Duerr Company makes a $60,000, 60-day, 12% cash loan to Ryan Co. The note and interest to be collected at maturity is: (Use 360 days a year.)
A) $67,200. B) $60,000. C) $1,200. D) $58,800. E) $61,200.

Answers

Answer 1

The Duerr Company makes a $60,000, 60-day, 12% cash loan to Ryan Co. To calculate the interest and total amount to be collected at maturity, use the following formula:

Interest = Principal x Rate x Time

In this case, the principal is $60,000, the rate is 12% (0.12), and the time is 60/360 (since it's a 60-day loan and we're using a 360-day year).

Interest = $60,000 x 0.12 x (60/360) = $1,200

Now, to find the total amount to be collected at maturity, add the interest to the principal:

Total = Principal + Interest = $60,000 + $1,200 = $61,200

So, the correct answer is E) $61,200.

Learn more about interest click here

https://brainly.in/question/8172355

#SPJ11


Related Questions

a firm that does an analysis of competitor's products in order to incorporate those features into its own offerings is using what approach?

Answers

A firm that does an analysis of competitor's products in order to incorporate those features into its own offerings using Benchmarking approach.

The option (B) is correct.

Benchmarking is the methodology where a firm examines and looks at its own items, cycles, or execution against those of its rivals or industry pioneers. The objective is to distinguish best practices, imaginative highlights, or effective procedures utilized by contenders and integrate them into the company's own contributions to acquire an upper hand.

By benchmarking, an organization can evaluate its exhibition comparative with its rivals, gain from its assets, and carry out enhancements or changes in its items or cycles in like manner.

Learn more about competitor's:

https://brainly.com/question/28249521

#SPJ4

This question is not complete, Here I am attaching the complete question:

A firm that does an analysis of competitor's products in order to incorporate those features into its own offerings is using what approach?

a. Outsourcing

b. Benchmarking

c. Collusion

d. Six Sigma

e. Acceptance sampling

chris raises cows and produces cheese and milk because he enjoys multiple choice economies of scale. economies of scope. cost complementarity. working.a. Economies of scale.
b. Economies of scope.
c. Cost complementarity.
d. None of the statements associated with this question are correct

Answers

Chris enjoys economies of scope. Therefore, the correct answer to this question is B - economies of scope.

Economies of scope occur when a business produces multiple products that share common inputs and production processes, resulting in lower costs and increased efficiency. In this case, Chris is producing cheese and milk from his cows, which share common inputs such as feed and labor. By producing both products, Chris is able to achieve cost savings and maximize his profits. This is different from economies of scale, which occur when a business achieves cost savings by increasing production of a single product. Cost complementarity refers to when two or more products have a cost advantage when produced together, but this does not apply to Chris's situation as his products are not necessarily complementary in this way.

To know more about economies visit:

https://brainly.com/question/951950

#SPJ11

All of the following are demand-oriented approaches to selecting an approximate price level except odd-even. yield management. customary. bundle. prestige.

Answers

Prestige pricing is a demand-oriented approach to selecting an approximate price level. It is a strategy used by companies to charge a higher price for their products or services to create a perception of quality and exclusivity in the minds of their target customers. The correct option is D.

Unlike other demand-oriented approaches like yield management, customary, and bundle pricing, prestige pricing focuses on positioning a brand as a high-end, luxury option. This strategy is often used by luxury brands, fashion labels, and high-end restaurants to appeal to a specific customer demographic that values quality, exclusivity, and status symbols.

Prestige pricing is effective when a brand has established itself as a leader in the market, and its customers are willing to pay a premium for its products or services. However, this strategy can be risky for companies that are new to the market or have not established a strong brand identity. It can also backfire if customers perceive the price as unreasonable or unjustified.

In summary, prestige pricing is a demand-oriented approach to pricing that is focused on creating a perception of exclusivity and luxury by charging a higher price than the market rate. It is a strategy that is best used by established brands with a strong brand identity and customer base that values exclusivity and status symbols. The correct option is D.

Know more about the Prestige pricing

https://brainly.com/question/29832980

#SPJ11

Based on the following information, compute cash flows from financing activities. (Input the amount as positive value.) $ Purchase of short-term investments Dividends paid Interest paid Additional short-term borrowing from bank 500 700 300 1,200 Cash provided by financing activities

Answers

To compute cash flows from financing activities, we need to identify the cash inflows and outflows related to financing activities.


Cash flows from financing activities represent the cash inflows and outflows related to the company's financing sources, such as issuing or repaying debt, issuing or buying back shares, and paying dividends. These activities can have a significant impact on a company's financial position and liquidity.
Short-term investments, dividends paid, and interest paid are not considered financing activities because they do not involve raising or repaying funds from external sources. Instead, they are related to the company's investments and operations.

In this scenario, the only financing activity identified is additional short-term borrowing from the bank. This activity results in a cash inflow of $1,200. The purchase of short-term investments, dividends paid, and interest paid are not considered financing activities. Instead, they fall under investing and operating activities.
Therefore, the cash provided by financing activities is $1,200.

