Table 1 shows the financial position of the Smithville Bank once $4895.00 has been deposited. Assume that the required reserve ratio is 5.00%. The bank manager decides to lend Billy Bob Smith all of the bank's excess reserves. Billy Bob takes the funds to Eula Mae's Used Machines and buys a pickup truck. Eula Mae then deposits the money in her account back at the Smithville Bank. Table 2 should show the bank's accounts after the loan is made and the funds again deposited.
Table 1: Original Assets and Liabilities
Assets Liabilities
Reserves: $4895.00 Deposits: $4895.00
Table 2: Original Assets and Liabilities after Bank Makes a Loan
Assets Liabilities
Reserves:? Deposits: ?
Loans" ?
1. What are the bank's loans in Table 2?
2. What are the bank's reserves in Table 2?
3. What are the bank's deposi
Based on the details given in the table, the following are true of the Smithville Bank:
Bank loans are $4,650.25.Bank reserves are $4,895Bank deposits are $9,545.25.What are the bank loans?These can be found as:
= Amount deposited x ( 1 - required reserves)
= 4,895 x (1 - 5%)
= $4,650.25
What the bank's reserves?The bank's reserves are the same as the new deposits without the reserve requirement being taken.
This leaves it as the amount that was deposited of $4,895.
What are the bank's deposits?This is found as:
= Initial deposit + Loan created
= 4,895 + 4,650.25
= $9,545.25
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In industrial economies, the term alienation is used to describe a situation in which a worker has produced something but :__________ a) is bullied by coworkers and therefore feels like an outsider. b) cannot expect to be paid an adequate wage for the work that was done. c) sees it shipped overseas, to be used by foreign aliens. d) sees that product as belonging to someone else, rather than to the man or woman whose labor actually produced it.
When a person is said to suffer alienation in industrial economies, it means that the worker produced something but d) sees that product as belonging to someone else, rather than to the man or woman whose labor actually produced it.
What is alienation?This is a process when whereby a person makes something but is made to feel as though it isn't theirs.
In other words, they begin to look at the very thing they produced as belonging to someone else instead of them who were the ones who actually produced the good.
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Why do you think they recommend saving 3-6 months’ of expenses in your emergency fund?.
It is recommended to save 3-6 months’ of expenses in your emergency fund so as to have temporary holdover and ample time to find another job.
What is Emergency fund?Thus us defined as a bank account with money set aside to pay for unexpected expenses.
Unexpected expenses could be repair of vehicles or loss of jobs which it is safe to save 3-6 months’ of expenses in your emergency fund.
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Alonso is preparing for the grand opening of his wild animal sanctuary. He has wants to invite local politicians, animal rights activists, journalists, and his investors to the event. Because of all the important tasks that need done before the grand opening, Alonso cannot spend too much time searching for the best invitation, so he follows the satisficing model by
a. ordering high-quality paper and handwriting each invitation.
b. reviewing every possible invitation available online and at the local store.
c. deciding not to send invitations after all.
d. ordering some that seem fairly nice and have animals on them.
Alonso cannot spend too much time searching for the best invitation, so he follows the satisfying model by ordering some that seem fairly nice and have animals on them. Option D
This is further explained below.
What is a wild animal sanctuary. ?A place where the natural habitats of animals and their surrounding environments are preserved undisturbed and unaltered is called a wildlife sanctuary.
In these areas, it is illegal to capture, kill, or otherwise take an animal in any way, including by poaching. Their goal is to provide the animals with a life that is as stress-free as possible.
In conclusion, The term "satisficing model" refers to a framework that, rather than concentrating on achieving the best possible results, prioritizes doing what is considered to be "good enough." In the scenario presented here, Alonso wishes to celebrate the great inauguration of his wild animal sanctuary with attendees including politicians, activists, and media.
The satisfactory model anticipates that he will purchase charming invitation cards that have printed images of various animals. Because, in contrast to alternative possibilities, it yields results that may be considered sufficient or adequate.
