The storage of funds for future use is a purpose of time deposits, which include savings accounts and certificates of deposit.
You can buy a time deposit, like a CD, at almost any bank, credit union, or other financial organization. Other terms as well as the interest rates paid vary. One bank can, for instance, provide a better return but demand a larger down payment. Shopping around pays off. The majority clearly display and heavily promote their rates.
In essence, a CD is a savings account that is formed with the agreement that the owner won't touch the funds for a predetermined amount of time. This may take a few weeks to several years. Short-term time deposits have terms of one year or less. Any sum in excess of that is a long-term deposit.
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Which of the following is a benefit of budgeting which helps a manager motivate employees and evaluate performance?
-Planning
-Coordination and Communication
-Rolling Budget
-Benchmarking
Benchmarking will be the correct answer
What is benchmarking?
Benchmarking is the practice of comparing your goods, services, and operations to those of businesses that are thought to be industry leaders in one or more areas. Even if they are in a different industry or serve a different clientele, benchmarking may provide you with the crucial insights you need to know how your company stacks up against others in a similar situation.
Organizations can find areas, systems, or processes that can be improved through incremental (continuous) or significant (business process re-engineering) changes by using benchmarking.
Technical and competitive benchmarking are two separate categories that have been established. To visualise the benchmarking review, Gantt charts and the House of Quality matrix are frequently utilised.
Technical benchmarkingCompetitive benchmarkingBenchmarking procedureBenchmarking exampleBenchmarking studiesBenchmarking resourcesLearn more about benchmarking from the link below
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Which of the following are features of municipal bonds?
a. The interest on municipal bonds is exempt from federal taxes.
b. They are issued by state and local governments.
c. The interest on municipal bonds is, in some cases, exempt from state taxes in the state of issue.
The interest on municipal bonds is exempt from the federal taxes are features of the municipal bonds.
What is a municipal bond?A sort of bond known as a "muni," or municipal bond, is one that is issued by local or state governments as well as the authorities and special districts they create. Most of the time, but not always, holders of municipal bonds are exempt from paying federal and state income taxes on the interest they earn. For investors in the highest tax rates, tax-exempt municipal bonds are often preferred above taxable municipal bonds. To compare the two categories properly, the taxable equivalent yield must be determined. The American municipal debt market is quite small when compared to the corporate market. Local authorities in many other countries throughout the world issue bonds that are comparable, often referred to as local authority bonds or by other names.
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Please help me:(
Answer the following questions in your course journal or in the course discussion board:
What makes Wall Street the ideal location for the financial headquarters of the United States? Be sure to explain your answer. Would you place the center of financial activity in another
location? If so, where would that be and why?
Answer:
Wall Street consists of the largest stock exchanges, the largest financial firms, and employs thousands of people. As the trading hub of the world's biggest economy, Wall Street has an enduring impact not just on the American economy, but also on the global one.The physical location of Wall Street is in lower Manhattan, where the New York Stock Exchange is housed. The street's name refers to a long-gone wall that was erected in the 17th Century by Dutch settlers intent on keeping out the British and pirates.
I would not.
Explanation:
The sticker price of an institute of higher education includes _____.
The sticker price of an institute of higher education includes any costs the school may impose, like a parking permit or library card fee, as well as the total annual cost of tuition, books, lodging, and board.
The sticker price, often known as the "cost of attendance" (COA) includes Tuition fees, accommodation and board, books, supplies, and other costs depending on the accommodation and dining options are chosen or the number of credits a student takes each semester, the cost of attending a specific school may vary.
This is often confused with net price. The sticker price (COA), minus the amount of federal and institutional financial help, is the net price, or what you will pay.
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Grace has a net spendable income of $1,700 per month. She decides to check her expenses for the previous month and adjust her budget.
With an income of $1,700 per month, Grace is going to be over budget. The correct answer is A.
