Federal funds rate is different from interest rate since federal funds rate is determined by the Fed to charge when a commercial banks lend its reserves to other commercial bank. Interest rate is charged by a commercial bank to its borrowers or customers.
Federal funds rate is one of The Fed's tool to manage the money supply in the economy. As a part of the monetary policy, the Fed determined the target rate at which a commercial bank is charged when borrow or lend its excess reserves to other commercial banks.
When the federal funds rate is low, bank will prefer to increase the amount of money to lend and aims to gain more profit from the public lending. However, if the federal funds rate is high, commercial banks will prefer to keep their money on account and gain profit from the higher federal funds rate.
Interest rate refers to the amount of money a borrower has to pay to its lender as a percentage of the principal loan. Interest rate in this case refers to the rate charged by the bank as the lender to its customers as the borrowers.
The federal funds rate will affect the interest rate charged by the bank since it will determined the amount of reserves the bank has to keep.
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Is a group of customers who share common wants and needs :
A) Market management
B) Marketing
C) Promotion
D) Product / Service
Drag the tiles to the correct boxes to complete the pairs.
Match the cost or benefit with the appropriate spending decision.
Answer:
can result in crushing interest expenses, obtaining a loan for a major purchase
can help in any emergency using your savings account money
does not require planning, making impulse purchases
establish good credit using credit card
Answer:
tile: Making impulse purchases = pairs: does not require planning
tile: Using credit cards = pairs: can result in crushing interest expenses
tile: Obtaining a loan for a major purchase = pairs: establishes good credit (if the payments are made on time every month until paid off)
tile: Using your savings account money = pairs: can help in an emergency
Explanation:
1st tile: by definition an impulse purchase is made quickly, without any planning.
2nd tile: if credit cards are used without paying off balances every month can lead someone to accruing large amounts of interest charges and can lead to financial ruin.
3rd tile: Typically when making large ticket purchases like homes or cars can build a great credit history because it gives you credit history and payment timeliness history.
4th tile: Typically when emergencies happen, there is no time for payments or financial planning. Savings funds can help during unplanned or emergency financial situations such as unplanned car repairs or car accidents.
The human resource manager is undecided about whether to use internal or external
recruitment for filling the supervisor vacancy. Which method would you recommend? Justify
your answer, with advantages and disadvantages.
1.increasing the temperature increases the rate of a reaction by dissolution of solid in liquid.
2.Tyndall effect is the ability of homogeneous mixtures to scatter light
Answer:
1. For many solids dissolved in liquid water, the solubility increases with temperature. The increase in kinetic energy that comes with higher temperatures allows the solvent molecules to more effectively break apart the solute molecules that are held together by intermolecular attractions.
2. The Tyndall Effect is the effect of light scattering in colloidal dispersion, while showing no light in a true solution. This effect is used to determine whether a mixture is a true solution or a colloid.
Gianna put $1,000 in a savings account for 18 months. The interest on the account is 3.5%.
How much will Gianna earn in interest? What amount will she have at the end of the time period?
Answer:
You will earn $52.96 in interest
You have $1,052.96 in total.
How do I find the cash flow coverage ratio?
Explanation:
There are a few different ways to calculate the cash flow coverage ratio formula, depending on which cash flow amounts are to be included. A general measure of the company’s ability to pay its debts uses operating cash flows and can be calculated as follows:
Cash flow coverage ratio = $80,000,000 / $38,000,000 = 2.105Cash flow coverage ratio = ($64,000,000 + $4,000,000 + $8,000,000) / $38,000,000 = 2HELP FOR CROWN!!!
what is one thing a bank will require you to have when you ask for an auto loan?
A. keys to the car
B. proof of auto insurance
C. driver's license
D. letter of recommendation
Answer:
It is either C or D
Explanation:
Answer:
Driver's License
Which of these is NOT a concern for consumers in times of inflation?
a.They cannot anticipate the cost of goods and services.
b.They lose money on their investments and savings.
c.They are at a disadvantage when paying back borrowed money.
d.They struggle when they are on a fixed income.
Answer: D
Explanation:
Benjamin wants to become a biotechnologist and eventually run his own
laboratory. In order to reach his goal, what education should Benjamin plan
to get?
A) internship
B) apprenticeship
C) associate degree
D) master's degree
Answer:
what education should Benjamin plan
to get?
D) master's degree.
