Which of the following is not one of the reasons to track expenses when creating a budget
A. It helps you to analyze your spending habits.
B.It allows you to determine patterns in spending.
C. It helps you to identify which purchases can be reduced.
D. It allows you to find out if you can afford to set a savings goal.

Answers

Answer 1
A? I think! I’m not quite sure
Answer 2

Answer:

D. It allows you to find out if you can afford to set a savings goal is not a reason to track expenses.

Explanation:

Regardless of income, an individual should track their expenses to ensure that their money is being spent appropriately.

Answer choice A, B, and C are correct because if someone were to monitor their spendings, they would be able to discern the following:

What different goods and services they spend their money onHow often they purchase certain goods and servicesWhich goods and services they can cut down on to save costs for other necessary goods and services

Individuals who track their expenses are more likely to make better financial decisions than those who don't. Regardless of if someone makes 6 figures a year or someone who is employed at minimum wage, tracking expenses can help anyone to spend their money efficiently.

Hope this helps!


Related Questions

Each market __________ consists of people who are relatively similar to each other in terms of their consumption behavior.
A. need group
B. division
C. positioning
D. segment

Answers

Each market need group consists of people who are relatively similar to each other in terms of their consumption behavior.

Market and Market need group

Market needs by definition refer to the functional needs, and goals of a target audience. On this note, a company may identify an area of the market with needs which are unmet and create a product or service that addresses them.

The company may receive a significant profit, if the audience has a larger amount of need and vice versa.

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CARTOONS: Checking Account Fees
Checking accounts often serve as the foundation of managing one’s finances. However, when signing up for an account, the importance of reading the fine print cannot be overemphasized. Many checking accounts come with fees and users are charged - sometimes multiple times a day - for transactions they thought were covered!

In this activity, you will pick one of the cartoons provided below and analyze how it portrays the importance of understanding the costs and fees associated with your checking account.

Part I: Choose a Cartoon
Select one of the four cartoons provided below to analyze.


Cartoon 1

Cartoon 2


























Cartoon 3





Cartoon 4

Answers

I will choose the second cartoon as the bank worker is willing to explain what the checking account is all about (Image of the cartoon attached)

The fees associated with a checking account are:

Common checking account feesMonthly service fee.Overdraft fee.ATM fee, etc.

What is a checking account?

A checking account is known to be a a type of bank account that helps people to quickly deposit and withdraw money from their account for any of their daily expenses.

The importance of the 2nd Cartoon in understanding the costs and fees associated with your checking account is that when the cashier or bank worker have explained all that there is to known about checking account, one can know if they want to open it or not.

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How does buying shares in a company benefit an investor?.

Answers

Answer:

Build. Historically, long-term equity returns have been better than returns from cash or fixed-income investments such as bonds. ... Protect. Taxes and inflation can impact your wealth. ... Maximize. ... Common shares.Capital growth. ... Dividend income. ... Voting privileges. ... Liquidity.

Explanation:

For Standing Bear Company, sales revenue is $200,000, sales returns and allowances are $5,000, sales discounts are $3,000, and cost of goods sold is $120,000. Net sales is:_________
a) $192,000.
b) $195,000.
c) $ 72,000.
d) $197,000.

Answers

The net sales of the given set of data is:

$72,000

What is Net Sales?

This refers to the addition of a company's gross sales minus the expenses which includes returns, allowances, etc.

The Gross Sales:

Sales revenue: $200,000

Cost of goods sold: $120,000

Total = $200,000 - $120,000

=$80,000

Expenses:

Sales allowances and discounts: $5,000

Sales discounts: $3,000

Total= $5,000 + $3,000

= $8,000

Therefore, net sales = Gross Sales – Returns – Allowances – Discounts

$80,000- $8,000

=$72,000

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If technological growth and innovation is halted over a protracted period, which CPI bias problem is likely to persist

Answers

When technological growth and innovation is halted over a protracted period, the CPI bias problem is likely to persist is substitution bias.

What is substitution bias?

Substitution bias is known to be that which connote or is found in economic index numbers when they do not input data on consumer expenditures moving from expensive products to cheap ones as a result of the change in prices changed.

This kind of  bias takes place when prices for items alters when compared to one another and as As time moves on some prices rise more than others.

