If a $10,000 loss occurs, $ 4000 will be paid by Company Y by the abc corporation's building.
Option B is correct.
Calculating the problem:Company has to pay = 40000/ 100000 × 10000
= $4000
What does insurance company mean?insurance company means a company organized as an insurance company whose principal activity is to underwrite insurance or reinsurance risks underwritten by an insurance company and under the supervision of the Commissioner of Insurance or a similar authority or a State authority; To do.
What is the role of insurance companies?Insurance companies play an important role in the stability of the financial system. The main reasons for this are that insurance companies are large investors in the financial markets, the strengthening of cooperation between insurance companies and banks, and the fact that insurance companies insure risks, thereby increasing the finances of households and businesses. is to ensure the stability.
Question is incomplete. Missing part is below:
The ABC Corporation's building is insured for $100,000 by three insurance companies, in the amounts of $25,000 by Company X, $40,000 BY Company Y, and $35,000 by Company Z. If a $10,000 loss occurs, how much will be paid by Company Y?
a. $2,500
b. $4,000
c. $8,000
d. $10,000
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A(n) is an employee organization that represents its members in negotiations with management over wages and working conditions.
A union is an organization of employees that represents its members in negotiations with management about wages and working conditions.
What is the role of the union?It plays an essential role in protecting and maintaining workers' rights, maintaining adequate wages, compatible working hours and negotiating to improve workers' conditions.
Therefore, unions were essential for the achievement of employee rights.
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The phase of the business cycle when the economy is near or at full employment and the level of real output is at or near capacity is called a:
The phase of the business cycle when the economy is near or at full employment and the level of real output is at or near capacity is called a peak.
What is the business cycle and why is it important?
Understanding business cycles is crucial for success while running a business. A business cycle is the measured expansion and contraction of economic growth over a given period. It is also referred to as a trade or economic cycle. Business owners can make wise judgments if they have a thorough understanding of business cycles.
What causes a peak in the business cycle?
When the economy reaches its greatest level of output, it enters the peak phase, which also marks the end of the expansion. After this, a contractionary phase sets in once housing starts and employment levels start to drop.
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Answer:
peak
Explanation:
in the theory of percect competition the assumption of easy entry into and exit from the market implies
In the theory of perfect competition, the assumption of easy entry into and exit from the market implies zero economic profits in the long run.
What Is Perfect Competition?The term perfect competition refers to a theoretical market structure. In a perfect competition model, there are no monopolies.
This kind of structure has a number of key characteristics, including:
All firms sell an identical product (the product is a commodity or homogeneous).All firms are price takers (they cannot influence the market price of their products).Market share has no influence on prices.Buyers have complete or perfect information (in the past, present, and future) about the product being sold and the prices charged by each firm.Capital resources and labor are perfectly mobile.Firms can enter or exit the market without cost.There are five assumptions in the perfectly competitive model of markets:
Goods are identical, rival, and excludable.Buyers and sellers have sufficiently information to make informed decisions.There are no external effects; and two others. List the two other assumptions and discuss their significance in a sentence or two.Everyone is a price taker.There is free entry and exit.The price taking assumption implies the demand perceived by a seller is perfectly elastic. That is, they can sell as much or as little as they want without affecting the market price. Also, when the firm is a price taker, the profit maximizing rule: MR = MC, can be written P = MC since price equal marginal revenue in perfect competition. The market output where price equals marginal cost is the level the level of output where the sum of consumer and producer surplus is maximized.
The free entry and exit assumption insures economic profits are zero in the long-run and more importantly, resources are perfectly mobile in response to a change in demand or supply conditions.
If demand for a good increases, for example, firms will experience short-run profits, which will induce an expansion of the industry. The increased supply lowers price until profits are zero for the typical supplier.
Therefore, we can conclude that the correct option is C.
Your question is incomplete, but most probably your full question was:
In the theory of perfect competition, the assumption of easy entry into and exit from the market implies
a. positive economic profits in the long run.
b. losses in the long-run equilibrium.
c. zero economic profits in the long run.
d. zero economic profits in both the short run and the long run.
e. positive economic profits in both the short run and the long run.
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Less popular open source products are not likely to attract the community of users and contributors necessary to help improve these products over time. This situation reiterates the belief that _____ are a key to success.
Less popular open source products are not likely to attract the community of users and contributors necessary to help improve these products over time. This situation reiterates the belief that network effects are a key to success.
What are Network Effects?The phenomenon known as the "network effect" describes how more individuals using a commodity or service results in a rise in value. An illustration of the network effect is the internet.Since the internet was first only useful to the military and a small number of researchers, there weren't many users.However, as more people had access to the internet, more material, information, and services were created by users.More people were drawn to connect and transact business with one another as a result of website development and enhancement. A network effect resulted from the internet offering more value as traffic increased.know more about Network effects
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What are the conditions that would indicate to the management of a firm that they should switch from traditional costing to activity-based costing?
When the accuracy of the traditional costing system is not good then management takes up activity based costing.
Activity-based costing is a more precise approach of costing products and services, resulting in more accurate price decisions. It raises managers' knowledge of overheads and cost drivers, and it draws attention to costly and non-value-added processes, allowing them to be decreased or eliminated.
Traditional costing is best employed when a company's overhead is modest in comparison to the direct expenses of production.
Traditional costing techniques are less accurate than that of activity-based costing systems. This is because they provide a more precise analysis of the indirect expenditures. The ABC systems, on the other hand, are more difficult and expensive to deploy.
Therefore, the answer is inaccurate results lead to use of activity based costing method by the management.
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Mr. Smith, the special education teacher, called Tim's parents to schedule a meeting to update information on Tim's progress on his IEP and to set goals for the upcoming year. This type of meeting is called a/an:
Answer:
b
Explanation:
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A bilateral contract is one in which one side promises to perform in exchange for the other side's actions
False, A bilateral contract is one in which one side promises to perform in exchange for the other side's actions.
A bilateral agreement is a settlement in which each event trade is guaranteed to carry out. One party's promise serves as consideration for the promise of the alternative. As a result, each celebration is an obligor on that party's personal promise and an obligee on the other's promise.
conventional contract regulation classifies contracts into bilateral and unilateral contracts. Bilateral contracts are those regarding promises made with the aid of all events, while unilateral contracts involve promises made by the most effective one of the events.
A bilateral agreement is a binding agreement among parties in which both exchange guarantees to perform and satisfy one aspect of a good deal.
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Focus20 applicants are interviewed for a job. The interviewer creates an ordered list (first to last) of the best 6 applicants. How many ways are there for the interviewer to create the list
Focus20 applicants are interviewed for a job. The interviewer creates an ordered list (first to last) of the best 6 applicants. 38,760 different ways are there for the interviewer to create the list
Since the question is about choice, we apply the combination rule. In general, if we select r objects from a pool of objects, this can be done in nCr a number of ways.
nCr = n! /(n-r)! r!
If an interviewer selects 6 applicants from a pool of 20 applicants to interview for a job, according to the question, this can be done in 20C6 different ways.
20C6 = 20! / (20-6)! 6!
20C6 = 20! / 14! 6!
20C6 = 20 * 19 * 18 * 17 * 16 * 15 * 14! / 14! * 6 * 5 * 4 * 3 * 2
20C6 = 20 * 19 * 18 * 1716 * 15/6 * 5 * 4 * 3 * 2
20C6 = 27,907,200 / 720
20C6 = 38,760 ways.
Therefore, the interviewer can create the list in 38,760 ways.
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Mary deeds her property over to her three children with the condition that she is able to live on the property for the remainder of her life. This is an example of what
Mary deeds her property over to her three children with the condition that she is able to live on the property for the remainder of her life. This is an example of a life estate.
Life Estate is a person's lifetime ownership of the real estate. Legally, real estate dies when ownership of the property returns to its original owner or is transferred to another person "for a lifetime" and decides what to do after that person dies. is. For example, a certificate that the land is "passed to John Doe for a lifetime and then to Jane Doe" gives John a valid lifetime property and gives Jane the rest.
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Because texas has the highest percentage of uninsured people in the nation, the state quickly established its own health care exchange upon passage of the affordable care act.
i. True
ii. False
ANSWER (A) TRUE.
Texas has the highest percentage of uninsured people in the nation, the state quickly established its own health care exchange upon passage of the affordable care act.
Owning a good health care exchange may cut costs, save uninsured people by providing them services so that they can establish a good health at a affordable rate which is possible due to the affordable care act.
Serving the nation with proper guidance leads to insurance of many unsecure people. Establishing and fulfilling the needs of the highest percentage that is population security is the way one can secure the nation and its growth so that passage of way before the treatment is possible precaution.
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Refer to the diagrams, which pertain to a purely competitive firm producing output q and the industry in which it operates. In the long run we should expect
Based on the fact that the purely competitive firm is producing at point q, in the long run we should expect firms to leave the industry and market supply to fall so that product price rises.
