thisphase of the launch. (2.9 m/s) if a country has highr ates of fertility and mortality, which transition period use a 2-year moving average to calculate forecasts for the years 1992-2002. (Must use formulas in excel) Managing Employee Benefits: Social Security and Retirement Planning at Taylor Foods (pages 221-22)As Gavin Jackson leaves the monthly professional luncheon for human resource executives in his area, he starts to consider how the information he learned will affect his company, Taylor Foods. The program speaker provided an update on the Social Security system and how challenges in financing the system may affect organizations. As the director of human resources at this large food-processing and distribution company, Gavin must plan the retirement benefits for the organizations employees. Gavin had been aware that the Social Security system is in trouble, but now has some clear ideas about how it will affect both the retirement benefits offered by Taylor Foods and the retirement plans of its employees.Gavin learned that the current Social Security system is unstable and that the future of benefits to be provided is uncertain. , the Old Age, Survivor, and Disability Insurance (OASDI), which provides retirement benefit payments to retired workers, is under a strain. Retirement benefits comprise most of, many of the payments made by the Social Security system, and the instability of the system suggests that current workers may not be able to rely on the Social Security system as it exists today to support them in retirement. Gavin knows that this information affects the retirement benefit planning at Taylor Foods.The speaker also noted that employees retiring in the relatively near future may base their retirement decisions to some extent on the Social Security benefits available to them. While employees may receive their retirement benefits from Social Security starting at age 62, the amount is reduced if they havent reached the full retirement age, which is determined based on year of birth. For example, the age for full retirement is 67 for anyone born in 1960 or later. Further, the system contains other incentives to encourage individuals to delay retirement. This is important to Taylor Foods, as the age at which employees plan to retire affects the companys human resource planning process. Annually, Gavin creates staffing plans that include estimates for turnover of employees, and employee retirements are included in those estimates. This information, coupled with a current downturn in the economy, leads Gavin to believe that Taylor Foods may experience a lower level of turnover as employees delay retirement.Gavin is considering both issues as he considers retirement benefits, as well as staffing planning at Taylor Foods. While the company currently offers a competitive retirement plan, he knows that he needs to reexamine the benefits in the context of his new under- standing of the Social Security system. He also needs to consider how employees planning to delay retirement will affect the organization and the human resource planning process.how does the instability of the social security system affect retirement benefit planning at taylor foods? For what reasons did many researchers assume that protein was the genetic material?