Consumer debt consists of personal debts that are owed as a result of purchasing items that are used for individual or household consumption. These goods can be purchased for consumption either by an individual or by an entire household.
Consumer debt can take many forms, including credit card debt, school loans, auto loans, mortgages, and payday loans, just to name a few. In contrast to other debts, such as those utilized for investments in the process of running a business or debts incurred by the government as a result of its activities, they are unsecured obligations.
A loan that the borrower is required to repay in predetermined amounts of money at regular intervals is called an installment debt. In most cases, the repayment of an installment loan takes the form of equal monthly payments that comprise both interest and a portion of the principal.
This kind of loan is known as an amortized loan, and in order to obtain one, the lender will need to prepare a standard amortization schedule that outlines the payments that will be made over the course of the loan's term.
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Tina would like to withdraw an annual salary of $35,756 from an account paying 2.2% compounded annually for 35 years once she retires. Given this information, determine the amount needed in her account in order for her to reach her goal. Round to the nearest cent. a. $801,263.20 b. $866,442.02 c. $885,503.75 d. $1,213,299.,90 Please select the best answer from the choices provided A B C D
Answer:
To determine the amount needed in Tina's account in order for her to reach her goal of withdrawing $35,756 annually for 35 years, you can use the formula for compound interest:A = P(1 + r)^tWhere:A is the final amount needed in the accountP is the present amount in the accountr is the annual interest rate (expressed as a decimal)t is the number of yearsThis formula assumes that no other contributions are made to the account after the initial deposit.Now we can use this formula, by substituting the given values we have:
A = P(1 + 0.022)^35And, we know that A = 35,756*35 = $1,252,460So we have an equation as:
1,252,460 = P (1 + 0.022)^35We can solve for P by taking the natural logarithm of both sides:
ln (1,252,460) = ln (P) + 35 ln (1 + 0.022)then, by dividing both sides by 35 ln (1 + 0.022)P = 1,252,460 / (1 + 0.022)^35P = $ 885,503.75So Tina needs $885,503.75 in her account for her to reach her goal of withdrawing $35,756 annually for 35 years. Choice C is the correct answer.
Explanation:
hope this helps
A developer is hard at work on a project that would store hundreds of millions of product reviews in an Amazon DynamoDB database. The records include the following data elements shown in the table :
Name : reviewID ; starRating ; comment ; productID
Type : Number ; Number ; String ; Number
Description : 16 Digit UUID ; Integer 1-5 of user rating ; Product ID Being Reviewed
Which field, when used as the partition key, would result in the MOST consistent performance using DynamoDB?
A. starRating
B. reviewID
C. comment
D. productID
The most consistent performance using DynamoDB is review ID.
The partition key value is used by DynamoDB as an input to an internal hash function.The hash function's output determines the partition (physical storage internal to DynamoDB) in which the item will be stored. DynamoDB does an all-partition scan when the user queries or scans a table or secondary index.
In the given case, When used as a partition key in DynamoDB in the example, review ID would produce the MOST consistent performance. When review ID is used as the partition key, the data will be distributed evenly over all the partitions and will be unique for each review. By doing this, DynamoDB will be able to fetch the records quickly and consistently.
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Which expense is a variable cost?
A) hourly wages for a production employee
B) insurance payment
C) monthly rent on a store
D) purchase of a new copy machine
Hourly wages for a production employee. Variable costs are costs that fluctuate with the level of production or sales and can include expenses such as raw materials, packaging, and wages for production employees.
What is Variable costs?Variable costs are costs that change in relation to the amount of goods or services produced. These costs are typically directly related to production and can include the cost of materials, labor, and other related expenses. Variable costs differ from fixed costs, which remain constant regardless of production levels. Variable costs are important to consider when setting a price for a product, as they should be taken into consideration to ensure that the product is profitable. By understanding variable costs, businesses can adjust production levels to ensure that they remain profitable.
