Blank checks should be safeguarded to ensure proper financial security and to prevent unauthorized usage. It is important to keep them secure and avoid pre-signing or any other actions that could lead to potential misuse or fraud.
Blank checks are checks that have not been filled out or signed yet. They are typically issued by individuals or businesses to authorize payments but leave the specific details blank until they are needed. Blank checks should be securely stored and safeguarded to prevent unauthorized access and potential misuse.
Leaving blank checks accessible to unauthorized individuals can lead to check fraud, identity theft, and unauthorized transactions. Safeguarding blank checks helps protect the financial integrity of an individual or organization and reduces the risk of fraudulent activities.
It is important to note that blank checks should never be pre-signed. Pre-signing checks is a risky practice that can easily be exploited if the checks fall into the wrong hands. It is advisable to sign checks only when they are properly filled out and ready for use.
Additionally, it is recommended to pre-number blank checks. Numbering checks sequentially provides an effective control mechanism for tracking and reconciling payments, reducing the risk of duplicate or unauthorized transactions.
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Victoria has been paying a mortgage on her property for the past 30 years. When Victoria pays the last payment on her mortgage, her ownership interest in the property will be:
Victoria has been paying a mortgage on her property for the past 30 years. When Victoria pays the last payment on her mortgage, her ownership interest in the property will be: Fee simple absolute.
What is fee simple absolute?This is a straight forward type of fee simple absolute. This is one that has to do with do with the right to own a property, do anything on it and even damage it.
This type of interest is the highest type of ownership of properties that is recognized by law in the United States of America.
The fee simple absolute requires that no amount is paid for rent. But there are cases where they have to pay property tax to the state government
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Wayfair is deciding between two different catalogs to customers. one catalog costs $0.50 to produce, is 50 pages long, has a 5% conversion rate, and the average converted customer brings in $315. the second catalog costs $0.95 to produce, is 100 pages long, and a converted customer brings in $300. what does the conversion rate of the second catalog need to be in order to make the same amount of profit as the first catalog
The conversion rate of the second catalog need to be a minimum of 5.4% in order to make the same amount of profit as the first catalog.
What is conversion rate?Conversion costs are the manufacturing expenses needed to transform raw resources into finished goods.
To calculate the value of ending inventory, which is then recorded in the balance sheet, cost accounting uses the concept.
What is the computation for the above answer?Looking at the 1st catalog, the cost of production = 100 * $ 0.50
= $ 50.
This mean that the rate of conversion is 5 %.
Hence, the number of customers that the 1st catalog brings in is 5.
Therefore, the revenue generated is computed at:
5 * $ 315
= $ 1575, and
Profit is (Revenue less cost)
= $ 1575 - $ 50
= $ 1525.
Assuming that the conversion rate for the 2nd catalog is y%
Hence, for the second catalog, the cost is
100 * $ 0.95
= $ 95.
The conversion rate is y % so that the number of customers that the 2nd catalog brings in is y.
Therefore, the revenue generated is y * $ 300
= $ 300y; therefore,
The profit is $ 300y-95.
From the above, we can state mathematically that if the 2nd catalog will make the same amount of profit like the first, at the very least, then:
our function should be stated as follows:
300y - 95 ≥ 1525; that is
300y ≥ 1525+95; that is
300y ≥ 1620; hence
y ≥ 5.4
QED
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A corporation is offering 300,000 shares to the public at $15 per share. The manager's fee is $.15 per share, the underwriter's fee is $.20 per share, and the concession is $.65 per share. Participations are 100,000 shares for the manager and 200,000 shares for the underwriting syndicate. Retentions are 100% for the manager and 75% for the syndicate members. How much does the public pay per share
Based on the share price, the underwriter's fee, the manager's fee, and the concession, the amount the public pays for the shares is $15 per share.
What does the public pay per share?The company offers the 300,000 shares that it is selling, to the public and says they should pay $15 per share. This is therefore the price that the public will pay per share of the 300,000 offered.
