Jessica's credit score is likely to be high due to her long credit history, responsible credit card habits, and timely payments, but may be affected by student loans and outstanding balance.
Considering the factors mentioned, Jessica's credit score is expected to be relatively high, as she benefits from being an authorized user on her parents' credit card, which has a long credit history of over 15 years. This long-standing credit card helps establish a positive credit history for Jessica. Additionally, her responsible credit card habits, such as paying off the balance in full every month, contribute to a good credit score.
The student loans Jessica has taken out over the past few years, including the outstanding balance of $15,000, may have a minor impact on her credit score. However, since she and her parents have never missed a payment and none of her loans or credit cards are past due, the impact is likely minimal.
To improve her credit score further, Jessica can focus on consistently making on-time payments for all her loans and credit cards. This will continue to demonstrate her creditworthiness and responsibility. Additionally, gradually reducing the outstanding balance on her student loans will help lower her credit utilization ratio, which can positively impact her credit score. Overall, Jessica's credit score reflects her good creditworthiness and responsible financial habits.
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What do inventory, distribution and stimulability results of an articulation evaluation tell a clinician?
Stimulability alludes to the child's capacity to deliver a right or improved creation of the blundered sound given an oral and visual demonstration. Stimulability evaluation is prescribed to be an essential piece of the clinical everyday practice. Stimulable sounds show availability for treatment and the degree to which a sound is stimulable is a key factor in target choice.
The articulatory portrayal is dependent on the way (how a sound is made) and place (where in the vocal tract a sound is made) of consonants, recurrence of the event, and run-of-the-mill time of dominance for the sound.
Dyslalia is characterized as a deficient explanation because of broken learning or variation from the norm of the outer discourse organs and not to sores of the focal or fringe sensory system.
The evaluation of stimulability gives significant prognostic data. In addition, those practices that are most effortlessly invigorated can give brilliant beginning stages to mediation. They regularly lead to intercession achievement faster than other, less stimulable practices.
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The Simpsons are buying a five-acre lot that was part of a much larger tract of acreage. When the owners of the large acreage decided to subdivide it, they needed to have a legal description created for the five-acre lot. What was used as the starting point for creating that legal description
A survey was used as the starting point for creating that legal description.
A survey is a research method that collects data from a predefined group of respondents to gain information and insights on various topics of interest. They have multiple purposes and researchers can implement them in different ways, depending on the chosen methodology and research objectives.
Technically, research is a method of collecting and compiling information from a group of people, more commonly called a sample, to produce insights about an organization, company, or institution. This information or opinion gleaned from a sample is often a generalization of what a large population thinks.
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A bond is the issuer's written promise to pay the _____________ of the bond with interest.
A bond is its issuer's written promise to pay the amount equaling the par value of the bond with interest.
The bond period is the period from the issuance of the bond to the maturity of the bond. On the maturity date of the term bond, the face value of the principal bond must be repaid to the bondholder. Term bonds are in contrast to series bonds, which mature in installments over a period of time.
Bonds can be classified into four types: corporate bonds, municipal bonds, government bonds, and agency bonds. The bond price is inversely proportional to the coupon rate. When interest rates go up, bond prices go down, and when interest rates go down, bond prices go up.
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Which of the following statements is MOST accurate? Group of answer choices Hinduism is a polytheistic religion. Hinduism is a monotheistic religion. Hindus disagree about how many gods there are. Hinduism practices a form of serial monotheism
The following statements is MOST accurate : Hindus disagree about how many gods there are.
What is Hinduism?Hinduism is a religion with various Gods and Goddesses.
According to Hinduism, three Gods rule the world.
Brahma: The Creator.
Vishnu: The Preserver.
Shiva: The Destroyer.
Lord Vishnu did his job of preserving the world by incarnating himself in different forms at times of crisis.
Although all Hindus acknowledge the existence and importance of a number of gods and demigods, most individual worshipers are primarily devoted to a single god or goddess, of whom Shiva, Vishnu, and the Goddess are the most popular.
