If Jabez were applying for a car loan, what type of data privacy law would affect what type of information was available about this credit history? (1 point) O FCRA O HIPAA O COPPA O FTCA​

Answers

Answer 1

If Jabez were applying for a car loan, the data privacy law that would affect the type of information available about his credit history is the FCRA (Fair Credit Reporting Act).

The Fair Credit Reporting Act (FCRA) is a federal law in the United States that regulates the collection, dissemination, and use of consumer credit information.

It ensures the privacy, accuracy, and fairness of credit reporting systems. Under the FCRA, consumer reporting agencies (credit bureaus) are required to maintain the confidentiality of individuals' credit information and only disclose it for permissible purposes, such as credit evaluation for loans or employment background checks.When Jabez applies for a car loan, the lender may request his credit history from a consumer reporting agency. The FCRA sets guidelines on what type of information can be shared, how it should be handled, and the rights of consumers to access and dispute any inaccuracies in their credit reports.

It aims to protect individuals' privacy by ensuring that their credit information is handled responsibly and confidentially, while also promoting fair and accurate credit reporting practices.

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Related Questions

The African Diaspora can best be defined as A. the blended European and African culture as a result of the slave trade. B. the smaller numbers of people in West Africa because of the slave trade. C. the spread of African people to parts of the Americas and the Caribbean because of the slave trade. D. the sea route taken by African slaves to the Americas during the trans-Atlantic slave trade.

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C. The African Diaspora was the bringing of Africans into different areas of the world, mostly through enslavement.

2. Colonization and Encomiendas had many positive effects for the mother country such as easy
access to cheap resources and cheap labor. However, colonization and encomiendas had an
extremely negative effect on the areas that were exploited. What are some negative effects you
can think of?

Answers

Answer:

Negative effect of Colonization and Encomienda

Explanation:

Colonization and Economieda had many positive impacts in Europe because they generated wealth for the mother country. Colonies provided raw materials and got access to labour at a fair price with no restrictions. But, it also had a negative effect as it exploited the land and its resources for their benefits. Colonization destroyed the culture of the Native Americans which was followed for hundreds of years before the arrival of European in the New World. Diseases also played a crucial role in weakening the Natives. Encomienda introduced by the Spanish in America as a labour system. The purpose was to captured Native Americans and used them as labour in fields and mines. The exploitation of natives led many to die because of hardship and torture.

Distinguish between the features and benefits of getting a student loan and getting a grant or a scholarship

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Answer:

Student Loan:

borrowed money that needs to be repaid

part of credit history

Grant or Scholarship

given on the basis of financial need

Given based on academic achievement and financial need

The major difference between loans and scholarships is that loans will have to be repaid and scholarships do not.

Explanation:

what are the four main purposes of a constitution??? plz help ill give brainiest and 50 points

Answers

bbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbb

8. List 3 most Important “effects” of the Louisiana Purchase, explain why each is important

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It doubled the size of the United States
It gave land for farming
The Fede government became stronger

How do members of senate of Canada get their job

Answers

Answer:

Senators are appointed by the Governor General of Canada via recommendation of the prime minister

using 2-3 sentesces describe at least two of President Herbert Hoover's failed attempts to solve the Great Depression

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Answer: He suggest that the government shouldn't be involved. due to his belief of limited government

Explanation:

Please answer this for me I’m failing history class

Answers

1. The “revolutionary spirit” that the author is referring to in the text is the spirit and feeling of achievement from the US victors as they have just won, they are inspired and believe that much can be achieved.

2. For two, I haven’t a clue, just use smt from the first answer and relate it to a current event bc i didn’t read the text so GL

Briefly explain ONE specific historical event or development in the period 1824 to 1840 that demonstrated the growth of political parties.

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Answer: Some innovations included

Explanation: A. Rise of the National Party Convention to Nominate Presidential Candidates

- More democratic method of Nominating Candidates

B. 2 Party System: Whigs & Democrats

C. New Forms of Politicking

Politics moved out of the houses of the wealthy southern planters between 1824 and 1840. Together with the northeastern businessmen who ruled the previous period, lower and middle classes emerged.

What is political?

The term political refers to the creation of the parties. The political parties are the work to the public and the main agenda was the welfare of the society. The political was the imposed the rules and the opposition parties are the opposed to the rules. The political parties are the included the number of the members.

From the 1824s through the 1840s, politics moved out of the mansions of the wealthy southern planters. New suffrage legislation and political groups were among the causes that helped to democratization. Others favor political and educational changes, as well as increased newspaper readership.

As a result, the politics moved out of the houses of the wealthy southern planters between 1824 and 1840.

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Discuss the Pluralist

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it’s the beliefs or maybe people who believe in heterogeneity or something and it prevents a single group from gaining dominance. But otherwise in there view politics are essentially a matter of aggregating preferences.

Why are William Saturno's discoveries so remarkable?

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Answer:

During this time he's made some very important Maya discoveries, including the spectacular murals of San Bartolo, and—in the sprawling complex of Xultun—a house whose walls are covered with glyphs that appear to represent calculations of the various cycles of the Maya calendar.

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When Saturno stumbled into a makeshift looters' trench inside the pyramid in search of protection, he found the oldest Maya mythology wall painting ever discovered.

Saturno has been working regularly on a project in San Bartolo since 2001, the site of his most well-known find to date.

What is the purpose of a mural?

Murals have a variety of uses. In the past, murals were largely created to enhance public or private settings. But throughout time, murals have also evolved into a platform for social or political commentary. Additionally, murals may be utilized to remember or document a historical occasion.

In 2001, Saturno made one of the earliest murals still in existence in the Maya region at the site of San Bartolo in northeastern Guatemala. This finding made Saturno famous. Being the first person to see the murals after more than 2,000 years and revealing them piece by piece, with each section being more magnificent than the last, was claimed to be his favorite and most difficult experience of his career.

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HURRY YOU WILL GET BRAINLIEST The French and Indian War was fought to gain control of:
mining areas
fishing and trapping areas the Northwest Passage
New Amsterdam​

Answers

Answer:

Fishing and trapping areas

Explanation:

The French and Indian War was part of the Seven Years War waged between France and England. They fought for control of North America and the rich fur trade. The French and Indian War began over the specific issue of whether the upper Ohio River valley was a part of the British Empire, and therefore open for trade and settlement by Virginians and Pennsylvanians, or part of the French Empire.

Answer:

Fishing and trapping areas.

Explanation:

The French, who had a strong presence in the Great Lakes region early on, built a fort at Green Bay in 1717 to tighten their hold on the western Great Lakes.

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Explaining ​What caused OPEC to impose the oil embargo? Do you think they had any justification for their action? Why or why not?

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Answer:  OPEC imposed an oil embargo in 1973 because of war that broke out between Israel and Arab neighbours. The embargo caused a significant increase in the price of oil and gas which started a round of inflation. Purchasing power of the dollar fell steadily which headed them into tough economic times.

1. Why were American women pressured to leave their jobs after the war?
Once the war was over, war production ended, and the women who specialized in that type of work were no longer needed.
Their work was seen as an unusual wartime necessity, and now that the war was over, they had to go back to "normal" and stay at home.
O Women did not need to work, as they were usually supported by their husbands, and so they had no reason to keep jobs away from men.
The men needed those manufacturing jobs because they had no other options available to them.

Answers

Answer:

Their work was seen as an unusual wartime necessity, and now that the war was over, they had to go back to "normal" and stay at home.

Explanation:

The pressure on women to leave the factory was strong. Some business owners simply laid women workers off, saying that since the war was over they were not needed—but then they gave those women’s jobs to men. Some businesses revived their old policies of not hiring married women.

in which way does the due process clause best represent the spirit and goals of the U.S. bill of rights

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protects citizens’ rights against government mistreatment.

Please help I’ve been depressed school is making it worst

Answers

Answer:

Y

Explanation:

Tbh we’re all depressed :,)

3. Why might incidents of chaos and violence lead people to make impulsive and even
illegal decisions? Have you heard of more recent instances of plundering and disregard
for property during periods of violence and unrest?

Answers

Answer: i think because some people a getting tired of what there going throw every day

Explanation:

Which statement about the Louisiana Purchase is false?

It extended the nation's boundary to the Pacific Ocean.

It gave the United States control of the Mississippi River.

It included land that became more than a dozen states.

It cost $15 million and doubled the size of the United States.

Answers

Answer:

A.

Explanation:

A) The boundary was already extended to the Pacific Ocean due to the large amount of states the U.S. already owned.

B) This is true.

C) This is true.

D) This is true

The claim that the Louisiana Purchase expanded the country's border to the Pacific Ocean is false. Therefore option A is correct.

What is Louisiana Purchase?

The Louisiana Purchase was the 1803 American purchase of Louisiana from the French First Republic. The United States nominally paid fifteen million dollars, or about eighteen dollars per square mile, to buy a total of 828,000 square miles in Middle America.

To the exclusion of other colonial powers, the United States effectively purchased the "preemptive" right to acquire "Indian" territories by treaties or conquest for the majority of the region, which was primarily under Native American authority.

The region was administered by the Kingdom of France from 1699 until Spain took control of Louisiana in 1762.

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Economist feel the best way to evaluate the cost of a decision is to consider EVERY possible alternative choice.
true
false

Answers

Answer: FALSE

Explanation: I just took the quiz and got it wrong because of the goober above.

Economist feel the best way to evaluate the cost of a decision is to consider every possible alternative choice. The statement is false.

What do Economist focus on while making decisions?

Economists emphasize the opportunity costs of choices, they make the assumption that people make decisions at the margin, and they also assume that people make decisions in a way that maximizes the value of an aim defined in terms of their own self-interest.

Opportunity costs are crucial when making decisions and weighing different options. The best alternative is chosen during the decision-making process, which is aided by opportunity costs. These expenses are just imputed costs and do not involve cash outlays.

Opportunity cost offers a framework for choosing the best course of action, especially when dealing with scarce resources like time and money.

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A economy is one where free enterprise activity is subject of some government intervention and regulation

Answers

Answer:

Mixed Economy

Explanation:

"Mixed Economy" is described as the economy that carries an amalgamation of characteristics of all the types of economies i.e. command, traditional, and market economies. It is a type of economic system which allows free market operations(use of capital) but up to some extent, it is regulated by the government in order to attain the desired objectives and social aims. Such an economy contains a combination of both public and private sector enterprises which allows a balance.

You can see which words and phrases Lincoln paid particularly close attention to when he revised his speech. Choose one or two of these places where Lincoln revised and write about what the changes suggest that Lincoln was dedicated to when he wrote the Gettysburg Address.

Answers

Lincoln uses rhetorical devices like allusions, repetition, and antithesis in the Gettysburg Address to remind the audience of the goals of the soldier's sacrifice: equality, freedom, and racial harmony.

What is the Gettysburg Address?

Abraham Lincoln, the president of the United States, gave a speech known as The Gettysburg Address in 1863 at the dedication of the National Cemetery in Gettysburg, Pennsylvania, the site of one of the war's pivotal battles.

Lincoln urges the living to decide to do three things in his Gettysburg Address: first, "that these dead shall not have died in vain;" second, "that this nation, under God, shall have a new birth of freedom; and third, "that government of the people, by the people, for the people, shall not perish from the earth." In order to honor the men who had fought and perished at the Battle of Gettysburg in order to keep the Union together, President Abraham Lincoln gave his renowned speech.

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Kublai Khan and The expansion of the Grand Canal finished with helps trade. Is that sentence of Kublai Khan Job Experience, Knowledge, Understands Me, Honest or Ethical, Tolerant? Please explain your answer, thank you :)

Answers

Answer:  The canal was built in order to easily ship grain from the rich farmland in southern China to the capital city in Beijing. This also helped the emperors to feed the soldiers guarding the northern borders. The Ancient Chinese built early canals to help with transportation and commerce. Kublai Khan promoted commercial, scientific, and cultural growth. He supported the merchants of the Silk Road trade network by protecting the Mongol postal system, constructing infrastructure, providing loans that financed trade caravans, and encouraging the circulation of paper banknotes. The Grand Canal is the world's longest canal. The Grand canal connects the Yellow River Valley and the Yangtze River Valley. The Grand canal enabled northern cities to buy rice from South China. The Grand Canal connects North China and South China.

