Refer to Exhibit 8.13 for a perfectly competitive market. Area B represents _____a) the consumer surplus.b) the producer surplus.c) a public good.d) the ceiling.e) the floor.

Good response by a notary signing agent could be to "A Notary Signing Agent could do well to respond by giving the Borrower the Lender's contact details and recommending that he make an instant phone call to the Lender before proceeding with the Signing." This is further explained below.

Generally, The act of temporarily retaining another person's property with the goal of restoring it to its rightful owner.

In conclusion, A borrower worries that he will be "trapped" with a second mortgage if he signs all the paperwork required to get one. A Notary Signing Agent could do well to respond by giving the Borrower the Lender's contact details and recommending that he make an instant phone call to the Lender before proceeding with the Signing.

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A periodic inventory system is an inventory system that continually updates accounting records for merchandise transactions.

All purchases made between physical inventory counts are tracked in a purchasing account under the periodic inventory system. The balance in the purchasing account is transferred into the inventory account when a physical inventory count is completed, and the inventory account is then changed to reflect the cost of the ending inventory.

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Answer:

It is an inventory system that updates the accounting records for merchandise transactions only at the end of a period.

Explanation:

Morton’s steakhouse utilized a social CRM system to surprise a customer with a meal.

Here are some instances of Social CRM in use and some of its advantages: A firm or even a customer makes a fan page for your business or item. Fans are people who support your brand and the way you conduct business, and they provide a platform for marketing, networking, and communication.

With the aim of encouraging engagement in the business process, social CRM is a business strategy that comprises the expansion of marketing, sales, and customer support operations to incorporate the active participation of clients or visitors to an Internet channel.

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By offering more generous unemployment insurance programs, European countries can expect Longer periods of unemployment for their workers.

The idea right here is that EU labor markets do now not cause unemployment immediately however instead lock in excessive prices of unemployment resulting from macroeconomic downturns, in this precise case, the OPEC shocks.

This stems from several reasons but is particularly because of the generous benefits that ECU nations offer the unemployed. in the u.s.a., people without jobs are offered unemployment blessings for simplest a brief time frame, whilst in Europe many countries allow individuals to acquire for years.

High unemployment indicates the economy is running beneath full capacity and is inefficient; this may cause lower output and earnings. The unemployed are also unable to purchase as many goods, so will contribute to decrease spending and decrease output. A rise in unemployment can purpose a bad multiplier impact.

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Answer: sponsoring

Explanation:

When setting the price of a product, a company needs to take into account the costs of producing, distributing and promoting the product, as well as a profit margin.

It is essential that the company align its needs and objectives with the characteristics of the market and its business, in order to define a compatible and competitive price. It is essential to analyze income and expenses to establish an optimal balance in the pricing process, revising the strategy whenever necessary.

Therefore, it is essential that pricing is aligned to the market, to the fixed and variable costs of the business, considering its needs and goals for the business to be well positioned in the market.

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The step in new product development that involves determining whether the product idea is compatible with the company's goals, needs, and resources at an overall level is called screening.

It corresponds to a stage where the focus is on the organization and structuring of ideas about the launch of a new product, understanding better about the characteristics and benefits of the product that will be better aligned with the needs and desires of potential consumers.

Screening is an essential process, being the first stage of product development, where there is a brainstorming of ideas to define the product, increasing the possibility of it being well accepted by consumers and generating profitability for the company.

Therefore, the screening process is essential in order to define the essential criteria for the launch of the product, such as its characteristics and those of the market, in order to increase knowledge, innovation and the value of the product for consumers.

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When an employee organization is formed to represent workers in employee-management bargaining, they are called a Union.

This refers to an organization that is founded for workers to be able to collectively bargain with management over issues that affect them at work.

The union would therefore act as a representative for the workers when important job issues need to be discussed.

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Andy filed a fraudulent 2021 tax return on May 1, 2022. The statute of limitations for IRS assessment on Andy's 2021 tax return should end is E)None of the choices are correct.