The amount that the company will then get from these shares is
:= (Share price - Manager's fee - underwriter's fee - concession) x number of shares
= (15 - 0.15 - 0.20- 0.65) x 300,000
= $4,200,000
Most companies already anticipate that they will get less than the value of the stock issued thanks to the various expenses incurred such as the manager's fee.
To counteract this, they issue more stock than they need and the additional stock will take care of the expenses.
In conclusion, the public will pay $15 per share.
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If a conventional loan is at 16% and the VA loan is at 15%, the lender will want to charge how many points to increase the yield on investment?
The lender will have to charge eight points to increase the interest on the investment or debt. A loan occurs when one or more people, businesses, or other entities lend money to other people, businesses, entities or borrower.
The borrower incurs a debt and is frequently liable for the interest charges up until the debt is paid off, in addition to the principle amount borrowed. The payment of interest encourages the lender to make the loan. A legal loan's responsibilities and restrictions are all enforced by a contract, which may also expose the borrower to extra restrictions known as the loan covenants.
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John bought his house for $185,000. He sold it 6 years later for $230,000. What was his ROI (return on investment)? -19.56%
24.32%
19.57%
-24.32%
John's Return on Investment (ROI) was B. 24.32%.
What is the return on investment?The Return on investment (ROI) is a financial ratio that measures the benefit or gain made by an investor.
The ROI is computed by determining the profit or return and using this as a numerator over the investment cost. It is then expressed as a percentage.
Data and Calculations:Investment cost = $185,000
Sales proceeds after 6 years = $230,000
Returns = $45,000 ($230,000 - $185,000)
Return on investment = 24.32% ($45,000/$185,000 x 100)
Thus, John's Return on Investment (ROI) was B. 24.32%.
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Which printmaking method operates with the understanding that oil and water do not mix?
A printing method that takes advantage of the fact that water and grease don't mix. The image is transferred using a greasy media, such as a particular greasy ink called tusche, crayon, pencils, lacquer, or synthetic materials, to a grainy surface (traditionally stone but more typically aluminium).
The inked image is transferred (or "offset") from a plate to a rubber blanket and then to the printing surface in offset printing, a typical printing technique. The offset method makes use of a flat image carrier when combined with the lithographic process, which is based on the attraction of oil and water.
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In terms of the goal - what is the formula for net profit?
Answer:
Deducting all company expenses from its total revenue
A limitation of bond ratings is that they ____
A limitation of bond ratings is that they focus exclusively on default risk.
When investing, the bond rating represents the creditworthiness of a corporate or government bond. It's not the same as a person's creditworthiness. Ratings are published by rating agencies and used by investment professionals to assess the likelihood of debt repayment.
Bond Rating is a character-based credit rating system used to assess bond quality and creditworthiness. Investment grade bonds are rated by Standard & Poor's from AAA to BBB- and by Moody's from Aaa to Baa3. Junk bonds have a lower rating.
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A(n)_____ -end fund issues shares only when it is organized and its shares are usually traded on a stock exchange.
Answer: closed
Explanation:
Guiding and motivating employees to work effectively to accomplish organizational goals and objectives, giving assignments, explaining routines, clarifying policies, and providing feedback on performance are all tasks associated with the function of management.
"Guiding and motivating employees to work effectively to accomplish organizational goals and objectives, giving assignments, explaining routines, clarifying policies, and providing feedback on performance are all tasks associated with the function of management." all these are Leading This is further explained below.
What is Leading?Generally, a person in charge of a team, an organization, or an entire nation.
In conclusion, Management activities include guiding and inspiring people to achieve corporate goals and objectives, offering assignments, describing procedures, clarifying regulations, and providing performance feedback. Leading
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Proponents of "no taxation without representation" claimed that although trade regulation was a legal means for parliament to raise revenue, direct internal taxes such as the stamp act were an illegitimate extension of parliamentary power. True or false?.
False,Proponents of "no taxation without representation" claimed that although trade regulation was a legal means for parliament to raise revenue, direct internal taxes such as the stamp act were an illegitimate extension of parliamentary power.
