Which of the following is a contract that grants the owner protection, based on the appearance of an object? Select one: a. Utility patent b. Design patent c. Plant patent d. Disclosure document

Answer:

Consumer Finance Companies

Explanation:

Consumer finance companies are also referred to as small loan companies. Their borrowers typically have trouble getting loans elsewhere due to poor credit ratings and are greater risks than many other borrowers. As such, borrowers are subject to higher interest rates. To prevent these companies from taking unfair advantage of their customers, state governments set interest-rate caps on how much they can charge. Loans are usually $5,000 or less.

D. Trade credit refers to purchases of inventory, equipment, and/or supplies on an open account in accordance with customary terms for retail.

It is a form of credit that  allows businesses to purchase goods and services without paying immediately. This type of credit usually has a net payment period of thirty to sixty days, depending on the agreement between the supplier and the purchaser.

Trade credit may be offered by a supplier in order to entice customers to make purchases with them. This type of credit also helps businesses maintain cash flow and inventory, as they can purchase items on credit, instead of having to pay for them upfront. Trade credit also reduces the need for a business to borrow from banks or other financial institutions in order to purchase goods and services.

There are a few types of trade credit which may be available to businesses, including revolving credit, single purchase credit, and deferred payment credit. Revolving credit is a type of credit that allows businesses to purchase goods and services up to a certain amount and then pay it back when the agreed-upon period ends. Single purchase credit allows businesses to purchase a specific item or set of items, while deferred payment credit allows businesses to purchase goods and services, but defer payments until a certain date.

Overall, trade credit is a great way for businesses to purchase goods and services without having to pay upfront. This type of credit allows businesses to maintain cash flow and inventory, as well as reduce their need for borrowing from banks or other financial institutions. Therefore the correct option is D

Know more about Trade credit   here:

https://brainly.com/question/22436895

#SPJ11  

It is a component of customer relationship management, which also include knowing your consumers, cultivating connections with them, communicating with them, and focusing on getting ongoing feedback from them.

What is Customer complaints and terrible ratings?

Customer complaints occur when a company fails to fulfil its promise and falls short of what the client expects in terms of the good or services. Any business's customers are the most important component.

Several things can constitute poor customer service. A straightforward description is actions that fall short of your customer's demands and expectations or worsen their issues. Rude attitudes, unjustified delays, and poor communication, to name a few, are examples of bad customer service. Poor customer service undermines trust. Citizens may get disengaged as a result and believe that "the council won't accomplish anything" as a result. They won't be as inclined to disclose little concerns, which might possibly become big problems if not dealt with right away.

Learn more about Customer complaints:

https://brainly.com/question/15330860

#SPJ1

the correct option is B) identifying the target audience is the first step in developing an effective integrated communications and promotion program.

Ways Of deciding Your Target Audience

1. Break down Your Client Base and Do Client Meetings

One of the most outstanding ways of figuring out who your target audience is is to see who as of now purchases your item or administration. How old would they say they are, where do they reside, and what are their inclinations? An effective method for realizing this is through connecting on social or disseminating client reviews.

2. Direct Market Research and Recognize Industry Patterns

Take a gander at the market research for your industry to figure out where there are openings in the help that your item can fill. Take a gander at patterns so that comparable items could see where they are centering endeavors, then sharpen in additional on your item's special worth.

3. Examine Contenders

Marketers can glean some significant knowledge by taking a gander at contenders to see what their identity is generally offering to, and how they go about it. Is it true or not that they are utilizing on the web or disconnected channels? Could it be said that they are zeroing in on the leader or the ally?

4. Characterize Who Your Target Audience Isn't

There will unquestionably be shoppers who are near your target segment, however, they won't follow up on informing. Attempt to be explicit in figuring out who your audience is and who it isn't. Are your segment ladies, or ladies between the ages of 20 and 40? Realizing this will hold your group back from committing promotion dollars to portions that won't yield returns.

to know more about market research click here:

https://brainly.com/question/24906199

#SPJ4

The first choice is the best. Ariel, the control system, travels to Zimbabwe, in southeast Africa, with friends to see the Victoria Falls. While there, she discusses work opportunities at the firm with her friends.