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Answer:
A- Hourly wages for a production employee
Explanation:
Correct anser on my test. Hope this was helpful
Queequeg throws a handful of small bones to see into the future when he sees his own death, what three things does he do
After becoming ill while scrubbing the Pequod's hull, Queequeg is on the verge of death. He tells Ishmael to have a carpenter build a coffin for him.
Queequeg is the first main character that the narrator, Ishmael, meets. He is the son of a South Sea chieftain who left home to travel the world. One such item is Queequeg's coffin, which ends up symbolizing life emerging from death. It was ironic, as Ahab once remarked, to witness something that had been created for death being transformed into a means of supporting life. Queequeg becomes gravely ill and, believing he is going to pass away, orders the construction of a coffin. Eventually, after Queequeg has recovered, he advises that his coffin be transformed into a lifebuoy to replace one that the ship lost.
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Nori files a suit against Mica to enforce an oral contract for the sale of lakeshore property that would otherwise be unenforceable under the Statute of Frauds. The court could enforce the deal if:
Nori foreseeably and justifiably relied on Mica's promised to her detriment
Mica denies the existence of any contract
neither party has begun to perform
the deal does not involve customized goods
The court could enforce such a contract if a) Nori foreseeably and justifiably relied on Mica's promise to her detriment.
The promisor may be restrained from contesting the existence and legality of the contract if the promisee properly depends on the promise on which the promisor made the promise, to the prejudice of the promisee.
A substantive rule of contract law that states that if the evidence conflicts with or modifies the terms of a written contract, the court will not allow evidence of the parties' prior conversations, oral or written agreements, or contemporaneous oral agreements.
A verbal agreement is enforceable under the Uniform Commercial Code to the degree that either the buyer or the seller has accepted delivery of the items covered by the agreement.
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How does an increase in taxes affect the economy?
The vast majority of them also imply that raising taxes may raise government revenue, but typically at the expense of economic expansion and taxpayer mobility.
On the other side, tax cuts frequently cause brief declines in revenue while brand recognition and reputation economic growth. Tax compliance refers to both governmental activities and individual behaviour in order to guarantee that taxpayers are paying the appropriate amount of tax at the appropriate time and receiving the appropriate tax allowances and tax reliefs. A tax is a mandatory financial charge or other sort of levy placed on a taxpayer (an individual or legal entity) by an administrative body to pay for various public expenditures and government spending. Around 3000–2800 BC, the first documented taxation was imposed in ancient Egypt. Non-compliance with the law includes failing to pay on time as well as evading or fighting taxation. Taxes can be direct or indirect and can be paid in money or in the equivalent in work. Most nations have a tax system in place to finance public, socially shared, or agreed-upon national demands as well as governmental duties. Most taxes on personal annual income are flat percentage rates of taxation, however certain scale taxes are progressive based on brackets of annual income levels. Taxes are imposed on both personal and business income in the majority of nations. Wealth taxes, inheritance taxes, estate taxes, gift taxes, property taxes, sales taxes, usage taxes, payroll taxes, fees, and/or tariffs are frequently imposed by countries or subunits.
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Seth is a licensee representing seller Dora. Which of these items is Seth required to disclose to prospective buyers about the property, if Dora hasn't already done so?
The pink geraniums in the window boxes are fake.
Dora keeps sunflowers planted in the back yard because the local birds can eat the seeds.
The neighborhood kids like to ride their bikes in Dora's driveway.
Dora doesn't use the back door because the steps leading to the yard are rotted.
Dora doesn't use the back door because the steps leading to the yard are rotted if required to be disclosed to the prospective buyer.
Who are the prospective buyers?Any potential buyer who might be a good fit for the purchase of a business that is being marketed in a sell-side transaction is considered a prospective buyer. In the world of mergers and acquisitions, a prospective buyer is someone who is added to a list of potential buyers. Listing your home and keeping track of who visits it are the best ways to find prospective buyers. After that, you'll need to get in touch with buyers or their agents and request their feedback when the time is right.
