Essay on What Unique Things Would Separate You From Other Applicants Applying For This Money?
Unique Things that would Separate you from Other Applicants when applying for a loan are:
Proof of income. Investment statements. Employment history. How can an applicant be outstanding when applying for a loan?When applying for a loan, there are different criteria that would be followed, by the financial institutions.
One of this is Proof of income, this will be checked to know how much you earn, and this will help to determine the amount of loan that can be granted to you.
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what is the Industry structure of BDMS
Explanation:
Structure of Database Management System is also referred to as Overall System Structure or Database Architecture but it is different from the tier architecture of Database. The database system is divided into three components: Query Processor, Storage Manager, and Disk Storage
Question 4 of 20
A company has a net sales revenue of $250,000. Its cost of goods sold is
$180,000. Using vertical analysis, what percentage of its revenue is spent on
its goods?
OA. 1.30%
OB. 13%
OC.7.20%
OD. 72%
with an example, explain why a substantive disagreement may never be resolved
A substantive disagreement can never be resolved because of the differing opinions of the people involved.
What is a substantive disagreement?It is a disagreement between two or more people.It is a disagreement between people with different opinions and points of view on the same subject.If the people involved in the substantive disagreement are quite sure that their views are correct, that substantive disagreement can never be resolved, because none of the people involved will surrender to their opponents' point of view.
An example of this is two people arguing over whether the best pet is a cat or a dog, and each person wants to defend one of those animals.
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Discuss how you will use the "8-Step process
to critical thinking" in your personal and
professional life. Provide examples to
support your answers
I will use the "8-Step process to critical thinking" in my personal and professional life in many ways.
What is the "8-Step process to critical thinking"?The "8-Step process to critical thinking" includes the following categories:
ReflectionAnalysisInformation AcquisitionCreativityStructuring argumentsDecision makingCommitmentDebate.The 8-step process involves a process of identifying, observing, describing, questioning, researching, establishing, responding, and sharing knowledge to achieve life improvements.
In my personal and professional life, I need to seek knowledge, information, and understanding to enhance the application of concepts and innovations to living and work.
After acquiring the required information, I will carry out a critical analysis and synthesis before taking action. Results obtained from my actions must be reflected upon to provide guidance for future activities.
Thus, the "8-Step process to critical thinking" will remain useful in my personal and professional life.
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Darling company estimates that total factory overhead costs will be $130,000 for the year, direct labor hours are estimated to be 26,000 a. For darling company, determine the predetermined factory overhead rate using direct labor hours as the activity base. Per direct labor hour b. During may, darling company accumulated 890 hours of direct labor costs on job 200 and 530 hours on job 305. Determine the amount of factory overhead applied to jobs 200 and 305 in may. Prepare the journal entry to apply factory overhead to both jobs in may according to the predetermined overheed rate.
In order to calculate the Total factory overhead costs: -
We Know,
Predetermined Factory Overhead Rate = Total Factory Overhead Costs / Direct Labor HoursFactory overheads applied to Job 305 = Predetermined overhead rate × Direct labor hoursStatement showing Computations
Particulars Amounta)
Estimated total factory overhead costs 620,000.00 Direct labor hours 80,000.00 Predetermined factory overhead rate = 620,000 / 80,000 7.75b)
Factory overhead applied to Job 200 = 2500 × 7.75 19,375.00 Factory overhead applied to Job 305 = 3000 × 7.75 23,250.00JOURNAL ENTRY Dr. Cr.
Work in Process Dr. 42,625.00
To Factory Overhead 42,625.00
Therefore, Total factory overhead cost is 42,625.00.
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When there is no room for growth within a company, an employee cannot __________. a. Be promoted to new positions horizontally b. Find other jobs from a new employer c. Be considered for salary increases d. Be promoted vertically to new positions
Answer:
D: Be promoted vertically to new positions
Explanation:
finleeoleary is right
Determine whether the outcome is a Type I error, a Type II error, or a correct decision.
A test is made of H0: m = 45 versus H1: m is not equal to 45. The true value of m is 45, and H0 is not rejected.
Correct Decision
Type II
Type I
The true value of m is 45, and H0 is not rejected, than the correct decision is Type II.
condition:-
H0: m = 45 VS H0: m ≠ 45
The true value of m = 45
H0 is not rejected, & H0 is not rejected.
