Since the expansion that followed the War of 1812 was more of an ongoing evolution than a sudden revolution, Daniel Walker Howe avoids using the term "Market Revolution" and there is evidence that a market economy already existed and had been established in the American colonies in the 18th century.
Since communication significantly improved starting around 1815 compared to earlier decades, he advocates using the term "communication revolution" to describe the early nineteenth century.
Finally, retorts Howe, the revolution that really mattered was the "communications revolution": the invention of the telegraph, the expansion of the postal system, improvements in printing technology, and the growth of the newspaper, magazine, and book-publishing industries, and the improvements in higher-speed transportation. Howe responds that the "communications revolution," which included the development of the telegraph, the expansion of the postal service, advancements in printing technology, the expansion of the newspaper, magazine, and book publishing industries, as well as the development of faster transportation, was the revolution that truly mattered.
To know more about market revolution here,
https://brainly.com/question/8679631
#SPJ4
All competitive markets involve which of the following?
A. quantity
B. supply
C. price
D. demand
E. government regulators
Every market with competition involves:
supplypricedemandquantityWhat does a competitive market mean in business?A market that is competitive is one where many producers compete with one another to satisfy the needs of many consumers. A single producer, a group of producers, a single consumer, or a group of consumers cannot dictate how the market operates in a market where there is competition.
What characteristics do markets that are competitive all share?A marketplace when there are several buyers and sellers and no single buyer or seller has a large impact on the market is referred to as a competitive market in economics. In markets that are competitive, there are no entry barriers, lots of buyers and sellers, and uniform products.
Learn more about competitive market: https://brainly.com/question/13894647
#SPJ4
true or false : When comparing loans from two or more sources you want to focus on the lowest monthly payment.
The lowest monthly payment should be your main consideration when evaluating loans from two or more suppliers. The assertion is untrue.
What is meant by payment?Payment options include cash, checks, wire transfers, credit cards, debit cards, and even cryptocurrencies. Knowing how to pay. Cash can be used to make purchases in the current financial system. Money is a practical form of payment and is simple to store. It has facilitated business transactions. The term "payments system" refers to mechanisms that enable customers, companies, and other organisations to move funds typically stored in accounts at financial institutions—to one another.Payment is the exchange of money, products, or services for goods and services that are provided in acceptable quantities and that have been previously agreed upon by all parties.To learn more about payment, refer to:
https://brainly.com/question/25898631
#SPJ4
Complete the following sentence with the options listed below.
A _________ is a person who _______ a public good that others _________.
O free rider; pays for; use
O payer; enjoys; pay for
O nonexcludable payer; purchases; determine to be nonrivairous
O free rider; enjoys; pay for
O Ione rider; enjoys; pay for
A free rider is a person who enjoys a public good that others pay for.
What is a free rider?Anyone who enjoys something without putting up any effort or paying for it is considered a free rider. Free riders, then, are people who make use of things without paying for them.
What does a free rider look like?requesting contributions Consumer donations made voluntarily may compensate again for free riders. For instance, soliciting donations in a museum or garden. The donation sums would assist in paying for the garden/museum even if there were still free riders.
To know more about free riders visit:
https://brainly.com/question/15854928
#SPJ4
Why did the United States experience an economic downturn after World War I?
World War I's legacy of debt, protectionism and crippling reparations set the stage for a global economic disaster. In United States World War I's legacy of debt, protectionism and crippling reparations set the stage for a global economic disaster.
A significant chunk of the American continent is occupied by the United States of America, also referred to as the US or America. The United States is made up of 50 States, 9 Minor Outlying Islands, 5 Significant Unincorporated Territories, and 326 Indian Reservations. It is the third-largest country on earth in terms of total area and land.Several nations share its maritime borders, including Russia, Cuba, and the Bahamas. It is the most populated nation in the Americas and the third most populous nation worldwide with a population of more than 333 million. Washington, D.C., is the nation's capital city and financial hub.
Learn more about United State from
brainly.com/question/25713078
#SPJ4
What are the 3 benefits of trade?
Trade is essential to the prosperity of the United States because it boosts economic expansion, promotes domestic employment, raises living standards, and enables citizens to sustain their families with reasonably priced goods and services.
Elements influencing commerce:
Natural resource distribution is uneven.Economic and industrial growth stage.variations in climate.variations in population tradition.Transportation.government regulationsThrough commerce, nations can access commodities and services that might not otherwise be accessible domestically and grow their markets. Market competition has increased as a result of global trade. This ultimately leads to more competitive pricing, which lowers the cost of the final product for the consumer.
