The statement, setting up automatic account transfers is the easiest way to build your savings for your emergency fund or large purchases, is true.
Automatic account transfers is the easiest process which lets your savings grow unattended. If you schedule the transfer around the time that your earnings arrive, the money for savings never really mixes with your spending funds.
Over time, you may also get used to living on that smaller amount too, making it easier to let your savings build. Thus, this saves your money for emergency fund or large purchases.
Hence, setting up automatic account transfers is the easiest way to build your savings for your emergency fund or large purchases.
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A multi-step income statement ________. Group of answer choices combines cost of goods sold and operating expenses considers interest revenue an operating activity is another name for a simple income statement separates cost of goods sold from operating expenses
A multi-step income statement is option(a) i.e, separates the cost of goods sold from operating expenses
What is an income statement?An income statement, also known as a profit and loss account, is one of a company's financial statements and displays the company's receipts and outlays for a specific time period. It describes the process through which revenues are converted into net income or net profit.
An income statement's objective is to display a company's financial success over a specific time frame. It narrates the financial history of a company's operations. You may discover all of the revenue and expense accounts for a specific time period in an income statement.
The multi-step income statement breaks down a company's profits or losses for a particular reporting period. It provides a thorough evaluation of a company's financial performance. A company's operating revenue and operating expenses are separated by its non-operating revenue and non-operating expenses by its format.
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Income inequality in the United States has increased somewhat over the past 30 years. Two factors that appear to have contributed to this are
C: rapid technological change and expanding international trade
About Technological change:
Ours is a time of amazing new technologies. It is frequently described in epochal terms, as a time of technological renaissance propelled by brilliant new technologies, a second machine age, and a new industrial revolution.
Technological change and income inequality:
Technology drives productivity, which drives economic growth. However, as digital technologies have grown in popularity, productivity growth has slowed rather than accelerated. This is a great modern paradox.
Meanwhile, income inequality in the United States has increased sharply, more so than in other major advanced economies. Since the early 1980s, the top 10%'s share of national income has increased from 35% to 47%.
Job insecurity has grown, as have fears of a "robocalypse"—massive job losses due to automation. Intergenerational economic mobility has decreased as income inequality has increased.
Complete Question
Income inequality in the United States has increased somewhat over the past 30 years. Two factors that appear to have contributed to this are
A: tax cuts on high-income individuals and large increases in prices of stocks.
B: strong economic growth and low inflation.
C: rapid technological change and expanding international trade.
D: outsourcing of jobs by U.S. firms and cuts in taxes on capital gains.
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If a corporation pays the premium on a group life policy for its employees, the corporation is required to report how much additional taxable income for each employee?
If a corporation pays the premium on a group life policy for its employees, additional taxable income for each employee is Nothing
This is further explained below.
What is additional taxable income?Generally, Along with wages, salaries, commissions, fees, and gratuities, this also covers other types of pay, such as stock options and fringe benefits. Your employer must provide you with a Form W-2, Wage and Tax Statement, detailing the compensation you received for your services.
In conclusion, If an employer contributes to the cost of a group life insurance policy for its workers, the employees do not have to report any extra income for tax purposes.
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Molly has a $2500 down payment saved for this purchase. Molly assumes the $1500 cash allowance will come straight off her total. How much loan does molly need?.
The Loan needed by Molly is $21,495
Based on the information given molly is going to pay the exact MSRP of $25,495 and Cash Allowance of $1,500
Now, let determine How much loan does Molly need:
Using this formula,
Loan needed =MSRP amount- Down Payment-Cash allowance
Where:
MSRP amount=$25,495
Down payment=$2,500
Cash allowance=$1,500
Let plug in the formula:
Loan needed=$25,495-$2,500-$1,500
Loan needed=$21,495
In conclusion, The Loan needed by Molly is $21,495.
What Is the Manufacturer's Suggested Retail Price (MSRP)?The price a product's manufacturer advises it to be sold for at the point of sale is called the manufacturer suggested retail price (MSRP). Some retailers also use the term "list price" to refer to the MSRP. An MSRP can be assigned to any retail item, even though they are most usually associated with cars. There is also an MSRP for other expensive items like electronics and appliances.
