As a loan officer at a bank, there are several criteria that I would use when evaluating a 24-year-old's application for a $20,000 auto loan. Some of these criteria include:
Credit score: A person's credit score is a key factor in determining their ability to repay a loan. A higher credit score indicates a history of responsible borrowing and is more likely to result in loan approval.
Income: A person's income is also important when determining whether or not to approve a loan. The applicant should have a stable income that is sufficient to cover the loan payments in addition to their other expenses.
Employment history: A stable employment history is another important consideration. The applicant should have been employed for a reasonable period of time and have a good history of employment stability.
Debt-to-income ratio: The applicant's debt-to-income ratio is an important measure of their ability to repay the loan. The applicant's total debt payments should not exceed a certain percentage of their income.
Collateral: As this is an auto loan, the car the applicant is buying would act as collateral, and its value will be evaluated to assess if it will be able to cover the loan in case of default.
Repayment history: If the applicant has a history of repaying loans on time, it is more likely that they will be approved.
Purpose of the loan: The purpose of the loan should be reasonable and achievable, and the car should be necessary for the applicant's daily activities.
Down payment: A significant down payment can decrease the risk of loan default and increase the chances of loan approval.
By evaluating these and other factors, I would make an informed decision on whether or not to approve the loan application.
these attorneys have a high turnover rate and are known for learning the job
Drugs affect your _____.
for drivers ed btw :)
Answer:
concentration. Maybe will work in the case of driver. All the best!!
Answer:
Mind and body
Explanation:
trust
Samantha Powers received an order from her commanding officer to report for duty at the Sunshine State Air Force base on Tuesday at 9 AM. Samantha decided she was hungry and went to a coffee shop instead. She finally reported 3 hours late. But by then her commanding officer had already reported her for failure to report. What type of law does this represent?
Answer:
Soon she reported late... basically its "Criminal Liability"
Which member of the courtroom makes verbatim transcript of proceedings?
Answer:
court reporter
Explanation:
HURRY PLSS
Which court can have a juny?
3.5. Distnct Court, .U.S. Circuit Court of Appeals Flonda Supreme Court, U.S. Supreme Court
A tire manufacturer has recently discovered that numerous lots of tires
produced at one of their plants over recent months used a defective synthetic
material. The result was that these tires are far too likely to rupture at much
lower air pressure levels than normal. This has led to many accidents,
including some fatalities. The company has not been able to determine why
the material was defective. Which of the following is likely to be true in this
situation?
A. The company is obligated to find the individual responsible for the
defective material so that he or she can be punished.
B. If the company can recall all defective tires as soon as it has
discovered its fault, it will not be held liable for the accidents that
already took place.
C. The manufacturer as a company will be liable to pay significant
amounts of money to those harmed by the defective tires.
D. Because it is not clear why the material is defective, the
manufacturing company themselves cannot be held responsible.
Answer:
C. The Manufacturer...
Explanation:
A PEX
Glen is a dairy farmer who owns 500 milk cows. His fences are in poor repair, and his cows are often found eating the grass on Hank's land. Hank believes that Glen is responsible for damages to Hank's land on a theory of strict liability. The court will most likely find that Glen is:
Answer:
I would say that Glen is responsible for all of the damages that are caused to Hank's land because the cows belong Glen and it is Glen's responsibility to fix things that are broken on his land so that way the animals don't escape. There fore I would say that Glen is responsible for the damages because he failed to keep his cows under control.
Explanation:
C. political leaders
B. children
D. religious leaders
4. They are the people who promote ethical behavior, responsible persona
decisions and social justice.
5. A. celebrities
B. children
C. political leaders
D. religious leaders
5. This is the ability of a person in authority to guide others to achieve cert
organizational goals.
6. A. guidance
B. instruct
C. followership
D. leadership
6. The impact of a person to another person which causes him to change
behavior as convinced by the influencer.
7. A. personal relationships
B. followership
C. leadership
D. social influence
7. The idea about the kind of person someone is.
A. concept
B. perception
Answer:
4. C 5. D 6. D. 7. B
Explanation:
Check if I am right before confirming your answers.