To know more about Factors affecting trade: https://brainly.com/question/18534440
#SPJ4
What is a negative consequence of making a lobbying cause public?
However, lobbying can also lead to undue influence, unfair competition and regulatory capture to the detriment of the public interest and effective public policies. A sound framework for transparency in lobbying is therefore crucial to safeguard the integrity of the public decision-making process.
What is a lobbying ?The word "lobby" literally refers to an entrance hall in a hotel, a public structure, such as Congress, or any other. But in a specific lobby or entrance hall in 1640, its connotation as "pressure group" was first introduced.Meetings with lawmakers or their staff to discuss certain bills are examples of direct lobbying. Composing a bill or negotiating its provisions. Chatting with lawmakers' staff about the likely content of legislation.Lobbying Forms. Depending on the subjects that organised interests support and the people they aim to sway, there are many different styles of lobbying. Berry (1977) categorised different types of lobbying into three main groups: direct lobbying, grassroots lobbying, and electoral lobbying.To learn more about lobbying refer to:
https://brainly.com/question/29613008
#SPJ4
What causes air pressure to increase?
By heating it, any container can provide energy to air molecules. As a result of the molecules moving more swiftly, there is a rise in pressure because they hit the edge of the container with more force.
What is air pressure?Everything you touch is pressed upon by the weighty air that surrounds you.
This pressure is referred to as air pressure or atmospheric pressure. It is the force that the air above a surface applies to it while gravity pulls the surface toward Earth.
A barometer is frequently used to measure atmospheric pressure.
Pressure is the force that the air applies to the ground when gravity acts on it. At sea level, there is typically a pressure of 1013.25 millibars or 14.7 pounds per square inch.
Any container can deliver energy to air molecules by heating it.
As a result, the molecules move more quickly, impacting the container's edge with more force, which is seen as an increase in pressure.
Therefore, by heating it, any container can provide energy to air molecules. As a result of the molecules moving more swiftly, there is a rise in pressure because they hit the edge of the container with more force.
Know more about air pressure here:
https://brainly.com/question/15215203
#SPJ4
What are the skills required for managing and solving conflict?
The skills required for managing and solving conflict are problem-solving, teamwork, emotional intelligence, stress management, and communication.
For a person to manage the conflict effectively, they need certain conflict management skills. These skills tend to include the teamwork, emotional intelligence, stress management, etc. Thus, honing these 5 conflict management skills will then help you in order to better resolve conflicts in the workplace as they come up.
However, the effective communication skills are considered to be the foundation of the conflict resolution. As, the clear and the proper communication tend to help resolve any personal and as well as the professional problems.
To learn more about the emotional intelligence here:
https://brainly.com/question/30004291
#SPJ4
a company's values statement and code of ethics
A company's values statement and code of ethics communicate expectations of how all company personnel should conduct themselves in the workplace.
What does a corporation mean?A group of people can come together to legally form a corporation to do business and run a commercial or industrial venture. Depending on its jurisdiction's corporate legislation, a corporation may be set up in a variety of ways for tax and financial liability reasons.
Can you call a business a person?Many of the same legal rights and obligations that apply to individuals also apply to businesses. They have legal authority to make agreements, lend and borrow money, file lawsuits, hire staff, possess property, and pay taxes. A company may be referred to as a "legal person" by some.
To know more about Company visit:
brainly.com/question/29354835
#SPJ4
Item at position 30 Which of the following situations is most likely to result in a productive, whole work situation?
Option C - Louise, RN, 10 years of experience in an emergency department. She accepts a position as a case manager in home health care, working with older clients. She especially enjoys working with older adults and wants to take on leadership and management challenges. This can happen in a whole work situation.
What is a whole work situation?
Any workplace situation is made up of two components: people and positions. When a person's talents and strengths are successfully matched with the requirements of the role, a productive, complete work environment is created. Louise's circumstance stands out among the others from those previously discussed because, despite the fact that she has no prior expertise in home health, she is curious about both the duties and obligations of the position as well as the target audience being serviced. She sees the group receiving the service as another area where she excels. This is a whole work situation.
To learn more about workplace situations click,
https://brainly.com/question/26898984
#SPJ4
Tell weather the order pair i a olution of the ytem of linear equation
6x 3y= 18
2xy=7
The ordered pair (2,1) is a solution of the system of linear equations.