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Managers can be limited in their ability to influence the firm because of the _______________.
Managers can be limited in their ability to influence the firm because of the organizational environment.
The collection of forces that surround an organization make up its organizational environment. These influences can both present possibilities and challenges because they can restrict or enhance the organization's access to resources.
It consists of all factors that exist outside the organization's borders and have the ability to have an impact on either all or a portion of the organization. Government regulatory bodies, rival businesses, clients, vendors, and public pressure are a few examples.
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using wheat to produce bread is an example of..?
a. value subtracting
b. value adding
c. product exchange
d. product transfer
e. product morphing
The amount of the average investment for a proposed investment of $191,000 in a fixed asset with a useful life of 4 years, straight-line depreciation, no residual value, and an expected total income of $30,300 for the 4 years is a.$47,750 b.$7,575 c.$30,300 d.$95,500
$30300
Annual depreciation = (purchase price - salvage value) / useful life
Straight line depreciation = Annual depreciation / (purchase price -salvage value)
The steps in calculating a straight line depreciation are:
Find out how much the asset costs.
To determine the entire depreciable amount, deduct the asset's estimated salvage value from the asset's purchase price.
Find out how long the item will be useful.
To calculate the annual depreciation amount, multiply the total from steps (2) and (3) by the figure determined in steps (3).
i.e, = $191000-$30300 = $160700
an asset with a useful life of 4 =$160700/4 =$40 175
so the straight-line depreciation rate is at 4.7%
In 4 years Straightline depreciation will be $30300
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An advantage of licensing to a company is that it ________, while the licensee gains production expertise or a well-known product without having to start from scratch.
An advantage of licensing to a company is that it can enter into a foreign market at a little risk, while the licensee gains production expertise or a well-known product without having to start from scratch.
Licensing of the international business transactions gives the licensee certain type of rights and resources to manufacture or market a particular product in a particular country, generally called the host country.
Licensing also represents a business arrangement in which one company is given permission by another company or individual to manufacture its product by giving a specific fee.
This arrangement includes allowing the licensee to use the patents, trademarks, copyrights, designs, and other intellectual property rights of the licensor.
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Practices that reduce competition without actual documented agreements between firms to raise price are commonly referred to as ______________________ .
Practices that reduce competition without actual documented agreements between firms to raise price are commonly referred to as restrictive practices.
How does competition affect the demand curve of a firm?When competing firms establish prices in response to the prices set by their competitors, the demand curve that each firm faces becomes ambiguous. Increased government wheat price subsidies will not make wheat growing more lucrative.
What has the regulator allowed firms to do to set prices?The regulator has allowed for an adjustment for the firm's usual rate of profit, and then established the price that customers can be paid correspondingly.
What are Restrictive practices?Restricted interventions are another term for restrictive practice. This is when someone is forced to do something they don't want to do or is prevented from doing something they want to do.
This can be accomplished by employing:
seclusion.environmental constraint medication (sometimes referred to as chemical restraint).mechanical restraint psychological restraint.Learn more about Restrictive Practices:
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What is an analysis of environmental impacts of products from the design stage through end-of-life?
Life cycle assessment is an analysis of environmental impacts of products from the design stage through end-of-life.
Life cycle assessment (LCA), also referred to as environmental LCA, is a systematic, standardized technique for quantifying the capacity environmental effects of a product or technique that arise from uncooked substances extraction to stop lifestyles.
Lifestyles-cycle evaluation (LCA) is a procedure of comparing the outcomes that a product has on the surroundings over the complete length of its lifestyle thereby increasing aid-use efficiency and lowering liabilities.
Existence cycle assessment or LCA is a technique for assessing environmental effects associated with all the stages of the existence cycle of an industrial product, manner, or service.
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Credit unions are considered not-for-profit entities and therefore generally offer higher rates on savings accounts and lower rates on loans than most commercial banks do.
a. True
b. False
Credit unions are considered not-for-profit entities and therefore generally offer higher rates on savings accounts and lower rates on loans than most commercial banks do.