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Rotten managers are to blame for the surging wave of job burnout — and the fix has to come from them, not overworked employees.

Answers

The burnout from the jobs are to be fixed in ways that are different from the workers taking more vacations.

What are job burnouts?

These are work related stress and experiences that may result in a state of physical and emotional exhaustion.

This can lead to a reduction in the performance and the accomplishment of workers.

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If you want to know whether a company had a profit or a loss during a specific period of time, which financial statement would be most helpful?
A.
Statement of owners' equity
B.
Cash flow statement
C.
Balance sheet
D.
Income statement

Answers

Answer:

The answer is D. Income statement

Explanation:

Answer:

D. income statement

Explanation:

i took the test

What is the name of the service that lists systems internals as the manufacturer?

Answers

To get a list of Windows Services, you need to open the System Configuration utility (run msconfig ) and go to the Services tab (you will find many services there).

You must launch the System Configuration application and select the Services tab in order to acquire a list of Windows Services.

What is a service?

Services are referred to as a type of goods that is offered to someone in terms of facilities like the one received in a restaurant or shopping mall. It is a type of commodity or product that is intangible in nature, one can only feel it.

Internet Protocol Configuration is referred to as IPCONFIG. The Dynamic Host Setup Protocol (DHCP) and DNS are updated by this command-line program, which also exposes all the current TCP/IP network configurations.

To locate where the issue is occurring, troubleshooters must go through a checklist of components. The main goals of troubleshooting are to determine why anything doesn't function as planned and to offer a solution to fix the problem.

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#SPJ2

Employers search résumés for keywords manually and electronically. Please select the best answer from the choices provided T F.

Answers

A resume is a formal document created by a job candidate to itemize their skills for a post.

What are the meanings of keywords in job applications?

Keywords are words or brief sentences that correspond to work requirements. Hiring managers use keywords to sort through resumes so that they can concentrate on applicants who have the qualifications and experience they seek.

Many businesses also utilize applicant tracking systems (ATS) to discover the most qualified candidates.

Thus the statement is true.

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Answer:

true

Explanation:

What role do senior leaders play in achieving innovation strategy?.

Answers

The role that the senior leaders get to play in achieving the strategy is to ensure that all structures are in place that would drive the process forward.

What is a senior leadership team?

These are tghe senior group of workers who are responsible for strategising and also advising workers.

They help by giving constructive ideas and also crating openness to ideas.

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steps in a brainstorming session, it is not a good idea to
a) use the problem solving-model to determine which ideas are the best
b) write down all the solutions that are suggested
c) think of as many potential solutions as possible
d) immediately reject the most outlandish ideas as ' foolish' or ' crazy'

Answers

Answer:

D

Explanation:

immediately reject the most outlandish ideas as ' foolish' or ' crazy'

If you’re thinking about a career as an applied mathematician, you should consider researching the_cluster. Within this cluster, you’ll find that most of the careers require_in order to have the knowledge and skills needed to excel in these positions.

Answers

Answer:

Mathematical literacy is the ability to analyze, reason, and communicate ideas effectively through posing, formulating, solving, and interpreting solutions to mathematical problems in a variety of situations.

The following clusters should be researched;

• Probability/Statistics

• Research/Optimization

• Discrete Mathematics

• Scientific Computing

The programs that emphasize mathematical reasoning, mathematical modeling and computation, abstraction from the particular, innovative application of mathematics, and development of new methodology.

Explanation:

Emma earns $8.50 for her job as a barista. She receives overtime for all hours worked over 40 in a week. She worked 20 hours last week. What was her gross pay for last week?

Answers

if im right i think its 6800

(Economics) This list describes recent events in a country. As you read the list, think about the role of the country’s central bank. The country has seen its GDP decline and unemployment rise for three consecutive quarters. People are buying fewer cars, homes, and other goods and services. One reason people are buying less is that it is more difficult and more expensive to get loans to buy large items. The country’s central bank decides to lower the interest rate on the loans it makes to the banks that people use. Banks lower their interest rates. More people take out loans. With their loans, people start buying more goods and services, especially more expensive items such as cars. Producers require more workers to make these goods and sell them. Unemployment drops, and GDP begins to rise. What action helped unemployment and GDP in this country? Justify your response.

