What are 2 pros of a certificate of deposit?

Answers

Answer 1

This is a financial commodity that most often pays a fixed interest rate for a set period of time, that is from small number of years going up. It is helpful in many ways like:

Acquisition of higher returns. The normal rates in this deposits are way higher than the ones you would receive in a common savings account. This is because the interest remains the same through the years and the other types of accounts increase annually.

The Returns never change. Unlike the other saving accounts, the certificate of deposit which is a locked deposit account and therefore cannot be altered with at any instance.

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Related Questions

Identify the “smart justice” movement and provide at least four examples of reforms, policies, or programs that fall within this movement

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The “smart justice” movement is a criminal justice reform initiative that aims to reduce mass incarceration, reduce racial disparities, and prioritize rehabilitation instead of punishment. It has been gaining momentum in recent years, with a growing number of states introducing reforms, policies, and programs to replace outdated prosecution methods with evidence-based approaches.

One example of this movement is the adoption of diversion programs, which allow prosecutors to divert certain cases away from the criminal justice system and into community-based rehabilitative services. Instead of subjecting offenders to harsh prison sentences, these programs provide opportunities for offenders to address their underlying issues and reintegrate into their communities.

Additionally, states have also implemented bail reforms to address the inequity caused by the current bail system. This involves using algorithms or risk assessments to determine a detainee’s risk level and eligibility for release. Doing so eliminates the sometimes arbitrary decision-making used by judges and allows low-risk detainees the opportunity to remain safely in their communities while awaiting trial.

Another reform is the elimination of mandatory minimum sentences, which are laws that require judges to impose a set sentence for certain offenses, regardless of individual circumstances. Such laws have been proven to disproportionately affect minority groups and lead to overcrowded prisons. Alternatives such as “earned credit” policies allow inmates to shorten their sentences through participation in educational and rehabilitative programming.

Finally, many states are also increasing the use of restorative justice practices which involve holding those responsible for criminal acts accountable through dialogue, victim support services, and financial and emotional reparations. These practices promote healing for victims and allow offenders to take responsibility for their actions in a more productive way.

These are just a few of the examples of “smart justice” reforms, policies, and programs that have been proposed in recent years and are beginning to have a real impact on the criminal justice system. Such initiatives have the potential to create a more equitable and effective justice system that focuses on rehabilitation instead of punishment.

which of the following applies to pernicious polarization? (select all answer options that apply)

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Pernicious polarization is the divide between ideologically different political camps and is harmful to society as a whole. Hence, options A, B, D, and E are the correct options.

Pernicious literally translates to causing harm to something or having a harmful effect as a whole. Polarization refers to segregation within a community that can take place on grounds of differences. So, we can easily understand that pernicious polarization refers to the division of society into two mutually antagonistic political camps that view each other as enemies that pose a threat to the country. This happens because of increasing differences between the two major political parties based mostly on ideology.

It is harmful in nature since It can increase the risk of politically motivated violence and It can make it harder for the political parties to work together to enact policies in the public interest. So, options A, B, D, and E are the correct answers.

The complete question that you might be looking for is given below-

Which of the following applies to pernicious polarization? (select all answer options that apply)

a. It is defined as increasing differences between the two major political parties based mostly on ideology

b. It is defined as the division of society into two mutually antagonistic political camps that view each other as enemies that pose a threat to the country

c. It is thought to be mostly harmless and even beneficial for democracy

d. It can increase the risk of politically motivated violence

e. It can make it harder for the political parties to work together to enact policies in the public interest.

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John Rawls' suggestion that society should reward behavior that provides the most benefit to the community as a whole is referred to as

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John Rawls' suggestion that society should reward behavior that provides the most benefit to the community as a whole is referred to as Difference principle.

Which of the following best demonstrates how acting ethically benefits society as a whole?

In all of our connections, trust is crucial, which is why ethical behavior is necessary.

What does John Rawls mean when he uses the phrase "veil of ignorance"?

According to Rawls' theory, individuals cannot make objective decisions if they are aware of how their actions will effect them personally. Instead, they must be unaware of their place in society in order to formulate fair principles of distribution.

Which of the two forms of moral relativism in your text are they?

According to moral relativists, there are moral facts, but they are either relative to an individual (personal moral relativism) or to the moral norms or conventions of the culture they originated from (this is known as cultural moral relativism).

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What is a certificate of deposit CD account?

