An Individual Retirement Account (IRA) is an annuity that is set up to save for retirement. IRAs differ from TDAs in that an IRA allows the participant to contribute money whenever he or she wants, whereas a TDA requires the participant to have a specific amount deducted from each of his or her paychecks. When Shannon Pegnim was 14, she got an after-school job at a local pet shop. Her parents told her that if she put some of her earnings into an IRA, they would contribute an equal amount to her IRA. That year and every year thereafter, she deposited $500 into her IRA. When she became 25 years old, her parents stopped contributing, but Shannon increased her annual deposit to $1,000 and continued depositing that amount annually until she retired at age 65. Her IRA paid 6. 5% interest. Find the following. (Round your answers to the nearest cent. )



A. The future value of the account



B. Shannon's and her parents' total contributions to the account

Shannon $

Shannon's parents $



C. The total interest



D. The future value of the account if Shannon waited until she was 19 before she started her IRA



E. The future value of the account if Shannon waited until she was 24 before she started her IRA

Answers

Answer 1

A. The future value of the account is approximately $905,364.92

To find the future value of the account, we will use the compound interest formula: `FV = PV × (1 + r)n `where FV is the future value, PV is the present value, r is the annual interest rate, and n is the number of years. In this case, PV is the sum of all contributions made over the years and r is 6.5%. Shannon contributed $500 annually for 11 years and then $1,000 annually for 40 years. Her parents contributed $500 annually for 11 years. Therefore ,PV = (11 × $500) + (40 × $1,000) + (11 × $500) = $62,000r = 6.5%n = 51 (from age 14 to 65)Using the formula, FV = $62,000 × (1 + 0.065)51 ≈ $905,364.92

B. The total contribution to the account is $51,000 + $5,500 = $56,500.

Shannon's total contribution is $500 × 11 + $1,000 × 40 = $51,000. Her parents' total contribution is $500 × 11 = $5,500.

C. The total interest is the difference between the future value and the sum of all contributions, which is $905,364.92 - $62,000 = $843,364.92

D. The future value of the account if Shannon waited until she was 19 before she started her IRA is approximately $267,008.09.

If Shannon started her IRA when she was 19 years old, she would have deposited $500 annually for 47 years and earned interest on that money. Therefore ,PV = 47 × $500 = $23,500r = 6.5%n = 47Using the formula,FV = $23,500 × (1 + 0.065)47 ≈ $267,008.09

E. The future value of the account if Shannon waited until she was 24 before she started her IRA is approximately $195,142.16.

If Shannon started her IRA when she was 24 years old, she would have deposited $500 annually for 42 years and earned interest on that money. Therefore, PV = 42 × $500 = $21,000r = 6.5%n = 42Using the formula,FV = $21,000 × (1 + 0.065)42 ≈ $195,142.16

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Related Questions

HELP THIS IS DUE TODAY
I'm stuck on this.

Answers

Step-by-step explanation:

couldn't find the answer but try to get photo math on your phone it would surely help

Answer:

x = 0, y = -4

x = 1, y = -1

x = 2, y = 2

x = 3, y = 5

Step-by-step explanation:

just plug in the x value to get the y smh

if u get it wrong its not on me

Help ME PLEASE!!!!!!!!!!!

Answers

If half of the pizza was cut into thirds, and you ate 1 of the 3 slices left, you would have eaten 1/6 of the leftovers.

Try 1/6.

Write a percent proportion for the bar diagram
shown.

Answers

Answer:

If 68% is 17 then 100 percent is 25 I think

Step-by-step explanation:

The percentage is calculated by dividing the required value by the total value and multiplying by 100.

68% = 17

100% = 25

The percent proportion for the bar diagrams are:

17and 25.

What is a percentage?

The percentage is calculated by dividing the required value by the total value and multiplying by 100.

Example:

Required percentage value = a

total value = b

Percentage = a/b x 100

Example:

50% = 50/100 = 1/2

25% = 25/100 = 1/4

20% = 20/100 = 1/5

10% = 10/100 = 1/10

We have,

There are two bar diagrams.