Grace is going over budget because her expenses are greater than her net spendable income. Her net spendable income is $1,700 per month, and her expenses total $1,859 per month. She has increased her expenses in the categories of food, entertainment, clothing, savings, and medical by $50, which is resulting in her going over budget. Even though she has adjusted her budget in some categories, the overall expenses are still higher than her net spendable income.
It's important to note that she has also reduced her debt expenses by $25, but that's not enough to cover her increased expenses in other categories. She should look into cutting down her expenses in the other categories or increasing her income to balance her budget and avoid going over budget.
This question is incomplete and also should be provided with answer choices as follows:
Grace has a net spendable income of $1,700 per month. She decides to check her expenses for the previous month and adjust her budget. Expenses Housing $510 Food $204 Transportation $255 Insurance $51 Debts $0 Entertainment $85 Clothing $85 Savings $85 Medical $0 Miscellaneous $85 Grace then adjusts her budget for her main expense categories. Old Budget New Budget Housing $510 Housing $510 Food $204 Food $254 Transportation $295 Transportation $295 Insurance $51 Insurance $51 Debts $25 Debts $0 Entertainment $85 Entertainment $100 Clothing $85 Clothing $100 Savings $85 Savings $100 Medical $85 Medical $0 Miscellaneous $85 Miscellaneous $100.
Evaluate Grace's new budget:
A. She is going over budget.B. She is putting less than the recommended percentage of her income into the savings category.C. She is putting the minimum recommended percentage of her income into all categories except debt.D. She is putting less than the recommended percentage of her income into the clothing, medical, and miscellaneous categories.The correct answer is A.
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What are 4 disadvantages of a mixed economy?
Four disadvantages of a mixed economy system are: tendency of special interest, high tax, tendency of monopoly, reduce healthy competition.
A mixed economy refers to system that incorporates elements of a capitalist or market-based system with those of a socialist command economic system. It mixes free trade and private ownership rights with elements of socialism such as control, re-distribution., and the welfare state.
Disadvantages of a mixed economy system are:
When you blend government and private business, it is unavoidable that they will intersect.The government is substantially larger than in a market-based system. It places a larger emphasis on social spending and economic influence. As a result, quite substantial levels of taxation are required to pay for it.Over control of government can lead to monopoly.Businesses incur greater expenditures as a result of regulatory restrictions, hence reduce healthy competition.Learn more about mixed economy here:
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An accounting information system is defined as a system that records, processes and reports on business transcations
An accounting information system is defined as a system that records, processes and reports on business transactions---- True
What is a system in an accounting information system?
An accounting information system is a method of tracking all the accounting and business activities of a company. An accounting information system typically consists of six main components: People, procedures and instructions, data, software, IT infrastructure, and internal controls. An accounting information system is a system for collecting, storing, and processing financial and accounting data for use by decision makers.
Why is accounting called an information system?Accounting as Information System "AIS" is a system for collecting, storing and processing financial and accounting data for use by decision makers. An accounting information system is generally a computer-based method for tracking accounting activities related to information technology resources.
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An open communication climate in an organization is essential because:
Because employees must share and practice a leader's vision communication, an open communication climate is crucial in any firm.
What is an open communication climate?Employees feel free to share opinions, voice grievances, and make suggestions in an environment where communication is open.
The ability to express oneself freely is essential for innovation and creativity.
It might be difficult to create an environment where employees feel comfortable speaking their thoughts.
Any company must have an open communication atmosphere since employees must practice and share a leader's vision.
Communication in a restricted environment is limited to a select few, with the majority remaining silent and mute.
Everyone has the right to voice their thoughts, grievances, and suggestions in a free environment.
Therefore, because employees must share and practice a leader's vision communication, an open communication environment is crucial in any firm.
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Job descriptions list every task an employee will be responsible to perform.
False
True
ANSWER IS FALSE, got 100% on edge
What are three effects of high unemployment rates?
The effects of high unemployment rates include severe fiscal difficulty, debt, homelessness and casing stress, family pressures, shame and stigma.