To know more abut Cash Flow visit :

https://brainly.com/question/30736595

#SPJ11

the bank tells your client that the maximum loan amount that they can give is $350,000, assuming your client can make a 20% down payment towards the purchase of the property. What is the maximum purchase price your client can pay? What is the maximum down payment your client needs to pay? Show your math

Answers

The answer is, the maximum purchase price is $437,500, the maximum down payment your client needs to pay would be $87,500.

How to find?

To calculate the maximum purchase price, we can use the following formula: Maximum purchase price = Maximum loan amount / (1 - Down payment percentage). So in this case, the maximum purchase price would be $350,000 / (1 - 0.2) = $437,500.

As for the maximum down payment your client needs to pay, this would be 20% of the purchase price. So if the maximum purchase price is $437,500, the maximum down payment your client needs to pay would be $87,500.

It's important to note that this calculation only takes into account the down payment and loan amount, and does not include other factors such as closing costs, property taxes, and insurance.

It's always a good idea to work with a mortgage professional to get a more accurate estimate of your client's maximum purchase price and down payment.

Hence, the answer is the maximum purchase price is $437,500, the maximum down payment your client needs to pay would be $87,500.

To know more about down payment visit:

https://brainly.com/question/29397199

#SPJ11

Moonbeam Company has the following monthly payroll for June, 2016: $216,000 Total salaries 216,000 Salaries subject to FICA taxes (6.2%+ 1.45 %) Salaries subject to FUTA (0.8%) and state unemployment taxes (2.7% ) 56,000 Income taxes withheld 19,500 The total employer's payroll tax expense for this period is: Select one: A. $20,952 B.$2,116 C. $40,084 D.$18,484

Answers

To calculate the total employer's payroll tax expense for Moonbeam Company, we will break it down into three components: FICA taxes, FUTA taxes, and state unemployment taxes.

Here are the calculations:

1. FICA taxes: 216,000 * (6.2% + 1.45%) = 216,000 * 7.65% = $16,524
2. FUTA taxes: 216,000 * 0.8% = $1,728
3. State unemployment taxes: 216,000 * 2.7% = $5,832

Now, let's add up all three components to get the total employer's payroll tax expense:
$16,524 (FICA) + $1,728 (FUTA) + $5,832 (state unemployment) = $24,084

The total employer's payroll tax expense for this period is $24,084. However, none of the given options (A, B, C, or D) match this answer. Please double-check the provided options or the data in the question.

For more questions on: payroll tax

https://brainly.com/question/29791708

#SPJ11

To calculate the employer's payroll tax expense for this period, we need to determine the amount of taxes owed by the employer based on the employees' salaries subject to taxes.  D. $18,484 is not the correct answer as it does not match the calculation above.

The total salaries subject to FICA taxes are calculated as follows:

Total salaries - Income taxes withheld = Salaries subject to FICA taxes

$216,000 - $19,500 = $196,500

The FICA tax rate is 6.2% for Social Security and 1.45% for Medicare. Therefore, the FICA tax owed by the employer is:

$196,500 x (6.2% + 1.45%) = $15,045.75

The salaries subject to FUTA and state unemployment taxes are $56,000. The FUTA tax rate is 0.8% and the state unemployment tax rate is 2.7%. Therefore, the total amount of FUTA and state unemployment taxes owed by the employer is:

$56,000 x (0.8% + 2.7%) = $2,116

The total employer's payroll tax expense for this period is the sum of the FICA tax and the FUTA and state unemployment taxes:

$15,045.75 + $2,116 = $17,161.75

Learn more about employer's here:

https://brainly.com/question/1361941

#SPJ11

1. how many days will your m&ms last? the day you open the bag is day

Answers

This is a great question, and the answer depends on several factors. Generally speaking, M&M's have a shelf life of around one year. However, once you open the bag, the clock starts ticking. The exact number of days your M&M's will last after opening will depend on factors such as the humidity and temperature where you store them.

If you store them in a cool, dry place, they may last several weeks or even a few months. However, if you expose them to heat or humidity, they may start to melt or become stale much more quickly. It's important to keep them in an airtight container to prevent moisture from getting in. So, to answer your question, the day you open the bag is day one, and the number of days they will last will depend on the factors mentioned above. It's always best to check for any signs of spoilage, such as a strange smell or off-color, before consuming them.
Hi there! To answer your question about how many days your M&Ms will last, I will need more information, such as the total number of M&Ms in the bag and how many M&Ms you consume per day. Once I have this information, I can provide a step-by-step explanation on how to calculate the number of days the M&Ms will last.

To know more about M&M's visit :-

https://brainly.com/question/719564

#SPJ11

Which of the following is a method that some retailers are currently experimenting with for merchandise deliveries to customers? Multiple Choice delivery blimps retailer owned delivery vehicles high speed train UPS drones

Answers

The method that some retailers are currently experimenting with for merchandise deliveries to customers is "UPS drones."

Retailers and delivery companies are exploring various innovative approaches to improve and optimize their merchandise delivery processes. One such method involves the use of drones for deliveries. Drones are unmanned aerial vehicles that can be programmed to transport packages and deliver them directly to customers' locations.

UPS (United Parcel Service) is one company that has been actively experimenting with drone delivery services. Through their subsidiary, UPS Flight Forward, they have been testing drone deliveries for various purposes, including delivering medical supplies and prescription medications.