Therefore, we can conclude that the Correct Answer is : C. Yes, most Hindus do not agree about number of Gods .
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A technique that allows a researcher to determine the greatest amount of material that can move through a network is called:______
A technique that allows a researcher to determine the greatest amount of material that can move through a network is called maximal flow.
Sampling means selecting the organization that you'll definitely acquire information from in your studies. As an example, in case you are studying the critiques of college students in your college, you could survey a sample of one hundred college students. In information, sampling permits you to check speculation approximately the traits of a populace.
Quota sampling is a sampling technique wherein statistics are accrued from a homogeneous institution. It involves a -step procedure wherein two variables can be used to filter out records from the populace. it could easily be administered and facilitated in a short assessment.
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The investment timing decision relates to: Group of answer choices how frequently the cash flows of a project occur. how long the cash flows last once a project is implemented. the preferred starting date of a new project. how long a project should operate before an abandonment decision can be implemented. how many times a project can be expanded.
Choosing when to start a project is related to the investment timing decision.
Is an investment's timing crucial?The following are some advantages of market timing strategy:
Market timing is utilized to increase earnings and counteract the dangers involved with small gains. When it comes to investments, the basic risk-return trade off holds true: the greater the risk, the greater the gain.What does the term "investment decision" mean?The choice and acquisition of the long-term and short-term assets in which funds will be invested by the organization are referred to as investment decisions.
What is a timing option for investments?The investment-timing option, which is the choice to delay rather than immediately adopt or reject a capital budgeting project, can dramatically boost a project's value when interest rates are unpredictable.
What is an example of an investment decision? Decisions on investments can be made for the long- or short-term. A capital budgeting decision is another name for a long-term investment choice. Long-term financial commitments are necessary. A new machine purchase to replace an older one, the purchase of a new fixed asset, the establishment of a new branch, etc. are a few examples.learn more about investment decision here
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When skilled labor is plentiful, plenty of land is available, and there is an abundance of building materials. What usually happens
When skilled labor is plentiful, plenty of land is available, and there is an abundance of building materials. What usually happens is an increase in the construction of buildings.
What is skilled labor?This is one of the factors of production. It is the manpower and the physical strength that is needed in the production of goods and services.
When it is in abundance as well as other factors, people would build more house and other forms of construction.
When skilled labor is plentiful and the amount that is paid for labor is fair, more people would be willing to build houses and engage in other forms of construction
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The emirates group has a workforce comprised of individuals with 160 different nationalities. Suppose that one individual is convinced that his culture is superior to his co-workers. The individual is being.
The individual is being Ethnocentric.
Ethnocentrism, whether conscious or unconscious, is a term that applies to cultural or ethnic bias, where individuals see the world from the perspective of their own group and establish their own group as a prototype. And evaluate all other groups in relation to that ideal.
People with ethnocentrism judge other cultures by comparing them with their immediate culture. Ethnocentrism Americans may overlook the unique charm of any city in the world compared to New York City. If you use the standards of your own culture to judge another culture, you are ethnocentric.
"Ethnocentrism" is a commonly used word in circles where ethnicity, interethnic relationships, and similar intergroup issues are important. The usual definition of this term is "think your group is better than the other" or "decide that the other group is inferior to your group".
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When members of high-performing teams communicate, the majority of their comments are?
When members of high-performing teams communicate, the majority of their comments are work related.
How do High performing teams communicate?
Our study revealed that they are substantially more likely to speak on the phone with coworkers than their less successful counterparts, and they also prefer to talk more frequently in general.
What are the benefits of a high performing team?
A few of the organizational advantages of high-performance teams include having motivated individuals who share knowledge and the capability (and confidence) to provide consistent results. Increased trust and involvement are often advantages for the teams themselves. increased efficiency & production.
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Cylle installs a unique home entertainment center. he charges a flat fee of $1,200 for the system and the installation. what revenue model does cylle employ?