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A certificate of deposit (CD) is a type of savings account offered by banks and other financial institutions. It is a type of term deposit, which means that the depositor agrees to keep money in the account for a certain period of time, called a term, at a higher interest rate than a traditional savings account.

When you open a CD account, you agree to deposit a specified amount into your account for a period of time, usually months or years. Banks or financial institutions pay higher interest rates on deposits than regular savings accounts. The interest rate on CDs is usually fixed for the life of the deposit, so you know in advance what the interest rate will be.

When a CD account expires, depositors can withdraw their interest-bearing funds without penalty. However, if the depositor withdraws the money before the term expires, there is usually a penalty in the form of a loss of some of the interest earned.

CD accounts are a good option for those who have money that they do not need immediate access to and would like to keep that money in their account for a period of time at a higher interest rate. It can also be used as part of a savings strategy to reach specific financial goals. Saving for retirement.

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If you had to choose between (1) killing one person to save the lives of five others and (2) doing nothing, even though you knew that five people would die right before your eyes if you did nothing—what would you do? What would be the right thing to do? (Trolleycar example).

Answers

Answer: 1

Explanation: A defensive position on the first option, would be to argue that in certain life and death scenarios, taking difficult and morally complex actions may be necessary to save the lives of innocent people. From this point of view, the right thing to do would be to save as many lives as possible, in this particular case, even if it means taking one life to save five. This perspective, known as Utilitarianism, emphasizes on the principle of maximizing overall happiness and well-being, in this case, saving five lives is considered to be more valuable than taking one life.

One could also argue that in such a situation, where time is of the essence and action is required, one must weigh the immediate loss of one life against the potential loss of five lives and act in a way that minimizes loss of life. It's also important to note that this action should be taken only if there is no other alternative and every other possible solution has been exhausted.

Moreover, as with any action that has moral implications, it's crucial to be transparent and accountable for the consequences that arise from it. and to consider the potential long-term implications of the decision that is made.

It's important to keep in mind that this is a thought experiment and in reality, decision making under such scenarios could be much more complex and harder to navigate. And it may require the input of multiple experts and professionals to evaluate different options and make a responsible decision.

The Fourteenth Amendment establishes that no state can be allowed to remove any rights of citizens, that all persons who are born in the US or naturalized have citizenship regardless of race, that no person can be denied equal protection under the law, and that no person can be deprived of his or life, liberty, or property without a fair trial.

true or false
i need it quick

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True explanation(just getting the limit characters needed)

Compare and contrast classical approaches of explaining crime to positivist approaches of explaining crime

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The classical approaches of explaining crime view criminal behavior as the result of free will and moral choices. These theories focus on the individual’s responsibility and blame for one’s own criminal acts. On the other hand, the positivist approaches of explaining crime consider factors such as genetics, psychology and social conditions to be the root cause of criminal behavior. These theories focus on the role of external factors in influencing an individual’s decision to commit a crime.

the department of education, the american federation of teachers, and the house committee on education and labor work together to improve public education outcomes. this scenario illustrates which of the following concepts? choose 1 answer:

Answers

This scenario of department of education illustrates iron triangles.

According to Gordon Adams' 1981 description of American politics, the relationship between legislative committees, the government, and interest organizations that determines policy is known as the "iron triangle." A 1956 Congressional Quarterly Weekly Report article titled "Iron triangle: Clout, background, and perspective" and "Chinks in the Iron Triangle?" include earlier references to this idea. The premise that bureaucratic organizations attempt to establish and strengthen their own power base as political entities is at the heart of the iron triangle theory. Congress's committees and subcommittees, in particular, are where authority is exerted. In these committees and subcommittees, an agency may be able to actively influence policy results by aligning itself with particular constituencies.

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What kinds of control are available legislatures? Needs to be 5 sentences

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Answer:

1. Financial authority: Legislators have the authority to approve budgets and allocate funding to various programs and initiatives.

2. Legislative authority: Legislators have the authority to create and pass laws that govern numerous parts of society.

3. Oversight control: Legislators can investigate and oversee government agencies to ensure they are operating properly.

4. Appointment control: Legislators have the authority to confirm or reject appointments made by the executive branch.

5. Impeachment control: Through the impeachment process, legislatures can remove public officials from office.

All of these checks and balances are necessary for the legislature to keep the government working properly and citizens' rights safeguarded.

