On a stock exchange market, like the New York Stock Exchange or the London Stock Exchange, commodities, stocks, and bonds can all be traded. The commodity is therefore a stock.
A stock is described as "an ownership interest in a corporation" by the New York Stock Exchange. Stocks are the individual parts of a corporation that are issued in exchange for cash and used to finance corporate growth and investment. They are also referred to as capital stock, shares, or equities.
The tangible tradable things are classified as commodities on the stock market. Metals like gold, silver, and copper, agricultural goods like corn, coffee, and soybeans, and industrial goods like oil and gas are examples of commodities that are frequently exchanged.
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is considered the father of the gothic period as he launched the gothic style with his renovations at the saint denis
Abbot Suger is considered the father of the Gothic period, as he launched the Gothic style with his renovations at Saint Denis.
Who was Abbot Suger?He was an adviser to King Louis VI and Louis VII who became known as the father of the Gothic style in architecture, as he was involved in the reconstruction of the church of Saint-Denis, where the reconstruction was designed to create a grandeur, perceived in the great façade with three portals and the presence of light, which entered the church in a simple way designed to create an emotional effect on the faithful.
The Gothic style can be understood as an artistic style that developed during the Middle Ages in Europe with characteristics that sought to enhance the religion and the Catholic Church, through the richness of details, grandiose buildings, having influenced the arts and architecture.
Therefore, in churches, pointed vaults, decorated stained glass windows and gargoyles were used, in addition to the grandeur of the buildings, to demonstrate the grandeur that was related to religion before the human being.
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According to the identify (id) function of the nist cybersecurity framework, what allows an organization to prioritize its efforts where cybersecurity risk is involved?
Understanding its business environment and resources allows an organization to prioritize its efforts where cybersecurity risk is involved.
The U.S. Department of Commerce's NIST is the National Institute of Standards and Technology. The NIST Cybersecurity Framework assists companies of all sizes in comprehending, managing, and reducing their cybersecurity risk as well as safeguarding their networks and data. The Framework is an optional one.
Identify, Protect, Detect, Respond, and Recover are the five fundamental tasks. On its official website, NIST describes the framework core as a collection of cybersecurity initiatives, objectives, and helpful resources that are applicable to all critical infrastructure sectors.
For cybersecurity professionals, the NIST Cybersecurity Framework is a valuable resource. It is a cost-effective method for businesses to tackle cybersecurity and promote an internal dialogue about cyber risk and compliance because of its versatility and flexibility.
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An organization to prioritize its efforts where cybersecurity risk is involved in understanding its business environment and resources.
Cybersecurity is the practice of deploying human beings, policies, tactics, and technologies to shield companies, their important systems, and sensitive statistics from virtual attacks.
Pc security, cybersecurity, or data era security is the safety of computer structures and networks from data disclosure, robbery of, or harm to their hardware, software program, or electronic information, as well as from the disruption or misdirection of the offerings they provide.
Cybersecurity is a first-rate profession to go into proper now, as there is a high call for experts with these abilities. The U.S. Bureau of exertions information estimates that the employment of records safety analysts will grow 31 percent from 2019 to 2029.
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Focus20 applicants are interviewed for a job. The interviewer creates an ordered list (first to last) of the best 6 applicants. How many ways are there for the interviewer to create the list
Focus20 applicants are interviewed for a job. The interviewer creates an ordered list (first to last) of the best 6 applicants. 38,760 different ways are there for the interviewer to create the list
Since the question is about choice, we apply the combination rule. In general, if we select r objects from a pool of objects, this can be done in nCr a number of ways.
nCr = n! /(n-r)! r!
If an interviewer selects 6 applicants from a pool of 20 applicants to interview for a job, according to the question, this can be done in 20C6 different ways.
20C6 = 20! / (20-6)! 6!
20C6 = 20! / 14! 6!
20C6 = 20 * 19 * 18 * 17 * 16 * 15 * 14! / 14! * 6 * 5 * 4 * 3 * 2
20C6 = 20 * 19 * 18 * 1716 * 15/6 * 5 * 4 * 3 * 2
20C6 = 27,907,200 / 720
20C6 = 38,760 ways.
Therefore, the interviewer can create the list in 38,760 ways.