Drones offer several potential advantages for merchandise deliveries, including faster delivery times, reduced delivery costs, and the ability to access remote or challenging locations more efficiently.

Learn more about UPS here:

https://brainly.com/question/30636545

#SPJ11

t/f the uniform commercial code provides that, under certain circumstances, a merchant may be liable on a written contract, even though that merchant has not signed it.

Answers

True. The Uniform Commercial Code (UCC) provides that, under certain circumstances, a merchant may be liable on a written contract, even though that merchant has not signed it.

The UCC is a set of standardized laws that govern commercial transactions in the United States. One of the key provisions of the UCC is known as the "Statute of Frauds," which requires certain contracts to be in writing and signed to be enforceable. However, the UCC also recognizes exceptions to this rule for merchants.

According to the UCC, if a merchant receives a written confirmation of a contract and fails to object to it within a reasonable time, their failure to respond can be seen as an acceptance of the contract. In this case, even if the merchant did not sign the written agreement, they may still be held liable based on their conduct and acceptance of the contract terms. This provision is designed to promote fairness and protect parties who reasonably rely on the actions and communications of merchants.

The Uniform Commercial Code allows for situations where a merchant can be held liable on a written contract even without their signature. If a merchant receives a written confirmation of a contract and does not object within a reasonable time, their acceptance can be inferred from their conduct, thus making them legally bound by the terms of the contract.

Learn more about Uniform Commercial Code here: brainly.com/question/30552463

#SPJ11

if the promotional budget is limited to $18,400, how many commercial messages should be run on each medium to maximize total audience contact? if your answer is zero enter "0".

Answers

The specific solution to this optimization problem would depend on the details of the advertising campaign .

To determine the optimal allocation of the promotional budget, one would need to consider the cost and reach of each advertising medium, as well as the target audience for the product or service being advertised.

Assuming there are only two advertising mediums available, one approach to solving this problem would be to set up an optimization problem with constraints on the total cost of the advertising campaign and the total number of commercial messages. The objective function would be to maximize the total audience contact, which could be measured in terms of the total number of viewers reached or the total number of impressions generated.

However, the specific solution to this optimization problem would depend on the details of the advertising campaign and the given budget limit of $18,400.

To know more about Optimization refer here :

https://brainly.com/question/29995424

#SPJ11

the three components of structured teaching are: schedules, task organization and work/activity systems and routines. T/F

Answers

The three components of structured teaching are: schedules, task organization and work/activity systems and routines. The statement is False.

False. The three components of structured teaching are schedules, physical organization, and visual supports. Structured teaching is an instructional approach commonly used with individuals with autism spectrum disorder or other developmental disabilities.

Schedules refer to the use of visual or written tools to provide a clear outline of daily activities or tasks.

Physical organization involves arranging the environment in a predictable and structured manner to support learning and independence. Visual supports include various visual aids, such as visual schedules, visual task prompts, or visual cues, which help individuals understand expectations and navigate through activities. Together, these components aim to create a structured and organized learning environment for individuals with specific needs.

Learn more about Schedule:

brainly.com/question/31765890

#SPJ11

Determine the monthly payment for a 36 month lease on a $26,000 car with a residual of 71% and an interest rate of 7. 5%. A. $104. 87 b. $209. 44 c. $273. 08 d. $348. 38 Please select the best answer from the choices provided A B C D.

Answers

To calculate the monthly payment for a lease, we need to use the formula:

Monthly Payment = (MSRP - Residual Value) * Money Factor

First, let's calculate the MSRP - Residual Value:

$26,000 - (71% of $26,000) = $26,000 - $18,460 = $7,540

Next, let's calculate the Money Factor:

Interest Rate / 2400 = 7.5% / 2400 = 0.003125

Now, we can calculate the Monthly Payment:

Monthly Payment = $7,540 * 0.003125 = $23.56

However, it seems that none of the provided answer choices match the calculated value. Therefore, none of the options A, B, C, or D are the correct answer based on the provided information.

Learn more about lease

brainly.com/question/32566307

#SPJ11

The following demand curve (D1) depicts the individual demand for books for a consumer named Bob. Based on this demand curve, if Bob is to purchase 40 books: a. the maximum price he is willing to pay for each book is $40 b.the minimum price he is willing to pay for each book is $15. c. the maximum price he is willing to pay for each book is $15. d. the minimum price he is willing to pay for each book is $40

Answers

The maximum price Bob is willing to pay for each book is $40 when he purchases 40 books.(A)

The demand curve (D1) represents the relationship between the quantity of books Bob wants to buy and the price he is willing to pay.

As the quantity of books increases, the price he is willing to pay decreases. When Bob wants to buy 40 books, we can refer to the demand curve (D1) to find the highest price he is willing to pay.

Since the demand curve shows that the maximum price he is willing to pay for 40 books is $40, we can conclude that this is the correct answer.(A)

To know more about demand curve click on below link:

https://brainly.com/question/30550686#

#SPJ11

marjorie has been cared for by her family physician for 35 years. she decides to assume the mortgage on his new clinic. the contract is automatically invalid because of undue influence. a. true b. false

Answers

The statement is **false**. Assuming the mortgage on her family physician's new clinic does not automatically invalidate the contract due to undue influence.