What is trade regulation?Trade regulation is a branch of law that includes government regulation of unfair methods of competition and unfair or misleading corporate acts or practices. It is sometimes associated with antitrust. Antitrust law is frequently regarded as a component of trade regulation law. They establish "rules of the road" for US enterprises wishing to do business in global markets by lowering barriers to US exports, defending US interests, and promoting the rule of law in trade agreement partner countries. Trade regulation rules may include requirements imposed to prevent such activities or practices. Unless the Commission clearly states otherwise in its rule, a breach of a rule constitutes an unfair or deceptive act or practice in violation of section 5(a)(1) of the Act (15 U.S.C. 45(a)(1)).
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If a profit-maximizing firm in a competitive market discovers that, at its current level of production, price is greater than marginal cost, it should
If a profit-maximizing firm in a competitive market discovers that, at its current level of production, price is greater than marginal cost, it should increase its output.
What is competitive market?In response to customer demand for products and services, a competitive market develops. Due to the competition created by this market system, businesses must assess their costs of production, pricing policies, and product output.
Some key points of the competitive market are-
Perfect competition, as well as competitive markets, aim to factor in both the buyer and the supplier equally and develop strategies based on the market's current supply and demand. We define competitive marketplaces, describe their traits, and explain their functions and distinctions in this article.No single consumer or producer can control the market in an environment where there is competition.A market that is totally competitive has many knowledgeable buyers and sellers, no obstacles to entrance, and no potential for monopolies.Among the ten characteristics of a competitive market are profit, diminishing supply, competition, and exclusion.To know more about competitive market, here
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How can the company that purchased the mine better approach the situation?
The company that purchased the mine better approach the situation by developing a strategy that include all stakeholders.
In the year 2006, giant of the mining industry Xstrata purchased the Tintaya copper mine in Espinar, Peru. There has been a dispute between the community and the mine over issues including land rights, pollution, and social responsibility of the mining company. The previous mine owner had established a good dialogue table with the local community. According to many people , when Xstrata took over, the company did not abide by those arrangements which were made by the previous owner.
That is why if Xstrata wants to make better then it should consider the interest of every stakeholder over there.
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City center, resort, airport and freeway are all examples of hotels being classified by:_____.
a. locationb. pricec. serviced. amenities
City center, resort, airport and freeway are all examples of hotels being classified by location.
Different types of hotels classified as per location:
They are categorized by considering their location with respect to the city where they are located.
Airport Hotels − They are the hotels which are located near airport.
Boatels − They are generally built on the houseboats.
City Center − Located in the center of the city near commercial area.
Motel − They are generally small hotels which are located on highways. They are generally used by transit guests.
Suburb Hotels − They are located near urban areas. and are mostly used by high class families.
Floating Hotels − They are located on the cruise ships, large lakes, or rivers.
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The invention of small desktop copiers to create a new consumer market using the same technology as large, stand-alone copiers is an example of a(n) ______ innovation.
The invention of small desktop copiers to create a new consumer market using the same technology as large, stand-alone copiers is an example of an architectural innovation.
When new products or services employ current technology to open up previously untapped markets or attract new customers, this is known as architectural innovation. For instance, the smart watch repurposed cell phone technology into a watch form factor.
Modifying current solutions for a brand-new market is architectural innovation. Architectural innovation is the process of rearranging existing parts of a product to alter its overall design. This innovation happens within the next few to three years. Examples include desktop photocopiers and Sony Walkmans.
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Seth is writing a proposal to submit to another company. His title page includes the title, his name, the date, and the name of his company. What else should he add
Seth should add (B) the name of the company receiving the proposal.
Why it is important to add the name of the company receiving the proposal?It is always necessary for the other person or company to know if the paper is for them or not, and it is a professional and respectful practice to include the name of the firm receiving the proposal.A title page does not require an executive summary because it merely comprises the title, names, dates, author, and other publication information. The font style and name are also absolutely unnecessary because they have no relevance to the document; it is merely the format you will give to the paper in order for it to be formally proper for a proposal.Therefore, Seth should add (B) the name of the company receiving the proposal.
