The whole cost of your loan is hidden if you only think about your monthly installments. You should consider the entire cost of borrowing when taking out any loan, not the monthly payment.
What is the advantage of monthly payment?They have immediate access to money when they need to pay an urgent bill, they get to pick their own pay dates so that they can meet their regular financial obligations, and they can manage their own pay processes without the aid of payroll.
Why do companies prefer monthly payments?Due to the benefits of a monthly billing cycle, customer acquisition costs are frequently cheaper as the sales cycle is shortened. You get the chance to interact with clients on a daily basis and find out if they use your items.
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Gertrude is managing a new software project. The project has very clearly defined requirements that are not likely to change. Which of the following is the most appropriate development
Gertrude is managing a new software project. The project has very clearly defined requirements that are not likely to change. the most appropriate development is the waterfall development model
This is further explained below.
What is the waterfall development model?Generally, In the Waterfall model, or the Waterfall approach, each step of a project is completed before the next phase starts. This means that each phase is completed before the next phase begins.
Waterfall model is an example of a Sequential model. According to this model, the activity of developing software is broken up into a number of different phases, and each phase consists of a series of activities and has a separate set of goals to achieve. In a waterfall approach, the development of one phase does not begin until the completion of the phase that came before it.
In conclusion, Gertrude is the project manager for a new software development endeavor. The project has criteria that are extremely precisely outlined and are not likely to be altered in any way. The waterfall development model is the kind of development that is most suited.
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Marcus is planning an educational event and has decided to place an advertisement in the local paper. What must the advertisement include
The advertisement should include a statement that makes it clear that the event is for educational purposes only.
What is advertisement?It should be noted that advertisement simply means the promotion of a product or service.
In this case, the advertisement should include a statement that makes it clear that the event is for educational purposes only.
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Assuming no safety stock, what is the reorder point (R) given an average daily demand of 78 units and a lead time of 3 days
The reorder point (R) given an average daily demand of 78 units and a lead time of 3 days 234.
The reorder point formula is as follows: Reorder Point (ROP) = Demand during lead time + safety stock.
Safety stock is a term used by logistics personnel to describe additional inventory held to mitigate the risk of stockouts (raw material or packaging shortages) due to supply and demand uncertainties. With sufficient safety stock, business operations can continue as planned [1]. Safety stock is retained in the event of uncertain demand, supply, or production and acts as insurance against stockouts.
Safety stock is an additional quantity that you keep on hand to reduce the risk of an item being out of stock. This acts as a buffer inventory when sales are higher than planned or when the supplier is unable to deliver additional units at the expected time.
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If the mpc is 0.60 and disposable income increases from $20,000 billion to $22,000 billion, consumption will increase by:__________
If the MPC is 0.60 and disposable income increases from $20,000 billion to $22,000 billion, consumption will increase by 1,200 billion.
First, find the change in disposable income:
22,000 billion minus 20,000 billion = 2,000 billion
multiply by MPC to find consumption increase:
2,000 billion x .60 = 1,200 billion
What does MPC mean?
The marginal propensity to consume (MPC) concept quantifies how much more people will spend for every dollar of new income. The marginal consumption to marginal income ratio, or MPC, is determined.
What is the uses of MPC?
MPC uses a dynamic representation of the process to forecast the controlled variable. The anticipated controlled variable is supplied back to the controller, where it is employed in an online optimization process to decide the manipulated variable by minimizing an appropriate cost function.
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The Seattle Corporation has been presented with an investment opportunity which will yield end-of-year cash flows of $30,000 per year in Years 1 through 4, $35,000 per year in Years 5 through 9, and $40,000 in Year 10. This investment will cost the firm $150,000 today, and the firm's cost of capital is 10 percent. What is the NPV for this investment
The NPV for this investment is $51138.24.
Net present price, or NPV, is used to calculate the cutting-edge overall price of a destiny movement of payments. If the NPV of a project or funding is fine, it method that the discounted present fee of all future coin flows related to that challenge or funding might be wonderful, and consequently attractive.
The net present value or internet gift really worth applies to a chain of cash flows going on at distinctive instances. The existing fee of a coin glide relies upon the c program language period of time between now and the coins go with the flow. It also relies upon on the cut price price. NPV bills for the time cost of cash.
For example, if a safety gives a chain of coins flows with an NPV of $50,000 and an investor can pay precisely $50,000 for it, then the investor's NPV is $zero. It method they may earn something the bargain fee is on the safety.
