M/b ratios typically exceed one, which means that investors are willing to pay more for stocks than their accounting book values.
The Book value is the carrying amount of the company's assets minus the receivables (such as company liabilities) that exceed common stock. The term book value comes from the accounting practice of accounting for assets at their original costs.
The Book value of a company is total assets minus total liabilities. Total assets and total liabilities are included on the balance sheet of the annual and quarterly reports.
Book value refers to the value of the asset reported on the balance sheet, that is, the value of the asset after the accumulated depreciation has been recorded. Every company owns multiple assets. Therefore, every business also has a book value, which is the present value of the asset minus the liability or accrued debt.
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Who seek out research and buy rent or lease products or services offered by a business
External customer seek out research and buy rent or lease products or services offered by a business The people or organizations that purchase goods from an individual or a business are known as external customers.
The idea is clear enough to be explained with the help of a few examples: An individual purchases an automobile from a new car dealer (this individual is the new car dealer's client). The objectives for your external client can vary depending on your product or service,
Such as repeat business, recommendations, positive reviews, and other forms of corporate support. You may conduct formal or quick-pulse surveys as a follow-up after the purchase. When serving this group, "the customer is always right" is typically the driving philosophy, and the money they bring in is what keeps your business afloat.
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You received a signed broker-to-broker transfer initiation form (TIF) from an established customer desiring to transfer a specifically designated part of his account to your firm, which is eligible to use the Automated Customer Account Transfer Service (ACATS). Your firm is obligated to submit the transfer instruction to the carrying member by establishing the instruction in the ACATS
Your firm must submit the transfer instruction to the carrying member through the ACATS A) Immediately.
What is the Automated Customer Account Transfer Service (ACATS)?The Automated Customer Account Transfer Service (ACATS) is a standardized and automatic system sanctioned by the Financial Industry Regulatory Authority (FINRA) that transfers financial securities in customers' accounts from one brokerage firm or bank to another.
Under the FINRA's Uniform Practice Code, a customer may transfer some or all of their securities.
Thus, the FINRA's Uniform Practice Code requires that your firm immediately forwards the TIF to the next broker.
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Question Completion with Answer Options:What does FINRA's Uniform Practice Code require?
A) Immediately.
B) within 1 business day.
C) within 3 business days.
D) within 2 business days.
Anton feels he needs to continue his relationship with his wife because if they broke up, it would be very costly for him financially and damage his business. Anton is showing?
Anton feels he needs to continue his relationship with his wife because if they broke up, it would be very costly for him financially and damage his business. Anton is showing Constraint commitment.
The desire to be together in the future—to have a lengthy time horizon for a relationship—is a key component of commitment.
Long-term relationship commitment has a significant impact on people's relationship behaviors, encouraging them to act in the couple's best interests rather than their own immediate self-interest.
One of the major advantages of taking a long-term perspective in partnerships like marriage is that the connection is assessed based on a longer time frame rather than just what is happening right now.
A here-and-now perspective would place a lot of pressure on the present exchange of positives and negatives as the basis for judging the relationship because few relationships are consistently gratifying.
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is a US veteran exempt from income requirements in petitioning for foreign spouse already in the US?
The average minimum annual income needed to apply for a green card on behalf of a spouse or family member is $22,887 is a US veteran exempt from income requirements in petitioning for foreign spouse already in the US.
Why income requirements in petitioning for foreign spouse already in the US?The average minimum annual income needed to apply for a green card on behalf of a spouse or family member is $22,887. This is presuming that the sponsor, a citizen of the United States or a person who currently holds a green card, is not serving in the military and is only sponsoring one relative.