This statement is true.
A credit union is that financial cooperative which provides different traditional banking services. These services ranges in size from small, volunteer-only operations to large entities with thousands of participants allover the country.
Credit unions can be formed by large corporations, organizations, or any other entities for their employees as well as members.
Credit unions are owned, and operated by their participants only. Because they are not-for-profit enterprises credit unions enjoy tax-exempt status.
Credit unions always follow a basic business model in which members pool their money. In other words they buy shares in the cooperative.
Any income generated by the credit union is used to fund different projects and services that will benefit the community and the interests of its members.
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The use of the allows bank customers the ability to complete most transactions electronically without leaving home.
The use of the internet allows bank customers the ability to complete most transactions electronically without leaving home.
What is Internet?Internet help to transmit data or information across a network, making it possible for internet user to communicate and exchange information.
Example of internet are:
WAN which full meaning is Wide Area Network.LAN which full meaning is Local Area Network.Hence, internet play an important function as it make it possible for bank customers to complete their transactions electronically or to carryout their transaction online without having to leave their various homes.
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Suppose that when the price of peanut butter falls from $5 to $4 per jar, the quantity of jelly purchased rises from 10 million jars to 15 million jars.
The cross-price elasticity of demand is -1.82
Calculate the cross-price elasticity of demand:
The formula to calculate the cross-price elasticity of demand is:
(92 -91)/[(02 + 91)/2]
Cross price elasticity
(P2- A)/[(P +P)/ 2]
(15-10)/ [(15+10)/2]
(4-5)/ (4+5)/2]
5/12.5
-1/4.5
0.4
-0.22
=-1.82
Therefore, the cross-price elasticity of demand is -1.82. Since the demand is negative
The goods are said to be Complements.
Your question is incomplete. Please read below to find the missing content.
Suppose that when the price of peanut butter falls from $5 to $4 per jar, the quantity of jelly purchased rises from 10 million jars to 15 million jars. Instructions: Round your answer to two decimal places and include a negative sign if appropriate. The cross-price elasticity of demand between peanut butter and jelly using the midpoint method is The goods are?
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Many corporate executives reported that they use social media to communicate their socially responsible activities to customers because it?
Many corporate executives reported that they use social media to communicate their socially responsible activities to customers because it reaches broad and diverse groups; allows them to connect directly with customers; allows them to reach specific groups more directly
Social media is a collective term for websites and applications focused on communication, community-based input, interaction, content sharing, and collaboration. People use social media to stay in touch and interact with friends, family, and diverse communities
Engage with your audience and drive website traffic. However, there can also be downsides, such as resources needed and negative feedback.
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A private closed economy includes:
A private closed economy includes households, businesses but not government or international trade.
What is a private closed economy?A private closed economy is an economy that is driven by consumer spending and business investment. There is no contribution from the government. Also a private closed economy is closed off from the import or the export of goods and services.
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When a few firms with market power agree to restrict output and/or charge higher price, it is called
A few firms with market power agree to restrict output and/or charge higher price, it is called collusion.
Collusion is a fraudulent agreement or secret cooperation between two or more parties to limit open competition by deceiving, misleading, or fraudulent the legal rights of others. .. Collusion is not always considered illegal.
Collusion can lead to High price for consumers. This leads to reduced consumer surplus and allocation inefficiencies (price exceeds marginal cost). Collusion, which acts as a barrier to entry, can prevent new companies from entering the market.
Collusion refers to a combination, conspiracy, or agreement between sellers that raises or modifies prices, reduces production and increases profits.
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Many home buyers express common concerns about the energy efficiency of their homes. Of the following, which is a measurement of the efficiency of energy used to determine the effectiveness of appliances
In a case whereby Many home buyers express common concerns about the energy efficiency of their homes the measurement of the efficiency of energy that is used to determine the effectiveness of appliances is The EER.
What is The EER?
The EER can be regarded as the ratio of the cooling capacity to the power input (in watts) of a system.
It should be noted that The higher the EER rating, the more efficient the air conditioner, in this case, the measurement of the efficiency of energy that is used to determine the effectiveness of appliances is The EER.