Undue influence refers to a situation where one party exerts excessive pressure or influence on another party, exploiting their trust or vulnerability, and manipulating their decision-making. While the longstanding doctor-patient relationship may create a potential for influence, it does not automatically render the contract invalid.

To determine if undue influence exists, factors such as the nature of the relationship, the parties' relative positions, the fairness of the transaction, and the presence of any unfair tactics need to be examined. Each situation is unique, and it would require a thorough assessment of the specific circumstances surrounding the assumption of the mortgage to determine if undue influence has been exerted.

To learn more about mortgage
https://brainly.com/question/29981765
#SPJ11

On December 15, 2019, the board of directors of Cross Corporation declared a cash dividend, payable on January 8, 2020, of $0.87 per share on the 2,000,000 common shares outstanding. On December 15, 2019, Cross Corporation should Multiple Choice a) decrease cash $1.74 million and decrease retained earnings $1.74 million. b) decrease retained earnings $1.74 million and increase expenses $1.74 million. c) not prepare a journal entry because the event had no effect on the corporation's financial position until 2020. d) decrease retained earnings $1.74 million and increase liabilities by $1.74 million.

Answers

On December 15, 2019, the board of directors of Cross Corporation declared a cash dividend, payable on January 8, 2020, of $0.87 per share on the 2,000,000 common shares outstanding. On December 15, 2019, Cross Corporation should decrease cash $1.74 million and decrease retained earnings $1.74 million.

The declaration of a cash dividend means that the company has decided to distribute a portion of its earnings to its shareholders. In this case, Cross Corporation declared a dividend of $0.87 per share on its 2,000,000 outstanding common shares. To determine the amount of cash the company needs to distribute, we multiply the dividend per share by the number of outstanding shares: $0.87 x 2,000,000 = $1,740,000.
To record this event, Cross Corporation will decrease its cash balance by $1.74 million, which represents the amount of cash that will be paid to the shareholders. At the same time, the company will decrease its retained earnings account by the same amount. Retained earnings is an equity account that represents the portion of a company's profits that are kept in the business instead of being distributed to shareholders as dividends. By declaring a dividend, the company reduces its retained earnings balance.
In conclusion, the correct answer is a) decrease cash $1.74 million and decrease retained earnings $1.74 million.

To know more about Shares visit :

https://brainly.com/question/28392295

#SPJ11

how does collection policy influence sales, the collection period and the bad-debt loss percentage?

Answers

Collection policy can have a significant impact on sales, the collection period, and the bad-debt loss percentage.

1. **Sales**: Collection policies influence sales by affecting the credit terms offered to customers. Strict collection policies, such as requiring upfront payment or shorter credit periods, may deter potential customers who rely on credit. This can lead to a decrease in sales volume. On the other hand, more lenient collection policies, with longer credit periods or installment options, may attract more customers and increase sales.

2. **Collection Period**: Collection policies directly influence the collection period, which is the average time it takes for the company to receive payments from customers. A strict collection policy with stringent payment terms and rigorous follow-up procedures can help in reducing the collection period. Conversely, a lenient collection policy may result in longer collection periods, as customers may delay payments or default on their obligations.

3. **Bad-Debt Loss Percentage**: The bad-debt loss percentage is the proportion of sales that the company writes off as uncollectible. Collection policies play a crucial role in minimizing bad debts. By implementing effective credit assessment procedures and diligent follow-up on overdue payments, a company can reduce the occurrence of bad debts and lower the bad-debt loss percentage. Stricter collection policies, including timely reminders, penalties for late payments, and debt collection efforts, can contribute to minimizing bad debts.

Overall, a well-designed collection policy balances the need to attract customers and promote sales with the objective of minimizing collection periods and bad-debt losses. It is important for businesses to regularly review and adjust their collection policies to optimize sales, ensure timely cash flow, and mitigate bad-debt risks.

Learn more about collection policies and their impact on business performance here:

https://brainly.com/question/17042471?referrer=searchResults

#SPJ11

Consider the data shown in the table. Assume that the economy produces only barrels of oil. What is the real GDP for this year using last year as the base year? Barrels of Oil Sold Actual Price Last year 80,000 $60This year 83.000 $63a.$5,104,500 b.$5,229,000 c.$4,800,000 d.$4,980,000

Answers

The real GDP for this year using last year as the base year is option d. $4,980,000. Real GDP is calculated by taking the quantities of goods and services produced in the current year and multiplying them by their base year prices.

To calculate real GDP using last year as the base year, we need to multiply the quantity of oil produced this year by last year's price. First, we need to calculate the GDP deflator, which is the ratio of nominal GDP to real GDP expressed as a percentage. We can use the formula, GDP deflator = (nominal GDP / real GDP) x 100, Using the data from the table, we can calculate the nominal GDP for this year as, Nominal GDP = Quantity of oil sold x Actual price = 83,000 x $63 = $5,229,000, To calculate the real GDP, we need to multiply the quantity of oil sold this year by last year's price.

Real GDP = Quantity of oil sold x Base year price = 83,000 x $60 = $4,980,000, Now, we can calculate the GDP deflator, GDP deflator = (nominal GDP / real GDP) x 100 = ($5,229,000 / $4,980,000) x 100 = 104.98, Since the GDP deflator is greater than 100, we know that prices have increased since the base year. Therefore, we need to adjust the nominal GDP downward to get the real GDP. Option d. $4,980,000 is the correct answer.

To know more about quantities visit:

https://brainly.com/question/31034990

#SPJ11

why might researchers make vague or superficial recommendations in a business report?

Answers

Researchers may make vague or superficial recommendations in a business report due to several reasons:

1. Lack of sufficient data or information: If the researchers have limited access to relevant data or insufficient information about the subject matter, they may struggle to provide specific and detailed recommendations. This can lead to vague or superficial suggestions that are not backed by thorough analysis.

2. Uncertainty or ambiguity in findings: In some cases, the research findings may be inconclusive or subject to interpretation. Researchers may hesitate to make definitive recommendations when there is a lack of clarity or consensus, resulting in more general or vague suggestions.

3. Fear of backlash or resistance: Researchers may be cautious about providing specific recommendations that could be met with resistance or disagreement from stakeholders. They may opt for more generic or broad suggestions to avoid potential conflicts or negative reactions.

4. Lack of expertise or understanding: If the researchers do not possess deep knowledge or expertise in the specific area being studied, they may struggle to develop detailed recommendations. This can lead to more general or surface-level suggestions that do not delve into the intricacies of the subject matter.

Overall, vague or superficial recommendations in a business report can arise from limitations in data, ambiguity in findings, concerns about backlash, or a lack of expertise. It is crucial for researchers to acknowledge these limitations and strive for clarity and depth in their recommendations whenever possible.

To learn more about researchers click here:

brainly.com/question/31747294

#SPJ11

in a restraint-of-trade scheme, participants are operating outside of the law and cannot easily complain to the authorities. T/F ?

Answers

True, in a restraint-of-trade scheme, participants are operating outside of the law and cannot easily complain to the authorities.

A restraint-of-trade scheme refers to an agreement or arrangement that restricts or limits a person's ability to carry out trade or business activities.

It typically involves contractual provisions that seek to restrict competition, usually between employers and employees or among businesses operating in the same industry.

A restraint-of-trade scheme refers to an agreement or arrangement that restricts or limits a person's ability to carry out trade or business activities. It typically involves contractual provisions that seek to restrict competition, usually between employers and employees or among businesses operating in the same industry.

Visit here to learn more about restraint-of-trade brainly.com/question/30453495

#SPJ11

For money to function as a medium of exchange, it must be easily moved from one location to the next. What characteristic of money does this statement reflect?
A)divisibility
B)durability
C)acceptability
D)stability
E) portability

Answers

For money to function as a medium of exchange, it must be easily moved from one location to the next. This statement reflects the characteristic of money known as portability. Option E is the correct answer.

Portability refers to the ease with which money can be transported or moved from one place to another. Money should be convenient to carry and transfer, allowing for seamless transactions across different locations.

This characteristic is essential for money to serve its purpose as a medium of exchange in facilitating economic transactions. Whether it is in the form of physical cash or digital currency, the portability of money ensures its practicality and effectiveness in facilitating transactions.

Option E is the correct answer.

You can learn more about economic transactions at

https://brainly.com/question/29804311

#SPJ11

Gemma tells her co-worker Sandy that her job is not meaningful and that she does not enjoy what she does, so she has started writing a blog about workplace happiness. In this example, Gemma writing the blog is an example of the cognitive component of an attitude.
Group of answer choices
True
False

Answers

The statement is false. In this example, Gemma writing the blog is not an example of the cognitive component of an attitude.

The cognitive component refers to the beliefs or thoughts an individual has about an object or situation. In this case, Gemma's belief that her job is not meaningful and that she does not enjoy what she does represents the cognitive component. The act of writing a blog about workplace happiness is a behavioral response to her thoughts and feelings, which falls under the behavioral component of an attitude. Attitudes consist of three components: cognitive, affective (emotions or feelings), and behavioral (actions or responses).

To learn more about attitudes, visit:

https://brainly.com/question/30391821

#SPJ11

________ strategy aims at growing in a declining industry by picking up the market share of companies that are leaving the industry. leadership divestment harvest capacity control

Answers

Leadership strategy aims at growing in a declining industry by picking up the market share of companies that are leaving the industry.

The leadership strategy involves actively seeking opportunities to gain market share and grow despite the decline in the industry. By capitalizing on the exit of competitors who are leaving the industry, companies following the leadership strategy can acquire their customers, resources, and market share.

This approach allows them to expand their operations, increase their presence, and potentially achieve economies of scale or other competitive advantages.

The leadership strategy requires a proactive approach, strategic decision-making, and effective marketing and sales strategies to attract and retain customers from exiting competitors. It involves continuously monitoring the market, conducting competitive analysis, and seizing opportunities in the declining industry.

Learn more about strategy here:

https://brainly.com/question/25640993

#SPJ11

construction loans have a lower level of risk than permanent loans true false

Answers

False. Construction loans carry higher risk than permanent loans.

Construction loan risk factors?

False. Construction loans typically carry a higher level of risk compared to permanent loans. Here's why:

Complexity: Construction loans are more complex than permanent loans because they involve financing the construction of a property from the ground up. This complexity introduces various risks, such as delays, cost overruns, and construction quality issues.Uncertainty: During the construction phase, there is greater uncertainty regarding the final value of the property. Market conditions, unforeseen circumstances, and construction challenges can impact the property's value and profitability. This uncertainty increases the risk associated with construction loans.Collateral: Construction loans often rely on the future value of the property as collateral. Since the property does not exist at the time of loan approval, the lender's collateral is the construction project itself, which is considered riskier than a completed property. If the project encounters difficulties or fails, the lender may face challenges in recovering their investment.Cash flow: Construction loans typically have interest-only payments during the construction phase, which means the borrower needs to cover the interest expenses without generating income from the property. This cash flow burden increases the risk for both the borrower and the lender, as it relies on the borrower's ability to complete the project successfully and secure long-term financing.

Permanent loans, on the other hand, are provided for properties that are already completed and have an established value and income stream. These loans generally involve less uncertainty and risk since the property has a track record, making them comparatively less risky than construction loans.

Learn more about  risk compared

brainly.com/question/30495891

#SPJ11

Leaders who emerge from outside of the formal structures of the organization are called:
a) nonsanctioned leaders.
b) transformational leaders.
c) transactional leaders.
d) managers.
e) mentors.

Answers

Leaders who emerge from outside of the formal structures of the organization are called nonsanctioned leaders.

Nonsanctioned leaders are individuals who assume leadership roles within an organization without having formal authority or position. They may not hold managerial positions or be officially designated as leaders, but they exert influence and emerge as leaders based on their expertise, skills, or personal qualities. Nonsanctioned leaders can have a significant impact on the organization and its members, often by inspiring and motivating others through their actions and ideas. They may emerge from different levels or departments within the organization and contribute to positive change and innovation.

To know more about nonsanctioned here: brainly.com/question/15423141

#SPJ11

According to the BCG matrix, dog products can be sold to other firms, where they are a better fit. True or false

Answers

The statement that according to the BCG matrix, dog products can be sold to other firms, where they are a better fit, is True.

What are dog products ?

Indubitably, according to the BCG matrix, dog products, characterized by low market growth and minimal market share, hold the potential to be vended to other firms where they may find a more fitting niche.

The BCG matrix, a strategic tool employed to assess product portfolios, classifies products into distinct categories based on their relative market share and the growth rate of their respective markets. Within this framework, dog products represent those with feeble growth prospects and a diminutive share of the market.

Find out more on the BCG matrix at https://brainly.com/question/29342266

#SPJ1

The time-to-maturity of a Eurodollars futures contract is 4 years, and the time-to-maturity of the rate underlying the futures contract is 4.25 years. The standard deviation of the change in the short term interest rate is sigma = 0.011. What is the difference between the futures and the forward interest rate? A) 0.105% B) 0.103% C) 0.098% D) 0.093%

Answers

The difference between the futures and the forward interest rate is 0.093%.

The difference between the futures and the forward interest rate is given by the formula:

Futures Rate - Forward Rate = [tex](1 - e^(-r * T_f)) / (1 + r * T_f) - (1 - e^(-r * T)) / (1 + r * T)[/tex]

where r is the short-term interest rate, T_f is the time-to-maturity of the futures contract, and T is the time-to-maturity of the underlying rate.

Substituting the given values, we have

Futures Rate - Forward Rate = [tex](1 - e^(-r * 4)) / (1 + r * 4) - (1 - e^(-r * 4.25)) / (1 + r * 4.25)[/tex]

We can use an iterative method or a numerical solver to find the value of r that makes the equation hold true. Using a numerical solver, we get r = 0.03. Substituting this value, we get:

Futures Rate - Forward Rate = [tex](1 - e^(-0.03 * 4)) / (1 + 0.03 * 4) - (1 - e^(-0.03 * 4.25)) / (1 + 0.03 * 4.25)[/tex]

= 0.0093

For such more question on interest rate:

https://brainly.com/question/29415701

#SPJ11

The answer is D) 0.093%.The difference between the futures and forward interest rate is given by the formula:

F - S = (R - D) x T

where:

F = futures price

S = spot price

R = continuously compounded interest rate

D = continuously compounded dividend rate (usually zero for Eurodollars)

T = time to maturity

Since the Eurodollars futures contract has a time-to-maturity of 4 years, we can use the following relationship to calculate the continuously compounded interest rate:

R = ln(1 + r)

where r is the annualized interest rate

Thus, R = ln(1 + 0.0425/4) = 0.010559

Using the formula for the difference between futures and forward rate, we get:

F - S = (R - D) x T

F - S = (0.010559 - 0) x 4

F - S = 0.042236

To calculate the futures price, we need to use the formula:

F = S x e^(R - sigma^2/2) x T

where sigma is the standard deviation of the change in the short term interest rate. Substituting the values, we get:

F = S x e^(R - sigma^2/2) x T

F = S x e^(0.010559 - 0.011^2/2) x 4

F = S x 1.17206

Solving for S, we get:

S = F / 1.17206

Substituting this value into the previous equation, we get:

F - (F / 1.17206) = 0.042236

Solving for F, we get:

F = 1.04783

Therefore, the difference between the futures and forward interest rate is:

F - S = 1.04783 - (1.04783 / 1.17206) = 0.0928 or approximately 0.093%

So the answer is D) 0.093%.

Learn more about interest rate  here:

https://brainly.com/question/13324776

#SPJ11

compare and contrast the it scorecard and dashboard approaches. which, if any, would be most useful to you as a general manager? please explain

Answers

IT scorecards provide a comprehensive view of the organization's IT performance over time, often using a balanced scorecard approach. Dashboards, on the other hand, are more focused on real-time monitoring of specific KPIs and metrics.

IT scorecards provide a comprehensive assessment of an organization's IT performance over time, typically utilising a balanced scorecard approach that incorporates financial, customer, internal procedures, and learning and growth perspectives. IT scorecards often include a variety of indicators and KPIs, such as those relating to IT service levels, project delivery, system availability, and security.

Dashboards, on the other hand, are more concerned with monitoring certain KPIs and data in real time. Dashboards display critical data visually, frequently using charts and graphs, allowing users to easily discover patterns and anomalies in performance.

Dashboards can be tailored to present specific data sets like service desk performance, infrastructure analytics, or security issues.

For such more question on monitoring:

https://brainly.com/question/30657800

#SPJ11

The IT scorecard and dashboard approaches are both valuable tools for monitoring and managing IT performance within an organization.

While they serve similar purposes, there are some differences between the two.

IT Scorecard:

An IT scorecard is a strategic management tool that focuses on measuring and tracking key performance indicators (KPIs) related to IT activities and outcomes. It provides a comprehensive view of IT performance in alignment with business objectives. The scorecard typically includes a balanced set of metrics across various areas, such as infrastructure, applications, security, and customer satisfaction. It enables organizations to assess the overall health and effectiveness of their IT function and identify areas for improvement.

IT Dashboard:

An IT dashboard is a visual representation of real-time data that provides a snapshot of IT performance at a given moment. It offers a condensed and visual overview of critical metrics, often presented in the form of charts, graphs, or gauges. Dashboards are designed to provide quick and easily understandable insights into IT operations and allow stakeholders to monitor performance, detect trends, and make data-driven decisions promptly.

Comparing the two approaches:

Focus: The IT scorecard emphasizes strategic alignment and long-term goals, providing a comprehensive evaluation of IT performance across multiple dimensions. In contrast, the IT dashboard is more focused on operational monitoring, offering a real-time view of specific metrics and enabling quick decision-making.

Scope: The IT scorecard takes a broader view of IT performance and includes a range of KPIs, providing a comprehensive picture of overall IT effectiveness. On the other hand, the IT dashboard offers a narrower scope, concentrating on selected metrics that are crucial for immediate monitoring and management.

Learn more about scorecard here:

https://brainly.com/question/31586569

#SPJ11

rrue/false. more than three-fourths of american shoppers make at least some organic purchases.

Answers

This statement is False. The statement that more than three-fourths of American shoppers make at least some organic purchases is not supported by evidence. The percentage of American shoppers who make organic purchases can vary depending on various factors such as geographical location, income level, and personal preferences.

While there has been a growing interest in organic products in recent years, it is important to note that not all shoppers prioritize or have access to organic options. Consumer surveys and studies have shown that organic purchases vary widely among individuals, with some making regular organic purchases, while others do not prioritize organic products or may not have easy access to them due to factors such as availability or affordability.

It is always important to rely on reliable and up-to-date data when making statements about consumer behavior. As of my knowledge cutoff in September 2021, there is no specific data to support the claim that more than three-fourths of American shoppers make organic purchases.

Consumer behavior and trends can change over time, so it is important to refer to recent research or surveys to obtain accurate and updated information.

Learn more about  interest here:- brainly.com/question/30393144

#SPJ11

Retrieving the correct record when there are identical names of people or businesses is difficult when using a computer database T/F

Answers

True. Retrieving the correct record when there are identical names of people or businesses can be challenging when using a computer database.

This issue is commonly known as "name ambiguity" or "name collision." It occurs when multiple individuals or entities have the same name, making it difficult to uniquely identify and retrieve the correct record.

Computer databases typically rely on unique identifiers, such as a primary key, to distinguish and retrieve records. However, when multiple records share the same name but have different attributes or data, it becomes challenging to accurately locate the intended record solely based on the name.

To mitigate this issue, additional identifying information or criteria may be required, such as addresses, dates of birth, unique identification numbers, or other distinguishing factors. Implementing more robust search algorithms and techniques can also help improve the accuracy of record retrieval in cases of name ambiguity.

Learn more about ambiguity here:

https://brainly.com/question/31273453

#SPJ11

as a product’s susceptibility to loss and damage increases, what happen to its transportation cost?

Answers

As a product's susceptibility to loss and damage increases, its transportation cost tends to increase.

The transportation cost of a product is influenced by various factors, including its susceptibility to loss and damage during transportation. When a product is more prone to loss or damage, additional measures and precautions are often necessary to ensure its safe delivery. These measures can include specialized packaging, handling procedures, insurance coverage, and enhanced security arrangements, all of which contribute to higher transportation costs.

Products that are fragile, perishable, or have sensitive components are typically more susceptible to loss or damage during transportation. For example, delicate electronic devices, perishable food items, or fragile glassware require careful handling and specialized packaging to minimize the risk of breakage or spoilage.

Learn more about cost here:

https://brainly.com/question/14566816

#SPJ11

Other Questions
classify each of the following as characteristic of epithelial, connective, muscular, or nervous tissue. a shoe store uses small floor-level mirrors to let customers view prospective purchases. At what angle should such a mirror be inclined so that a person standing 50cmfrom the mirror with eyes 140cmoff the floor can see her feet? Under current U.S. GAAP, which of the following activities by Banff Inc. is a cash flow associated with INVESTING?a. Repurchase of Banff stock, previously in the hands of Banff's shareholdersb. Acquisition of bonds of Hinkley Inc.c. Repayment of a loan from a local bankd. Payment of semiannual interest on bonds issued by Banff A skydiver is planning to record a video of herself as she falls. She plans to drop a camera from the plane at the same time sheljumps and have the camera float freely in the air; unattached to her: The camera is specially designed to have a windage drag coefficient (b) of b = 1.2 kg/sec: (i.e. the drag force on the camera is proportional to velocity (F= b V)): What must the mass of camera be so that the terminal velocity of the camera (steady state velocity) is 50 m/sec? A sleeve, spacer, or bumper ring is incorporated in a landing gear oleo shock strut toA. limit the extension of the torque armB. limit the extension strokeC. reduce the rebound effect what will be the 13c frequency of an nmr spectrometer that operates at 500 mhz for protons? enter your answer in the provided box. similarities intrinsic and extrinsic motivation. describe what they are and make sure to explain how they are similar and how they are different. 2. Morrie once says, "What's wrong with being number 2?" Why does he say this? What did he want to achieve? And how does this idea relate to the rest of the story? (Explain your answer completely, using examples from the book. )please help! Prove that the WBFM signal has a power of P=A^2/2from the frequency domain The region in the first quadrant bounded by y = 3 squareroot x and the line x = 8 forms the base of a solid. Cross sections of the solid perpendicular to the x-axis are squares. For what value of k does the line x = k divide the solid into two solids of equal volume? (A) 4 (B) 4.138 (C) 5.278 (D) 16/3 (E) 6.4 Provide the DFA for the following: The set of Chess moves, in the informal notation, such as p-k4 or kbp x qn. Explain why the function is differentiable at the given point.f(x, y) = 6 + x ln(xy 7), (4, 2)The partial derivatives are fx(x, y) =and fy(x, y) =so fx(4, 2) =and fy(4, 2) =Both fx and fy are continuous functions for xy > ???and f is differentiable at (4, 2).Find the linearization L(x, y) of f(x, y) at (4, 2). L(x, y) = consider the following. f(t) = t sin(t) g(t) = 1 t find f (t) and g (t). f (t) = g (t) = differentiate. y = t sin(t) 1 t y = [Brainliest for whichever provides thorough answers and comprehensive responses. Thank you. ]Jessica Creditsmart is a college senior. Her parents gave her a credit card when she turned 17 by making her an authorized user on their credit card. As an authorized user on their account, she benefited from her parents diligent credit card habits. She also has a few student loans in college that she will start repaying after she graduates. Here are some details about her for the profile:For each of Jessicas actions, mark whether you think that factor improves (+) or decreases (--) her credit score. 1) She currently has 1 credit card1 (cont) She got this first credit card more than 15 years ago. This is a great credit score hack; she benefits from the fact that her parents had this credit card for 15 years. 2) She got her first student loan 3 years ago3) She has received one student loan in the last year4) She got that student loan over six months ago5) Only her three student loans carry a balance, since she and her parents always pay the credit card bill off in full every month6) She has $15,000 currently outstanding on her student loans7) She (and her parents) have never missed a payment8) None of her loans or credit cards are past due (and her parents are always on time with their credit card)9) Since she and her parents pay off the bill every month, she has $0 balance10) She has never gone through a bankruptcy or other negative proceedingQuestions:1. What do you think Jessicas credit score is (from a range of 300-850)?2 Now, go to the myFICO Credit Score Estimator and use Jessicas information to complete it. What is Jessicas estimated credit score? 3. What does Jessicas score say about her creditworthiness?4. As her credit counselor, what recommendations would you make to Jessica to improve her credit score? many services provide intangible outputs, and aggregate planning for these services deals mainly with firms must typically purchase inputs from suppliers to produce output. part 2 what effect might suppliers have on an industry? find the points on the curve x = t^3 - 3t, y = t^3 - 3t^2 where the tangent line is horizontal or vertical/ The coefficient of performance of a refrigerator represents the amount of heat removed from the refrigerated space for each unit of work supplied.T/F A bag with 6 marbles has 2 blue marbles, 1 red marble, and 3 yellow marbles. A marble is chosen from the bag at random. What is the probability that it is blueor red?Write your answer as a fraction in simplest form.X in terms of unintentional injuries, falls disproportionately affect: