Trudy's Debt-to-income ratio is 44%.
Debt-to-income ratio is an example of a debt ratio. It measures the ability of income to cover debt.
Debt-to-income ratio = debt / income
Total Debt = monthly debt x 12
Monthly debt = rent + car payment + student loan + credit cards
$695 + $265 + $200 + $160 = $1320
Total Debt = $1320 x 12 = $15,840
Debt-to-income ratio = $1320 / $36,000 = 0.44 = 44%
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the purpose of _______ is to build selective demand.
Persuasive advertising serve as kind of advertising that build selective demand.
Persuasive advertising can be regarded as a form of product promotion which convince the potential customer in a persuasive manner to purchase a specific product.It is a kind of advertising that bring about Selective demand whereby demand for a specific brand is been set as a result of the advert to the potential customer.
Therefore, Persuasive advertising is the correct term.
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3. Suppose we have an investment of $10,000 that is earning 2.1% interest compounded continuously. How long would it take to triple the initial investment
It will take an approximate of 52 years to triple the initial investment.
The formula for Future value is A = Pe^(rt)
Given Information
Triple amount
Rate = 2.1%
[tex]3 = e^(.0.021t)\\ln(3) = 0.021t\\t = ln(3)/0.021\\t = 1.09861228867 / 0.021\\t = 52.314870889\\t = 52.31[/tex]
Therefore, it will take an approximate of 52 years to triple the initial investment.
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Um...look what i found
overflow packages will have a color matched to it on the delivery app
There are thousands of packages being delivered daily. he overflow packages will have a color matched to it on the delivery app, will have a color matched to it on the Rabbit’s “Scan to Verify” screen is a false statement.
A package is simply referred to as a small container that has a quantity of something that is sold. They can be small boxes made of thin cardboard, or bags, envelopes etc.
An overflow is simply when a place or container is having too much people or things. That is, it is too full of them.
An overflow of packages is when there are too much packages. This is often seen during the festive periods and in airport and delivery companies.
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A salesperson lacking goals will drift around their territory, wasting time and energy. Group startsTrue or False
According to the new classical critique of fiscal policy, an increase in government spending today will lead to what change in current savings
In accordance with the new classical critique of fiscal policy in today's world, an increase in government spending will lead to an increase in current savings.
Fiscal policy refers to a economic policy whereby governments seeks to stabilize the economy by manipulating the levels and allocations of taxes and government spending.
The new classical critique of fiscal policy states that an increases in government spending and decreases in taxes are largely offset by increases in savings.
Therefore, in conclusion, In accordance with the new classical critique of fiscal policy in today's world, an increase in government spending will lead to an increase in current savings.
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A wage increase of $3000 per year is most likely to increase the subjective well-being of people who currently earn ________ per year.
Answer:
12,000
Explanation:
A wage increase of $3000 per year is most likely to increase the subjective well-being of people who currently earn $12,000 per year.
What is wage?The term wage refers to the payments made to employees or labor as compensation for their services. Daily, weekly, and monthly are the norm. The wages are paid on a daily, weekly, or according to the work basis. The wages are the expenses of the business.
According to the given was the amount are the wage was the increased the per year in the $3000. There was the subjective in the people are the increased the well-being into the people are the collection was the wage are the $12,000 per year in the currently to the earn.
As a result, the wage increase of $3000 per year is most likely to increase the subjective well-being of people who currently earn $12,000 per year. Therefore, option (a) is correct.
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#SPJ5
Your question is incomplete, but most probably the full question was.
a. $12,000b. $40,000c. $25,000d. $75,000what is a signed affidavit verifying self employment
a sworn statement and written legal document that is under the oath of law typically used to show a court proof of employment
True or false: A management contract is an arrangement in which one firm contracts with another to produce products to its specifications.
The statement which states that a management contract is an arrangement in which one firm contracts with another to produce products to its specifications is false
According to the given question, we are asked to show whether a management contract is one where there is an arrangement between two firms to produce its goods to its specifications.
As a result of this, we can see that a management contract is one where one firm gives its management skills in part or in full to another firm.
With this in mind, we can see that contract manufacturing is one where there is an arrangement in which one firm contracts with another to produce products to its specifications but is in charge of the marketing.
Therefore, the correct answer is false.
