The big difference between the CIO and the Chief Digital Officer is the responsibility for turning IT into a value creator, which is something that the CIO typically doesn’t have in most organizations.
How to compare the difference?The chief digital officer is the leading digital business from the front in a way that most CIOs aren’t. It should be that most CIOs are not trying to think of new markets, new channels, or new business models that the organization should be getting and making that a top priority. .
The CIO is used to operate much larger operations. The Chief Digital Officers are very multidisciplinary, so they have a lot of different experiences, and they're very comfortable talking with marketing and sales in their language.
They’re very good at talking to the product teams in their language and operations in their language, and executives, and so on. And not to the same degree that we see the CIOs that don’t really talk the language of business .
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Answer: The big differences in the CIO and the Chief Digital Officer is this responsibility for turning IT into a value creator, being a business to the extent of actually having a P&L, which is something that the CIO typically doesn’t have in most organizations.
hly basis builds quicker than one paid on an annual basis The face amount of a life policy paid on a monthly basis is higher than one paid on an annual basis
The face value of your life insurance policy is the amount used to reflect the worth of your contract. It can also be referred to as the death benefit or the face value of the life insurance policy.
What does "face amount" refer to?The face value of your life insurance policy is the amount used to reflect the worth of your contract. It can also be referred to as the death benefit or the face value of the life insurance policy. The face value of a life insurance policy is always the amount given to the beneficiary when the policy ends.
What is the minimal face value?The bare minimal death benefit a buyer of a variable-life contract may purchase. However, there may be exceptions to this need for young
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An insured purchased a 10 year level term life policy that is guaranteed renewable and convertible. What happens at the end of the 10 year term?
The term life policy may be extended by the insured for a further ten years, albeit at a higher premium cost.
What is the term life policy?Term life insurance provides coverage for a predetermined time period, often up until a change in the active job status, and pays a particular lump sum to your loved ones (e.g. retirement, change in employers).
The insurance expires if you cease making premium payments.
The insured may choose to extend the coverage for a further ten years, however at a higher premium cost.
While term insurance is frequently the least expensive kind, purchasing protection has drawbacks.
The policy has no surrender value and no cancellation benefit, and, if you have to renew, your premium is determined by your current age and health, which could result in significantly higher premiums.
Therefore, the term life policy may be extended by the insured for a further ten years, albeit at a higher premium cost.
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How does the federal funds rate affect other rates?
The Federal Funds Rate tend to affect the other rates as the higher fed funds rate means the more expensive borrowing costs.
If the Federal Funds Rate raises the interest rates, then it leads to the increase in the borrowing costs, while also making both credit and investment more expensive. Thus, this can be done in order to slow an overheated economy.
However, if the Fed lowers rates, then it tends to make the borrowing cheaper, and also which tends to encourage the spending on credit and the investment. So, the federal funds rate is the Fed's main benchmark interest rate.
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What is a smart way to capture the readers attention in a personal easy
Answer:
Explanation:
There are several smart ways to capture the reader's attention in a personal essay, including:
Starting with a strong opening sentence: This could be a provocative statement, an interesting fact, or a personal anecdote that immediately grabs the reader's attention.Creating a relatable scenario: By introducing a scenario that the reader can relate to, you can immediately create a connection with the reader and capture their attention.Using descriptive language: Using descriptive language to paint a vivid picture of the setting, characters, and events in your essay can help to capture the reader's attention and draw them into the story.Creating a sense of urgency: By highlighting a problem or an issue that needs to be addressed, you can create a sense of urgency that will capture the reader's attention and make them want to keep reading to find out more.Asking a question: Asking a question that the reader is likely to be curious about can capture their attention and make them want to keep reading to find out the answer.Showing vulnerability: Being open and honest about your personal experiences, struggles and emotions can help to create a strong emotional connection with the reader and make them want to keep reading.Using humor: Incorporating humor into your essay can make it more relatable, and help to break the ice with the reader and capture their attention.Using pop culture references: Use references from literature, movies, music or TV shows20 step perm procedures
20 Steps of perm procedures are : Step 1. Consultation , step 2. Double drape , step 3.Release of claims , step 4.Clarify Shampoo
Other steps are as follows :step 5. Section and wrap ,
step 6. Cotton ,
step 7.Process ,
step 8. Check curl ,
step 9. Rinse,
step 10. Towel blot ,
step 11. paper towel blot ,
step 12. Air neutralize ,
step 13 . cotton ,
step 14. Neutralize,
step 15. Rinse,
step 16. Drop rods,
step 17. Rinse,
step 18.towel blot,
step 19. Style,
step 20. 2 min plan
Perm procedures :
A perm uses chemicals to change the texture of the hair to create waves and curls. Traditionally, the stylist winds the hair into bobbins before applying a perm lotion and setting the curls. stop the perm process
Which perm lasts the longest?A straight perm (also called a reverse perm) is a Japanese form of hot perm that uses heat (often with a flat iron) and chemicals to straighten the hair. Some people choose this option over other straight perms because the results of a straight perm are long-lasting.