What will happen in the long run?At point Q, the firm is making losses as total costs are more then price. Firms will therefore leave the market to avoid making losses.
This decrease in production will lead to reduced supply which will push the prices back up to a $0 profit level.
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JoePrivateCo intends to raise capital by selling 100 million shares of common stock in an IPO. The investment bank rep advising JoePrivateCo on the transaction estimates that comparable companies in its sector tend to trade at a multiple of 10 - 12 times 2010's expected earnings. The equity capital markets rep advising JoePrivateCo advises the company to price the shares at a 20% discount to satisfy demand for the securities. Assuming JoePrivateCo intends to float 40% of its total equity in the IPO, and assuming it expects its current trend in earnings growth to continue, what is the mean offering price for the transaction?
Assuming it expects its current trend in earnings growth to continue, the mean offering price for the transaction is: $4.94.
Mean offering priceFirst step is to find the rate or percentage
Percentage=($127 MM/ $115 MM) - 1
Percentage= 10.4%
Second step is to find the cost
Cost =$127 MM×(1 + 10.4%)
Cost = $140.3MM
Third step is to calculate the mean offering price
Mean offering price=[40%×(11 × $140.3MM)]× (1 - 20%)
Mean offering price=(40% × $1,542.8MM/100) × (1 - 20%)
Mean offering price = ($617.1MM / 100) × (1 - 20%)
Mean offering price = $6.17 × (1 - 20%)
Mean offering price= $4.94
Therefore assuming it expects its current trend in earnings growth to continue, the mean offering price for the transaction is: $4.94.
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The tax impact of a capital investment project (such as the replacement of a major piece of machinery) is present during:
The answer is all stages (initiation, operation, and final disposal) of the project.
The official commencement of a project is the initiation. It typically starts with the issuance of a project mandate, which summarises the project's goal and approves budget expenditure.
Putting your project strategy into practice is known as implementation, often referred to as project execution. A "kick-off meeting" for the project is a common way to start.
You will execute the actions and activities outlined in your project plan during this phase to produce the project deliverables.
Since they frequently take place simultaneously, monitoring and control frequently overlap with execution.
They call for monitoring project development and performance as well as resolving any problems that may come up during regular work.
You will finish your job during this final stage and end the project. Closure is just the project's conclusion; it doesn't necessarily indicate success.
Hence, The tax impact of a capital investment project (such as the replacement of a major piece of machinery) is present during all stages (initiation, operation, and final disposal) of the project.
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A consol is a bond that pays a fixed annual coupon amount and, when originally issued, is set to mature in 30 years.
A consul is not a bond that pays a fixed annual coupon amount and matures in 30 years so this is False.
What is a Consul?A consul is a type of bond that would pay the holder a certain amount of interest forever.
It never matures but the interest amount being paid is fixed. This makes it a special type of bond as most other bonds will eventually mature.
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In a hypercompetitive industry, firms: Group of answer choices have to get used to longer product life cycles. have to be more careful and not take any risks to jeopardize their products. must be willing to cannibalize their own products. benefit from lower levels of competitivity intensity.
In a hypercompetitive industry, firms : must be willing to cannibalize their own products.
What is Hypercompetitive Industry ?
Many companies that are in this hyper competitive industry would use the strategies that are adopted by the successful market leaders. However, the things that have worked for others may not work for you.
Therefore, it becomes difficult to maintain the competitive advantage. You can stay competitive in this hyper competitive industry by keeping yourself up-to-date with the changing environmental trends and should be able to take risks.
Companies should cannibalize their products to sustain competitive advantage. In addition to this, it is important for the companies to stay on par with the latest trends and embrace them with the ever changing conditions.
Therefore, we can conclude that the correct option In a hypercompetitive industry, firms : must be willing to cannibalize their own products.
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According to the identify (id) function of the nist cybersecurity framework, what allows an organization to prioritize its efforts where cybersecurity risk is involved?
Understanding its business environment and resources allows an organization to prioritize its efforts where cybersecurity risk is involved.
The U.S. Department of Commerce's NIST is the National Institute of Standards and Technology. The NIST Cybersecurity Framework assists companies of all sizes in comprehending, managing, and reducing their cybersecurity risk as well as safeguarding their networks and data. The Framework is an optional one.
Identify, Protect, Detect, Respond, and Recover are the five fundamental tasks. On its official website, NIST describes the framework core as a collection of cybersecurity initiatives, objectives, and helpful resources that are applicable to all critical infrastructure sectors.