Blue bar diagram:

68% = 17

Red bar diagram:

68% = 17

Multiply both sides by 100/68.

100% = 100/68 x 17

100% = 25

Thus,

68% = 17

100% = 25

The percent proportion for the bar diagrams are:

17and 25.

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At an apple orchard, customers use a standard-size box when picking apples. The table shows the total weight of the box of apples and the weight of the apples alone.

Question: Which statement is true?

The equation a= 7.5t models the relationship.

If the total weight of the box is 15 lb, then the weight of the apples is 13.5 lb.

If the total weight of the box is 20 lb, then the weight of the apples is 21.5 lb.

To find any value of a, subtract 2.5 from the corresponding value of t

Table:
Total weight of box (lb), t: 7.5
10
12.5
Weight of apples (lb) a: 6
8.5
11

Answers

Answer:

here's the right answer- someone on a different website said the same weird thing as the person before me smh

Step-by-step explanation:

If the total weight of the box is 15 lb, then the weight of the apples is 13.5 lb.

Option (2) is correct.

What is an equation?

Equation: A declaration that two expressions with variables or integers are equal. In essence, equations are questions, and attempts to systematically identify the solutions to these questions have been the driving forces behind the creation of mathematics. Simple algebraic equations with merely addition or multiplication to differential equations, exponential equations with exponential expressions, and integral equations are examples of different types of equations. They are employed to represent a number of physics laws.

As per the given data:

The table shows the total weight of the box and the weight of the apples.

From the table:

Total weight of the box - weight of apples = weight of box

7.5 - 6 = 1.5 lb

10 - 8.5 = 1.5 lb

12.5 - 11 = 1.5 lb

If the total weight of the box is 15 lb and the weight of the apples is 13.5 lb

15 - 13.5 = 1.5 lb {weight of box}

Which satisfies the data in the table.

Hence, If the total weight of the box is 15 lb, then the weight of the apples is 13.5 lb.

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(The given question is incomplete, the complete question is given below)

In 2030, the Census Bureau estimates that 19 of the 50 states will have a Spanish-speaking majority. What percent of the states will have a Spanish-speaking majority?

Answers

38%
19/50 times 2/2 is 38/100 or 38%

Find the standard deviation of the data set below. Round to the nearest tenth,
6, 5, 2, 5,8

Answers

Answer:

The standard deviation = 1.9

Step-by-step explanation:

standard deviation, ρ = sqrt ( [tex]\frac{sum(x_{i} - u)^{2} }{N}[/tex])

Where u is the mean of the data, [tex]x_{i}[/tex] each given value, and N is the number of data given.

Mean, u = [tex]\frac{6+5+2+5+8}{5}[/tex]

              = 5.2

So that;

[tex](6-5.2)^{2}[/tex]  = [tex](0.8)^{2}[/tex] = 0.64

[tex](5-5.2)^{2}[/tex] = [tex](-0.2)^{2}[/tex] = 0.04

[tex](2-5.2)^{2}[/tex]  = [tex](-3.2)^{2}[/tex] = 10.24

[tex](5-5.2)^{2}[/tex] = [tex](-0.2)^{2}[/tex] = 0.04

[tex](8-5.2)^{2}[/tex] = [tex](2.8)^{2}[/tex] = 7.84

Sum = 18.8

So that;

[tex]\sqrt{\frac{18.8}{5} }[/tex]  = [tex]\sqrt{3.76}[/tex]

          = 1.9391

          = 1.9

The standard deviation of the given data is 1.9

The solution to 6x = 48 is x = ___.

A. 5
B. 6
C. 7
D. 8

Answers

D.8
Multiply something to 6 that makes 48! So 6•8 would be 48!

A fish is swimming at a constant rate toward the ocean floor. The equation
y = -7x - 3 can be used to represent this situation, where y is the depth of the fish in meters below sea level and x is the number of seconds the fish has been swimming.

Which statement best describes the depth of the fish, given this equation?

Answers

Answer: Y = 21

Step-by-step explanation:

What is this answer

Answers

Answer:

t = ≥ 0.1

Step-by-step explanation:

Hope that helps!

