The prime rate is the interest rate that banks make available to their best business customers.
What is prime rate ?The interest rate that commercial banks charge its most creditworthy clients, typically major enterprises, is known as the prime rate. The Federal Open Market Committee's federal funds rate, often known as the prime lending rate, plays a significant role in determining the prime interest rate.
The current interest rate that U.S. financial institutions charge their most valuable clients is known as the prime rate. These customers qualify for this best rate due to their great credit and the low risk their loans provide to their banking institutions.
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If company managers want to pursue cost-saving actions that can potentially result in their company achieving a sustainable cost advantage over rivals because the company's actions to cut costs cannot be detected by rivals from the information in either the FIR or the Comparative Competitive Efforts section of the CIR, then they should consider
They should consider all possible means of boosting worker productivity in ways that lower labor costs per pair produced.
Expressing unit hard work cost in this manner indicates that will increase in hourly reimbursement generally tend to increase unit hard work expenses, and increases in output in keeping with hour worked—hard work productiveness have a tendency to lessen them. accordingly, hard work productivity will increase can offset the impact of wage will increase on unit labor fees.
Effective exertions, in step with Smith, become any paintings that fixed themselves in a tangible item. Unproductive exertions, become any work where the value becomes fed on as soon as it is turned into created. Smith contrasted the function of workers in a production plant (effective paintings) with the tasks of a servant (unproductive work).
Human capital is the most essential supply of financial increase because it immediately increases hard work productivity and is the supply of discovery of the latest technologies. Human capital comes from education and schooling, activity revel in, and health and weight-reduction plan. new generation growth hard work productiveness.
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A negative externality occurs when Question 16 options: the private marginal costs are equal to the social marginal costs. the private marginal costs are less than the social marginal costs. the private marginal benefits are less than the social marginal benefits. the private marginal costs are greater than the social marginal costs.
When a negative externality exists, the marginal social cost is always higher than the marginal private cost. So, the correct answer is option A the private marginal costs are less than social marginal costs.
What is a negative externality?When the manufacturing process has a negative impact on unconnected third parties, this is referred to as a negative production externality. For instance, manufacturing facilities contribute to noise and air pollution throughout the production process.
What happens when a negative externality exists?The marginal social cost and the marginal private cost are no longer equal when a market has negative production externalities. As a result, the supply curve (which indicates the marginal private cost) does not accurately reflect the marginal societal cost and the social cost is instead larger due to the externality's per-unit cost.
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With a _______ lifestyle, people select products and services that fulfill their diverse needs and interests, rather than conforming to traditional stereotypes.
Answer: component
Explanation:
Cash equivalents do not include:
Cash equivalents do not include High-grade marketable equity securities.
Examples of cash equivalents include industrial paper, Treasury payments, and quick-time period government bonds with an adulthood date of 3 months or much less. Marketable securities and money marketplace holdings are taken into consideration as coin equivalents because they may be liquid and not subject to fabric fluctuations in cost.
Cash consists of prison soft, payments, coins, assessments received however no longer deposited and checking and savings debts. Coins equivalents are any short-time period investment securities with maturity intervals of 90 days or much less.
In keeping with worldwide Accounting popular 7 (IAS 7), cash “contains cash accessible and demand deposits”. And coins equivalents “are quick-term, quite liquid investments which are readily convertible to acknowledged amounts of coins and which are a challenge to a trifling hazard of modifications in price”.
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Data indicated that jeff's fidgeting accounted for _____ of his calorie burn.
a. one-quarter
b. three-quarters
c. one-half
d. virtually all
Data indicated that jeff's fidgeting accounted for c. one-half of his calorie burn.
The more energetic you are, the greater calories you burn. In reality, some individuals who are stated to have a quick metabolism are possibly just greater lively and perhaps fidget more than others. aerobic exercising is the most efficient way to burn calories and includes sports consisting of taking walks, bicycling, and swimming.