An agency theory is a conflict of interest that exists in any relationship in which one entity is expected to act in the best interests of the other. An agency problem in corporate finance typically creates a conflict of curiosity between a company's business and its stockholders. The leader, acting as the shareholders' or principals' agent, is obligated to take actions that lead to maximum even if it is in the manager's best interest to maximise their own wealth. all other option are doing its own work related to its job profile but in the first option she is not doing anything that is linked to her job profile.

to know more about the agency problem visit:

https://brainly.com/question/28691717

#SPJ1

In fact, adding foreign stocks to a portfolio boosts value since diversification has benefits. Diversification is the clearest and most significant benefit of foreign investing. When it comes to returns, the EM market appears to be the most alluring, while the EAFE market appears to be the least appealing in terms of risk.

Through foreign portfolio investments, investors have a simple way to diversify their portfolio internationally. An investor would diversify their investment portfolio to obtain a higher risk-adjusted return, which is eventually done to contribute to the production of alpha.

Human traits or preferences are significant drivers of change or resistance to land use diversification. Personal choices may be influenced by a person's age, education, experience, familial circumstances, attitude toward risk, access to money and information, and propensity for change, to name a few.

When you invest with minimal risk, you pick assets with a reduced likelihood of experiencing significant losses than, say, unpredictable stock purchases. Government securities like Series I bonds, cash management accounts like certificates of deposit, and even stock options like preferred stocks are examples of low-risk investment options.

Learn more about Diversification: https://brainly.com/question/30901386

#SPJ1

The long-run average total cost (LRATC) curve can be divided into three distinct portions.

The Economies of Scale Region: This is the leftmost portion of the curve, where the LRATC decreases as output increases. This occurs because the firm is able to take advantage of economies of scale, such as increased specialization, greater use of capital, and more efficient use of resources. As output increases, the average cost per unit decreases, leading to lower LRATC.

The Constant Returns to Scale Region: This is the middle portion of the curve, where the LRATC remains constant as output increases. This occurs when the firm is producing at an optimal scale, where the benefits of economies of scale have been exhausted, and the LRATC has reached its minimum level.

The Diseconomies of Scale Region: This is the rightmost portion of the curve, where the LRATC increases as output increases. This occurs because the firm is experiencing diseconomies of scale, such as increased coordination costs, communication difficulties, and reduced worker motivation. As output increases beyond a certain level, the average cost per unit increases, leading to higher LRATC.

LRATCs are constructed from short-run average total cost (SRATC) curves by analyzing the different production scales in the short run and determining the optimal scale for each level of output. The optimal scale is then plotted on the LRATC curve as the point where the SRATC curves intersect. As output increases, the optimal scale may change, and the corresponding SRATC curves will shift, leading to changes in the LRATC curve. The LRATC curve is a long-run concept, meaning that all inputs are variable, and firms have the flexibility to adjust their production scale to optimize their costs.

To know more about LRATC visit:

https://brainly.com/question/29582382

#SPJ1

The population growth rate within each curve steepens over time, as the growth rate depends on both the per capita growth rate and the current population size.

In exponential growth, the rate of population growth per capita (per capita) remains the same regardless of population size, and population grows more rapidly as size increases.

In nature, populations can grow exponentially for some time, but are ultimately limited by resource availability.

In logistic growth, the per capita growth rate of the population becomes smaller and smaller as the population size approaches the maximum imposed by the limited resources in the environment, known as carrying capacity.

Exponential growth produces a J-shaped curve, while logistic growth produces an S-shaped curve.

Bacteria grown in the laboratory are an excellent example of exponential growth. In exponential growth, the rate of population growth increases over time in proportion to the size of the population.  

To learn more about population growth, here:

https://brainly.com/question/18415071

#SPJ4

Complete question:

In the figure, curves A-D depict per capita rate increases (r). Which of the following best explains the difference between the shapes of these curves?