Unit sales is revenue model employed. On a balance sheet, the unit sales figure represents the total sales of a product in a given period. This sales data is used to determine the price point that allows for the highest profit per unit while employed the actual cost of production.
For example, we could say that the iPad Air sold for $200 or 10,000 units, when the actual sales value is $2 million and the quantity employed is 10,000 units. As a result, unit sales of $200 are possible. Total Sales Value/sales Quantity = 2,000,000/10,000 = $200 in unit sales.
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Which economic system is characterized by public ownership of the means of production, the pursuit of collective goals (rather than market-oriented production), and centralized decision making
An economic system is characterized by public ownership of the means of production, the pursuit of collective goals (rather than market-oriented production), and centralized decision making is called "command economy (socialism)."
What is command economy (socialism)?A form of command economy is socialism. The majority of the production factors, including land and capital goods, are owned and under the jurisdiction of the state.
Key features of command economy are-
A populist economic and political structure, socialism is founded on the common, collective, or public ownership of the means of production. The equipment, resources, and manufacturing facilities utilized to create products that are intended to directly meet human needs are among those means of production.The state uses central planning. The state maintains centralized control over the production of products and services, as well as their prices and distribution.While free-market economies have historically been identified with capitalism and democratic countries, command economies have historically been connected with socialist and communist countries.Socialism the best economic system because-
Theoretically, socialism aims to create the greatest amount of common wealth through public benefits.Since the government oversees the majority of societal activities, it can utilize resources, labor, and lands more efficiently.Socialism lessens wealth disparity not only between different regions but also between all social classes and ranks.To know more about command economy, here
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_ is a method of measuring the effectiveness of altering one characteristic of a marketing asset such as a web page, a banner advertisement, or an email.
A/B Test is a method of measuring the effectiveness of altering one characteristic of a marketing asset such as a web page, a banner advertisement, or an email.
More about A/B Test:
In data science an elementary randomised control experiment is A/B testing. It is a method for contrasting two variations of a variable to see which performs better in a regulated setting.
Let's say, for example, that you run a business and want to boost product sales. You could divide the products in the aforementioned scenario into A and B parts. Here, A won't change, but you can significantly alter B's packaging. You now attempt to determine which is performing better based on the responses from customer groups who used A and B, respectively.
It is a hypothetical testing procedure in data science used to make judgments about population parameters based on sample statistics.
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In data science A/B Test is a method of measuring the effectiveness of altering one characteristic of a marketing asset such as a web page, a banner advertisement, or an email.
More about A/B Test:
In data science an elementary randomised control experiment is A/B testing. It is a method for contrasting two variations of a variable to see which performs better in a regulated setting.
Let's say, for example, that you run a business and want to boost product sales. You could divide the products in the aforementioned scenario into A and B parts. Here, A won't change, but you can significantly alter B's packaging. You now attempt to determine which is performing better based on the responses from customer groups who used A and B, respectively.
It is a hypothetical testing procedure in data science used to make judgments about population parameters based on sample statistics.
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Blockchain is often associated with bitcoin and the financial services industry. however, it is applicable to almost every industry. the term multi-party systems better describes how the blockchain system is used. what is a benefit of a multi-party system?
A benefit of a multi-party system in Blockchain technology is the increased trust generated because it is not a single party that controls the Blockchain processes.
What are the benefits of a multi-party system in Blockchain?Blockchain data technology survives on multi-party processing and control.
The benefits of a multi-party system in Blockchain include:
Increased trust Provision of transparencyDecentralized controlImmutable transaction historyTraceability of shared dataCost-savings and efficienciesImproved security and accountability among parties.Thus, a benefit of a multi-party system in Blockchain technology is the increased trust.
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\You earn $1,300 working at a summer job. You decide to put it into an account and leave it there for four years while you are in college. The principal will earn 1.5% simple interest. How much will you have in your account at the end of four years
The amount I would have in my account at the end of 4 years is $1378.
How much will I have in my account?The amount I would have in my account is the sum of the interest earned and the amount deposited. Interest is a function of the amount deposited, time and interest rate.