Although the majority of buyers fall into more than one of the following categories, they are typically grouped into one of them.
The Individual Consumer.The Purchasing Strategist.The Buyer with Synergy.The Buyer in the Industry.The buyer with money.To know more about Potential buyers, visit:
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Four of the following are ecological and economic services provided by inland wetlands; one is not. Choose the one that is not.
Providing fish and wildlife habitats, maintaining surface water flow during dry spells are only a few of these services or activities.
What do you meant by ecological and economic services?The construction of dams and water-diversion systems obstructs fish migration pathways and alters habitats.Habitats are reduced in size and deteriorate due to human water withdrawal.Urban and agricultural runoff both degrade water quality.In order to make way for development, marshes must be drained.Many maritime habitats offer well-known services like leisure, tourism, and water transportation. Unique estuarine, coastal, and marine ecosystems are valuable for scientific research as well as teaching and serve as significant genetic resource repositories. Four main kinds of ecosystem services—provisioning, regulating, cultural, and sustaining services—were defined by the Millennium Ecosystem Assessment (MA), a significant UN-sponsored project to examine the effects of human activity on ecosystems and human well-being.
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During the first hour of a day, a stationary store sells only $1.50 worth of envelopes, $2.25 worth of pens, and a three-ring binder for $5.25. If the store had $20 in the cash register at the beginning of the day, and the store charges 8 percent sales tax on all purchases, how much money is in the register at the end of the first hour
The register contains$10.55 at the end of the first hour.
During the first hour of the day, a stationary store sells only $1.50 worth of envelopes, $2.25 worth of pens, and a three-ring binder for $5.25. The store had $20 in the cash register at the beginning of the day, and the store charges 8 percent sales tax on all purchases
The store sold $1.50 worth of envelopes, $2.25 worth of pens and a three-ring binder for $5.25. This totals to $8.75 before sales tax. The 8 percent sales tax adds $0.70 to the total, bringing the total to $9.45. The store had $20 in the register at the beginning of the day, so the register contains $20 - $9.45 = $10.55 at the end of the first hour.
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Which of the following is a likely result of the federal government fixing the price of a good above the equilibrium level
The result of the federal government fixing the price of a good above the equilibrium level is an excess supply or surplus of the good.
What are Price Controls?Price controls are the minimum or maximum prices that are set by law for particular items. In a free market, government regulation of prices is typically required. They are frequently used as a direct economic intervention method to control the cost of some products and services, such as rent, gas, and food. Price controls often result in market disruptions, losses for companies, and an observable shift in quality, even though they may make some goods and services more inexpensive.
In order to make goods and services more accessible to consumers, governments impose price control, which sets minimums (floors) and maximums (ceilings) for their pricing.
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What are the main goals of economic growth?
The main goals of economic growth are to increase the production of goods and services, reduce unemployment, and improve the standard of living.
Economic growth can be achieved by increasing the productivity of labor, capital, and resources. This can be done by developing new technologies, investing in physical capital, such as factories and machinery, and providing resources, such as education and training, for workers.
Additionally, economic growth can be achieved by increasing the population size and workforce, which can lead to increased demand for goods and services.
Reducing unemployment can also help to stimulate economic growth, as it increases the purchasing power of consumers and businesses. Finally, economic growth can lead to an increase in the standard of living by providing higher wages, better working conditions, and improved access to goods and services.
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The main goals of economic growth is to increase the production of goods and services, create new jobs, raise living standards and reduce poverty.
Economic growth is a key economic indicator of a country's economic health, and it is one of the main goals of economic policy.
Economic growth is measured by analyzing changes in a country's gross domestic product (GDP), which is the total value of all goods and services produced in a given year.
Factors such as advances in technology, population growth, improved infrastructure and increased productivity can all contribute to economic growth. Governments can also use fiscal policies such as taxation and government spending to promote economic growth.
