Preferred stock is not a money market instrument. Treasury bills, commercial paper, and bankers' acceptances are all examples of money market instruments, which are short-term debt securities.
Money market instruments are financial instruments that have a maturity period of one year or less and are highly liquid and low-risk. They are typically used by investors and institutions for short-term borrowing, lending, and investment purposes. Treasury bills are short-term government securities issued to raise funds, while commercial paper refers to unsecured promissory notes issued by corporations to meet short-term funding needs. Bankers' acceptances are time drafts or bills of exchange that arise from a commercial transaction and are guaranteed by a bank. On the other hand, preferred stock is an equity security that represents ownership in a corporation and generally provides a fixed dividend payment. Unlike money market instruments, preferred stock does not have a short-term maturity and is considered a long-term investment.
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A company is interested in buying a new machine to replace outdated equipment. Before committing to the purchase, the company asks the manufacturer to provide efficiency data. The data suggests that with supplied energy at a rate of 1,600 W, the machine will do useful work at a rate of 1,540 W. What's the efficiency of this particular machine
The efficiency of this particular machine is 96.25%.
Who is the manufacturer?A manufacturer is a person or a registered corporation that produces finished goods from raw materials in order to profit. Following that, the goods are delivered to wholesalers and retailers, who subsequently sell to clients. The products are displayed by sellers in physical stores or on third-party eCommerce platforms.To find the efficiency of this particular machine:The mechanical efficiency = actual work / ideal work
So ζ = 1540 / 1600 × 100%
= 96.25%
Therefore, the efficiency of this particular machine is 96.25%.
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Suppose you invest $290,000 in an annuity that returns 7 annual payments, with the first payment one year from now and each subsequent payment growing by 4%. At an interest rate of 6%, how much is the first annual payment you receive
The first annual payment of the growing annuity is $46,463.11
This is a case of a growing annuity, because each subsequent annual payment grows a rate of 4%.
The first annual payment can be determined using the present value formula of a growing annuity as provided below:
PV=(C/r-g*)*(1-(1+g)^T/(1+r)^T))
PV=present value=amount invested=$290,000
C=first payment=the unknown
r=rate of return=6%
g=growth rate=4%
T=number of annual payments
$290,000=(C/6%-4%)*(1-(1+4%)^7/(1+6%)^7
$290,000=(C/0.02)*(1-0.875169790822493)
$290,000=C/0.02*0.124830209177507
$290,000*0.02=C*0.124830209177507
C=$290,000*0.02/0.124830209177507
C=first annual payment=$46,463.11
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You are in the process of preparing the final draft of an important proposal. Accuracy will be extremely important to the success of this proposal. Which of the following proofreading strategies would be most appropriate for this situation
The proofreading strategies would be most appropriate for this situation: Print a double-spaced copy of the report, read the message at least twice, and enlist a proofreading buddy.
What is Proofreading ?Proofreading means examining your text carefully to find and correct mistakes in grammar, punctuation, and spelling or typographical errors. The most basic rule of thumb for effective proofreading is to find ways to experience what you have written differently than how you wrote originally.
That is, just reading silently from your computer screen or working from beginning to ending, allows you to get too caught up in the “flow” of your writing, to “read” what you intended to say, not what you actually did write.
First, even before you begin to proofread:
Be sure you've revised the more substantive parts of your paper.Set your paper aside for a while (15 minutes, a day, a week) between writing and proofing.Eliminate all the unnecessary material before looking for mistakes.Know what to look for.Therefore, we can conclude that the correct option is A.
Your question is incomplete, but most probably your full question was:
You are in the process of preparing the final draft of an important proposal. Accuracy will be extremely important to the success of this proposal. Which of the following proofreading strategies would be most appropriate for this situation?
A. Print a double-spaced copy of the report, read the message at least twice, and enlist a proofreading buddy.
B. Proof electronically, using the down arrow to reveal one line at a time as you look for misspellings and small mistakes.
C. As you begin to proofread, tell yourself that you won’t find any errors because the document should be fairly clean by this point.
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When planning a research-based business report, you should talk with decision makers to?