What are the most natural perms?Body Wave - This is a loose perm that looks more natural than other perms. Great for creating waves on straight hair and uses a larger roller. Spiral Perm – This style uses a cold method to create bouncy spiral curls.
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What factors affect interest rates on loans?
Interest rates in the loans are influenced by inflation, rate signals from the RBI, the liquidity of the banking system, and deposits in the banking system.
When you stop to think about it, banks play a significant role in many aspects of our life. A bank is where we deposit our paychecks, apply for loans, and open savings accounts. What, then, do banks do? What different kinds of banks are there? Let's start by investigating the various bank varieties that make up a banking system in order to get some answers to these problems.
A banking system is a collection or network of organizations that offers us financial services. These organizations are in charge of running the financial system, making loans, accepting deposits, and assisting with investments.
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What is the difference between marginal costs and difference?
Marginal cost - the main difference. Average cost is the sum of the total cost of goods divided by the total number of goods, while marginal cost increases as additional units or units of a product or service are produced.
Marginal cost is the change in total cost of production with changes in output, and output changes.
Average cost is intended to assess the impact of changes in production levels on the total unit price. In contrast, the goal of marginal cost is to find out whether it is profitable to produce additional units of goods. Average cost formula = total cost / number of items, formula marginal cost = change in total cost / change in quantity.
The marginal cost curve becomes concave as the rate of return increases, but moves linearly and smoothly for a constant rate of return and eventually becomes convex as the rate of return of marginal cost increases.
The best criterion for determining the level of output at average cost is when costs are minimized and marginal cost is when profits are maximized.
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You've been asked to assist in the deli the butcher tells you to help fill the orders that customer has placed what's the first thing you should do
Answer: help them fill the orders
Explanation: i can make u feel much better about yourself
Why did the British invade Egypt?
Britain invaded Egypt in 1882 to defeat the Urabi Revolt. This revolt threatened their economic interests in Egypt. They also did this to defend the Suez Canal and protect Britain's oil supplies from the Persian Gulf.
In 1882, Britain invaded Egypt and imposed their control over the country. They accomplished did so for multiple reasons, both short-term and long-term. Long-term reasons included security, economics, and of course its fascination with the country. The short-term reason was the Urabi Revolt: a nationalistic uprising in Egypt that sought to cast out British influence over Egypt. Seeking to expand their ability to access Asia, France obtained from Egypt the right to develop a new route to Asia.
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Calculate total GDP for this economy given the following components of demand. Round your answer to the nearest tenth.
Components of GDP on the Demand Side
(in trillions of dollars)
Consumption
11.2
Investment 2.8Government spending3.1Exports2.4Imports2.3Total GDP?
Given the demand components listed below, this economy's total GDP is 18.5
What is meant by GDP?The GDP estimates the monetary value of the final goods and services those consumed by consumers that were produced in a country over a given time period (say a quarter or a year). It totals all the output produced entirely within a country's borders.We are aware that the total monetary worth of all finished products and services produced in an economy is known as the GDP. Let's imagine, for illustration, that Country B only exports backrubs and bananas. Figure%: Products and Services Made in Country B In year 1, they make 5 bananas worth $1 apiece and 5 backrubs worth $6 each.GDP = Consumption + Investment + Government spending + Trade balance GDP = C+I+G+(X−M)
Therefore,
GDP = 11.4 + 2.8 + 3.0 + (2.5 − 1.2)
= $18.5 trillion
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effective ads turn mere products into actual brands by
Advertising in this case: It helps convey meaning within a culture. Effective ads turns mere products into real brands by: give them cultural meaning.
If a consumer believes his brand is more popular than it actually is, he is told that accessibility has his bonus. Without the customer's attention, an advertiser's message is unlikely to have the desired impact.
Advertising helps educate consumers about how your product or service can help them and what your brand stands for. Ad campaigns can be used to improve your branding and give you a deeper understanding of your brand, from your business mission to your selling value.
Identify your marketing goals. The Marketing Goals section of your plan will set revenue and other goals for your marketing efforts for the next year (ideally beyond) and provide details on how to achieve them.
Marketers use PRIZM segmentation as an efficient method to create targeted marketing his campaigns and ensure that their products are well received. Marketers can also use the system to understand target customer behavior and discover new customers.