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Jessica puts some effort into comparing the various cell phone brands by researching online. For Jessica, the cell phone is considered a(n) ___________ offering.
Jessica takes the time to compare the various cell phone brands through online research. For Jessica, the phone qualifies as an online service.
Why Researching online is important?The process of conducting online research entails gathering data from the internet. With the development of the internet, the outdated pen-and-paper research techniques have been supplanted with online research techniques.
People use internet research to learn more about many topics, such as searching for products or conducting studies to further various fields. In today's society, doing research is essential for everything. It serves as a tool for knowledge development for everyone and makes learning easier for both novice and experienced learners. Data collecting is a step in the methodical inquiry process known as research.
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Assume there are 20.45 million unemployed people and 396.78 million employed people in a country. What is the unemployment rate
The unemployment rate and labor force participation rate = 58.9%
By the conclusion of this quarter, analysts and Trading Economics' global macro models predict that India's unemployment rate would be 8.30 percent. Our econometric models predict that the India Unemployment Level will generally trend around 7.50 percent in 2024.
The jobless rate for any area is calculated by dividing the number of people in the area who are unemployed and actively seeking for work by the overall number of people in the region who are employed.
From 2012 to 2022, India's employment rate averaged 44.21 percent, with record highs of 50.80 percent in December 2012 and 36.40 % in the 2nd period of 2020.
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Which of the following explains why the rate of change of the consumer price index (CPI) tends to overstate the actual inflation rate? A) Consumers will require more income to buy goods whose prices have increased. B) Nominal wages do not always increase by as much as prices do. (c) When real wages increase, consumers can afford higher-priced goods. D) Consumers tend to substitute lower-priced goods that may not be represented in the basket of goods. The basket of goods in the base year is frequently updated with new products
The tool used to measure inflation is the consumer price index (CPI). It is used to calculate the typical difference in costs of household consumption items between two specified periods.
What is meant by consumer price index?The method for measuring inflation is the consumer price index (CPI). It is employed to calculate the typical change in prices of household consumption items between two specified periods. Assuming constant quality, it is a composite measurement of product price trend tendencies.
Since the primary CPI uses the same basket of products month after month (although prices are adjusted every two years), it can overestimate inflation since it ignores the replacement of one similar thing for another.
A market basket of consumer goods and services is used to create the Consumer Price Index (CPI), which tracks the average change in prices paid by urban consumers over time.
Therefore, the correct answer is option d) Consumers tend to substitute lower-priced goods that may not be represented in the basket of goods.
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The consumer price index, or CPI, is the instrument used to measure inflation. option d is the correct . Customers frequently substitute lower-priced goods that may not be included in the shopping cart.
What does the term "consumer price index" mean?The consumer price index, or CPI, is used to measure inflation. It is used to calculate the typical price change of household goods over two specific time periods. It is a composite measurement of product price trend tendencies, assuming constant quality.
Although prices are adjusted every two years, the primary CPI uses the same basket of products month after month and can overestimate inflation because it ignores the substitution of one similar item for another. The Consumer Price Index (CPI), which tracks the average change in prices paid by urban consumers over time, is created by using a market basket of consumer goods and services.
As a result, option d is the correct response. Customers frequently substitute lower-priced goods that may not be included in the shopping cart.
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other things the same, an increase in the price level makes the dollars people hold worth ____
Learn concepts like "Other things the same," "increase in the price level makes," and other related terms by studying with Quizlet and memorising flashcards.
What is another word increase?
Increase has a number of popular synonyms, including augment, enlarge, and multiply. While all of these verbs indicate "to make or become greater," "increasing" denotes progressive expansion in size, amount, or intensity when used in the passive. When employed in the active, however, it could also suggest simple addition rather than progressive growth. Increase means to grow or increase in size, quantity, or any other way, like in Our revenue will rise as demand rises. /nkris/ B1. to (make something) increase in size or quantity.