Most people will burn over 1800 calories each day, without doing any exercise in any respect. As Dr Potter explains, this is because we burn maximum of our calories just via each day bodily features. “Our bodies have all forms of distinctive house responsibilities capabilities they must preserve even at relaxation.
As a widespread guiding principle, girls usually burn approximately 2,000 calories in step with day and men burn about 2,500 energy consistent with day. those numbers are frequently used to determine an approximate food intake for weight protection. however these numbers are especially variable.
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One problem with government operation of monopolies is that?
One problem with government operation of monopolies is that the government typically has little incentive to reduce costs.
What is a monopoly?A monopoly is when there is only one firm operating in an industry. there are usually high barriers to entry of firms. The demand curve is downward sloping. A monopoly sets the price for its goods and services.
An example of a monopoly is a utility company
Here is the complete question:
One problem with government operation of monopolies is that a. a benevolent government is likely to be interested in generating profits for political gain. b. the government typically has little incentive to reduce costs. C. a government-regulated outcome will increase the profitability of the monopoly. d. monopolies typically have rising average costs.
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With respect to Government-wide financial statements, which of the following is not required by GASB
GASB has required governmental fund statements are a balance sheet and an announcement of sales, costs, and adjustments in fund balances.
Required governmental fund statements are a stability sheet and an announcement of revenues, costs, and adjustments in fund balances. Required proprietary fund statements are a statement of internet assets; an announcement of revenues, expenses, and adjustments in fund internet property; and an announcement of coins flows.
The authorities-extensive financial statements file statistics on all of the non-fiduciary sports of the primary authorities and its component units. The minimal requirements for fashionable purpose external monetary reporting are, control's dialogue and analysis, the fundamental monetary statements, together with the notes to the monetary statements, and combining and character fund economic statements.
The GASB requires economic statement reconciliations: (1) a reconciliation of the whole governmental fund balances on the governmental finances stability sheet to the entire governmental activities net function at the government-huge assertion of the net role and (2) a reconciliation of the internet change in governmental.
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A sales associate has been hired to write blog posts that will be regularly published on a blog about new beauty products. The blog posts are designed to include the seo terms that relate to the company’s newest skin care product, using the keywords that will also be used in their advertising campaigns. What part of the e-commerce timeline would this be a part of?.
"A sales associate has been hired to write blog posts that will be regularly published on a blog about new beauty products." Social Media Planning is part of the e-commerce timeline. This is further explained below.
What is Social Media Planning?Generally, A social media strategy, or strategy for using social media, is a comprehensive list of all the things you want to do and accomplish on your various social media sites.
In conclusion, "A sales associate has been employed to create blog entries that will be routinely published on a site about new beauty items," the sentence said. "The blog will discuss new beauty products." The planning of social media campaigns is included in the e-commerce timeline.
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An included diamond crystal that reaches the surface of a cut diamond is called a?
An included diamond crystal that reaches the surface of a cut diamond is called a knot.
Knots: A crystal inclusion that appears as a knot on the diamond's surface. Given that a knot inclusion may be seen with the unaided eye, diamonds with this fault are typically given a lower clarity grade.
Knots affect a diamond's overall durability in addition to being fairly obvious within the stone (and often not even requiring a magnifying to notice them).
Small flaws observed within the diamond's structure are known as inclusions. The intense pressure and heat that carbon experiences during the transformation of carbon into diamond causes the inclusions. A crucial aspect in judging diamond clarity is inclusions.
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When manufacturing overhead costs are assigned to production in a process cost system, they are debited to.
When manufacturing overhead costs are assigned to production in a process cost system, they are debited to a work in process account.
What Is a Work-in-Progress (WIP)?Production and supply-chain management terms for partially finished goods that are awaiting completion include "work-in-progress" (WIP). Raw materials, labor, and overhead expenses expended for goods that are in different phases of manufacturing are referred to as "work in progress," or WIP.
On the balance sheet, WIP is a part of the asset account for inventory. The finished goods account receives these costs after which they are ultimately passed to the cost of sales.