For cybersecurity professionals, the NIST Cybersecurity Framework is a valuable resource. It is a cost-effective method for businesses to tackle cybersecurity and promote an internal dialogue about cyber risk and compliance because of its versatility and flexibility.
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An organization to prioritize its efforts where cybersecurity risk is involved in understanding its business environment and resources.
Cybersecurity is the practice of deploying human beings, policies, tactics, and technologies to shield companies, their important systems, and sensitive statistics from virtual attacks.
Pc security, cybersecurity, or data era security is the safety of computer structures and networks from data disclosure, robbery of, or harm to their hardware, software program, or electronic information, as well as from the disruption or misdirection of the offerings they provide.
Cybersecurity is a first-rate profession to go into proper now, as there is a high call for experts with these abilities. The U.S. Bureau of exertions information estimates that the employment of records safety analysts will grow 31 percent from 2019 to 2029.
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Banks decide to do away with fees charged when other banks' customers use the banks' own ATMs. If the Federal Reserve wants to maintain the same federal funds rate, it should:
If the Federal Reserve wants to maintain the same federal funds rate, it should sell treasury bills.
What is Federal Reserve?The Federal Reserve System is the United States of America's central banking system. The Federal Reserve Act was enacted on December 23, 1913, in response to a succession of financial panics that led to a need for central control of the monetary system in order to relieve financial crises.What are treasury bills?Treasury bills (sometimes known as T-bills) are short-term securities that mature in one year or less from the date they are issued. T-bills are purchased for less than or equal to their face value, and when they mature, the Treasury pays the face value.If the Federal Reserve wishes to keep the federal funds rate constant, it should sell treasury bills.
Therefore, if the Federal Reserve wants to maintain the same federal funds rate, it should sell treasury bills.
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calculate the following future value given the assumptions below: Assume an individual invests $250/mo for 30 years at an expected rate of return of 8 percent
According to the Question, We are given,
An individual invests $250/m for 30 years at an expected rate of return of 8 percent.
To Calculate the Future Value,
SOLUTIONHere, the deposits will be same every month, so it is an annuity. We will use the following future value of annuity formula:
FVA = P × ((1 + r)ⁿ - 1 / r)
where, FVA is future value of annuity,
P is the periodical amount = $250,
r is the rate of interest = 8% pa,
so monthly rate = 8% / 12 = 0.67%
and n is the time period = 30 × 12 = 360 months
Now, putting these values in the above formula, we get,
FVA = $250 × ((1 + 0.6667%)360 - 1 / 0.6667%)
FVA = $250 × ((1 + 0.006667)360 - 1 / 0.006667)
FVA = $250 × ((1.006667)360 - 1 / 0.006667)
FVA = $250 × ((10.9357296578 - 1 / 0.006667)
FVA = $250 × (9.9357296578 / 0.006667)
FVA = $250 × 1490.28493442
FVA = $372571.23
So, future value is $372571.23
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Like other business messages, reports can range from informal to formal depending on their purpose, audience, and setting. Which of the following contributes to an informal writing style
The informal writing style:
First-person pronouns.Shorter sentences.Emphasis on active-voice verbs.Conversational language.Informal communication and informal writing style:Informal communication is informal contact between coworkers. It is unofficial in nature and is built on the informal, social ties that develop in the workplace outside of the conventional business hierarchy.Informal communication, often known as grapevine communication, fosters social relationships among individuals. It promotes togetherness, honesty, and solidarity among them, as well as morals. Informal communication is faster than grapevine communication.In composition, informal style refers to speech or writing that is distinguished by a casual, familiar, and often colloquial use of language. An informal writing style is frequently more straightforward than a formal style and may rely on contractions, abbreviations, short phrases, and ellipses more heavily.Therefore, the informal writing style is:
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Which of the following actions is unlikely to help make a company's branded footwear more competitive vis-a-vis the brands of rival firms
Investing in plant upgrades to reduce the reject rates at each of the company's plants is an action that is unlikely to help make a company's branded footwear more competitive vis-a-vis the brands of rival firm.
What is a brand?A brand is an identity, like a logo which people identify a firm or an organization with. It is an intangible business concept that helps people identify a company, product, or individual.
When a company invest only in plant inorder to reduce the reject rates at each of the company's plants, such would not make a brand less competitive because of such investment it has made.