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At an activity level of 9,500 machine-hours in a month, Falks Corporation’s total variable production engineering cost is $779,950 and its total fixed production engineering cost is $200,970. What would be the total production engineering cost per machine-hour, both fixed and variable, at an activity level of 9,900 machine-hours in a month? Assume that this level of activity is within the relevant range
The total manufacturing cost per machine hour would be $98.42 .At an activity level of 9,900 machine hours per month, total manufacturing engineering costs per machine hour, both fixed and variable, would be calculated by adding total variable and total fixed manufacturing engineering costs and dividing by total machine hours. .
In this case, the total cost would be $980,920 ($779,950 + 200,970) and the total machine hours would be 9,900. Thus, the total manufacturing cost per machine hour would be $98.42 ($980,920/9,900). These costs would remain fixed regardless of the level of activity because fixed costs are not affected by changes in the level of activity. Variable costs, on the other hand, will vary according to the level of activity and must be taken into account when calculating total costs.
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What are 3 characteristics of an effective budget?
Budgets should account for your discretionary spending on individual financial goals in addition to outlining how much wealth you have coming into it and going out each month.
Budget - what is it?Estimating the total revenue and expenditures for the upcoming fiscal year is a necessary step in the budget-making process. This figure may then be divided into a number of divisions, such as quarters and months, for continuing evaluation.
What do budget categories entail?Each budget is created in accordance with the organization's present financial situation. Here are a few illustrations of fundamental budgets: This budget also goes by the moniker red flag budget. The company has created a basic budget.
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Quality is mostly the business of the quality control staff, not ordinary employees. True/False
Most of the time, quality is the responsibility of the quality control staff, not regular employees. The given statement is False.
What do you mean by quality control staff?
Quality Control staff are the personnel responsible for checking and verifying the quality of goods and services. They inspect and test the products, materials and services to make sure that they meet the quality standards and specifications set by the company. Quality control staff check products at every stage of the production process to ensure that they are up to the company's standards before they are shipped or sold. They also evaluate customer feedback and complaints to identify areas where quality standards may not be met. Quality control staff are important to the success of a business as they help to ensure that customers are satisfied with the quality of the products and services they receive.
So, The required answer is False.
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An optimal capital structure will ______. Multiple select question. maximize the value of the firm minimize the cost of capital maximize the earnings per share maximize the value of assets
An optimal capital structure will increases a company's market value while lowering its capital costs .
Having said that, the term "optimal capital structure" refers to the ratio of debt to equity that maximizes market value while minimizing a company's cost of capital, more precisely, its weighted average cost of capital (WACC) (i.e. shareholder wealth).
The best capital structure for a business is one that balances the ideal debt-to-equity ratio with the lowest possible cost of capital for the organization. Managers choose internal financing over outside sources. If outside financing is required, start with the safest securities.
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An employer hiring in a competitive labor market should hire additional labor as long as A.MC exceeds MR. B.the MRP exceeds the wage rate. C.the wage rate is less than MP. D.average product exceeds MP
As long as the MRP exceeds the wage rate, a competitive firm should hire more workers.
The sum given to employees is what is meant by a wage rate. One of the main subjects studied in human resource studies is this. Either the quantity of production hours or workplace productivity will determine it. The study of wage rates is known as wage rate economics. It is a crucial element in economics because both microeconomics and macroeconomics depend heavily on average worker pay. In other words, it influences governmental policy as well as consumer behavior. The wage rate, which is defined as the pay strategy for any individual or group of employees, determines both the expense and the revenue of human resources.
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What is an example of comparison shopping?
An example of comparison shopping is when a consumer researches different stores and websites to find the best price for a product they are interested in purchasing. They may compare prices, shipping costs, and product reviews to make an informed decision.