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On monday, foster deposits in his account at guaranty bank a local check for $500. after 5:00 p.m. on friday, from these funds, foster can withdraw no more than?
You can withdraw $ 200 the very next business day and rest of the remaining $ 300 on the second business day from the date of deposition of the check. On friday foster can withdraw the whole of the amount no more than deposited on monday that is $500.
Generally, if you deposit check for 200$ to a bank one can access the full amount the very next business day, whereas if the amount exceeds more than $ 200 you can partially withdraw it from the account and rest on the second business day.
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Jurgen is one of several middle managers sent to a training course on leadership skills. Through this effort, the organization is attempting:
Jurgen is one of several middle managers sent to a training course on leadership skills. Through this effort, the organization is attempting Organization development.
What is organizational development?Organizational development involves conscious effort made towards the development of individual or staff of articular organization.
This could involve training for this group of people to help develop some skills that is Paramount to the growth o the business.
When there is organizational development change and growth can be visible.
Therefore, Jurgen is one of several middle managers sent to a training course on leadership skills. Through this effort, the organization is attempting Organization development.
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The contract cost for constructing a house in June 2005 was $242,555. The index for that month was 205.2 and the current index is 288.8. What is the estimated cost to build the house today
The contract cost for constructing a house in June 2005 was $242,555. The index for that month was 205.2 and the current index is 288.8. What is the estimated cost to build the house today $314374.
What is Contract Costing?
Contract costing is used to keep track of expenses associated with a certain contract with a customer. For instance, when a company submits a bid for a major construction project, the business and the potential client engage in a contract describing the parameters of a particular kind of reimbursement for the business.
How do you calculate contract cost?
To determine TCV, multiply the monthly recurring revenue (MRR) by the number of months left in the contract's term, and then add any other one-time costs specified in the agreement.
Total Contract Value = Monthly Recurring Revenue (MRR) x Contract Term Length + Any One-time Fees.
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Abel enters into a contract with baker to sell 10,000 widgets at 2.00 per unit because of:________
Abiel enters into a contract with Baker to sell 10,000 widgets at $2.00 per unit. Because of a typographical error, the printed contract stated that the price would be $20.00 per unit rather than $2.00 per unit.
A typographical error, often known as a misprint, occurs when written content is typed incorrectly. In the past, the term was used to describe typographical errors made by hand.
A scrivener's error is another term for a typographical error in a legal document. However, the term that is frequently used is "typo mistake." In essence, it is a typographical or spelling error made as a document is being finalized. Courts may offer rectification as a remedy to correct mistakes in written documents. Correction is usually only possible when there was a prior understanding between the parties and the written document failed to adequately reflect that understanding.
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Outside of Hollywood, under-developed film industries found that low-budget, avant grade films were the most productive way to impact on international film culture. Group of answer choices True False
Outside of Hollywood, under-developed film industries found that low-budget, avant grade films were the most productive way to impact on international film culture. The statement is true .
The above statement is true because the audience can challenge and examine their perceptions of what they see by watching avant-garde movies.
The movies usually don't have a clear purpose. The movies investigate temporal, spatial, dream, fantastical, and perceptual themes. The majority of the movies are creative, odd, distinctive, and even a little terrifying. Many of the movies are upsetting, startling, and in poor taste.
The experience of viewing a movie entails more than just passively taking everything in. The films' significant departure from tradition presents a challenge to the viewer.
What are the characteristics of avant-garde movies?These qualities can be found in almost all of these movies:
A low-budget experimental movie, usually made with their own moneyNon-traditional, usually non-linear narratives that are told from the point of view of the director without any overt messages.Usually an experimental film that makes deliberate use of the medium to produce bizarre, dream-like scenes.respects politics, culture, and art. Lyrical or poeticaccentuate studies of surrealism, abstraction, and impressionismKnow more about avant-garde https://brainly.com/question/4534902
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On july 1, shady creek resort borrowed $330,000 cash by signing a 10-year, 9% installment note requiring equal payments each june 30 of $51,421. what is the journal entry to record the first annual payment
The journal entry to record the first annual payment fot the loan to Shady Creek Resort is:
Date Account title Debit Credit
June, 30 Interest expense $27,000
Notes payable $24,421
Cash $51,421
How is the first annual payment recorded?The interest expense is:
= 330,000 x 9%
= $27,000
Notes payable is:
= 51,421 - 27,000
= $24,421
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In some simple models of trade, a country may choose to specialize in the production of a single good. which is not an argument against specializing in a single good in the real world?