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Complete question:
Seth is writing a proposal to submit to another company. His title page includes the title, his name, the date, and the name of his company. What else should he add?
A. The executive summary.
B. The name of the company receiving the proposal.
C. The style he is using to format the proposal.
D. The name of the type font he selected.
The time required to chance a machine from making one product or service to the next is called:______.
A) setup time.
B) cycle time.
C) queue time.
D) hold time.
The time required to change a machine from making one product or service to the next is called A) setup time.
Setup time is the c programming language needed to adjust the settings on a machine, in order that it is prepared to manner a task. Shortening the amount of setup time is critical for conducting short production runs, in order that an enterprise can greater without difficulty engage in only-in-time manufacturing.
Setup Time is the time the enter facts signals are stable (either high or low) earlier than the lively clock facet occurs. Maintain Time is the time the input records signals are stable (both high or low) after the lively clock part occurs.
Setup time is defined as the minimal amount of time before the clock's lively edge through which the statistics ought to be stable for it to be latched efficiently. Any violation in this required time causes wrong statistics to be captured and is called a setup violation.
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At a company, the ratio of interns to full-time employees is 2 to 9. When 10 new interns are brought on for the summer, the ratio of interns to full-time employees changes to 1:2. How many full-time employees are at this company
36 full-time employees are at this company.
Explanation:
2x + 10 is for interns
9x is a full time
2x + 10/9x = 1/2 (new ratio)
solve for x = 4
plug x = 4 for 9x to see how many full-time employees are there.
Answer: 36
In mathematics, a Ratio is an assessment of two or more numbers that suggests their sizes on the subject of each difference.
A ratio compares two quantities via department, with the dividend or range being divided termed the antecedent and the divisor or range this is dividing termed the ensuing.
An instance of an employee is an individual who is employed by McDonald's and is paid a certain amount of money for each hour worked. A person who works inside the service of some other (the employer) is subject to a contract for hire, where the employer controls the conditions of work performance.
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The parts of the process cost report include: (Check all that apply.) Multiple select question. cost assignment and reconciliation. cost charged to each job. physical flow of units. equivalent units of production.
The parts of the process cost report include:
Cost assignment and reconciliation. Physical flow of units. Equivalent units of production.What is process cost?It should be noted that process costing means the way to determine the cost in the production process.
In this case, cost assignment and reconciliation, physical flow of units, and the units of production are part of the report.
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A variant of fiscal-year budgeting whereby a 12-month projection into the future is maintained at all times is termed _____ budgeting. a.master b.zero-based c.flexible d.continuous
A variant of fiscal-year budgeting whereby a 12-month projection into the future is maintained at all times is termed Continuous budgeting.
What is Continuous Budgeting?Budgets are created for future periods, revised throughout current periods, and adjusted at the conclusion of the term. This process is known as continuous budgeting. In other words, it's the practice of maintaining active, current, and future budgets to monitor costs and project growth in the future.The majority of businesses create their budgets on a monthly, quarterly, or annual basis, however many businesses now create weekly budgets to monitor sales and shipments. In the current era, these plans are utilized to establish financial and performance goals and benchmarks for the future. Following the conclusion of the current period, the budgeting process is restarted by developing a new plan for the following accounting period.To learn more about Continuous Budgeting refer to:
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Long-term liability balances for the budgeted balance sheet are obtained from?
The long-term liability balances that are seen on the budgeted balance sheet are obtained from the cash budget and capital expenditures budget.
Where are long-term liability balances obtained from?The long-term liabilities of a company will need to be included in a budgeted balance sheet to see how they affect the operations of the business in a period.
These balances are obtained from the cash budget where budgeted payments for long term liabilities will be put. For instance, the interest payments for the period, or the cash to redeem the entire bond or debenture.
The capital expenditure budget will also list those payments that need to be made to service a debt and are the double entry transactions for the cash budget where interest payments are recorded.
In conclusion, the balances are acquired from the cash budget and capital expenditures budget.