A tax go-back is a document filed with a tax authority that reviews earnings, expenses, and different applicable financial facts. On tax returns, taxpayers calculate their tax legal responsibility, schedule tax payments, or request refunds for the overpayment of taxes.

Whilst to anticipate Your Refund. Refunds are typically issued inside 21 days while you electronically filed your tax return or forty-two days of while you filed paper returns. If it is been longer, discover why your refund may be behind schedule or might not be the quantity you anticipated.

Taxpayer information precis, like AIS, can be downloaded from the e-filing portal of the earnings Tax branch. To get admission to your TIS, click on AIS underneath the offerings tab of the I-T portal. click "Taxpayer data declaration" on the subsequent web page to download it in a password-protected PDF.

Your question is incomplete. Please find below the complete question.

Andy filed a fraudulent 2021 tax return on May 1, 2022. The statute of limitations for IRS assessment on Andy's 2021 tax return should end:

A)May 1st, 2025.

B)April 15th, 2025.

C)May 1st, 2028.

D)April 15th, 2028.

E)None of the choices are correct.

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The given statement is true.

This concept assumes that humans, given their preferences and constraints, are capable of making rational decisions by using efficaciously weighing the expenses and advantages of every alternative to be had them. The very last choice made will be the first-rate preference for the individual.

Behavioral financial specialists work to recognize the desires of their clients and expand unique commercial enterprise plans and solutions primarily based on psychology and marketplace studies. As a consultant, you could pick out a specialized zone such as health care or schooling and paintings either independently or as a part of a personal firm.

Behavioral economics combines factors of economics and psychology to apprehend how and why people behave the manner they do in the actual global. It differs from neoclassical economics, which assumes that the majority have well-described choices and make nicely-informed, self-fascinated selections based on those choices.

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A growing need in the workplace is for workplace daycare  and , which provides emergency day care for children or dependent adults so that the employee does not need to lose a day of work.

Workplace daycare is generally a facility over the site  that provides child-care  services for employees' children. The facility is limited by age only. The services of workplace daycare are usually available at a fee that is subsidized by the employer, or any other  companies which may offer this benefit for free.

When we talk about  off-site care providers, these programs must be licensed, insured as well as  staffed with trained teachers and assistants, and they must provide a safe environment for groups of children.

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In a process costing system, the application of factory overhead usually would be recorded as an increase in (CPA adapted) Finished goods inventory control.

What is process costing system?

A process costing system serves as a method that manufacturing industry usually used in determining the total production cost for each unit of product.

Hence, In a process costing system, the application of factory overhead usually would be recorded as an increase in (CPA adapted) Finished goods inventory control.

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If the Cost of Goods Sold is  157800. Gross profit would be $151,200.

Using this formula

Gross profit=Sales revenue-Cost of goods sold

Where:

Sales revenue=$309,00

Cost of goods sold=$157,800

Let plug in the formula

Gross profit=$309,000-$157,800

Gross profit=$151,200

Therefore the Gross profit would be $151,200.

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organizational behavior is a function of interdependent person and situation factors.

The academic discipline of organizational behavior examines how individuals behave in groups. In an effort to improve business operations, organizational behavior theory's ideas are generally implemented.

The study of human behavior in organizational contexts, the interface between human behavior and the organization, and the organization itself are all included in the term "organizational behavior".

These actions are pro-active in character and work to make things better for the person, the group, or the organization. Issue selling, taking the initiative, positive change-oriented communication, creativity, and proactive socializing are a few examples of these characteristics.

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Aggregation to qualify for a breakpoint is not available to an investment club that purchases different mutual funds within the same fund family. This is further explained below.

Generally, an item purchased or invested in with the purpose of increasing one's wealth and preserving one's financial resources from the hard-earned income or appreciation

In conclusion, An investing club that acquires mutual funds from the same fund family is not eligible for aggregation to qualify for a breakpoint.