∴ here we not reject the when H0 is not true hence is is a type II error.
H0 is rejected.
∴ Here we reject the H0 when H0 is true hence it is a type I error
A type II error occurs if one fails to reject the null hypothesis when the alternative is True.
A type I blunders is a fake high-quality end, whilst a kind II errors is a false bad conclusion. making a statistical decision always includes uncertainties, so the risks of creating those mistakes are unavoidable in speculation trying out.
A type I error is a type of fault that takes place throughout the hypothesis checking out process when a null hypothesis is rejected, although it is correct and must no longer be rejected.
Decision error confer with the probability of creating a wrong conclusion while doing hypothesis checking out. when a researcher sets out to do a examine, she usually has a speculation, or a prediction of what she thinks the effects will be.
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6. Which should be entered on the credit side of the trade receivables control account? A Credit sales B Discount allowed C Interest charged D Returns outwards
To be entered on the credit side of the trade receivables control account is a Credit sales and Discount allowed. Option A n B is further explained below.
What is Credit sales?Generally, Transactions in which the buyer defers payment are known as credit sales. When a seller intends to sell a product, they often choose this date.
In conclusion, Credit sales and discounts are recorded on the credit side of the trade receivables management account.
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List four sources you can use to locate job leads
Take a notepad, and write down all the work that you can do that will pay you — this will be your skillset.
Pick out keywords from them. Say “writing" or “coding" “Agile" or “mathematics”. Highlight them in your profile.
Make a list of all the jobs you can do with your above skillset. This you can use the help of job portals. Now, look out for companies that hire for such jobs, and start your search.
While a personalized resume for every job is necessary, your generalized profile on professional networking sites such as LinkedIn or job portal sites such as Naukri needs to be updated accordingly.
Most important — tell everyone you know that you are actively seeking a job, and what type of job you want, along with your skill set. Post it on social media, job sites, etc; you will never know who will help you. People in jobs get notifications about opportunities quite a lot, and if you made it known that you are looking for one, they will let you know.
Keep searching. All my jobs, I got it because I never stopped searching. I search for openings, find the contact details of the company, get in touch with them, and most importantly, I keep on bugging them till I get a satisfactory response from them. For my current job, I called HR every day until they scheduled an interview.
Keep upskilling yourself. Education is never over with your college. There are so many skills that you should equip yourself with, and there are so many tutorials available online and offline for them, like Coursera, Udemy, EdX, etc. Utilize them, sometimes they have free content as well.
1) Social Network (online like Monster.com)
2) Employment agencies
3) Job Fairs
4) Unemployment office
What will be the end result for the taxpayer who filed his federal income tax return using the 1040EZ form shown below?
The end result for the taxpayer who filed his federal income tax return using the 1040EZ form shown below will be that he'll owe $180.
What is a federal income tax return?This refers to the tax return a taxpayer send to the IRS each year through Form 1040, U.S. Individual Income Tax Return.
In this context, the end result for the taxpayer who filed his federal income tax return using the 1040EZ form shown below will be that he'll owe $180.
Therefore, Option A is correct
Missing option "A he'll owe $180 B he'll receive a refund of $173 C he'll owe $3921 D he'll receive a refund of $3921"
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Given the true/false statements are true (facts), select the best logical induction made from those statements:
Betsy likes oranges. Jose does not like oranges. Benjamin likes oranges.
a. People only like oranges
b. People like apples and oranges
c. People like all fruit
d. People do and do not like oranges
The best logical induction that can be made is d. People do and do not like oranges.
What is logical induction?This refers to making a generalization about a population based on individual pieces of information about the population's members.
Betsy and Benjamin like oranges but Jose does not. This means that people can either like or dislike oranges.
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Which of the following failed to stop the widespread fraud at Wells Fargo
The widespread fraud at Wells Fargo was not stopped by E. employees' ethics training.
What is employees' ethics training?Ethics training enables employees to identify and deal with ethical problems.
Occasionally, employees make decisions involving choices or bringing outcomes that may be evaluated as good or bad, right or wrong.
The purpose of ethics training is to eliminate ethical misconduct.
Answer Options:A. a whistle-blower policy
B. a statement by the CEO
C. a self-reporting policy
D. bonuses for stopping fraudulent behavior by other
E. employees' ethics training
Unfortunately, the widespread fraud at Wells Fargo was not stopped by E. employees' ethics training.