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What government program or service would affect you and/or the nation the most if it were suspended as a result of not paying taxes?.
Treasury Offset Program government program or service would affect you and/or the nation the most if it were suspended as a result of not paying taxes.
What does the Treasury Offset Program entail?The federal government might owe money to people, companies, states, and other organizations. It's a debt, that. The debt gets overdue if they don't pay it on time (delinquent). The Treasury Offset Program (TOP) withholds funds from a federal payment to the debtor when the debt is passed late in order to assist in collecting the debt. (Offering to withhold funds from payment is known as "offsetting the payment" or "administrative offset").
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What output quantity will the monopolistically competitive firm produce to maximize profits?
The output quantity which the monopolistically competitive firm produce to maximize profits is when, "the marginal cost equals the marginal revenue."
In the monopolistically competitive firm, a monopolist can determine its profit-maximizing price and quantity by analyzing the marginal revenue and marginal costs of producing an extra unit. If the marginal revenue exceeds the marginal cost, then the firm should produce the extra unit.
The profit-maximizing quantity is the one at which the marginal revenue of the last unit was exactly equal to the marginal cost. Thus, producing any more or less would decrease profits.
Hence, the monopolistically competitive firm produce output quantity when the marginal cost equals the marginal revenue.
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Floating rate bonds are Group of answer choices a sequence of small bond issues of progressively longer maturity. bonds with fixed interest payments. bonds with interest rates that change with current interest rates. short-term debt obligations that the U. S. government sells to financially stable companies to raise money.
Floating Rate Bonds are bonds with interest rates that change with current interest rates.
What are Floating Rate Bonds?
Bonds with a floating interest rate, as opposed to traditional bonds, pay an interest rate that is variable and resets on a regular basis. The federal funds rate or the London Interbank Offered Rate (LIBOR) plus an additional "spread" are typically the bases for the rates. LIBOR is a benchmark rate that banks use for making short-term loans to other banks, much like the federal funds rate.For example, if a rate is stated as "LIBOR + 0.50 percent," the rate would be 1.50 percent if LIBOR were at 1.00 percent. The yield varies over the security's lifetime as current interest rates vary, but the spread (+0.50) often doesn't.Floating rate bonds offer potential benefits to investors by providing variable interest, which is set by a coupon rate that fluctuates in line with the market interest rate.
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Geraldo gauged the level of exposure to his marketing campaign using the percentage of the target population exposed at least once to his advertisement, representing its:_____.
Geraldo gauged the level of exposure to his marketing campaign using the percentage of the target population exposed at least once to his advertisement, representing its integrated market communication as well as marketing plan.
Marketing plan is the plan made by any organization to communicate about its products when they are new to launch them in the market.
Integrated market communication is the process which includes different marketing campaigns and marketing plans to define what they want to achieve through the marketing process.
In communicating with the target market The AIDA model is used.
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The subject property has a total value of $280,000 by the sales comparison approach. A competitive neighborhood nearby has home sales with a median value of $250,000, and recent lot sales at $75,000. By allocation, what would be the value of the subject land
The value of the subject land is $84,000.
Given,
75,000 / 250,000 = 0.30
280,000 * 0.30 = 84,000
Land value is the measure of the way lots a plot of land is worth, now not counting any buildings but including improvements inclusive of better drainage. when a landowner can pay taxes on her actual property, a part of what is taxed is the fee of the land, in addition to whatever structures sit down atop it.
To measure the price of land use the traditional value approach: Use RS means statistics on prices to calculate the fee of the belongings as though it has been new. Subtract depreciation. The result is an estimate of the fee of the modern structure. Subtract from sale fee to get land cost.
Your question is incomplete. Please read below to find the missing content.
The subject property has a total value of $280,000 by the sales comparison approach. A competitive neighborhood nearby has home sales with a median value of $250,000, and recent lot sales at $75,000. By allocation, what would be the value of the subject land?