A high severance rate affects the frugality in numerous ways. Unemployed people tend to spend lower, may accrue further debt, and severance may lead to advanced payments from state and civil governments for effects like food prints. As a nearly watched profitable index, the severance rate attracts a lot of media attention, especially during recession and grueling profitable times. This is because the severance rate does not just impact those individualities who are unemployed–the position and continuity of the factors of severance have wide-ranging impacts across the broader frugality. Unemployment also leads to workers losing their purchasing power, which can lead to severance for other workers, creating a slinging effect that ripples through the frugality.
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What type of deposit account would be good for someone saving for a long-term goal?
High-Yield Savings Account is a deposit account would be good for someone saving for a long-term goal.
A consumer can deposit and withdraw funds from a deposit account, which is a bank account kept by a financial institution. Savings accounts, current accounts, or any of the other types of accounts listed below can be deposit accounts.
When a bank records a transaction involving a deposit account, the resultant balance is recorded as a liability of the bank and signifies the sum that the bank owes the client. In other words, the relationship between a bank and a consumer is one of debtor and creditor. For transactions on a customer's account, some banks levy fees. Some banks also give their clients interest on their account balances.
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Are cover letters formal or informal?
The cover letter is a formal business letter which is often the first contact with a prospective employer. It serves as an introduction of you and your background experience.
What is cover letter?When applying for jobs, you send a one-page cover letter along with your CV to potential employers.
The paragraphs are the standard length for a cover letter, typically contains information about your qualifications for the position, why you are applying for the position, and a brief summary of your professional past.
While some employers may need a cover letter as part of your application, others may make it optional or completely disqualify it.
What are the paragraphs in cover letter?You have the opportunity to introduce yourself, grab the hiring manager's attention, and excitedly explain why you are applying for the position in the introductory paragraph.
Make the connection between your prior achievements and your suitability for this current post in the middle paragraph, or in one or two paragraphs.
Avoid duplicating the bullet points on your resume since employers have probably already read it. Include supporting details to those highlights.
Your final sentence should primarily express gratitude to the employer for their time and consideration. You can also add any explanations if you'd like.
Additionally, you may use this area to list your qualifications for the position and to indicate your interest in moving on to the next hiring round.
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Use your knowledge of Glasl’s nine-stage model of conflict escalation to classify the following statement or situation according to the appropriate definition. (Note: Not all of these descriptions portray situations encountered at Barcelona Restaurants. Most of the following statements are fictional and provided strictly for the purposes of answering the question).
Example
Debate
Action over words
Images and coalitions
Loss of face
The COO is unhappy about how a particular restaurant manager is handling the poor performance of the restaurant so the COO begins to fire staff to reduce operating costs without consulting the manager. This forces the restaurant manager to do what the COO wants to do.
Assume you are Andy Pforzheimer, owner of Barcelona Restaurants, and you are involved in intense conflict with one of your restaurant managers. You realize that the conflict has escalated to the point at which it is no longer functional conflict and you wish to de-escalate it. Which of the following actions should you take to de-escalate the conflict? Check all that apply.
Be an empathetic listener
Raise your voice to get attention about important points
Focus your attention on the other person
Control your body language and relax
Assume you are the COO of Barcelona Restaurants and you are in a heated disagreement with one of your restaurant managers over how suckling pig is processed and served. The conflict escalates but you realize that it may be possible to incorporate aspects of both of your positions into the processing and serving procedures. Which of the following conflict management styles would best fit this situation?
Competing
Compromising
Avoiding
Accommodating
The example given outlines a scenario in which the COO, dissatisfied with the way certain restaurant management is handling the establishment's poor performance, starts firing employees without first contacting the manager in order to save operational expenses. This compels the manager to carry out the COO's instructions.
According to Glasl's nine-stage model of conflict escalation, this circumstance falls under the category of "Action over words."
Andy Pforzheimer, the proprietor of Barcelona Restaurants, ought to do the following things to defuse the situation:
Be an understanding listener.Concentrate your efforts on the other individual.Manage your body language and unwind.These steps will contribute to fostering a more uplifting and fruitful environment for conversation and conflict resolution.
The best course of action for the conflict management styles that suit this circumstance would be:
Compromise: This approach would be suitable as it entails merging elements of both of your perspectives into the processing and serving operations, which would aid in locating a middle ground and producing a result that is acceptable to all sides.Learn more about Barcelona Restaurants from the link below
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Command Economy refers to which of the following?ACapitalist EconomyBSocialist EconomyCMixed EconomyDAll of the above
Socialism is the foundation of the command economy. (Choice b) In a command economy, all economic decisions are made at the discretion of the central authority.
Which of the following statements might apply to a command economy?A command economy might take the form of socialism or communism. In all three, the national economy, businesses, and resources are under the control of the state. Central planning is a feature of all. As an alternative, a command economy is one in which all factors of production are controlled by a centralized government that controls most, if not all, firms. Command economies can be seen in the former Soviet Union, North Korea, and East Germany.
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-1 Name the Act that makes provision for employees to improve their work performance.
Coral Manufacturing has decided to cross-train employees for shipping to production for potential job-sharing between these two departments. So far, no employees have volunteered to learn the new machines. Which approach is most likely to increase employees' willingness to cross-train?
a. offer overtime pay for employees who cross train
b. develop a rotation plan so that everyone works in all departments
c. send managers through training on motivating employees
d. tell employees that cross-training is required
e. create a compensation plan that rewards employees for learning new skills
The approach that will most likely increase employees' willingness to cross-train is a. offer overtime pay for employees who cross train.
Cross-training your employees can be an effective way to increase workplace productivity and improve overall job satisfaction. To maximize the success of this approach, consider offering overtime pay for employees who cross train. Hence, option a is correct.
This can be a great incentive to get employees excited about learning new skills and diversifying their job duties. To encourage your employees to become more open to the idea of cross-training, one approach you can take is to offer overtime pay for those who take on additional tasks.
With the right incentives in place, you can create an environment where employees are eager to learn new tasks and develop new skills such as shipping.
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Gwen' blog pot about camping ha 70 comment. 30% of the comment were quetion for Gwen about camping gear. How many of the comment were quetion about camping gear?
The concept given is Percentages, which is a number or ratio expressed as a fraction of 100. The answer is 21.
A percentage is a number or ratio that can be expressed as a fraction of 100. When we need to calculate a percentage of a number, we divide the number by the whole number and multiply by 100.
Therefore, the percentage a is partially a hundred. The word percent means 100. It is represented by the symbol "%". Percentages can also be represented as decimals or fractions.
Given:
camping comment - 70
camping gear - 30%
converting the percentage to decimal we get,
30/100 - 0.3
comments on camping gear = 70 * 0.3 = 21.
So, the camping gear received 21 comments.
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pricing strategy where extra services cost money codycross
Freemium is a pricing strategy where extra services are paid for and cost money.
Freemium is a pricing strategy where a basic version of a product or service is offered for free, but additional features or services are available for a fee. This strategy is commonly used for software, mobile applications, and online services. The basic version of the product or service is usually functional enough for the user to get a sense of the product, but if the user wants to access additional features or wants to use the product without limitations, they must pay for it.
This strategy allows companies to attract a large user base and generate revenue from a small percentage of users who are willing to pay for additional features. It is also a way to upsell to users who are already familiar with the product and have found it useful.
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Is there a curfew in Hawaii?
Answer:
Children under the age of 16 cannot be in a public place without adult supervision between the hours of 10:00 p.m. to 4:00 a.m. A child who is in a public place without an adult during these hours can be arrested by the police.
Which among the four factors of production you consider the most important factor why?
One could argue that land is most important, since all physical products originate from the resources it provides. However, professional services and software are increasingly important in the modern economy. Therefore, you could argue that labor is the most crucial factor of production.
What do production factors entail?The materials employed in the manufacturing of a good or service in order to generate revenue are referred to as the factors of production. Land, labor, capital, and entrepreneurship are considered the four main components of production by economists.