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3. Blackwell bonds have a face value of GHS 1,000 and are currently quoted at 98.4. The bonds have a 5 percent coupon rate. What is the current yield on these bonds?
The current yield on these bonds is 5.08%.
current Yield = annual Coupon / current Price
Annual coupon = 50
current price = 984
Current yield = 50/984 = 0.0508 i.e. 5.08% current yield.
The current yield of a bond is calculated by using dividing the annual coupon price by the bond's contemporary marketplace price.
A bond's yield to maturity (YTM) is the annualized interest charge that discounts the bond's coupon and faces price payoffs to the marketplace charge. that is, it is the hobby charge that the bondholder receives on the bond.
Current yield. a bond's annual coupon divided via its market price. current yield= annual coupon / bond price. yield to maturity (YTM) is the discount fee that equates a bond's fee with the prevailing value of its destiny cash flows.
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Two identical firms compete as a Cournot duopoly. The inverse market demand they face is P = 123 - 3Q. The total cost function for each firm is TC(Q) = 3Q. The price charged in this market will be
The price changed in this market will be mathematically given as
P=93
What is the price change in this market?P = 123 - 3Q
Generally, the equation for the statement is mathematically given as
P = 123 - 3Q
Therefore
[tex]\frac{d \pi}{ d \Q1}[/tex]=123-6Q1-30Q2-3=0
Where
Q1=120-3Q2/6
Hence
Q1=120-3(120-3Q1/6)/6
Q1=13.333
In conclusion,
P = 123 - 3(2*13.333)
P=93
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9. How is planning made any why is it important ? Explain .
which profession do you prefer to choose for your career engineer or doctor why
Answer:
doctor
Explanation:
because if you are an engineer you will work harder then a doctorans you will get more money when your a doc
Upscale hotels in the United States recently cut their prices by 20 percent in an effort to bolster dwindling occupancy rates among business travelers. A survey performed by a major research organization indicated that businesses are wary of current economic conditions and are now resorting to electronic media, such as the Internet and the telephone, to transact business. Assume a company’s budget permits it to spend $5,000 per month on either business travel or electronic media to transact business. Graphically illustrate how a 20 percent decline in the price of business travel would impact this company’s budget set if the price of business travel was initially $1,000 per trip and the price of electronic media was $500 per hour. Suppose that, after the price of business travel drops, the company issues a report indicating that its marginal rate of substitution between electronic media and business travel is 1. Is the company allocating resources efficiently? Explain
The graphical representation is provided in the attached. It demonstrates how a 20% decrease in the cost of business travel would affect this company's budget if the cost of business travel was initially $1,000 per trip and the cost of electronic media was $500 per hour. This is an exercise related to Resource allocation.
What is resource allocation?The practice of assigning and managing assets in a way that meets an organization's strategic planning goals is known as resource allocation.
From the information given, is the company allocating resources efficiently?It would be incorrect to state that the company is allocating resources efficiently.
What is the explanation for the above?When the cost of business travel is reduced by 20%, the new price of business travel is as follows:
1000 * 20%
= $200
New price =
1,000 - 200
= $800
Recall that the budget limit is $5,000:
Number of travel units assuming the budget is fully allotted for travel
= 5000/800
= 6.25 journeys
Number of travel units assuming the funding is entirely devoted to media
= 5000/500
= 10 media
We can establish a budget line B2 with media on the y-axis and travel on the x-axis based on the information provided.
When the price is reduced, the budget line changes to the right, reading the budget line's slope and steepness.
It should be remembered that the Marginal Rate of Substitution (MRS) is the budget line's gradient. This line is formed from a change in the y-axis and a change in the x-axis.
Thus:
Budget line = - dy/dx
= - 10/6.25
Budget Linen = -1.6
This indicates that for every unit of business trip, we must sacrifice 1.6 units of media.
Remember that the MRS is -1, which implies that for every unit of business trip, the corporation gives away one unit of media.
In other words, they are paying the same price as for business travel, resulting in an inefficient use of resources.
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Which of the following is an important consideration in setting up the proper environment to complete tasks on time a limited distractions be free from distractions see a club the workspace or D working whenever time allows
An important consideration in setting up the proper environment is to be free from distractions. Option B. This is further explained below.
What is the environment?Generally, the environment in which a human, animal, or plant lives or functions, either temporarily or permanently.
In conclusion, It is essential to remove any potential sources of distraction before beginning the process of creating the ideal atmosphere.
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Instructions: Enter your answers as whole numbers.
A. 90, 000 B. 90, 000 C. 90, 000 D. 90, 000. Since the the Spanish consumers are indifferent between the domestic and imported product, hence, demand and supply remain constant at same price, €1 per cap.
What is Supply?In economics, supply is the amount of a resource that firms, producers, labourers, providers of financial assets, or other economic agents are willing and able to provide to the marketplace or to an individual. Supply can be in produced goods, labour time, raw materials, or any other scarce or valuable object.
Therefore, the correct answers are as given above.
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What unique things would separate you from other applications applying for this money
The unique things that would separate the person from other people that are applying include
well-written essaygood educational backgroundvolunteering work that the person may have engaged in.What are the required things that the person applying should have?Good educational backgroundVolunteering works would be an added advantageA well-written essayHave good characters and there should be no previous issues that show that the person had broken a law.Therefore, the above statement would be beneficial for the person applying for the money.
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A measure of the burden of continual deficit financing over time is the ratio of:.
A measurement of the burden of continual deficit financing over time is the ratio of the debt to the GDP.
Budget DeficitA budget deficit emerges when costs exceed revenue, and can indicate the financial health of a country. The government normally uses the period budget deficit when referring to spending rather than firms or individuals. Accrued deficits form national debt.
One of the direct risks of a budget deficit is inflation, which is the constant boost of price levels. In the United States, a budget deficit can compel the Federal Reserve to release more money into the economy, which feeds inflation.
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The prices of vehicles often increase during tax season, when tax refunds are distributed. Using supply and demand, explain why prices for vehicles increase in tax season.
The demand for vehicles increases as a result of tax refunds since more people regard them as a chance to purchase a new vehicle. The price rises as a result of the increased demand. More demand equals higher value.
Why You Should Buy a Car during Tax Season?One of the most annoying aspects of being a working adult is taxes. It can be frustrating to compile all the required paperwork for submitting a tax return and can take hours out of your day. The worry of not knowing if you would owe money is another factor. The simple, lovely tax return, however, is one aspect of tax season that the majority of tax-filing adults look forward to.
Auto dealerships take a chance and purchase fresh inventory toward the end of the preceding year. This entails stocking typical dealerships' shelves with fresh merchandise in an effort to market the newest products.
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The Myers-Briggs Type Indicator (MBTI) is a popular personality test that is also ___________.
Select one:
A.
reliable
B.
valid
C.
comprehensive
D.
All of these
E.
None of these
The Myers-Briggs Type Indicator (MBTI) is a popular personality test that is also D. All of these.
What is the usefulness of Myers-Briggs Type Indicator?Myers-Briggs Type Indicator serves as a tool that gives individuals the understanding of their own communication preference.
It should be noted that Myers-Briggs Type Indicators are:
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The Myers-Briggs Type Indicator (MBTI) is a popular personality test that is also option D. all of the above. Read below about Myers-Briggs Type Indicator
What is Myers-Briggs Type Indicator?The Myers-Briggs Personality Type Indicator is a self-report inventory designed to identify a person's personality type, strengths, and preferences. The questionnaire was origibated by Isabel Myers and her mother Katherine Briggs in connection to their work with Carl Jung's theory of personality types.
Therefore, the correct answer is as given above. Option D. all of these is the correct answer.
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A company has Liabilities of $23,500 and Stockholders’ Equity of $56,500. How
much does the company have in Assets?
Answer: 80,000
Explanation:
Assets = Liabilities + Stockholders' equity = $23,500 + $56,500
The company's assets, an orchestra of resources and potential, amount to $80,000.
Liabilities: Liabilities are the financial footprints that a company leaves behind, representing the promises made to others to repay debts and fulfill obligations.
Stockholders' Equity: Stockholders' equity embodies the company's heart and soul, reflecting the collective contributions of its owners and shareholders, ultimately shaping the residual value that belongs to them.
Assets: Assets are the vibrant lifeblood coursing through a company's veins, encompassing all the resources it possesses, both tangible and intangible, that fuel its potential for growth and prosperity. They are the seeds of future possibilities that blossom into success.
Calculating the company's total assets, by using the accounting equation:
Assets = Liabilities + Stockholders' Equity
Assets = $23,500 + $56,500
= $80,000
Therefore, the company has $80,000 in assets.
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What is principle of management?
Answer:
principal of management is Techniques are procedures or methods, which involve a series of steps to be taken to accomplish the desired goals. Principles of management are broad and general guidelines for decision-making behaviour.
Financial statement data for years ending December 31 for tango company follow
The inventory turnover for Tango company are: 4.8, 5.3.
Inventory turnoverUsing this formula
Inventory Turnover = Cost Of Goods Sold / ((Beginning Inventory + Ending Inventory) / 2)
20Y7
Inventory Turnover =$3,864,000 /($770,000+$840,000)/2
Inventory Turnover=$3,864,000/$805,000
Inventory Turnover=4.8
20Y6
Inventory Turnover = $4,001,500 /($740,000+$770,000)/2
Inventory Turnover= $4,001,500 /$755,000
Inventory Turnover=5.3
Therefore the inventory turnover for Tango company are: 4.8, 5.3.
The complete question is:
Financial statement data for years ending December 31 for tango company follow
20Y7 20Y6
Cost of goods sold $3,864,000 $4,001,500
Inventories:
Beginning of year 770,000 740,000
End of year 840,000 770,000
Determine the turnover for 20Y7 and 20Y6.
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Ann Hopkins borrowed $60,000 for her child’s education. She must repay the loan at the end of 8 years in one payment with 512% interest. What is the maturity value Ann must repay?
The Maturity Value that Ann must pay is $89,461.
Assuming the rate of interest is compounded annually.
Given,
Principal value = $60,000 = P
Rate of interest = 5.12% = i
Number of years = 8 = T
Since maturity value = Amount
Now, using the formula for calculating the amount,
Amount = P × {(1+i)^T}
Now, substituting the given values in the above formula for amount we get,
Amount = $60,000 × {(1+0.0512)^8}
= $60,000 × {(1.0512)^8}
= $60,000 × 1.49101776418
= $89,461.0658
= $89,461 (Approximately)
Hence, The Maturity Value that Ann must pay is $89,461.
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What is the objective of (i) income statement and (ii) balance sheet?
(i) The income statement shows revenues and expenses over a financial accounting period.
(ii) Balance sheet is used to keep a track of the debits and credits.
One of the targets is to reveal internet gains and losses as a consequence of commercial enterprise operations and activities over a hard and fast date range. Maximum groups put together an earnings assertion on a month-to-month foundation.
Objectives of Income Statement
It provides a clear picture to the management of the performance of the company during the period and the effect on profitability and whether there is any scope for improvement.It is useful for the potential investor to analyze and decide whether he should invest in the company or not.It also helps the investors to analyze the creditworthiness of the company.It also shows the creditworthiness of a company and its ability to pay off its current obligation and is important for the creditors of the company as it serves as an indicator of the company’s financial standing.Objectives of Balance sheet
To provide financial informationTo reveal the financial positionTo calculate ratiosTo show the picture of assets and liabilitiesTo show solvency positionInformation about debtors and creditorsEvaluate the value and position of all the assets and liabilities. Recognize the quantity of capital owed to the owner on the 12 months-give up. Use as a reference in case demand for a loan arises. The principle objective at the back of preparing a balance sheet is to provide invested people with a concept of the enterprise’s financial situation, as well as to reveal what the corporation possesses and owes.
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Say, 3 customers enter a store. On the basis of past experience, the store manager estimates the probability that any one customer will make a purchase is 0.30. What is the probability that two of the next three customers will make a purchase?
The probability that two of the next three customers will make a purchaseis mathematically given as
P(1) =0.441
What is the probability that two of the next three customers will make a purchase?Generally, the equation for Probablity is mathematically given as
A)
P(1) = 3 C 1 (0.3)^1 (0.7)^2
P(1) =0.441
B)
n=1000
E (x) =np = 1000x0.3
E (x) =3.00
C)
Variance= mpq
Variance= 300 x0.7
Variance= 210
In conclusion,
P(1) =0.441
E (x) =3.00
Variance= 210
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