fill in the blank. suppose that the fed undertakes an open market sale, selling $1 million worth of securities to a bank. if the required reserve ratio is 8%, checkable deposits (or the money supply), would___by million, assuming that there are no cash leakages and that banks hold zero excess reserves.

Answers

Answer 1

Suppose that the fed undertakes an open market sale, selling $1 million worth of securities to a bank. if the required reserve ratio is 8%, checkable deposits (or the money supply), would "$12.5" by million, assuming that there are no cash leakages and that banks hold zero excess reserves.

The open market sale is the type of transaction which is referred to the buying and selling of stocks or shares in a company by the insiders or employees of that company.

The open market operations in which the federal reserve buys or sells securities on the open market to raise or lower interest rates.

Calculation: Given, selling $1 million worth of securities to a bank and the required reserve ratio is 8%.

reserve ratio =   (selling worth of securities to a bank / bank deposits) * 100

      8/100 =  $1 million/ bank deposits => bank deposits =  $12.5

Formula: reserve ratio is equal to the reserve maintained with central bank is divided by the bank deposits then result value into 100.

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Related Questions

Fernando Co. will receive 5 million British pounds (£) tomorrow as a result of selling products to a British firm. Fernando has estimated the standard deviation of daily percentage changes of the British pound to be 1.1% over the last 100 days. Assume that these daily percentage changes are normally distributed. The expected daily percentage change for the British pound is 0.2% tomorrow. What is the maximum one-day loss based on the value-at-risk (VAR) method? Assume a 95% confidence interval.
a. 2.02%.
b. 1.82%.
c. 1.62%.
d. 1.10%.
e. none of these choices are correct.
Fernando Co. will receive 5 million British pounds (£) tomorrow as a result of selling products to a British firm. Fernando has estimated the standard deviation of daily percentage changes of the British pound to be 1.1 percent over the last 100 days. Assume that these daily percentage changes are normally distributed. The expected daily percentage change for the British pound is 0.2 percent tomorrow. What is the dollar value of the maximum potential loss Fernando Co. could incur if the current spot rate for the pound is $1.50?
a. $75,000.
b. $136,500.
c. $151,500.
d. $121,500.
e. none of these choices are correct.

Answers

Answer and Explanation:

The computation is shown below:

VAR = {predicted daily percentage change for the British pound - (z value at 95% ×standard deviation of daily percentage ) }

= 0.2% - (1.65 × 1.1%)

= 1.62%

 The dollar value of the maximum Portfolio loss is

= Var × Portfolio Value × Change in the value of Pound

= 1.62% × 5000000 × 1.5

= $121,500

When Mary Potts arrived at her store on the morning of January 29, she found empty shelves and display racks; thieves had broken in during the night and stolen the entire inventory. Accounting records showed that Potts had inventory costing $50,000 on January 1. From January 1 to January 28, Potts had made net sales of $70,000 and net purchases of $80,000. The gross profit during the past several years had consistently averaged 42 percent of net sales. Potts plans to file an insurance claim for the theft loss.

Required:
a. Using the gross profit method, estimate the cost of inventory at the time of the theft.
b. Doe Potts use the periodic inventory method or does she account for inventory using the perpetual method?

Answers

Answer:

a. The cost of inventory at the time of the theft is $89,400.

b. Potts uses the periodic inventory method.

Explanation:

a. Using the gross profit method, estimate the cost of inventory at the time of the theft.

The cost of inventory at the time of the theft can be estimated using gross profit method as follows:

Inventory cost on January 1 = $50,000

Net sales = $70,000

Net purchases = $80,000

Gross profit = Net sales *  42% = $70,000 * 42% = $29,400

Cost of goods sold = Net sales - Gross profit = $70,000 - $29,400 = $40,600

Inventory cost on January 28 = Inventory cost on January 1 + Net purchases - Cost of goods sold = $50,000 + $80,000 - $40,600 = $89,400

Inventory cost on January 28 is the same as the cost of inventory at the time of the theft; therefore, the cost of inventory at the time of the theft is $89,400.

b. Doe Potts use the periodic inventory method or does she account for inventory using the perpetual method?

Periodic inventory method refers to an accounting stock valuation practice in which updates to inventory are made at specified intervals such as weekly, monthly, or annually.

Perpetual inventory method refers to an accounting stock valuation practice in which updates to inventory are made continuously and automatically as inventory is received or sold.

From the question, the fact that the only available accounting records showed that Potts had inventory costing $50,000 on January 1 without any other record January 28, this implies that Potts uses the periodic inventory method which could be monthly or annually.

a. Based on the gross profit method, the estimated cost of inventory at the time of the theft in Mary Potts' store is $89,400.

b. Mary Potts uses the periodic inventory method, which records inventory movements at the end of the period.  The perpetual inventory method records inventory movements as each transaction occurs.

Data and Calculations:

Beginning inventory on January 1 = $50,000

Net Purchases in January = $80,000

Goods available for sale = $130,000 ($50,000 + $80,000)

Net Sales = $70,000

Gross profit margin = 42%

Gross profit = $29,400 ($70,000 x 42%)

Cost of goods sold = Net Sales - Gross profit

= $40,600 ($70,000 - $29,400)

Ending inventory on January 28 = Goods available for sale - Cost of goods sold

= $89,400 ($130,000 - $40,600)

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White Corporation’s budget calls for the following sales for next year.