Answers

Answer:

The central bank lowered its interest rates, which made it easier and cheaper for banks to make loans to people. once people could get loans, they could buy more. The increased demand meant more people were employed to make and sell items, and output increased.

Explanation:

Answer:

The central bank lowered its interest rates, which made it easier and cheaper for banks to make loans to people. Once people could get loans, they could buy more. The increased demand meant more people were employed to make and sell items, and output increased.

Explanation: edmentum sample answer

can someone answer this asap

Answers

Answer: A

Explanation:A sole proprietorship is where the single owner operates the business. A partnership is similar, however, it is owned by two or more individuals. A corporation is a legal entity separate from the owners of the business.

How would you summarize the restrictions on denying credit?.

Answers

Restrictions on denying credit can be best summarized as being enacted to ensure equality in credit acquisition.

What are restrictions on denying credit?

The federal government prohibits credit suppliers from denying people credit based on their race, religion, origin, marital status and age. This is included under the Equal Credit Opportunity Act.

We can therefore say that these restrictions are meant to make the acquisition of credit more equal to all Americans regardless of their sociodemographic characteristics.

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Jane is planning to implement the same work scheduling system in the accounting department that her company uses in the retail division. Which type of change does this represent?.

Answers

If she is planning to implement the same work scheduling system. The  type of change does this represent is: Adaptive change.

What is adaptive change?

Adaptive change can be defined as the type of change that is implemeted so as to learn new things that will help to resolve the problems at hand.

Most companies or organization  tend to make use of adaptive change so as to increase their leve of performance and to resolve the challenges they are currently facing.

Inconclusion The  type of change does this represent is: Adaptive change.

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When a manufacturer saturates the market by selling to any intermediary of good financial standing that is willing to stock and sell the product, the manufacturer is engaged in.

Answers

A scenario where a manufacturer saturates the market by selling to any intermediary of good financial standing is known as intensive distribution.

Who is a manufacturer?

It should be noted that a manufacturer simply means an individual who produces goods and services to be used by consumers.

In this case, the situation where where a manufacturer saturates the market by selling to any intermediary of good financial standing is known as intensive distribution.

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Louisa works in marketing. She works with several different areas of the company that employs her. Which task does Louisa have others perform?

A. Conducting meetings at a satellite office
B. Working on new marketing campaigns at home
C. Participating in teleconferences in her home office
D. Training other employees to use a computer

Answers

Answer:D

Explanation: so other employees have more experience and will be able to help around the office more

Answer:

The correct answer to your question is B. Working on new marketing campaigns at home.

Explanation:

Edge 2021:)

A town's garbage trucks accidentally sideswiped two parked automobiles in the fiscal year ended December 31, 2019. One case was settled for $3,000 in 2019, and the town expects to pay that claim in January 2020. In the other case, the claimant originally demanded $15,000. The town attorney thinks they can settle the claim for $10,000, but it probably will take two years to settle the case. What amount should the town report as a claims liability on the General Fund December 31, 2019 balance sheet?

Answers

Answer:

The answer is "$13,000".

Explanation:

In the given question, From December 31, 2019, the sum should also be $13,000 as just a liability for both the general fund. Its first village owner is $3000 as well as the second villager is $10,000, because their contingent liability is registered to a fair degree, that's why its correct answer is "$13,000".

Use the information presented in the scenario and the drop-down menus to answer these questions. ed's revenue from selling his most popular arrangement is . ed's total production costs for one flower arrangement are . ed's profit on each arrangement is .

Answers

The entire amount of money earned through the sale of goods and services is revenue. The profits on a single flower arrangement are $23.

What is revenue?

The entire amount of money earned through the sale of goods and services connected to the business's principal operations is referred to as revenue.

The following information is given to us,

Ed's most popular arrangement sells for $45. Ed has determined that the cost of materials for this flower arrangement is $5. Ed has also determined that it takes his employee about one hour to complete one arrangement, and this employee is paid $12 per hour.Additional costs include $5 per arrangement to cover such expenses as rent and electricity.

1.   We know that the revenue is the selling price of an item, therefore, Ed's revenue from selling his most popular arrangement is $45n, where n is the number of flower arrangements sold by Ed.

2. The cost of production, also known as the cost price or production expenses, is computed by summing all of a manufacturing unit's direct and indirect costs. Therefore, the total production cost of one flower arrangement is,

Total production cost = Cost of material + Cost of labour(1 hour) + Additional Cost

Total production cost = $5 + $12 + $5 = $22

3.  The profit on one flower arrangement is the difference in the revenue generated from a single flower arrangement and the total production cost of a single flower arrangement. Therefore,

Profit = Revenue - Total production cost

Profit = $45 - $22 = $23

Hence, the profit on a single flower arrangement is $23.

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Answer:

the correct answers to your questions are

Ed's revenue from selling his most popular arrangement is

✔ $45

.

Ed's total production costs for one flower arrangement are

✔ $22

.

Ed's profit on each arrangement is

✔ $23

.

Explanation:

brainliest pls?

Average total cost is very high when a small amount of output is produced because.

Answers

Answer:

When average fixed cost is large.

Explanation:

Frank purchases a $100,000 life insurance policy from mutual of omaha insurance co. The insured party is frank’s wife cheryl. Frank lists cheryl’s daughter katy as the beneficiary on the policy. Two years later, cheryl dies, and katy tries to collect on the insurance policy. Mutual of omaha refuses to pay. Can katy sue mutual of omaha to enforce the contract?.

Answers

As regards to if Katy can sue Mutual of Omaha to enforce the contract, the answer is that she can sue Mutual of Omaha because she is a donee beneficiary.

Can Katy sue?

Katy is listed as a beneficiary even though she is not the one that was insured.

This means that she can still claim the life insurance payout and if Mutual of Omaha refuses to pay up, they would be in breach of contract and can therefore be sued.

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Lendell Company has these comparative balance sheet data: Additional Information for 2017: Net income was $25,000. Sales on account were $375,000. Sales returns and allowances amounted to $25,000. Cost of goods sold was $198,000. Net cash provided by operating activities was $48,000. Capital expenditures were $25,000, and cash dividends were $10,000. Compute the following ratios at December 31, 2017. (Round current ratio to 2 decimal places, e.g. 1.83 and all other answers to 1 decimal place, e.g. 1.8. Use 365 days for calculation.) Current ratio.:1 Accounts receivable turnover. times Average collection period. days Inventory turnover. times Days in inventory. days Free cash flow. $

Answers

The Current ratio equals 2.9, the Accounts receivable turnover equals 5.77 and Average collection period equals 63 days.

What is Current ratio?

= Current Assets / Current Liabilities

= 145,000 / 50,000

= 2.9

What is Accounts receivable turnover?

= Net sales / Average Accounts Receivable

= 375,000 / )(70,000 + 60,000) / 2)

= 5.76923076923

= 5.77

What is Average collection period?

= 365 Days /Average Receivable Turnover ratio

= 365 / 5.77

= 63.2582322357

= 63 days

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A fixed income security where the borrower, like a government or corporation, agrees to
pay back the investor/lender with a certain interest rate and duration, is called:

debit card

the gold standard

a bearer

a bond

Answers

Answer:

A bond

Explanation:

What is the role of the economic environment in the success of entrepreneurial ventures?.

Answers

Answer: The economic environment affects the success of entrepreneurial ventures by affecting the supply of capital and prospective opportunities.

What industries were the members of the national negro business league you reviewed involved in?

Answers

You have to answer this on your own, we don’t know what you reviewed

Company debt normally takes the form of ________, and it is an asset that can be traded anywhere at any time.

Answers

Company debt normally takes the form.of global bonds which can be traced anywhere.

What is global bonds?

Global bonds is also called Eurobond and it is a form of bond that is granted or isdued and traded using a country currency in a country where the currency of the bond is denominated. Global bonds can have a fixed or floating rate with maturities which can be between one to 30years. This kind of bond normally take place outside a country's dormain.

Therefore, Company debt normally takes the form.of global bonds which can be traced anywhere.

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think about an artist who owns her own business. Match each term with the example from her business that best fits that term

Answers

Answer: Profit—> What the artist keeps

Revenue—> What the artist receives

Total Cost—> what the artist pays

Explanation:

For the name gensol, what type of intellectual property protection would be available to pharzime?.

Answers

Answer:

Trademark protection

Explanation:

Trademark protects:

Any word, name, symbol, or device that an organization uses to identify and distinguish its goods/services from the goods/services of another organization and to indicate the source of the goods/service.
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