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Buyer Kristin has a buyer agency agreement with Carlotta, a licensee. Kristin's brother, Dalton, is going to showings with Kristin and helping her decide which house is the best fit. Who is/are Carlotta's client(s)
The person that is going to be the client of Carlotta would be Kristen herself.
Who is a client?This is the term that is used to refer to the person that is making use of the services of another professional.
The client has the agent working for him or her. Kristin is the direct client in this question.
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You make $10.25 per hour. You have 7.5% of your total pay taken out of your check for your 401K retirement plan. How much will be taken out for your 401K if you work 47 hours this week
The amount that will be taken off the pay check for the 401k retirements plan given all the criteria indicated above is $38.82 (Option D)
What is the computation justifying the above?Given:
Pay Per Hour: $10.25
Bonus: $15.375 for every hour worked over forty hours.
Total Hour worked: 47 Hours
Percentage deductible: 7.5%
Total Pay thus =
(40 *10.25) + (7 *15.375)
= $517.625
Total 401 K deduction thus, =
7.5% * 517.625
401K Deduction total = $38.82
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Full Question:
You make $10.25 per hour. You have 71/2% of your total pay taken out of your check for your 401K retirement plan. How much will be taken out for your 401K if you work 47 hours this week? You get paid time-and-a-half for all hours over 40.
Select one:
A. $36.13
B. $69.02
C. $54.20
D. $38.82
E. $14.35
A member of the Scrum Team does not want to participate in the Sprint Planning event and considers it a waste of time. What should the Scrum Master do first?
You'll need to work with him one-on-one to assist him to internalize the scrum ideas and concepts. Focus on the areas in your sprint planning where he can make a difference; emphasize how the team needs and appreciates his help. " This is further explained below.
What is sprint planning?Generally, Scrum's sprint planning is the first step of a new sprint. Sprint planning is concerned with determining what can be accomplished in a sprint and how it can be done.
In conclusion, You'll need to work with him one-on-one to help him internalize the scrum culture's core values and concepts as he learns them. Focus on the areas in your sprint planning where he can make a difference; emphasize how the team needs and appreciates his help.
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Do you believe that Nelson Mandela was born a leader or made a leader?
Answer:
I believe he was born a leader
Explanation:
Because he stood up for his people and made whatever deal so that his people can be free and live a normal peace way
Firms have a tendency to change the industry structure in their favor, making it more __ through horizontal mergers and acquisitions, since this tends to be more profitable than a fragmented one.
Firms have a tendency to change the industry structure in their favor, making it more consolidated through horizontal mergers and acquisitions, since this tends to be more profitable than a fragmented one.
Industry structure is described as the fundamental, underlying traits that influence how a set of businesses producing closely related goods compete with one another.
Porter's industry structure perspective on strategy is based on using the industry as the analytical unit, with the players' relative bargaining power and entry barriers serving as the main sources of supernormal profit.
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Advantages of using a credit card in small business financing include that?
Advantages of using a credit card in small business financing includes the following:
Provides a line of credit.
All business expenses could be paid by the employee.
Rewards are earned by the employee on every transaction.
Purchase protection is provided to the employee.
Business credit cards provide a line of credit which can be used to purchase anything that is needed for the business, from supplies to equipment every small item could be purchased.
Employees can also use the card for spending all business expenses, and one bill will be received with all the spendings and any employee spending monthly or quarterly.
All the purchases made by business card account earn rewards which includes any purchases employees make. Rewards can be easily redeemed in the variety of ways, such as gift cards, for merchandise and travelling.
Business cards also provide numerous travel and purchase protections to the employees.
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In a small group, which type of roles often involve seeking, processing, and evaluating information?
The individual role frequently makes the group process problematic. When playing individual role, group members prioritize their own needs and interests over the needs of the group. As a result, they frequently exhibit traits like negativity, aggression, or endless laughter.
Different groups can produce positive, neutral, or negative experiences depending on their qualities, functions, and goals. Small groups typically concentrate on some form of task completion or goal attainment, but our interpersonal relationships largely focus on relationship building.