Operating leverage exists when a company utilizes debt to finance its assets.

Operating leverage is a cost formula that measures the extent to which a company or project can increase operating profit by increasing sales. Companies with high gross margins and low variable costs have high operating leverage.  

The higher the operational leverage, the greater the exposure to forecast risk, and relatively small errors in earnings forecasts can lead to large errors in cash flow forecasts. 

One of the conclusions companies can draw from examining operational leverage is that companies that minimize fixed costs can increase profits without changing selling prices, contribution margins, or unit sales.

To know more about operating leverage -

https://brainly.com/question/29690696

#SPJ1

the standard form to confirm Account Balances with financial institutions includes information on all of the following except The principal amount paid on a direct liability.

the standard form is used to confirm deposit account balances and loan account balances with financial institutions. The form isn't always designed to find out records that doesn't seem at the confirmation request; therefore, financial institutions should not be expected to disclose statistics approximately different transactions or preparations on this general form. fabric accounts, agreements, or transactions which can be believed to exist, but have no longer been disclosed by means of management, need to be explicitly asked from the economic group cut loose this shape.

To recognise extra about financial institutions click on here
brainly.com/question/19643821
#SPJ4

By ensuring that nominal payments keep pace with rising prices, market participants can protect themselves from C. Inflation.

Inflation is the rate at which the general level of prices for goods and services is rising, and as prices rise, the purchasing power of money declines.

When nominal payments, such as wages, salaries, interest rates, and rental payments, do not keep pace with inflation, the real value of those payments declines, and individuals and businesses are not able to purchase as much with their money as they could before. This can lead to a decrease in standard of living and a reduction in economic growth.

Find out more on inflation at https://brainly.com/question/22509045

#SPJ1

Options for this question include:

Susanne should focus on automating routine tasks to save time when making programmed decisions at work. Programmed decisions refer to those decisions that are repetitive in nature, routine, and are taken by following a set of predetermined rules and procedures.

In contrast to non-programmed decisions, programmed decisions can be made easily, quickly and are straightforward. Therefore, Susanne can save time when making programmed decisions by automating routine tasks. This would help her concentrate on decision-making rather than the routine tasks that can be done by machines or automated systems. Automated tasks can be performed in a fraction of the time it would take a human to do the same task manually. Automating routine tasks also reduces errors and increases the accuracy of the work being done.

Thus, Susanne should focus on automating routine tasks to save time when making programmed decisions at work.

For more such questions on programmed decisions

https://brainly.com/question/29572774

#SPJ11

The correct answer is A) To maintain existing levels of operational efficiency. An intrepreneur is an individual within a business firm who works to develop new products and processes, to identify and evaluate new opportunities for the firm, and to create innovative solutions for the firm’s customers.

Intrepreneurs do not typically maintain existing levels of operational efficiency; rather, they focus on developing new ways to achieve higher levels of efficiency. Option A: To maintain existing levels of operational efficiency This is the correct option. To maintain existing levels of operational efficiency is not a reason why a business firm would want to employ the services of an intrepreneur.

This is because the purpose of an intrapreneur is to help the business grow and introduce new and innovative ideas to the business.A firm is a commercial organization that purchases goods and services for the purpose of selling them for a profit. A firm is a company that provides products or services to consumers, corporations, or other organizations.

A firm is a corporation, a partnership, or an individual proprietorship that generates revenue from its activities. Firms are the backbone of any economy, creating goods and services, providing employment, and promoting innovation. The correct answer is A.

For more such questions on intrepreneur

https://brainly.com/question/26700129

#SPJ11

Hotel operations include all activities necessary to run a hotel efficiently and provide guests a pleasant stay.

Some of them are

These eight rules apply to all companies, regardless of size, not only multinational behemoths like Ford and Jet Blue. You may use them as a frame of reference to assess your actions. You will see a boost in productivity as you evaluate your current output and develop strategies for incorporating these 10 categories into your decision-making process.

