Pay Your Bills on Time, Every Time. Perhaps the best way to show lenders you're a responsible borrower is to pay your bills on time, Keep Your Credit Card Balances Low, Be Mindful of Your Credit History, Improve Your Credit Mix, Review Your Credit Reports.
Define credit card? A credit card is a payment card that is given to customers so they can pay a merchant for products and services based on the debt they have accumulated.A credit card is a financial product provided by banks with a pre-determined credit limit that enables you to conduct purchases without using cash.Based on your credit score, credit history, and income, the card issuer decides how much credit you are allowed to use.Both debit and credit cards can be used to make purchases of products and services without using cash or a cheque. Where the funds to make the purchase originate from makes a difference between the two. When a credit card is used, the bank (or other financial institution) is lending the cardholder money or extending credit.To learn more about credit card refer to:
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How did President Hoover respond to the challenges of the great?
President Hoover initially responded to the challenges of the Great Depression by telling Americans to remain strong
Hoover amassed a wealth in the millions through his business endeavors. He thought the country will emerge from the Great Depression by employing ethical corporate practices. To explore a strategy for rebounding from the stock market disaster, President Hoover met on November 21, 1929, with corporate executives, industry titans, and farm leaders. Hoover persuaded them to stop all ongoing strikes and union demands in exchange for maintaining stable pay. Numerous businesses agreed to work together. Hoover favored volunteerism, or private initiatives to help others. Hoover relied on his ability to persuade people to act with charity, patriotism, and concern for one another rather than using the government's authority. The president's own pay was forfeited. He donated it to a good cause instead. The president contributed $25,000 annually during the Great Depression
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McKay Company produces curling irons. The plastic handles used to produce the curling irons are purchased from an outside supplier. Each year, 45,000 handles are used at the rate of 150 handles per day. Some days as many as 180 handles are used. On average it takes 4 days after an order is placed for the inventory to arrive at McKay Company.
Required:
A. Calculate the reorder point without safety stock.
B. Calculate the amount of safety stock.
C. Calculate the reorder point with safety stock.
Safety stock is an extra supply of a product held in the warehouse to prevent running out. It offers defense against changes in demand.
What is the use of safety stock?Organizations can avoid stockouts by using safety stock as a buffer against incorrect planning or lax supplier schedule adherence. Because of this, its expense (both in terms of material and management) is frequently viewed as a drain on financial resources.
How much safety stock is a decent level?The ideal level is dependent on a number of variables, such as inventory velocity, present and future demand, sales volume, and supplier lead times. Generally speaking, the lead time in days multiplied by the daily inventory usage to determine the safety stock level.
. A. Reorder point without safety stock = average daily rate x lead time=150 x 4 = 600
B. Safety stock = (maximum daily rate - average daily rate) x lead time=(180 - 150 ) x 4 = 120
C. Reorder point with safety stock = reorder point without safety stock + safety stock=600 + 120 = 720
Answe 2
A. Machine-related rate = $160,000/(10,000 + 40,000) = $3.20 per machine hour
B. Other overhead rate = $240,000/(30,000 + 30,000) = $4.00 per packing order
C. Overhead cost per unit for Hooked = [($3.20 ´ 10,000) +($4 ´ 30,000)]/200,000 = $0.76
D. Overhead cost per unit for Straight = [($3.20 ´ 40,000) + ($4 ´ 30,000)]/2,000,000 = $0.124
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What is the difference between domestic and foreign trade?
International trade is the process of trading products and services across country boundaries. When a company conducts trade within a nation's borders, this is referred to as domestic trade.
Economic activities referred to as "domestic business" happen within a nation's territorial limits. In this kind of transaction, both the buyer and the seller are nationals of the same nation. Home trade or internal business are other names for domestic business.
The term "international business" refers to economic activities that take place across national boundaries. In this type of transaction, the buyer and seller do not share a nationality. Businesses engaged in international trade are referred to as "multinational" or "transnational" businesses.
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An asset is classified as goodwill on the balance sheet when a company purchases an asset at greater than fair-market value. According to GAAP, you can adjust goodwill when__________
SELECT ONLY ONE
O an asset is
O sold stock prices go down
O a new asset is purchased
O stock prices go up
O goodwill is impaired
An asset is classified as goodwill on the balance sheet when a company purchases an asset at greater than fair-market value. According to GAAP, you can adjust goodwill when goodwill is impaired.
The definition of goodwillGoodwill is an intangible asset related to the acquisition of one business by another. It stands for value that might provide the purchasing company with a competitive edge.
What is an illustration of goodwill?When a firm buys another for a sum greater than the fair market worth of the latter's assets, goodwill is created. For instance, Company ABC might pay more for Company XYZ than the sum of its debts and assets. The balance would be recorded as goodwill on the balance sheet of Company ABC.
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Why are persons hands a useful tool when estimating a serving size?
Answer:
Hands are fantastic tools for estimating serving sizes since we always carry them around and they are scaled to the size of the person to which they are attached. They're a consistent unit of measurement and can be used anywhere.
A chain of home health care firms in Louisiana needs to locate a central office from which to conduct internal audits and other periodic reviews of its facilities. These facilities are scattered throughout the state, as detailed in the following table. Each site, except for Houma, will be visited three times each year by a team of workers, who will drive from the central office to the site. Houma will be visited five times a year.
(Map Coordinates)
City X Y
Covington 9.0 3.5
Donaldsonville 7.3 2.8
Houma 7.6 1.7
Monroe 4.8 8.4
Natchitotches 2.6 6.5
New Iberia 5.3 2.1
Opelousas 4.8 3.3
Ruston 3.8 8.2
a.) For the location of the new central office, the coordinates should be near: x = ___
b.) y should = ____?
c.) The center-of-gravity approach minimizes the distance traveled assuming straight lines. This approach ignores geographical features that would tend to violate the straight line constraint such as (select all that apply):
A.) Rivers B.) Trips C.) Non-Straight Roads D.) Bridges
X should be= 5.37 and Y should be= 4.10, these will violate such as rivers, nonstraight roads, and bridges.
What is a map coordinate?Every location on Earth can be identified by a collection of numbers, characters, or symbols using a geographic coordinate system. The coordinates latitude, longitude, and elevation are frequently used. A map projection is necessary in order to define a position on a plane.
The proper lat long coordinates are displayed at the bottom of the polar longitude finder form when you search for a location using the name of a city, town, or special location. The location you discovered will then be shown with the map's point marker in the center. Additionally, the GPS locations will be shown beneath the map.
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Rivers, crooked roads, and bridges will violate if X and Y are not set at 5.37 and 4.10, respectively.
A map coordinate is what?A set of numbers, letters, or symbols can be used to uniquely identify every location on Earth using a geographic coordinate system. Latitude, longitude, and elevation are widely used coordinates. To specify a point on a plane, a map projection is required.
When you choose a city, town, or special place as the search criteria, the correct lat long coordinates are shown at the bottom of the polar longitude finder form. The pointer on the map will then be in the center of the spot you located. The GPS coordinates will also be displayed beneath the map.
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Communist countries worked under the premise that
markets were the best way to organize economic activity.
central planners were in the best position to determine the allocation of scarce resources in the economy.
households and firms, guided by an "invisible hand," could achieve the most efficient allocation of scarce resources.
allowing the market forces of supply and demand to operate with no government intervention would achieve the most efficient allocation of scarce resources.
Communists countries believe that the government should control the means of production and decide how productive resources should be allocated. The central planners make all economic decisions on the supply side. Thus, option b. is correct
Contemporary governments promote business development by A) increasing business regulations.
Russia became the first constitutionally-constitutional Communists countries in history at the end of 1917. In 1922, it united with other previous imperial domains to form the Soviet Union. After World War II, the Soviet Army occupied much of Eastern Europe, helping to usher in communist regimes there. The communist countries of Eastern Europe and the Soviet Union were initially allies. Yugoslavia later declared itself to be non-aligned, while Albania later changed its direction. Following a fight against Japanese occupation and a civil war in which the Communists triumphed, the People's Republic of China was established in 1949. In addition, communist regimes were established in Vietnam, Cuba, Laos, Cambodia, and North Korea. 1989
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What are 4 benefits of having a checking account?
The advantages of account- bank can provide payment proof, Build credit, schedule payments on time, access your funds without carrying cash, Access your payment instantly, make purchases online using banking.
What is checking account?Checking accounts at financial institutions allow for both deposits and withdrawals.
Cheques, automated teller machines (ATMs), and electronic debits are just a few of the many ways you can access checking accounts, which are generally liquid.
In contrast to other bank accounts, a checking account typically allows limitless withdrawals and deposits, but savings accounts could occasionally impose restrictions on both.
A checking account might be useful for anyone who frequently has to make withdrawals or transactions from a bank account.
Typically, opening a checking account is a quick and simple process. A bank office is where you can apply in person or online.
What is the difference between checking account and savings account?The commonplace uses of a checking account. In order to store money for the long term and earn interest, use a savings account.
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Is NAFTA a successful agreement?
To increase trade between the United States, Canada, and Mexico, the North American Free Trade Agreement (NAFTA) was established more than 20 years ago.
What made NAFTA a success or a failure, and why?The North American Free Trade Agreement has been a success by any standard, despite what critics of trade liberalization like Pat Buchanan claim. Since the implementation of NAFTA, trade between the U.s, Canada, and México has soared, benefiting both American exporters and consumers. Until the USMCA went into effect, NAFTA was still in effect. Canada and Mexico informed the United States that they were prepared to put the deal into effect in April 2020. NAFTA was replaced on July 1st, 2020, by the USMCA. There were little adjustments made by the new law. However, NAFTA resulted in an enormous new U.S. NAFTA trade imbalance due to an increase in imports rather than an improved trade balance with Mexico and Canada.
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The level of risk management applies when on the run.
a. True
b. False
The level of risk management applies when on the run. - False
Identification, assessment, and control of financial, legal, strategic, and security threats to the assets and profits of an organisation constitute the process of risk management. Numerous risk management levels explain the operational risk management approach utilised at various project stages and under varied circumstances.
It describes the procedure of determining, evaluating, and prioritising risks before taking action to reduce or manage them. In order to assist the safety and security of personnel, property, and business operations, it is frequently employed in the context of corporations, organisations, and other legal bodies. The traditional context of risk management does not relate to the idea of being on the run.
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Which statement best describes a mixed market economy?Consumer intervention in economic choices is strictly forbidden.The government determines economic choices and makes most decisions.The decisions made by producers and consumers drive all economic choices.Producers and consumers make some economic choices while the government makes others.Producers and consumers make some economic choices while the government makes others.
Consumer intervention in economic choices is strictly forbidden best describes a mixed market economy.
What three categories of mixed economies exist?
Ownership of the factors of production is known as partial state control.Total control by the government - The state has a direct impact on how the entities operate.Public-Private Partnership: A cooperative venture exists.A system that has elements of both capitalism and socialism is called a mixed economy. A mixed economy protects private property and permits some economic freedom in the use of capital, but it also permits government intervention in the economy to further social objectives.
Therefore, Consumer intervention in economic choices is strictly forbidden is the correct answer.
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An applicant who receives a preferred risk classification qualifies for:
Less expensive premiums compared to someone who receives a standard risk.
What constitutes normal and below-standard risk?For people with serious health issues, there is an underwriting classification called sub-standard risk. Sub-standard risks typically have lower life expectancies than normal due to health issues, and as a result, they will have to pay more insurance rates than preferred or standard risk persons.
What else do you call risk that is below par?decreased risk
Impaired risk or table-rated life insurance are other names for poor risk categories. People with substantial health impairments fall under the subpar risk category. These people might have to pay an additional cost or a "table rating" to the life insurance company offering the policy, depending on their risks.
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Which is NOT an example of a supply chain player?
a. Communicator
b. Agent
c. Wholesaler
d. Retailer
Communicator is not an example of a supply chain player. Supply chain include manufacturers, suppliers, warehouses, carriers, distribution centers, and retailers.
What are the functions of Supply Chain?A network of manufacturers and service providers who work together to transform goods from raw materials to end-users. We are connected by the flow of goods, the flow of information, and the flow of money. Supply chain functions include product development, marketing, operations, sales, finance and customer service. The three levels of supply chain management are strategic, tactical and operational.