When planning a research-based business report, you should talk with decision makers to
-determine what they expect from the report
-find out what they want the research to accomplish
-understand their main business goals
The information contained in the documentation should be accurate, relevant, and informative to the reader. These are key characteristics of a good report. When a businessman reads a report to gain a deeper understanding of an issue, he doesn't have to sift through paragraphs of filler content.
Ask yourself important questions about purpose, strategy, schedule, and coordination. When creating an agenda to address high-priority items, the least important items should be placed near the top of the agenda.
- People use reports to make important decisions. - Accurate and complete documentation proves the report is reliable.
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When prioritizing the backlog, what does taking an economic view mean?
When prioritizing the backlog, taking an economic view mean Realizing the goal of Lean
A lean system represents a company or business unit that comprehensively applies lean principles to the methods of planning, prioritizing, managing, and measuring work. The goal of all lean systems is to maximize customer profits. Lean thinking can significantly improve the productivity and functionality of a team or department, but lean implementation across the organization has the greatest impact on customers.
The lean system uses a lean approach to identify and eliminate waste. They systematically discover and take advantage of opportunities for improvement. These are two of Lean's basic concepts. Eliminate everything that doesn't add value to your customers, work systematically and continuously, and create more value for your customers.
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If the real output of a DVC increases from $200 billion to $260 billion and its population increases from 100 to 110 million, its real per capita output will have
If the real output of a DVC increases from $200 billion to $260 billion and its population increases from 100 to 110 million, its real per capita output will have increased by about $167. This is further explained below.
What is real per capita output?Generally, The real gross domestic product per capita is a figure that is calculated by dividing the entire economic output of a nation by the total population of that country after adjusting for inflation.
In conclusion, If the actual production of a DVC goes from $200 billion to $260 billion and at the same time its population goes from 100 million to 110 million, then the real output per capita will have climbed by around $167.
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Blossom Company issued $440,000 of 4%, 20-year bonds on January 1, 2022, at face value. Interest is payable annually on January 1.
The journal entry for the given record is as below:
January 1, 2022
Bonds Payable Debited 440,000
Cash Credited 440,000
What is journal entry?A journal entry is the act of recording any transaction, whether one that is economic or not.An journal entry that displays the debit and credit balances of a corporation lists transactions. Multiple recordings, each of which is either a debit or a credit, may be included in the journal entry. The amount of the debits and credits must be equal in order for the journal entry to be declared balanced.Depreciation or bond amortization are examples of recurring items that can be recorded in journal entries. Accounts payable normally has its own subledger that indirectly impacts the general ledger, and journal entries are frequently filed using a different module in accounting software.To learn more about Journal entry with the given link
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Question:
Blossom Company issued $440,000 of 4%, 20-year bonds on January 1, 2022, at face value. Interest is payable annually on January 1. Blossom Company uses straight-line amortization for bond premium or discount.
Prepare the journal entries to record the following event.
The redemption of the bonds at maturity, assuming interest for the last interest period has been paid and recorded.
The following table shows the approximate income distribution for Croatia, Nicaragua, and Haiti in 2016. In particular, it shows the income shares of each fifth of the income distribution.
Based on the income shares of Croatia, Nicaragua, and Haiti, when it come to which nation has the most income, the answer is you cannot tell from this table.
Which nation has the most income?The table simple shows the various percentages of the country's population that are earning a certain amount.
From this table alone, we cannot tell which nation has the most income.
We can infer however, that Croatia has the least income inequality based on the even spread of total income. Haiti then has the most income inequality.
Question is:
Which nation has the most income?
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When a manufacturer directs the promotional mix to final customers to gain their attention and build demand for the product, it is using a(n) _________ strategy.
When a manufacturer directs the promotional mix to final customers to gain their attention and build demand for the product, it is using a pull marketing strategy.
The goal of pull marketing is to create loyal customers by providing marketing materials that showcase what they’re looking for. As it is best for when you want to draw attention of the consumers to your product.
A pull marketing requires high spending on advertising and consumer promotion to build up consumer demand for a product. For instance, to spend on heavy advertising of new launches of gadgets.
Hence, in the age of consumers educating themselves on products and services, pull marketing has become vital to markets with heavy saturation, like new apps or clothing companies.
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Karissa works for a company that sells sour cream. Sales are down, so she begins a research project. First, she develops a hypothesis that consumers perceive Greek yogurt as a healthier alternative to salsa. She ensures that her research techniques are both reliable and valid. The next step for Karissa is to _______.
The next step for Karissa is to collect data.
What are the steps involved in a research project?Locating and defining issues or problems is the first step:
The goal of this stage is to define the parameters of a situation or subject that needs to be resolved or researched. The researcher should consider the study's objectives, pertinent prior knowledge, the information that is required, and how the information will be used in decision-making when describing the issues or problems.
Creating the research project is step two:
This step focuses on developing a research strategy or overarching approach to how you will address the stated issue or problem. A framework or blueprint for carrying out a research undertaking is a research strategy or approach. It describes the steps required to get the needed data, and its goal is to create a study that will test the relevant hypotheses, find potential solutions to the research problems, and offer the data required for making decisions.
Data Collection is the third step:
This step focused on gathering the data you'll need to address the issue or problem you identified. Experiments, observations, human interviews, telephone or computer-assisted telephone interviews from an office, and postal surveys are all possible methods for gathering data.
Analyzing Research Data is the fourth step:
In this step, the research findings will be interpreted, examined, and analyzed in order to reach a conclusion that resolves the problem. Make sure the conclusion is clear and well-thought-out in light of the information gathered.
Present Your Research Results is step five:
Reporting the research results to individuals who require the information to make decisions is the last stage. The findings ought to be presented in an understandable way so that decision-makers can quickly utilize them. In order to increase impact and clarity, a spoken presentation to management should also include tables, figures, and graphs.
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Employer-sponsored retirement plans requiring a minimum length of time of service to participate are.
Employer-sponsored retirement plans requiring a minimum length of 59.5 years of serving to participate
What is Employer-sponsored retirement?At the time of retirement, a defined benefit plan offers a fixed monthly benefit amount. Defined benefit plans, also referred to as pension plans, are sponsored by businesses that typically employ investment managers to manage accounts. In this form of arrangement, the employer assumes the risk.The guaranteed payment at retirement is not the same in a defined contribution plan. An illustration of a defined contribution plan is a 401(k).Both the employer and the employee contribute to these kinds of plans, frequently at a specified percentage of the employee's yearly pay. In this form of arrangement, the employee assumes the risk.Based on the value of investments, the account's overall worth will fluctuate. Employees get the account balance based on their contributions, plus or minus gains and losses from investments, after retirement.To learn more about Employer-sponsored retirement with the given link
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11. The Federal statute that was intended to reduce the number of repetitive NFIP claims while also reducing flood losses and costs associated with insurance claims is the:
he Flood Insurance Reform Act of 2004 is the statute that was intended to reduce the number of repetitive NFIP claims.
What was the Federal flood institute?This was the institute that was started in the United States due to the havoc that was caused by floods.
The goal of this was to check the claims that people were making based on the situation.
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In the context of effective delegation, the first step leaders should take when deciding what to delegate is to identify all their present activities.
In delegation of tasks it is important to analyze the present activities because the current level of activity and the tasks that are already delegated will show the current level of occupancy of staff and available tasks.
What is delegation?Delegation is the act of assigning a task to someone. This is usually done in the organizations where the manager or a senior have more tasks to be performed who then delegates the tasks to lower level employees so that the tasks are performed on time.
Delegation helps in carrying out tasks on time and with efficiency.
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Fixed costs (such as property taxes, insurance, depreciation, etc.) are costs that _____________________ .
Fixed costs (such as property taxes, insurance, depreciation, etc.) are costs that remain the same regardless of the output.
The term fixed cost refers to that cost which does not change with any increase or decrease in the number of goods or services produced or sold in the organization.
Fixed costs are those expenses which are paid by any company, whether it is independent or not of any specific business activities. This means that fixed costs are generally indirect in nature , it means that they don't apply to the production of company's goods or services.
Companies can usually have two types of costs—fixed or variable costs—which together result in their total costs.
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Easy points and will give brainliest. Would you rather have a lower premium and higher deductible OR a higher premium and lower deductible? Explain.
Answer:
higher premium and lower deductible
Explanation:
Demand for movie rentals is highly elastic. A video store that raises the price of a rental will Group of answer choices lose revenue. possibly gain or lose revenue. gain revenue. see no change in revenue.
It will lose revenue
What is the relation between elastic demand and price change?
An elastic demand responds proportionately to changes in price and is present in products or services that have substitutes.
It implies that if a good's price goes up, less people will want it. The opposite is also true; if the price drops, the demand will increase.
On the other side, elasticity describes the effect of prices on consumer demand for goods, and there are a number of important elements that affect this relationship:
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A 10-year corporate bond has an annual coupon of 9%. The bond is currently selling at par (It is selling for its face value of $1,000). Which of the following statements is CORRECT
The correct statement is A)The bond's expected capital gains yield is zero.
A capital gain is the boom in a capital asset's fee and is found out when the asset is bought. Capital profits follow any form of assets, such as investments and those bought for non-public use. The advantage may be a quick-time period (365 days or less) or a long-time period (a couple of years) and have to be claimed on earnings taxes.
Capital gain is a financial idea defined because the income earned at the sale of an asset has increased in fee over the holding length. An asset might also encompass tangible property, an automobile, an enterprise, or intangible assets including shares.
Capital profits and losses are calculated with the aid of subtracting the amount you paid for an asset from the amount you offered it for. If the selling price changed to lower than what you had paid for the asset at the start, then it's miles a capital loss. you may then use this amount to calculate your capital gains tax.
Disclaimer: This question is incomplete. Please find the complete question below.
Question: A 10-year corporate bond has an annual coupon of 9%. The bond is currently selling at par ($1,000). Which of the following statements is CORRECT?
a. The bond's expected capital gains yield is zero.
b. The bond's yield to maturity is above 9%
c. The bond's current yield is above 9%
d. If the bond's yield to maturity declines, the bond will sell at a discount.
e. The bond's current yield is less than its expected capital gains yield
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On August 31, 2021, Shocker borrows $57,000 from a local bank. A note is signed with principal and 9% interest to be paid on August 31, 2022.
9% interest to be paid on August 31, 2022, is $1,710.
The price of return that lenders call for for the ability to borrow their cash. for example, the interest rate on credit playing cards is quoted as an APR. In our instance above, four% is the APR for the mortgage or borrower. The APR does not keep in mind compounded interest for the yr.
There are some public sectors in addition to private zone banks in India. although every bank, typically has a different range of interest price for savings bills, the rates commonly range from 2.70% p.a. to six.25% p.a. 2.70% p.a. to 6.50% p.a.
Paid interest is a hobby you've already been credited or paid for. As noted, before virtually having access to the hobby, it's really accruing. however, once that sum hits our account or balance, it is now known as a paid hobby.
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Which are questions financial managers ask when considering long-term financing? (Select all that apply)
The questions asked by financial managers are:
What funds do we need to achieve the firm's long-term goals and objectives?What sources of long-term funding (capital) are available, and which will best fit our needs?What are the organization's long-term goals and objectives?Who are financial managers?This refers to managers that are responsible for the financial health of an organization.
Also, these specialized manages create financial reports, direct investment activities, develop financial goals etc.
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The table below shows the after-tax income and consumption spending for a nation. a. Calculate the dollar amount of savings, the marginal propensity to consume (MPC), and the marginal propensity to save (MPS) for each level of income. Instructions: Enter your answers for savings as a whole number. Round your answers for MPC and MPS to one decimal place.
The dollar amount of savings equals $13,375, the marginal propensity to consume equals 0.9 and the marginal propensity to save equals 0.1.
What is the dollar value of savings?After-tax income is $23,100, savings is $9,600 ($23,100 − $13,500).
Then when after-tax income is $29,975, savings is $10,975 ($29,975 − $19,00).
Finally, when after-tax income is $37,975, savings is $13,375 ($37,975 − $24,600).
What is marginal propensity to consume?Because the income increases from $18,100 to $23,100, the amount of extra income is $5,000. Increase in consumption = $4,500 ($13,500 − $9,000). The MPC at this level of income is $4,500/$5,000 = 0.9.
What is marginal propensity to save?= 1 - MPC
= 1 - 0.9
= 0.1
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A(n) __________ can benefit both the trainee and the business owner by hiring the trainee to learn small-business management while assisting the owner in getting daily work done.
Answer:
apprenticeship
Explanation:
step by step explanation
Institutional review boards (irbs) are not exempt from review of research proposals if the participants fall into which category?
Exempt research on human subjects is study that poses no risk or very little harm to people and is exempt from the majority of the Federal Policy for the Protection of Human Subjects standards, but it is still considered research and requires IRB review for an exemption determination.
Any research that uses identifiable private information to systematically gather data or information on living subjects with the aim of creating or enhancing generally applicable knowledge is known as "human subjects research." Both medical (clinical) and non-medical (such as social science) research can use human subjects.
Data gathering and analysis are both included in systematic study in order to provide an answer to a particular question.
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Each year banks typically offer a wide range of ____________ comprised of ______________________from a variety of different companies. Group of answer choices index funds; guaranteed equity investments mutual funds; a range of stocks index funds; capital gains from trading stocks mutual funds; a range of stocks or bonds
mutual funds; a range of stocks or bonds
Each year banks typically offer a wide range of mutual funds comprised of a range of stocks or bonds from a variety of different companies.
What are mutual funds?An investment vehicle called a mutual fund combines shareholder money to buy securities including stocks, bonds, money market instruments, and other assets. Professional money managers run mutual funds. They distribute the assets of the fund and work to increase investors' capital gains or income. The investing objectives outlined in a mutual fund's prospectus are reflected in the portfolio's structure and upkeep.
Mutual funds provide access to professionally managed portfolios of stocks, bonds, and other securities for small or individual investors. Therefore, the profits or losses of the fund are shared proportionally by each shareholder. Mutual funds invest in a huge variety of assets, and their performance is typically measured as a change in the fund's overall market value, which is determined by summing the performance of the underlying investments.
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When analyzing a multiple flow process with a single flow, if the yield increases, then the capacity of good flow units per time period ______.
When analyzing a multiple flow process with a single flow, if the yield increases, then the capacity of suitable flow units per time period increases.
A floating unit is the primary evaluation unit in any given state of affairs (patron, sandwich, phone name, and many others.). waft charge/throughput: The number of drift gadgets (e.g. clients, cash, produced goods/services) going through the business technique per unit time, e.g served customers in step with an hour or created elements in step with minute.
Procedure waft analysis is used to help absolutely apprehend the contemporary circumstance of any production process facility. process Flows can be used to identify all factors inside a production facility from uncooked materials thru to humans and waste routes.
Research to analyze and improve business methods in offerings or in production by using getting to know how to increase productivity and deliver higher great standards. Key standards include method evaluation, bottlenecks, flow fees, stock degrees, and extra.
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Many gourmet shops go out of business during recessions since they sell almost exclusively Multiple Choice inferior goods. normal goods. substitutes. complements.
The answer is normal goods.
A normal good, often known as a necessary good, refers to the degree of demand for the good in relation to wage growth or contraction rather than the quality of the good itself.
The relationship between income and demand for a typical good is elastic. To put it another way, changes in income and demand are connected positively or move in the same direction.
The amount by which the quantity demanded for a good changes in response to a change in income is measured as income elasticity of demand. It is employed to comprehend alterations in consumption habits brought by variations in purchasing power.
The income elasticity of demand for a typical good is positive but less than one.
Therefore, Normal goods demand will be more at the point during economic growth. So, inferior goods are sold more at the time of recessions due to less income.
Hence, in the given scenario, where Many gourmet shops go out of business during recessions since they sell almost exclusively normal goods.
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What are some de-escalation strategies personnel can use to discourage captor violence? (select all that apply)
Some de-escalation strategies personnel can use to discourage captor violence are to be conscious of your body language, and
Maintain a low profile. De-escalation is one technique that can be employed when confronted with violent or aggressive behavior. De-escalation implies transferring one's sense of calm and real interest in what the patient wants to tell you by using respectful, clear, and setting boundaries.
Who is a captor?Someone who catches a person or animal and keeps them confined or imprisoned is a captor. Captor definition, a person who has captured a person or thing.
Therefore, the correct answer is as given above
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The complete question goes thus:
What are some de-escalation strategies personnel can use to discourage captor violence?
Be conscious of your body language
Maintain a low profile
Consumers that engage in showrooming and webrooming are considered ________blank consumers.
Consumers that engage in showrooming and webrooming are considered online consumers.
Showrooming is the practice of visiting physical retail locations to examine products before making a lower-priced online purchase. This approach enables people to see, handle, and test objects before parting with their money, especially for more expensive items. The term "webrooming" describes a shopping procedure that begins with online browsing and ends with in-store purchases. Customers can examine, try, and touch things using this method of shopping before making a purchase.
Webrooming is the practice of researching goods online before purchasing them offline. Showrooming, which we've previously discussed here and here, is the practice of pulling out your smartphone while in a store to check for a lower price online.
Upselling and cross-selling are both possible with showrooming and webrooming. You have the ability to introduce clients to other items they might be interested in when they come into your business to compare prices and do some research on a specific product.
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In the process of reconciling its bank statement for January, Maxi's Clothing's accountant compiles the following information:
It is correct to state that the adjusted cash balance per books on January 31st is: " $4,055" (Option D).
What is the meaning of adjusted cash balance?
The Adjusted Cash Balance is the amount of income you should have in your bank account if all of your AppFolio transactions are correct.
The Adjusted Cash Balance is computed as follows: Property equity (only from properties connected to the current bank account)
What is the calculation that gives the above answer?
Adjusted Book Balance (ABB) =
Book balance Less (charges + EFT + NSF Check returned.
Hence,
ABB = 4725 - (25 + 380 + 265)
= $4,055
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Full Question:
In the process of reconciling its bank statement for January, Maxi's Clothing's accountant compiles the following information:
Cash balance per company books on January 30 $4,725Deposits in transit at month-end $1,800Outstanding checks at month-end $520Bank service charges $25EFT automatically paid monthly, not yet recorded by Maxi $380An NSF check returned on a customer account $265The adjusted cash balance per the books on January 31 is:
(A) $5,855
(B) $4,585
(C) $5,335
(D) $4,055
(E) $4,815
If a supervisor offers an employee a pay raise in exchange for going out on a date, it is?
If a supervisor offers an employee a pay raise in exchange for going out on a date, it is Quid pro quo harassment.
Quid pro quo harassment occurs in the workplace where any manager or any other authority figure offers or merely hints that he or she will give the employee something just like a raise or a promotion in return for that employee's satisfaction of a se xual demand.
This harassment also occurs when any manager or any other authority figure says that he or she will not fire or punish any employee in exchange for some type of se xual favor for him or her.
A job applicant can also be the subject matter of this kind of harassment if the hiring decision was based on the acceptance or rejection of se xual advances.
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Which statement is TRUE regarding a special warranty deed? A) The grantor's warranties are limited to the time the grantor owned the property.
The statement that is TRUE regarding a special warranty deed is option A The grantor's warranties are limited to the time the grantor owned the property.
What is a special warranty deed?A special warranty deed is a deed to real estate where the grantor warrants only against anything that occurred during their physical ownership. In other words, the grantor does not guarantee against any defects before they took possession of the property.
Therefore, the correct answer is option A. The grantor's warranties are limited to the time the grantor owned the property.
The complete question goes thus:
Which of the following is TRUE regarding a special warranty deed?
A. The grantor's warranties are limited to the time the grantor owned the property.
B. The grantor retains an ownership interest in the property.
C. The grantor is warranting that no undisclosed encumbrances exist against the property.
D. A grantor makes additional warranties beyond those given in a general warranty deed.
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