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To allow whistleblowers to come forward with information organizations should ________
i. allow for complete
ii. anonymity
iii. create an open-door policy
iv. protect them from retaliation
To allow whistleblowers to come forward with information organizations should protect them from retaliation. A whistleblower is someone who comes out and divulges their knowledge of any wrongdoing they believe is taking place either throughout the entire organization or in a particular department.
A whistleblower is somebody who reports any illegal activity, whether they be an employee, contractor, or supplier. There are particular rules designed to shield whistleblowers from losing their jobs or receiving unfair treatment. The majority of organizations have a distinct policy that outlines exactly how to report such an incident. Whistleblowers might be either internal or external.
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The Connors Company has assembled the following data pertaining to certain costs that cannot be easily identified as either fixed or variable. Connors Company has heard about a method of measuring cost functions called the highlow method and has decided to use it in this situation.
Estimated total cost at an operating level of 9,000 hours will be $38,200.
SOLUTION: -As per high low method
Variable cost = Change in cost / Change in hours = (High cost - Low cost) / (High hours - Low hours).
Particular Cost HoursHigh $42,000 10,000Low $23,000 5,000Change $19,000 5,000Variable cost = $19,000 / 5,000
= $3.80 per hour
Fixed cost = Total cost - variable cost
= $23,000 - ( $3.80 × 5,000 )
= $23,000 - $19,000
= $4,000
Estimated total cost at an operating level of 9,000 hours
Fixed cost + Variable cost
= $4,000 + ( $3.80 × 9,000 hours)
= $4,000 + $34,200
= $38,200
Therefore, Estimated total cost at an operating level of 9,000 hours is = $38,200.
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Correct Question - The Connors Company has assembled the following data pertaining to certain costs that cannot be easily identified as either fixed or variable. Connors Company has heard about a method of measuring cost functions called the high−low method and has decided to use it in this situation.
Cost Hours
$24,360 5,800
$26,500 6,100
$34,800 7,850
$42,360 13,000
$38,800 9,400
What is the Estimated total cost at an operating level of 9,000 hours?
If Glade, which markets Glade scented PlugIns and Glade scented candles and wax melts were to introduce Glade laundry detergent and dryer sheets with the same scents, this would be called ____ branding.
If Glade, which markets Glade scented PlugIns and Glade scented candles and wax melts were to introduce Glade laundry detergent and dryer sheets with the same scents, this would be called brand-extension branding.
What is brand extension branding?A marketing approach in which a company that markets a product with a well-developed image utilizes the same brand name in a different product category is known as brand extension or brand stretching. The new product is known as a spin-off.Organizations employ this method to build and exploit brand equity (definition: the net worth and long-term sustainability just from the renowned name). Jello-creation gelatin of Jello pudding pops is an example of a brand extension.It raises brand visibility and enhances profitability by offering products in more than one category.Therefore, according to Glades, situation, if Glade, which markets Glade scented PlugIns and Glade scented candles and wax melts were to introduce Glade laundry detergent and dryer sheets with the same scents, this would be called brand-extension branding.
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Bottom, inc. paid an invoice for $1,000, with discount terms of 1/7, n/30, within the discount period. the net amount paid was:______.
a. $1,000.b. $980.c. $1,020.d. $998.
the net amount paid was: $998
Invoice discounts are probably the simplest form of invoice financing. Like all types of invoice loans, invoice discounts sell unpaid invoices to lenders and offer cash invoices equal to the percentage of the value of the invoice. When your customer pays the invoice, the lender pays you the balance minus their charges.
Invoice rebates give businesses instant access to the value of cash and sales summarized on unpaid invoices. It's easy, when you charge a customer or principal, the lender gives you a percentage of the total amount and gives your business a cash flow boost.
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If C represents consumption expenditure, Ig represents gross investment, In represents net investment, G represents government expenditure, Xn represents net exports, and Xg represents gross exports, GDP is:
"If C represents consumption expenditure, Ig represents a gross investment, .."Xn represents net exports, and Xg represents gross exports, GDP is: C+Ig+G+Xn. This is further explained below.
