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The sum of the bank's total amount of liabilities and net worth is $5002 million.
How to calculate the values?The sum of the bank's total amount of liabilities and net worth will be:
= Total reserves + Loans + Securities + Other assets.
= 268 + 3653 + 949 + 132
= $5002 million
The additional amount of loans that the bank can make to household and firm is $8 million. This is simply the value of the excess reserve.
The current quantity of transaction deposits at the bank will be:
(Total reserve - Excess reserve) = Transactions deposit × Reserved ratio
(268 - 8) = Transaction deposit × 10%
260 = Transaction deposit × 10%
Transactions deposit = 260/10%
Transaction deposit = $2600 million = $2.6 billion
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Related Questions
Give two pieces of independent evidence for a hot dense past to the universe, and describe the cosmic signal that confirms the universe was indeed like this about 14 billion years ago?
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The cosmos formed from a hot, dense sea of matter and energy some 15 billion years ago. Galaxies, stars, planets, and life were created as the cosmos cooled and expanded. Two theories are most common are-
According to the big bang theory, the universe began as a point about 13.82 billion years ago and is currently expanding as a result of a tremendous explosion.According to steady state cosmology, the cosmos is exactly as it is. When matter expands, new matter is produced.What is Big Bang Theory?According to scientists, the universe started with every last bit of energy compressed into a single, minuscule point. The explosion from this incredibly dense point created stuff and propelled it outward to form the billions of galaxies that make up our huge cosmos. The Big Bang is the name given to this enormous explosion by astronomers.What is Steady State Theory?According to the Steady State theory, which also holds that the universe has always existed and is constantly expanding and generating stuff, the universe has always existed and will continue to do so. The red shift data is in favor of this theory, but the CMBR is not.Cosmology's steady-state theory holds that the universe is constantly expanding while maintaining a constant average density, with matter continuously being created to form new stars and galaxies at the same rate that older ones fade away due to their expanding distance and accelerating recession velocity.To know more about the Big Bang theory, here
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When can the wage bracket method be used to calculate employee federal withholding?
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The wage bracket method can be used if an employee claims up to 10 allowances.
The wage bracket method is considered the most straightforward approach, as it tells you the exact amount to withhold based on the employee's taxable wages, number of allowances, marital status, and payroll period.
The wage bracket method is used when an employee claims up to 10 allowances. Thus, this method stops at 10 allowances and limits the number of wages that can be used to calculate withholding which brings us to the percentage method.
Hence, for employees, withholding is the amount of federal income tax which is withheld from your paycheck.
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Mark recently started a small consulting firm. He is drafting a detailed written statement that describes the nature of the business, the target market, the advantages the business will have over competition, and the resources and qualifications of the owner(s). Mark is writing a(n)
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Mark recently started a small consulting firm. He is drafting a detailed written statement that describes the nature of the business, the target market, the advantages the business will have over competition, and the resources and qualifications of the owner(s). Mark is writing a business plan.
A business plan is a written document that describes in great depth the goals and objectives of a company. A business plan outlines a documented strategy for the company's operations, finances, and marketing. Business plans are used by both new and established businesses.
A business plan is a formal written document that outlines the objectives of the company, how they will be reached, and when they will be accomplished.
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Mark is writing a business plan.
What is Business Plan?A business plan is a written document that describes in great depth the goals and objectives of a company. A business plan outlines a documented strategy for the company's operations, finances, and marketing. Business plans are used by both new and established businesses.
A business plan is a crucial document intended for both internal and external audiences of a company. For instance, before a business has built a solid track record, a business plan is utilized to entice investment. Securing financing from financial entities might also be beneficial.