To determine whether the ordered pair (x, y) is a solution of the system of linear equations:
6x - 3y = 18
2xy = 7
We can substitute the values of x and y from the ordered pair into the equations and see if they make the equations true.
For example, if the ordered pair is (2,1) we can substitute these values into the equations:
6(2) - 3(1) = 18
2(2)(1) = 7
If both equations are true, then the ordered pair is a solution of the system of linear equations. If either equation is false, then the ordered pair is not a solution of the system of linear equations.
In this case,
6(2) - 3(1) = 18 is true
2(2)(1) = 7 is true
So, the ordered pair (2,1) is a solution of the system of linear equations.
Know more about ordered pair (x, y) is a solution of the system of linear equations - https://brainly.com/question/14107548
#SPJ4
When did British imperialism end in Egypt?
British imperialism in Egypt officially ended on February 28, 1922, when the British government issued a declaration recognizing the sovereignty of Egypt, although the British had a significant influence in the country until the mid-1950s.
The declaration was issued after a series of nationalist uprisings and the Wafd Party's win in the 1923 general election. The British government also agreed to withdraw its troops from the country, although it retained control of the Suez Canal and a number of other strategic sites.
In the following years, Egypt gained more autonomy, but the country remained under British influence until the 1956 Suez Crisis, after which the last British troops were withdrawn.
To learn more about Imperialism,
https://brainly.com/question/30236277
#SPJ4
Epic Systems' code of ethics does NOT include Multiple Choice committing to a no-layoff policy and to adequate funding of employee retirement programs. prohibiting giving or accepting bribes, kickbacks, or gifts. barring dealing with suppliers that employ child labor or engage in other unsavory practices. avoiding use of company assets, resources, and property for personal or other inappropriate purposes. expecting all company personnel to display honesty and integrity in their actions and avoid conflicts of Interest,
Epic Systems' code of ethics does NOT include committing to a no-layoff policy and to adequate funding of employee retirement programs
Businesses frequently use the terms "ethical code" and "code of conduct" interchangeably, however it could be advantageous to distinguish between the two. A code of ethics will outline an organization's responsibility to its stakeholders and will introduce the guiding principles. The code is available to everyone who has an interest in the business affairs of that organization. The organization's objectives and vision will be fully carried out, and personnel will be given instructions on how to respect ethical standards. A code of conduct, however, is frequently drafted with the organization's executives and employees in mind. It typically sets standards for behavior and is much more concentrated.
Learn more about code of ethics here:
https://brainly.com/question/14914455
#SPJ4
Jordan borrowed $10,000 so he could make some improvements to his basement. He will pay back the money (plus interest) by making $1000 monthly payments for the next 12 months. Which type of credit did he use?.
The type of credit which Jordan use was an installment cash credit, because John borrowed money and will pay it back with interest.
What is an installment cash credit?Installment cash credit is a loan that is borrowed for a fixed amount of money. The borrower repays the money in fixed installments includes the interest. Examples are mortgages, personal loan, etc.
Installment credit can help us manage our cash flow and avoid unnecessary interest and fees. An installment account is what we might imagine a typical loan to be. A mortgage, auto loan or personal loan are examples of this. These generally have fixed payments and a designated end date.
Learn more about installment cash credit at: brainly.com/question/2113592
#SPJ4
. Deriving the short-run supply curve Consider the competitive market for halogen lamps. The following graph shows the marginal cost (MC), average total cost (ATC), and average variable cost (AVC) curves for a typical firm in the industry. 100 T 90 80 70 60 ATC 50 A 40 30 AVC 20 MCO 10 10 20 30 40 50 60 70 80 90 100 QUANTITY (Thousands of lamps)
The short-run supply curve is the MC curve above 40 thousand lamps.
What is Short run ?
The short run is a period of time in which at least one input is fixed, while other inputs are allowed to vary. In economics, the short run is generally defined as the period of time in which at least one input is fixed, but other inputs can be changed. This period of time is usually shorter than the long run, which is defined as the period of time in which all inputs are variable.
What does Variable mean?
A variable is a value or a reference to a data object that can be changed during the course of a program's execution. Variables are typically used to store data that can be manipulated by a program. Variables can also be used to store and manipulate the data output of a program.