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*15 POINTS*
PLEASE HELP WITH ALL SOLUTIONS
Answer:
i cant see them
Explanation:
Rahm finishes dressers and nightstands at a furniture manufacturing company. However, a chemical spill at the factory caused an accident that left him permanently disabled. Which program is specifically designed to help employees like Rahm
The program that is specifically designed to help employees like Rahm is: Social security program.
Social security program is program that provide insurance coverage in order to protect and provide for people who are no longer earning due to old age or unforeseen circumstance.
Social security program are specifically for:
Old peoplePeople with disability etc.This program help to provide or render financial assistance to old people, and to individual that are disabled due to workplace hazard by providing monthly financial assistance to them.
Based on the information given social security program is a program that is specifically designed to help employees like Rahm that has permanent disability due to workplace hazard.
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Marketing intermediaries add __________ utility to products by having them available when consumers want them.
Based on business sales strategy, marketing intermediaries add time utility to products by having them available when consumers want them.
This is because the time utility allows the business firms and marketers to make the products available to the consumers whenever they need them.
Time utility is a marketing tool used by the business firms like retails to add value to products and to bridge the gap between the products and consumers.
Hence, in this case, it is concluded that the correct answer is "time utility."
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How do we minimize short run cost and maximize short run profits?
the definition of workplace teams includes the requirement that team members _____.
Explanation:
I dont know sorry have a good day
Explain the term economic activity
Answer:
Economic activity is the activity of making, providing, purchasing, or selling goods or services. Any action that involves producing, distributing, or consuming products or services is an economic activity. Economic activities exist at all levels within a society.
Explanation:
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A(n) ____________________ is all the people and organizations that might purchase a product.
Consumers refers to a group of people, individuals, businesses that make use of a product.
A(n) consumer is all the people and organizations that might purchase a product
The consumers can also be refered to as the market for a product. They are people who have the ability, and willingness to buy a product at a particular time.
Consumers can either purchase a product to consume directly or buy with the purpose of using it for production of other items.
Therefore, consumers are purchasers and users of a product.
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Kristina (41), a freelance photographer, reports a net profit of $50,000 on schedule c, profit or loss from business. This is her only income. How much is kristina's self-employment tax?.
Based on the slab rates for self-employment tax, Kristina's self-employment tax is "$7,650."
What is Self Employment tax?The self-employment tax rate for 2021 is 15.3 percent which is a summation of the 12.4% Social Security tax and a 2.9% Medicare tax on net earnings.
Given that the net profit of Kristina is $50,000
Therefore, the self-employment tax is calculated as
$50,000 × 15.3% = $7,650
Hence, in this case, it is concluded that the correct answer is $7,650
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You will still be able to get public broadcasting whether or not you contribute to their fundraising campaign. You decide not to contribute. What is this an example of?
A. a public-sector problem
B. an externality problem
C. a public-good problem
D. a free-rider problem
Answer:
D. a free-rider problem
Which of the following are some of the biggest perceived detriments of the performance management system?
a. Feedback that is delivered frequently.
b. Lack of fairness by managers.
c. Too much focus on pay and incentives.
d. Lack of clarity on how to improve.
The factors that are considered some of the biggest perceived detriments of the performance management system are: b. Lack of fairness by managers; c. Too much focus on pay and incentives, and; d. Lack of clarity on how to improve.
To understand this subject, we need to know what the performance management system is.
What is a Performance management system?Performance management system refers to a series of activities that are performed by the human resource department in an organization to improve the productivity of employees. Its features are;
Provision of feedback in real-time
TrainingRewardRecognitionProgress review.While all of these are good, certain downsides can be seen when managers are not fair, focus much on pay and incentives, and do not provide enough information on what workers can do to improve.
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what is the difference between hazard insurance and homeowners insurance
Answer:
The difference between the two is that Hazard insurance can cover you and or protect you against "structural damage caused by natural disasters".
Meanwhile Homeowners insurance is "a financial protection against theft"...
So, long story short,
Hazard insurance=protection from natural disasters (structural damage)
Hazard insurance=protection from natural disasters (structural damage)Homeowners insurance=protection against theft and damage to your home and belongings
I hope this helped!!
An individual bank can safely lend an amount equal to its excess reserves, but a commercial banking system can lend _____.
An individual bank can safely lend an amount equal to its excess reserves, but a commercial banking system can lend greater than its excess reserves.
