The Federal Housing Administration (FHA) is a U.S. government agency that provides mortgage insurance on mortgages made by FHA-approved lenders. The FHA was created in 1934 as part of the National Housing Act, and its purpose is to provide mortgage insurance on loans made by private lenders for the purchase of homes. This insurance helps to protect the lender against loss if the borrower defaults on the loan, and it allows borrowers who might not otherwise qualify for a conventional mortgage to purchase a home. The FHA does not actually make loans, but instead it insures mortgages made by private lenders, meaning that if the borrower defaults on the loan, the FHA will pay the lender.
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1. What is purchasing power parity hypothesis? Is PPP realistic or not? Why?
One of the most extensively researched topics in international finance and general economics is the purchasing power parity (PPP) hypothesis, which assumes a connection between exchange rates and prices.
Countries with robust government economic control occasionally impose official exchange rates that artificially strengthen their own currency. The currency's black market exchange rate is, in contrast, unnaturally low. A PPP exchange rate is perhaps the most accurate foundation for economic comparison in such circumstances.
Benefits of PPP: The key one is that PPP exchange rates have historically been quite stable. Market rates, on the other hand, are more erratic, and utilizing them could lead to rather significant fluctuations in overall growth measurements—even when growth rates in particular countries are consistent.
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What entrepreneurial skills do you think would be necessary to start a DJ business?
Answer:What Skills Do You Need To Make Money As A DJ Entrepreneur? · Ambition · Drive · Discipline · Leadership · Creative Thinking · Strategic Thinking.
Explanation:
A PPC is curved because
A. Some productive resources are better at certain tasks than other
resources
B. There is a limited amount of productive resources
C. Some goods are harder to make than other goods
Option C is correct regarding PPC curve.
Why is the PPC a curved line and not a straight line?Since there is a cost associated with making a decision, such as when the amount of one good produced is higher and the quantity of the other is low, it is always represented as a curve rather than a straight line. It is called as opportunity cost.
What is a PPC curve?A model called the Production Possibilities Curve (PPC) illustrates the trade-offs involved in splitting resources between the production of two items. The PPC can be used as an example to explain the ideas of scarcity, opportunity cost, efficiency, and economic growth and contraction. Consider Carmen, a carpenter who divides her time between manufacturing tables and creating bookcases. Given her present resources, the PPC would display the maximum number of tables or bookcases she could erect. If she had rising or constant opportunity costs, the PPC's shape would show it.
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Describe the fiscal policy action that is discussed in the article including is such a such as is under the bed approve or reject it will the fiscal policy action discuss in the article promote price stability fallen ploy Ment and economic growth is playing with the fiscal policy action discussing the article if approve contribute to the creation of a budget surplus or a budget deficit will this likely increase decrease or not affect the national debt explain did you approve or disapprove of the fiscal policy action describe in the article explains your response and identify at least one trade out for your choice
In economics and political science, fiscal policy is the use of government revenue collection and expenditure to influence a country's economy.
What is the meaning of Fiscal Policy?Fiscal policy is the term used to describe how the government uses taxation and spending to influence the economy. Governments frequently utilize fiscal policy to promote strong, long-term growth as well as to reduce poverty.
Fiscal policy refers to the tax and spending plans of the federal government. Fiscal policy decisions are largely made by the Administration and Congress with little input from the Fed.
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How do deductions affect the amount of a paycheck?
Deductions are amounts that are subtracted from an employee's gross pay (their total earnings before any deductions or taxes are taken out) to determine their net pay.
Several types of deductions may be taken out of a paycheck, including taxes, insurance premiums, and retirement plan contributions.
Additionally, some deductions, such as those for 401(k) contributions, are made on a pre-tax basis, which means that they are taken out of an employee's gross pay before taxes are calculated. Other deductions, such as taxes and insurance premiums, are taken out of an employee's gross pay after taxes have been calculated.
Employers must abide by the laws and regulations of the state and federal governments when it comes to deductions, and provide their employees with detailed information about the deductions taken out of their paychecks.