KEY LESSONSA business plan is a document that outlines a company's primary business operations and how it intends to accomplish its objectives.Business plans are used by startup enterprises to gain traction and draw in outside investors.An executive team can utilize a business plan as an internal roadmap to maintain focus on and progress toward short- and long-term goals.Businesses may write a typical business plan that is longer or a lean startup plan that is shorter.An executive summary, sections on products and services, marketing strategy and analysis, financial planning, and a budget should all be included in good business plans.Learn more about Business plan here:
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If the cpi was 240 in year 1 and 245.1 in year 2, what is the inflation rate between year 1 and year 2?
Answers
The inflation rate between years 1 and 2 is 2.13%
What is CPI?
CPI means consumer price index, the consumer price index measures the change in prices of a basket of goods and services from one period to another, like the change in prices or inflation rate from one year to another year.
The inflation rate can be expressed in the current year CPI divided by the prior year CPI as shown by the CPI formula shown below:
inflation rate=(CPI year 2/CPI year 1)-1
CPI year 2=245.1
CPI year 1=240
inflation rate=(245.1/240)-1
inflation rate=2.13%
The implication of the above computation is that the inflation rate between year 1 and year 2 is approximately 2.13% when rounded to 2 decimal places.
In other words, the prices of goods and services has increase by 2.13% on the average between the two years
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Online content that has been created and posted by unpaid contributors such as customers or fans of a product or service is referred to as:.
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User-generated content, or UGC for short, is any content that has been created, published and/or submitted by users of a brand. In many cases, it's the most effective content for brands. Often, contributors are unpaid fans who promote a brand instead of the brand promoting itself
What is User-generated content?User-generated content, also known as user-created content, is any type of content produced by users on online platforms such as social media, discussion forums, and wikis, such as photographs, videos, text, and audio. User-generated content (UGC) is unique, brand-specific content developed by customers and disseminated on social media or other platforms. Images, movies, reviews, testimonials, and even podcasts are examples of UGC.
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Despite the usefulness of a large brain in a cultural environment, the size of the human brain has not significantly increased for the last 200,000 years. This is an example of _____
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Answer:
cultural brain hypothesis
please give brainliest
What is the most accurate information her coach can offer to help encourage evie to add an anerobic workout to her fitness plan?
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Anaerobic exercise includes high-intensity interval training (HIIT), weightlifting, circuit training, Pilates, yoga, and other strength training. This type of exercise offers many health benefits.
Anaerobic exercise, sometimes called interval training or high-intensity interval training, is done for short periods of time. These exercises include weights, jumping jacks, and sprints. These exercises are great for burning a lot of calories in a short amount of time.
Anaerobic exercise involves a rapid burst of energy and is performed with maximum effort in a short period of time. Examples include jumping, sprinting, and lifting heavy objects.
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To maximize profit, the perfectly competitive firm charges a price equal to __________ while the monopolist charges a price __________.
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To maximize profit, the perfectly competitive firm charges a price equal to the marginal cost while the monopolist charges a price greater than the marginal cost.
The monopolist will select the profit-maximizing level of output where MR = MC, and then charge the price for that quantity of output as determined by the market demand curve. If that price is above average cost, the monopolist earns positive profits.
In a monopolistically competitive market, the rule for maximizing profit is to set MR = MC and the price is higher than marginal revenue, not equal to it because the demand curve is downward sloping.
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Article 3, section 49a of the texas constitution, also known as the pay-as-you-go limit, requires that:_______.
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Article 3, section 49a of the Texas constitution, also known as the pay-as-you-go limit, requires that debt cannot be greater than 5 percent of state revenue.
How to illustrate the Constitution?It should be noted that Article 3, section 49a of the Texas constitution, is known as the financial statement and estimate by comptroller of public account. It's the limitation of appropriation.
Texas is a free and independent State, subject only to the Constitution of the United States, and the maintenance of our free institutions and the perpetuity of the Union depend upon the preservation of the right of local self-government, unimpaired to all the States.
Texas Constitution reflects six principles such as popular sovereignty, limited government, separation of powers, checks and balances, federalism, and the protection of individual rights.