Objects that affected eachother. (Newtons law)
Joseph has decided to build a fence around his property to prevent his neighbor's dog from destroying his yard. Joseph's neighbor realized the fence is crossing onto his property. He asked Joseph to move the fence, but Joseph refused. The neighbor decided to take this to court. What type of law does this represent? criminal, Ocivil, constitutional, juvenile, military
Which of the following remain a part of your driving recored for life?
Having no insurance and or DWI
Vehicle crashes
Parking tickets
Traffic violations
Answer:
Having no insurance and or DWI
Explanation:
Answer: Having no insurance or DWI
I hope this helped !
Which of the following is true regarding a guilty plea in a criminal case?
O It operates as an admission of the charge only, not the underlying facts
O It may be the basis for establishing facts in a later civil case
O It will occur as a part of the trial portion of a criminal prosecution
O It is legally equivalent to a “no contest” plea
The one that is true regarding a guilty plea in a criminal case is option A. It operates as an admission of the charge only, not the underlying facts. Hence, the correct answer is option A
A criminal case is the one that is liable to sentence punishment. A case that is punishable under law of any country. Hence, one is set to be in a criminal case when one is involved in any form of crime. The severity of the crime determines the gravity of the punishment.
What does guilty plea mean?To plead guilty implies that one accepts that one did the crime charged. If one pleads guilty, the court will decide what should happen next, which could be a fine or a prison sentence.
Therefore, the correct answer is option A. It operates as an admission of the charge only, not the underlying facts.
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#SPJ1
Calcular trabajo realizado al transportar una carga de 3nc a un punto donde la carga de potencial es de 3E3
Responder:
9 * 10 ^ -6 julios
Explicación:
Dado que :
Carga, q = 3nC = 3 * 10 ^ -9 C
Diferencia de potencial, ΔV = 3E3 = 3 * 10 ^ 3 V
Usando la relación:
ΔV = trabajo realizado, con carga, q
Trabajo terminado, W = ΔV * q
Ancho = (3 * 10 ^ 3) * (3 * 10 ^ -9)
W = (3 * 3) * 10 ^ (3-9)
W = 9 * 10 ^ -6 julios
Trabajo terminado = 9 * 10 ^ -6 julios
2. What problems do for-private prisons bring up for Latinos in the criminal justice system.
Answer:
High rates of violence.High employee turnover.Lack of qualified employees.Lack of training for employees.High economic expenditure.Explanation:
Private prisons are institutions that confine criminals and are, in most cases, used by state governments through contracts with those governments. These contracts may cover the entire presidency or only part of it.
This type of prison presents a great economic expense in relation to the lack of infrastructure and qualified professionals it presents. This allows the rate of violence between detainees and between staff and detainees to be very high, in addition to compromising rights and fair treatment among detainees.
A police officer driving behind Tom sees the car swerve
significantly and cross the center line several times. The
officer pulls the car over, asks Tom to step out and searches
the area around the driver's seat. The officer finds an opened
liquor bottle and a small amount of marijuana under the seat.
Is the
warrantless search legal?
If it's legal, list and explain the rule that applies from Handout 2.
Answer: It's all you have to do like It's legal Studying the Founders themselves can aid in understanding the government they created. Many of the Founders knew each other before the Constitutional Convention and were able to draw on their personal relationships when trying to garner a consensus for specific proposals to be included in the Constitution. Students will explore these relationships by creating a Founders' Social Network using Handout 2.
The teacher may assign a Founder to each student or allow the students to choose one. After students complete the profile and likes section on Handout 2, post them on the wall. Students will then browse the other profiles to determine who would likely be "friends" with their assigned Founder, then fill out the Friends section of the handout.
What is an advantage of photographing animals at the zoo rather than the wild?
Answer:
they animals is in cages so they won't get to kill u I don't know
13. Harry has a relationship with his government which includes having rights and responsibilities to that government. What is the name of the relationship Harry has with his government?
Comrade
Citizen
Servant
Patriot
Answer:
Comrade
Explanation:
Answer:
Citizen
Explanation:
How are the number of representatives determined per state?
2 Per state
Based on Population
The President Chooses
Based on land area
Answer:
Based on population its the answer
Match each statement with the correct item.