Explain, as clearly as you can, why 4/5 of 25 is 20.

Answers

⅘×25=20

of means times.

help, look at picture

Answers

Answer:

y= 5/3 which is 1 2/3

Step-by-step explanation:

trust me

y=5/3

.......................

what is 1.5x=3 please

Answers

Answer:

x=2

Step-by-step explanation:

1.5x=3

divide both sides by 1.5

1.5 and 1.5 cancel out

3/1.5= 2

x=2

1.5 x 2= 3

this is correct

A baseball is thrown straight up in the air with an initial velocity of 2 m/s. Draw a picture that shows the path of the ball as it goes up and comes down. Label the initial velocity, the velocity at max. height, and the acceleration of the ball.

Answers

Answer:

e

Step-by-step explanation:

You are analyzing your bills in MERALCO for the consecutive months. Using your bill
at home express the amount per kwh (A) as a function of kilowatt per hour (k) consumed
for the last two consecutive months. Then create austerity plan for the next month.
(austerity measures taken to reduce spending)
Austerity
Plan
Bill for the last two consecutive months:
Create a rational inequality showing the relationship between the bill
in the last consecutive months:
List down the austerity measures to be undertaken to reduce the
electricity consumption:​

Answers

Answer:

Php1000

Php2000

₱1000< ₱2000

*reduce using of appliances that's not important

*water conservation

*turning off electric equipment that is not often used like electric fan or light

Step-by-step explanation:

The sides of a triangle measure 7, 8, and 16. What type of triangle is it?

Answers

Answer:

obtuse triangle

Step-by-step explanation:

Answer:

It is a obtuse scalene triangle.

Step-by-step explanation:

Equilateral: all three sides are equal

Isosceles: two sides are equal

Scalene: no sides are equal to each other

If a squared + b squared = c squared it is a right triangle

If a squared + b squared is less than c squared it is a obtuse triangle.

If a squared + b squared is more than c squared it is a acute triangle.

PLSSSSSSS HELP ME CORRECT ANSWER

Answers

Answer:

8 units

Step-by-step explanation:

The formula for the area of a parallelogram is base * height = area. You have that the height = 5 and the area = 40, so that means base * 5 = 40.

If base * 5 = 40, you know that base = 8. You can also solve this like an equation:

b * 5 = 40

divide both sides by 5

b = 40/5 = 8 units

Answer: 8 units

uwu ur mom i hate flagotgs fr THAT IS A JOKE NO I DONT PLWAASE IMSS EORRY

what are all the equivalent ratios for 48:32

Answers

Step-by-step explanation:

There are infinitely many ratios for 48:32, so I'll just list a few:

24:16

6:4

3:2

9:6

480:320

240:160

60:40

30:20

90:60

I don't understand this. Please help!!

Answers

Answer:

-2 5/8

Step-by-step explanation:

(3/8)/(1/-7) = (3/8)(-7/1) = -21/8=-2 5/8

Write an equation in y intercept form for the line with slope 3/5 and y intercept: -2. Then graph the line.
Please help asap!!

Answers

Answer:

y=3/5x-2

Step-by-step explanation:

The answer is y=3/5x-2

3) Asanji's school is selling tickets to the annual dance competition. On the first day of ticket sales the
school sold 1 senior citizen ticket and 2 child tickets for a total of $32. The school took in $208 on the
second day by selling 12 senior citizen tickets and 8 child tickets.
This situation is modeled by the system below where x-a senior ticket and ya child ticket
x + 2y = 32
12x + 8y = 208
Find the price of a senior citizenticket and the price of a child ticket.