Which one is not a Function in MS Excel?
MAX
ARG
MIN
SUM
Do you think a client’s wishes should trump ethics in the mind of an advertising professional? Why or why not?
Answer: They should not.
Explanation:
When it comes to the advertising industry, the wishes of the client are not of the highest priority, they are of the second highest priority.
The highest priority is to the industry and its integrity. If advertisers acted in an unethical manner, they would risk destroying the reputation of the advertising industry which would lead to a massive loss of trust in it that could severely impact it.
Regardless of how important a client might be therefore, their wishes should never trump the ethics required in the industry because these ethics maintain the integrity of the advertising profession.
Which part of the check gives the bank permission to release the money?
Answer:
And even though all national banks and federally chartered credit unions are subject to the same hold rules, each institution can release your funds sooner at its discretion. By understanding the rules of funds availability, you can ensure you'll have access to your money when you need it.:
Janice, a nurse at a hospital, is preparing a presentation for trainee nurses about guidelines for patient care. What is the purpose of her
presentation?
A. to persuade
B. to instruct
C. to entertain
D. to debate
Answer:
B
Explanation:
To teach and acknowledge the guidelines for trainee nurses to help patients in an effective way
Do you agree with Archbishop John Foley that violence in the media can have a negative impact on young people? Why or why not?
Answer: Yes it can.
Explanation:
Young people have for ages looked up to the media to tell them what is trending and what isn't. The media therefore has a very strong influence on how young people behave because in telling them what is trending, the young will want to engage in those trendy actions so as not to be left out socially.
If violence is glorified in the media therefore - through music, movies, series or text - young people might pick up on this and think that violence is trendy and so will be more likely to engage in violence. If for instance young people see a music video where guns are being brandished by other young people, they will think it is okay to have guns.
Violence in the media can indeed have a negative impact on young people.
If the food handler has been diagnosed with one of the Big 6 pathogens
they can return to work 24 hours after showing no symptoms.
TRUE
FALSE
Answer:
False.
Explanation:
Describe and evaluate what Pfizer is doing with its PfizerWorks. 2. What structural implications—good and bad—does this approach have? (Think in terms of the six organizational design elements.) 3. Do you think this arrangement would work for other types of organizations? Why or why not? What types of organizations might it also work for? 4. What role do you think organizational structure plays in an organization's efficiency and effectiveness? Explain
Answer: Pfizer is the world's largest pharmaceutical firm that's has a wide range in research. Most of their work is dependent on research they carry out, strategies they have developed from the research and innovation they put in place.
Explanation:
Pfizer is the world's largest pharmaceutical firm that's has a wide range in research. Most of their work is dependent on research they carry out, strategies they have developed from the research and innovation they put in place.
They look at making a concept in the future where they would work remotely and connect with workers in any where in the world and share information.
This arrangement would work for many other firms, as most firm have started planning towards working remotely, and many have started out the process already.
Organizational structure has a big role to play in the efficiency of an organization, it depicts the work flow from the top to the bottom, what each department is doing, who guides them and how they can do better.
In VAT (Value added tax) is it profitable to buy in large or small quantities?
All of the following are economic issues facing communities EXCEPT: A. unemployment rises as people get laid off work B. population decreases as people move to find work C. property value goes up because of an increase of buyers D. schools lose money because property taxes go down Please select the best answer from the choices provided A B C D
Answer:
D
Explanation:
Four people are applying for a job. This chart shows the company’s favorite characteristic of each of these job applicants:
Question 6 of 10
The practice of fractional reserve banking means that:
O A. banks are required by law to operate as nonprofit organizations.
O B. banks are not allowed to use deposited funds to make loans.
O C. banks can change the interest rates on loans at any time.
O D. banks only keep a portion of their deposits as cash reserves.
Answer:
D. banks only keep a portion of their deposits as cash reserves.
Explanation:
A fractional reserve system needs a commercial bank to maintains the customer deposit percentage at the time of custody. This means that at any time the deposit fraction should have the cash backing i.e. physical also the fraction should be maintained
So according to the given situation, the last option is correct as the bank keep a portion of the deposits in cash reserves
Martin is a credit counselor working with a client, Kim, who is in serious financial trouble. Kim is hesitant because she has a long way to go and a lot of work to do before she can be financially healthy again. What is the best way for Martin to explain the next steps to her?
A.) Martin should present the information in small manageable steps rather than give her a lengthy to-do list.
B.) Martin should make a list of tasks that must be completed and do them for her, since he is an experienced professional.
C.) Martin should compile a list of all the tasks that Kim must complete and suggest that she report back to him after she is finished.
D.) Martin should not encourage her to do anything she is reluctant to do, even if it means salvaging her financial life in the long term
Answer:
C
Explanation:
C la respuesta es la C ya que
What are three elements of negligence?
Actual Harm
Breach of duty
State of mind
Duty of care
Proximate cause
Motive
Answer:
actual harm
breach of duty
duty to act
If 42 of 500 people who clicked
your add bought a product online,
what would your conversion ratę
be?
A. 2.4%
B. 8.4%
C. 12.8%
D. 15.2%
Answer:
Conversion rate = 8.4%
Explanation:
Given:
Number of person clicked = 42
Total people = 500
Find:
Conversion rate
Computation:
Conversion rate = [Number of person clicked / Total people]100
Conversion rate = [42 / 500]100
Conversion rate = 8.4%
who wants to make a call??
Answer:
Zoom you mean?
Explanation:
Answer:
I want to call my mom,lol
a car travelling at 36km / h accelerates uniformly acceleration final 2m / s ^2 find its velocity in 5 second
Answer:
v = 20 m/s
Explanation:
Given that,
Initial speed of the car, u = 36 km/h = 10 m/s
Acceleration of the car, a = 2 m/s²
We need to find the final speed of the car in 5 seconds. Let the final speed is v. So,
v = u +at
Substitute all the values,
v = 10+2(5)
= 10+10
= 20 m/s
So, the final speed of the car is 20 m/s.
Shareholders had a good year, earning a 29% annual rate of return. The PE ratio today is 10.0 and the company just announced earnings per share of $2.50. The company has a 90% payout ratio. How much did the stock price change over the past year?
Answer:
$3.68
Explanation:
Rate of return =29%
PE ratio = 10.0
Earning per share = $2.50
P1 = PE ratio * EPS
P1= 10*2.50
P1 = $25
Payout ratio = 90%
Dividend = 2.50*90%
Dividend = $2.25
Rate of return = (P1+D1-P0)/P0
0.29= (25 + 2.25 - P0)/P0
0.29 P0 = 27.50 - P0
1.29P0 = 27.50
P0 = 27.50/1.29
P0 = $21.32
Change in stock price = $25 - $21.32
Change in stock price = $3.68
By law, an accountant must hold a CPA designation in order to
?
Answer:
The CPA designation isn't required to work in corporate accounting or for private companies. However, public accountants—which are individuals working for a firm, such as Deloitte or Ernst & Young, that provides accounting and tax-related services to businesses—must hold a CPA designation.
Explanation:
Answer:
Prepare audited or reviewed financial statements.
Hope this helps :)
Suppose the GDP of the entire European Union is 350,000 euros and the exchange rate between euros and USD is 0.66 EURO=$1. What is the GDP of the European Union when measured in USD? Round your answer to the nearest hundredth.
Answer:
the GDP of the European Union is $530,303.030
Explanation:
The computation of the GDP of the European Union is shown below:
= Entire european union × euro ÷ exchange rate
= 350,000 euros × $1 ÷ 0.66
= $530,303.030
Hence, the GDP of the European Union is $530,303.030
We simply applied the above formula
equity shareholders are called what
1. ¿que tiene que ver el gobierno populista con el universal basic income? 2. ¿es el UBI bueno para la economía?
Answer:
Un ingreso básico es un ingreso garantizado que todo ciudadano recibe del gobierno, independientemente de los ingresos que genere a través de su trabajo. Los defensores de esta medida sostienen que la renta básica universal aumenta las posibilidades de continuidad del desarrollo, que pueden posibilitar un ingreso básico, como estudios, inversiones, opciones de uso del tiempo y otras posibilidades de autorrealización.
Ahora bien, los defensores institucionales de esta medida suelen ser los gobiernos de tinte populista, que buscan a través de estas medidas benefactoras captar votos, otorgando beneficios económicos a cambio del apoyo político de los ciudadanos.
En cuanto a la economía, el UBI podrá ser beneficioso si fomenta el consumo y la producción de bienes, pero debe contemplarse que no puede, de ninguna manera, llegar a reemplazar los ingresos generados por el trabajo.