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a recessionary gap occurs when an economy is approaching recession

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Based on the quantity consumed after the price ceiling was introduced, the total amount of revenue lost was $200,000

The lost revenue can be found as:

= Loss in quantity consumed - Pre-ceiling equilibrium price

Solving gives:

= (200,000 - 150,000) x 4

= 50,000 x 4

= $200,000

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The temperature of the Ideal Gas needs to be changed to 1200K.

[tex]\frac{V_{1} }{V_{2} }[/tex] = [tex]\sqrt{\frac{T_{1} }{T_{2} } }[/tex]

[tex]\frac{1}{2}[/tex] = [tex]\sqrt{\frac{300}{T_{2} } }[/tex]

[tex]\frac{1}{4}[/tex] = [tex]\frac{300}{T_{2} }[/tex]

[tex]T_{2}[/tex] = 1200K.

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Assigning the perceived attributes of a group to individuals belonging to that group is referred to as stereotyping

A stereotype in social psychology is a generalised opinion about a certain group of people. It is a presumption that individuals may hold regarding every member of a specific group. Expectations can be of several kinds, such as those regarding a group's personality, interests, appearance, or skill. Inaccurate stereotypes can occasionally exist despite being overgeneralized, unreliable, and resistant to fresh information.

While these broad generalisations about entire populations may be helpful for making snap judgments, they may be incorrect when applied to specific individuals and are one of the causes of prejudice.

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In order to overcome the free rider problem, interest groups often provide attractive offers to their members. Interest groups attempt to influence developments or trends in a way that benefits its members or the cause they support, in addition to reporting on them.

This persuasion is carried out through lawsuits, political action committees, grassroots efforts, and lobbying. All interest groups share the desire to influence governmental policy in order to advance their causes or themselves. Their objective can be to implement a policy that only benefits members of their group or a particular social class.

Interest groups exist because they found different ways to draw members in order to solve the free rider issue. A contract, or exchange, between a group entrepreneur and an unorganized interest that may be underrepresented or not represented results in the formation of an interest group.

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Huang invests $720 into an annuity every month for five years. At the end of five years, the account has a balance of $50,000. How much of this balance interest is $6800.

The purpose of an annuity, a long-term investment provided by an insurance company, is to lessen your chance of outliving your income. Your purchase payments (what you give) are transformed into recurring payments that may last a lifetime through annuitization. An annuity arrangement known as annuity contingent delays the beneficiary's payments until a specific event occurs. A series of payments paid at regular intervals is known as an annuity. The payments (deposits) may be paid every week, every month, every four months, every year, or at any other regular frequency. Mathematical operations referred to as "annuity functions" can be used to compute annuities.

Huang invests $720 into an annuity every month for five years. At the end of five years, the account has a balance of $50,000.

Total year =5

Months in five year:

5×12

=60

The amount invests every month = 720/per month

In 60 months

60 × $720

=$43,200

The amount in end with $50,000

The balance interest is:

50,000 -$43200=

$6800.

Balance interest is: $6800.

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Since the expansion that followed the War of 1812 was more of an ongoing evolution than a sudden revolution, Daniel Walker Howe avoids using the term "Market Revolution" and there is evidence that a market economy already existed and had been established in the American colonies in the 18th century.

Since communication significantly improved starting around 1815 compared to earlier decades, he advocates using the term "communication revolution" to describe the early nineteenth century.

Finally, retorts Howe, the revolution that really mattered was the "communications revolution": the invention of the telegraph, the expansion of the postal system, improvements in printing technology, and the growth of the newspaper, magazine, and book-publishing industries, and the improvements in higher-speed transportation. Howe responds that the "communications revolution," which included the development of the telegraph, the expansion of the postal service, advancements in printing technology, the expansion of the newspaper, magazine, and book publishing industries, as well as the development of faster transportation, was the revolution that truly mattered.