Interest = amount deposited x time x interest rate
$1300x 4 x 0.015 = $78
Account value = 1300 + 78 = $1378
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________ is committed to persuading followers to share a leader’s vision and desired goals.
Transformational is committed to persuading followers to share a leader’s vision and desired goals.
A transformational leader is someone who: Supports followers' positive growth and motivation. sets an example for moral behavior within the company and inspires others to do the same. creates a work atmosphere that is morally sound and has defined priorities and norms.
Transformational leaders are adept at inspiring and motivating their teams to act in ways that result in substantive change. A successful staff that is empowered to innovate and contribute to an organization's future success is the outcome.
According to the leadership theory of transformational leadership, a leader collaborates with teams or followers beyond their immediate self-interests to identify needed change, develop a vision to guide the change through inspiration and influence, and carry out the change with the help of devoted group members.
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Unearned fees appear on the
Unearned fees are a current liability that is presented on the balance sheet.
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To economists, the main difference between the short run and the long run is that.
The Civil Rights Movement can be most accurately described as primarily an uprising against the KKK.
It is false to claim that the Civil Rights Movement can more accurately be described primarily as a revolt against the KKK.
What was the Civil Rights Movement?It was the movement of the African-American population that took place during the 50s and 60s, whose main objective was the conquest of civil rights for blacks, in order to achieve equity among citizens regardless of racial characteristics and the end of segregation and institutional racism in the country.
Therefore, it is concluded that the civil rights movement emerged with the need to promote social justice in the country and equity to black citizens, who suffered from discrimination and racist movements, such as the KKK.
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Coffee accounts for at least 50 percent of the revenue that Uganda and Burundi earn from their exports. This reliance on one commodity explains why they are classified as what type of economy
The reliance on one commodity explains why they are classified as a peripheral economy.
What is a peripheral economy?A peripheral economy is an economy that relies on either one commodity or a few commodities. As a result, these types of economies are extremely vulnerable to fluctuations in price and demand of that commodity.
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A bond issued on June 1, Year 1, has interest payment dates of April 1 and October 1. Bond interest expense for the year ended December 31, Year 1, is for a period of
The Bond is issued for a period of seven months.
What are bonds?
A bond is a type of security used in finance where the issuer (debtor) owes the holder (creditor) a debt and is required, depending on the terms, to repay the bond's principal (i.e., the amount borrowed) at the bond's maturity date as well as interest (referred to as the coupon) over a predetermined period of time. Interest is often paid at predetermined times (semiannual, annual, and less frequently at other periods)Solution:
Given,
A bond issue on June 1, year 1
Interest payment dates of April 1 and October 1
We need to calculate:
Bond interest expense for the year ended December 31, 2016
Since we know that interest expense is for a given time period, the bonds were outstanding during the reporting period.
Therefore,
Bonds issued on June-1, year 1
Months Total = June to December = seven months
Since, Interest payment date is October 1, year 1.
This means interest will be paid on this date.
Also, for the year will be included in the interest expense along with the accrued interest for the remaining 4 months (October 1, year 1 to December 31, year 1).
Hence, the Bond interest expense for the year ended December 31, year 1, is for a period of seven months.
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Sandra is developing a competitor analysis for two florists. Which of the following information in the analysis will be the basis for predicting the competitors' behavior in the form of their competitive actions and responses
An information in the analysis which would be the basis for predicting the competitors' behavior in the form of their competitive actions and responses is: c. Market commonality.
What are competitors?Competitors can be defined as business firms within the same industry and market, who are offering similar goods (products) and services and are targeting similar customers for more patronage and sales.
What is competitive advantage?Competitive advantage can be defined as the factors, conditions, or circumstances that allow a business firm to manufacture finished goods or services better and perhaps, cheaper than other rival business firms in the same industry and market.
In this scenario, we can infer and logically conclude that market commonality is an information in the analysis which would be the basis for predicting the competitors' behavior with respect to their competitive actions and responses.