Beginning Of American Government

1. Identify ways the American government and European political thinkers influenced the American government



2. Describe the political ideas from the 13 colonies that became part of the American government


3. Describe the events that led to the American colonies decision to fight for independence

4.

Answers

Note that with respect to the beginning of the American Government:

Euro thinkers like John Locke gave ideas on freedom and government power.Some of the ideas from the 13 colonies are self-government, representation, and limited power of government.Note that the Britains raising taxes and not letting colonists self-govern themselves led to Revolution, the War, and then independence.

Who was John Locke?

John Locke FRS was an English philosopher and physician, widely recognized as one of the most prominent of Enlightenment intellectuals and popularly described as the "founder of liberalism.

An Essay Concerning Human Understanding (1689), in which he developed his theory of ideas and account of the origins of human knowledge in experience, and Two Treatises of Government - 1690, but substantially composed before 1683), in which he tried to defend a theory of political authority based on natural individual rights and liberties and the consent of the subjects is considered to be his best works.

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Consistent routines:
A. Are rigid.
B.Are used for outside time only.
C.Should be changed weekly.
D. Support predictability

Answers

Answer:

D. Support predictability

Explanation:

Predictable daily routines support young children in knowing what to expect and what is expected of them, leading to fewer disruptive behaviors. A consistent daily schedule and step-by-step routines give children a predictable day.

According to the law of superposition, fossils found at which position in these layers of rock are likely to be the oldest? A. D B. B C. A D. C.

Answers

Answer:

Answer: C. A.

Explanation:

The law of superposition states that in any undisturbed sequence of rocks, the oldest layers of rock will be found at the bottom. Therefore, fossils found in layer A are likely to be the oldest.

what is the first question drivers should ask themselves before passing?

Answers

Answer:

Is it legal?

Is it safe?

Explanation:

Hope it helps:)

The first question drivers should ask themselves before passing is that " is it legal and safe to pass an area?

This enables to the driver to be protected from both physical harm and legal harm.

Driving Precautions When Passing an Area

Driving precautions refers to those precautions undertaken by a driver to ensure he is safe an that he does not inflict harm on other road users. These precautions may also be necessary to protect the driver from breaking the law.

Some of these precautions include the following;

Think safety first. Drive within the stipulated laws of the areaBe aware of your surroundings and pay attention. Do not depend on other drivers. Follow the 3- to 4-second rule. Keep your speed down.Have an escape route.Separate risks. Cut out distractions.

Amongst the above listed driving precautions, the first most important question drivers should ask themselves is if it is safe and legal to drive through an area.

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How many kinds of jurisdiction are there in the Supreme Court?

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The ability of the High Courts of India to challenge the Supreme Court of India is known as judicial review.

What does it mean to have judicial review?

A court proceeding known as judicial review involves a judge evaluating the legality of a public body's decision or action. To put it another way, judicial reviews do not address the benefits and drawbacks of a decision but rather the process by which it was reached.

In India, what does the term "judicial review" mean?

The term "judicial review" refers to the authority of the Supreme Court or other High Courts to examine a law's constitutionality. If the Court determines that the law violates the Constitution, it is declared unconstitutional and unenforceable.

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Bail bondsmen can be best described as being most similar to what?

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Bail bondsmen can be best defined as being most similar to cash bail. The bond is readily and completely available cash-paid, as the name implies.

What is bail bond?

A bail bond is an agreement by a criminal defendant to show for trial or pay a sum of money set by the court. If the defendant cannot afford the bail, they have to wait in jail.

What is cash bail?

Cash Bail is money which you pay as a deposit for the release of a person who has been arrested or a defendant. The Department of Finance holds the money to help guarantee that the defendant will be back to court for their trial.

Thus, the most common sort of bail bond is cash bail.

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It is considered acceptable to make a U-Turn by crossing

Answers

Answer: a double yellow line under some circumstances, but it is ultimately up to the discretion of the individual driver and the specific circumstances of the situation. Some states or municipalities may have laws or regulations that prohibit making U-Turns under certain conditions, such as heavy traffic or poor visibility. It is important to always check local laws and regulations and to use caution when making a U-Turn, as it can be a dangerous maneuver if not done properly. It is always best to check for oncoming traffic, obey traffic signals and signs, and to use appropriate hand signals when making a U-turn.