What is shopping?Shopping is the act of buying goods or services from a retailer or seller. It is an activity that is done by people of all ages in order to obtain items that they need or want. Shopping can be done online, in-store, through catalogs, through door-to-door sales, or through other methods. Shopping can serve a variety of purposes, from practical needs to recreational ones. Shopping can provide entertainment, a sense of accomplishment, and even a way to socialize with others. It can also provide stress relief and a sense of purpose. Shopping can be an economical way to acquire items and services, due to the availability of discounts and sales. It can also be an educational experience, as shoppers learn more about the items they are interested in. Shopping can also be an important part of a community's economy and culture.
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The control principle related to not having the same person authorize and pay for goods is known as
O establishment of responsibility.
O separation of duties.
O independent internal verification.
O rotation of duties.
The control principle related to not having the same person authorize and pay for goods is known as separation of duties.
Option B is correct.
What is control principle?The control principle states that we are morally judged only when it is within our control to be judged morally. It is important to recognize that there is.
What is segregation of duties?Separation of duties is a means of ensuring that no one has sole control over the life of a transaction. Ideally, no one should be able to initiate, record, approve, or coordinate transactions.
Why is segregation of duties important?Separation of duties is important for effective internal control because it reduces the risk of wrong or inappropriate behavior. All units should separate their functional responsibilities so that they cannot make mistakes, intentionally or unintentionally, without being discovered by others.
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What is the monthly payment for a $24,000, four-year, 12 percent loan with the interest calculated using the add-on method
The monthly payment for a $24,000, four-year, 12 percent loan with the interest calculated using the add-on method is $742.78.
The add-on method of calculating interest means that interest is calculated on the total loan balance, which includes the principal and any interest that has accrued up to that point. The monthly payment does not change over the life of the loan, so the same payment of $742.78 is due each month for the entire four years.
The total amount paid over the life of the loan is $29,913.60. This includes the principal of $24,000 and $5,913.60 in interest.
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What must a real estate brokerage understand when approached by a stockholder of a company gone bankrupt who wants to attach property owned by the now-defunct corporation?
There is no direct ownership of the firm's assets, and the stockholder's interest in the company is only as valuable as their investment.
Real estate brokerage: What is it?Some people might make agent claims. Others may refer to themselves as "realtors." These jobs range in type.
Employing real estate agents is a requirement for real estate brokers. They can't complete their tasks on their own. Additionally, a real estate license must be attained and approved by the state's standards. In some states, an agent is only permitted to be connected to one brokerage.
Brokers can choose between working for themselves, starting their own brokerage, and employing real estate agents. Additionally, they might collaborate with several brokerage firms. The nature of their business and job, however, may make the state standards more strict. First, they must succeed on the brokerage exam.
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What are the three factors of production explain and provide examples for each?
The three factors of production are land, labor, and capital.
Land refers to natural resources, labor refers to the work done by people, and capital refers to the resources used in production process. Land includes resources such as land, minerals, and water. It is a passive factor of production which is fixed in quantity.
Labor refers to the work done by people. It is active factor of production and it is variable in quantity. It can be increased or decreased depending on the needs of the production process.
Capital refers to the resources used in the production process, such as machinery, equipment, and buildings. It is also a passive factor of production, but it can be increased or decreased by investing or disinvesting in it. Capital enables firms to increase their production capacity.
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Which of the following are key tasks in the strategy-making, strategy-executing process? O Developing a proven business model, deciding on the company's strategic intent, creating a balanced Scorecard, and crafting a strategy O Setting objectives, choosing what business approaches and operating practices to employ, selecting a business model, identifying the three best strategy alternatives, and monitoring developments and initiating corrective adjustments O Setting objectives, identifying the best strategy alternatives, choosing the very best of the strategy alternatives, implementing and executing the chosen strategy, and deciding what portion of the company's resources to employ in the pursuit of sustainable competitive advantage O Deciding on the company's strategic intent, creating a balanced Scorecard for monitoring performance, crafting a strategy, and choosing what business approaches and operating practices to employ O Developing a strategic vision, mission, and core values; setting objectives; and crafting a strategy to achieve the objectives and move the company along the path to accomplishing the mission and vision hinhibited and constitutes copyright violation
The primary activity in the process of developing and implementing a strategy is Creating a strategic vision, purpose, and core values is prohibited and constitutes a copyright violation, as is defining goals and developing a plan of action to reach the goals and advance the organisation toward fulfilling the mission and vision.