$68,000
$76,000
$84,000
$92,500
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Which of porter’s five forces was likely the most powerful factor influencing the failure of blackberry?
Answer is the threat of substitute products or services.
Rivalry among the existing competitors was not a significant factor in the BlackBerry's downfall because they were not able to produce any form of alternative to the iPhone, and the users switched from the BlackBerry phones to the iPhones. The danger of replacement products is one of the Porter's five factors, and it indicates that there are alternative items that are likely to steal the company's market share. The downfall of the BlackBerry was caused by the substitute product in the shape of the iPhone.
All of the other allegations are untrue because there were no new entrants and the suppliers threatened because they were unable to upgrade their product.
Therefore, (B) Threat of substitute products or services is the correct answer is the correct answer.
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Microeconomics is the study of: __________
a. global economies.
b. productivity in other countries.
c. the entire u.s. economy.
d. the decisions made by individuals.
e. the national unemployment rate.
Microeconomics is the study of the decisions made by individuals.
Microeconomics is the study of individuals, households and firms behavior in decision making and allocation of resources of production, exchange, and consumption. Microeconomics deals with prices and production in single markets and the interaction between different markets.
In the economy, microeconomics applies to markets of goods and services and deals with individual and economic issues. Microeconomics is important as it provides the required tools that enable the formulation of various economic policies.
Individual income and savings, consumer equilibrium, are examples of microeconomics.
Hence, microeconomics is the study of the decisions made by individuals in the economy.
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On the statement of cash flows, the cash flows from operating activities section would include:.
One thing that would be included in the cash flows from operating activities section is (d) cash receipts from sales activities.
What goes into operating activities?This includes all cash transactions that relate to the day to day running of the business as it works to earn revenue.
The receipts that are received from cash sales would therefore go into this section as it relates to revenue.
Options for this question include:
(a) receipts from the issuance of common stock
(b) receipts from the sale of investments
(c) payments for the acquisition of investments
(d) cash receipts from sales activities.
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An e-newsletter of your professional accomplishments that you distribute to qualified hiring authorities and contacts should include:______.
An e-newsletter of your professional accomplishments that you distribute to qualified hiring authorities and contacts should include the following components:
Career summary: Career summary helps the potential employers to get a quick grasp of employee as a professional, one need to include a career summary.
Philosophy statement :A philosophy statement is sometimes known as a mission statement. It describes the things about the profession that matter the most to job seeker.
Short biography of the job seeker.
Resume : It’s important to include resume of jobseeker here, even though it has been already submitted the resume with the application.
Marketable skills and abilities : It is very important to include the marketable skills and abilities. Some common marketable skills include: Project management, Critical thinking, Taking initiative, Leadership, Public speaking etc.
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When a practitioner is ensuring that the message he is sending to stakeholders is easy to follow, he is observing the ________ guideline for effective communication
When a practitioner is ensuring that the message he is sending to stakeholders is easy to follow, he is observing the C. Logic guideline for effective communication.
A Stakeholder may be a wide variety of people impacted or invested in the task. As an example, a stakeholder can be the owner or even the shareholder. However, stakeholders can also be employees, bondholders, customers, providers, and companies. A shareholder can be a stakeholder.
The easy way to remember these 4 categories of stakeholders is by using the acronym UPIG: customers, providers, influencers, governance.
Stakeholders encompass all individuals or companies who have a vested interest in the performance of the business. It is vital that firms build healthful and balanced relationships with their stakeholders, as their stage of authenticity is determined by how properly they meet their stakeholders' needs.
Your question is incomplete. Please read below for the missing content.
When a practitioner is ensuring that the message he is sending to stakeholders is easy to follow, he is observing the ________ guideline for effective communication.
a. tact
b. specificity
c. logic
d. relevance
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consumers are the subsegment of all Internet users who employ this technology to research products and services and make purchases. (Enter one word in the blank.)
Online consumers are the subsegment of all Internet users who employ this technology to research products and services and make purchases.