The short-run supply curve is the marginal cost curve above the minimum point of the average total cost curve (the point at which the average variable cost and the average total cost curves intersect). The short-run supply curve is the MC curve above the point where ATC = AVC. This point is at a quantity of 40 thousand lamps. Therefore, the short-run supply curve is the MC curve above 40 thousand lamps.
To know more about Short run,
https://brainly.com/question/13029724
#SPJ4
A restaurant plans to use a new food delivery service. The food delivery service charges $5. 48 for every 2 meals delivered, plus a $3. 50 service fee. What is the slope of this situation?.
Based on the amount the food delivery service charges for every 2 meals delivered, the slope of this situation is $2.74.
How to find the slope?The slope of a situation refers to the change in the dependent variable as a result of a unit change in the independent variable.
The independent variable in this situation is the number of meals delivered so the slope will be the amount that the food delivery service charges for every meal that they deliver.
You may get the slope of the line by determining the rise and the run using two of the line's points. The rise and the run are terms used to describe changes in height between two places. Rise divided by Run gives you the slope. Rise + Slope = Rise + run = slope.
To learn more about slope visit here:
brainly.com/question/29732769
#SPJ4
What is the best strategy to increase profits?
The best strategies to increase profits are reducing costs, increasing turnover, increasing productivity, and increasing efficiency.
For a business to grow and expand its activities, it must be profitable. Making money enables you to grow your operations internationally, buy another company, build new sites, and target new markets. Expanding your firm is done to boost revenues even more.
However, making a profit is not the only consideration when deciding whether to grow your company. Your management and back office team should be able to take on more work if you want to expand your company. You should develop a business plan for growth and examine the economic and trend elements that influence your industry.
To learn more about profits, visit the link below:
brainly.com/question/30091032
#SPJ4
What will the federal minimum wage be in 2022?
The federal minimum wage of $7.25 has remained unchanged since 2009, but since January 1, 2022, almost half of the countries have increased the minimum wage for hourly workers to compensate workers.
The state's minimum wage was last changed in 2008, raising it by $0.70 from $6.55 to $7.25.
The federal minimum hourly wage of $7.25 is the lowest hourly wage a non-exempt worker in the United States can earn for a job. The state minimum wage applies statewide and supersedes state laws providing lower minimum wage rates to ensure that the local minimum wage is at least $7.25 an hour in all states. The federal minimum wage was last updated in 2009. Federal employers may pay $7.25 an hour unless you or your occupation is specifically exempt from the minimum wage under state or federal law.
If you have any questions about the federal minimum wage, please contact us.
Employers in all states are required to prominently display approved federal minimum wage posters to inform workers of their minimum wage and employment rights under federal labor law.
Know more about minimum wage here:
https://brainly.com/question/13497238
#SPJ4
143 white shirts and 2 black shirts are 10 dollars per shirt. Which quantities in the advertisement represent a unit rate
The Quantity 10$ per shirt represent a unit rate.
What is meant by unit rate?Comparing a quantity to one unit of another quantity is done through a unit rate. Unit rates include calories per dish, miles per hour, and price per item. A unit rate cannot be determined by looking at the number of pages read in ten days.
A rate and a unit rate are two different ways of measuring something, but a rate is the ratio of two separate units of measure for two different things.
Total of 5 shirts .
which means total of 50 dollar among 5 shirts.
i.e.50/5=10 dollars .
Hence each shirt causes 10 dollars or 10$ per shirt.
The Quantity 10$ per shirt represent a unit rate.
The complete question is:
Which quantities in the advertisement represent a unit rate? 3 white shirts to 2 black shirts 2 black shirts for every 5 shirts $10 per shirt $50 per shirt.
To learn more about unit rate refer to:
https://brainly.com/question/19493296
#SPJ4
In general, an efficient working space allows for how many square feet per esthetician?
The workspaces are functional at (D) 120 to 150 square feet per esthetician.
What is an efficient working space?Efficiency is a metric used to gauge how much room people have to operate efficiently.
Utilization is a gauge of how frequently workers use certain areas.
Both are frequently used by facilities managers to gain a better knowledge of how employees interact with the workplace.
Having a clearly defined workspace makes it much simpler to concentrate on and complete the task at hand.
It aids in putting workers in the proper frame of mind for work.
This can be supported by a calm, laid-back office atmosphere, which can be created by altering the office layout.
The sizes of 120 to 150 square feet per esthetician allow for an effective workspace.
Therefore, the workspaces are functional at (D) 120 to 150 square feet per esthetician.