What is expenditure?Generally, money, time, or energy is spent in the process of spending Keep a running tally of all your purchases. expense.
In conclusion, "If C represents consumer spending, Ig represents gross investment, .." Xn denotes net exports, and Xg represents gross exports, GDP is: C+Ig+G+Xn
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Which process is used to develop risk profiles for a firm's information system projects and assets?
Portfolio analysis is the answer.
Portfolio analysis is the process of reviewing or valuing the elements of a company's entire portfolio of securities or products. The review is conducted for careful risk-return analysis.
Business portfolio analysis is basically the process by which a company's products and services are considered and categorized based on performance and competitiveness.
They focus on factors such as the contribution of securities selection, sector weights, asset allocation, and perhaps the flow of funds in and out of cash positions and portfolios. You can discuss portfolio performance regardless of the benchmark.
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Item5 Item 5 In economic terms, resources that are not being used to satisfy consumer demand Multiple Choice are being conserved. are being wasted. can be used to preserve the environment. can be used for animal welfare.
Items 5 Itemt 5 in economic terms, resources that are not being used to satisfy consumer demand are being wasted.
According to the take-make-waste approach, business takes resources, makes products out of them, and waste whatever is left over.
In economics, resources are defined as services or other assets used to produce goods and services that satisfy human needs and desires. Economics, also called factors of production, classifies resources into four categories: land, labor, capital, and business.
Economic resources can be divided into human resources and physical resources. Human resources include labor and management, and non-human resources include land, capital, financial resources, and technology.
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If gdp is $20 trillon, how many years will it take for gdp to increase to $40 trillion if annual growth is 10 percent?
It will take 7 years.
Given GDP is $20 trillion and increased GDP is $40 trillion.
Gross domestic product (GDP) is the standard measure of value added generated by the country's production of goods and services over a certain time period. GDP is the total monetary or market worth of all completed products and services produced within a country's boundaries in a certain time period.
As such, it also accounts for the money generated by such output, as well as the overall amount spent on final products and services (less imports).
Time take to reach $40 trillion is to be found.
Formula to find the time taken to reach $40 trillion is given below:
F = P *(1+i) ^t
Here,
F = 40,
P = 20,
I = 10%
Now put the values in the formula given above.
F = 0.1040 = 20 × (1+0.10) ^t(1.10)^t
= 40 / 20
= 2
Taking log both sides t = log 2 / log 1.10
= 7.27 yrs or 7 yrs
Therefore, it will take 7 years.
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To gain assurance that all inventory items in a client's inventory listing schedule are valid, an auditor most likely would trace
To gain assurance that all inventory items in a client's inventory listing schedule are valid, an auditor most likely would vouch (C) items listed in the inventory listing schedule to inventory tags and the auditor's recorded count sheets.
What are inventory items?Inventory item - a discrete product that can be indicated as being in stock. You can track inventory if your company sells stock items. A product purchased for resale that is tracked in Stock and on the Balance Sheet is an inventory item.An inventory list should, in general, include the product's name, SKU number, description, cost, and quantity. Inventory lists assist brands in managing and monitoring stock levels, enabling tighter inventory control and a more streamlined approach to inventory management.An auditor will most likely attest items listed in the inventory listing schedule to inventory tags and the auditor's recorded count sheets to get assurance that all inventory items in a client's inventory listing schedule are valid.Therefore, to gain assurance that all inventory items in a client's inventory listing schedule are valid, an auditor most likely would vouch (C) items listed in the inventory listing schedule to inventory tags and the auditor's recorded count sheets.
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Complete question:
To gain assurance that all inventory items in a client's inventory listing schedule are valid, an auditor most likely would vouch
A. Inventory tags were noted during the auditor's observation of items listed in the inventory listing schedule.
B. Inventory tags were noted during the auditor's observation of items listed in receiving reports and vendors' invoices.
C. Items listed in the inventory listing schedule to inventory tags and the auditor's recorded count sheets.
D. Items listed in receiving reports and vendors' invoices to the inventory listing schedule.