Learn more about supply chain: https://brainly.com/question/30086410

#SPJ1

Career management helps employees select development activities that prepare them to meet their career goals. Option E

Career management is the process of planning and managing one's career development, including setting career goals, identifying career opportunities, and selecting development activities that will help achieve those goals.

It involves activities such as self-assessment, career planning, skill development, and networking.

Therefore, Career management is an important aspect of employee development and can help employees stay motivated, engaged, and productive in their jobs.

Learn more about Career management  from

https://brainly.com/question/23735662

#SPJ1

In the following question, among the various parts to solve on merchandising transactions for Dollar Store. the solution is as follows:

1. On November 1, Dollar Store purchases merchandise for $1,600 on terms of 2/5, n/30, FOB shipping point, invoice dated November 1:
Debit: Inventory $1,600
Credit: Accounts Payable $1,600
2. On November 5, Dollar Store pays cash for the November 1 purchase:
Debit: Accounts Payable $1,600
Credit: Cash $1,600
3. On November 7, Dollar Store discovers and returns $200 of defective merchandise purchased on November 1 and paid for on November 5 for a cash refund:
Debit: Cash $200
Credit: Inventory $200
4. On November 10, Dollar Store pays $80 cash for transportation costs for the November 1 purchase:
Debit: Cash $80
Credit: Transportation Costs $80
5. On November 13, Dollar Store sells merchandise for $1,728 with terms n/30. The cost of the merchandise is $864:
Debit: Accounts Receivable $1,728
Credit: Sales Revenue $1,728
Debit: Cost of Goods Sold $864
Credit: Inventory $864
6. On November 16, Merchandise is returned to the Dollar Store from the November 13 transaction. The returned items are priced at $290 and cost $145 the items were not damaged and were returned to inventory:
Debit: Accounts Receivable $290
Credit: Sales Returns and Allowances $290
Debit: Inventory $145
Credit: Cost of Goods Sold $145

For more such questions on Dollar Store

brainly.com/question/29676312

#SPJ11

There wouldn't be a shortage or excess if demand rose by 100 units at every price point and the government has set a $40 price cap.(option b)

In terms of economics, a scarcity or excess demand occurs when the demand for a good or service in a market outweighs the supply. It is the antithesis of an abundance of something. A shortage occurs when there is an imbalance between supply and demand for a good or service. The market is considered to be in a condition of disequilibrium when this happens. This circumstance often only lasts a short while before the product is supplied and the market returns to normal.

To know more about shortage visit:

https://brainly.com/question/28457260

#SPJ1

If company were using channel management, it could group its target customers into two broad categories based on their buying behavior and the preferences are retail customers and business customers.

Channel management refers to the process of developing and maintaining effective relationships with intermediaries, such as wholesalers, retailers, and distributors, to ensure that a company's products or services reach the end customers in a timely and efficient manner. This involves selecting appropriate channel partners, setting goals and objectives for them, and providing support and resources to help them achieve those goals. Effective channel management requires careful planning and coordination, as well as ongoing communication and collaboration with channel partners to ensure that they have the tools and resources they need to succeed. By managing channels effectively, companies can improve their reach and visibility in the marketplace, increase sales and revenue, and build stronger relationships with customers.

To learn more about channel management, visit:

https://brainly.com/question/30086551

#SPJ1

Main Sources of Law are:

a) Constitutional Law

b) Statutory Law

c) Common Law

d) Administrative Law

e) International Law

a) Constitutional Law: It includes fundamental principles and rules according to which the country is governed.

b) Statutory Law: It is enacted by the legislative body of the government. Examples include labor law, tax law, and criminal law.

c) Common Law: It includes legal principles and precedents derived from previous court decisions.

d) Administrative Law: It includes rules and regulations created by administrative agencies.

e) International Law: It includes treaties and agreements made between countries.

The Five essentials of a valid contract:

a) Offer: A clear and specific offer made by one party to another.

b) Acceptance: The other party must accept the offer as it is, without any changes.

c) Consideration: Something of value must be exchanged between the parties.

d) Capacity: Both parties must have the legal capacity to enter into a contract.

e) Intention: Both parties must intend to create legal relations.