What are components of the supply chain?Integration, operations, purchasing and distribution are the four elements of the supply chain that work together to create a path to competition that is both cost-effective and competitive.
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What is a disadvantage of automatic withdrawal?
The use of automatic payments has some drawbacks. If you don't carefully monitor how much money you spend each month and make sure there is enough in your account to manage your automated payments, you run the danger of forgetting about a significant upcoming payment and overdrawing your account.
You can stay on schedule and avoid delinquency by setting up an automated bill payment. It is safe. Data breaches generate news, but doing your banking online is just as safe as putting your check in an unattended mailbox.
You may lessen your chance of forgetting to pay a payment on time, paying late penalties, and hurting your credit score by setting up autopay for your accounts. Automated payments may simplify your personal finances and save you time, but they aren't always the ideal choice.
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What are the best low risk mutual funds?
The top mutual funds with minimal risk include Investments considered to be low risk include certificates of deposit.
Banks provide Certificates of Deposits (CDs), which are accounts used for making deposits. These monies should be kept in this account for a certain amount of time and will be safer there. With this kind of investment, there won't be any ambiguity.
No one element will affect the interest rates.
The advantage is that there should be some penalties involved if you wish to withdraw the invested cash before the maturity time. So that we can withdraw money at the maturity dates of many CD accounts.
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How much does pressure change with altitude?
Since more than half of the molecules in the atmosphere are found below 5.5 km in altitude, the atmospheric pressure in this region drops by about 50% (to about 500 MB).
What is pressure?The force delivered perpendicularly to an object's surface per unit area across which that force is dispersed is known as pressure.
In comparison to the surrounding pressure, gauge pressure is the pressure.
Pressure is expressed using a variety of units.
The air pressure here decreases by around 50% because more than half of the molecules in the atmosphere may be found below 5.5 km in altitude (to about 500 MB).
Over 5.5 km, the pressure decreases, but it does so gradually and more slowly.
Some of these come from dividing a unit of force by a unit of area; the traditional unit of pressure in the imperial and U.S. customary systems is the pound-force per square inch (psi, symbol lbf/in2), whereas the SI unit of pressure, the pascal (Pa), is one newton per square meter (N/m2).
Therefore, since more than half of the molecules in the atmosphere are found below 5.5 km in altitude, the atmospheric pressure in this region drops by about 50% (to about 500 MB).
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Which of the following policies does NOT build cash value?
No monetary value is accrued with term life insurance.
What regulations fail to provide cash value?Term life insurance policies are exactly what their name implies: they give coverage for a certain amount of time, typically between 10 and 30 years. It's also known as "pure life insurance" because it doesn't have a cash value like whole life insurance does.
Exactly which policy creates financial value?One kind of life insurance that provides immediate financial value is whole life insurance. There are various insurance policies that provide cash value outside whole life insurance, such as universal life, indexed universal life, and variable universal life, despite the fact that whole life insurance often has the most customizable options and features.
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Three factors that affect the organizational structure of a business include interpersonal relationships, tasks, and:
O A initiative.
OB. authority.
OC. attrition.
OD. injunction.
Interpersonal relations, tasks, and authority are three elements that have an impact on a company's organizational structure.
Organizational structure: what is it?A company's functions, teams, and personnel are outlined hierarchically in a management structure. Organizational structures outline the duties of employees, who they answer to, and how corporate decisions are reached. Your organizational structure must at the very least incorporate fundamental hierarchies and staff titles.
Which organizational structure is ideal?For the majority of businesses, particularly small ones that don't necessary have a large number of departments or call for several connections in the chain of authority or communication, a classic horizontal organizational structure is actually the best place to start.
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How to increase profit margin?
The concept given is Profit Margin. Profit margin is a measure of how profitable your business is.
Profit margin is the company's net income divided by sales or net income. Expressed as a percentage, it measures how much of every dollar of sales or services your company retains from its earnings.
The good margin varies widely by industry, but it's generally accepted that a 10% net profit margin is considered average, a 20% margin is considered high (or "good"), and a 5% margin is considered low.
Various ways to increase profit margin include:
Reduce operating costs. Don't obsess over the profits of a single order. Increase your credibility. Increase your average order value. Create a customer loyalty program.To know more about Profit margins,
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Because this core process calls managers to link their employees’ talent to strategic goals, Bossidy and Charan believe that the ________ process is the most important.
Multiple Choice
O operations
O leading
O people
O planning
Bossidy and Charan believe the people process is paramount, as this core process encourages managers to connect the talents of their subordinates to strategic goals.
What are the people process?
HR processes bring together ideologies and core values to ensure alignment with people at all levels of the organization. This process is standard for proven and successful organizations.
But for younger companies, or organizations that are not yet in their best season, the way to implement this process is to define an ideological framework, apply that framework to the core leadership team, and then apply that framework. Incorporate it throughout your organization. These are like subprocesses of the individual process.
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What is it called when it is no longer advantageous to buy in bulk?
When it is no longer advantageous to buy in bulk then it referred to as marginal benefit. Marginal benefits is simple terms means normal decline because a consumer decides to consume more and more of a single good.
A marginal benefit is the maximum amount that a consumer is willing to pay for an additional good or service that he wants. It is also referred to as the additional satisfaction that a consumer receives when he purchases the additional good or service. Marginal benefits is calculated by taking into account the number of units produced and dividing it by the change in total cost of the one unit price.as It is also called as marginal utility. In marketing and research, marginal benefits have applications for businesses. A company need to consider that a customer will compare the marginal cost of an additional purchase to the marginal benefit.
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Which factor is the most important factor of production give reasons to prove your answer?
Land is generally considered one of the most important factors of production. Certain industries rely on land more than others.
What do production factors entail?The materials employed in the manufacturing of a good or service in order to generate revenue are referred to as the factors of production. Land, labor, capital, and entrepreneurship are considered the four main components of production by economists.
What are the four factors of production, and what do they all mean?Land, labor, capital, and entrepreneurial activity are the four conventional divisions made by economists of the components of production. Natural resources are referred to as land, work effort as labor, and anything created that is used to create something else is referred to as capital.
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deadline for employers to mail w-2s to their employees
By January 31, 2023, you must provide Copies B, C, and 2 of Form W-2 to your workers. If the form is correctly addressed and mailed on or by the due date, you will fulfill the provide requirement.
You must file your tax returns with the IRS every year. The IRS takes the deadline for filing and paying taxes very seriously, and it should be prominently marked on your calendar. You must file your W2 form as part of your tax return. This is a document provided by your employer. It includes your earnings statement as well as a record of how much tax was deducted from your monthly paychecks. Your employer is required to provide W2 paperwork to you and the IRS each January. The W2 form shows how much money you earned the previous year. It also displays how much tax was deducted by your employer for income, Social Security, and Medicare. You must include the W2 form with your tax return.
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development is distinguished from training in that
Training is the process of enhancing employees' knowledge, skills, and capacities for doing a job. Employee development refers to their entire progress. These are learning activities intended to help employees grow.
Employee training and development are critical components of human resource function and management. Both initiatives attempt to improve employees' performance and productivity. Training is a program arranged by an organization to improve knowledge and skills in employees in accordance with job requirements. Development, on the other hand, is a structured action in which the organization's workforce learns and grows; it is a self-assessment act. Employees are given technical information and skills linked to their profession throughout training, which focuses on increasing each worker's competencies. Development, on the other hand, is a type of educational procedure that focuses on the growth and maturity of management professionals.
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Is bulk buying always cheaper?
Buying in bulk saves you money per unit, but consumers should be aware of the benefits of extra merchandise. It's more than the price of buying what you need for a month.
If people are in a store and he finds a year's worth of crackers with only a penny a pack, he tends to forget to consider whether he needs or wants a lot of crackers. Signs like "super deals" and "incredible savings" can cloud their thinking: What's the difference in grocery budgets if you buy a $45 bottle of shampoo versus a $12 bottle? , means the grocery needs to be credited to his card. Ultimately, the price increase has an immediate financial impact and may or may not pay for itself in 12 months.
Another factor bulk buyers may not consider is storage costs. Americans have some of the largest refrigerators in the world, but even when refrigerator space runs out, the market for freezers, dry storage containers, and other food storage equipment remains healthy. Bulk purchases may result in the need to purchase additional storage and pay for ongoing food storage costs such as food storage. B. Electricity bills for large refrigerators and freezers.
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Gene’s friends describe him as helpful, polite, and honest. Those adjectives describe Gene’s _____.
hobby
aptitude
skills
personality traits
Its personality traits, i got an 100% in edge
If Gene’s friends describe him as helpful, polite, and honest. Those adjectives describe Gene’s is: D personality traits.
What is personality traits?Personality traits can be defined as those traits or characteristic that help to describe who a person is and this traits has to do with they way a person behave or act.
People tend to have different personality traits as Mr A personality may be different from Mr B personality. This personality traits play an important role in our life as it defines who we are.
Therefore we can conclude that the correct option is D.
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A knowledge problem exists when
a. the information available to a decision-maker is not accurate and based on opinion.
b. the information needed to make a good decision is not available to a decision-maker.
c. a decision-maker refuses to believe or make use of available information.
d. so much information is available to decision-makers that it is difficult to process all the relevant information.
The knowledge problem occurs when: B) the information necessary to make a good decision is not available to the decision maker.
The required details about knowledge problem is mentioned in below paragraph.
The knowledge problem is the assertion that the data necessary for rational decision making Economic planning is distributed among the individual actors and must therefore exist outside the knowledge of the central authority. The notion of the knowledge problem is related to F. Hayek's seminal article "The Use of Knowledge in Society" (1945).
The fundamental economic problem facing societies, according to Hayek, is not the allocation of a particular set of resources according to a particular set of technical preferences and capabilities; on the contrary, the coordination of decisions and actions between individual actors interacting with scattered private knowledge and plans is the basis of economic activity.The distributed and private nature of knowledge makes such coordination of plans difficult, but institutions that enabling decentralization Coordination arises from people in.
In the problem of knowledge, prices and market processes create a coordinating institution. Furthermore, Hayek argued that knowledge goes beyond "scientific" information, that there is no fixed, uniform set or distribution of data, and that data cannot capture all knowledge relevant to both static decision-making and coordination.
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____ and _____ are different parts of the communication process.
Speaking, talking
Listening, hearing
Listening, speaking
None of the above
The answer is Listening, speaking. I got 100% in edge.
Listening and speaking are different parts of the communication process. (Option C).
What is Communication?The elements of communication include a sender, a message, a medium, a channel, a receiver, a reaction, and feedback. Communication is a two-way process. However, having only these components is insufficient; there also needs to be cooperation and understanding between the two sides.
Finally, the act of successfully communicating involves a number of phases or acts, which are referred to as the communication process. It involves a number of elements, including the communicator, the message being sent, the message's encoding, the receiver, and the message's decoding.
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What was Hoover & the government's response when the Bonus Army did not leave?
In response to the reluctance of the Bonus marchers, Hoover gave an order to forcibly evict them and extricate the marchers' campsite.
William D. Mitchell on July 28th, 1932, being the U.S. Attorney General, ordered all the veterans of World War I to be withdrawn from every government property and to return to their homes. Soon after this order protests began, a few veterans were seriously injured and a few died. Later the federal government nourished the protestors with considerable money for their way home but 2000 veterans refused and proceeded with the protest. In response to this hesitancy, President Hoover ordered the troop to forcibly evict them and empty their campsite.
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What are the two main services that banks provide?
Banks' main responsibilities are to accept deposits and issue loans. However, banks are able to provide a wide range of goods and services, such as: Deposit accounts (checking, savings, CD, and money market accounts); Loans, such as mortgage, auto, and personal loans.
The three services that banks offer are lending, saving, and money storage. With protection against robbery and FDIC insurance to prevent consumers from losing their money if the bank is unable to repay loans, banks offer people a convenient and safe place to put their money.
The most frequently offered services include a range of checking and savings accounts, certificates of deposit, and loans, such as mortgages and loans for cars. Safe deposit boxes and services relating to investments are examples of additional services.
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