An argument that is not against specializing in a single good in the real world is that specialization in a single good makes dumping easier and more effective.
If a country specializes in a single good, less waste will be produced and it can be dumped easily at one place and can be used or recycled more easily than to dump several different kinds of goods as they will need different technologies and to segregate them will be a hard job to do.
Countries improve their production of the commodity in which they specialize. There are many benefits to consumers if a country does so as specialization lowers the opportunity cost of production, increasing global production and lowering prices. These reduced pricing and increased supply benefit consumers.
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Which concept should be included when a new product or project begins its development cycle?
The concept that should be included at the beginning of a new product's development cycle is B. Idea generalization.
What is idea generalization?This is the first step in the process of coming up with a new product or project.
At this step, the innovator comes up with the various functions and goals that the product or project should accomplish. These will fuel the ideas surrounding how the product would work.
Options for this question include:
A. Product definition
B. Idea generalization
C. initial design
D. Commercialization
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Sasha's home has a current fair market value of $193,200. She has a first mortgage of $160,000 and second mortgage of $13,200. What is her current equity
If She has a first mortgage of $160,000. Her current equity is $20,000.
Current Equity
Using this formula
Current equity=Current fair market-(First mortgage+ Second mortgage)
Let plug in the formula
Current Equity=$193,200-($160,000+$13,200)
Current Equity=$193,200-$173,200
Current equity=$20,000
Therefore If She has a first mortgage of $160,000. Her current equity is $20,000.
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A person does not need contractual capacity to be an agent.
a. False
b. True
his graph could help an economist predict how the government will address unemployment. which industries are most in need of workers. how many people will be out of work in the next year. why producers might hire fewer workers in the future.
The graph on the U.S. unemployment rate from 2010 to 2011 can help an economist predict c. how many people will be out of work in the next year.
What does the graph show?The graph shows the percentage of people that are unemployed in the United States and the trend of this measure.
An economist can therefore look at this trend and use it to predict the unemployment figures in the next year.
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Answer
c is the answer
Explanation:
just took test
Which of the following mortgage-backed securities would provide investors with the most predictable maturity date
A.PACs are planned amortization class CMOS and have established maturity dates. Prepayment risk is transferred to the PAC companion, or support, class bonds.
PACs (photo archiving and communication device) is a medical imaging technology used commonly in healthcare companies to securely shop and digitally transmit digital images and clinically-applicable reports.
A picture archiving and communication system is a medical imaging generation that gives reasonably-priced garage and handy access to images from multiple modalities.
PACs % consists of 4 foremost additives: photo acquisition gadgets (imaging modalities), communication networks, percent archive and server, and integrated show workstations (WS).PACs can be further connected to RIS and HIS health care structures through Pac's verbal exchange networks.
Which of the following mortgage-backed securities would provide investors with the most predictable maturity date:
A) PACs
B) Ginnie Maes
C) TACs
D) Fannie Maes
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Which of the following mortgage-backed securities would provide investors with the most predictable maturity date: PACs
Securities are fungible and tradable financial instruments used to raise capital in public and private markets. Securities exist in the form of notes, stocks, treasury stocks, bonds, certificates of interest or participation in profit-sharing agreements, etc.
The types of security are debt, equity, derivative, and hybrid securities. Securities are very much important because they provide companies a chance to raise capital.
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In the airline industry, the ______________ of offering international routes restricts movement between hub-and-spoke and point-to-point airlines.
In the airline industry, the exit barrier of offering international routes restricts movement between hub-and-spoke and point-to-point airlines.
What is the exit barrier?This is the term that is used to describe all of the challenges and the impending difficulties that may prevent a company from exiting a market.
This question tells us that it is a barrier of exit and restriction of movement between hub-and-spoke and point-to-point airlines.
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Beverly Frickel purchased 100 shares of Gleason Systems stock for $32.50 per share. Her commission for this purchase was $25. She sold the stock two years later for $45 per share and a commission of $40. What was Beverly's total dollar return on this stock
If Beverly Frickel purchased 100 shares of Gleason Systems stock for $32.50 per share. Beverly's total dollar return on this stock is: $1,335.
Total dollar return on the stockUsing this formula
Total return=Number of shares(Stock per share-Dividend+ Beginning stock per share)-(Commission+ Ending commission)
Let plug in the formula
Total return = 100($45 +$1.50 - $32.50) - ($25 + $40)
Total return=100($14)-$65
Total return=$1,400-$65
Total return = $1,335
Therefore Beverly's total dollar return on this stock is: $1,335.