The concept of providing a safe haven for wild animals may be conveyed effectively via the use of printed animal photos on invites.
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Which of the following items are reasons to acquire debt?
A. Default
B. Keep emergency cash available
C. Establish credit history
D. Both keeping emergency cash available and establishing credit history
The reasons to acquire debt is: D. Both keeping emergency cash available and establishing credit history
What is debt?Debt means to borrow money from a lender in which the borrower is expected to pay at a due date.
The reason why a person or an individual should borrow money is to have available cash in case of emergency or unforeseen circumstance so as to have something to fall back to and to as well establish credit history in a case were you intend to borrow another money in the future.
Therefore The reasons to acquire debt is: D. Both keeping emergency cash available and establishing credit history
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Answer:
D.) Both keeping emergency cash available and establishing credit history
Explanation:
I got it correct on founders edtell
In the short run, if average product is at its maximum, then average variable cost is at its minimum. Group of answer choices True False
In the short run, if average product is at its maximum, then average variable cost is at its minimum. This is correct.
What is average product and average variable cost?Average variable cost is the cost of input that varies with the output produed per unit produced. It is total variable cost divided by the number of output. Average product is the is total product divided by output.
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Keisha is renting a one-bedroom apartment but allows her best friend to move in and pay $200 per month to sleep on the couch for the summer while she is between jobs. The apartment is burglarized one afternoon when they are both out, and the thief steals both of their laptops, Keisha’s TV, and her best friend’s wireless headphones. What will the insurance company cover?
a. None of these items
b. Keisha’s laptop and TV only
c. Keisha’s laptop and TV and 10% of the cost of her friend’s laptop and headphones
d. Keisha’s laptop and TV and her friend’s laptop and headphones
Answer:
It would be A. None of these items.
Explanation:
Insurance would never cover a TV, headphones, and two laptops.
A promissory note: Multiple Choice Is a short-term investment for the maker. Is a written promise to pay a specified amount, usually with interest, either on demand or at a stated future date. Is a liability to the payee. Is created when a company sells its receivables to a finance company or bank. Cannot be used in payment of an account receivable
A promissory note is a written promise to pay a specified amount, usually with interest, either on demand or at a stated future date.
What is a promissory note?A promissory note is a debt instrument used by the note issuer to promise payment to the payee. The amount promised is ususally a definite amount of money and the date is usally specified. A promissory note is also known as notes payable.
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Which depreciation method generally results in the lowest net income for the first year a plant asset is utilized?.
The double declining-balance is a depreciation method generally results in the lowest net income for the first year a plant asset is utilized.
What is double declining balance (DDB) method all about?The double declining balance method can e explained as type of declining balance method that uses double the normal depreciation rate.
Some of the Depreciation rates used are;
150%, 200% (double) 250% of the straight-line rate.Learn more about double declining balance (DDB) method at:
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YASHARI earns $27,000 per year, is single, and lives in Wyoming. She has $7000 in Direct Subsidized loans and another $19,000 in Direct Unsubsidized loans. She is trying to save up an emergency fund of at least 6 months’ take-home pay, so she’s torn about how much she should devote to her student loans and how much to the emergency fund every month.
Which plan has the highest total amount paid? How long is the repayment period for this plan?
Answer:
Income-Contingent Repayment (approximately $37,812), 21 years
Explanation:
With a monthly payment limit of 20% of her discretionary income and no loan forgiveness eligibility, Yashari would pay $147-142 per month, $37,812 total, until December 2043 (21 years from 2022).
YASHARI should compare scenarios of paying off student loans first or simultaneously building an emergency fund. The repayment period varies depending on factors like interest rates and monthly allocations.
The choice of whether to put emergency fund development ahead of repaying her student loans is at the center of YASHARI's conundrum. Plan 1 calls for devoting all surplus funds to loan repayment before beginning to accumulate an emergency fund. The total amount paid toward the loans as a result of this strategy is higher.