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In a troubled debt restructuring, the total fair value of the consideration given to discharge the obligation will __________ the recorded amount of the debt.
In a troubled debt restructuring, the total fair value of the consideration given to discharge the obligation will always be less than the recorded amount of the debt.
A liability is an obligation by one party, the debtor, to require payment of money or other agreed-upon value to another party, the creditor. An obligation is a deferred payment or series of payments, distinguished from an outright purchase. Debts may be owed by sovereign states or countries, local governments, corporations, or individuals. Commercial debt is generally subject to contractual terms regarding the amount and timing of principal and interest repayments[1]. Loans, bonds, bonds, and mortgages are all types of debt. In financial accounting, liabilities are a type of financial transaction rather than equity.
The term can also be used figuratively to cover moral obligations and other interactions that are not based on monetary value. A person who is helped is sometimes said to be "indebted" to a second person.
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Like other business messages, reports can range from informal to formal depending on their purpose, audience, and setting. Which of the following contributes to an informal writing style
The informal writing style:
First-person pronouns.Shorter sentences.Emphasis on active-voice verbs.Conversational language.Informal communication and informal writing style:Informal communication is informal contact between coworkers. It is unofficial in nature and is built on the informal, social ties that develop in the workplace outside of the conventional business hierarchy.Informal communication, often known as grapevine communication, fosters social relationships among individuals. It promotes togetherness, honesty, and solidarity among them, as well as morals. Informal communication is faster than grapevine communication.In composition, informal style refers to speech or writing that is distinguished by a casual, familiar, and often colloquial use of language. An informal writing style is frequently more straightforward than a formal style and may rely on contractions, abbreviations, short phrases, and ellipses more heavily.Therefore, the informal writing style is:
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The below program uses a for loop to calculate savings and interest. Try changing the range() function to print every three years instead, using the three-argument alternate version of range(). Modify the interest calculation inside the loop to compute three years worth of savings instead of one.
The modification of the program of the interest calculation inside the loop to compute three years worth of savings instead of one is:
"Program that calculates savings and interest'
initial_savings = 10000
interest rate = 0.05
years = int(input('Enter years: '))
print()
savings = initial_savings
range(1,3,2)
for i in range():
print("Savings in year {}: ${:.2f}'.format(i, se )
savings = savings + (savings*interest_rate)
print('\n')
What is a Program?This refers to the sequence of steps that are written in lines of code and entered into a computer system that tells the computer what to do.
Based on the given image, there are lines of code that are used to calculate savings and interest.
Some slight modifications have been made to changing the range() function to print every three years instead, using the three-argument alternate version of range().
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as the price of computers fall the duqantity of computers demand increase. This is an application of
As the price of computers falls the quantity of computer demand increases. This is an application of the law of demand.
What do you understand by the Law of Demand?
According to the law of demand, pricing has an inverse relationship with the number of goods purchased. Alternatively said, the quantity requested decreases as the price increases. Decreasing marginal utility is what causes this.
What is the Law of Decreasing Marginal Utility?
According to the law of diminishing marginal utility, consumption grows at the same time that the marginal utility from each new unit decreases. The incremental gain in utility caused by consuming one more unit is called the marginal utility. The word "utility" is used in economics to denote happiness or contentment.
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Selma deposited a paycheck for $378.42. she’ll use the check register to record her transaction. What will be her new balance?
Selma’s new balance will be $378.42. A paycheck also known as a pay check or pay cheque, is a paper document issued by an employer to pay an employee for services rendered. However, the physical paycheck is increasingly being replaced by electronic direct deposits to the employee's designated bank account or loaded onto a payroll card.
Employees may still receive a pay slip detailing the final payment amount calculations. A salary statement, also known as a payslip, pay stub, paystub, pay advice, or sometimes paycheck stub or wage slip, is a document received by an employee that either includes or is attached to the paycheck.
Each country has laws governing what information must be included on a payslip .
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Answer:
Selma's new balance will be $3,014.83. To find Selma's new balance, we need to add her paycheck of $378.42 to her current balance amount. The correct option is c.
Explanation:
When the price of tennis rackets increases, what happens in the market for tennis balls?
When the price of tennis rackets increases then A decrease in the price of tennis balls will result in an increase in the demand for tennis rackets. An increase in the price of one good can cause the demand for another good to increase if the two goods are complements.
