Answer:
It is called hedging.
Explanation:
Hedging is a financial technique for reducing the risk exposure in financial instruments. Essentially, a hedge is a financial instrument that is used to offset the risks of adverse price movements in another financial instrument. The purpose is to reduce to a bearable minimum the adverse effects of risk exposures brought by the initial investment.
On January 1, 1990, Emilio deposited $1650 into a savings account paying
6.2% interest, compounded monthly. If he hasn't made any additional
deposits or withdrawals since then, and if the interest rate has stayed the
same, in what year did his balance hit $3300, according to the rule of 72?
OA. 2001
B. 2003
OC. 2000
D. 2002
The time required to get a total amount of $3,300.00 with compounded interest on a principal of $1,650.00 at an interest rate of 6.2% per year and compounded 12 times per year is 11.209 years. hence the answer is
A. 2001
Compound Interest Calculation(about 11 years 3 months)
First, convert R as a percent to r as a decimal
r = R/100
r = 6.2/100
r = 0.062 per year,
Then, solve the equation for t
t = ln(A/P) / n[ln(1 + r/n)]
t = ln(3,300.00/1,650.00) / ( 12 × [ln(1 + 0.062/12)] )
t = ln(3,300.00/1,650.00) / ( 12 × [ln(1 + 0.0051666666666667)] )
t = 11.209 years
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Rocky Mountain Bottling Company produces a soft drink that is sold for a dollar. At production and sales of 800,000 units, the company pays $600,000 in production costs, half of which are fixed costs. At that volume, general, selling, and administrative costs amount to $250,000, of which $70,000 are fixed costs. What is the amount of contribution margin per unit?
Based on the fixed costs of the Rocky Mountain Bottling Company, the contribution margin per unit is $0.40 per unit
How is the contribution margin found?First, find the variable costs:
= 300,000 + (250,000 - 70,000)
= $480,000
The contribution margin per unit is:
= (Sales - variable costs) / number of units
= (800,000 - 480,000) / 800,000
= $0.40 per unit
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A traveler needs to _____________ only when upon returning from an international trip.
agree to hand inspection of baggage
fill out a Customs Declaration Form
pass through airport security
show a form of government identification
A traveler needs to show a form of government identification only when upon returning from an international trip.
US ID cards are usually local state-issued driver's licenses or ID cards, but social security cards (or just social security numbers) and US passport cards also serve as national ID cards.
A valid government-issued ID must include a photo, current address, signature, and a unique number or barcode associated with the individual (driver's license, passport number, etc.). ID) When submitting Form DS-11 in the following cases: 18 years or older. parent or legal guardian
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True or false: We always behave in ways that are congruent with our personality type.
We always behave in ways that are congruent with our personality type. This statement was the false. Thus, option (b) is correct.
What is personality?
The term "personality" refers to a person's characteristics of thinking, believing, and perceiving. The personality always reflects the person's identity. The personality not only developed the look but also helped with the growth. For example, a celebrity always maintains her personality. Personality reduced the conflict and damage.
A person should behave according to the situation. The person does not always behave the same. It depends on the situation and according to the mood of the person.
The personality reflects the person's looks and behavior. A person's personality fluctuates when it doesn't behave congruently.
As a result, we always behave in ways that are congruent with our personality type it totally false. Therefore, option (b) is correct.
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When we perceive someone as a trouble maker, this may be a perception not a real characteristic of a person?
Assume that you will be opening a savings account today by depositing $100,000. The savings account pays 5 percent compound annual interest, and this rate is assumed to remain in effect for all future periods. Four years from today you will withdraw R dollars. You will continue to make additional annual withdrawals of R dollars for a while longer – making your last withdrawal at the end of year 9 – to achieve the following pattern of cash flows over time. (Note: Today is time period zero; one year from today is the end of time period 1; etc.) How large must R be to leave you with exactly a zero balance after your final R withdrawal is made at the end of year 9? (Tip: Making use of an annuity table or formula will make your work a lot easier!)
Answer:
5000
Explanation:
100,000x5%= 5000
5000x4 years= 20,000x5%= 1000
5000x5=25,000x5%= 1250
1250+ 1000= 2250
R= 1750
5000-2250-1000= 1750
I might be wrong
To achieve a zero balance after the last withdrawal at the end of year 9, the annual withdrawal R should be approximately $8,808.88.