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Complete Question:
Sandra is developing a competitor analysis for two florists. Which of the following information in the analysis will be the basis for predicting the competitors' behavior in the form of their competitive actions and responses?
a. Threats
b. Capabilities
c. Market commonality
d. Weaknesses
Furniture World is required by law to collect and send sales taxes to the state. If Furniture World has $98,000 of cash sales that are subject to a 6% sales tax, what is the journal entry to record the cash sales?
Dr Cash $98,000.00
Cr Sales $92,120.00
Cr sales tax payable $5,880.00
What is sales tax?
Sales tax is the portion of the sales revenue or sales price that would be paid to the government as taxes on the items sold.
In order words, the sales revenue comprises of the sales amount belonging to the seller and the other part which is the sales tax that the seller would remit to the relevant tax authority.
In this case, 6% of the amount collected from cash sales in this instance belongs to the tax authority which would be recorded as sales tax payable until it is finally paid to the tax authority.
Sales tax=$98,000*6%
Sales tax=$5880.00
sales amount=sales revenue-sales taxes
sales amount=$98000.00-$5,880.00
sales amount=$92,120.00
The appropriate journal entries would include a debit to cash account and corresponding credit entries of $92,120.00 and $5,880.00 to sales account and sales tax payable account respectively
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If a buyer defaults on a car residential purchase agreement and cannot complete the purchase, the seller will retain the deposit paid by the buyer as long as it is not more than:_______
Answer:
3% of the purchase price.
Assume that hiring a manager of operations was a good idea. What leadership style would have been more effective in this position
The authoritarian Leadership style would have been more effective in this position.
What is Authoritarian Leadership?
An authoritarian leadership style is shown when a leader prescribes policies and procedures, determines what goals must be met, and commands and controls all actions with little meaningful input from subordinates. Such a leader has complete control over the team, allowing for little individuality inside the group. The group is supposed to accomplish the work under very strict supervision, while the leader has limitless authority. The replies of subordinates following directives are either penalized or rewarded.Assume that hiring a manager of operations was a good idea.
Therefore, the authoritarian Leadership style would have been more effective in this position.
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Yang company sold merchandise for $2,000. The event is subject to a state sales tax of 9%. Based on this information, yang would be required to.
Recognizing the sale will require Yang to recognize a sales tax liability of $180.
Tax Liability: What Is It?The amount that a person, company, or other entity owes to a federal, state or local tax authority is known as their tax liability. The selling of an investment or other item that generates income generally results in the creation of a tax burden. When purchasing items, one may be required to pay a municipal or state sales tax. (Although several nations do, the United States does not impose a national sales tax.)
If a person's overall tax debt was nil or if their income was too low to necessitate filing tax returns, they might not have any income tax burden.
Types of Taxes
A form of consumption tax is sales tax. It is the tax assessed on merchandise sales. The value added tax is one illustration.
Excise tax is a charge applied at the point of sale to specific goods and services. Typically, this tax is imposed on products whose consumption the government intends to discourage. as in tobacco
This equation would be used to calculate Yang's tax obligation:
sales tax x cost of products sold
9% x $2000
0.09 x $2000
= $180.
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Zach company previously recorded receiving $1,000 cash in advance. Zach company has earned ½ of the amount. the adjusting entry would be:______.
A. Prepaid Rent 2,700
Rent Expense 2,700
B. Rent Expense 2,700
Prepaid Rent 2,700
C. Rent Expense 900
Prepaid Rent 900
D. Prepaid Rent 900
Rent Expense 900
The correct adjustment entry will be:
Prepaid Rent Dr. 900
To Rent Expense 900
An adjustment entry is one that is created to properly allocate each accounting period's income and expense amounts.
In order to ensure that the financial accounts at the end of the year are correct and current, it updates previously recorded journal entries. The matching principle is a requirement in accounting that you must follow. According to the matching principle, revenue is recognized when it is earned and costs are recognized when they are incurred.