A market is a gathering place for buyers and sellers to facilitate the exchange and transaction of goods and services. The market can be physical, like a retail store, or virtual, like an e-merchant. Other examples are illegal markets, auction markets, and financial markets.
Market structure refers to how different industries are categorized and differentiated based on the degree and type of competition for services and commodities. The four common types of market structure include perfect competition, oligopolistic market, monopoly market, and monopoly competition.
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In a hypercompetitive industry, firms: Group of answer choices have to get used to longer product life cycles. have to be more careful and not take any risks to jeopardize their products. must be willing to cannibalize their own products. benefit from lower levels of competitivity intensity.
In a hypercompetitive industry, firms : must be willing to cannibalize their own products.
What is Hypercompetitive Industry ?
Many companies that are in this hyper competitive industry would use the strategies that are adopted by the successful market leaders. However, the things that have worked for others may not work for you.
Therefore, it becomes difficult to maintain the competitive advantage. You can stay competitive in this hyper competitive industry by keeping yourself up-to-date with the changing environmental trends and should be able to take risks.
Companies should cannibalize their products to sustain competitive advantage. In addition to this, it is important for the companies to stay on par with the latest trends and embrace them with the ever changing conditions.
Therefore, we can conclude that the correct option In a hypercompetitive industry, firms : must be willing to cannibalize their own products.
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Availability of a qualified workforce is determined mainly by ecological factors.
a. True
b. False
It is false that availability of a qualified workforce is determined mainly by ecological factors.
What are ecological factors?These are environmental factors such as temperature, water, soil, wind, that have effect on living beings hence cause changes in habitats.
Examples of ecological factors are:
Air,Water,ClimateSoilNatural vegetationIn the light of the above, we can conclude that availability of a qualified workforce is not determined mainly by ecological factors.
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A(n) ______ is able to maintain an economic profit in the long run because there are no new entrants to increase supply, drive down price, and eliminate economic profit.
A pure monopolist is able to maintain an economic profit in the long run because there are no new entrants to increase supply, drive down price, and eliminate economic profit.
Who is a pure monopolist?This is the structure of the market that is known to exist where there is a single producer in the market.
The monopolist is known to be the pace setter and he has a huge control of the market since he is the sole producer.
The pure monopolist is known to enjoy abnormal profit in the market given that he is the only company that produces the product.
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JoePrivateCo intends to raise capital by selling 100 million shares of common stock in an IPO. The investment bank rep advising JoePrivateCo on the transaction estimates that comparable companies in its sector tend to trade at a multiple of 10 - 12 times 2010's expected earnings. The equity capital markets rep advising JoePrivateCo advises the company to price the shares at a 20% discount to satisfy demand for the securities. Assuming JoePrivateCo intends to float 40% of its total equity in the IPO, and assuming it expects its current trend in earnings growth to continue, what is the mean offering price for the transaction?
Assuming it expects its current trend in earnings growth to continue, the mean offering price for the transaction is: $4.94.
Mean offering priceFirst step is to find the rate or percentage
Percentage=($127 MM/ $115 MM) - 1
Percentage= 10.4%
Second step is to find the cost
Cost =$127 MM×(1 + 10.4%)
Cost = $140.3MM
Third step is to calculate the mean offering price
Mean offering price=[40%×(11 × $140.3MM)]× (1 - 20%)
Mean offering price=(40% × $1,542.8MM/100) × (1 - 20%)
Mean offering price = ($617.1MM / 100) × (1 - 20%)
Mean offering price = $6.17 × (1 - 20%)
Mean offering price= $4.94
Therefore assuming it expects its current trend in earnings growth to continue, the mean offering price for the transaction is: $4.94.
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The combined costs of direct labor and factory overhead per equivalent unit used by many businesses with process operations is called: Multiple Choice Overhead cost per equivalent unit Combined cost per equivalent unit Finished cost per equivalent unit Physical cost per equivalent unit Conversion cost per equivalent unit
Explanation:
Hvvxhxhhxhhxgyxhhxhxhxhhxhxhxhxhxgxgxhx3 is a great resource for to use in the world to create a grassland and unique design for your business with the most important 3 of and your business gbugj
Banks decide to do away with fees charged when other banks' customers use the banks' own ATMs. If the Federal Reserve wants to maintain the same federal funds rate, it should:
If the Federal Reserve wants to maintain the same federal funds rate, it should sell treasury bills.
What is Federal Reserve?The Federal Reserve System is the United States of America's central banking system. The Federal Reserve Act was enacted on December 23, 1913, in response to a succession of financial panics that led to a need for central control of the monetary system in order to relieve financial crises.What are treasury bills?Treasury bills (sometimes known as T-bills) are short-term securities that mature in one year or less from the date they are issued. T-bills are purchased for less than or equal to their face value, and when they mature, the Treasury pays the face value.If the Federal Reserve wishes to keep the federal funds rate constant, it should sell treasury bills.
Therefore, if the Federal Reserve wants to maintain the same federal funds rate, it should sell treasury bills.
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A(n) is an employee organization that represents its members in negotiations with management over wages and working conditions.
A union is an organization of employees that represents its members in negotiations with management about wages and working conditions.
What is the role of the union?It plays an essential role in protecting and maintaining workers' rights, maintaining adequate wages, compatible working hours and negotiating to improve workers' conditions.
Therefore, unions were essential for the achievement of employee rights.
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A firm that wanted to enable its employees to use and share data without allowing outsiders to gain access could do so by establishing a(n):__________
A firm that wanted to enable its employees to use and share data without allowing outsiders to gain access could do so by establishing a: intranet
This is further explained below.
What is an intranet?Generally, A company that intended to provide its workers the ability to utilize and exchange data while preventing unauthorized third parties from gaining access to such data may do so by building an intranet.
In conclusion, a private network built using World Wide Web technologies; is a local or limited communications network.
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Which of the following actions is unlikely to help make a company's branded footwear more competitive vis-a-vis the brands of rival firms
Investing in plant upgrades to reduce the reject rates at each of the company's plants is an action that is unlikely to help make a company's branded footwear more competitive vis-a-vis the brands of rival firm.
What is a brand?A brand is an identity, like a logo which people identify a firm or an organization with. It is an intangible business concept that helps people identify a company, product, or individual.
When a company invest only in plant inorder to reduce the reject rates at each of the company's plants, such would not make a brand less competitive because of such investment it has made.
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Need help ASAP! Tyyyyyy
This is a question on Entrepreneurship. The two sectors where Mama Meals plays are:
Yes. Business plans are essential for laying out the long-term goals of a business.
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You take out a 20-year $240,000 mortgage loan with an APR of 12% and monthly payments. In 12 years, you decide to sell your house and pay off the mortgage. What is the principal balance on the loan
The principal balance on the loan is $162,593.52.
First, allow's locate the monthly charge
PV = 240,000
n = 20 * 12 = 240 monthly payments
r = 12%/12 = 0.01 in step with month
PV PMT * 1- 1 (1+r) n
240,000 = frac{PMT}{0.01} * left [ 1 - frac{1}{(1+0.01)^{240}} right ]
240,000 = frac{PMT}{0.01} * 0.9081941635
240,000 = PMT * 90.81941635
PMT = frac{240,000}{90.81941635}
PMT = $2,642.6067205176
Now, we are able to locate the mortgage notable after 12 years
PMT = $2,642.6067205176
variety of payments ultimate, n = (20 - 12) * 12 = 96
r = 0.01
PV PMT * 1- 1 (1+r) n
PV = frac{2,642.6067205176}{zero.01} * left [ 1 - frac{1}{(1+0.01)^{96}} right ]
PV = 264,260.67205176* 0.6152770299
PV = 162,593.5214193848
essential stability at the loan = $162,593.52
A mortgage loan is a secured mortgage that lets you avail your budget by providing an immovable asset, along with a house or commercial property, as collateral to the lender. The lender keeps the asset till you repay the loan.
The time period “mortgage” may be used to explain any monetary transaction where one celebration receives a lump sum and agrees to pay the cash again. A mortgage is a sort of mortgage that is used to finance assets. A mortgage is a kind of loan, but no longer all loans are mortgages.
When purchasing a house, there are three main kinds of mortgages to choose from fixed-fee, conventional, and trendy adjustable charge. All have distinct benefits and shortcomings that assist numerous homebuyer profiles.
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A consol is a bond that pays a fixed annual coupon amount and, when originally issued, is set to mature in 30 years.