In summary, deductions are amounts that are subtracted from an employee's gross pay to determine their net pay and can include taxes, insurance premiums, and retirement plan contributions. Employers must take these deductions legally and should provide employees with detailed information about what deductions are being taken out of their paychecks.
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Month’s transaction for Alem Photographic Studio are use based on their occurrence during March, 2012.
Hill Photographic Studio is a service-oriented business owned and run by Ann Hill. The balance sheet accounts, income statement accounts, and the chart of accounts serve as its foundation.
What is Transaction?An agreement or communication between a buyer and a seller to trade products, services, or assets in exchange for money is a financial transaction. Any trade involves a shift in the financial situation of two or more entities, whether they be people or businesses. There are always one or even more financial assets involved in a financial transaction, most frequently money or another pricey object like gold or silver. Financial transactions come in a wide variety of forms. The most frequent kind, purchases, take place when a consumer is sold a thing, service, or other commodity in exchange for cash. The majority of purchases are done with cash, which can be physical money, debit cards, or checks. Credit, which provides instant access to funds in return for payback at a later time, is the other primary method of payment.
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Are equipment and supplies expenses that would be included on an income statement, I’m lost trying to create a balance sheet, income statement and owners equity with these figures!
Yes. Equipment and supplies expenses would be included on a company's income statement. This is because they are considered expenses since the company is purchasing them with the intent to use the items for a finite period of time and the costs will be recognized over time. Assets, on the other hand, would refer to items that the company has purchased with the intent on using or selling the items for an indefinite period of time.
How does New York's on-time payment record compare to the national rate?
New York State has a relatively high credit score or on time payment compared to the national average.
What is on time payment?Paying suppliers on the contractually stipulated due date, also referred to as the invoice maturity date, is what is meant by "on-time payment,". It also hast d with credit scores. Although the idea of on-time payment is fairly straightforward, it has been found to be one of the trickiest aspects of corporate payments.
It's important to keep in mind that credit scores can vary greatly depending on the individual, and a state's average credit score is just one factor that contributes to its overall financial health.
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Accounting and subsequently violates the covenant not to complete, what equitable remedy is available to big three accounting inc
Injunction equitable remedy is available to Big Three Accounting, Inc. Thus option D is correct.
What is Accounting?Accounting is the act of documenting a business's monetary operations. All transactions are compiled, examined, and reported to factor in making, regulatory bodies, and tax collection organizations as part of the accounting cycle.
A lawsuit for an injunction is brought to court when someone infringes any contract clause relating to not competing. An equitable relief is where a court directs a party to carry out a certain act or desist from doing so. Therefore, option D is the correct option.
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After passing his CPA exam, Mohammad is hired by Big Three Accounting, Inc. Part of his contract includes a covenant not to compete. If, after working for three years, Mohammad retires from Big Three Accounting and subsequently violates the covenant not to compete, what equitable remedy is available to Big Three Accounting, Inc.?
a. Rescission O b. Specific Performance O c. Reformation O d. Injunction
what is tertiary production?
Tertiary production refers to the service sector of an economy. It includes industries such as retail, hospitality, healthcare, education, and finance. This sector provides services to consumers, rather than producing tangible goods. Tertiary production is also known as the services sector, or the service economy. It is considered a key driver of economic growth, as it creates jobs, generates revenue, and contributes to overall economic activity.
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Select all that apply) Alberto is a prior client, but you are having trouble locating him when you enter his name, phone number and date of birth. How else can you search for Alberto in Appointment Manager?
Using an email address.
Using his full Social Security number.
Using his spouse’s name.
Using a zip code.
One can search for Alberto in Appointment Manager by Using an email address.
What is Social security number?A social security number, often known as an SSN, is a special identification number used by citizens of the United States and other inhabitants of the nation.
The tool designed to manage your appointments is called appointment manager. With plenty of options, including the ability to specify opening days and hours, lunch breaks, numerous appointments at once, recurring appointments, and search and book services from other providers, it is simple to use, adaptable, and suitable with the majority of business and personal schedules.
Therefore, Option (a) is correct.