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The total return on a stock is equal to the: Group of answer choices dividend divided by the sum of the dividend yield and capital gains yield. dividend yield minus the capital gains yield. dividend yield plus the dividend growth rate. dividend growth rate minus the dividend yield. growth rate of the dividends.
C) Dividend yield plus the dividend growth rate.
What Is Capital Gains Yield (CGY)?The increase in a security's price, like that of common stock, is referred to as a capital gains yield. The CGY for common stock holdings is calculated by dividing the increase in stock price by the original cost of the investment.
Since only the following elements are required, calculating capital gains yield is straightforward:
The security's initial purchase costThe cost of the security right nowIn spite of this, the idea excludes any income from the investment.Learn more about the Capital Gains Yield (CGY) with the help of the given link:
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who is ymca's target market?
who are ymca's end-users?
who are ymca's donors?
YMCA's target market is women.
YMCA's end-users are people of all ages.
YMCA's donors can be anyone.
A global youth organization with over 64 million beneficiaries in 120 countries, the YMCA (also referred to as the Y in certain regions) is headquartered in Geneva, Switzerland.
The Y not only offers fitness facilities to strengthen your body and mind, but it also gives you peace of mind by offering the best childcare available. The growth and development of your child's mental, physical, and emotional well-being can be significantly influenced by the correct childcare programs.
In 1844, a farmer-turned-department store employee and his pals met in industrial London to form the first YMCA, a haven for young men seeking safety from the dangers of the streets.
Yes, we are aware that the YMCA audience consists primarily of women between the ages of 35 and 55 who enjoy visiting the shore and who are interested in SUVs (example of X YMCA).
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aries and eros start a partnership with capital contributions of 39000 and 60000 respectivelty over the course of the year aries withdraws 5500 from the business in order to meet his personal expenses which of the following is the correct journal entry to close the releant withdrawls accotun at the end of the year
Withdrawing cash increases Aries withdrawal account hence debited, decreases cash hence credited.
Option A. is correct.
The explanation for incorrect options is given below.
B. Credit to Aries, capital increases capital account, whereas no capital in contributed it is withdrawn.
C. Credit to Eros, capital increases capital account, whereas no capital in contributed it is withdrawn by another partner.
D. Journal is required
A withdrawal of coins for an owner's private use reduces cash and calls for extra access to a unique drawings account. Because the drawing account is a capital account, it's going to have a debit balance with the purpose to offset a cash pull.
right here coins account will be debited in view that cash is withdrawn for office use, if there might be for personal use then the drawing would be debited but no longer in this example, and right here bank account can be credited given that it is decreasing.
The journal access for coins withdrawn from the financial institution is contra access. coins may be taken from the bank for 2 uses both for personal use (or) business use. I am assuming that money is withdrawn from the financial institution for commercial enterprise use.
Your question is incomplete. Please read below to find the complete question.
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Which of the following skills or interventions is included at every level of prehospital emergency training?
Automated external defibrillator (AED) is the preliminary skill or intervention that is included at every level of prehospital emergency training.
What is Automated external defibrillator?Automated external defibrillator (AED) are portable, life-saving medical devices used to treat persons suffering from sudden cardiac arrest, a condition in which the heart stops beating abruptly and unexpectedly.When applied within the first few minutes after a person has collapsed due to sudden cardiac arrest, the combination of CPR plus early defibrillation is beneficial in saving lives.Automated external defibrillator is present in public access Airports, community centers, schools, governmental structures, hospitals, and other places open to the public all have AEDs. They are designed to be used by laypeople with little training.specialized use First responders who have received further AED training, such as emergency medical technicians (EMTs) and paramedics, use AEDs.Know more about Automated external defibrillator (AED) https://brainly.com/question/4472635
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I hope you are trying to ask the questions below:
Question:
Which of the following skills or interventions is included at every level or prehospital emergency training?
a.) oral glucose for hypoglycemia
b.) AED
c.) intranasal medication administration
d.) use of a manually triggered ventilator
S21: Tracing Algorithms Activity Page 1 of 4 128 points possible 1. A woman invests $200 on January 1 for each of three years in a fixed income bond that pays interest of 8 per cent per annum, the interest being added to her account at the end of each year. The following algorithm gives the total value of her investment after the three-year peri
Algorithms are simply used as prototypes or guide of an actual program
Trace the algorithmThe complete question is added as an attachment
The variables in the algorithm are
Variables I and A
Where A represents the initial amount invested, I represents the number of years
So, the trace of the algorithm is:
Initialize A to 0Iterate with I from 0 to 3Add 200 to AMultiply A by 1.08Print A after the iterationsHow the algorithm can be amendedFrom the question, the amendment of the algorithm is to print the investment after each year.