The complete question is:
Beverly Frickel purchased 100 shares of Gleason Systems stock for $32.50 per share. Her commission for this purchase was $25. She sold the stock 2 years later for $45 per share and a commission of $40. While she held the stock it paid a dividend of $1.50 per share. What was Beverly's total dollar return on this stock? $1,355 $1,335 $65 $1,375 $1,400
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Your new business idea is made-to-order clothing. Based on the video and your understanding of the chapter, which kind of physical production layout would be best?
A process layout is a sort of facility format wherein the ground plan is organized with similar processes or machines located together. using the garment production instance, a method layout could organization more than one stitching station collectively for unique apparel objects in a single area, then discover inspection, wrapping, and packaging stations for different objects collectively in specific regions.
They work carefully with the nearby film fee, negotiate offers with crew unions, and make sure that each device needed for each capturing day is bodily to be had on set or nearby.
The heads of physical production (with their staffs) are anticipated to be professional sufficient to challenge production fees collection by using collection, yet additionally to apprehend story well sufficient to know which sequences shouldn't be trimmed, regardless of cost. Bodily manufacturing way groups that produce an undertaking or series in place or at a temporary region.
A manufacturing Assistant, or production group Assistant, serves on film, tv, or theater sets supporting the producers and directors of manufacturing. Their major obligations include printing and dispensing scripts, relaying messages among crew individuals, and going for walks errands for administrators and producers.
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Curtis williams is 69 years old. His wife, mary williams, is 67 years old. Curtis and mary plan to file a joint return. Mary is legally blind. What is curtis and mary’s standard deduction?
Curtis Williams is 69 years old. His wife, Mary Williams, is 67 years old. Curtis and Mary plan to file a joint return. Mary is legally blind. IRS provides high standard deduction to married couples who have age of 65 or above and blind or one of the partner is legally blind.
IRS states that if filling for joint return is done by married taxpayers in the year 2022 then normal standard deduction is $25,900. In this case Curtis and Mary both are over the age of 65 and Mary is blind too then as per IRS guidelines they will get $1,400 deduction per person for being above 65 plus Mary will get additional $1,400 deduction for being legally blind.
$25,900 + $1,400 + $1,400 + $1,400 = $30,100
Hence, Curtis and Mary's standard deduction is $30,100.
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The type of performance appraisal that judges specific, observable aspects of performance like being on time for work is a(n) ______ appraisal.
The type of performance appraisal that judges specific, observable aspects of performance like being on time for work is a behavioral appraisal.
What is behavioral appraisal ?Behavioral appraisal is usually focus on specific actions that are related to the job it usually define desired parameters of the action s in the job .
In this case, The type of performance appraisal that judges specific, observable aspects of performance like being on time for work is a behavioral appraisal.
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Who are the main stakeholders that the y is attempting to reach with the information it has gained through its market research?
The main stakeholders that the Y is attempting to reach with the information it has gained through its market research are the Primary stakeholders and the Secondary stakeholders.
There are three types of market research- Descriptive, Exploratory, and Causal. Y has conducted causal market research wherein the effect of change on the current operations is quantified.
Here, in this causal market research, Y is attempting to reach the Primary stakeholders and the Secondary stakeholders with the information it has gained through its market research.
Primary stakeholders are those individuals, groups or entities who are involved with the monetary transactions of an organization. Primary stakeholders include- employees, customers, investors, banks, lenders etc.
Secondary Stakeholders are the stakeholder who are not directly involved in a company, thus, they have indirect influence over the company. Secondary stakeholders include- competitors, government, trade unions, community etc. These groups do not have any financial interest in the company.
Hence, the answer is given and explained above.
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Susan's father warned her about buying real estate. He told her that it was her responsibility to determine the facts about a property and that she should obtain a thorough inspection, a title search, and a survey. What legal issue was Susan's father advising her about
The legal issue that Susan's father was advising her about is: Caveat emptor.
What is Caveat emptor?
Caveat emptor is a Latin words which means let the buyer beware before buying or purchasing a property.
Hence, Susan's father advising her about Caveat emptor which is why he told her facts to obtain a thorough inspection before buying or purchasing the real estate.
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In the economy of wrexington in 2008, consumption was $1000, exports were $100, government purchases were $450, imports were $150, and investment was $350. What was wrexington’s gdp in 2008?