Examples of tiny groups that would each have a particular size, structure, identity, and interaction style include a campaign team for a state senator, a community of local organic farmers, and a college learning community focused on math and science.
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Assuming the market situation from part (b), and that producers will not charge less than $1, would the quantity supplied of widgets be more or less than 11 widgets? explain
The quantity supplied of widgets is more than 23.
Price Total Supply
1 3+5+3 = 11
2 5+6+6 = 17
3 7+7+9 = 23
You can think of them as an "overview" view of your app's key data and features, accessible directly from the user's home screen. Users can move widgets around the home page. You can customize the amount of information in the widget to your liking by resizing where supported.
The widget processes real-time her website data and can be personalized to correspond to the identity of the website. Some of the most common examples of widgets are event countdowns, website visit counters, clocks, and daily weather forecasts.
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How much actual competition occurs in perfectly competitive markets? some make the claim that there is actually no competition between firms in a perfectly competitive market
The competition in the perfectly competitive market are known to be few in the actual sense.
What is a perfectly competitive market?This is the type of market that is known to have barriers to entry in the market.
In such a business or a market type there is symmetry and their is perfect information existing for the consumers and the producers.
The following are the characteristics of this type of market
Firms that produce identical goodslarge number of buyersMany sellers of the productsThe buyers and the sellers have perfect information that would enable them to make decisions.Read more on perfect competitive market here: https://brainly.com/question/1748396
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If the fed sells $5 billion of u. S. Bonds in the open market and the reserve requirement is 5 percent, m1 will eventually:.
If the fed sells $5 billion of u. S. Bonds in the open market and the reserve requirement is 5 percent, m1 will eventually decrease by $100 billion.
What is the effect of the sale of bonds on M1?
M1 is comprised of the most liquid money supply e.g. currency, demand deposits. When the Fed sells bonds they are conducting a contractionary monetary policy. The aim of this policy is to reduce the supply of money in the economy.
Reduction in the value of money = value of bonds sold / reserve requirement
$5 billion /0.05 = $100 billion.
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Given equal amounts of alcohol and an equal rate of drinking, every woman's intoxication rate will rise faster than every man's.
a) true
b) false
Option A. This is true. Given equal amounts of alcohol and an equal rate of drinking, every woman's intoxication rate will rise faster than every man's.
What is intoxication?This is the term that is used to refer to the ability of alcohol to affect the mood and the emotions of a person in such a way that it would depress the central nervous system of the person that is involved.
The rate of the intoxication of the female is going to be higher because research has shown that the gender of a person is a deciding factor on intoxication. It is higher for the females. Hence Given equal amounts of alcohol and an equal rate of drinking, every woman's intoxication rate will rise faster than every man's.
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The Age Discrimination in Employment Act prohibits employment discrimination on the basis of age against individuals up to forty years of age. Group of answer choices False True
True, Age Discrimination in Employment Act (ADEA) forbids age discrimination against people who are age 40 or older.
It does not protect workers under the age of 40, although some states have laws that protect younger workers from age discrimination.These legislation collectively changed the workplace by removing obstacles to opportunity and establishing a foundation of fairness and equality. Congress acknowledged that age discrimination was mostly brought on by erroneous beliefs that ability was impaired by age when it passed the ADEA.Direct and indirect age discrimination are two of the most prevalent forms of this practice.What is the Age Discrimination Act of 1978?
Age-based discrimination against older workers in hiring, firing, layoffs, compensation, and other working conditions is illegal under the federal Age Discrimination in Employment Act (ADEA). Most employees 40 and older who work for companies with 20 or more employees are covered by the statute.Learn more about the Age Discrimination Act of 1978 brainly.com/question/15287392
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A typical ____________________________ fiscal policy allows government to decrease the level of aggregate demand, through increases in taxes.
The fiscal policy allows the government to decrease the level of aggregate demand, through increases in taxes is the Contractionary fiscal policy
See explanation bellow
What is a Fiscal policy?Simply put, a fiscal policy can be defined as the various ways in which government regulates the economy by ways in which they spend money and collect taxes.
There are basically three types of fiscal policy and they are
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