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How could a new manager use Vineet Nayar's principle of "employees first, customers second (EFCS)"?
Employing a bossless environment
Recognizing and providing learning opportunities as needed
Keeping tabs on every detail of an employee's project
Keeping the status quo in their current environment
Answer:
Vineet Nayar's principle of "employees first, customers second" suggests that a manager should prioritize the well-being and development of their employees in order to ultimately improve the experience for customers. There are several ways a new manager could put this principle into practice:
Implementing a "bossless" environment: One way to empower employees is by creating a flat organizational structure where decision-making is decentralized. This can create a sense of ownership among employees, and they may feel more motivated to work towards achieving company goals.
Recognizing and providing learning opportunities: A manager can invest in the development of their employees by recognizing their strengths and providing them with opportunities to learn new skills. This can help employees to advance in their careers, which can ultimately lead to a more motivated and engaged workforce.
Keeping tabs on every detail of an employee's project: A manager who is invested in the success of their employees will want to stay informed about the progress of their projects. Keeping close tabs on an employee's project can help a manager to identify and address any roadblocks or issues that might be preventing the employee from reaching their full potential.
Keeping the status quo: The principle of EFCS is not about keeping everything the same, the idea is to focus on employee first and they will bring the change that customer needs. A manager should be open to change and experimentation. While it's important to maintain a sense of stability in the workplace, it's also important to be open to new ideas and approaches to improving the experience for both employees and customers.
It's worth noting that implementing EFCS takes time and needs to be approached with a sense of empathy. Putting this principle in practice requires a manager to have a deep understanding of their employees' needs and aspirations, and to be willing to make changes to the organization and to their own management style in order to create a more positive and fulfilling work environment for everyone.
Which of the following statements is true of the international business strategy of licensing?
It allows a firm to enter a foreign market with relatively little risk. The following statements are true of the international business strategy of licensing.
What is business?An innovative company or group that engages in professional activities is referred to as a business. They could be industrial, commercial, or something else. Businesses that are for-profit operate to make a profit, whereas those that are nonprofit do so to further a philanthropic cause.
An international business of licensing refers that the agreement. That has involved the two firms from different countries, The rights or resources are manufactured in foreign countries. The resources and rights may include patents.
Therefore, The statement is absolutely true. About The international business strategy of licensing.
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QUESTION 3 of 10: Which of the following demonstrate your restaurant's concept?
The thing that demonstrate your restaurant's concept is a) your food.
What is restaurant concept ?A restaurant is a place of business that prepares and provides customers with food and beverages. Although many restaurants also provide take-out and food delivery services, meals are often served and consumed on the premises. Within the hospitality industry, which is a subset of the larger service industry, restaurants, bars, and other similar enterprises typically belong under the "food and drink" category.
The topic that characterizes your restaurant serves as your restaurant concept. Restaurant themes describe the overarching theme or philosophy that underpins a restaurant's menu, service method, and musical selection.
Therefore, option A is correct.
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missing options:
a) Your food b) Your staff c) Your presentation d) All of the above. d) All of the above.
Who collects income tax that is payable to the federal government?
Income tax that is payable to the federal government is collected by the
.
The income tax that is payable to the federal government is collected by the Internal Revenue Service.
What is Tax?When the government of a nation collects money from its residents as a tax, it is used to fund various aspects of the nation's growth, such as the construction of hospitals, roads, temples and transit systems,
Taxes on individual income, payroll, and corporate income are the three main ways that the federal government receives its revenue. Individuals' wages and salaries as well as investment and other income are subject to income taxes.
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Which of the following best defines the term "cost per hire?"
A. The amount it costs to attract, evaluate, and hire a job candidate
B. The cost of internal versus external recruitment sources
OC. The average cost of advertising a job posting
D. The cost of training a new employee
Explain right to be heard with examples
The right to be heard means that, depending on their age and maturity, children can be involved in decisions and issues that affect them.
What is the right to be heard?The right to be heard (including the participation of children) is a principle of child rights as defined in the United Nations Convention on the Rights of the Child. According to article 12 of the Convention, children have the right to express their views on all matters that affect them, and their views must be given due weight according to their age and maturity. This right applies equally to children's participation in social and political affairs, and to judicial and administrative proceedings. As a general principle, children's right to be heard should be addressed not only as vulnerable individuals with special protection needs, but also as informed decision makers, rights holders and active members of society. It reflects the child's notion of 'agency', The right to a hearing in article 12 is closely related to other articles of the Convention, which together form the so-called 'participation rights' of children and the recognition of children as citizens with rights holders. Emphasis on understanding.learn more about the right to be heard
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What is the primary objective of most businesses
a. At the beginning of the year, Addison Company's assets are $176,000 and its equity is $132,000. During the year, assets
increase $80,000 and liabilities increase $59,000. What is the equity at year-end?
b. Office Store Company has assets equal to $224,000 and liabilities equal to $194,000 at year-end. What is the equity for
Office Store Company at year-end?
c. At the beginning of the year, Quaker Company's liabilities equal $69,000. During the year, assets increase by $60,000,
and at year-end assets equal $190,000. Liabilities decrease $18,000 during the year. What are the beginning and ending
amounts of equity?
At the beginning of the year, Addison Company's assets will be:
a. The equity at year-end will be $197,000.
b. The equity for Office Store Company at year-end will be $30,000.
c. The beginning and ending amounts of equity will be $103
What is assets?
Assets are items of value owned by an individual or an organization. Assets are divided into two categories: tangible and intangible. Tangible assets are physical in nature, such as cash, land, buildings, equipment, inventory, and investments. Intangible assets are non-physical, such as intellectual property, goodwill, copyrights, and trademarks. Assets can be used to measure the value of a business and its performance.
a. Equity at year-end = $176,000 + $80,000 - $59,000 = $197,000
b. Equity for Office Store Company at year-end = $224,000 - $194,000 = $30,000
c. Beginning equity = $69,000; Ending equity = $190,000 - $69,000 - $18,000 = $103
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Who is best steel supplier company in Dubai?
Answer:
The best steel supplier company in Dubai is Al Ameen Steel Fabrication Engineering LLC.
Explanation:
How does a decrease in the price level affect the quantity of real GDP supplied in the long run?
A. Changes in the price level do not affect the level of GDP in the long run.
B. In the long run, a decrease in the price level increases inflation, which will decrease real GDP.
C. In the long run, a decrease in the price level will increase real GDP.
D. In the long run, a decrease in the price level decreases inflation, which will decrease real GDP
the number of new businesses that opened has been the same or over the number that have closed. Talk about a couple of reasons you think people continue to start businesses even though the last few years have been difficult with the shut down, supply chain problems, and runaway inflation.
Answer:
Starting a business can be a challenging endeavor, especially in the face of economic difficulties such as those you mentioned. However, there are still many reasons why people might choose to start a business, even in difficult times.
One reason is that some people are driven by the desire to be their own boss and have control over their own destiny. They may feel that starting a business is the best way to achieve this independence.
Another reason is the potential for financial reward. While starting a business carries inherent risks, it can also be a way to achieve significant financial success. Many entrepreneurs are willing to take on these risks in the hopes of achieving a high return on their investment.
Additionally, some people may start a business as a way to pursue a passion or address a need in their community. They may believe that their product or service can make a positive difference in the world, and are willing to put in the hard work and dedication required to turn their idea into a reality.
Finally, it's worth noting that starting a business can also be a way for people to weather economic downturns. By creating their own source of income, entrepreneurs can potentially be more resilient in the face of economic challenges.
Explanation:
what are 3 important parts of budgets that you need to know each month
Which of the following generally includes a Tally column? a. bar graph, b. pie chart, c. frequency distribution, d. range
Answer:
C. frequency distribution is the answer.
Explanation:
SMART goals are recorded here and lay the groundwork for the marketing plan.
O market analysis
O marketing strategies
O statement of objectives
O competitive analysis
SMART goals are recorded here and lay the groundwork for the marketing plan: C. statement of objectives.