Lastly, The Main purpose of employment law:

a) Protecting employees' rights: Employment law ensures that employees are treated fairly and have the right to work in a safe and non-discriminatory environment.

b) Promoting equal opportunities: Employment law prohibits discrimination based on race, gender, age, religion, disability, or other protected characteristics.

c) Establishing minimum standards: Employment law sets minimum standards for wages, hours of work, and other employment conditions.

Learn more about sources of law from

https://brainly.com/question/12196271

#SPJ1

The next phase (step two) in the control process is to measure actual performance once management have chosen the criteria or objectives they will use to evaluate performance.

What is control process?

Measuring actual performance using the same criteria used to define standards is the second phase in the control process. Effective reporting systems are necessary for accurate and timely measurement of results. In situations when standards have been established using numbers, the quantitative measurement should be performed.

Establishing criteria and techniques for performance evaluation. performance assessment. figuring out whether or not performance is up to par. putting a stop to it. Controlling recognizes any form of irregularity and takes appropriate remedial action. This aids in closing the gap between expected and actual results, hence assisting in the accomplishment of organizational goals.

Learn more about control process:

https://brainly.com/question/14326918

#SPJ1

In order to arrange investments from highest to lowest return based on what our study has revealed about risk premiums, we must look at the differences between the investment types.

Small-company common stock typically has a higher return due to its higher risk, while U.S. Treasury bills are considered low risk and have a lower return. Therefore, the investment with the highest return is small-company common stock, followed by U.S. Treasury bills. Small-company common stock has a higher risk premium compared to U.S. Treasury bills, which is why it has a higher return. This means that, when investing, an investor can expect higher returns with higher risk investments such as small-company common stock than they would with low risk investments such as U.S. Treasury bills.

For more questions on investments

https://brainly.com/question/27717275

#SPJ11

When inventory is purchased in a perpetual inventory system, the inventory account is debited; under a periodic system, the purchases account is debited.

False is the proper response. The merchandise inventory account is used by the perpetual inventory system at the moment of purchase, and it is credited after a sale. When there are purchases of goods, the periodic inventory system uses the purchases account.

Important Learnings. To determine inventory levels and selling prices, the periodic inventory system performs a periodic physical count. Inventory balances are continuously monitored by the perpetual system.

To know more about purchases account visit:-

https://brainly.com/question/14438810

#SPJ1

Loan is not a form of equity financing. Equity financing refers to the process of raising funds for a business by selling ownership shares to investors. option (a)

In equity financing, investors provide capital to a company in exchange for a share of ownership in the business, which entitles them to a portion of the company's profits and a say in how the business is run.

On the other hand, a loan is a form of debt financing, where a lender provides funds to a borrower with the expectation of repayment with interest. Unlike equity financing, debt financing does not involve selling ownership shares in the business.

Therefore, option a, a loan, is not a form of equity financing.

Learn more about equity financing

https://brainly.com/question/27992391

#SPJ4

A stock is a sort of firm investment. Businesses issue stock shares to obtain funds for operating requirements and to fuel expansion, and investors acquire those stock shares in order to get a return on their investment.

The company's board of directors approves a proposal to distribute profits as a dividend. Dividends are paid out each share of stock. Dividends are often paid quarterly, monthly, or semiannually by firms in the United States. The corporation announces the dividend payment date, amount, and ex-dividend date. If you expect stocks to do well in the future, you buy them now while they are inexpensive. As a consequence, the stock price considers all of the elements that may impact a firm in the future. This is referred to as 'pricing in' or 'discounting'.

Learn more about stock

https://brainly.com/question/29992015

#SPJ1

The process is endothermic, meaning that heat is absorbed, and the temperature remains constant during the melting process. The correct answer is (D) AH > 0, AS > 0, AV > 0.

The process described is the melting of ice at its normal melting point of 273.16 K and 1 atmosphere. The enthalpy of fusion (AH) is the energy required to convert one mole of a substance from the solid state to the liquid state at a constant temperature and pressure.