Know more about an efficient working space here:
https://brainly.com/question/10670572
#SPJ4
Correct question:
In general, an efficient working space allows for how many square feet per esthetician?
a) 50 to 60 square feet
b) 70 to 80 square feet
c) 90 to 100 square feet
d) 120 to 150 square feet
What happens to air pressure as altitude decreases?
Simple interest i is computed by finding the product of the principal amount p, the interest rate r, and the time t.
The simple interest (I) is calculated by multiplying the principal amount (P) with the interest rate (R) and time (T) or expressed in formula as Simple Interest = Principal x Interest Rate x Time or I = P × R × T.
Simple interest is a method of calculating the interest on a loan or investment in which the interest is based only on the original principal (initial amount invested or borrowed) that is multiplied by the interest rate and the duration of time in years. The formula for calculating simple interest is:
Simple Interest = (Principal x Interest Rate x Time)
For example, if you borrow $1,000 at a simple interest rate of 5% per year (0.05 in decimal) for 2 years, the interest would be:
Simple interest = 1000 x 0.05 x 2
Simple interest = $100
To learn more about simple interest visit: https://brainly.com/question/25845758
#SPJ4
Your question seems to be incomplete, but I suppose the full question was:
"Translate the sentence into a formula. Simple interest is computed by finding the product of the principal amount p, the interest rate r, and the time t."
A 6. 75% coupon bond with 13 years to maturity can be called in 2 years. The call premium is one year of coupon payments. It is offered for sale at $929. 75. What is the yield to call of the bond? interest payments are annual and par value is $1,000.
The yield to call of the bond at 6.75% is of 3.26% at call value of $929.
What is yield to call ?Yield to call (YTC) is a term used in finance to describe the return a bondholder will earn if they stay onto the bond until the call date, which happens before it matures. The compound interest rate at which the present value of a bond's future coupon payments and call price equals the bond's current market price may be used to compute this figure.
Callable bonds, a type of financial instrument that enables bond holders to redeem their bonds at a price known as the call price on a date known as the call date, or the bond issuer to repurchase the bonds, are subject to yield to call. By definition, a bond's call date comes before its maturity date in time.
To learn more about bonds visit:
https://brainly.com/question/29666251
#SPJ4
Directions: Choose whether each statement describes a credit union, commercial bank, or both by placing the corresponding letter in the blank 1 point each)
Class
A. Credit Union
B. Commercial Bank
C. Both
1. Anyone can open an account here
2. Offers financial services
3. Owned by their customers
4. In business to make money
5. Membership requirements to open an account
Anyone can open an account in a commercial bank and offers financial services.
What is a commercial bank?An example of a financial intermediary is a commercial bank, which provides a range of products and services to businesses to meet their liquidity needs. The institution receives and oversees deposits in order to earn fee income and act as a low-cost source of funds. The acceptance of deposits and the granting of credit are the two basic ways that commercial banks make money, and they cater to a variety of economic sectors as clients. Both business banks and commercial banks simultaneously provide services to small and medium-sized firms (SMEs). Depending on whether a client meets middle market or business bank criteria, they could be classified into "small business" and "commercial bank" groups, respectively.
To learn about commercial bank, visit:
https://brainly.com/question/16196841
#SPJ4
Which of the following will cause the countries within the European Union to become increasingly similar in what they need, what they want, and how they behave in the economic market?
1. global mass communications
2. countries depending more on one another, both economically and socially
Global mass communications and countries depending more on one another, both economically and socially both will cause the countries within the European Union to become increasingly similar in what they need.
Option 1 and 2 are correct.
What role does globalization play in communication?The importance of communication in globalization is paramount as people of different nationalities, ethnicities, languages, cultural attitudes and other diversity need to understand each other, work together and express themselves effectively.
Global mass communication :Global mass communication refers to accessing, receiving and exchanging information on a global scale. This is primarily done through the Internet, a network of computers where information is exchanged.
What are the effects of global communication?Global communication is directly influenced by the process of globalization, contributing to expanding business opportunities, removing cultural barriers and developing global villages. Both globalization and global communication have changed the world's ecological, cultural, political and economic factors.
Learn more about global communication:
brainly.com/question/15887652
#SPJ4
is contact lenses for a person who wears glass good or service
Contact lenses for a person who wears glass would be classified as a good.
What is a product?A product is sometimes referred to as a good and it can be defined as any physical object (tangible item) that is typically produced by a manufacturer, in order to satisfy and meet the demands, needs, or wants of every customer (persons or people).