Making adjusting entries allows you to correctly and timely record company transactions. But only the accrual basis of accounting is covered by this theory. Adjusting entries are not necessary if your company uses the cash basis technique.
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Several items are omitted from the income statement and cost of goods manufactured statement data for two different companies for the month of December:
1. The missing amounts should be determined in the following manner:
On Company A. Materials inventory December 1 Materials inventory December 31-+Materi also purchased -Cost of direct materials
Off Company Total manufacturing costs incurred in December -Direct labor Cost of direct materials used in production -Factory
2. On Company's statement of goods manufactured should be prepared as follows:
On Company Statement of Goods Manufactured For the Month of December 2016 Materials inventory December 1 Add: Purchases Total
3. On Company's income statement should be prepared as follows:
On Company Income Statement For the Month of December 2016 Sales 1,127,000 827.400 299,600 Less: Operating expenses 117,600.
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The proactive prevention technique, ________, occurs when the marketing or public relations department suggests that something relatively small is a bigger deal.
The proactive prevention technique enhancements occur when the marketing or public relations department suggests that something relatively small is a bigger deal.
The American Public Relations Association defines public relations as "a strategic communication process that builds mutually beneficial relationships between an organization and its public." Basically, a PR specialist manages the public image and reputation of the organization.
Public relations is a unique management function that helps establish and maintain the interrelationships of communication, understanding, acceptance, and cooperation between an organization and the general public.
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Siskiyou, inc. Has total current assets of $1,200,000; total current liabilities of $500,000; and long term assets of $800,000. How much is the firm's total liabilities & equity?
the firm's total liabilities & equity is $2,000,000.
Given,
total current assets = $1,200,000
long-term assets = $800,000
total current liabilities = $500,000
Using the Accounting equation:
Assets = Liabilities + Equity
Now, substituting the values in the above equation.
Also. remember total assets include both current and long term assets.
Therefore, $1,200,000 + $800,000 = Liabilities + Equity
Liabilities + Equity = $2,000,000
The entire assets of a corporation are equal to the sum of its liabilities and shareholders' equity, according to the accounting equation.
Hence, the firm's total liabilities & equity is $2,000,000.
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Chester has negotiated a new labor contract for the next round that will affect the cost for their product cid. labor costs will go from $7.91 to $8.51 per unit. assume all period and other variable costs remain the same. if chester were to absorb the new labor costs without passing them on in the form of higher prices, how many units of product cid would need to be sold next round to break even on the product
Break-even quantity is the minimum quantity that wishes to be offered in order no longer to make a loss. In other words, at this quantity, the sales revenue just compensates for the fixed and variable prices. In phrases of contribution margin which is defined as the difference between the sales price and unit variable cost, it is the quantity at which the constant fee by myself is recovered. consequently, at a spoil-even amount, the contribution margin could be the same as the fixed cost.
Let Q be break-even quantity, then
Fixed Costs = Contribution Margin = Q * (S-V) where S and V are selling price and variable cost per unit.
Fixed costs = 6412 which does not change for the next year.
Both variable cost and selling price are set to change due to the new labor contract.
The units sold previous year can be calculated from direct labor cost and original labor cost per unit given:
Selling price = Original Price + (New labor cost - Old labor cost)/2
S2 = (33.74 + (8.41-7.91)/2) = 33.99
Direct Material Cost = Unit Material Cost * Q
Unit Material cost = Direct Material cost of previous year / Quantity sold previous year = 21313/1650 = 12.92
Similarly, Unit Carrying cost = 319/1650 = 0.19
Total Unit Variable Cost = Direct Labor + Direct material + Carrying cost
= 8.41 + 12.92 + 0.19
= 21.52
We can now derive Q at which fixed cost is the same as contribution margin
FC = CM * Q
6412 = (S2 - V2) * Q = (33.99 - 21.52) * Q
Q = 6412 / (33.99-21.52) = 514
Thus the break-even quantity at which the contribution margin will be the same as the fixed cost is 514 units.
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