The entropy of fusion (AS) is the change in entropy that occurs during this process, and the change in volume (AV) is the difference between the molar volumes of the solid and liquid phases. The positive value of AH indicates that energy is absorbed during the melting process, while the positive values of AS and AV indicate an increase in entropy and volume, respectively, which are expected during a phase change from solid to liquid.

Therefore, during the melting of ice at its normal melting point, the energy is absorbed, and the entropy and volume of the substance increase.

To learn more about endothermic

https://brainly.com/question/23184814

#SPJ4

The given statement is true.

Settlements and Settlements are legal agreements in which two parties agree to enforce a claim in tort, contract or other liability for an amount under different terms than the original amount of the contract or claim. Settlements and satisfactions are also used to resolve legal claims before they go to court. 

A contract is an agreement to the new terms of a contract and performance is the performance of those terms in accordance with the contract. Once settlement and satisfaction has been reached and performance (or satisfaction) has been exercised, all prior claims relating to the matter shall be forfeited. 

To know more about accord and satisfaction -

https://brainly.com/question/17063374

#SPJ1

The political behavior that results from a condition where an individual attempts to make suboptimal decisions that favor personal ends is known as opportunism.

Opportunism is a political behavior that is characterized by attempts to make suboptimal decisions that favor personal ends. In other words, it refers to a situation where an individual makes decisions that are not in their best interests but are made to serve personal goals.

Opportunism can be found in almost all walks of life, and it is a common human trait. Individuals who engage in opportunism may not be aware of the harm they are causing to others or themselves, and they may not even realize that they are acting out of self-interest rather than the greater good.

Therefore, the political behavior that results from a condition where an individual attempts to make suboptimal decisions that favor personal ends is known as opportunism.

For such more question on opportunism:

https://brainly.com/question/31074627

#SPJ11

The following question may be like this:

Attempts to make suboptimal decisions that favor personal ends is a political behavior resulting from which of the following conditions?

Non programmed decisions

Opportunism

Prospecting is done using a variety of sources, including company sales records, commercial databases, newspaper ads, phone directories, and public records.

What is commercial databases?

A commercial database is one that was exclusively built for business use, and thus has a cost. Commercial databases, in contrast to open source databases, may only be accessed or altered by authorised users.

Commercial databases are those that have been developed exclusively for commercial use. Examples: Oracle, DB2, Splunk, etc. Examples: MYSQL, PostgreSQL, MongoDB, etc.

Since they transmit data about your sales transactions, product inventory, customer profiles, and marketing initiatives, database systems are crucial to your company. You have no idea what's going on in your firm until you have a centralised location to keep all this information. When we wish to create connections between the various columns and tables in a relational database, we also employ a key.

Learn more about databases:

https://brainly.com/question/30634903

#SPJ1

Based on the information, Jada will owe $38,800 in student loans by the time she graduates.

If Jada accepts the financial aid offer, she will receive $5500 per year in Federal loans. Assuming she plans to take private loans to cover her expected family contribution of $4200 per year, her total student loan debt each year will be:

$5500 (Federal loans) + $4200 (private loans) = $9700 per year

Assuming Jada completes her degree in four years, her total student loan debt will be:

$9700 per year x 4 years = $38,800

Therefore, Jada will owe $38,800 in student loans by the time she graduates.

Learn more about loan on;

https://brainly.com/question/26011426

#SPJ1

Financial aid offer offers her $5500 per year in Federal loans •Expected family contribution (EFC) is $4200 per year Neither she nor her family can afford $4200, yearly, so she plans to take private student loans for that full amount Trying to decide between two career tracks, both of which are

offered by her college:

Graphic designer, because she's artistic and loves computers Accountant, because she's great at math and she's done

о

job shadowing in this area Uses the directory at My Next Move to look up the starting salaries for the positions she is interested in. (For the purpose of this activity, assume lowest salary is starting salary.)

1. How much will Jada owe in student loans by the time she graduates?