An organisation determines its strategy through the strategy-making process, which also makes sure that the established strategy becomes a reality rather than merely an idealistic wish list. It entails formulating a strategy as well as preparing for its implementation and making adjustments in response to unforeseen circumstances. Clearly, the process of developing a plan is essential to corporate success.
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A company would consider all of the following in computing the IRR of an investment, except
A) predicted cash inflows over the life of the project.
B) the cost of the project.
C) depreciation expense on the assets of the project.
D) present value factors.
A Company would consider all of the following in computing the IRR of an investment, except depreciation expense on the assets of the project.
What is the Depreciation Expense?The economic value of an asset decreases over a period of time due to its usage wear and tear happens, which leads to decrease in an asset's value and this decrease is measured as depreciation.
Depreciation expense is considered as an expense for accounting purposes, as it is also known as the cost of doing business. It is marked as an expense on the income statement made at the end of a financial year.
Depreciation expense or decrease in asset's value can be due to multiple reasons such as unfavorable market conditions, machinery wear and tear, upgradation of the equipment in the machinery.
Opposite of depreciation is known as appreciation where the value of an asset increases over a period of time.
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Jordan went to the store to buy a bicycle that was advertised for $50. When he arrived, he learned that the model he wanted was sold out, but there was another bicycle available that cost 15% more. How much did the available bicycle cost before taxes
$57.50 did the available bicycle cost before taxes at advertised cost of $50 in the store.
given data,
original cost of bicycle = $50
The bicycle price will be calculated as,
Price = 50 x 1.15
Price = $57.5
A government agency, whether local, regional, or federal, imposes taxes as forced payments on people or businesses. Public works and services like roads and schools, as well as programmes like Social Security and Medicare, are funded by tax income.
A tax demands that a portion of the taxpayer's income or funds be withheld and given to the government. Tax evasion, or the willful refusal to pay one's full tax obligations, is against the law and is punished by fines and imprisonment. Payment of taxes at rates set by the government is required. The definition of a percentage is how it compares a number to 100. The symbol% is used to indicate it. Out of 100 is how the proportion is expressed. Imagine dividing any measurement or item into 100 equal parts.
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Which of the following is NOT an example of technology's impact on the financial services industry? A. RFID B. debit cards C. electronic funds transfer D. Internet stock trading
RFID is not an example of technology's impact on the financial services industry.
Option A is correct.
What role does the financial services industry play?Simply put, the financial sector sits between depositors and borrowers. It receives money from savers (such as through deposits) and lends it to households, businesses, governments, or anyone else who wants to borrow it.
What is RFID used for?Radio frequency identification (RFID) is a technology that uses radio waves to passively identify tagged objects. It is used in a variety of commercial and industrial applications, from tracking items along the chain of supply to tracking items on loan from libraries.
How does RFID work inside the card?RFID credit cards are equipped with radio frequency identification technology. This allows credit cards to communicate with payment terminals using radio frequencies instead of magnetic stripes. With RFID technology, you can simply swipe your credit card over a card reader or ATM.
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Which type of market is the one in which a person buys their favorite breakfast sandwich at a fast-food drive thru?
A) Product market
B) Factor market
C) Financial market
D) Closed market
The type of market is the one in which a person buys their favorite breakfast sandwich at a fast-food drive-thru is the Financial market. Thus the correct option is C.
What is Financial Market?Any market which provides a platform to perform trading activities like buying and selling goods and services by getting something in exchange using various modes of currency is referred to as a Financial market.
It is the market where customers purchase their choice of product as stated in teh question about the purchase of sandwiches from their favorite fast food centers.
Therefore, option C is appropriate.
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