In conclusion, the debt cannot be greater than 5 percent of the revenue of the state.
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Explain why a relative price is an opportunity cost. The money price of a pound of bananas is $0. 90 and the money price of a tube of toothpaste is $2. 25
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The opportunity cost is stated in relative pricing, that is, the price of one option in comparison to another.
When there are numerous vendors in a market but no one is significant enough to control the price of a product. Because both items must be produced, the relative price must match the opportunity cost. If the opportunity cost of one good is lower in the home country than so will be the relative price.
As bananas cost $0.90 per kg, so, if a toothpaste is for $2.25, we are forgoing 2.25 kgs banana (2.25/0.9). Thus, the opportunity cost is 2.5 kg bananas which is equal to the relative price of bananas.
Therefore, relative price is an opportunity cost.
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The final version of the qualified residential mortgage (QRM) has all of the following features EXCEPT
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The final version of the qualified residential mortgage does not have the features of down payment of 20% is required.
What is a qualified residential mortgage?This refers to the type of mortgage that meets certain requirements for lender protection and secondary market trading under the Dodd-Frank Wall Street.
Most time, the qualified mortgage belongs to the class of loans that have certain and less risky features that help make it more likely that you'll be able to afford your loan.
Hence, the final version of the qualified residential mortgage (QRM) has the following features
Points and fees paid by the consumer may not exceed 3% of loan amountDebt-to-income ratio may not exceed 43%No prepayment penalties are allowedRead more about qualified mortgage
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If the seller in a residential transaction submits an amended disclosure to the buyer, the buyer has _____ to terminate the contract with return of the buyer’s earnest money.
Answers
Answer:
has the right
Explanation:
it's an agreement, that if the Seller terminates his/her contract if the party's attorney disapproves ... If the contract is terminated, the earnest money deposit shall be returned to the Buyer
Both interest bearing and noninterest bearing notes bear interest.
A. True
B. False
Answers
The statement "Both interest bearing and noninterest bearing notes bear interest." is true.
An interest-bearing note bears interest. The interest on a non-interest-bearing note is subtracted from the note's principal. So, the statement is true.
An interest-bearing note is a sum of money that a lender lends to a borrower, with interest accruing in line with the conditions of the contract.
A non-interest bearing note is a loan for which the borrower is not legally required "to pay the lender any interest" at all.
Both kinds of notes bear interest, hence the term "noninterest bearing" is misleading. Interest is deducted from a noninterest bearing note at the time the loan is made.
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_____________________ are a form of tax and spending rules that can affect aggregate demand in the economy without any additional change in legislation. Standardized employment budgets Discretionary fiscal policies Automatic stabilizers Budget expenditures
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Fiscal policy.
Fiscal policy involves changes in taxes or spending (government budget) to achieve economic goals. Changing the corporate tax rate would be an example of fiscal policy. fiscal policy: changes in Federal government spending or tax rates for the purpose of influencing the macroeconomy.
Discretionary Fiscal Policy: government spending and tax changes enacted at the time of the problem to alter the economy. Nondiscretionary Fiscal Policy: that set of policies that are built into the system to stabilize the economy (sometimes called automatic stabilizers).
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In what ways may legally required benefits have contributed to an employee entitlement mentality regarding discretionary benefit offerings?
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Discretionary benefits within the organizational setting are mandated by the law. Due to this reason, the first contribution towards employees is that they have taken it as their right rather than a privilege. Other contributions are as follows:
Building psychology of arrogance towards the rights as it is mandated by law, even if they don’t perform their action.Reduction in the responsibilities towards the organizations as employees know that they will overall get the legally mandated benefits.Attention on the benefits rather than on their own contributions towards the key responsibility areas that brings sustainability to the organizationInability of the employers to provide discretionary benefits becomes a point of legal case and bargaining from the employees’ end.The discretionary benefits refer to employment benefits, that are not mandated by the authority, and involve a variety of employee benefits such as health insurance, sick leave, maternity leave, vacation leave, life insurance, and health insurance. The benefits are granted at the intention of a company, that are viewed by the employees as an entitlement.