What do you mean by Online consumers?Any natural person who puts an Order for the provision of Goods and/or Services on the Supplier's website is considered an Online Consumer if they are operating for purposes unrelated to their place of employment.
The 26 items in a conceptual model are divided into seven categories: security, information accessibility, shipping, quality, pricing, timeliness, and customer satisfaction.
The key benefits of purchasing via websites are convenience and usability. If you want to attract repeat customers, make it easier for visitors to conduct product research, cross-shop, and other non-buying activities, which make up 95% of visits to e-commerce sites.
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What is the basic idea behind subjectivism? provide an account of simple subjectivism, citing at least one central argument. State 2 of the most prominent objections to simple subjectivism
This is the fundamental idea behind Ethical Subjectivism. Ethical Subjectivism holds that our moral judgments are solely based on our emotions. This perspective holds that there is no such thing as "objective" right or wrong. There are numerous distinctions between Simple Subjectivism and Emotivism.
This paper will compare and contrast both theories, as well as explain why Simple Subjectivism cannot account for moral disagreement and Emotivism can, but incorrectly. By arguing these two ethical points, I can better explain or make a claim about how moral disagreements should be understood.
For several theories contending only ethical standard of judgement is individual's.
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A bank loaned out $26,000, part of it at the rate of 12% annual interest, and the rest at 3% annual interest. The total interest earned for both loans was $1,455.00. How much was loaned at each rate
The amount loaned for 12% annual interest is $ 7,500 and amount loaned for 3% annual interest is $ 18,500 .
Solution:Let us assume that the amount loaned for 12% annual interest is x
then amount loaned for 3% annual interest is $ 26,000 - x.
Total Interest = Interest on 12% amount + Interest on 3% amount
[tex]\frac{12}{100}[/tex] × x + (26,000 - x) × [tex]\frac{3}{100}[/tex] = 1,455
0.12x + 0.03 × (26,000 - x) = 1,455
0.12x + 780 - 0.03x = 1,455
0.09x = 1,455 - 780
0.09x = 675
x = $ 7,500
Also, the amount loaned at 3% is 26,000 - 7,500 = $18,500
What are bank loan?bank loans are debt Interest that a bank or other financial institution issues to a company, repackages, and then sells to investors.The Interest that has been repackaged comprises of several loans. Prior to any other financial commitments, senior bank loans have a legal claim to the borrower's assets.Know more about bank loans https://brainly.com/question/27380105
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The daily and weekly plans used by department managers are: Multiple choice question. tactical plans operational plans strategic plans contingency plans
The daily and weekly plans used by department managers are Operational Plans.
What are Operational Plans?The activities and goals that the organization will pursue to work toward accomplishing the goals and objectives outlined in the strategic plan are outlined in an operational plan. It offers the structure for a company's daily activities. A one-year period is covered by an operational plan. Annual operational plans should be used to support your strategic plan. Where there is paid employees, senior staff members will frequently create these; nevertheless, they need management committee approval. The Management Committee can then assess progress towards achieving the strategic aims and objectives based on reporting against the operational plan.An operational plan would be used by a department manager as a tool for making daily and weekly assignments.
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Any communication or activity designed to win goodwill or prestige for a company or person is called: Group of answer choices advertising corporate relations media handling personal selling public relations
Any communication or activity designed to win goodwill or prestige for a company or person is called Public Relations.
A corporation or organization's public image is created and maintained by public relations professionals. They produce material, such as press releases and social media posts, that influence public perception of the business or organization and raise brand recognition.
The key to any effective public relations plan is having a clear understanding of the target audience. Discover the characteristics of the perfect client by conducting research. After that, you can base the PR components of your campaign on these traits.
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At a products liability trial, a critical issue is whether the temperature was below freezing on January 16. A local m
The barograph record is not admissible because unless foundation testimony is given as to the accuracy and good working order of the man's instrument on the day in question.