According to the charts below, the amount of income needed increases as the size of the family does. Additionally, residents of Alaska and Hawaii will pay more than those of the District of Columbia, the 48 contiguous states, and the US territories.In general, your annual income as a sponsor equals the amount you declared on your most recent federal income tax return (not a state form). This sum is as of the 2021 tax year. Before naturalizing, spouses often need to be lawful permanent residents. The service member must submit Form I-130, Petition for Alien Relative, along with the biometrics fee, and the spouse must submit Form I-485, Application to Register Permanent Residence or Adjust Status.Learn more about petitioning foreign US here:
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If the price of U.S.-produced goods becomes relatively less expensive compared to foreign-produced goods, ____________ increase(s).
If the price of U.S.-produced goods becomes relatively less expensive compared to foreign-produced goods, net export increases.
Aggregate demand increases while the additives of combination call for–along with intake spending, investment spending, government spending, and spending on exports minus imports upward thrust.
A second cause the mixture call for curve slopes downward lies inside the courting among hobby prices and investment. A decreased price level lowers the call for cash because much less money is required to buy a given amount of goods.
As the home price degree rises, foreign‐made items end up pretty inexpensive in order that the call for for imports will increase. But, the upward thrust within the domestic fee degree additionally approaches that domestic‐made goods are extraordinarily greater expensive to overseas shoppers in order that the demand for exports decreases.
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If the cpi was 90 in 1975 and is 225 today, then $100 today purchases the same amount of goods and services as:________
If the CPI was 90 in 1975 and is 225 today, then $100 today purchases the same amount of goods and services as purchased in 1975. The tool used to gauge inflation is the consumer price index (CPI). It is used to calculate the typical difference in pricing of household goods between two specified periods.
It is an overall assessment of product pricing trends while maintaining quality. It appears in the Official Journal each month. Numerous private contracts, including those involving alimony, annuities, and the minimum salary, are linked using the price index . The index of "Households that belong to the lowest equivalized disposable amount quintile.
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All city realty, inc. issued shares of stated value common stock for per share. the journal entry to record this transaction includes a credit to?
When shares are issued like All City Realty Inc did, the journal entry to record it will include a credit to Paid-In Capital in Excess of Stated-Common for $49,000.
How will All City Realty record the transaction?The entire amount that was earned from the share issuance is:
= 7,000 x 11
= $77,000
This entire amount will go to the cash account as a debit to show that the cash account is increasing in value.
The amount to the common stock is:
= Stated value x number of shares
= 4 x 7,000
= $28,000
This amount will be credited to the Common Stock account to show that it is increasing.
The difference is:
= 77,000 - 28,000
= $49,000
This amount will be credited to the Paid-In Capital in Excess of Stated-Common.
In conclusion, option A Paid-In Capital in Excess of Stated-Common for $49,000 is correct.
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The systematic risk principle argues that the market does not reward risks _____.
The systematic risk principle argues that the market does not reward risks that are borne unnecessarily.
Systematic risk is the principle that some risks are unavoidable and that diversification cannot prevent risk. Eliminating risk is highly impossible. This principle argues that the market does not reward risks that are borne unnecessarily.
Systematic risk is risk that impacts the entire market or a large sector of the market, and not just a single stock or industry. For instance, inflation, natural disasters, weather events, changes in interest rates, etc, impacts the entire market.
Hence, the principle of systematic risk argues that the market does not reward risks that are borne unnecessarily.
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Which method for determining an imc budget attempts to link promotional dollars with sales objectives?
The share of market/share of voice method of developing an IMC budget is an attempt to link promotional dollars with sales objectives.
While share of voice measures the brand awareness on a particular channel, market share on the other hand, is the percentage of a market that a single company controls by revenue or number of customers.
Basically, share of voice helps you understand how popular your brand is compared to all your competitors. It has been proven that a brand's share of voice tends to correlate with its share of the revenue and market.
Integrated marketing communication (IMC) can be defined as the process used to unify marketing communication elements, such as public relations, social media, business development principles, and advertising.
Hence, the share of market/share of voice method helps in developing an IMC budget which attempt to link promotional dollars with sales objectives.
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Two partners own equal shares in a business worth a total of $1,000,000. If they both commit to the purchase of a life insurance policy that will fund a Buy-Sell Agreement, which of the following is True
D) Each partner owns a $500,000 policy on their partner's life.
The amount of coverage is equivalent to each accomplice's share of the commercial enterprise. While one partner dies, the opposite companion gets the loss of life benefit from the lifestyle insurance of the deceased accomplice, which is then used to buy the deceased accomplice's ownership of the commercial enterprise.
The motive of key man or woman insurance is to mitigate the loss to the economic company due to the lack of existence of a key employee. All of the following beneficiaries get to maintain the dying advantages exempt from probate: partner.
In case you are a task supervisor, you might be wondering if you need to buy coverage. Assignment managers want to shop for coverage. At the least, all venture managers have to have prison responsibility coverage. In case you do not have felony duty coverage, a lawsuit can also need to take a big part of your income.
Your question is incomplete. Please find below the complete question.
Two partners own equal shares in a business worth a total of $1,000,000. If they both commit to the purchase of a life insurance policy that will fund a Buy-Sell Agreement, which of the following is TRUE?
A)Each partner owns a $1,000,000 policy on their own life
B)Each partner owns a $1,000,000 policy on their partner's life
C)Each partner owns a $500,000 policy on their own life
D)Each partner owns a $500,000 policy on their partner's life
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Social Security payments, welfare payments, and veterans' payments that the government makes directly to households are called government public payments.
Social Security payments, welfare payments, and veterans' payments that the government makes directly to households are called government public transfer payments.
What are government public transfer payments?Transfer payments are initiatives by municipal, state, and federal governments to redistribute money to individuals in need. Social Security and unemployment insurance are popular types of transfer payments in the United States. Corporate bailouts and subsidies are not typically referred to as transfer payments.Government transfer payments include Social Security payouts, unemployment insurance benefits, and welfare payments. Taxes are considered transfer payments.As it is given in the description itself, government transfer payments include Social Security payouts, unemployment insurance benefits, and welfare payments.
Therefore, Social Security payments, welfare payments, and veterans' payments that the government makes directly to households are called government public transfer payments.
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The question you are looking for is here:
Social Security payments, welfare payments, and veterans' payments that the government makes directly to households are called government public _____ payments.
Revenues, gains, and investments by owners are all increases in net assets. what are the distinctions among them?
Investments by owners differ from revenues and gains, as in that they represent transfers by owners to the entity, and they do not arise from activities intended to produce income.
Revenues are increases in assets resulting from a business. Gains are increases in assets from out of the ordinary activities. Thus, investments by owners differ from revenues and gains.
Both revenues and gains can be considered as income or part of the income. Revenues differ from gains, as in that they arise from the entity's ongoing major or central operations. Gains arise from incidental transactions.
Hence, revenues, gains, and investments by owners are all increases in net assets.
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An increase in the amount of excess reserves that banks keep _________ the value of the real-world deposit multiplier
An increase in the amount of excess reserves that banks keep decreases the value of the real-world deposit multiplier.
The fundamental mechanism for producing money supply is the deposit multiplier, also referred to as the deposit expansion multiplier and controlled by the fractional reserve banking system.
As they lend out their reserves, banks produce what is known as checkable deposits. The amount of these newly made deposits depends on the bank's reserve requirement ratio and the amount of money that is available for loans.
The ratio of the checkable deposit amount to the reserve amount is thus known as the deposit multiplier. The reserve requirement ratio's opposite is the deposit multiplier.
A deposit multiplier reduces the chance that a bank won't have enough cash on hand to meet regular customer withdrawal requests. The amount of money it must have also depends on its reserve requirement ratio.
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In order to determine GDP using the expenditures approach, all spending on _____ goods and services, not intermediate goods, is added up.
In order to determine GDP using the expenditures approach, all spending on final goods and services, not intermediate goods, is added up.
This is further explained below.
What is GDP?Generally, GDP calculates the monetary value of the final goods and services—those purchased by the consumer—produced in a nation during a specific time period.