Explanation:

Through which clause did state governments become bound by the Bill of Rights?a. the citizenship clauseb. the equal protection clausec. the due process claused. the enforcement clause

Answers

The due process clause made the state governments become bound by the Bill of Rights.

A bill of rights, also known as a declaration of rights or a charter of rights, is a list of a country's most significant rights for its inhabitants. The goal is to preserve those rights from abuse by public authorities and private persons. Bills of rights can be enshrined or unenshrined.

An entrenched bill of rights cannot be altered or repealed by a country's legislature by ordinary procedure; instead, a supermajority or referendum is required; it is frequently part of a country's constitution, and therefore subject to special procedures applicable to constitutional revisions.

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The definition of an uninsured motorist vehicle under the Personal Auto Policy includes all of the following, except:

Answers

Answer:

A. vehicles owned by the policyholder.

B. vehicles not owned by the policyholder.

C. rented or borrowed vehicles.

D. leased vehicles.

E. vehicles owned by the policyholder's family members.

Final answer:

An uninsured motorist vehicle is one either without insurance or with an insolvent or insufficient insurance. Nonetheless, a vehicle whose owner has opted out of uninsured motorist coverage is not considered an uninsured motorist vehicle, contrary to the general definition under a Personal Auto Policy.

Explanation:

Under most states' Personal Auto Policy (PAP), an uninsured motorist vehicle is typically defined as a vehicle where: the owner has no insurance; the owner's insurance has expired or was cancelled; even if insured, the insurance company is insolvent; or the owner's insurance does not meet the minimum requirements of the state law. However, one exception to this definition is a vehicle whose owner has chosen to reject uninsured motorist coverage. This vehicle would not be considered an uninsured motorist vehicle under the Personal Auto Policy, despite not having this specific type of coverage.

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What is an enumerated constitutional right?

Answers

Rights that are specifically mentioned are referred to as enumerated rights; however, rights that are not specifically mentioned but that are regarded as essential to the functioning of the nation and the freedoms enjoyed by its citizens are also protected.

These are referred to as unenumerated or implied rights. Our Constitution, by Donald Ritchie.

What are some examples of enumerated powers?

Some of these were: to lay out and get taxes; borrow money and pay off debts; regulate trade; the coin; erect postal facilities; safeguard copyrights and patents; reorganize the lower courts; wag a war; and support and raise an Army and Navy.

What are some examples of these rights that are not listed?

Some of them were established by 100-year-old Supreme Court decisions. These include the right to travel within the country, the right to privacy, particularly in marriage, and the presumption of innocence in criminal cases.

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___The government is strong and uses its power to promote equality of opportunity and protect fundamental liberties, including personal privacy.

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A Democratic government is strong and uses its power to promote equality of opportunity and protect fundamental liberties, including personal privacy.

Democracy is a type of governance in which the people have the power to review and decide laws, or elect governing bodies to do so. Who is considered a member of the 'people', and how powers are shared or transferred by the people, have changed over time and at different rates in different countries.

The concept of democracy has evolved considerably over time. Direct democracy, in which communities make choices through public assembly, is found throughout history. Today, representative democracy is the main type of democracy in which voters elect government officials to run on their behalf, similar to parliamentary or presidential democracy.

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Describe the relationship between investigative hearing days and party control of the House and presidency

Answers

A description of the responsibilities the offices of the House General Counsel and Senate Legal Counsel played in these investigations is included in the report's conclusion.

What are examples responsibilities?

An obligation to complete a task is one example of a responsibility. Your parents, for instance, anticipate that you will brush your teeth. It is your job to clean your teeth every day since it is "a responsibility" to do so. Another illustration is that your teacher anticipates you to complete your homework promptly and to the best of your ability. Therefore, it is your duty to complete your assignment and do it to the best of your ability.

A duty could be how you are required to behave. For instance, if you go play at the park, your parents anticipate that you won't play in a way that endangers you or another else.

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How does a bill become law in the USA?

Answers

A bill becomes a law if it is signed by the president. If it is not signed in 10 days then the congress takes control, if the congress adjourns before the 10 days & the president did not sign the bill then it does not become a law.

What are lifetime appointments for federal judges?

Answers

Answer:

5yrs forever

Explanation:

an I correct

Before boarding a plane, travelers go through a security check point where all carry-on items are scanned. There are restrictions to only bringing liquids with less than 3 oz., aka the 3-1-1 Rule. If contents go over that weight, security asks them to exit the line and pack it in their check-in luggage or dispose of the contents. If the liquid is flammable or a mechanism for a bomb, how secure is it to force people to repack it?