Find the value of R, by using the formula for the future value of an ordinary annuity:
[tex]FV = R * [(1 - (1 + r)^{-n}) / r][/tex]
where:
FV = Future Value of the annuity
R = Regular annuity payment
r = Periodic interest rate
n = Number of periods
FV of annuity = [tex]R * [(1 - (1 + 0.05)^{-6}) / 0.05][/tex]
where R is the annual withdrawal, and we want the future value of the annuity to equal the future value after 4 years.
Calculating the future value after 4 years of the $100,000 initial deposit at a 5% annual interest rate:
[tex]\text{Future Value (FV) after 4 years} = \$100,000 * (1 + 0.05)^4 \\= \$100,000 * 1.21550625 \\= \$121,550.63[/tex]
Set the FV of the annuity equal to the FV after 4 years and solve for R:
[tex]$121,550.63 = R * [(1 - 1.21550625^{-6}) / 0.05][/tex]
Now, solving for R:
[tex]R = $121,550.63 / [(1 - 1.21550625^{-6}) / 0.05]\\R = $8,808.88[/tex]
So, to achieve a zero balance after the last withdrawal at the end of year 9, the annual withdrawal R should be approximately $8,808.88.
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You have an employee that works remotely. Your business is located on one side of Alberta, and the employee works on the opposite side of Alberta. You realize that you need the employee to work at your physical business location. What must you pay your employee, so they receive $3000 after all mandatory deductions, which are at 38.165%?
Answer:
$4887.18
Explanation:
38.165% of what you pay your employee will be manually deducted. The other 61.835% must equal $3000. If 61.835% = 3000, 100% (total pay) = 4887.1874
You would need to pay your remote employee approximately $4844.76 as gross pay so that they receive a net amount of $3000 after deducting 38.165% for mandatory deductions.
What must you pay your employee, so they receive $3000 after all mandatory deductions, which are at 38.165%?To ensure your employee receives a net amount of $3000 after all mandatory deductions at a rate of 38.165%, you'll need to calculate the gross pay before deductions.
Let G be the gross pay before deductions. The formula to calculate the gross pay is:
Gross Pay (G) = Net Pay / (1 - Deduction Rate)
Substituting the given values:
G = $3000 / (1 - 0.38165)
G = $3000 / 0.61835
G ≈ $4844.76
Therefore, you would need to pay your remote employee approximately $4844.76 as gross pay so that they receive a net amount of $3000 after deducting 38.165% for mandatory deductions.
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Question 6 10 points In one case, the pilot of an Airbus A320 jet with 200 passengers on board fought to prevent a crash. The aircraft would not turn left no matter what the pilot tried. After a high-speed emergency landing, it was found that engineers had failed to reactivate four of the five spoilers on the right wing. Which type of failure occurred in this scenario? A. supplier failure. B, staff failure C. design failure D. facility failure
The type of failure occurred in this scenario is option C: design failure.
What is failure in engineering design?Failure is known to occur due to the deficient in the product design, and it is one that can show that there was a faulty process.
Note that in the case above, since the problem was from those who made the aircraft, therefore, the type of failure occurred in this scenario is option C: design failure.
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What is the impact on cash flow from operations in the current year based on the change in operating assets and liabilities listed below?
What are some of your main personal, academic, and professional goals?
Think positive to stay focused.
Stay resilient.
Make time to read.
Manage your time.
Find time to relax.
Strive for excellence.
Build a strong network.
Build good study habits.
Shoprite environmental impact on people
ShopRite impacts the environment by reducing harm to the environment and creating job in the recycling sector.
What is an environment?It should be noted that an environment simply means the surrounding where an organism lives.
At ShopRite, plastics wastes that are generated are recycled into carrier bags. This helps in reducing harm to the environment.
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What type of trading earns you money when you accurately predict that a stock will lose value?
The type of trading that earns you money when you accurately predict that a stock will lose value short-selling trades. This is further explained below.
What are short-selling trades?Generally, When an investor borrows a security and then sells it on the open market with the intention of buying it back later at a lower price, this transaction is known as short selling.
In conclusion, Short-selling transactions are a sort of trading that may provide profits for traders who successfully forecast that the value of a stock will decrease in the future.
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The process of evaluating and planning for long-term investments is called budgeting.
The process of evaluating and planning for long-term investments is called Capital budgeting
This is further explained below.
What is Capital budgeting?Generally, A company will go through the process of capital budgeting in order to assess the viability of proposed big expenditures or projects. Before a decision to accept or reject a project can be made, it must first go through the process of capital budgeting. Some examples of projects that need this step are the construction of a new factory and a significant investment in an outside enterprise.
In conclusion, Capital budgeting refers to the act of analyzing and organizing one's finances with regard to long-term investments.
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Has this interview prompted you to make any changes in the way that you view or
manage your personal finances? Do you think it will impact how you handle your personal
finances in the future? Explain.
The interview referring to the issue is Elizabeth White's to Ted about personal financial crises, leading to reflection on the needs of managing personal finances.
The speaker warns about the need to save financial resources in the present, to avoid the consequences of unnecessary expenses in the future.
What is the personal budget?It corresponds to a simple and objective tool for identifying an individual's income and expenses, which allows greater allocation of resources to objectives and goals, in addition to greater control over finances.
Therefore, through Elizabeth White's interview, the need to talk about finance is perceived, even if this fact causes embarrassment to individuals, because only in this way can knowledge, innovation and personal planning be increased.
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is andre de ruyter actively involved in the decisions making
Yes, Andre de Ruyter has been actively involved in the decisions making.
State-owned electricity company Eskom in South Africa, according to Group CEO André de Ruyter, is at a crossroads. The CEO of the electricity company was questioned by Professor Anton Eberhard, at the Graduate School of Business at the University of Cape Town.
With the exception of Medupi and Kusile, Eskom's fleet of coal-fired power plants is, on average, 41 years old. These power plants have not been maintained properly and have been operated far more aggressively than permitted by international standards.
He claims that Eskom is still looking for funding possibilities. To enable private investors in a generation, it is crucial to distinguish Eskom's historical debt from its prospects for development in both generating and transmission, and distribution projects.
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Amazon is the dominant firm in the online shopping service industry, which has a total market demand given by Q = 100 – 2 P. Amazon has competition from a fringe of four small firms that produce where their individual marginal costs equal the market price. The fringe firms each have total costs given by TCi = 10 Qi + Q 2 i. If Amazon’s total costs are given by TCA = 10 + 10 QA, what price should Amazon establish for online shopping service?
The price that Amazon has to establish for their online shopping should be $20.
How to solve for the priceWe have the price function as
P = 10 + 2Qi
Make Qi subject
= Qi = 0.5P - 5
4 firms with identical features
This would give us
Qs = 4Qi
Qs = 4(0.5P -5)
Qs = 2p - 20
Q = 100 - 2p
Qa = Q - Qs
(100 - 2P) - (2P -20)
Take like terms
100 - 2p - 2p + 20
100 - 4p + 20
Qa = 120 - 4p
Make p subject
p = 120 - Qa / 4
p = 30 - 0.25Qa
TRa = p*Qa
= (30 - 0.25Qa)Qa
= 30Qa - 0.25Qa²
MRa
= 30 - 0.5Qa
TCA = 10 + 10QA
= ΔTCA / ΔQA
= 10
30 - 0.5QA = 10
Take like terms
30 - 10 = 0.5Qa
divide through by 0.5
20/0.5 = Qa
40 = Qa
Output produced = 40.
We have P as
30 - 0.25QA
P = 30 - 0.25( *40)
= 20
Hence the price that Amazon has to establish for the online shopping should be $20
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a client company is selling high value specialized assets, and your company has specialist expertise. your firm is approached by 4 potential bidders. can you work for more than one bidder?
The inference based on the information given about the bidders is that one can't work for more than one bidder.
What is an inference?It should be noted that an inference simply means the conclusion that can be deduced based on the information given.
Here, one can't work. for more than one bidder as there will be a clash of interest and bias.
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Pharoah Company has identified that the cost of a new computer will be $40000, but with the use of the new computer, net income will increase by $3000 a year. If depreciation expense is $1000 a year, the cash payback period is: 13.3 years. 20.0 years. 40.0 years. 10.0 years.
The correct option is payback Period [tex]10.0[/tex] Years.
Payback Period:
The time it takes to recoup the cost of an investment is referred to as the payback period. It is simply the amount of time it takes an investment to break even. The payback period is crucial since people and businesses invest money primarily to be reimbursed.
The temporal worth of money is disregarded. All other capital budgeting strategies take into account the idea of the time value of money. According to the principle of time value of money, a rupee now is worth more than a rupee tomorrow. In order to arrive at discounted flows, different strategies discount future inflows.
You can use the mathematical formula to determine the payback period: Payback Period = Initial investment / Cash flow per year.
Annual Cash flows = Depreciation + Net income
[tex]= 3000+1000 \\=4000[/tex]
Payback Period = Investment / Annual Cash flows
[tex]= 40,000/4,000[/tex]
[tex]= 10.0[/tex] years.
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A swedish children’s toy company is sending its toys to other countries in south america to sell through various distributors. What is this type of entry strategy called?.
The type of strategy that is used by the Swedish company is what is referred to as exporting.
What is exporting?Thisn is the term that is used in business and in commerce to refer to the fact that businesses are sending their products to other nations that ahve the need for them.
Exporting is a way that nations get the resources that they do not have in their home nations. Countries trade with themselves through imports and exports.
The company is sending its toys to South America, hence we can say that they are engaged in exporting of goods to the countries.
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what do multinational corporations needs to balance when making decisions about social responsibilities?
What multinational corporations needs to balance when making decisions about social responsibilities is conflicting interests of stakeholders .
Why is it necessary for multinational corporations to balance conflicting interests of stakeholders?
Multinational corporations needs to balance conflicting interests of stakeholders in their decisions most important in human rights because the stakeholders are key part in the organization.
And any decision that affect the corporation will definitely affect all the stakeholders.
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Discuss the principles of management.
Please help
The principles of management are scientific principles that enable managers to make organizational decisions, accomplish tasks, and achieve organizational goals.
What are the principles of management?The principles of management enunciated by Henri Fayol enable managers to become efficient and effective include:
Division of WorkDisciplineUnity of DirectionUnity of CommandRemunerationScalar ChainOrderEquityInitiativeEsprit de CorpsThe Degree of CentralizationAuthority and ResponsibilitySubordination of Individual InterestStability of Tenure of Personnel.These principles of management provide guidance to managers in their decision-making and management activities.
Thus, the principles of management enable managers to make organizational decisions, accomplish tasks, and achieve organizational goals.
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Can someone please help me do the cash flows with ZInser and without Zinser? I would really appreciate it. I am really stuck on this and I have no clue on how to do the calculations for the cash flows. Please help me. Thank you.
Also, I think my net sales are wrong too. Please help me out.
Answer:
It's blur can u repost it so that i can see it
Moss Co. issued $100,000 of five-year, 11% bonds with interest payable semiannually, at a market (effective) interest rate of 8%. Determine the present value of the bonds payable, using the present value tables in Exhibit 8 and Exhibit 10.
Note: Round to the nearest dollar.
The present value of the bond payable is $120,130.
What is the present value?The present value of the bond is the sum of the the bonds discounted cash flows.
Present value can be calculated using a financial calculator:
Cash flow each year from period 1 to 10 : 11% x 100,000 = 11,000Cash flow in period 20 : 100,000 Interest rate = 8%Present value = $120,130.24
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Question 1
Stargate Corporation is considering two projects of machinery that perform the same task. The required rate of return for these projects is RM10%. The projects’ expected cash flows are as follows:
Year Machine MIR (RM) Machine ZA (RM)
0 (17,000) (17,000)
1 8,000 2,000
2 7,000 5,000
3 5,000 9,000
4 3,000 9,500
Based on the above information, you are required to make an analysis for the decision of Capital Budgeting based on the following techniques:
(a) Net Present Value, NPV
(b) Profitability Index, PI
NPV = Initial cash outlay + PV of all the cash inflows.
PV of cash flow at time n = Cash flow at time n/ ((1+r)^n).
NPV = - CF0 + (CF1/((1+WACC)^1)) + (CF2/((1+WACC)^2)) + (CF3/((1+WACC)^3)) + (CFn/((1+WACC)^n)).
Profitability Index (PI)=
1 + (NPV/Initial Investment).
Machine MIR (RM) Machine ZA (RM)
Years Total Cash flows PV Total Cash flows PV
0 (17,000) (17,000.00) (17,000) (17,000.00)
1 8,000 7,272.73 2,000 1,818.18
2 7,000 5,785.12 5,000 4,132.23
3 5,000 3,756.57 9,000 6,761.83
4 3,000 2,049.04 9,500 6,488.63
Required return 10.00% 10.00%
NPV 1,863.5 NPV 2,200.9
PI 1.11 PI 1.13
The most important feature of the net present value method is that it is based on the idea that future dollars will be less valuable today than bank dollars. Future cash flows are discounted to date to determine their value.
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e tide of public opinion! CGTN, a think tank affiliated with China's China Media Group, has released a survey to global Netizens in six official languages of the United Nations. As many as 83.1 percent of respondents supported the WHO's investigation into the origin of the virus in the U.S. The eyes of the people are sharp.
By inference, the conclusion from the above text is suggestive of the fact that 83.1% of Netizens, that is internet citizens share the opinion that WHO was right to have investigated the Origin of the Virus in the United States of America. This is about public opinion.
What is public opinion?Public opinion simply refers to the of the vast majority of people with regard to an idea or topical discourse.
In commerce, it is important for the players at every level to take public's opinion very important because they are reflective of what most are thinking and would influence the direction of flow of wealth. In politics, it would speak to the direction of influence.
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Banks were recently accused of_____ as apparently female staff are often paid 40% less than their male counterparts.
Answer:
paying female staffs less salary
Hope it helps.........
Requisitioning an OTC item to use for script fulfillment included
Requisitioning an OTC item to use for script fulfillment included is scanning the price barcode in the QT exception screen.
For the fulfillment of medication requests corresponding to included medication units, a system and accompanying technique are offered.
A patient care provider may receive decision data from requisition fulfillment logic to aid in choosing one of a variety of fulfillment venues to fill a specific drug demand.
A requisition router may direct the pharmaceutical request to a particular fulfillment site among the many options.
In respect to the related medication requisitions that they have completed, the fulfillment sites may provide medication requisition metadata (such as information about the preparation and handling of medicine units) to a medication requisition database.
Therefore, scanning the price barcode in the QT exception screen. is the answer.
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A test of H0: m = 60 versus H1: m < 60 is performed using a significance level of alpha = 0.05. The value of the test statistic is z = –2.07. Is H0 rejected?
No
Yes
Yes, the value of the test statistic is z = –2.07. Yes H0 is rejected.
For example, if the required significance level for a result is 0.05, the corresponding value of z must be greater than or equal to z* = 1.645 (or less than or equal to -1.645 for the one-sided alternative). mean is smaller than the null hypothesis).
If the p-value is less than 0.05, reject the null hypothesis that the means are not different and conclude that the difference is significant. If the p-value is greater than 0.05, you cannot conclude that there is a significant difference.
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Self-assessment tools can help you choose an academic major by
A. Helping you Identify your interests
B. Comparing lifetime earnings
C. Suggesting financial solutions
D. Choosing for you
Option A. Self-assessment tools can help you choose an academic major by A. Helping you Identify your interests.
What are self assessment tools?This is the term that is used to refer to the tools that can help a person choose career by letting them know what there interest are.
This tool helps the person to gather more information about herself which would help in the decision making.
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The adjusted trial balance of Sheri dan Company at December 31, 2022, includes the following accounts: Owner's Capital $16,000, Owner's Drawings $7,700, Service Revenue $38,800, Salaries and Wages Expense $15,200, Insurance Expense $2,700, Rent Expense $3,100, Supplies Expense $1,200, and Depreciation Expense $1,200.
Prepare an income statement for the year.
Proof of income statement.
Revenue
Service revenue 38300
Expense
Salaries and wages expense 15700
Insurance Expense 2300
Rent Expense 4600
Supplies expense 1200
Depreciation Expense 1400
Total expense 25200
Net income 13100
Sales are the sum of the revenue generated from the sale of goods or services related to the company's main activities. Income, also known as gross income, is often referred to as the "top line" because it is at the top of the income statement. Income or net income is the total profit or profit of the business.
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