In conclusion, The expenditures technique calculates GDP by adding up all expenditures on final products and services, not intermediate goods.
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Which research method allows in-depth feedback and firsthand interaction, but only measures how easy it is to use a product
The research method allows for in-depth feedback and first-hand interaction, but only measures how easy it is to use a product, is the usability study.
What is the Usability Study?Corresponds to a research practice used by companies to test the use of a product before its official launch, making it available to a small number of users to test its features, benefits and improvement needs.
Therefore, the usability study helps a company to achieve its real goals, improving some features and improving it until its market launch.
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which of the following correctly explains the actions an agent should take if a customer wants to apply for an insurance policy
The action taken by the agent for the customer who wants to apply for the insurance policy should be to complete the application and review the information with the customer prior to obtaining the customer's signature, then send the application off to the insurance company.
What is a Insurance Policy?The insurance firm (the insurer) and the person(s), company, or other entity being covered have a legal agreement called an insurance policy (the insured). By reading your policy, you can make sure that it addresses your needs and that both you and the insurance provider are aware of your obligations in the event of a loss. Many insureds obtain a policy without fully comprehending what is covered, what is excluded from coverage, and what requirements must be satisfied before compensation will kick in in the event of a loss. The SCDOI wants to remind customers that thoroughly reading and comprehending your policy will help you steer clear of issues and disputes with your insurance provider in the case of a loss.The insurance agreement outlines the main commitments made by the insurance provider and details the coverage.
Therefore, The action taken by the agent should be to complete the application and review the information with the customer prior to obtaining the customer's signature, then send the application off to the insurance company.
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In many professional sports leagues, one team is not allowed simply to purchase a player from another team, so they have to trade which requires:
In many professional sports leagues, one team is not allowed simply to purchase a player from another team, so they have to trade which requires: a double coincidence of wants.
What is Trade Sport?In professional sports within the United States and Canada, a trade is a sports league transaction between sports clubs involving the exchange of player rights from one team to another. Though player rights are the primary trading assets, draft picks and cash are other assets that may be supplemented to consummate a trade, either packaged alongside player rights to be transferred to another team, or as standalone assets in exchange for player rights and/or draft picks in return. Typically, trades are completed between two clubs, but there are instances where trades are consummated between three or more clubs.
Trades only involve players who are under contract with their current teams. Free agent players, whose contracts have expired, cannot be traded by their former teams, and are free to join a different team.
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Some union agreements state that current employees must be informed of upcoming new openings. This practice is called job?
Some union agreements state that current employees must be informed of upcoming new openings. This practice is called internal job posting or just posting.
When company gets new vacancy first they should give opportunity to internal employees rather than going external. Giving opportunity to current employees increases their motivational level. This also sends a positive message to employees that company thinks of their growth and career advancement and they work for the organization more seriously.
This process also helps company by saving it's time and cost as posting can be done easier because employees can be found within the firm and employer can get right feedback of the employee plus it provides short learning curve.
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How is a c-snp or d-snp member's care management health risk levels determined initially?
Initially determines the management of Elderly patients above 60yrs.
What is a special need plan (SNP)?
The member fills out a Health Assessment, which includes a series of inquiries regarding their health and any assistance they might require with everyday tasks.
A Special Needs Plan (SNP) is a Medicare Advantage (MA) Coordinated Care Plan (CCP) established to give these people with special needs customized care and services.
According to the Centers for Medicare and Medicaid Services, "special needs individuals" include those who have severe or disabling chronic diseases, are enrolled in Medicare-Medicaid, or are institutionalized beneficiaries.
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The real interest rate adjusts the nominal interest rate for:__________.
a.government controls.
b.inflation.
c.exchange rate movements.
d. income growth.
e. none of these are correct.
The real interest rate adjusts the nominal interest rate for inflation. Price increases, or inflation, can be thought of as the gradual loss of purchasing power.