What is marketing?In Business management, marketing can be defined as a strategic process which typically involves developing promotional techniques and sales strategies by a business firm to enhance the availability of goods (products) and services, in order to meet the needs of the end users or consumers through advertising and market research.
What are SMART goals?In Business management, SMART goals can be defined as a well-established tool that can be used by an individual, a project manager or business organization to plan (create), track and achieve (accomplish) both short-term and long-term goals.
Generally speaking, SMART is a mnemonic acronym and it comprises the following elements:
SpecificMeasurableAchievable or Attainable.Realistic (results oriented).TimelyIn this scenario, we can reasonably infer and logically deduce that SMART goals are recorded as statement of objectives because they would lay the groundwork for the marketing plan.
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HELP
Which of the following is not true of how you should give directions to a visitor or guest?
You should create a mental picture of the entire route in your mind and picture yourself walking or driving it along with the guest.
You should give a travel time estimate for the whole trip from start to finish instead of from landmark to landmark, since that gets confusing.
You should give your guest the simplest route, not the quickest, because you don't want them to get lost along the way.
You should ask the customer to repeat the directions back to you so you can make sure they have understood them properly.
Answer:
The statement "You should give your guest the simplest route, not the quickest, because you don't want them to get lost along the way." is not true. It is usually best to give the quickest route to the destination, as long as it is not too complicated or confusing. It is important to provide clear and concise directions to help the guest arrive at their destination efficiently and without getting lost. However, if the quickest route is very complicated or difficult to follow, it may be more helpful to provide a simpler route that is easier for the guest to understand and follow. Asking the guest to repeat the directions back to you can also be a helpful way to ensure that they have understood the directions properly.
Explanation:
Different textbooks were grouped in various ways but in general the six main external environments are economy citing culture politics and law competition technology and natural environment yes or no
It is true that in general, the six main external environments are economy culture, politics and law, competition, technology and natural environment.
What are the factors in external environment?An external environment is made up of all the outside factors or influences that have an impact on how a business operates. To maintain the flow of operations, the company must act or react.
The external environment is divided into two types: microenvironment and macroenvironment in which the micro environment consists of the factors that directly impact the operation of a company while the macro environment consists of general factors that a business typically has no control over.
Businesses should consider the following external environment factors which are political, economic, social and cultural, legal, technological, and environmental/natural.
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Because of inflation, the $1 you will have in the future will be worth _________. a. less than $1 you have today, b. more than $1 you have today, c. the same as $1 you have today, d. it is impossible to know the answer to the question And the answer b. more than $1 you have today is the wrong answer. I just took the test
Answer:less than it is toda
Explanation:
less than it is today. Inflation is an increase in the overall price level of goods and services in an economy over a period of time. As prices rise, the purchasing power of a dollar decreases, so a dollar in the future will be worth less than a dollar today. This is why it is important to consider inflation when planning for the future, especially when it comes to saving and investing.
The Gamma Corporation made a public announcement today in which it shared its plans to buy back its common stock shares in the total amount of $62,000. Right now, this corporation has 420,000 stock shares outstanding. The price for each share in today's market is $47.09.
After buying back the stock shares, the price for each share will equal:
After buying back the stock shares, the price for each share will equal t0 $8.10.
What are the shares about?To calculate the price per share after the buyback, you need to first determine the total value of the buyback. To do this, you can multiply the number of shares being bought back (62,000) by the price per share ($47.09).
(62,000) * ($47.09) = $2,906,180, this is value for the buyback.
Next, you need to find the total number of shares outstanding after the buyback. To do this, you can subtract the number of shares being bought back (62,000) from the total number of outstanding shares (420,000).
So: (62,000 -420,000) = 358,000
This gives you a total of 358,000 outstanding shares after the buyback.
Finally, you will have to divide the total value of the buyback ($2,906,180) by the total number of outstanding shares after the buyback (358,000) to find the price per share. This gives you a price per share of $8.10 after the buyback.
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what symptom must be reported to a manger
vomiting, diarrhea, jaundice, or a fever accompanied by a sore throat