A) senior citizen ticket: $12, child ticket: $4

B) senior citizen ticket: $6, child ticket: $16

C) senior citizen ticket 10$, child ticket 11$

D) senior citizen ticket: $9, child ticket: $6

Answers

Answer:

C) senior citizen ticket 10$, child ticket 11$

Step-by-step explanation:

what is this polygon called and is it a regular polygon or irregular polygon​

Answers

Answer:

hexagon because it have 6 sides

Step-by-step explanation:

it is irregular because it sides are not equal

THIS POLYGON IS IRREGULAR BECAUSE THIS IS HEXAGON AND IT IS IRREGULAR

an hexagon is a six sided irregular polygon

What is polygon?

a simple closed curve which does not interest itself made up if only line system is called a polygon

REGULAR POLYGON- polygon whose all side are of equal length and all angles are of equal measure

are called regular polygon

EX - SQUARE

IRREGULAR POLYGON- polygon which are not regular are called a regular polygon quadrilateral and Isosceles triangle is an example

Simplify: |72 - 9 • 7| - 8|16 - 2|

Answers

Answer:

answer is -103

(2x6)+(8+4)+1

With explanation

Answers

Answer: 25

Step-by-step explanation:

6 x 2 = 12

8 + 4 = 12

therefore, (2 x 6) + (8 + 4) + 1 = 12 + 12 + 1

which gives 25

You first have to follow PEMDAS
Start with parenthesis, (2x6) and (8+4)
Solve 2x6 and 8+4
Add 12+12+1
Which gives you 25

Fill blank boxes with the right answer.

Mrs. Favre sees that the Chicken Joint is having a sale. A small bucket of chicken usually cost $12.00 but today they are giving 30% off the small bucket.

How much will Mrs. Favre save on one small bucket of chicken? $______

What is the discount cost of one small bucket of chicken? $________

What is the discount cost of 5 small buckets? $______

Answers

Answer:

1. $3.60

2. $8.40

3. $42

Step-by-step explanation:

Hope this helps.

The first triangle is dilated to form the second triangle.

Select True or False for each statement.

Statement True False
The scale factor is 0.25.
True – The scale factor is 0.25.
False – The scale factor is 0.25.
The scale factor is 4.
True – The scale factor is 4.
False – The scale factor is 4.
A right triangle with a hypotenuse of 4.4. An arrow points to a smaller right triangle with a hypotenuse of 1.1

Answers

Answer:

Both true

Lelelelellele

Solve for x please help!!

Answers

14x-15=180-139
14x-15=41
14x=56
x=4

Answer:

x = 4

Step-by-step explanation:

(14x - 15)° + 139° = 180°

14x - 15 + 139 = 180

14x + 124 = 180

14x = 56

x = 4

What is the least common multiple of 8 and 12?
24
48
96

Answers

Answer:

The least common multiple of 8 and 12 is 24

Explanation:

Find and list the multiples each number until the first common multiple is found.

This is the lowest common multiple .

Multiples of 8

8, 16, 24, 32,40

Multiples of 12

12,24, 36,48

Therefore,

LCM of 8 and 12 is 24

Answer: The answer is 24

Step-by-step explanation: One easy way to find least common multiples is to take the large number and multiply it by increasing numbers (1,2,3,etc.) until a number is found that is also divisible by the smaller number.

In this case, we can multiple 12 by increasing numbers until we find a number that is also divisible by 8.

12

1

=

12

This is not divisible by 8.

12

2

=

24

This is divisible by 8.

8

3

=

24

Therefore, the least common multiple is 24.

PLEASE HELP ME ON THIS PROBLEM

Answers

Answer:

DB!

Step-by-step explanation:

a) [tex](x+50)^{2} = x^{2} +100x+2500[/tex]

b) Plug the value in! [tex](15+50)^{2} = 65^{2} = 4225[/tex]

Hope I helped! Check out my profile for more answers!

I need help how to get the answer please help!

Answers

Answer:

w=10

Step-by-step explanation:

You would have to set 5w-4=46.

5w-4=46

Add 4 to both sides

5w=50

Divide both sides by 5

w=10

Answer:

W=10

Step-by-step explanation:

5w-4 and 46 are vertical angles which means they are congruent, so you set them as equal to each other and alive from there

How many solutions does the system have?
20x−5y=5
4x−y=1

Answers

Answer:

Infinite solutions.

Step-by-step explanation:

Just plug your equation into desmos graphing calculator and it will graph it for you. If it is infinite the two lines will lay on top of one another. If there is only one solution it will be where the two lines intersect. If there are no solutions the two lines will be parallel.

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