A) $970B) $1230C) $1370D) $1630
In the economy of Wrexington in 2008, consumption was $1000, exports were $100, government purchases were $450, imports were $150, and investment was $350, then
⇒$1750, was Wrexington's GDP in 2008
(add all, subtract 150 which is the imports)
GDP = personal consumption + gross investment + government consumption + net exports of goods and services
Personal Consumption
Gross Investment
Government Consumption
Exports
Imports
GNP = employee compensation + proprietors' income + rental income + corporate profits + interest income
GDP = GNP + indirect business taxes + depreciation + net income of foreigners*
Hence, option A is correct.
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In a lump-sum purchase of assets, the cost must be allocated to the individual assets because:______
In a lump-sum purchase of assets, the cost must be allocated to the individual assets because every individual asset has a different useful life and different depreciation rate. Depreciation is the methodical distribution of an asset's depreciable value over the course of its useful life.
The cost of an asset, or another quantity substituted for cost, less its residual value, is its depreciable amount. Depreciation can take many different forms, including the accelerated and the straight-line depreciation.
An accountant records depreciation for all the capitalized assets that have not yet been fully depreciated at the conclusion of an accounting period.
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Meng Company maintains a $350 petty cash fund. On January 31, the fund is replenished. The accumulated receipts on that date represent $90 for office supplies, $180 for merchandise inventory, and $30 for miscellaneous expenses. There is a cash shortage of $12. The journal entry to replenish the fund on January 31 is:
If there is a cash shortage of $12. The journal entry to replenish the fund on January 31 is: Debit Office supplies $90, Debit Merchandise inventory $180, Debit Miscellaneous expenses $30, Debit Cash shortage $12, Credit Petty cash refund $312.
Journal entryThe appropriate journal entry to replenish the fund on January 31 is:
Meng Company
January 31
Debit Office supplies $90
Debit Merchandise inventory $180
Debit Miscellaneous expenses $30
Debit Cash shortage $12
Credit Petty cash refund $312
(To record petty cash fund replenishment)
Therefore the entry to replenish the fund on January 31 is: Debit Office supplies $90, Debit Merchandise inventory $180, Debit Miscellaneous expenses $30, Debit Cash shortage $12, Credit Petty cash refund $312.
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The seller finds their own buyer, and they have listed that person in the listing agreement as a potential buyer. they do not owe the broker any commission.
a. True
b. False
The seller finds their own buyer, and they have listed that person in the listing agreement as a potential buyer. they do not owe the broker any commission.
A listing agreement is an employment contract between a broker and a seller; it is a contract for the real estate professional services of the broker, not for the transfer of real estate.
It allows the broker to act as a listing agent and find real estate buyers on seller terms. Essentially, the listing agreement allows your realtor to find a buyer for your home. An exclusive right to sell is the most widely used listing agreement.
Under this agreement, the broker has the exclusive right to market the property for a specified period of time. The listing stimulates liquidity, giving shareholders the opportunity to realize the value of their investments. It allows shareholders to trade a company's stock, sharing the risks and benefiting from any increase in institutional value.
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If at the end of the fiscal year, the variances from standard are significant, the variances should be transferred to the a.work in process, cost of goods sold, and finished goods accounts b.work in process account c.finished goods account d.cost of goods sold account
If,at the end of the fiscal year, the conflicts from the standard are significant the disagreements should be transferred to the work in process account.
Variance In Fiscal YearThe fiscal year variant includes the number of assigning periods in the fiscal year and the number of unique periods. One can wait year in the Controlling component (CO).
Work In Process AccountWork in progress analysis involves following the amount of WIP in commodities at the end of an accounting span and allocating a cost to it for inventory valuation objectives, based on the percentage of consummation of the WIP items.
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Accounts payable, notes payable, and bonds payable are all common ______. multiple choice question. categories of assets liability accounts owners' equity accounts categories of cash flows
Accounts payable notes payable, and bonds payable are all common categories of asset liability. Option A
This is further explained below.
What is asset-liability?Generally, Your balance sheet may be broken down into its most basic form, which is comprised of only two sections: assets and liabilities. Your company's assets are the things it possesses that have the potential to offer an economic advantage in the future. Your obligations to other parties are referred to as your liabilities. In a nutshell, assets are what placed money in your wallet, while liabilities are what took money out of your pocket.
In conclusion, A typical kind of asset obligation includes accounts payable, notes payable, and bonds due. Choice A
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