A consul is not a bond that pays a fixed annual coupon amount and matures in 30 years so this is False.
What is a Consul?A consul is a type of bond that would pay the holder a certain amount of interest forever.
It never matures but the interest amount being paid is fixed. This makes it a special type of bond as most other bonds will eventually mature.
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A bilateral contract is one in which one side promises to perform in exchange for the other side's actions
False, A bilateral contract is one in which one side promises to perform in exchange for the other side's actions.
A bilateral agreement is a settlement in which each event trade is guaranteed to carry out. One party's promise serves as consideration for the promise of the alternative. As a result, each celebration is an obligor on that party's personal promise and an obligee on the other's promise.
conventional contract regulation classifies contracts into bilateral and unilateral contracts. Bilateral contracts are those regarding promises made with the aid of all events, while unilateral contracts involve promises made by the most effective one of the events.
A bilateral agreement is a binding agreement among parties in which both exchange guarantees to perform and satisfy one aspect of a good deal.
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________ is the analysis and redesign of workflow within and between enterprises. Multiple Choice Business process reengineering Benchmarking metrics Critical success factors Decision support interfaces
(C) Business process reengineering (BPR) is the analysis and redesign of workflow within and between enterprises.
What is Business process reengineering (BPR)?Business process re-engineering (BPR) is an early 1990s business management method that focuses on the analysis and design of workflows and business processes within a company. BPR seeks to assist firms in fundamentally rethinking how they do business in order to improve customer experience, reduce operational costs, and compete on a global scale.BPR aims to assist businesses in significantly restructuring their organizations by focusing on the design of their business processes from the ground up. A business process, according to early BPR proponent Thomas H. Davenport (1990), is a sequence of logically related operations executed to produce a specific business objective.Therefore, (C) business process reengineering (BPR) is the analysis and redesign of workflow within and between enterprises.
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Complete question:
__________ is the analysis and redesign of workflow within and between enterprises.
Multiple Choice
(A) Critical success factors (CSFs)
(B) Benchmarking metrics
(C) Business process reengineering (BPR)
(D) Decision support interfaces (DSI)
Mary deeds her property over to her three children with the condition that she is able to live on the property for the remainder of her life. This is an example of what
Mary deeds her property over to her three children with the condition that she is able to live on the property for the remainder of her life. This is an example of a life estate.
Life Estate is a person's lifetime ownership of the real estate. Legally, real estate dies when ownership of the property returns to its original owner or is transferred to another person "for a lifetime" and decides what to do after that person dies. is. For example, a certificate that the land is "passed to John Doe for a lifetime and then to Jane Doe" gives John a valid lifetime property and gives Jane the rest.
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prior to what year was the caveat emptor let the buyer beware was the name of the game for consumers
Prior to 1914, the caveat emptor let the buyer beware was the name of the game for consumers.
What is Caveat Emptor?The phrase "caveat emptor" has gained renown in English. The contract law principle known as caveat emptor often governs the sale of real estate after the date of closure, though it may also apply to the sale of other types of products.Because purchasers frequently know less about the product or service they are buying than the seller, the phrase "caveat emptor" and its use as a disclaimer of warranties are a result.This characteristic of the circumstance is referred to as "information imbalance." Defects in the product or service might only be known to the seller and concealed from the buyer.know more about caveat emptor
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The tax impact of a capital investment project (such as the replacement of a major piece of machinery) is present during:
The answer is all stages (initiation, operation, and final disposal) of the project.
The official commencement of a project is the initiation. It typically starts with the issuance of a project mandate, which summarises the project's goal and approves budget expenditure.
Putting your project strategy into practice is known as implementation, often referred to as project execution. A "kick-off meeting" for the project is a common way to start.
You will execute the actions and activities outlined in your project plan during this phase to produce the project deliverables.
Since they frequently take place simultaneously, monitoring and control frequently overlap with execution.
They call for monitoring project development and performance as well as resolving any problems that may come up during regular work.
You will finish your job during this final stage and end the project. Closure is just the project's conclusion; it doesn't necessarily indicate success.
Hence, The tax impact of a capital investment project (such as the replacement of a major piece of machinery) is present during all stages (initiation, operation, and final disposal) of the project.
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When companies like delta and united decide to end their benefits agreements with the nra, what kind of selective benefits of the nra are they targeting?
The answer is material benefit.
A material benefit is any right or interest in any property, whether heritable or movable, corporeal or incorporeal.
Delta and United Arab Airlines gave cheap airfare for members of the National Rifle Association who attended the pro-gun groups convention. The Delta airline discount ranges from 2% to 10%. These reductions are significant benefits since NRA members pay less plane ticket than the rest of the travelers while attending pro-gun groups meetings, which are intended for debate of gun control issues, such as strict background checks.
Therefore, the answer is material benefit.
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Because texas has the highest percentage of uninsured people in the nation, the state quickly established its own health care exchange upon passage of the affordable care act.
i. True
ii. False
ANSWER (A) TRUE.
Texas has the highest percentage of uninsured people in the nation, the state quickly established its own health care exchange upon passage of the affordable care act.
Owning a good health care exchange may cut costs, save uninsured people by providing them services so that they can establish a good health at a affordable rate which is possible due to the affordable care act.
Serving the nation with proper guidance leads to insurance of many unsecure people. Establishing and fulfilling the needs of the highest percentage that is population security is the way one can secure the nation and its growth so that passage of way before the treatment is possible precaution.
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Find the EAR in each of the following cases: (Assume 365 days in a year. Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.) Stated Rate (APR) Number of Times Compounded Effective Rate (EAR) 9.9 % Quarterly % 18.9 Monthly 14.9 Daily 11.9 Infinite
EAR = [ 1 + (APR/m)]^m -1 where, m = periods in one year.
What Is the Annual Percentage Rate (APR)?The term "annual percentage rate" (APR) describes the annual interest that is produced by an amount that is charged to borrowers or paid to investors. APR is a percentage that represents the actual annual cost of borrowing money throughout the course of a loan or the revenue from an investment. This does not account for compounding and includes any fees or other charges related to the transaction. Consumers can evaluate lenders, credit cards, and investment goods using the APR as a benchmark figure.
What Makes an Effective APR?
What constitutes a "good" APR will vary depending on the market's competing rates, the central bank's prime interest rate, and the borrower's own credit score. Companies in competitive industries will occasionally offer very low APRs on their credit products, such as 0% on vehicle loans or leasing options, when prime rates are low. Although these low rates could sound alluring, clients should make sure that they are permanent and not just introductory rates that will change to a higher APR after a set amount of time. Furthermore, individuals with really good credit ratings can be the only ones who can get low APRs.
Calculation:
a. [ 1 + (0.099/4)]^4 -1
EAR = 10.27%
b. [ 1 + (0.189/12)]^12 -1
EAR = 20.62%
c. [ 1 + (0.149/365)]^365 -1
EAR = 16.06%
d. [ 1 + (0.119/10,000)]^10,000 -1
EAR = 12.63%
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Correct question:
Find the EAR in each of the following cases: (Assume 365 days in a year. Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)
Stated Rate (APR) Number of Times Compounded Effective Rate (EAR)
a. 9.9% Quarterly
b. 8.9% Monthly
c. 14.9% Daily
d. 11.9% Infinite
calculate the following future value given the assumptions below: Assume an individual invests $250/mo for 30 years at an expected rate of return of 8 percent
According to the Question, We are given,
An individual invests $250/m for 30 years at an expected rate of return of 8 percent.
To Calculate the Future Value,
SOLUTIONHere, the deposits will be same every month, so it is an annuity. We will use the following future value of annuity formula:
FVA = P × ((1 + r)ⁿ - 1 / r)
where, FVA is future value of annuity,
P is the periodical amount = $250,
r is the rate of interest = 8% pa,
so monthly rate = 8% / 12 = 0.67%
and n is the time period = 30 × 12 = 360 months
Now, putting these values in the above formula, we get,
FVA = $250 × ((1 + 0.6667%)360 - 1 / 0.6667%)
FVA = $250 × ((1 + 0.006667)360 - 1 / 0.006667)
FVA = $250 × ((1.006667)360 - 1 / 0.006667)
FVA = $250 × ((10.9357296578 - 1 / 0.006667)
FVA = $250 × (9.9357296578 / 0.006667)
FVA = $250 × 1490.28493442
FVA = $372571.23
So, future value is $372571.23
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