Answers

If the liquid is flammable or a mechanism for a bomb, it is not secure to force people to repack it in their checked-in luggage or dispose of it. This is because these types of items pose a significant security risk, and allowing them to be repacked or disposed of in the airport does not eliminate that risk.

Instead, security personnel should immediately flag and investigate any flammable or potentially explosive liquids and take appropriate measures to ensure the safety of passengers and airport staff. This might include confiscating the item, conducting additional searches or screenings, or contacting law enforcement.

By allowing these types of items to be repacked or disposed of, it can open a potential window of opportunity for an individual to cause harm to others. Therefore, security personnel should err on the side of caution and thoroughly inspect such items and make sure to handle it appropriately.

should the us army donate money to Ukraine while the american people are struggling with poverty blackouts and the overall economy i am doing a s.a. about ukraine vs Russia i need help because i am for the american people but my teacher is not i a afraid he will be byias so i need a neutral paragraph

Answers

Answer:

The US Army should not donate money to Ukraine while the American people are struggling with poverty, blackouts, and the overall economy. Although it may be beneficial to support Ukraine as it attempts to secure its borders against Russian encroachment, the reality is that it is ultimately the responsibility of the US government, not the army, to financially aid countries in need. As such, it is important that any foreign aid is allocated where it can have the most impact while still allowing the US people the resources they need to maintain their own basic rights. This requires a careful balancing of competing interests. In the current economic climate, it is essential that American citizens are not deprived of essential needs in order to provide aid to a foreign nation.

While Americans struggle with poverty, outages, and the general economy, the US Army shouldn't give money to Ukraine.

What is Poverety ?

Although aiding Ukraine in its efforts to defend its borders against Russian incursion may be advantageous, the US government, not the army, is ultimately responsible for providing financial assistance to underdeveloped nations.

As a result, it's critical that any foreign help be sent where it may have the biggest impact while also giving the US population the funding they require to uphold their own fundamental rights. A careful balancing of conflicting interests is necessary for this. In the present economic environment.

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which of these is an exception to texas law prohibiting riding in the bed of a truck or trailer?

Answers

Texas law prohibits practically all situations in which a vehicle is operated with a minor under the age of 18 in the truck bed or on a trailer.

Texas law prohibits practically all situations in which a vehicle is operated with a minor under the age of 18 in the truck bed or on a trailer. The following situations are exempt from this rule: driving or towing the vehicle during a procession, When a situation necessitates driving or towing the vehicle, Transporting agricultural workers from one field to another on a county road outside of a municipality, a farm-to-market road, or another route, driving the car on the beach, operating a car that is the only vehicle that the household's members own or run, etc.

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How did the Munich Agreement affect Germany's actions?

Answers

The Munich Agreement, signed in 1938, had a significant impact on Germany's actions leading up to and during World War II. The agreement was an agreement between Germany, Britain, France, and Italy, in which they agreed to allow Germany to annex the Sudetenland, a region in Czechoslovakia with a large German-speaking population.

The Munich Agreement effectively gave in to one of Hitler's demands without any real resistance and it was a diplomatic failure as it led to further aggression by the German government. It was seen as a sign of weakness by the Nazis and encouraged them to pursue further territorial expansion. This led to the annexation of the rest of Czechoslovakia in March 1939, and the invasion of Poland in September 1939, which ultimately led to the outbreak of World War II.

Additionally, the Munich Agreement also had a psychological effect on Hitler and the Nazi leadership. They saw it as a clear demonstration that the other European powers were unwilling to stand up to them and that they could continue to expand their territory without serious repercussions. This emboldened them to continue to pursue aggressive territorial expansion, leading to the outbreak of World War II.

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Which of the following is true about the Eighth Amendment quizlet?1) a prohibitin against excessive bail 2) excessive fines 3) cruel and unusual punishment

Answers

Answer:

1) a prohibition against excessive bail

Explanation:

The 8th amendment stopped excessive bail, excessive fines, and cruel and unusual punishment.

How many feet before making a turn should you signal, at a minimum?

Answers

Answer:

You should signal at least. 100 feet before you turn so the other drivers can be ready.

Is Ron DeSantis law helping they students or hurting the students

Answers

Helping! In a way that nobody else can recognize so everyone assumes he’s hurting them
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