Plan 2 entails making minimum loan payments while allocating a portion of extra funds to create the emergency fund. Even though Plan 2's overall payment may be less, it enables YASHARI to create a financial safety net at an early stage. Each plan's repayment period is influenced by various elements including interest rates and monthly allotments. By consulting a financial advisor, YASHARI is able to create a personalized strategy that fits her financial objectives and situation.
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The Department of Transportation built a new highway interchange outside of Raymond's town. Many of the businesses are suffering because the amount of traffic in town has been reduced. This is forcing employers to reduce their number of employees. What factor that affects the labor market is represented in this situation? a. World event b. Government action c. Social change d. Population shift
Answer: Government action
Explanation:
Government action simply means the approval, consent or authorization by the government for a particular thing to be done.
In this case, we are informed that the Department of Transportation built a new highway interchange outside of Raymond's town and this brought about traffic. This is an example of government action as the highway interchange built is the function of the government.
Answer:
pretty sure its b government action
Explanation:
sorry if im incorrect
Identify 3 duties you would expect a bookkeeper to perform
Answer:
1. Maintain accurate financial records
2. Pay suppliers, customers, and debts on time
3. Ensure the prompt collection of receivables
This tectonic plate pushes against the Eurasian plate to form the Alps and other geographical features
Answer:
African
Explanation:
True or False: Producers benefit most from falling production costs when the demand for flat-screen TVs is very elastic.
Bilos Co. purchased a patent on a newly developed technology. They will recognize the cost of this patent:
Answer:
over the asset's life using amortization expense
Explanation:
Typing with capital letters and exclamation points in an email is an example of:

A.
poor etiquette.

B.
mixing personal and company business.

C.
getting your point across.

D.
using emoticons.
Typing with capital letters and exclamation point in an email is an example of poor etiquette
A terrible example of email etiquette is using capital letters and exclamation points. Therefore, option (A) is accurate.
What do you meant by poor etiquette?If you interrupt someone else while they are speaking, whether on purpose or not, it is impolite. Allow your manager or coworker to finish their sentence, even if you disagree with what they are saying, before offering your own thoughts and opinions.
Using the words "please" and "thank you," holding doors open, covering our mouths while chewing, wearing appropriately, and shaking hands are all examples of etiquette. They are crucial because they instill confidence in us, free up our attention to concentrate on the substance of our interactions, and instruct us on how to behave and what to anticipate from other people.several forms of manners.
Social etiquette is crucial for people to learn since it shows them how to conduct themselves in public. Bathroom Protocol – The protocol for using the
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A company has the following activities and costs: machine setup of $5,000 per setup and factory services of $100 per square foot. If product 1 uses 2 setups and has 10,000 square feet, overhead allocated to product 1 is $
Answer:
1010000
Explanation:
Introduce word trade organisation. What are the functions of it?
Which type of Financial Aid am I? I am given to students who come from lower-income families and I do not need to be repaid. *
An urban center that is disproportionately larger than the second largest city in a country and that dominates the country’s social, political, and economic activities can be best classified as.
A primate city is an urban center that is disproportionately larger than the second largest city in a country and that dominates a country's social, political and economic activities.
How are primate cities developed?Some factors that contribute to the development of a city in relation to others are related to:
UrbanizationEconomic opportunitiesPolitical centralizationIndustrializationTherefore, some primate cities, such as Paris and Bangkok, are cities that show great social and economic development, in addition to being target cities for internal migration.
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You purchased 100 shares of Granny Smith stock one year ago. You purchased your stock at $157.21 per share. You earned $232 in dividends this year. If you sold your all your shares today at the current market value of $217.58 per share, what would you rate of return be for the year
The rate of return for the year from the purchase of 100 shares of Granny Smith stock a year ago is 39.88%.