To do this, we simply include the print statement inside the loop statement
So, we have:
A = 0
FOR I = 0 TO 3
A = A + 200
A = 1.08 * A
PRINT A
NEXT I
Modify the algorithmThe modified algorithm is as follows:
A = 0
INPUT P
INPUT N
FOR I = 0 TO N
A = A + P
A = 1.08 * A
NEXT I
PRINT A
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When the price of tennis rackets increases, what happens in the market for tennis balls?
When the price of tennis rackets increases then A decrease in the price of tennis balls will result in an increase in the demand for tennis rackets. An increase in the price of one good can cause the demand for another good to increase if the two goods are complements.
A market is a gathering place for buyers and sellers to facilitate the exchange and transaction of goods and services. The market can be physical, like a retail store, or virtual, like an e-merchant. Other examples are illegal markets, auction markets, and financial markets.
Market structure refers to how different industries are categorized and differentiated based on the degree and type of competition for services and commodities. The four common types of market structure include perfect competition, oligopolistic market, monopoly market, and monopoly competition.
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________ is the analysis and redesign of workflow within and between enterprises. Multiple Choice Business process reengineering Benchmarking metrics Critical success factors Decision support interfaces
(C) Business process reengineering (BPR) is the analysis and redesign of workflow within and between enterprises.
What is Business process reengineering (BPR)?Business process re-engineering (BPR) is an early 1990s business management method that focuses on the analysis and design of workflows and business processes within a company. BPR seeks to assist firms in fundamentally rethinking how they do business in order to improve customer experience, reduce operational costs, and compete on a global scale.BPR aims to assist businesses in significantly restructuring their organizations by focusing on the design of their business processes from the ground up. A business process, according to early BPR proponent Thomas H. Davenport (1990), is a sequence of logically related operations executed to produce a specific business objective.Therefore, (C) business process reengineering (BPR) is the analysis and redesign of workflow within and between enterprises.
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Complete question:
__________ is the analysis and redesign of workflow within and between enterprises.
Multiple Choice
(A) Critical success factors (CSFs)
(B) Benchmarking metrics
(C) Business process reengineering (BPR)
(D) Decision support interfaces (DSI)
With respect to the development of scientific management frederick taylors objective was to:______.
With respect to the development of scientific management Frederick Taylor's objective was to increase productivity at work
Productivity is an important factor in increasing the productivity of companies and countries. Increasing real income increases the ability of people to buy goods and services, enjoy leisure time, improve housing and education, and contribute to social and environmental programs, thus increasing the productivity of the people and living. You can raise the standard. Increasing productivity also helps increase the profitability of a company.
Increased productivity has allowed the US enterprise sector to produce nine times more goods and services since 1947, with relatively little increase in working hours. With increased productivity, the economy can produce and consume more and more goods and services with the same amount of work.
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Differentiate perimeter controls from internal controls. Give examples. What controls constitute a defense in depth strategy? explain. How are security controls tested and verified?
Internal controls are used to protect the assets of the company internally, generally by preventing manipulation, false accounting or in general fraudulent activities of the employees.
Preventative controls are those controls which are set in place to prevent overall fraudulent attempts or to minimize the chances of dishonest efforts from being happen in any organization.
Example is when the fraud is prevented when two or more employees in a company are performing accounting tasks.
A layered approach of overall security including both the preventive as well as internal controls constitutes a defense in depth strategy.
Security controls are tested and verified through the defense in depth strategy.
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Which type of misrepresentation persuades an insured?
Twisting is a misrepresentation that persuades an insured or a policy owner, to his or her detriment, to cancel, lapse, or switch policies.
Expressly making a misleading announcement that a party knows is untruthful is a misrepresentation if it leads the opposite birthday party to conform to a settlement. Assume, as an example, that an automobile shop clerk in a private transaction misrepresents the automobile's number of miles.
A misrepresentation is a false or deceptive assertion or a fabric omission that renders other statements deceptive, with reason to misinform. Misrepresentation is one of the factors of common law fraud, and different causes of action for fraud, which include securities fraud.
Fraudulent misrepresentation became defined through Lord Herschell in Derry v Peek (1889) as a false statement that is “made (i) knowingly, or (ii) without belief in its reality, or (iii) recklessly, careless as to whether or not it's actual or false.
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