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After US companies objected that the Foreign Corrupt Practices Act would put them at a competitive disadvantage, the FCPA was eventually amended to allow for grease payments.

While a grease payment is made to hasten a trade or transaction, the former. The purpose of a grease payment is to expedite the process rather than to actually complete a transaction. Grease payments are not allowed under the FCPA as a way to influence the decision-making process of foreign officials.

In the event that they did, the money would be seen as a bribe and would be prohibited. It all comes down to the purpose of the money, and there is a very thin line between a greasing payment and a foreign bribe.

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Correct question:

After US companies objected that the Foreign Corrupt Practices Act would put them at a competitive disadvantage, the FCPA was eventually amended to allow for ______.

Multiple choice question.

a) grease payments

b) import tariffs

c) commission payments

d) export tariffs

The account that should be used in order to post the sales tax is only Sales Taxes Payable.

A sales tax is an indirect tax that is levied on certain goods meant for consumption. It is a tax levied on customers when they purchase goods or services, hence calculated as a percentage of the value of the goods sold.

The sales tax is the responsibility of the final consumer only; any intermediate buyer must produce a resale certificate to clear it and sales taxes are levied on any buyer who can not produce such a document.

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Conclusion can be drawn that airline must work tirelessly to sustain profitability. The key aspect of using Porter's Five Forces for airline industry in the United States is that  industry has been buffeted by a slew of external factors such as declining passenger traffic, rising operating expenses, high fuel prices, and higher landing and maintenance costs.

The intense competition from low-cost carriers that has resulted in a price war that has severely harmed. The airline industry worldwide is in a "death spiral," particularly in the United States, where several prominent carriers have been forced into bankruptcy is the conclusion.

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The standard deviation of demand over the review is 10 days.

Lead time = 5 days

SD of demand = 7

Time gap between reviews = 8

The standard deviation will be:

= ✓(7 + 5) × 8

= ✓96

= 10 approximately

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Many economists have argued that these adjustable-rate mortgages greatly contributed to the 2007-2008 financial collapse because these are mortgages that have variable interest rates.

An adjustable-rate mortgage has a changeable interest rate.

An ARM's initial interest rate is lower than the market rate for a comparable fixed-rate loan, but as time passes, the rate increases.

If the ARM is kept for a sufficient amount of time, the interest rate will be higher than the average for fixed-rate loans.

In ARMs, the initial interest rate is fixed for a set amount of time and then adjusts at a predetermined frequency after that.

Anywhere between one month and ten years can be used as the fixed-rate term; shorter adjustment periods typically have lower initial interest rates.

The loan resets, which means that a new interest rate based on current market rates is applied after the initial period.

Hence, Many economists have argued that these adjustable-rate mortgages greatly contributed to the 2007-2008 financial collapse because these are mortgages that have variable interest rates.

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Many economists have argued that these adjustable-rate mortgages greatly contributed to the 2007-2008 financial collapse because these are mortgages that have what kind of interest rate: variable.

A mortgages payment is typically made up of four components: principal, interest, taxes and insurance. The Principal portion is the amount that pays down your outstanding loan amount. Interest is the cost of borrowing money. The amount of interest you pay is determined by your interest rate and your loan balance.

An example of mortgages is when you go to the bank and borrow money against your house. A mortgage is a loan taken to purchase property and guaranteed by the same property.

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Banks act as economic intermediaries due to the fact they stand among savers and debtors. Savers area deposits with banks, and then acquire interest bills and withdraw cash. Borrowers obtain loans from banks and pay off the loans with interest.

Commercial banks act as economic intermediaries because they receive the financial savings deposits of customers, and then lend out these funds to debtors. This pastime is referred to as economic intermediation or oblique finance.

A financial middleman is an entity that acts because the intermediary among two parties in a financial transaction, consisting of a commercial bank, funding bank, mutual fund, or pension fund.

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