Explanation:

Discuss the founding of the English colonies by concentrating first on the South (Virginia and Georgia) and then on New England. Why did people come to these colonies and what are the differences among them?

Answers

Answer:

The colony of Virginia was the first to be founded in what is now the U.S. It was at first a very poor colony but when the settlers discovered that tobacco grew there, the colony quickly began to develop. The first African American slaves were taken to Virginia to grow tobacco.

Georgia was founded by settlers from Virginia and the Carolinas in the lowlands areas, were they established plantations that were worked by enslaved African Americans. In the northern parts of the state, Scotch-Irish immigrants settled, where they founded small, independent communities.

New England was founded by puritan separatists, or pilgrims. These were protestants of calvinist faith who had very strict social norms, but who also had great work ethic, and who were intolerant to slavery.

Based on the definition above, if a totalitarian dictator (a ruler with total control over a country] ruled the
United States of America, what would be different?

Answers

With a totalitarian dictator, some of the changes would be the following:
- No voting
- No legislative or judicial branch
- No balance of power
- The executive (dictator) would always have the final say in every matter.

No voting, no legislative or judicial branch are some of the changes that would occur in a totalitarian dictatorship. There would never be a balance of power because the executive (dictator) would always have the final say.

What is totalitarianism?

Totalitarianism is a type of government that, in theory, allows no individual freedom and aims to give the state control over every element of an individual's life. The term "totalitario" was first used by Italian dictator Benito Mussolini to define the new fascist state of Italy in the early 1920s.

He also added the phrase "all within the state, none outside the state, none against the state." Totalitarian has evolved to mean absolute and tyrannical single-party rule by the start of World War II. The Soviet Union under Joseph Stalin, Nazi Germany under Adolf Hitler, the People's Republic of China under Mao Zedong, and North Korea under the Kim family are some further contemporary examples of totalitarian nations.

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2. What is meant by the statement "resources are
scarce"?

Answers

“not common” or you could use the word
“Rare”

Answer:

the resources aren't unlimited and only contains a few. a better explanation is what the person above said

PLEASE HELP DUE IN 5 MIN

Answers

Answer:

First though (not part of the anwser) you could put something like I think that Thoma Clarkson's motive to publishing this drawing was to show people in the future what the ship would have looked liked.

In William Pitt's speech, he says, "The gentleman tells us, America is obstinate, America is almost in open rebellion." Who is he referring to when he says the word gentleman​

Answers

Answer:

the founding fathers

Explanation:

What piece of technology allowed the Portuguese to set up their trade empire throughout the Indian Ocean region?




Advanced metals - such as steel

Guns and gunpowder

The compass

The astrolabe

Answers

Answer:

The compass

Explanation:

A compass can be defined as an electronic or magnetic instrument (device) designed and developed to determine cardinal location and direction from a reference point. It is embedded with the four cardinal points of the Earth; north, west, south and east.

The compass was a piece of technology which allowed the Portuguese to set up their trade empire throughout the Indian Ocean region.

Basically, it was used to find their bearing and direction.

20 POINTS!!!!!!!!!!!!!

1. After the American Revolution, each state had to draw up state constitutions. Explain what liberties and principles Virginia, Pennsylvania, and the other states provided as models for state constitutions.

Answers

Answer: White adult males had to prove they were a resident, owned a certain amount of land, pos- sessed private property worth so much money, paid taxes, or some combination of these. All but two of the states created bicameral ...

Explanation:

I focus on the topic an really learned

what did supporters of manifest destiny believe

Answers

Answer:

the supporters of manifest destiny believed that taking lands from non european americans was justified and makes their history expand , because they were spreading liberty to the lands and the natives were racially unfit to hold the land.  

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