John Peter Zenger
Eighth Amendment
Susan B. Anthony
Fourteenth Amendment
Thomas Jefferson
civil liberties
Nineteenth Amendment
poll tax
bail
unreasonable searches and seizures
required states to grant all citizens “equal protection under the law”
guarantees women the right to vote
involved in a court case supporting freedom of the press
described the establishment clause as a “wall of separation between church and state”
security deposit to encourage attendance in court
a fee paid in order to vote
suffrage leader during the 1800s
prohibited by the Fourth Amendment
freedom to think and act without government interference
protects an accused person from excessive bail
Answer:
order
Explanation:
poll tax- a fee paid in order to vote.bail- security deposit to encourage attendance in court.civil liberties- freedom to think and act without government interference.19th amendment- woman right to vote. 14th amendment-"equal protection under law"?[not sure for 5] Susan b Anthony- feminist/suffrage leader.8th amendment-protects an accused person from excessive bail. john p zenger- involved a case involving freedom of press. 4th amendment- unreasonable searches and seizures. jefferson- wall of separation between church and stateDirections: Use the excerpt below when answering the question that follows.
"...we the people of Georgia, relying upon the protection and guidance of Almighty God, do ordain and
establish this Constitution."
--Preambe, GA State Constitution
Who does "we" refer to in the Preamble to the Georgia State Consititution?
Property owners
All Georgians
All men
Politicians
Answer:
i didn't know because I'm new
People are more likely to “buy in” to an organization strategy if:
Answer:
people are more likely to "buy in" to an organization strategy if: They participate in defining their role in the strategy.this answer has been confirmed as correct and helpful .
justify the title of the poem?
the leader and the led
Answer:
The title of the poem The Leader and the Led by Niyi Osundare speaks to the various dimensions of attitude within the ambit of Leadership.
It speaks to the indivisible union between leadership and followership.
In the first line, he opens up the poem by describing the attribute of the Leader as a lion who is unafraid to stake his claim. He contrasts that with the Antelope who is always fearful and reminded of the paws of the Lion.
It speaks therefore to the requirement of the Leader to be strong when he or she has to be. It also indicates that the leader cannot always be nice.
By an Ironic statement in line 9, he points out the reason why a duplicitous person cannot lead. He likens such a person to a Zebra. Duplicity equals the inability to inspire trust. Trust is an essential and critical quality for a leader. In line 10 he communicates that the followers are not as powerless as they have been painted to be in line 6 as fearful Impalas, for they also have the ability to finger the flaws of a leader to limelight and remove their following from he or she.
Lines 19 and 20 suffices in the description of a balanced leader as one who must be firm when it is required and gentle when the occasion calls for it.
The entire imagery painted by the poem is a fine depiction of leadership using metaphorical analogies of the animal kingdom.
For as in the animal kingdom, animals have leadership and following, so also do humans.
It's possible to develop bad coping skills.
How has the rule of law restricted government actions?
Answer:
In a limited government administered according to the rule of law, the rulers use power following established principles and procedures based on a constitution. ... The rule of law, however, is not merely rule by law; rather, it demands equal justice for each person under the authority of a constitutional government.
In the plantations of old south how could the opinions and disposition of the owner affect the handling of crime
Since the plantation owner enacted the laws and set the punishments, his opinions and disposition affect the handling of any crime committed and they could be lenient or harsh based on these factors.
How were the plantations of the old south administered?The plantations of the old south were administered solely by the individual owners without any government intervention.
Every decision depended on the whims and caprices of the landowner.
Thus, if a crime was committed within his property, the affected persons were at his mercy.
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Disclosing workplace issues in a public setting is _
Which of the following people would be legally allowed to submit an affidavit
concerning the effect of emotional distress on a young child?
A. The child's primary caregiver
B. The child's teacher
C. The child's psychologist
D. The child's parents
Answer:
c
Explanation:
c just did it
Answer: C. The child's psychologist
 is a spouse responsible for the other spouses credit card debt when they die
Kim just got a job as a parole officer. What kind of educational background does Kim likely have?
bachelor’s degree
master’s degree
technical training degree
associate’s degree
Answer:
technical training degree
Explanation:
If James kill ruby and the lawyer lie to the law who is republicans James or the lawyer
Answer:
William Jefferson Clinton is an American lawyer and politician who served as the ... Clinton's 1992 campaign manager, James Carville, successfully argued that Clinton's letter in which he .
Explanation:
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