What does the Barograph depict?Only if the barograph record was properly validated is it admissible. A writing must be authenticated by evidence that it is indeed what the proponent claims it is before it, or any secondary evidence of its substance, may be admitted into evidence.In general, any proof that supports a writing's validity can be used to authenticate it. Evidence explaining a process or system used to obtain a result and demonstrating that the process or system delivers an accurate result is one method of authentication under Federal Rule 901(b). In order for the man's barograph record to be accepted, proof that the instrument is accurate and that it was in excellent working order at the time the record was created must have been provided.To know more about barograph with the given link
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Question:
At a products liability trial, a critical issue is whether the temperature was below freezing on January 16. A local man who works for a civil engineering firm is also an avid amateur meteorologist. One of the man's weather detection instruments in his backyard records temperature by markings from a stylus on a round barograph. The man's record of the day in question indicates that it was unseasonably warm and that the temperature never fell lower than 48 degrees Fahrenheit, 16 degrees above the freezing mark. The plaintiff offers into evidence the man's barograph record of the temperature on January 16.
Is the barograph record admissible?
A. Yes, as past recollection recorded.
B. Yes, as a record of regularly conducted activity.
C. No, unless foundation testimony is given as to the accuracy and good working order of the man's instrument on the day in question.
D. No, because it is hearsay not within any recognized exception to the hearsay rule.
On february 1, kline company received a $6,000, 10%, four-month note receivable. The cash to be received by kline company when the note becomes due is.
The cash to be received by kline company when the note becomes due is $6200.
What is a note receivable?A note receivable is an asset account linked to an underlying promissory note that specifies in writing the terms of payment for a purchase between the "maker" of the note and the "payee," who is normally a business and is occasionally referred to as a creditor (usually a customer or employee, and sometimes called a debtor).
The honored note is recorded by debiting cash for the amount paid by the customer, crediting notes receivable for the note's principal amount, and crediting interest revenue for the interest generated, presuming no adjustment entries have been made to accumulate interest income.
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Suppose you transfer $500 from your savings account to your checking account. With this transaction, M1 _____ and M2 _____. decreases; decreases increases; stays the same increases; decreases stays the same; decreases
The M1 decreases and M2 stays the same as one transfer $500 from your savings account to your checking account.
What is M1 & M2?The M1 means the most liquid money that comprised of the currency, traveler’s check, and checking account deposits.The M2 is broader measure of Ms although it is has a less liquid measure compared to M1 and consists of currency, traveler’s checks, checking deposits, savings accounts, money market mutual funds etcRead more about money supply
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Tellado industries, a calendar-year company, purchased equipment on january 2nd, 2018, for $112,000. The equipment was intended to be used for seven years and is depreciated using the straight-line method with no expected salvage value. On july 1st, 2022, tellado sells the equipment for $43,000. Journalize the entry to record the sale.
The sale of equipment is $43,000.
What are sales?All of the company's credit-based sales are tracked in the sales diary. These sales are typically made up of inventory sales or sales of other goods. Keep in mind that the sales diary only records credit sales of inventory and product goods. Inventory cash sales are noted in the cash receipts journal. As an illustration, a business completes a $1,000 credit sale with a 5% sales tax. The cost of the sold goods is $650. Accounts receivable for $1,050 is the sales journal entry.
(journal entries are in the attached image)
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Which part of the federal reserve system serves the daily needs of banks across the country?
Reserve banks are part of the federal reserve system that serves the daily needs of banks across the country.
The Reserve Bank serves banks, the U.S. Treasury, and indirectly the public. Reserve banks, often called "bankers' banks," store money and coins and process checks and electronic payments. The Reserve Bank also oversees commercial banks in the region. The 12 district headquarters are Boston, New York, Philadelphia, Cleveland, Richmond, Atlanta, Chicago, St. Louis, Minneapolis, Kansas City, Dallas and San Francisco
The Federal Reserve Bank is a regional bank of the Federal Reserve System. US central banking system. There are 12 in all, one for each of the 12 Federal Reserve Districts created by the Federal Reserve Act of 1913.
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