The average price increase of a selection of products and services over time can serve as a proxy for interest rate at which buying power declines. A unit of currency effectively buys less as a result of the increase in pricing. Deflation, which happens when prices fall and buying power rises, can be compared to inflation. Inflation enables a single value representation of the rise in the cost of goods and services over time in an economy.
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Kanya has a credit card that gives a 6% discount on every purchase and free shipping when used online. The annual percentage rate on the credit card is 12%. Kanya wants to buy a laptop that costs $420. Which statement about the cost of the laptop is true?
If Kanya uses the credit card and pays the full balance during the billing cycle, she will spend $25.20 more than paying cash for the laptop.
If Kanya uses the credit card and pays the full balance during the billing cycle, she will spend $50.40 more than paying cash for the laptop.
If Kanya uses the credit card and pays the full balance during the billing cycle, she will spend $50.40 less than paying cash for the laptop.
If Kanya uses the credit card and pays the full balance during the billing cycle, she will spend $25.20 less than paying cash for the laptop.
Option (d) is true i.e, If Kanya uses the credit card and pays the full balance during the billing cycle, she will spend $25.20 less than paying cash for the laptop.
The Discount is a price cut applied to the regular cost of a good or service in an effort to generate or boost sales. Retailers and manufacturers use these reductions, also known as "sales" or "markdowns," across a variety of industries.
Types of Discounts:
Trade discount, Quantity discount, Cash discount.A price reduction offers a financial benefit, an incentive for customers to buy the product, according to the economic impacts of price reductions. Numerous earlier research has shown that consumers perceive greater levels of savings for a product when a larger price discount is offered.
The credit card that Kanya has to give a discount of = 6%
The cost of the laptop Kanya wants to buy costs= $420
The amount that will be deducted from the cost of the laptop= 420 × 6/100
= 2520/100
= $25.2
Therefore, the correct statement is that If Kanya uses the credit card and pays the full balance during the billing cycle, she will spend $25.20 less than paying cash for the laptop.
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Union leaders favor a standard rate of pay for each job (versus a pay range) because: Question 25 options: They distrust management merit/performance appraisal systems. A standard pay rate pays senior employees more. A pay range does not allow for merit increase. Supervisors have input in determining individual pay levels.
Union leaders favor a standard rate of pay for each job (versus a pay range) because A) they distrust management merit/performance appraisal systems.
Performance control is an ongoing process. all through the 12 months, managers are endorsed to have interaction with employees to establish desires, notice progress, and offer comments. Formal evaluations or appraisals regularly take region on a yearly or quarterly basis.
Performance appraisals are used to review the task performance of an employee over a few time frame. those reviews are used to highlight both strengths and weaknesses on the way to enhance destiny's overall performance.
A benefit-based totally performance appraisal machine encourages cooperation among personnel. makes use of pre-described criteria/requirements to rate the performance of employees. normally has an unfastened distribution, which allows any number of employees to be rated at any stage. Typically involves relative measures.
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When faced with an intercultural ethical dilemma, you should ask yourself if the action is legal, if you can rule out a better alternative, if a trusted advisor would agree, and ________.
When faced with an intercultural ethical dilemma, you should ask yourself if the action is legal, if you can rule out a better alternative, if a trusted advisor would agree, and if you would do it if you were on the opposite side.
Why do you understand the ethical dilemma?
A decision-making issue between two possibilities in which neither is wholly acceptable from an ethical standpoint is known as an ethical dilemma (also known as a moral dilemma, ethical paradox, or moral conundrum).
How do you identify an ethical dilemma?
Health workers of all stripes frequently run across moral conundrums. You are advised to make decisions using a sequential process while taking ethical issues into account:
Identify the issue thereIdentify the problem and those in charge.Think about the pertinent details, laws, and regulations.Consider other possibilities following analysis.Implement the solutionReviewing and actingLearn more about an ethical dilemma :https://brainly.com/question/13015186
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The calculation for ________ considers a customer’s product or service usage rate, their loyalty to the company, and the firm’s cost to serve that customer over time.
The calculation for customer lifetime value considers a customer’s product or service usage rate, their loyalty to the company, and the firm’s cost to serve that customer over time.
Customer lifetime value (CLV), commonly referred to as lifetime value (LTV), is the profit margin which is expected by the company to earn over the lifetime of their business relationship with the average customer.
In order to calculate customer lifetime value, first of all calculate the lifetime value by multiplying the average value of the sales, the average number of transactions, and the average customer retention period followed by the company.
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Why do you think companies are moving toward flatter, more organic structures? Do you think this is appropriate?
Answer:
shortage out of stock and the is no more fresh grown food
Cost-volume-profit analysis is used to predict how changes in _____ levels affect profit.multiple choicefixed and variableproduction and salescosts and salessales and production
High.
Cost-volume-profit (CVP) analysis is a way to find out how changes in variable and fixed costs affect a firm's profit. Companies can use CVP to see how many units they need to sell to break even (cover all costs) or reach a certain minimum profit margin.
The point of CVP analysis is to determine how changes in variable and fixed costs will affect profits. The three main elements are cost, sales volume, and price. A CVP analysis looks at how these elements influence profit.
All costs can be resolved into fixed and variable elements. (ii) Over the activity range being considered costs and revenues behave in a linear fashion. (iii) The only factor affecting costs and revenues is volume. (iv) The technology, production methods, and efficiency remain unchanged.
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The premium charged for a standard workers compensation policy is based primarily on a company's:________
The premium charged for a standard workers compensation policy is based primarily on a company's payroll.
In simple terms, payroll is defined as the process when a company's employees are paid . Payroll includes collecting the list of employees to be paid after that tracking the hours worked is done ,then the employee's pay is calculated, distributing the salary on time, and the payroll expenses are recorded.
In order to get these steps done, a lot of background work is involved in it because payroll is more than just about calculating paychecks.
It is an intricate set of process in which different teams are required to work in tandem. But all these complexities can be managed effortlessly by the standardization of the processes, after that selecting the right service delivery model, and then using modern technology to manage payroll operations.
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Write the definition in your own words
_________________________________________________________________________________________________________
Income Statement:
_________________________________________________________________________________________________________
_________________________________________________________________________________________________________
Accounting Period:
_________________________________________________________________________________________________________
Time-Period Principle:
_________________________________________________________________________________________________________
_________________________________________________________________________________________________________
_________________________________________________________________________________________________________
Matching Principle:
Income Statement corresponds to the statement of income and expenses related to organizational activity and profit and loss for a period.
An Accounting period refers to a period of time, such as a year, a month, a quarter, in which the situation of the company in relation to its accounting at that moment will be analyzed.
The Time-period Principle refers to the standard by which a company usually analyzes its financial results, with annual, quarterly and monthly statements being common.
The Matching Principle, on the other hand, refers to recording an expense in the same period of recording the related revenue, to generate greater structuring and reliability in the statements.
What is the purpose of accounting?It is the registration and organization of a company's financial resources for greater control over assets. Through accounting sciences, a company can recognize its real situation in the market, enabling decision-making more aligned with its objectives, in addition to demonstrating security for stakeholders.
Therefore, accounting is an essential instrument for controlling financial resources, helping a company to be well positioned in the market.
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Why do we record Direct deposits into the CPJ
Explanation:
Because those payments are done for creditors, repayment of loans and other expenses
The main monitoring and controlling tasks performed as part of project scope management are _____ scope and controlling scope.
The main monitoring and controlling tasks performed as part of project scope management are validating scope and controlling scope.
What is a project scope management?This refers to the exact total amount of work which must be done in order to deliver a product, service or intended result with specified functions and features.
Some process in the Project Scope Management are:
Collect Requirements.Define Scope.Create WBS.Verify Scope.Control Scope.Also, the Project Scope Management includes everything that must go into a project and what defines its success.
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