Quarter 1 90,000 units Quarter 3 68,000 units
Quarter 2 76,000 units Quarter 4 96,000 units

Each unit of product requires 3 pounds of direct materials. The companypolicy is to begin each quarter with an inventory of product equla to 5% of that quater's estimaged sales requirements and an inventory of direct materials equal to 20% of that quarter’s estimated direct materials requirements for production.

Required:
Determine the production and materials purchases budgets for the second quarter.

Answers

Solution :

Production Budget                                 Quarter 2                   Quarter 3

Sales                                                          76000                       68000

Add:desired closing inventory                 3400                          4800

Less: opening inventory                           3800                           3400

Production budget                                   75600                         69400

Material Budget                                   Quarter 2

Consumption                                    226800  (3 units x 75600)

Add:desired closing inventory        41640   (20% of the subsequent quarter)

   (69400 x 3 x 0.20)

Less:opening inventory                    45360   (20% of the current quarter)

Raw material to be purchased         223080

A firm now operates as a C-Corporation. The firm has earnings before taxes of $433,743 per year and pays out all its net earnings as dividends. The firm has a corporate tax rate is 24 percent. The firm has only one owner who faces a personal income tax rate of 27 percent. What is the spendable income for the owner of the C-Corporation

Answers

Answer:

The Spending income for the owner of the C-Corporation is:

= $240,641.

Explanation:

a) Data and Calculations:

Earnings before taxes = $433,743

Corporate tax rate = 24%

Corporate tax expense = 104,098 ($433,743 * 24%)

Net Earnings after taxes = $329,645

Dividends paid out =          $329,645

Retained earnings =           $0

Taxable income for the owner of the C-Corporation = $329,645

Income tax rate for the owner of the C-Corporation = 27%

Income tax for the owner of the C-Corporation = $89,004 ($329,645 * 27%)

Spending income for the owner of the C-Corporation = $240,641

b) The owner of this C-Corporation cannot avoid double taxation at the corporate and individual levels.  To avoid this, the owner can choose an S-Corporation.

What unique things words separate you from other applicants Applying for this funding?

Answers

Answer:

Having to handle the business side of things while also working on developing a great product wasn't easy, but that challenge helped me grow as a professional. I think a lot of people applying for tech

Explanation:

:D

Sweeten Company had no jobs in progress at the beginning of March and no beginning inventories. The company has two manufacturing departments-Molding and Fabrication. It started, completed, and sold only two jobs during March- Job P and Job Q. The following additional information is available for the company as a whole and for Jobs P and Q (all data and questions relate to the month of March):
Molding Fabrication Total
Estimated total machine-hours used 2,500 1,500 4,000
Estimated total fixed manufacturing overhead $ 14,000 $ 17,400 $ 31,400
Estimated variable manufacturing overhead per machine-hour $ 3.00 $ 3.80
Job P Job Q
Direct materials $ 29,000 $ 16,000
Direct labor cost $ 33,800 $ 13,900
Actual machine-hours used:
Molding 3,300 2,400
Fabrication 2,200 2,500
Total 5,500 4,900
Sweeten Company had no underapplied or overapplied manufacturing overhead costs during the month.
What was the company's plantwide predetermined overhead rate? (Round your answer to 2 decimal places.)

Answers

Answer:

Predetermined manufacturing overhead rate= $11.15 per machine hour

Explanation:

Molding Fabrication Total

Estimated total machine-hours used 2,500 1,500 4,000

Estimated total fixed manufacturing overhead $ 14,000 $ 17,400 $ 31,400

Estimated variable manufacturing overhead per machine-hour $ 3.00 $ 3.80

To calculate a single plantwide predetermined overhead rate, we need to use the following formula:

Predetermined manufacturing overhead rate= total estimated overhead costs for the period/ total amount of allocation base

Total fixed overhead= $31,400

Total variable overhead= (3*2,500) + (3.8*1,500)= $13,200

Total Machine hours= 4,000

Predetermined manufacturing overhead rate= (31,400 + 13,200) / 4,000

Predetermined manufacturing overhead rate= $11.15 per machine hour

As part of its hiring process, TE Electronics requires new employees to sign an agreement that requires arbitration in the event of any employment dispute. Jack applied and was hired by TE last summer. On his first day of employment, Jack signed the mandatory arbitration agreement. Jack is an Asian-American, and was recently passed over for promotion. Jack wants to file a charge of discrimination with the EEOC, but his supervisor says he cannot because of the arbitration agreement. Which of the following is true?

a. Jack can file a claim with the EEOC since the Title VII does not permit enforcement of the mandatory arbitration agreement
b. The EEOC can still investigate the matter and take action against TE Electronics it cannot obtain relief for Jack
c. The EEOC is not a party to the mandatory arbitration agreement so it can investigate the claim and can even pursue specific relief for jack including back pay, reinstatement and damages
d. With the mandatory arbitration agreement in place, the EEOC can not do any investigation of Jacks claim

Answers

Answer:

Option C: The EEOC is not a party to the mandatory arbitration agreement, so it can investigate the claim and can even pursue specific relief for Jack including back pay, reinstatement and damages

Explanation:

The Civil Rights Act of 1964 clearly state and prohibits: discrimination relating to employment, education, and public accommodations. In filling of a charge of discrimination with the EEOC, For the charging party's rights be secured, a written charge must be filed with the EEOC within 180 days of the alleged violation.

Equal Employment Opportunity Commission (EEOC) that handles the responsibility of enforcing federal laws that is it make it illegal to discriminate against a job applicant or employee due to race/color, equal, e. t. c.

Last year Hamdi Corp. had sales of $500,000, operating costs of $450,000, and year-end assets (which is equal to its total invested capital) of $435,000. The debt-to-total-capital ratio was 17%, the interest rate on the debt was 7.5%, and the firm's tax rate was 35%. The new CFO wants to see how the ROE would have been affected if the firm had used a 50% debt-to-total-capital ratio. Assume that sales, operating costs, total assets, total invested capital, and the tax rate would not be affected, but the interest rate would rise to 8.0%. By how much would the ROE change in response to the change in the capital structure

Answers

Answer:

1.74%

Explanation:

                               17% Debt       50% Debt

Sales                      $500,000      $500,000

Less: Cost              $450,000      $450,000

Less: Interest         $5,546           $17,400

Profit before tax   $44,454        $32,600

Less: Tax at 35%   $15,559          $11,410

Net Income           $28,895        $21,190

Equity                     $361,050        $217,500

Return on Equity   8.00%             9.74%

Change in ROE = 9.74% - 8.00% = 1.74%

Workings

Interest (17% Debt) = 43,500*17%*7.5% = $5,546

Interest (50% Debt) = 43,500*50%*8% = $17,400

Tax (17% Debt) = $44,454 * 0.35 = 15,559

Tax (50% Debt) = $32,600 * 0.35 = 11,410

Equity (17% Debt) =435,000*83% = 361,050        

Equity (50% Debt) = 435,000*50% = $217,500

Return on Equity = $28,895/$361,050 = 8.00%

Return on Equity = $21,190/$217,500 = 9.74%

Suman said that, "she didn't understand the
direct and indirect speech

Answers

Explanation:

Indirect speech, also known as reported speech or indirect discourse (US), is a means of expressing the content of statements, questions or other utterances, without quoting them explicitly as is done in direct speech. For example, He said "I'm coming" is direct speech, whereas He said (that) he was coming is indirect speech. Indirect speech should not be confused with indirect speech acts.

Steinberg Company produces commercial printers. One is the regular model, a basic model that is designed to copy and print in black and white. Another model, the deluxe model, is a color printer-scanner-copier. For the coming year, Steinberg expects to sell 100,000 regular models and 20,000 deluxe models. A segmented income statement for the two products is as follows:

Regular Model Deluxe Model Total

Sales $12,000,000 $10,720,000 $22,720,000
Less: Variable costs 7,200,000 6,432,000 13,632,000
Contribution margin $4,800,000 $4,288,000 $9,088,000
Less: Direct fixed costs 1,200,000 960,000 2,160,000
Segment margin $3,600,000 $3,328,000 $6,928,000
Less: Common fixed costs 1,702,400
Operating income $5,225,600

Required:
a. Compute the number of regular models and deluxe models that must be sold to break even.
b. Using information only from the total column of the income statement, compute the sales revenue that must be generated for the company to break even.

Answers

Answer:

Results are below.

Explanation:

First, we need to calculate the sales proportion of each product:

Regular= 12,000,000/22,720,000= 0.53

Deluxe= 10,720,000/22,720,000= 0.47

Now, we will determine the break-even point for the company as a whole:

Break-even point (units)= Total fixed costs / Weighted average contribution margin

Total fixed costs= 2,160,000 + 1,702,400= $3,862,400

Unitary contribution margin:

Regular= 4,800,000/100,000= $48

Delux= 4,288,000/20,000= $214.4

Weighted average contribution margin= (0.53*48) + (0.47*214.4)

Weighted average contribution margin= $128.35

Break-even point (units)= 3,862,400/128.35

Break-even point (units)= 30,093

For each product:

Regular= 0.53*30,093= 15,949

Deluxe= 0.47*30,093= 14,144

Finally, we need to calculate the break-even point in dollars for the whole company:

Break-even point (dollars)= fixed costs/ contribution margin ratio

Break-even point (dollars)= 3,862,400/ (9,088,000/22,720,000)

Break-even point (dollars)= 3,862,400/0.4

Break-even point (dollars)= $9,206,000

Which of the following about writing and revising business documents is most accurate? a. Experienced business writers rarely need to revise. b. Revision is not necessary for informal documents such as internal memos or e-mail messages. c. The real work of revision should happen in the writing stage as you select words and form sentences.

Answers

C. Revising is always required or at least advised

When the message is to be evaluated so it includes an analysis of whether the message attains its motive so this represents the accurateness of writing &  revising the business documents.

The following information should be relevant:

Since revision is important so option a and option b is not considered.It can't be done in the writing stage and should be in the flow. So, option c should not be selected. Therefore, option d should be considered.

Therefore we can conclude that when the message is to be evaluated so it includes an analysis of whether the message attains its motive so this represents the accurateness of writing &  revising the business documents.

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Taxable income terminology Taxable Income Terminology Match the terms relating to the basic terminology and concepts of personal finance on the left with the descriptions of the terms on the right. Read each description carefully and type the letter of the description in the Answer column next to the correct term These are not necessarily complete definitions, but there is only one possible answer for each term
Term Answer Description
A. To qualify for exclusion during this transaction, you must have owned and Gross income ▼ occupied for two of the five prior years
B. This term essentially includes all income subject to federal tax Active income Portfolio income
C. Using taxable income, it is based on tax tables or tax rate schedules Passive income
D. This term includes expenses that can only offset portfolio income.
E. This is used to offset passive income Investment expenses
F. This term includes income from self-employment Real estate or limited partnership expenses Capital gains
G. This item is taxed at different rates depending on the holding period Sale of a home A TH,
H. This is used to determine tax liability Taxable income
I. This term includes income gained from real estate and limited partnerships ▼ Tax liability C
J. This term refers to earnings and capital gains generated from investment holdings

Answers

Answer:

A. To qualify for exclusion during this transaction, you must have owned and occupied for two of the five prior years ⇒ Sale of a home.

B. This term essentially includes all income subject to federal tax ⇒ Gross Income.  

C. Using taxable income, it is based on tax tables or tax rate schedules ⇒ Tax liability.

D. This term includes expenses that can only offset portfolio income. ⇒ Investment expenses.

E. This is used to offset passive income Investment expenses. ⇒ Real estate or limited partnership expenses.

F. This term includes income from self-employment ⇒ Active Income.

G. This item is taxed at different rates depending on the holding period ⇒ Capital gains.

H. This is used to determine tax liability ⇒ Taxable income.

I. This term includes income gained from real estate and limited partnerships. ⇒ Passive income.

J. This term refers to earnings and capital gains generated from investment holdings. ⇒ Portfolio income.

Required information E4-12 and E4-13 Skip to question Bunker makes two types of briefcase, fabric and leather. The company is currently using a traditional costing system with labor hours as the cost driver but is considering switching to an activity-based costing system. In preparation for the possible switch, Bunker has identified two activity cost pools: materials handling and setup. Pertinent data follow: Fabric Case Leather Case Number of labor hours 15,000 8,000 Number of material moves 672 1,428 Number of setups 108 162 Total estimated overhead costs are $393,300, of which $315,000 is assigned to the materials handling cost pool and $78,300 is assigned to the setup cost pool. E4-12 (Algo) Assigning Costs Using Traditional System, ABC System [LO 4-1, 4-3, 4-4, 4-5, 4-6] Required: 1. Calculate the overhead assigned to the fabric case using the traditional costing system based on direct labor hours. 2. Calculate the overhead assigned to the fabric case using ABC. 3. Was the fabric case over- or undercosted by the traditional cost system compared to ABC

Answers

Answer:

1. $256,500

2. $132,120

3. The fabric case is over costed by the traditional cost system compared to ABC

Explanation:

1. Calculation for the overhead assigned to the fabric case using the traditional costing system based on direct labor hours.

Traditional costing

Overhead Assigned under traditional costing = 393,300/(15,000+8,000)*15,000

Overhead Assigned under traditional costing = 393,300/23,000*15,000

Overhead Assigned under traditional costing = $256,500

Therefore the overhead assigned to the fabric case using the traditional costing system based on direct labor hours will be $256,500

2. Calculation for the overhead assigned to the fabric case using ABC.

ABC Costing

First step is to calculate the Material handling rate

Material handling rate = 315,000/(672 +1,428)

Material handling rate = 315,000/2,100

Material handling rate = 150 per move

Second step is to calculate the Setup cost

Setup cost=78,300/(108+ 162)

Setup cost = 78,300/270

Setup cost= 290 per setup

Now let calculate the Overhead assigned to ABC

Overhead assigned to ABC = (672*150)+(108*290)

Overhead assigned to ABC=100,800+31,320

Overhead assigned to ABC=$132,120

Therefore the overhead assigned to the fabric case using ABC will be $132,120

3. Based on the above calculation Fabric case is OVER costed with the amount of $256,500 Under traditional costing system compared to ABC.

What is one of the basic principles of economics?

A.) Society's resources are unlimited.
B.) People never put their own interests as their first priority.
C.) If people demand a product, then businesses are required to supply it.
D.) Society and its individuals have unlimited wants.

Answers

I think it’s Option D

Society and it’s individuals have unlimited wants

The management of Ballard MicroBrew is considering the purchase of an automated bottling machine for $61,000. The machine would replace an old piece of equipment that costs $15,000 per year to operate. The new machine would cost $6,000 per year to operate. The old machine currently in use could be sold now for a salvage value of $20,000. The new machine would have a useful life of 10 years with no salvage value. Required: 1. What is the annual depreciation expense associated with the new bottling machine

Answers

Answer:

1. $6,100

2. $3,000

3.$41,000

4.7.3%

Explanation:

1. Calculation for What is the annual depreciation expense associated with the new bottling machine

Depreciation expense= 61,000/10

Depreciation expense=$6,100

2. Calculation for What is the annual incremental net operating income provided by the new bottling machine

Reduction in Operating costs 9,000 ($15,000-$6,000)

Less: Depreciation expense $6000

Incremental net operating income $3,000

3. Calculation for What is the amount of the initial investment

Purchase cost $61,000

Less: Salvage value of old machine $20,000

Initial Investment $41,000

4. Calculation for What is the simple rate of return on the new bottling machine

Incremental net operating income 3000

÷ Initial Investment 41000

Simple rate of return 7.3%

(3,000÷41,000)

Toby Toy Store has noticed the following items that need to be considered for its income statement for the year ended December 31, 2019: Commissions of $3,000 for salespeople who made sales in December will be paid on January 3, 2020.

The phone bill of $400 for December was received and will be paid on January 20, 2020.
The store rent of $2,000 for January 2020 was paid on December 28, 2019.
At the beginning of November, Toby paid $1,500 for advertising in a monthly magazine that is distributed in November and December of 2019, and January of 2020.

What is the proper amount of expenses to be included in the income statement for the year?
a. $4,400.
b. $6,900.
c. $6,400.
d. $5,900.

Answers

Answer: $4400

Explanation:

The proper amount of expenses to be included in the income statement for the year will be calculated as:

Commissions for salespeople who made sales in December = $3000

Add: Phone bill = $400

Add: Advertisement = $1000

Total expense = $3000 + $400 + $1000 = $4400

N.B: The commission and telephone charge were incurred in December 2019 and should be added.

The store rent of $2,000 for January 2020 was paid on December 28, 2019. This won't be added since it was for 2020.

Advertisiment of $1,500 was paid for November 2019, December 2019 and January 2020. We are concerned with that of November and December 2019. This will be: $1500 × 2/3 = $1000

management accounting is accounting for effective management. Explain this statement.​

Answers

Explanation:

Management is the process of organizing, commanding, coordinating and controlling administrative resources. When we talk about management accounting, we relate to a company's financial resources, which are essential for profitability, payments, investments, etc., that is, so that the business can flow effectively.

Therefore, it is correct to say that managerial accounting is the accounting for effective management because accounting is an instrument of control and management for organizing financial accounts and indexes, these being essential instruments in helping to better decision making in a period of time, giving subsidies for managers to adapt and anticipate negative financial situations for example.

Identify the correct order of the four steps used to prepare a production cost summary (report). 1)Summarize the cost flow of physical units; (2) Compute the total cost of equivalent units of production; (3) Compute the cost per equivalent unit of production; and (4) Assign costs to units completed and units in process. (1)Summarize the flow of physical units; (2) Compute the equivalent units of production output; (3) Assign costs to units completed and units in process; and (4) Compute the cost per equivalent unit of production. (1)Summarize the flow of physical units; (2) Compute the equivalent units of production output; (3) Compute the cost per equivalent unit of production; and (4) Assign costs to units completed and units in process. (1)Summarize the flow of physical units; (2) Compute the equivalent units of production output; (3) Compute the total cost of equivalent units of production; and (4) Assign costs to units completed and units in process.

Answers

Answer:

The answer is "Option C".

Explanation:

The Costs of production relate to the price of a company producing or producing a service, which can include the range of expenditures, like labor, manufactured goods, supplies of items, and expenses. It has mainly four steps that can be defined as follows:

Complete the physical unit flow.Measure the production unit's equivalent.Compare the value per unit for output equivalent.Assign costs to finished units and manufactured units.

What is the difference between Absolute Advantage and Compartive Advantage?

Answers

Answer: See explanation

Explanation:

Absolute advantage simply means when an economic entity such as individuals or the firms can produce a particular good more efficiently than others who produce similar good. In this case, a larger quantity is produced when compared to others.

Comparative advantage is when an economic agent can actually produce goods at an opportunity cost that's lower than the opportunity cost of its competitors. Due to this, such economic agent can sell its good at a cheaper price than others and therefore make more revenue.

Suppose that a project has a depreciable investment of $600,000 and falls under the following accelerated depreciation schedule for tax purposes (standard linear depreciation in the books): year 1: 20 percent; year 2: 32 percent; year 3: 19.2 percent; year 4: 11.5 percent; year 5: 11.5 percent; and year 6: 5.8 percent. Tax rate is 35%. Calculate the annual depreciation schedule and depreciation tax-shield.

Answers

Solution :

Depreciation rates   16.67%      16.67%    16.67%     16.67%      16.67%      16.67%

(books)

Depreciation        $100000  $100000 $100000  $100000  $100000  $100000

(books)

Depreciation        $35000    $35000    $35000   $35000   $35000  $35000

tax shield (books)

Depreciation rate   20%            32%         19.20%      11.50%      11.50%     5.80%

(tax)

Depreciation       $120000  $192000   $115200  $69000  $69000  $34800

(tax)

Depreciation     $42000   $67200      $40320    $24150     $24150   $12180

tax shield (tax)

You decide to set aside $120 a month for your future. Assuming an interest rate of 6.35%, how much will you have after 25 years? How much more would you have if you invested for 30 years?

Answers

Answer:

After 20 years you will have "$87,784.99" and after 30 years you will have "$41,151.55".

Explanation:

The give values are:

After 25 years,

Cash Flow per period,

C = $120

Interest rate per period,

i = [tex]\frac{6.35 \ percent}{12}[/tex]

= [tex]0.52916667 \ percent[/tex]

Number of period,

n = [tex]25\times 12[/tex]

  = [tex]300[/tex]

The future value will be:

=  [tex]C\times \frac{ [(1+i)^n-1]}{i}[/tex]

On substituting the given values, we get

=  [tex]\frac{120[ (1+0.0052916667)^{300} -1]}{0.0052916667}[/tex]

=  [tex]120[\frac{(4.8711 -1)}{0.0052916667} ][/tex]

=  [tex]87,784.99[/tex] ($)

After 30 years,

Cash Flow per period,

C = $120

Interest rate per period,

i = [tex]\frac{6.35 \ percent}{12}[/tex]

= [tex]0.52916667 \ percent[/tex]

Number of period,

n = [tex]30\times 12[/tex]

  = [tex]360[/tex]

The future value will be:

=  [tex]C\times \frac{ [(1+i)^n-1]}{i}[/tex]

On substituting the given values, we get

=  [tex]\frac{120[ (1+0.0052916667)^{360} -1] }{0.0052916667}[/tex]

=  [tex]\frac{120[ (1.0052916667)^{360} -1]}{0.0052916667}[/tex]

=  [tex]120[\frac{(6.6857 -1)}{0.0052916667} ][/tex]

=   [tex]128,936.54[/tex] ($)

Thus

You will have:

= [tex]128936.54-87784.99[/tex]

= [tex]41151.55[/tex] ($)

Conducting scenario analysis helps managers see the: potential changes in long-term debt over the course of a proposed project. impact an individual variable has on the outcome of a project. potential range of outcomes from a proposed project. distribution of funds for capital projects under conditions of hard rationing. possible range of market prices for a firm's stock over the life of a project.

Answers

Answer:

potential range of outcomes from a proposed project.

Explanation:

Project management can be defined as the process of designing, planning, developing, leading and execution of a project plan or activities using a set of skills, tools, knowledge, techniques and experience to achieve the set goals and objectives of creating a unique product or service. Generally, projects are considered to be temporary because they usually have a start-time and an end-time to complete, execute or implement the project plan.

The fundamentals of Project Management are considered universal across most businesses and professions.

The fundamentals of Project Management includes;

1. Project initiation

2. Project planning

3. Project execution

4. Monitoring and controlling of the project

5. Adapting and closure of project.

Conducting scenario analysis helps managers see the potential range of outcomes from a proposed project.

This ultimately implies that, scenario analysis is a strategic process which typically involves analyzing, monitoring and simulating data that are relevant for the execution of a particular project so as to gain more insight and a deeper understanding of the potential range of outcomes.

Stys Company's payroll for the year is $1,210,930. Of this amount, $510,710 is for wages paid in excess of $7,000 to each individual employee. The SUTA tax rate for the company is 3.2% on the first $7,000 of each employee's earnings.

Answers

Answer:

A. $4,201.32

B. $22,407.04

Explanation:

a. Calculation for The amount of FUTA tax for the year

FUTA tax= ($1,210,930-$510,710) *0.006

FUTA tax = $700,220 * 0.006

FUTA tax= $4,201.32

Therefore The amount of FUTA tax for the year is $4,201.32

b. Calculation for The amount of SUTA tax for the year

SUTA tax=($1,210,930-$510,710) *0.032

SUTA tax = $700,220 * 0.032

SUTA tax= $22,407.04

Therefore The amount of SUTA tax for the year is $22,407.04

On March 31, 2012, Destin Incorporated reported the following balance sheet:
Assets
Cash 3,000
Inventory 14,000
Prepaid Insurance 3,000
Equipment (net) 20.000
Total Assets 40,000
Liabilities & Owners' Equity
Loan Payable 10,000
Common Stock 25,000
Retained Eamings 5,000
Total Liabilities and OE 40,000
During the month ended April 30, 2012, Destin reports the following activities:
They earn revenue totaling $16,000 related to selling inventory, all received in cash. The cost of the inventory sold is $9,000.
Employees earn $2,000, all of which is paid in cash during April.
Other operating expense total $1,000, all paid in cash during April.
They purchase inventory for cash at a total cost of $10,000.
Other information:
A. Depreciation on the equipment is $1,000 per month.
B. The insurance policy was purchased on January 1, 2012, and covers six months.
Required:
1. Calculate Destin's net income for the month ended April 30, 2012.
2. Calculate Destin's retained earnings as of April 30, 2012.
3. Calculate the total assets as of April 30, 2012.
4. Calculate the total liabilities as of April 30, 2012.
5. Calculate the total owners' equity as of April 30, 2012.
6. Calculate the balance of Accumulated depreciation as of April 30, 2012.

Answers

Answer:

Destin Incorporated

1. Net income for the month ended April 30, 2012 is $1,000.

2. Retained earnings as of April 30, 2012 is $6,000.

3. Total assets as of April 30, 2012 is $41,000.

4. Total liabilities as of April 30, 2012 is $10,000.

5. The total owners' equity as of April 30, 2012 is $31,000.

6. The balance of Accumulated depreciation as of April 30, 2012 is $4,000.

Explanation:

a) Data and Calculations:

Balance sheet:

Assets

Cash                                   3,000 + 16,000 -2,000 - 1,000 - 10,000 = 6,000

Inventory                           14,000 + 10,000 - 9,000 = 15,000

Prepaid Insurance             3,000 - 2,000 = 1,000

Equipment (net)              20,000 - 1,000

Total Assets                    40,000

Liabilities & Owners' Equity

Loan Payable                  10,000

Common Stock              25,000

Retained Earnings           5,000

Total Liabilities and OE 40,000

Revenue                   $16,000

Cost of goods sold      9,000

Gross profit                $7,000

Wages                          2,000

Other expenses           1,000

Depreciation expense 1,000

Insurance expense     2,000

Total expenses         $6,000

Net income                $1,000

Retained earnings:

Beginning balance    5,000

Net income                1,000

Ending balance        6,000

Total assets:

Cash balance   6,000

Inventory         15,000

Prepaid insur.    1,000

Equipment      19,000

Total assets = 41,000

Total liabilities:

Loan Payable  10,000

Equity:

Common Stock     25,000

Retained earnings  6,000

Owners' equity     31,000

For the year, the balance of Accumulated Depreciation = $4,000 ($1,000 * 4)

Filer Manufacturing has 9 million shares of common stock outstanding. The current share price is $88, and the book value per share is $7. The company also has two bond issues outstanding. The first bond issue has a face value $80 million, a coupon of 5 percent, and sells for 98 percent of par. The second issue has a face value of $55 million, a coupon of 6 percent, and sells for 106 percent of par. The first issue matures in 20 years, the second in 8 years.
a. What are the company's capital structure weights on a book value basis? (Do not round intermediate calculations and round your answers to 4 decimal places, e.g., 32.1616.) Equity / Value Debt / Value
b. What are the company's capital structure weights on a market value basis? (Do not round intermediate calculations and round your answers to 4 decimal places, e.g., 32.1616.) Equity / Value Debt / Value
c. Which are more relevant? Market value weights or Book value weights

Answers

Answer:

a. Book Value of Common Stock = [9,000,000 shares * $7.00 per share] = $63,000,000

Book Value of Debt = [$80,000,000 + $55,000,000] = $135,000,000

Total Book Value = $63,000,000 + $135,000,000 = $198,000,000

Capital structure weights of Common Stock = [$63,000,000 / $198,000,000] = 0.3182  

Capital structure weights of Debt = [$135,000,000 / $198,000,000] = 0.6818  

b. Market Value of Common Stock = [9,000,000 shares x $88 per share] = $792,000,000

Market Value of Debt = [($80,000,000 x 98%) + ($55,000,000 x 106%)] = $136,700,000

Total Market Value = $792,000,000 + $136,700,000 = $928,700,000

Capital structure weights of Common Stock = [$792,000,000 / $928,700,000] = 0.8528

Capital structure weights of Debt = [$136,700,000 / $928,700,000] = 0.1472

c. Market values/weigh are always preferred because they reflect the current scenario.

The Puck and Pawn Company manufactures hockey sticks and chess sets. Each hockey stick yields an incremental profit of $2 and each chess set, $4. A hockey stick requires 4 hours of processing at machine center A and 2 hours of processing at machine center B. A chess set requires 6 hours at machine center A, 6 hours at machine center B, and 1 hour at machine center C. Machine Center A has a maximum of 120 hours of available capacity per day, machine center B has 72 hours, and machine center C has 10 hours. If the company wishes to maximize profit, how many hockey sticks and chess sets should be produced per day

Answers

Answer:

For number of units of hockey stick = 24

For number of units of chess sets = 4

Maximum possible profit = $64

Explanation:

Decision Variables:

Number of units of Hockey sticks and chess sets

Number of Units           Hockey Sticks               Chess Sets

                                              H                                     C

Objective Function:

Maximize the total profit:

Max P = 2H + 4C

Constraints:

4H + 6C [tex]\leq[/tex] 120 hours    ---> A

2H + 6C [tex]\leq[/tex]  72 hours    ---->B

          C  [tex]\leq[/tex]  10 hours -----> C

H, C [tex]\geq[/tex] 0

For this question to solve, we need to draw a feasible region diagram, which I have attached in the attachment. Please refer to it.

So,

Points According to the feasible region are:

D(0,10) ; A(6,10) ; B(24,4) ; C(30,0) ;

Value of objective function at corner points:

At D(0,10) ;  P = 2H + 4C = 2x0 + 4 x 10 = $40

At A(6,10);   P = 2H + 4C = 2x6 + 4x10 =  $52

At B((24,4) : P = 2H + 4C = 2 x 24 + 4x4 = $64

At C(30,0) ; P = 2H +4C = 2x30 + 4x0 = $60

Hence,

P is maximum at corner point B(24,4)

For number of units of hockey stick = 24

For number of units of chess sets = 4

Maximum possible profit = $64

Click on the item below that contains a comma splice.
A. Martin Luther was born in Eisleben, Germany, about 110 kilometers from the church in Wittenberg where he nailed his ninety-five theses to the door.
B. Martin Luther was born in Eisleben, Germany; about 110 kilometers from there is Wittenberg, where he nailed his ninety-five theses to the door.
C. Martin Luther was born in Eisleben, Germany, about 110 kilometers from there is Wittenberg, where he nailed his ninety-five theses to the door.

Answers

Answer:

The item that contains a comma splice is:

C. Martin Luther was born in Eisleben, Germany, about 110 kilometers from there is Wittenberg, where he nailed his ninety-five theses to the door.

Explanation:

The comma splice occurred when two independent clauses are incorrectly joined by a comma instead of a semicolon or a full stop. To avoid this comma splice, the independent clause, "about 110 kilometers from there is Wittenberg," is identified.  We can either put a semicolon after Germany or a full stop.  Putting a full stop separates the sentence into two.

Rivera Company manufactured two products, A and B, during April. For purposes of product costing, an overhead rate of $2.00 per direct-labor hour was used, based on budgeted annual factory overhead of $500,000 and 250,000 budgeted annual direct-labor hours, as follows:

Budgeted Overhead Budgeted Hours
Department 1 $300,000 200,000
Department 2 200,000 50,000
$500,000 250,000

The number of labor hours required to manufacture each of these products was:

Product A Product B
In Department 1 3 1
In Department 2 1 3
Total 4 4

During April, production units for products A and B were 1,000 and 3,000, respectively.

Required:
a. Using a plantwide overhead rate, what are total overhead costs assigned to products A and B, respectively?
b. Using departmental overhead rates, what are total overhead costs assigned to products A and B, respectively?
c. Assume that materials and labor costs per unit of Product B are $10 and that the selling price is established by adding 40% of total costs to cover profit and selling and administrative expenses.What difference in selling price would result from the use of departmental overhead rates?

Answers

Solution :

a). The assigned total cost is :

[tex]$A =\$ \ 8000$[/tex]

[tex]$B =\$ \ 24,000$[/tex]

Total overheads                                 $ 500,000

Total hours                                             250,000

Plantwide overhead rate                        $ 2

Cost assigned to :

A ( 2 x 4 x 1000)                                   $ 8,000

B ( 2 x 4 x 3000)                                  $ 24,000

b).                                                      Department 1         Department 2

Overheads                                       $ 300,000                 $ 200,000

Hours                                                   200,000                       50,000

Overhead rate                                 $ 1.50                           $ 4.00

Overheads for the product A                        $ 8,500

  (1.5 x 3 + 4 x 1) x 1000

Overheads for the product B                        $ 40,500

  (1.5 x 3 + 4 x 1) x 3000

c).                                                          Plant wide          Departmental

material and labor                                  $ 10                        $ 10

overheads                                               $ 8                         $ 13.50

Total                                                         $ 18.00                  $ 23.50

Add: profit                                                $ 7.20                    $ 9.40

Selling price                                             $ 25.20                 $ 32.90

The difference               $ 7.70

Therefore, the increase in the selling price = $ 7.70

Debit and Credit Effects of Transactions
Lincoln Corporation was involved in the following transactions during the current year:
Lincoln borrowed cash from the local bank on a note payable.
Lincoln purchased operating assets on credit. Lincoln paid dividends in cash.
Lincoln purchased supplies inventory on credit.
Lincoln used a portion of the supplies purchased in Transaction d.
Lincoln provided services in exchange for cash from the customer.
A customer received services from Lincoln on credit.
The owners invested cash in the business in exchange for common stock.
The payable from Transaction d was paid in full.
The receivable from Transaction g was collected in full.
Lincoln paid wages in cash.
Indicate the effect on assets, liabilities and stockholders equity.

Answers

Solution :

                                                                     Stock holder's equity              

Assets         =     Liabilities     +        Contributed Capital         Retained earnings

a. Increase             Increase

   (debit)                  (credit)

b.  Increase             Increase

   (debit)                  (credit)

c. Decrease                                                                                Decrease

    (credit)                                                                                       (debit)

d. Increase               Increase

   (debit)                  (credit)

e. Decrease                                                                                Decrease

    (credit)                                                                                       (debit)

f. Increase                                                                                    Increase

    (debit)                                                                                       (Credit)

g. Increase                                                                                    Increase

    (debit)                                                                                       (Credit)

h. Increase                                                      Increase

    ( debit)                                                         (credit)

i. Decrease               Decrease

   (Credit)                  (debit)

j. Increase/Decrease

   (debit)/(credit)

k. Decrease                                                                                Decrease

    (credit)                                                                                       (debit)

The following information is available for Lock-Tite Company, which produces special-order security products and uses a job order costing system.

April 30 May 31
Inventories Raw materials $43,000 $54,000
Work in process 9,100 18,600
Finished goods 54,000 33,200
Activities and information
for May Raw materials purchases
(paid with cash) 193,000
Factory payroll (paid with cash) 150,000
Factory overhead Indirect materials 16,000
Indirect labor 34,500
Other overhead costs 93,000
Sales (received in cash) 1,700,000

Predetermined overhead rate based on direct labor cost 55 % Compute the following amounts for the month of May using T-accounts.

a. Cost of direct materials used.
b. Cost of direct labor used.
c. Cost of goods manufactured.
d. Cost of goods sold.

Answers

Answer:

Lock-Tite Company

a Cost of direct materials used:

= $182,000

b. Cost of direct labor used:

= $150,000

c. Cost of goods manufactured:

= $466,000

d. Cost of goods sold:

= $520,000

Explanation:

a) Data and Calculations:

                                             April 30      May 31

Inventories:

Raw materials                      $43,000   $54,000

Work in process                        9,100      18,600

Finished goods                      54,000     33,200

Activities and information  for May Raw materials purchases

(paid with cash)                                     193,000

Factory payroll (paid with cash)           150,000

Factory overhead Indirect materials     16,000

Indirect labor                                         34,500

Other overhead costs                          93,000

Total overhead costs = $143,500

Sales (received in cash) 1,700,000

Cost of goods sold          520,000

Gross profit                     1,180,000

Raw materials

Account Titles             Debit      Credit

Beginning balance   $43,000

Cash                          193,000

WIP                                            182,000

Ending balance                       $54,000

Work in process

Account Titles             Debit      Credit

Beginning balance   $9,100

Raw materials        182,000

Factor payroll        150,000

Factory overhead 143,500

Finished Goods                       466,000

Ending balance                        $18,600

Finished goods

Account Titles             Debit      Credit

Beginning balance   $54,000

Work-in-Process       466,000

Cost of Goods Sold                    520,000

Ending balance                          $33,200

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