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Identify the common features of regular savings accounts, money market accounts, and certificates of deposit. Select all that apply.
The common features of regular savings accounts, money market accounts, and certificates of deposit are option A and option C. which include:
interest paid to the depositorencourage depositors to save moneyRegular savings accounts, money market accounts, and certificates of deposit are all types of savings accounts offered by banks and credit unions. They all have the common feature of allowing individuals to deposit money into the account and earn interest on that deposited money.
What constitutes the differences in these account types?The differences on these savings accounts are as follows:
Regular savings accounts typically have the lowest minimum deposit requirements and the lowest interest rates among the three types of accounts. They also have the most flexibility in terms of access to the funds, as account holders can typically make as many withdrawals and deposits as they want.
Money market accounts generally have higher minimum deposit requirements and interest rates than regular savings accounts, but they also tend to have more restrictions on withdrawals and deposits.
Certificates of deposit, also known as CDs, typically have the highest interest rates among the three types of accounts, but they also have the most restrictions. CDs have a fixed term, usually ranging from a few months to a few years. Account holders usually cannot make withdrawals or deposits until the CD matures.
In conclusion, all of these accounts offer deposit, interest earning, and accessibility to the deposited funds, but the interest rates, minimum deposit and the flexibility of withdrawing or depositing the money varies among them.
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U.S. is established as a country based on freedom is to the early america era as federal support for the growth of big business is to the?
U.S. is established as a country based on freedom is to the early America era as federal support for the growth of big business is to the Industrial revolution.
What is American Industrial revolution?The 1870s saw the beginning of the Revolution, also referred to as the American Manufacturing Revolution, which lasted until the conclusion of World War II. During this time, new transport methods like steamships, vehicles, and airplanes were developed along with the mechanization of industry and agriculture.
What are the four root reasons of the American Industrial Revolution?The advent of capitalism, European imperialism, efforts to mine coal, and the effects of the agricultural revolution are some of the factors that historians have recognised as contributing to the Industrial Revolution.
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A homestead may suffer forced sale for payment of mortgages where the loan proceeds were used to do which of the following?
A homestead may suffer forced sale for payment of mortgages where the loan proceeds were used to do purchase the residence.
What is a mortgage?Mortgages are a type of loan that can be used to purchase or maintain a home, a plot of land, or other real estate.The borrower commits to paying the lender on a regular basis, typically in the form of a number of instalments that are divided into principal and interest. The asset then serves as collateral for the loan.Borrowers must ensure they meet a number of requirements before applying for a mortgage, including minimum credit scores and down payments.To learn more about Mortgages refer:
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Is free trade good for China?
The majority of Americans and China think that free trade is advantageous for both their nation and the world trade economy, notwithstanding the actions taken by the governments of the two countries.
One of the main pillars that has projected China to be the world's manufacturing hub in more recent years is the policy of allowing dutiable and tax reduction on certain products and services. This policy has helped China develop a strategic position when it comes to entering into free trade agreements. The volume of international commerce and the structure of that trade with regard to high-tech exports have a favourable impact on regional productivity in China.
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What is the basis of marketing?
To meet the demands of your clients, marketing involves organizing and carrying out the development, pricing, distribution, and advertising of products and services. Delivering value to customers is marketing's primary goal in luring new clients and retaining old ones.
To address the needs of a target market for goods and services, marketing is the process of deciding on, developing, and providing value. It could also involve picking a target audience, deciding which qualities or themes to emphasize in advertising, putting together advertising campaigns, participating in public events and trade shows, and creating products. The seller, who is often a manufacturer or merchant, is in charge of marketing. It is one of the key elements of business and commercial administration. Marketers may aim their goods at consumers or other businesses. Various traits, including the marketers' way of thinking, are essential to the ecosystem in which the product operates, regardless of the target audience. The method by which marketers approach the process of marketing planning
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What is a plan for using money to meet wants and needs?
Properly planning how you use your money is essential in meeting your wants and needs.
By understanding how much money you have to spend, and what you need it for, you can create a plan that enables you to get the most out of your resources.
When creating a budget, you should start by listing your current income and expenses. This will give you an idea of how much money you have available to spend on wants and needs.
Once you’ve established your budget, you should prioritize the wants and needs that you want to spend money on. For instance, if you have a limited amount of money to spend, you may want to focus on needs first, such as paying rent or bills, before spending money on wants, such as going out to eat.
Additionally, taking the time to compare prices and shop around can help ensure that you are getting the most value for your money. By following these steps, you can ensure that you are using your money in the most effective way possible to meet your wants and needs.
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how did the war of 1812 significantly affect the united states economy?
The commercial sector was severely damaged by the War of 1812. Before the war, exports from the United States fell drastically as a result of trade restrictions imposed by the United States. As the war progressed, commerce between the two countries was hampered by British blockades and direct attacks on tobacco outlets and other US trade commodities.
The United States government promoted the use of private armed vessels, or privateers, to make up for the drop in trade and to attack British cargo. The privateers of the War of 1812, many of which were constructed in Baltimore shipyards, took their fight to the high seas, disturbing British shipping in the West Indies, the Gulf of St. Lawrence, and other areas near the British Isles and beyond.
While neither side achieved military victory, the United States gained respect on the international scene as a result of its willingness to fight to protect its maritime rights.
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What affects stock performance?
When it comes to stock performance, there are a variety of factors that can influence how a stock performs in the market.
These factors can range from macroeconomic conditions such as economic growth, inflation, and interest rates to industry-specific factors such as supply and demand, competitive pressures, and technological changes.
Additionally, company-specific factors such as financial performance, management skill, and investor sentiment can also play a role. Ultimately, understanding these various influences can help investors make better decisions when it comes to their investments.
Investing in stocks can be a great way to make a return on your money, but there are many factors that affect the performance of stocks.
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How did the American people feel about the Vietnam War?
Due to their moral outrage over the destruction and violence of the war, many Americans rejected it. Others asserted that the war was an effort to prevent Vietnamese independence.
They believed that the Vietnamese were collaborating with the Viet Cong to endanger the soldiers. All the atrocities that American soldiers did against the Vietnamese were motivated by this feeling. The weather was also quite hard for the soldiers, completely different from what it is in the US.
Many American service members backed the government's choice to intervene in Vietnam in the early years of the conflict. They considered it crucial to halt the communist movement's advance in Southeast Asia. As a result, American soldiers' morale was initially pretty strong.
Vietnam was an awful conflict. There was a draught to start. Most soldiers hated being killed in a war they didn't believe was theirs.
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What are 5 responsibilities of a worker?
You have a legal obligation as a worker to protect your own health and safety and not endanger anyone else.
Ensure your personal safety and health.Do not put people in danger.Treat everyone with respect.reporting worries about safety.Additional data.Wear or make use of the necessary protective equipment while working, and adhere to all legal employer safety and health laws and regulations. Describe dangerous situations to your employer. Inform your employer of any illness or injury that occurred at work, and get help right away. Employee accountability is created when they are aware of their responsibilities inside the company. Because they are aware of what is expected of them, employees are held personally more accountable for their work, and decision-makers can promptly and effectively recognize success or identify the cause of issues.
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All of the following are outsourcing (make or buy) considerations, except
O How do our unavoidable fixed costs compare to the outsourcing cost?
O How do our variable costs compare to the outsourcing cost?
O What could we do with the freed capacity?
O Are any fixed costs avoidable if we outsource?
The following factors pertain to outsourcing (make or buy), with the exception : How do our fixed costs stack up against the price of outsourcing?
Buying or outsourcing is required?Choosing to make or buy a good, as well as deciding on a third party to provide services, are examples of decisions that are outsourced. When deciding whether to outsource a task, it is important to compare the expenses of doing so with those of sustaining the product or service internally versus outsourcing it.
The decision to outsource or not has a primary goal.A make-or-buy choice, commonly referred to as an outsourcing decision, compares the expenses and gains of producing a necessary good or service internally versus those of employing an outside supplier for the necessary resources.
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What kinds of goods and services does the United States import?
Capital goods imports from the US in 2021. $678. Goods for consumers. Industrial Supplies, $654. $522. Automobiles and other vehicles Foods, Feeds, & Beverages, $376. $151. Other Products $125.
A significant chunk of the American continent is occupied by the United States of America, also referred to as the US or America. The United States is made up of 50 States, 9 Minor Outlying Islands, 5 Significant Unincorporated Territories, and 326 Indian Reservations. It is the third-largest country on earth in terms of total area and land.Several nations share its maritime borders, including Russia, Cuba, and the Bahamas. It is the most populated nation in the Americas and the third most populous nation worldwide with a population of more than 333 million. Washington, D.C., is the nation's capital city and financial hub.
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What are 3 things to consider when making a purchase?
Purchase is the action of buying something.
When making a purchase, there are several things to consider to ensure that you are making an informed decision. Three key things to consider include:
1. Need: Consider whether the item you are purchasing is something you truly need, or if it is just a want. It's important to think about how the item will fit into your life and if it will serve a purpose.
2. Affordability: Consider whether the item is within your budget and if you can afford it. It's important to be realistic about your finances and ensure that you are not overspending.
3. Quality: Consider the quality of the item you are purchasing. Research the item's features, materials, and warranty before buying it, and read reviews or ask for recommendations to ensure that you are getting a good quality product.
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In general, and statistically speaking, most new products are in:
A.
eco-friendly upcycling.
B.
construction and manufacturing.
C.
beauty and personal wellness.
D.
education and academics.
In general, and statistically speaking, most new products are in beauty and personal wellness.
What is the meaning of productsAnything you offer to fulfill a customer's need or desire is a product. They could be real or imaginary. A physical product can be either durable (such as vehicles, furniture, or computers) or nondurable (like food and beverages).
What do basic products entail?The simplest type of product is one that is a physical good with a straightforward SKU. Simple products can be sold alone, as grouped, bundle, or customizable products, or both.
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Answer:c beauty and personal welness
Explanation:
Who does the US trade with and what do they trade?
Goods Exports from Canada ($307,6), Mexico ($276,5), China ($151,1), and Japan ($75,0) (in billion U.S. dollars).
A significant chunk of the American continent is occupied by the United States of America, also referred to as the US or America. The United States is made up of 50 States, 9 Minor Outlying Islands, 5 Significant Unincorporated Territories, and 326 Indian Reservations. It is the third-largest country on earth in terms of total area and land.Several nations share its maritime borders, including Russia, Cuba, and the Bahamas. It is the most populated nation in the Americas and the third most populous nation worldwide with a population of more than 333 million. Washington, D.C., is the nation's capital city and financial hub.
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What is the purpose of a cash receipt?
The purpose of a cash receipt is that, a cash receipt is considered as a proof of purchase which is issued when the buyer has paid in cash.
The cash receipts are used in order to create an official record which is of a cash-based transaction. Thus, they may also be used when the certain amount of the payment is made via check or store credit. So, this cash receipt form is considered to be perfect for any industry and can be provided as proof of payment.
However, the cash receipts areseen as the printed documents which are said to be issued each and every time whenever the cash is received for a specific service or good from the buyer. Hence, whenever the cash is received, a cash receipt should be issued.
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Which of the following is an example of scarcity rather than shortage?a. Extremely hot temperatures lead to increased air-conditioner use and power outages.b. There aren't enough software engineers to fill all the job openings in Silicon Valley.c. Newly discovered Van Gogh paintings are up for auction and sell for millions.d. During the holiday season, an outfitter runs out of skis.
the following is an example of scarcity rather than shortage c) Newly discovered Van Gogh paintings are put up for auction and sell for millions.
If the conditions of scarcity didn't exist and "infinite amounts of every good could be manufactured or human desires entirely satisfied," there wouldn't be any economic goods, or those that are relatively uncommon. Scarcity is the result of a limited supply of an item or service that may be in high demand on the market or among consumers. Another facet of scarcity is one person's inability to buy products. The term "scarcity" in economics "refers to the fundamental reality that there are only finite amounts of both human and nonhuman resources, and that even the finest technological knowledge can only be used to generate finite maximum amounts of each economic product."
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Disability benefits are provided to eligible workers pursuant to the:
-National Labor Relations Act. -Family Medical Leave Act. -Social Security Act. -Occupational Safety and Health Act.
The Social Security Act provides disability compensation to qualifying workers. The Social Security Act provides for disability payments for employment injuries.
The Social Security Act created payments for the elderly and the unemployed, as well as assistance for dependent mothers and children, victims of work-related accidents, the blind, and those with physical impairments. It was passed into law in 1935, during President Franklin D. Roosevelt's administration. Except for veterans' pensions, the federal government formerly offered no such benefits. How Social Security is funded is a crucial component of the Social Security Act and of Social Security as a social program. The Social Security tax is collected either through a payroll tax specified by the Federal Insurance Contributions Act (FICA) or through a self-employment tax mandated by the Self-Employed Contributions Act (SECA). Employers and workers are both subject to the tax.
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What is the name for the form of government where power is held by one person and this person controls the entire government?
The name for the form of government where power is held by one person and this person controls the entire government is a dictatorship or an autocracy.
A dictatorship is a form of government in which the ruler has absolute power and authority, and there is no separation of powers or checks and balances. The dictator or autocrat has the ability to make decisions without any input or consent from the people, and there is no limit to their power.
Dictatorships can take many forms and can be established through various means, such as a military coup, a revolution, or an election where the winner is not held accountable to the people.
It's worth noting that dictatorship can be a brutal form of government where there is a lack of civil rights, political freedom, and repression of dissent.
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