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All of the following are pathways relating to the Transportation, Distribution, and Logistics Career Cluster except:
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The following are pathways relating to the Transportation, Distribution, and Logistics Career Cluster except B. Merchandising.
Merchandisers are answerable for the whole lot that happens to a product from the moment its miles are added to the shop to the instant a shopper picks it up off the shelf. They screen product look and deliver in diverse stores at some point in their precise geographic area.
Vending is any exercise that contributes to the sale of products to a retail consumer. At a retail in-store stage, merchandising refers to showing products that are on the market in a creative way that entices customers to buy extra items or merchandise.
Merchandise is the term used for any product that you can sell or buy. Any top on the market is merchandise, some examples encompass groceries in a grocery store, clothes in a retail shop, electronics on an internet site, or uncooked substances in a production warehouse.
The question is incomplete. Please read below to find the missing content.
All of the following are pathways relating to the Transportation, Distribution, and Logistics Career Cluster except:
A. Facility and Mobile Equipment Maintenance.
B. Merchandising.
C. Planning, Management, and Regulation.
D. Sales and Service.
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1) Define JTA
please help
Answers
Answer:
The Full form of JTA is Job Task Analysis.
Explanation:
JTA) allows applications to perform distributed transactions, that is, transactions that access and update data on two or more networked computer resources.
Hope it helps! ◕ ‿ ◕
Sorry if it’s wrong! :(
Answer:
The Full form of JTA is Job Task Analysis.Explanation:JTA) allows applications to perform distributed transactions, that is, transactions that access and update data on two or more networked computer resources.Hope it helps! ◕ ‿ ◕Sorry if it’s wrong! :(
Explanation:
Harold Grey owns a small farm that grows apricots in the Salinas Valley. The apricots are dried on the premises and then sold to a number of large supermarket chains. Based on past experience and committed contracts, he estimates that the sales over the next five years in thousands of packages will be as follows:
Answers
The constant workforce that's required for the next five years is 10 workers.
How to calculate the workforce?From the information, the net requirement will be:
= 300000 - 20000
= 280000
Therefore, the workforce required will be:
= 280000/30000
= 9.33
Since workers can't be in decimal, therefore 10 workers are needed.
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The currency drain ratio for m1 is ______ than for m2, and the banks' reserve ratio for m1 is ______ than for m2.
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'The currency drain ratio for m1 is lesser than for m2, and the banks' reserve ratio for m1 is greater than for m2. Read below about currency drain ratio.
What is currency drain ratio?Currency drain ratio is the percentage of banknotes that households keep in form of cash rather than depositing in a bank. It is the amount of cash a person holds and the amount of money she maintains in readily accessible bank accounts, such as checking accounts.
Therefore, the correct answer is as given above.
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The exchange rate is the price of one country’s currency compared to another country’s currency. True or false?.
Answers
Answer:
True
Explanation:
Exchange rates vary through out different currencies ,controlled by different states .
The US dollar is the universal factor across all global currencies .Some may be higher while others may be lower but the USD is like the unit of comparison .
It is regulated by the federal reserve and is usually backed by credit .Money has taken dramatic twists , when it comes to backing as it has been backed by gold and oil before hence shifting from time to time .So the US discovered to gap which was filled by credit systems that oversee the flow of bills in relations to credit .
Unlike an assembly line where workers perform only a few tasks, in a __________ layout, teams of workers combine to perform a variety of tasks needed to produce more complex units of a final product.
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Unlike an assembly line where workers perform only a few tasks, in a modular layout, teams of workers combine to perform a variety of tasks needed to produce more complex units of a final product.
Modular design is an approach to product design used to manufacture a complete product by integrating or combining small parts that are independent of each other. Websites are built from templates, which are full-page layouts that provide the structure for individual types of websites (homepage, product, service pages, etc.).
Customized to meet the needs of different customers. Over time, some modules are developed to serve new purposes or to improve performance in some way.
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Jessica submitted to cancel event request form to cancel event she is scheduled to conduct three weeks from today the only advertising she has done is to post the flyer at the event venue select the cancellation procedure she does not need to follow
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Jessica submitted to cancel event request form to cancel the event she is scheduled to conduct three weeks from today the only advertising she has done is to post the flyer at the event venue and select the cancellation procedure she does not need to follow is to arrive at the location at the appointed time for the event and remain there for 30 minutes in case any attendees come.
United HealthCare's(UHC) event cancellation reporting rules include:
The last advised date for submitting a cancel event request form was no later than six business days before the event in order to ensure that an event is canceled in United Healthcare's event reporting application by the reporting deadline.Except in cases of adverse weather, events must be canceled and reported in the united healthcare event reporting application at least one business day before the event.Hence, if Jessica submitted to cancel event request form to cancel the event she is scheduled to conduct three weeks from today the only advertising she has done is to post the flyer at the event venue and select the cancellation procedure she does not need to follow is to arrive at the location at the appointed time for the event and remain there for 30 minutes in case any attendees come.
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If you are reviewing the industry-low, industry-average, and industry-high values for the benchmarked data on pp. 6-7 of each issue of the FIR, which one of the following would you consider to be an untrustworthy indication that one or more elements of your company's costs are too high compared to those of rival companies
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If you are reviewing the industry-low, industry-average, and industry-high values for the benchmarked data on pp. 6-7 of each issue of the FIR, The development of a collection of constructions and propositions that are developed to attain certain goals pertaining to social, economic, and environmental circumstances, as well as the operation and performance of the transport system, is the focus of transport policy.
This is further explained below.
What is FIR?Generally, When the police acquire information concerning the conduct of a cognizable offense, they will compile what is known as a First Information Report (FIR), which is a written record.
In conclusion, If you are looking at the benchmarked data on pages 6-7 of each issue of the FIR, you may find the industry-low, industry-average, and industry-high numbers for each category there. The development of a set of constructions and propositions that are developed to attain certain goals pertaining to social, economic, and environmental circumstances, in addition to the operation and performance of the transport system, is the focus of transport policy. This development comes in the form of a collection of constructions and propositions that are developed.
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Q-mart failed to include inventory that was kept in a separate warehouse in its end-of-the-period inventory count. Explain how this error will affect this year's balance sheet. (Check all that apply.)
Answers
Total assets and Total equity will be this year's understated.
In accounting, an understatement occurs when liabilities are devalued to less than their true cost or when firm assets are valued below their fair market worth. Either option leads to an erroneous assessment of a company's financial situation.On the other hand, understated inventory raises the cost of products sold. Lower inventory volume in the accounting records reduces the closing stock and effectively increases the COGS. A lower amount of inventory is on hand than what is really in stock, according to an understated inventory.What happens if equity is overstated?If the company overstates the value of its assets, it's going to show up on the other side of the equation as an increase in owner's equity. It won't have any effect on liabilities.Learn more about equity
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When a homeowner is delinquent on property taxes, the first step taken by the government in correcting the late payment is:
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When a homeowner is delinquent on property taxes, the first step taken by the government is delinquent taxpayer names are published in the local paper
Property taxes are delinquent on April first of the year following non-payment. A list of delinquent payers is published in a local county wide-newspaper.
A taxpayer is an individual or entity (such as a company) that is subject to tax liability. Modern taxpayers may have an identification number, an identification number issued by the government to citizens and businesses.
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What is the chief reason that the occupations of telephone operator and parking enforcement worker are projected to decline rapidly
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The Use of computerized equipment is the chief reason that the occupations of telephone operators and parking enforcement workers are projected to decline rapidly. This is further explained below.
What are telephone operators?Generally, The most significant factor contributing to the anticipated quick demise of jobs in the fields of telephone operators and parking enforcement officers is the increasing prevalence of automated technology.
In conclusion, The several meanings for the term "telephone operator." is someone who assists callers in reaching the intended recipient of their calls. Switchboard operator and telephonist are two terms that are interchangeable. category: manipulator; sometimes called operator. an element that is responsible for the operation of a device or instrument.
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Mega corp.has $10,000 in net income and $40,000 in sales. What is mega corp.’s profit margin?
a. 4%
b. 20%
c. 25%
d. 400%
e. 100%
Answers
Profit margin is 25%
Given net income is $10,000 and sales is $40,000.
Cost = Sales - net income
=$40,000-$10,000
=$30,000
Profit margin to be computed.
Profit margin measures how much the money a firm or the business activity produces by dividing income by the revenues. Profit margin, given as a percentage, is basically the number of cents earned for every dollar of the sales.
Profit margin is computed with the formula given below:
Profit margin= Revenue-Cost / Revenue
= $40,000- $30,0000/ $40,000
= 0.25
=25%
Therefore, the correct option of the profit margin is c. 25%.
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As utility companies tend to serve a whole market exclusively, they are known as ______ because the governments involved believe that the product or service would not be supplied otherwise.
Answers
Natural monopoly tends to serve a whole market exclusively.
What is Natural Monopoly?A natural monopoly is a sort of monopoly that frequently arises as a result of the high start-up costs or considerable economies of scale of operating a business in a particular industry, which can result in significant barriers to entry for potential competitors. In a certain sector or region, a corporation with a natural monopoly might be the exclusive supplier of a given good or service. In industries that need specialized technology, raw materials, or other elements to function, natural monopolies may develop.
Key Features of Natural MonopolyA natural monopoly is a special kind of monopoly that develops when there is only one company that can effectively provide the service in a particular area due to high start-up costs and considerable economies of scale.A business with a natural monopoly may be the exclusive supplier of a good or service in a given sector or region.Natural monopolies are permitted when one firm can provide a good or service for less money than any potential rival, but they are frequently very tightly controlled to safeguard consumers.Learn more about Natural monopoly here:
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What two activities are included in the preapproach stage of the personal selling process?
Answers
Two activities that are included in the approach stage of the personal selling process are -
gathering information about potential customers.deciding on the best method for an initial meeting.The following is included in the approach stage of the personal selling process initial meeting to get the prospect's attention, which is the basis of the sales presentation. Orders are sales representatives who process recurring or back-ordered orders for products that the company has already sold.
Prepaid tasks include product training and prospect identification. Approach customers, identify customer needs, present products or services, answer questions or objections, close sales, and follow up after sales.
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You are considering purchasing a car, and you are offered a loan with a nominal interest rate of 5 %. Assume inflation is expected to average 2 % over the life of the loan. What is the real interest rate
Answers
The real interest rate is;
Real interest rate = nominal interest rate - inflation
What is inflation?The rate at which prices increase over a specific time period is known as inflation. Inflation is often measured in broad terms, such as the general rise in prices or the rise in a nation's cost of living.
There are three main causes of inflation:
demand-pull inflation: Demand-pull inflation, which economists define as "too many dollars chasing too few things," is the increasing pressure on prices that accompanies a scarcity in supply.cost-push inflation: When the cost of labor and raw materials rise, the overall price level will rise (inflation).built-in inflation: As employees anticipate an increase in compensation when the cost of products and services rises in order to maintain their standard of living, this is known as built-in inflation.What is real interest rate?A real interest rate reflects the rate at which current things are preferred over future goods over time.
The difference between the nominal interest rate and the inflation rate is used to calculate the real interest rate for an investment.
Real interest rate = nominal interest rate - rate of inflation (expected or actual).
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