It should be noted that a single bank may not lend money more than the amount that it has in its excess reserves. This is different from the commercial banks that lend more than what they've in their reserves.
An individual bank can safely lend an amount equal to its excess reserves because it's typically difficult for individual banks to keep reserves as per the legal reserve requirements.
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Managers can limit conflicts brought about by ______ by treating employees equally, being open about why some employees are rewarded, and offering mentoring programs.
Based on workplace or organizational management, Managers can limit conflicts brought about by co-workers by treating employees equally, being open about why some employees are rewarded, and offering mentoring programs.
To promote good working relationships, managers need to solve any conflicts among co-workers amicably by being open to everyone involved.
This will show impartiality from the managers and will help solve the issue permanently.
Co-workers tend to have dynamic relationships in the same organization, and to prevent long-term conflict; managers should settle the issue without looking biased.
Hence, in this case, it is concluded that the correct answer is "Co-workers."
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Situational variables that cause one style of leadership to be more effective than another are also called:
Answer:
leadership style and situational favorableness
Explanation:
Which statement explains a reason why the United States relies more heavily on expensive, high-tech medical treatments as compared to European countries
The main reason why the U.S. relies more on this is because the its health care costs are paid from a mixture of sources which leaves no single source primarily responsible for controlling health care costs.
In Europe, the countries does not rely more heavily on expensive and high-tech medical treatments as United States does.
In conclusion, the main reason why the U.S. relies more on this is because the its health care costs are paid from a mixture of sources which leaves no single source primarily responsible for controlling health care costs.
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In order to overcome the ________ problem, interest groups often provide ________ to their members. free-rider; collective goods free-rider; selective benefits principal-agent; collective goods principal-agent; selective benefits
The selective benefits are regarded as benefits given only to group members. In order to overcome the free-rider problem, many interest groups offer selective benefits.
The free-rider problem is often known as a type of market failure. It takes place when individuals who benefit from resources, public goods or services of a benefit to all nature do not pay for them or they under pay.
They are problem because they do not pay for the goods but still continue to access or use it.
This problem in social science deals with how to limit free riding and its negative effects in the society.
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Sun Do sells key chains with leather fobs for $12 and $9. The key chains are very similar and have identical manufacturing costs. The difference is that the stitching on the leather fob is in a less precise pattern on the $9 key chain than it is on the $12 key chains. What approach to price discrimination is Sun Do using
Answer:
offering imperfect goods as part of the hurdle method
Explanation:
some of the elements of are a focus on a shared mission, a willingness to work together toward the same goals, and a sense of trust in each other.
Part of the element of teamwork includes the focus on a shared mission, willingness to work together etc.
At workplace, teamwork refers to the collaborative effort of the employee to achieve a common goal in most effective and efficient manner.
Hence, the part of the element of teamwork includes the focus on a shared mission, willingness to work together etc.
Therefore, the answer is element of teamwork.
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Why is term life insurance better than whole life insurance?
Answer: Term life is “pure” insurance, whereas whole life adds a cash value component that you can tap during your lifetime. Term coverage only protects you for a limited number of years, while whole life provides lifelong protection—if you can keep up with the premium payments.
Explanation:
Television advertising offers many advantages to national advertisers, but it is a relatively ______ form of advertising
Television advertising offers many advantages to national advertisers, but it is a relatively expensive form of advertising.
Advertisement is used by companies to promote their products and make people aware of such products. There are different forms of advertisement such as through television, radio, newspaper, etc.
Television advertising is typically desirable but costly to produce the advertisement. It's desirable but expensive to buy time. Despite its advantages, it's costly.
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Which among the 4 common errors that leads to unbalanced account is the HARDEST to resolve. Explain Why.
The common errors that leads to unbalanced account and are the easiest to resolve includes the error of Omission, Commission. Original Entry and Duplication.
In accounting, there are different type of error that could result to the unbalanced account, that is, leaving the Trial balance or Balance sheet unbalanced.
Generally, the recognized type of errors in accounting includes:
Error of Original EntryError of DuplicationError of OmissionError of Entry ReversalError of Principle Error of CommissionTransposition ErrorsRounding Errors etcIn conclusion, the common errors that leads to unbalanced account and are the easiest to resolve includes the error of Omission, Commission. Original Entry and Duplication because they are easy to correct.
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