In Business management, some examples of a product include the following:
Digital cameraRefrigeratorLaptop computerGlassSmartphones or Mobile phonesTelevisionContact lensesIn this context, we can reasonably infer and logically conclude that contact lenses are good examples of products because they are tangible and can be seen, touched, or felt by a customer.
Read more on a product here: brainly.com/question/24322139
#SPJ1
Why is it important to track your spending before creating a budget?
It is important to track spending before creating a budget to analyse where money is going and monitor progress
Tracking spending before creating a budget is essential as -
Accurate information: A person can determine exactly where their money is going by keeping track of their expenditures. Having this knowledge is essential for developing a practical budget.
Finding patterns: Keeping track of spending can help to find trends in spending patterns. This may include places where one could cut back to save money or where one might be overspending.
Monitoring progress: Tracking spending will allow a person to keep an eye on their financial progress and make any necessary corrections. This will ensure that a person stays on course and make the most of their financial resources.
Setting realistic goals: It might be challenging to set realistic financial goals if one doesn't have a good picture of their existing spending patterns. A person can determine what they can really afford to save or spend by keeping track of their spending.
Read more about the budget on:
https://brainly.com/question/26010226
#SPJ4
A broad differentiation strategy improves profitability when:
When a product's higher price is greater than the additional costs of attaining the differentiation, a broad differentiation approach increases profitability.
When may differentiating yourself from the competition boost a company's profitability?3. Enhanced profit margins When products are improved and differentiated, there are greater opportunities for better profit margins. You might make more money with fewer sales, for instance, if your target market is ready to pay more for premium quality or better value.
How can product differentiation be leveraged to boost revenue?Through product differentiation, you can sometimes significantly raise your profitability. People will often pay more for durability, aesthetics, and customer service, so you may sell a distinct product for a greater price. Additionally, they will pay more for appealing packaging or an exciting experience.
To Know more about higher price
https://brainly.com/question/3161016
#SPJ4
A project with an initial cost of $65,550 is expected to generate annual cash flows of $17,900 for the next 6 years. What is the project's internal rate of return?.
A project with an initial cost of $65,550 and projected annual cash flows of $17,900 has an internal rate of return of 16.23%.
Internal rate of return or known as IRR is a project evaluation method to measure a project's profitability based on the time value of money concept. IRR refers to a discount rate of a project that could make its net present value (NPV) equals to zero (0).
IRR can be calculated through the same approach with NPV. IRR can be calculated using NPV formula:
NPV = T∑(t=1) [tex]\frac{Ct}{(1+IRR)^t} - C_{0}[/tex] = 0
where:
Ct = net cash inflow during the t period
IRR = Internal rate of return
C0 = initial investment
t = time of period
From the case, we know that:
C0 = $65,550
Ct = $17,900
t = 6 years
IRR = ?
Using the NPV formula, the IRR to make NPV of the project equals to 0 (zero) is:
NPV = T∑(t=1) [tex]\frac{Ct}{(1+IRR)^t} - C_{0}[/tex] = 0
0 = T∑(t=1) [tex]\frac{17,990}{(1+IRR)^6}-65,550[/tex]
IRR = 16,23%
IRR can also be calculated using excel formula by making the table of cash inflow for the given period and using IRR formula, which is: "=IRR(values,[guess])".
Learn more about Internal Rate of Return here: brainly.com/question/19756676
#SPJ4
how saving account fits with time horizon retirement?
An investment time horizon, or just time horizon, is the period of time one expects to hold an investment until they need the money back. Time horizons are largely dictated by investment goals and strategies. For example, saving for a down payment on a house, for maybe two years, would be considered a short-term time horizon, while saving for college would be a medium-term time horizon, and investing for retirement, a long-term time horizon.
KEY TAKEAWAYS
Time horizons are periods where investments are held until they are needed.
Time horizons vary according to the investment goal, short or long.
Time horizons also vary according to the time by which you begin investing.
The longer the time horizon, the longer the power of compounding has to work.
Generally speaking, the longer the time horizon, the more aggressive an investor can be in their portfolio, and vice versa.An investment time horizon is the time period where one expects to hold an investment for a specific goal. Investments are generally broken down into two main categories: stocks (riskier) and bonds (less risky). The longer the time horizon, the more aggressive, or riskier, a portfolio an investor can build. The shorter the time horizon, the more conservative, or less risky, the portfolio the investor may want to adopt.