What are the four factors of production, and what do they all mean?Land, labor, capital, and entrepreneurial activity are the four conventional divisions made by economists of the components of production. Natural resources are referred to as land, work effort as labor, and anything created that is used to create something else is referred to as capital.
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What is marginal cost Mcq?
The cost a company incurs to produce a further unit of a good or service is known as the marginal cost. This is the goal of marginal cost analysis.
The marginal cost in economics is the variation in total production costs that results from creating or producing one more unit. Subtract the change in production costs from the change in quantity to determine marginal cost. In order to maximize production and overall operations, an organization has to know when it can reach economies of scale. This is the goal of marginal cost analysis. A profit could be made by the producer if the marginal cost of producing one extra unit is less than the price per unit.
The cost a company incurs to produce a further unit of a good or service is known as the marginal cost. This is the goal of marginal cost analysis.
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Economists believe that scarcity forces everyone to:a. satisfy all wants.b. lie about their wants.c. create unlimited resources.d. abandon consumer sovereignty.e. make choices.
Economists believe that scarcity forces everyone to abandon consumer sovereignty.
What is consumer sovereignty?According to the economic idea of "consumer sovereignty," consumers have some influence over the items that are made and are the best judges of their own welfare. Consumer sovereignty in production refers to the right of consumers, as opposed to the owners of scarce resources, to determine what final products should be produced from those resources. On occasion, it is proposed as a hypothesis that customer demand drives the production of products and services. Understanding consumer sovereignty requires an understanding of consumers and their needs. Everyone is a consumer, and they all have needs for both raw materials for manufacturing, like time, as well as finished items, like food and commodities like oil and gas.
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What are the top five command economies?
The likes of China, North Korea, Cuba, Russia, and Vietnam are examples of command economies.
The three basic economic issues are dealt with by the government in a command economy. Officials known as central planners decide what will be developed and created. There is little to no human influence over economic decisions. No command economies exist.In a command economy, the questions of what goods and services are produced, how they are produced, and for whom they are produced are all addressed by government planning. The government makes decisions on the economy for the good of society.In a command economy, the government supplies the fundamental economic explanations because it owns the resources used to produce goods and services and regulates their distribution.To know more about the command economy here
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Which of the following is a reason you want to have multi-criteria analysis as a tool in your decision-making toolkit?
To make a wise decision, multi-criteria analysis challenges you to conduct methodical research.
What is meant by Qualitative approaches?In business and management, qualitative analysis employs subjective judgement to assess a company's worth or future prospects based on non-quantifiable data, such as management competence, industry cycles, the strength of research and development, and labour relations. Qualitative approaches are, as their name suggests, methods without measuring or statistics. Qualitative methods are occasionally denigrated as being less scientific because the natural sciences have had such tremendous success with quantitative approaches. Opinions, attitudes, beliefs, and intentions are the foundation of qualitative research. These kind of studies focus on issues like "Why," "Would," and "How." Through qualitative research, we can better understand why consumers act a certain way or how they would react to a new product.It is easy to understand multi-criteria analysis.
You can count qualitative problems using a multi-criteria analysis.
When making decisions, you can compare possibilities, which means that multi-criteria analysis is widely useful.
To make a wise decision, multi-criteria analysis challenges you to conduct methodical research.
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explain one action that a business can take when revenue decreases
Answer:
Down below
Explanation:
Assuming this is open ended, one action a business can take when revenue decreases is to advertise. Advertising puts the business name in people's minds and lets them think about it. If they realize they need something and remember your business name, they'll go to your business rather than search for others. So, it makes it easier for your customers to find you if you advertise.
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What is meant by ownership of property?
Advertisement is supposed to use possession of the property. Period “ownership” is a manner to have or preserve an issue. The black law dictionary defines possession as “the package deal of rights permitting one to use, control, and enjoy the assets.
If you have possession of something it means that you are the proprietor; it belongs to you. The term does not best refer to human beings, but also different entities. For instance, the government is the proprietor of a state organization.
Ownership is the state of owning something. Whatever humans are personal or possess gives them the satisfaction of possession.
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The following places are three of the wettest locations on earth. For each site, determine the rainfall in centimeters per year and fill in the missing information. Use the conversion equivalency of 2. 54 centimeters (cm) = 1 inch.
The annual rainfall in centimeters per year for each site are: 1186.18 cm, 1177.29 cm, and 1041.4 cm.
All we need to do is to convert the annual rainfall in inches to annual rainfall in centimeters.
Use the conversion equivalency of 2.54 centimeters (cm) = 1 inch.
Location 1 – Mawsynram, India
Annual Rainfall (in inches): 467
Annual Rainfall (in centimeters): 467 * 2.54 = 1186.18 cm
Location 2 – Tutenendo, Columbia
Annual Rainfall (in inches): 463.5
Annual Rainfall (in centimeters): 463.5 * 2.54 = 1177.29 cm
Location 3 – Mt. Waialeale, Hawaii
Annual Rainfall (in inches): 410
Annual Rainfall (in centimeters): 410 * 2.54 = 1041.4 cm
Hence, the annual rainfall in centimeters per year for each site are: 1186.18 cm, 1177.29 cm, and 1041.4 cm.
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Although part of your question is missing, you might be referring to this full question: The following places are three of the wettest locations on Earth. For each site, determine the rainfall in centimeters per year and fill in the missing information. Use the conversion equivalency of 2.54 centimeters (cm) = 1 inch.
Location: Mawsynram, India
Annual Rainfall (in inches): 467
Annual Rainfall (in centimeters):
Location: Tutenendo, Columbia
Annual Rainfall (in inches): 463.5
Annual Rainfall (in centimeters):
Location: Mt. Waialeale, Hawaii
Annual Rainfall (in inches): 410
Annual Rainfall (in centimeters):
a. 1186.18 cm, 1177.29 cm, 1041.4 cm
b. 183.86 cm, 182.48 cm, 161.4 cm
c. 1006 cm, 946 cm, 997.1 cm
d. 854.86 cm, 931.55 cm, 812.9 cm
What is the effect of scarce resources on producers?
Given their limitless demands and society's finite resources, consumers' decisions about which goods and services to purchase are influenced by scarcity.
What are the consequences of limited resources?When the demand for a natural resource exceeds the supply, resource scarcity results, which causes the stock of those resources to decrease. As a result of rising costs that make the resource less accessible to those who are least well-off, this might result in unsustainable growth and an increase in inequality.Price volatility and high pricing might be caused by a lack of resources. The influence on sourcing techniques can be disruptive in businesses that depend heavily on materials because the requirement for resources may increase quickly in the next decades. Costs associated with sourcing can be better managed and minimized with a circular business strategy.
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How does human population affect Earth's resources?
Overpopulation, pollution, the burning of fossil fuels, and deforestation are just a few of the ways that humans have an impact on the physical environment. These kinds of modifications have led to climate change, soil erosion, poor air quality, and undrinkable water.
How many people live on Earth?
The amount of people in a certain location is referred to as the "human population." The term "human population" simply refers to the total population of a region, which can be anything from a small town to the entire planet.
What exactly is the human population study?
The statistical analysis of human populations is known as demography. To examine the quantity, movement, and composition of people, demographers employ census data, surveys, and statistical models. the total number of people occupying a space or constituting a whole.
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What are 3 skills that can help you manage conflict at work?
Attitude of Optimism, problem-Solving Capabilities and active Listening ability are three skills that can help you manage conflict at work.
Conflict resolution skills allow you to control how dispute affects you, your coworkers, and the place of work as a whole. Recognizing that conflict is unavoidable, conflict management strives to make conflict a constructive part of the place of work, and if you have the skills to do so, you can make a contribution to an environment in which conflict is accepted, managed, and used positively. To manage conflict, you must be patient with everyone you communicate with regarding a current or future conflict. You must be patient in order to understand everybody's point of view and in order to spend the required time to keep the disagreement moving forward.
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