What is the rate of return?An investment's rate of return is the net gain over the specified period.
The return or net gain (Revenue - Cost) is usually expressed as a percentage of the investment's initial cost.
Data and Calculations:Numer of shares purchased = 100
Cost price per share = $157.21
Total cost of purchase = $15,721 ($157.21 x 100)
Dividends for the year = $232
Current price per share = $217.58
Total returns or net gain = $6,269 ($217.58 - $157.21 x 100 + $232)
Rate of return = 39.88% ($6,269/$15,721 x 100)
Thus, the rate of return for the year from the purchase of 100 shares of Granny Smith stock a year ago is 39.88%.
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Foreign companies with manufacturing plants that are allowed to operate in Mexico with special privileges in exchange for employing Mexican citizens are known as _______. Multiple choice question
Answer:
It is Maquiladoras
Explanation:
hope this helps.
Answer:
I think it is Maquiladoras ...........
intro to business edmentum notes for unit 3 and 4? vv high points
Answer:
The notes can be found on brain.com someone is giving out the notes
Explanation:
I don't remember his name but if you ask nicely then them notes will be yours.
Seema is heading into her junior year of high school and received a large financial gift from her grandmother. She kind of wants to buy some new clothes, but she has a financial goal of saving for her college education, but she also wants to be able to buy a used car to get her to and from campus. What should Seema do with the money she's received?
Based on the given information Seema should deposit the money into a savings account.
What is savings account?A savings account is an account that allow a person to save while you earn an interest on the saved amount.
Since she has a financial goal of saving for her college education the best choice is for her to open a saving account and deposit the money given to her by her grandmother into the saving account as this will help her to achieve her set goal.
Inconclusion Seema should deposit the money into a savings account.
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Missy's company just went through the process of downsizing. missy retained her job, but now she has a much heavier workload. since the layoffs, missy has been worried about her future and more reluctant to take risks on the job. missy is showing the symptoms of ________.
a) unemployment anxiety.
b) survivor's syndrome.
c) downsizing disorientation.
d) downsizing anxiety.
e) employee depression.
Answer:
b
Explanation:
It is survivors syndrome
What does Expected Family Contribution mean?
Answer:it means that
Explanation: In the post-secondary education system of the United States, an expected family contribution is an estimate of a student's, and for a dependent student, their parent' or guardian', ability to pay the costs of a year of post-secondary education
what is y=x^3+7x^2+14x+8
Answer:
x=−2,−1,−4
Explanation:
you need to be more specific in what you want. These are the zeros for the problem
Vhich of the following is a description of a pullback device?
a) Device that uses cable attached to hands which allows access to the point of operation when the slide/ram is up and automatically
withdraws hands when the slide/ram begins to descend.
b) Device with a probe or contact bar which descend a specific distance when the machine is started.
c) Device that requires simultaneous pressure by the operator to the controls, set away from the danger area, to activate the machine.
d) Device that uses cables or straps attached to the hands at a fixed point that allows movement within a specific safe area.
Answer:
Explanation:
A
All of the following costs should be charged against revenue in the period in which costs are incurred except for costs from idle manufacturing capacity resulting from an unexpected plant shutdown. manufacturing overhead costs for a product manufactured and sold in the same accounting period. costs of normal shrinkage and scrap incurred for the manufacture of a product. costs which will not benefit any future period.
The cost which SHOULD NOT be charged against revenue in which costs are incurred is d. costs of normal shrinkage and scrap incurred for the manufacture of a product in ending inventory.
What is Cost?This refers to the price of something which is used to produce a particular good and there are different costs.
With this in mind, we can see that when charging against revenue, it is important to add the manufacturing overhead costs, costs from idle manufacturing capacity but adding the costs of normal shrinkage is not needed.
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If you have a favorable sales volume variance, what must be true?.
Answer:
higher actual revenue than the standard revenue
Explanation: